2020-12-31-accounts

Anglo-Israel Association

Report and Financial Statements

Year Ended

31 December 2020

Anglo-Israel Association

Annual report and financial statements for the year ended 31 December 2020

Contents

Pages

• 1 Charity information

• 2 - 4 Report of the Executive Committee

• 5 - 7 Report of the Auditor

• 8 Statement of financial activities

• 9 Balance sheet

• 10 - 15 Notes forming part of the financial statements

Anglo-Israel Association

Annual report and financial statements for the year ended 31 December 2020

Officers

The Lord Bew (Chairman of the Executive Committee) Lady Sainsbury (Chairman of Council) Mr M. Green (Vice-President) Mrs L. Hochhauser, CBE (Vice-President) Mr J. Marshall (Vice-President) () Mr R. Bolchover (Deputy Chairman of the Executive Committee) () Mrs D. Beth (Honorary Treasurer)

Executive Committee

Mrs J. Atkin The Lord Bew (Chairman) () Mr R. Bolchover (Deputy Chairman) Miss B. Dingle Mr. Steven Jaffe (retired 12[th] August 2020) () Mr D. Kessler () Mrs D. Beth (Honorary Treasurer) () Professor D. Hochhauser Ms O. Polizzi (*) Mr A. Reeve Mrs. F. Saunderson Mr. B. Streather Mrs E. Tarling Mr T. Vince

• (*) also a director of Anglo Israel Association Corporate Trustee

Trustee

Anglo Israel Association Corporate Trustee (Company number 09898380)

Executive Director

Mrs Ruth Saunders

Registered Office

28 Church Road, Stanmore, Middlesex. HA7 4XR

Bankers

Lloyds Bank

Investment Advisers

J M Finn & Co, 4 Coleman Street, London EC2R 5TA

Charity Registration Number

313523

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Anglo-Israel Association

Report of the Trustee for the year ended 31 December 2020

The Trustee presents its report and the financial statements for the year ended 31 December 2020.

Aims, objectives and management

The Charity’s aims and objectives are to promote education in particular and information in general about Israel.

The Association is an independent voluntary and non-political body which, since 1949, has enjoyed the active support of people of different faiths from across the political spectrum. Its day to day activities are run by the Executive Director who is responsible to the Trustee which is advised by the Executive Committee.

Since its foundation in 1949, the Association continues to play an active and energetic role in promoting a better understanding of Israel throughout the UK. Thanks to some loyal and generous donors and the energetic support of our Executive Committee, we make a disproportionate impact around the country through our educational, networking and informational activities.

For seven decades, the Association has sought to portray the rich and dynamic development of the State of Israel and the dramatic growth and diversification both of its democratic traditions and of its social, religious, economic and cultural life as a balance, if not an antidote, to the incessant focus on certain twists and turns of the politics of the Middle East and the slow progress of the peace process.

As an independent, non-political, educational charity we draw support and membership from a wide cross section of British society whose different political and religious perspectives come together in a keen desire to promote a wider and better understanding of Israel in the UK, to encourage physical and intellectual exchanges between both countries at every level and generally to support activities which foster goodwill between the people of our two countries.

The Association achieving a surplus for the year of £19,192.

Despite the excellent result and our gaining a substantial legacy in order for the Association’s work to progress, it is vital that additional donations are received and, in addition that supporters consider including the Association in their wills.

Executive Committee

The Members of the Executive Committee were also the Association’s trustees, are listed on page 1. Risk management

The Trustee is responsible for undertaking risk assessments of the Association’s operations. The principal risks are assessed, and steps are taken to mitigate them.

Review of activities – What we do:

What a year this has been, with all its difficulties and disruption and sadness. Covid 19 has challenged all of us.

However, it has brought one positive for Israel – normalisation and peace with four Arab countries – UAE, Bahrain, Sudan and Morocco, something we couldn’t even imagine until recently.

Although, the AIA had to postpone many in-person events and projects until 2021, we did produce a number of thought provoking and compelling online talks and discussions ranging from the Iran - Hezbollah response to the demise of Qassem Soleimani with Dr. Raphael Marcus to an introduction to the premium wines of Israel with Tal Sunderland-Cohen, the Israeli Wine Ambassador.

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Anglo-Israel Association

Report of the Trustee for the year ended 31 December 2020

One particular event, however, was truly historic. The Three Ambassadors of the United Arab Emirates, Bahrain and Israel, skilfully moderated by Lord Finkelstien, spoke together publicly for the first time.

It was riveting and moving to hear former foes speak of their hopes for close co-operation. Both UAE Ambassador Mansoor Abulhoul and the Bahraini Ambassador Sheikh Fawaz al-Khalifa, made significant statements of their wish that the Abraham Accords be ‘a warm peace’. Israeli Ambassador Tzipi Hotovely, in one of her very first appearances since arriving in the UK, said that she wanted the Abraham Accords to ‘inspire’ the countries with which Israel already had peace treaties, Egypt and Jordan. ‘We are not replacing our friends, we are extending the number of our friends' she said. Lord Bew, Chairman of the AIA, expressed great happiness that we had been able to convene the meeting and said that it was the most hopeful and optimistic event of his ten years as Chairman.

We are looking forward to mounting some more joint events with our Arab colleagues next year, once Covid is under control - it will be wonderful to meet face to face.

We also produced the Anglo-Israel magazine where you will see some examples of the moves that have already been made following the Abraham Accords, in education, trade, science, culture and tourism.

The magazine also features the latest innovations coming out of Israel and an excellent political assessment of the ‘Changing Face of Israel’ by Professor Shlomo Avineri, professor of political science at the Hebrew University.

We remember Elizabeth Corob who sadly passed away on 21st November after a long illness. Elizabeth was a wonderful supporter of Israel and of the AIA. The Corob family’s contribution to education, community support and interfaith relations has been profound and has spanned many years. Elizabeth will be very much missed.

This year, we established a new relationship with UK-Israel Business (UKIB). Welcoming this exciting new relationship, Lord Bew said “By bringing together the deep academic and government relationships developed by AIA with UKIB’s extensive business networks, we look forward to strengthening the multi-dimensional and robust bilateral relationship between the two countries.”

AIA Scholarships: this year we made 18 grants to extraordinary Israeli students to help enable them to study in the UK. The awards went to students studying all over the country although many opted for Cambridge, Oxford and the LSE. The subjects studied are as diverse as preserving Jewish/Israeli cultural heritage for future generations to theatre design, criminology, sociology of scientific knowledge and autism.

If you would like to support exceptionally talented Israeli and British students to further their studies in each other’s country, the scholarship programme is an excellent way of making sure your donation goes directly to a student.

Your continued engagement with the AIA is important to show the breadth of support that Israel has in the UK.

We look forward to next year when we hope we will be able to reinstate our live events including the next Ambassadors’ Roundtable on Food Security together with other briefings and fundraising events.

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Anglo4srael Assoclation Report of the Trustee for the year ended 31 December 2020 Twste#'B responsibililies Law appllcable to Charltles in England Wales requirès the Trustee lo preparts financ¥al statements for the lÉnancial yeèr which g￿0 a true and fair view of the Charfly's nnancial acllvitles during Ihe year and of its financial position 81 the 8nd ol the yèar (unless tha Charity is entit18d to prepare accounts on the altrjmative receipts dnd paymenl basSsl. In preparlng flnanclal statements gSvlng a true and lair view. the TTUStee shoiild follow besl pracli¢e and-. select sultable accountlng polici8s and then apply them consist8ntty', make judg8ments and estimates that are rèagonable and prudent., statè whother applicable accounting standard5 and ststements of re¢ommend8d ptaclice havg boerb followed. subject to any departures disd059d and oxplalnod In tho financial statements., and prepare thB financial 51alements Dn the going concem basiy unless it is inawroprkiie to presume that the Ghality will continue in operation. The Twsteè Is responsible for keeping accounting rgcords whlch disclose with r8asonabl8 accuracy the financial posit(on of ihe Charty and which enable It lo ascertain the firiancial position of the Charity and which enable il to ensure that the financial stotemenls comply with applicable law. It is aFso responsibl8 for safeguarding the assèts of tha Charity and henco lor taking reasonable sl8ps for th8 prevention arKI detecllon of fraud and other Srregulartlles ReseNes policy The curr&nt level of freè Tesefve$, being the tJnre5tricted fijnds Is £26,464 12019 £57,723). Havirig regard to future dev81opmenl, the Trust90 has sel a target level of fr88 reserves of 8pproximately 6 months, expandlture. This will en8ble the Charity lo ¢onlinue its ouirent acllvities 8nd allow itto respond quickly in the event of an em8rg8ncy. 11 intends ID continue its lundraising efforts wilh a view lo malnlainlng the target level so that thè CharKy will be well placed to respond to ils ILrturè needs. The reservÈ5 pollcy is reviewed annually. Publlc Benefit The principal ticlivllie8 of the Charity during the year conllnued lo promoio ¢*ilucalSon In particular and information In goneral about Israel. Th& Trustee Is aware of the Charity Commlsslon guidancè on public benefit reporting as sel out in section 17 of the Charities Act 2011. Tho Truslee bellfyvès Ihal th¢ Charlty achioves a public benefit by providing these services as detsiled elsewheie In this retx)rt. Signed on behalf of the trustee, Anglo Israel Association CorporaleTrustee. on .... .2021 Rlchard 8olchover D•• Bèth Dlrèctors of Anglo Isroel Association Corporats Trustsg

Anglo-Israel Association

Independent Auditor’s Report to the Trustee of Anglo-Israel Association for the year ended 31 December 2020

Opinion

We have audited the financial statements of Anglo-Israel Association (the ‘Charity’) for the year ended 31 December 2020 which comprise the Statement of Financial Activities, the Balance Sheet and notes to the financial statements, including a summary of significant accounting policies. The financial reporting framework that has been applied in their preparation is applicable law and United Kingdom Accounting Standards, including Financial Reporting Standard 102: The Financial Reporting Standard applicable in the UK and Republic of Ireland (United Kingdom Generally Accepted Accounting Practice).

In our opinion, the financial statements:

• give a true and fair view of the state of the Charityʼs affairs as at 31 December 2020 and of its income and expenditure for the year then ended;

• have been properly prepared in accordance with United Kingdom Generally Accepted Accounting Practice;

• have been prepared in accordance with the requirements of the Charities Act 2011.

Basis for opinion

We conducted our audit in accordance with International Standards on Auditing (UK) (ISAs (UK)) and applicable law. Our responsibilities under those standards are further described in the Auditorʼs responsibilities for the audit of the financial statements section of our report. We are independent of the Charity in accordance with the ethical requirements that are relevant to our audit of the financial statements in the UK, including the FRCʼs Ethical Standard and we have fulfilled our other ethical responsibilities in accordance with these requirements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion.

Conclusions relating to going concern

In auditing the financial statements, we have concluded that the trustees’ use of the going concern basis of accounting in the preparation of the financial statements is appropriate.

Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the charity's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.

Our responsibilities and the responsibilities of the directors with respect to going concern are described in the relevant sections of this report.

Other information

The trustees are responsible for the other information. The other information comprises the information included in the annual report other than the financial statements and our auditorʼs report thereon. Our opinion on the financial statements does not cover the other information and, except to the extent otherwise explicitly stated in our report, we do not express any form of assurance conclusion thereon. In connection with our audit of the financial statements, our responsibility is to read the other information and, in doing so, consider whether the other information is materially inconsistent with the financial statements or our knowledge obtained in the audit or otherwise appears to be materially misstated. If we identify such material inconsistencies or apparent material misstatements, we are required to determine whether there is a material misstatement in the financial statements or a material misstatement of the other information. If, based on the work we have performed, we required to determine whether there is a material misstatement in the financial statements or a material misstatement of the other information. If, based on the work we have performed, we conclude that there is a material misstatement of this other information, we are required to report that fact. We have nothing to report in this regard.

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Anglo-Israel Association

Independent Auditor’s Report to the Trustee of Anglo-Israel Association for the year ended 31 December 2020

Matters on which we are required to report by exception

In the light of the knowledge and understanding of the Charity and environment obtained in the course of the audit, we have not identified material misstatements in the Trustees’ Annual Report. We have nothing to report in respect of the following matters in relation to which the Charities Act 2011 requires us to report to you if, in our opinion:

• •sufficient accounting records have not been kept;

• •the financial statements are not in agreement with the accounting records and returns; or

• •we have not obtained all the information and explanations necessary for the purposes of our audit.

Responsibilities of the trustees

As explained more fully in the trusteesʼ responsibilities statement, the trustees are responsible for the preparation of the financial statements and for being satisfied that they give a true and fair view, and for such internal control as they determine is necessary to enable the preparation of financial statements that are free from material misstatement, whether due to fraud or error.

In preparing the financial statements, the trustees are responsible for assessing the Charityʼs ability to continue as a going concern, disclosing, as applicable, matters related to going concern and using the going concern basis of accounting unless the trustees either intend to liquidate the Charity or to cease operations, or have no realistic alternative but to do so.

Our responsibilities for the audit of the financial statements

Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue an auditorʼs report that includes our opinion. Reasonable assurance is a high level of assurance, but is not a guarantee that an audit conducted in accordance with ISAs (UK) will always detect a material misstatement when it exists. Misstatements can arise from fraud or error and are considered material if, individually or in the aggregate, they could reasonably be expected to influence the economic decisions of users taken on the basis of these financial statements.

Irregularities, including fraud, are instances of non-compliance with laws and regulations. We design procedures in line with our responsibilities, outlined above, to detect material misstatements in respect of irregularities, including fraud. The extent to which our procedures are capable of detecting irregularities, including fraud are set out below.

In identifying and assessing risks of material misstatement in respect of irregularities, including fraud and non-compliance with laws and regulations, our procedures included the following:

• We enquired of management, which included obtaining and reviewing supporting documentation, concerning the charity's policies and procedures relating to:

• identifying, evaluating, and complying with laws and regulations and whether they were aware of any instances of non-compliance;

• Detecting and responding to the risks of fraud and whether they have knowledge of any actual, suspected, or alleged fraud;

• The internal controls established to mitigate risks related to fraud.

• We obtained an understanding of the environment that the charity operates in, focusing on those laws and regulations that had a material effect on the financial statements.

• We reviewed the financial statement disclosures and tested these to supporting documentation to assess compliance with applicable accounting standard.

• We performed analytical procedures to identify any unusual or unexpected relationships that may indicate risks of material misstatement due to fraud.

• In addressing the risk of fraud through management override of controls, we tested the appropriateness of journal entries and other adjustments, assessed whether the judgements made in making accounting estimates are indicative of a potential bias and tested significant transactions that are unusual or those outside the normal course of business.

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Anglo-Israel Association

Independent Auditor’s Report to the Trustee of Anglo-Israel Association for the year ended 31 December 2020

A further description of our responsibilities for the audit of the financial statements is located on the Financial Reporting Councilʼs website at: www.frc.org.uk/auditorsresponsibilities. This description forms part of our auditorʼs report.

Use of our report

This report is made solely to the Charityʼs trustees, as a body, in accordance with section 144 of the Charities Act 2011 and the regulations made under section 154 of that Act. Our audit work has been undertaken so that we might state to the Charityʼs trustees those matters we are required to state to them in an auditorʼs report and for no other purpose. To the fullest extent permitted by law, we do not accept or assume responsibility to anyone other than the Charity and the Charityʼs trustees as a body, for our audit work, for this report, or for the opinions we have formed.

Goldwins Limited Statutory Auditor 75 Maygrove Road West Hampstead London NW6 2EG

4/10/2021

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----- Start of picture text -----
Donations 41,950 - - - 41,950 34,081
- - - - -
Legacy 1,205,717
Subscriptions 1,144 - - - 1,144 900
Other income 2,000 - - - 2,000 2,000
- - - -
Magazine adverts 6,500 6,500
Annual dinner - - - - - 117,705
- - -
AIA Colloquium 5,314 5,314 39,000
Ambassador Round Table - - - - - 11,000
- - - - -
Israel clergy visits 20,605
Events 1,200 - - - 1,200 2,400
HMRC JRS Grant 38,271 - - - 38,271 -
Investment income - 4,716 32,824 - 37,540 27,996
91,065 4,716 32,824 5,314 133,919 1,461,404
Investment Management
fees - - 8,253 - 8,253 4,341
Annual Dinner 445 - - - 445 54,065
- - -
AIA Colloquium 1,291 1,291 51,030
Meetings, Briefings &
Conferences 2,183 - - - 2,183 4,855
Ambassador Round Table - - - - - 16,277
- - -
AIA Magazine 5,578 5,578 13,098
- - - - -
Israel clergy visits 44,793
Promoting education
about Israel 108,712 - - - 108,712 111,717
- - -
Grant payable-Sapir 25,000 25,000
Academic
- - -
Accountancy 1,600 1,600 1,600
Bank charges 950 - - - 950 1,773
Fees payable to
- - -
Independent Examiner 3,240 3,240 3,000
Professional fees 7,128 - - - 7,128 300
Net profit/ (losses) on
investments - - 49,653 - 49,653 102,437
Transfers between funds 32,512 (800,000) 767,488 - - -
57,723 1,205,717 737,451 1,185 2,002,076 745,084
----- End of picture text -----

All income and expenditure derive from continuing activities.

The statement of financial activities includes all gains and losses recognised during the year. The notes form part of these financial statements.



Anglo-lsrael Assoclation 8alnee Sheet at 31 December 2021J 2020 2020 2019 2019 Flx•d a88 Tangible assets MCA investmènts state of Israel Bond 2.306 1.579.163 340,000 7.680 737,451 1.921,469 739.131 Cutront assets Debtors Cash 81 bgnk and In hBnd 70.500 58.840 59,657 1.235.172 cr￿￿0￿. amounts f•lllng du• wlthln one y•ar 129,340 1.294.829 129,5411 131.8841 Ngt current ass•ts 99,799 1,262.945 Totsl a•Jets l•¥• eurront IlabllltS•8 2.021.268 2.002,076 Funds MCA vnrestrlcted 8xpendable endowm8nt Fund Plnto unrestrrcted exp6nLlable endowment Fund Restrlcted fltnds Unrestricted funds 1,579,763 737,451 410,433 5.208 26,464 1,205,717 1,185 57,723 2,021,268 2,002,076 The financlal 8tatgments were approved and aulhorlsed for issue by the Trustges on 411012021 Signed on behalf of the trustee. An910 Isra81 Associaiion Corporal& Trustee Rl¢hard Bol¢hover Deè 8#th Dlr9CtorB of Anglo Israel As$oc14tlon The r￿te5 form p8rt of these fjnand81 stateménts.

Anglo-Israel Association is an unincorporated charity governed by its Constitution and operating within the United Kingdom. The address of the registered office is given in the charity information on page 1 of the financial statements. The nature of the charity’s operation and principal activities are to promote education in particular and information in general about Israel.

The charity constitutes a public benefit entity as defined by FR 102. The financial statements have been prepared in accordance with Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) issued on 16 July 2014, as revised in February 2016, the Financial Reporting Standard applicable in the United Kingdom and Republic of Ireland (FRS 102), the Charities Act 2011 and UK Generally Accepted Practice.

The financial statements have been prepared to give a “true and fair” view and have departed from the Charities (Accounts and Reports) Regulations 2008 only to the extent required to provide a “true and fair view”. This departure has involved following the Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102).

The financial statements are prepared on a going concern basis under the historical cost convention, modified to include certain items at fair value. The financial statements are prepared in sterling which is the functional currency of the charity.

The significant accounting policies applied in the preparation of these financial statements are set out below. The policies have been consistently applied to all years presented unless otherwise stated.

These are included in the Statement of Financial Activities when receivable together with any tax recoverable in respect thereof. Residuary legacies are recognised as receivable once probate has been granted, provided sufficient information has been received to enable valuation of the Charity’s entitlement. Amounts receivable are included at the amounts received following the Balance Sheet date to reflect the uncertainty inherent in the administration of estates.

Tangible fixed assets are stated at cost less depreciation. Depreciation is provided at rates calculated to writeoff the cost less estimated residual value of each asset over its expected useful life, as follows:

Computer equipment - 33.33% Office equipment - 20%

All fixed asset investments are recorded at market value.

Annual rentals are charged to the profit and loss account on a straight line basis over the term of the lease.

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Donations received towards the costs of specific charitable programmes.

Debtors and creditors with no stated interest rate and receivable or payable within one year are recorded at transaction price. Any losses arising from impairment are recognised in expenditure.

Foreign currency transactions are initially recognised by applying to the foreign currency amount the spot exchange rate between the functional currency and the foreign currency at the date of the transaction.

Monetary assets and liabilities denominated in a foreign currency at the balance sheet date are translated using the closing rate.

The financial statements have been prepared on a going concern basis as the trustees believe that no material uncertainties exist. The trustees have considered the level of funds held and the expected level of income and expenditure for 12 months from authorising these financial statements. The budgeted income and expenditure are sufficient with the level of reserves for the charity to be able to continue as a going concern.

CA Endowment Fund	32,824 _	27,996 _

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No directors of the Trustee or members of the Executive Committee, who comprise the charity’s key management personnel (or any persons connected with them) received any remuneration during the year. The aggregate of donations made by the Committee members during the year amounted to £10,000 (2019 £53,945).

taff costs consist of: ages and salaries 7 ocial security costs ension	5,941 4,066 1,383	75,919 5,134 1,589

The average monthly number of employees during the year was 2 (2019 – 2).

The employee benefits of Key Management Personnel are £81,390 (2019: 82,642). No employee earned over £60,000 in the year.

t 1 January 2020 dditions t 31 December 2020 1 t 1 January 2020 harge for the year t 31 December 2020 t 31 December 2020 t 31 December 2019	8,587 1,543 _ 0,130 _ 8,084 682 _ 8,766 _ 1,364 503	2,725 - _ 2,725 1,548 235 __ 1,783 _____ 942 1,177	11,31 1,54 __ 12,85 _ 9,63 91 10,54 ___ 2,30 1,68	11,31 1,54 __ 12,85 _ 9,63 91 10,54 ___ 2,30 1,68
				1,68

The fixed assets are mainly used for direct charitable expenditure.

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arket value as at 1 January 2020 737,451 ealised (losses)/gains 6,837 nrealised gains on revaluation 42,816 ortfolio management charge (8,253) ash injection/ (withdrawn) 800,000 ransfer from Investment income 312 __ arket value as at 31 December 2020 1,579,163 _ nnual Dinner 10,550 repayments and accrued income 14,672 mounts due from connected charities 30,712 ther debtors 14,566 _ 70,500 _ ccruals and deferred income 29,541 _____ 29,541

664,167 7,936 94,500 (4,341) (25,000) 189 _ 737,451 _ 25,490 5,005 29,162 - _ 59,657 _ 31,884 _ 31,884

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The income funds of the charity include restricted funds comprising the following unexpended balances of donations and grants held on trust for specific purposes:

loquium 1,185 _ 1,185	5,314 ( _ ___ 5,314 (	1,291) ____ 1,291)	5,208 _ 5,208

The Colloquium Fund comprises donations made to hold a conference relating to Anglo-Israeli matters.

Restricted funds (prior year)

stricted funds (prior year)
d loquium balances at 31 mber 2020 are ented by: ble fixed assets ments of Israel Bond nt Assets ors: amounts falling due one year	Balance at 1 January 2019 £ 13,215 _ 13,215 _ 2,306 - - - - - 53,699 5,208 (29,541) -	Movements Balance at Transfers/ 31 December Income Expenditure 2019 £ £ £ 39,000 (51,030) 1,185 _ _ _ 39,000 (51,030) 1,185 _ _ _ - - 2,306 - 1,579,163 1,579,163 340,000 - 340,000 70,433 - 129,340 - - (29,541)
		- - 1, 340,000 70,433 -
		410433

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Fund balances at 31
December 2019 are
represented by:
Tangible fixed assets	1,680	-	-	-	1,680
Investments	-	-	-	737,451	737,451
Current Assets	87,927	1,185	1,205,717	-	1,294,829
Creditors: amounts falling due
within one year	(31,884)	-	-	-	(31,884)

Total future minimum lease payments under non-cancellable operating leases are as follows:

iry date: to 5 years	6,300	6,300

• a) During the year, Mr J Saunders, the son of Mrs Ruth Saunders, the executive director of the Charity, undertook the design of various publications and arranged for printing and postage where appropriate, at a cost of £6,253 (2019 £22,689). Mr Streather was paid £7,128 for legal advice and fees.

The directors of the corporate trustee considered that all charges were rendered on not more than normal commercial terms.

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