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2024-04-05-accounts

Trustees’ Annual Report for the period

From Period start date To Period end date

Charity name:

Charity registration number:

Objectives and Activities

Summary of the
purposes of the
charity as set out
in its governing
~~ee~~
Summary of the
purposes of the
charity as set out
in its governing
~~ee~~
SORP
reference
Para 1.17
Advancement of Education
Prevention of Poverty
Advancement of Religion
Other Charitable Purposes
Advancement of Education
Prevention of Poverty
Advancement of Religion
Other Charitable Purposes
document
Summary of the
main activities in
relation to those
purposes for the
public benefit, in
Para 1.17
and 1.19
(a)
(b)
the establishment
School as the Trustees
discretion think fit
the provision of playing
particular, the recreation grounds
activities,
projects or
services
identified in the
(c) and other accommodation
games and pastimes
the provision of equipment
accounts. to be used in connection
pastimes of all kinds
(a) the offer of scholarships
Grant of allowances
of the School for
any University or
(e) the construction equipment
general upkeep of
accommodation forming
the premises of the
.(f) the advancement of
Trustees shall in
Fit
Statement Para 1.18 Yes
confirming
whether the
trustees have
had regard to the
guidance issued
by the Charity
Commission on
public benefit

Additional information (optional) You may choose to include further statements where relevant about: SORP reference Must meet objects and provisions of Trust Deed Para 1.38 Policy on grant making N/A Para 1.38 Policy on social investment including program related investment The trust is run by volunteer Trustees Para 1.38 Contribution made by volunteers Other

Achievements and Performance

SORP reference
Summary of the main
achievements of the charity,
identifying the difference the
charity’s work has made to
the circumstances of its
beneficiaries and any wider
benefits to society as a
whole.
Para 1.20 Normally the charity looks to make grants to
beneficiaries in accordance with it’s objectives which
provide significant benefit.
This year we have focused on setting up or long term
reserves, funded by donations from the Old Eleans
Club and as such no grants were made.
It is anticipated that in most years, we will make
suitable grants.

Additional information (optional) You may choose to include further statements where relevant about:

No grants were made in the period due to no suitable beneficiaries being identified Achievements against Para 1.41 objectives set

Performance of fundraising
activities against objectives
set
Para 1.41
Investment performance
against objectives
Ain An additional £80k donation was received from the
Old Eleans Club and invested with Quilter Cheviot to
add to the existing £40k invested last year.
Combined & interest on bank accounts the following
summarises the performance:-
Bank interest £38
Quilter Interest £84
Quilter Dividend £1520
Quilter Surplus £13194
The gain significantly exceeded our objectives
Other

Financial Review

Financial Review
Review of the charity’s
financial position at the end
of the period
Para 1.21 The Trust is in a very sound position holding
significant reserves. It has no essential costs and can
chose how much to grant to beneficiaries
Statement explaining the
policy for holding reserves
stating why they are held
Para 1.22 Reserves policy
Free reserves will be held to cover 12 months
antcipated charitablegiving
Amount of reservesheld Para 1.22 £123,220
Reasons for holding zero
reserves
Para 1.22 N/A
Details of fund materially in
deficit
Para 1.24 N/A
Explanation of any
uncertainties about the
charity continuing as a going
concern
Para 1.23 N/A

Additional information (optional) You may choose to include further statements where relevant about:


The charity’s principal
sources of funds (including
any fundraising)

Para 1.47

From income and capital drawdown from investments
Investment policy and
objectives including any
social investment policy
adopted
Para 1.46 Investment objectve
The main investment objectves for the charity are:

To deliver the best overall fnancial return
within a risk profle that is commensurate
with their charitable objectves and
fnancial circumstances

To provide a reasonable and sustainable
level of income

To maintain the real value of capital (i.e., to
protect the
expendable endowment
against infaton)

To invest for the long-term in a diversifed
portolio

To provide sufcient liquidity to fund
shortalls or unfunded commitments
Total return target
The total return target for the investment portolio
has been set at infaton plus 3.5% p.a. net of fees.
This implies a nominal target of 5.5% p.a. assuming
the Bank of England’s ofcial 2% target for CPI
infaton.
Income requirement
There is no specifc income requirement. However,
the Trustees expect the investments to generate a
reasonable level of income, as income forms an
important component part of the overall total
return.
Time horizon
The tme horizon for the investment portolio is
considered to be long term (i.e., more than fve
years).
Liquidity requirement
The Charity holds sufcient cash reserves to meet
immediate cash-fow requirements. The longer-term
investment portolio should be invested in assets
that are easily realisable in normal market
conditons.
Ethical and other constraints
The Trustees have set no ethical or geographic
restrictons but are aware that Quilter Cheviot
Global Income & Growth Fund for Charites
precludes any direct investment in tobacco
companies as a company they do not invest in
businesses which make controversial weapons.
The Trustees will monitor the underlying holdings
via the regular quarterly investment reports to
ensure the investments do not confict with the
aims of the charity.
The Trustees wish to be responsible investors.
Environmental, social and governance (ESG) criteria
are a set of standards to assess a company’s
operatons that investors, such as charites, consider
when reviewing their investments.

Environmental criteria consider how a
company performs as a steward of nature.

Social criteria examine how it manages
relatonships with employees, suppliers,
customers and the communites where it
operates.

Governance deals with a company’s
leadership, executve pay, audits, internal
controls, and shareholder rights.
Quilter Cheviot is expected to take account of ESG
issues in their investment analysis and decision-
making processes and engage with company
management when appropriate and produce
periodic reports covering ESG issues.
Risk tolerance

Short-term reserves: provides fnancial
security, as the money may be required at
short notce. As such capital volatlity
cannot be tolerated and investment should
be focused on minimising the risk to
capital. Any return in the form of interest
is secondary albeit welcome.

Long-term expendable endowment:
a
reasonable level of capital volatlity within
the investment portolio is considered by
the Trustees to be acceptable given the
charity’s risk and return objectves but the
portolio should be well diversifed across
asset classes and individual investments
should be in line with a standard medium

risk profile. Diversification within the portfolio should be such as to help limit the downside risk in the portfolio. However, the Trustees accept there maybe times of crisis when the downside risk might be larger as demonstrated in above ‘peak to trough decline’. Ability to bear loss The charity has a ‘moderate’ ability to bear investment losses. In extreme circumstances, falls in the value of the portfolio of up to 35% would not have a material impact on the charity’s overall financial position and commitments. Currency The charity’s liabilities are in sterling therefore the manager is expected to be mindful of this fact when investing the charity’s assets. Asset classes, ranges and benchmark indices The table below shows the strategic asset allocation and benchmark indices against which performance of the portfolio will be monitored. Maximum and minimum ranges have been set in each asset class to limit the degree of divergence from the strategic asset allocation and therefore the overall risk within the portfolio. Approach to investment The Trustees have agreed to invest through the Quilter Cheviot Global Income & Growth Fund for Charities which provides access to a diversified investment portfolio where the Fund’s investment objectives are aligned to the Charity. Investment manager The Trustees has appointed Quilter Cheviot to manage the portfolio on a discretionary basis, in accordance with the principles set out in this policy statement. Custody of assets All client money is held in accordance with the FCA client money rules. Cash held on deposit on behalf of clients in pooled client money bank accounts which are separate from Quilter Cheviot’s monies. Investments are held in Quilter Cheviot’s nominee company (or through a sub custodian) in accordance with FCA rules and are held as client assets which are separate of any of Quilter Cheviot’s own assets. An independent assurance on internal controls (AAF 01/06) report is commissioned periodically by Quilter Cheviot to demonstrate that effective controls are in place. Management, reportng and Monitoring The Trust has nominated a list of authorised

signatories, two of which are required to sign
instructons to the investment managers.
Quilter Cheviot will provide a quarterly review of
the investments including a valuaton. The Trustees
meet with the Investment Manager at least annually
to review this policy, the investments and monitor
performance against:

Its target of infaton (CPI) plus 3.5% p.a.
net of fees (long-term target rolling fve
years)

the composite of market indices (as shown
in table above above)

ARC steady growth charites index (peer
group)
The investment commitee has responsibility for
agreeing strategy and monitoring the investment
assets. The commitee should meet a minimum of
six monthly to review the portolio, including an
analysis of return, risk and asset allocaton.
Performance will be monitored against the above
agreed benchmarks, investment objectve of
infaton (CPI) plus 3.5% over the long term.
A description of the principal
risks facing the charity
Para 1.46 Reduction in value of investments
Lack of availability of suitable trustees
Other

Structure, Governance and Management

Description of charity’s
trusts:
Type of governing document
(trust deed, royal charter)
Para 1.25 Trust Deed
How is the charity
constituted?
(e.g unincorporated
association, CIO)
Para 1.25 Unincorporated Charitable Trust
Trustee selection methods
including details of any
constitutional provisions e.g.
election to post or name of
any person or body entitled
to appoint one or more
trustees
Para 1.25 Trustees are appointed by the Old Eleans Club
At least 3 Trustees must be Old Eleans

Additional information (optional)

You may choose to include further statements where relevant about:


Policies and procedures
adopted for the induction
and training of trustees

Para 1.51

N/A
The charity’s organisational
structure and any wider
network with which the
charity works
Para 1.51 The Trust is governed by a committee of between 3
and 6 Trustees
Relationship with any
related parties
Para 1.51 Trustees are appointed by the Old Eleans Club, the
alumni association of Kings Ely.
Other

Reference and Administrative details

Charity name The Old Eleans Charitable Trust
Other name the charity uses
Registered charitynumber 311439
Charity’s principal address Correspondence Address:- 8 Mount Temple, Romsey Hants
SO51 5UW
Principal location of operation:- Kings Ely, Cambridshire

Names of the charity trustees who manage the charity

1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
Trustee name Office (if any) Dates acted if not for whole
year
Name of person (or body) entitled
to appoint trustee (ifany)
Jo Dick Old Eleans Club Committee
Robert Le Grice Old Eleans Club Committee
Trevor Bedford Old Eleans Club Committee
Mark Wilkinson Old Eleans Club Committee
JeremySavage Old Eleans Club Committee
Mark Southwell To 16/2/2024 Old Eleans Club Committee

– Corporate trustees names of the directors at the date the report was approved

Director name

Name of trustees holding title to property belonging to the charity

Trustee name Dates acted if not for whole year

Funds held as custodian trustees on behalf of others

Description of the assets held in this capacity

Name and objects of the charity on whose behalf the assets are held and how this falls within the custodian charity’s objects

Details of arrangements for safe custody and segregation of such assets from the charity’s own assets

Additional information (optional)

Names and addresses of advisers (Optional information)

Type of Name Address adviser

Name of chief executive or names of senior staff members (Optional information)

Exemptions from disclosure

Reason for non-disclosure of key personnel details

Other optional information

Declarations

The trustees declare that they have approved the trustees’ report above.

Signed on behalf of the charity’s trustees

Signature(s)

Full name(s)

Position (eg Secretary, Chair, etc)

Date

OLD ELEANS' CHARITABLE TRUST

ACCOUNTS FOR THE YEAR ENDED

5TH APRIL 2024

1

Independent Examiners Report to the Trustees of The Old Eleans' Charitable Trust

Charity Number – 311439

We report on the accounts of the Association for the year ended 5[th] April 2024

Respective responsibilities of trustees and examiner.

The charity's trustees are responsible for the preparation of the accounts. The charity’s trustees consider that an audit is not required for this year under section 144 of the Charities Act 2011 (the Charities Act) and that an independent examination is needed.

It is my responsibility to:-

Basis of independent examiner’s report.

My examination was carried out in accordance with the general Directions given by the Charity Commission. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts and seeking explanations from you as trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit, and consequently no opinion is given as to whether the accounts present a ‘true and fair’ view and the report is limited to those matters set out in the statement below.

Independent examiner’s statement .

In connection with my examination, no matter has come to my attention: -

  1. which gives me reasonable cause to believe that in, any material respect, the requirements: -

  2. to keep accounting records in accordance with section 130 of the Charities Act.

  3. to prepare accounts which accord with the accounting records and comply with the accounting requirements of the Charities Act have not been met; or

  4. to which, in my opinion, attention should be drawn in order to enable a proper understanding of the accounts to be reached.

A Borland F.C.A. 75 Newnham Street Ely Cambs CB7 4PQ

Dated – 16[th] January 2025

OLD ELEANS' CHARITABLE TRUST

STATEMENT OF FINANCIAL ACTIVITIES FOR THE YEAR ENDED 5TH APRIL 2024

Receipts :-
Bank Deposit Interest
Quilter Interest
Quilter Dividend
Quilter Surplus
Old Eleans Club
Payments :-
Bank Charges
Lecture Fees
Grants
Surplus of Receipts over Payments
Fund Balances b/fwd
Fund Balances c/fwd
2024
38
84
1,520
13,194
80,000

94,836

45
-
-

94,791

28,429

£123,220
2023
7
16
155
155
47,000
47,333
90
-
7,000
40,243
(11,814)
£28,429
OLD ELEANS' CHARITABLE TRUST
BALANCE SHEET AS AT 5TH APRIL 2024
Current Assets
Cash at Bank and in Hand
Investments
Debtors
Current Liabilities:- Payable within one Year
Creditors
Funds
Accumulated Income Fund
Scholarship Fund
Leonard Osmond Memorial Fund
2024
2,635
135,124
-
137,759
-
£137,759
123,220
13,410
1,129
£137,759
3
2023
2,642
40,326
-
42,968
-
£42,968
28,429
13,410
1,129
£42,968

Approved by the Board of Trustees on 15[th] January 2025 and signed on its behalf by

J Dick R Le Grice President Treasurer

OLD ELEANS' CHARITABLE TRUST

ACCOUNTS FOR THE YEAR ENDED

5TH APRIL 2024

1

Independent Examiners Report to the Trustees of The Old Eleans' Charitable Trust

Charity Number – 311439

We report on the accounts of the Association for the year ended 5[th] April 2024

Respective responsibilities of trustees and examiner.

The charity's trustees are responsible for the preparation of the accounts. The charity’s trustees consider that an audit is not required for this year under section 144 of the Charities Act 2011 (the Charities Act) and that an independent examination is needed.

It is my responsibility to:-

Basis of independent examiner’s report.

My examination was carried out in accordance with the general Directions given by the Charity Commission. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts and seeking explanations from you as trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit, and consequently no opinion is given as to whether the accounts present a ‘true and fair’ view and the report is limited to those matters set out in the statement below.

Independent examiner’s statement .

In connection with my examination, no matter has come to my attention: -

  1. which gives me reasonable cause to believe that in, any material respect, the requirements: -

  2. to keep accounting records in accordance with section 130 of the Charities Act.

  3. to prepare accounts which accord with the accounting records and comply with the accounting requirements of the Charities Act have not been met; or

  4. to which, in my opinion, attention should be drawn in order to enable a proper understanding of the accounts to be reached.

A Borland F.C.A. 75 Newnham Street Ely Cambs CB7 4PQ

Dated – 16[th] January 2025

OLD ELEANS' CHARITABLE TRUST

STATEMENT OF FINANCIAL ACTIVITIES FOR THE YEAR ENDED 5TH APRIL 2024

Receipts :-
Bank Deposit Interest
Quilter Interest
Quilter Dividend
Quilter Surplus
Old Eleans Club
Payments :-
Bank Charges
Lecture Fees
Grants
Surplus of Receipts over Payments
Fund Balances b/fwd
Fund Balances c/fwd
2024
38
84
1,520
13,194
80,000

94,836

45
-
-

94,791

28,429

£123,220
2023
7
16
155
155
47,000
47,333
90
-
7,000
40,243
(11,814)
£28,429
OLD ELEANS' CHARITABLE TRUST
BALANCE SHEET AS AT 5TH APRIL 2024
Current Assets
Cash at Bank and in Hand
Investments
Debtors
Current Liabilities:- Payable within one Year
Creditors
Funds
Accumulated Income Fund
Scholarship Fund
Leonard Osmond Memorial Fund
2024
2,635
135,124
-
137,759
-
£137,759
123,220
13,410
1,129
£137,759
3
2023
2,642
40,326
-
42,968
-
£42,968
28,429
13,410
1,129
£42,968

Approved by the Board of Trustees on 15[th] January 2025 and signed on its behalf by

J Dick R Le Grice President Treasurer