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2023-03-31-accounts

Name: Keren Association
Limited
Keren Association
Limited
Status: Incorporated;
1"November
1961
Registered
Charity Number:
313119
Company
Registration
Number; 00707087
Principal Oflice: 129Stamford
Hill
London N16 5TW
Registered Office: New Burlington
House
1075Finchley Road
London NW11 0PU
Charity Trustees: Mr EEnglander
(Chairman)
Mr PN Englander
Mr SZ Englander
Mr JSEnglander
Mrs H Z Weiss
Mrs N Weiss
Mr A I Perelman
Mr JStern
Secretary: Mrs H Z Weiss
Auditors: Cohen Arnold
Chartered
Accountants
&Statutory
Auditor
New Burlington
House
1075Finchley Road
London NW11 OPU
Bankers: Barclays Bank Pic
Mile End &Bow Branch
240 Whitechapel
Road
London E1 1BS

~Com
an
Com an Re 'stratian Number Percenfa a Sharehotdtn
Adagio Estates Limited 11229159 100%
Btustart Co.Limited 00844475 100%
E d'c SProperty Trading Co. Limited 00987960 100%
Englander
Company
Limited
00507585 50.45%
Gerrone Properties
Limited
00842663 100%
Grangepoint
Limited
01338359 100%
Hollow-ware
Products Limited
00381945 100%
Manhill Co.Limited 00804321 100%

2023 2022
Grants and donations
received
239,934 223,574
Grants and donations
paid
11669743 9,089,868
Net investment income 1,058,187 /,328,202
Gains/(Losses) on investments (1,721,614) (456697)
Net movement in funds —(deficit)/surplus (11,410,756) (7,0/8,277)
Total funds 9,459,166 20,869,922

Uarestricted Funds
2023 2022
Note f
Income and endowments from:
Donations
and legacies
239,934 223,574
Investments 2,149,549 2,504,462
Total income 2,389,483 2,728,036
Expenditure
on:
Investment
management
costs 1,091,362 1,176,260
Charitable
activities
11,825,403 9,220, 075
Total expenditure 12,916&765 10,396,335
Surplus/(Deficit)
on investment
valuations and disposals (1,721)614) (456,697)
Net expenditure
before
taxation (12+48,896) (8,124,996)
Taxation 484,045 848,369
Net expenditure
after taxation
(11,764,851) (7,276,627)
Attributable
to non-controlling
interest 354,095 258,350
Net movement
in funds
10 (11,410,756) (7,018,277)
Reconciliation
offunds
Total funds brought
forward
20,869,922 27,888,199
Total funds carried forward 9,459,166 20,869,922

AS A T 31MARCH 2023
Charitable Charitable
~Grou ~Grou ~Com an ~Cont
an
2023 2022 2022
Note
Fixed assets
investments 11 53,588,345 57,IOI,088 25,682,154 37,9I8,645
Total fixed assets 53&588445 57, IOI,088 25,682,154 37,9)8,645
Current assets
Debtors 12 4,153,683 I,998,354 98,148 77,138
Cash at bank and in hand 1,805,890 JI,254,682 312,627 233,243
Total current assets 5,959,573 l3,253,036 410,775 3I0,38I
Current Liabilities
Creditors: Amounts falling due
within one year 13 (1,729,569) (2,545,2)3) (537,101) (I,232,9)8)
Net current
assets/(liabilities)
4,230,004 IO,707,823 (126426) (922,537)
Total assets less current liabilities 57,818,349 67,808,9II 25,555,828 36,996,)08
Creditors: Amounts faging due after
more than one year 14 (38,888,462) (36,627970) (16,096,662) (I6,)26,186)
Provisions for liabilities 15 (6,282,729) (6,768,932)
Net assets 12,647,158 24,4I2,009 9&459&166 20,869,922
Less: non-controlling interest (3,187,992) (3,542,087)
Net assets attributable to the
parent Charitable Company 16 9,459,166 20,869,922 9,459,166 20,869,922
The funds ofthe Charitable
Company:
Unrestricted
funds
16 9,459,166 20,869,922 9&459,166 20,869,922
9,459,166 20,869,922 9,459,166 20,869,922

2023 2022
Note
Cash flows from operating activities:
Net cash used in operating
activities
18 (13,938,565) (9,127285)
Cash ilows from investing
activities:
Interest received 27,521 9,797
Net rents and commissions
received
1,519,700 1,854,868
Purchase
of/Improvements
to investments
(138,183) (57,243)
Proceeds from sale ofinvestments 1,929,312 15,239,692
Net cash provided
by investiag activities
3@38450 17j047114
Cash flows from tiaancing activities:
Interest paid (470,153) (440,025)
Cash inflows from bank borrowings 1,473,930
Repayment ofbank borrowings (100,483)
Increase in other loan creditors 147,646 2,931,138
Net cash provided
by financing
nativities
1,151,423 2,390,630
Change in cash and cash equivalents in the year (9,448,792) 10,310,459
Cash and cash equivalents
at the beginning ofthe year
11,254,682 944,223
Cash and cash equivalents
at the end
ofthe year 18 1,805,890 11,254,682

2023 2022
g 6
Unrestricted
donations
received 239,934 223,574
No restrictions were attached to any donations received.
INVESTMENT INCOME
2023 2022
g
Rents receivable from investment properties 1,903,992 2,398,378
Interest receivable 36,045 10,595
Commissions
receivable
209,512 95,489
2,149,549 2,504,462
INVESTMENT MANAGEMENT COSTS
2023 2022
g
Property outgoings 584,251 782,906
Interest payable 507,111 393,354
1,091,362 L 776,260

2023 2022
Grant funding activities (institutional grants) 11,669,743 9,089,868
Support and governance costs (note 6) 155,660 /30,207
11,825,403 9,220,075

ANALY SIS OF SUP PORT AND GOVERNANCE COSTS
2023 2022
f
Legal @professional fees 78,275 38,002
Auditor's remuneration 62,013 66,255
General expenses 15,372 25,950
155,660 /30,207

SURPLUS/(DEFICIT) ON SURPLUS/(DEFICIT) ON SURPLUS/(DEFICIT) ON INVESTMENT VALUATIONS AND DISPOSALS
2023 2022
6
Profit/(Loss)
on
disposal 248,457 (44,907)
Gains/(Losses) on revaluation (1,970,071) (852,90/)
Amounts
written
back/(written off) on investments 44/, ///
(1,721,614) (456,697)

INVESTMENTS
Shares in
Related
~Grou ~Pro
rties
~Com
anise
Life Policies Total
8
Fair Value at 1 April 2022 40,056,743 5,957,000 11,087,345 57,101,088
Additions 138,183 138,183
Disposals (1,680,855) (1,680,855)
Revaluations (1,970,071) (1,970,071)
Fair Value at 31March 2023 36,544,000 5,957,000 11,087,345 53,588,345
irnpairments
At 1 April 2022
Reversal ofimpairments
At 31 March 2023
Carrying
Amount
Net book value at 31 March 2023 36,544,000 5,957,000 11,087,345 53,588,345
Net book value at 1 April 2022 40,056,743 5,957,000 11,087,345 57,101,088
Historical Cost at 31 March 2023 12,036,881 232,531 11,087,345 23,356,757
shares in Silores lls
Cherish
leCam
au P~ro erties Snhshtiarv
n"" '
Related
~e
Total
Fair Value at I April 2022 4,014,043 30,257,586 3,647,016 37,918,645
Additions
Disposals (1,025,625) (1,025,625)
Revaluations 79,582 (11,290,448) (11410,866)
Fair Value at 31 March 2023 3,068,000 18,967,138 3,647,016 25,682,154
Historical Cost at 31 March 2023 2,567,735 2,852,771 61,148 5,481,654
18

Com n
R
lstratton
~percenta e
~Com
an
Number S~be Ml
Adagio Estates Limited 11229159 100%
Blustart Co. Limited 00844475 100%
E&S Property Trading Co.Limited 00987960 100%
Englander
Company
Limited
00507585 50.45%
Gerrone Properties
Limited
00842663 100%
Grangepoint
Limited
01338359 100%
Hollow-ware
Products Limited
00381945 100%
Manhill Co. Limited 00804321 100%
~Com
an
T e~egt 0e Donstians Net retained
~e Iield to grofrt or
Parent ~loss
'
~Cha
Adagio Estates Limited 187,429 (33,271) (1,048,510) (894,352)
Blustart Co. Limited 3,539 (5,428) 37,792 (30,000) 5,903
E& S Property
Trading
Co. Limited
117,960 (79,669) 102,878 (100,000) 41,169
Englander
CompanY
Limited 472,335 (198,056) (460,402) (528,500) (714,623)
Gerrone Properties
Limited 137,559 (59,304) (307,847) (120,000) (349,592)
Grangepoint Limited 688,510 (161,695) (1,518,614) (608,000) (1,599,799)
Hollow-ware Products
Liinited (3,717) I (3,716)
Manhill Co. Limited 48,003 (50,968) (229,787) (9,635,000) (9,867,752)

The assets, liabilities
and funds ofeach subsi
diary
undertakings
as
at 31March 2023 wer e as fo e as fo llows:
~C' I
d
~Com an Assets
8
Liabilities Reserves
f
Adagio Estates Limited 3,830,328 (5,684,002) (1,853,674)
Blustart Co.Limited 1,134,348 (73,564) 1,060,784
E&SProperty Trading Co. Limited 3,371,298 (1,194,493) 2,176,805
Englander
Company
Limited
8,401,057 (I 967 169) 6,433,888
Gerrone Properties
Limited
4,422,212 (2,004,374) 2,417,838
Grangepoint
Limited
18,016,335 (12,166,307) 5,850,028
Hollow-ware
Products Limited
13,609,641 (12,264,869) 1,344,772
Manhill Co.Limited 3,640,636 (2,438,747) 1,201,889
DEBTORS
~Grou ~Ch I I C
2023 2022
f
2023
f.
2()22f
Rent and service charges 211,834 I94,904
2,260
Amounts
due from related companies
611,481 624,72I
Loan debtors 384,688 366,689
64,500
4I5,500
Interest receivable 18,854 I0,330
Other debtors and prepayments 2,926,826 80I,7I0
31,388
30,638
4,153,683 I,99&354
98,148
77,)38

~Grou O~Hbt C
2023 2022 2023 2022
8 6 6
Current instalments oflong tenn loans 125,000 769,412 676,285
Rent and service charges charged in advance 342,154 334,777 32,153 32,700
Amounts due to related companies 297,104 297,104 297,104 297,104
Loan creditors 540,467 534,971 157,000 157,000
Taxation 11,176 9,651 11,176 9,651
Other creditors and accruals 413,668 599,298 39,668 60,178
1,729,569 2,545,213 537,101 1,232,9/8

~Grou ~Ch i Dg
2023 2022 2023 2022
~ak 6
Secured bank loan (instalments terminating in
less than 5years) 6,943,342 5,469,412 67',285
6,943,342 5,469,4/2 670,285
Less: Amounts repayable within 1 year (125,000) (769,412) (676,285)
6,818,342 4,700,000
Other amounts fallin due within 6 ears
Amounts due to related companies 32,070,120 31,927,970 10,656,413 10,685,937
Amounts due to subsidiary undertakings 5,440,249 5,440,249
38,888,462 36,627,970 16,096,662 16,126,186

2023 Z022
Balance at 1 April 2022 6,768,932 7,617,637
Movement for the year (486,203) (848,705)
Balance 31 March 2023 6,282,729 6,768,932

Balance at 1 April 2022 20,869,922
Net expenditure
for the year
(10,043,237)
Deficit on investments (L72L614)
Attributable
to non-controlling
interest 354,095
Balance at 31March 2023 9,459,166
~Ch ht bl C
Balance at 1 April 2022 20,869,922
Net expenditure
for the year
(305,993)
Deficit on investments (11,104,763)
Balance at 31March 2023 9,459,166

FINANCIAL INST RUME NTS
~Grou C~h' bl C
2023 2022 2023 2022
8
Financial assets measured atfair value
through income und expenditure:
Unlisted
investinents
(Note 11) 17,044,345 17,044,345
22,614,154
33,904,602
Financial assets measured a( amortised cost:
Debtors (Note 12) 4,153,683 1,998,354 98,148 77,138
Financial
liabilities
measured at amortlsed
costi
Creditors (Notes 13 &14) 40,618,031 39,173,183
16,633,763
17,359,104
NOTES TO THE CONSOLIDATED STATEMENT OF CASH FLOWS
Reconciliation ofnet income to net cash flaw from o ratin nativities
2023 2022
Net expenditure
for the year
(11,764,851) (7,276;627)
Adjustments
for:
Interest receivable (36,045) (10,595)
Net rents and commissions receivable (1,529,253) (1,710,961)
Interest payable 507,111 393,354
Taxation (484,045) (848,369)
(Surplus)/Deficit
on
investment valuations and disposals 1,721,614 456,697
(Increase)/Decrease in debtors (2,129,875) 51,265
Increase/(Decrease) in creditors (221,063) (18/, 7/3)
(13,936,407) (9,126,949)
Tax paid (2,158) (336)
Net cash used in operating activities (13,938,565) (9,127,285)
Anal sisofcash and tush e uivnle ts
2023 2022
8
Cash bank and in hand 1,805,890 11,254,682
Total cash and cash equivalents 1,805,890 11,254,682

At 1 Apr At 31Mar
2022 Cash flows 2023
g 8
Cash at bank and in hand 11,254,682 (9 448 792) ly805y890
11,254,682 (9,448,792) 1,805,890
Loans falling due within one year (769,412) 644,412 (125,000)
Loans falling due afler more than one year (4 700 000) (2 118342) (6i818y342)
Total 5,785,270 (10,922,722) (5,137,452)

U~it&
d
2023
Income and eadowments from:
Donations
and legacies
11,261,434
Investments 265,221
Total income 11,526,655
Expenditure
on:
Investment
management
costs 55,462
Charitable
activities
11,777,186
Total expenditure 11,832,648
Deficit on invesunent valuations and disposals (11,104,763)
Net movement
in funds
(11,410,756)
Reconciliation offunds
Total funds brought forward 20,869,922
Total funds carried forward 9,459,166

Recipients ofInstitutional Grants 8
Friends ofMercaz Hatorah Belz Macnivka 2,114,400
China Vechisda 884,195
Parkwill
Limited
836,000
Mosdot Torse Aharon 806,039
The OJC Fund 798,391
Achisomoch
Aid Company
Limited 663,000
Ezra Lecol Ma Detzarich 459,245
TTBA Belz 408,600
Heichalei
Hakodesh
385,594
Mosdos Kedushas
Aharon
D'Chasidei Belz Machnovka Elad 361,800
Beis Aharon Trust Ltd 310,320
Heichal Aharon
Dchasidei
Belz 298,367
Zera Aharon Machnovka Belz Yerushalayim 286,000
lchud Mosdos Gur Limited 275,800
Kollel Belz Machnovke
Limited
250,000
Agudat Yeshivat Belz Machnovke
UTRY Limited
223,394
200,000
MLT D'Chasidei Belz 188,300
Mosdos Belz Machnovka Beis Shemesh 187,086
The New Rachrnistrivke
Synagogue
Trust (NRST) 143,550
Synagogue
D'Chasidei Belz
Doiros Oilom, israel
112,300
103,641
Beis Brucha 100,317
Crownhost
Limited
94,000
Chasdei Aharon Limited 81,100
Collel Chibath
Yerushalayim
80,540
Amud Hatzdokoh
Trust
61,920
Belz Machnovka
Manchester
Limited 53,400
Keren Hatzolo Trust 50,400
Other Grants (below $50,000) 852,044
11,669,743