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2025-08-31-accounts

CHARITY REGISTRATION NUMBER: 311263

Thetford Educational Foundation Trust Unaudited financial statements 31 August 2025

Thetford Educational Foundation Trust

Financial statements

Year ended 31 August 2025

Page
Trustee's annual report 1
Independent examiner's report to the trustee 4
Statement of financial activities 6
Balance sheet 7
Notes to the financial statements 8

Thetford Educational Foundation Trust

Trustee's annual report

Year ended 31 August 2025

The trustee presents his report and the unaudited financial statements of the charity for the year ended 31 August 2025.

The financial statements have been prepared in accordance with the accounting policies set out in notes to the accounts and comply with the charity's governing document, the Charities Act 2011 and Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland published in October 2019.

Reference and administrative details

Registered charity name Thetford Educational Foundation Trust
Charity registration number 311263
Principal office Friars Close
Castle Lane
Thetford
Norfolk
IP24 2ER

The trustee

The trustees who served during the year and at the date of approval were as follows:

Thetford Educational Trustee Limited
Insurance brokers HJ Boswell Insurance Brokers
Carrow Hill
Norwich
NR1 2AH
Independent examiner Mark Proctor FCA DChA
Lovewell Blake LLP
Chartered accountants
Bankside 300
Peachman Way
Broadland Business Park
Norwich
NR7 0LB
Bankers Lloyds Bank Plc
35 King Street
Thetford
Norfolk
IP24 2AX
Solicitors Rudlings Wakelam
1 Well Street
Thetford
Norfolk
IP24 2BL

- 1 -

Thetford Educational Foundation Trust

Trustee's annual report (continued)

Year ended 31 August 2025

Objectives and activities

The charity's objective is the giving of grants and bursaries that promote the education of boys and girls in Thetford. The charity previously owned Thetford Grammar School, selling it in July 2017, and invested the sale proceeds in order to generate income to provide educational support to boys and girls in Thetford.

The trustee has had regard to the Charity Commission's guidance on public benefit.

Achievements and performance

The Charity has again continued its core purpose of grant giving this year. We were again able to continue our giving to local schools this year for a variety of extracurricular activities as requested by the various schools, along with the continuance of bursary funding to Thetford Grammar School.

We were pleased this year to expand our grant giving to include the Food & Farming Discovery Trust and also to a Theatre School to help costs in presenting a County Lines play.

Financial review

Income totalled £78,562 (2024: £75,550) during the year with expenditure of £96,694 (2024: £101,279). The market value of investments decreased during the year by £28,551 (2024: increased by £174,202). This resulted in net expenditure of £40,097 (2024: net income of £148,473) during the year.

Investment Policy and Objectives

The charity has appointed Barratt and Cooke and JM Finn to manage the investments on a low-medium risk to provide income and grant giving.

Reserves Policy

The objective of the trustee is to maintain the capital funds in reserves so they can be invested to provide investment income to enable the charity to meet its objectives. As the trustee only makes awards subject to investment income and reserves held, in effect the trustee regards all charity funds as free reserves. The charity has no ongoing commitment to any grant that cannot be satisfied from charity funds. That said the trustee endeavours to hold free cash reserves in excess of £20,000 at any point in time. At the year end total reserves were £2,222,985 (2024: £2,263,082) with no restricted reserves held at the year end (2024: £Nil). Free reserves amounted to £104,647 (2024: £116,193).

Plans for future periods

It is our aim to continue the successful grant programmes that have been well received for some years now. At time of writing (December 2025) we have now completed, in partnership with Norfolk Museums Service and Thetford Schools, the inaugural annual fully funded trip to Norwich Castle Museum for all year 2 pupils in Thetford (c350), it was very successful.

- 2 -

Thetford Educational Foundation Trust

Trustee's annual report (continued)

Year ended 31 August 2025

Structure, governance and management

Governing document

The charity is governed by the provisions of the Scheme established in 1981 and last amended in July 2017.

Trustee

In May 2020, the trustees decided to incorporate a company to act as the sole trustee of the charity. Thetford Educational Trustee Limited was incorporated on 21 May 2020, with the trustees of the charity at that date also being members and directors of the limited company. On the 10 June 2020 Thetford Educational Trustee Limited was appointed as a corporate trustee of the charity and all other trustees resigned.

The directors of Thetford Educational Trustee Limited are as follows; Mrs M E Eade (Chairman) Mrs K Colborn (Vice Chairman) Mr S McGrath Mr J Pearson Mr J Fletcher

New directors and members of the corporate trustee are appointed at a meeting of the full member body following nomination and recommendation by two current members. The members serve for a term of 5 years and are eligible for re-election.

True and fair override

The financial statements have been prepared to give a true and fair' view and have departed from the Charities (Accounts and Reports) Regulations 2008 only to the extent required to provide atrue and fair view'. This departure has involved following the Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland issued in October 2019 rather than the Accounting and Reporting by Charities: Statement of Recommended Practice effective from 1 April 2005 which has since been withdrawn.

Independent examiner

A resolution to reappoint Mark Proctor of Lovewell Blake LLP as independent examiner for the ensuing year will be proposed at the Annual General Meeting.

The trustee's annual report was approved on 16 December 2025 and signed on behalf of the board of trustees by:

Mrs M E Eade on behalf of Thetford Educational Trustee Limited Mr J Pearson

on behalf of Thetford Educational Trustee Limited

- 3 -

Thetford Educational Foundation Trust

Independent examiner's report to the trustee of Thetford Educational Foundation Trust

Year ended 31 August 2025

I report to the charity trustee on my examination of the financial statements of the charity for the year ended 31 August 2025 which comprise the statement of financial activities, balance sheet and the related notes.

Responsibilities and basis of report

As the charity's trustee you are responsible for the preparation of the financial statements in accordance with the requirements of the Charities Act 2011 (‘the Act’).

I report in respect of my examination of the charity's financial statements carried out under section 145 of the Act and in carrying out my examination I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.

Independent examiner's statement

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

  1. accounting records were not kept in respect of the charity as required by section 130 of the Act; or

  2. the financial statements do not accord with those records; or

  3. the financial statements do not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a ‘true and fair' view which is not a matter considered as part of an independent examination.

- 4 -

Thetford Educational Foundation Trust

Independent examiner's report to the trustee of Thetford Educational Foundation Trust (continued)

Year ended 31 August 2025

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Your attention is drawn to the fact that the Charity has prepared the accounts (financial statements) in accordance with Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) in preference to the Accounting and Reporting by Charities: Statement of Recommended Practice issued on 1 April 2005 which is referred to in the extant regulations but has since been withdrawn.

I understand that this has been done in order for the accounts to provide a true and fair view in accordance with the Generally Accepted Accounting Practice effective for reporting periods beginning on or after 1 January 2015.

Mark Proctor FCA DChA Independent Examiner

Lovewell Blake LLP Chartered accountants Bankside 300 Peachman Way Broadland Business Park Norwich NR7 0LB

22 December 2025

- 5 -

Thetford Educational Foundation Trust

Statement of financial activities

Year ended 31 August 2025

2025 2025 2024
Unrestricted
funds Total funds Total funds
Note £ £ £
Income and endowments
Investment income 4 78,562 78,562 75,550
ৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄ
Total income 78,562 78,562 75,550
৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶
Expenditure
Raising funds
Investment management costs 5 6,586 6,586 6,487
Charitable activities 6 90,108 90,108 94,792
ৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄ
Total expenditure 96,694 96,694 101,279
৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶
Net (expenditure)/income and net movements in funds
before gains and losses on investments (18,132) (18,132) (25,729)
Net (losses)/gains on investments 7 (21,965) (21,965) 174,202
ৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄ
Net (expenditure)/income and net movement in funds (40,097) (40,097) 148,473
৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶
Reconciliation of funds
Total funds brought forward 2,263,082 2,263,082 2,114,609
ৄৄৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄৄৄ
Total funds carried forward 2,222,985 2,222,985 2,263,082
৶৶৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶৶৶

The statement of financial activities includes all gains and losses recognised in the year. All income and expenditure derive from continuing activities.

The notes on pages 8 to 13 form part of these financial statements.

- 6 -

Thetford Educational Foundation Trust

Balance sheet

31 August 2025

2025 2024
Note £ £ £ £
Fixed assets
Investments 11 2,118,338 2,146,889
Current assets
Debtors 12 7,571 8,414
Cash at bank and in hand 100,232 110,797
ৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄ
107,803 119,211
Creditors: Amounts falling due within
one year 13 (3,156) (3,018)
ৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄ
Net current assets 104,647 116,193
ৄৄৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄৄৄ
Total assets less current liabilities 2,222,985 2,263,082
ৄৄৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄৄৄ
Net assets 2,222,985 2,263,082
৶৶৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶৶৶
Funds of the charity
Unrestricted funds 2,222,985 2,263,082
ৄৄৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄৄৄ
Total charity funds 14 2,222,985 2,263,082
৶৶৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶৶৶

These financial statements were approved by the board of trustees and authorised for issue on 16 December 2025, and are signed on behalf of the board by:

Mrs M E Eade

on behalf of Thetford Educational Trustee Limited

Mr J Pearson on behalf of Thetford Educational Trustee Limited

The notes on pages 8 to 13 form part of these financial statements.

- 7 -

Thetford Educational Foundation Trust

Notes to the financial statements

Year ended 31 August 2025

1. General information

The charity is a public benefit entity and a registered charity in England and Wales and is unincorporated. The address of the principal office is Friars Close, Castle Lane, Thetford, Norfolk, IP24 2ER.

2. Statement of compliance

The charity constitutes a public benefit entity as defined by FRS 102. The financial statements have been prepared in accordance with Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland issued in October 2019, the Financial Reporting Standard applicable in the United Kingdom and Republic of Ireland (FRS 102), the Charities Act 2011 and UK Generally Accepted Accounting Practice.

The financial statements have been prepared to give a 'true and fair' view and have departed from the Charities (Accounts and Reports) Regulations 2008 only to the extent required to provide a 'true and fair view'. This departure has involved following the Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland issued in October 2019 rather than the Accounting and Reporting by Charities: Statement of Recommended Practice effective from 1 April 2005 which has since been withdrawn.

3. Accounting policies

Basis of preparation

The financial statements have been prepared on the historical cost basis, as modified by the revaluation of certain financial assets and liabilities and investment properties measured at fair value through income or expenditure.

The financial statements are prepared in sterling, which is the functional currency of the entity.

Going concern

The accounts have been prepared on the going concern basis and the trustees believe that no material uncertainties exist. The trustees have considered the level of funds held and the expected income and expenditure for the next 12 months from authorising these financial statements. The budgeted income and expenditure is sufficient with the level of reserves for the charity to be able to continue as a going concern.

Fund accounting

Unrestricted funds are available for use at the discretion of the trustees to further any of the charity's purposes.

Restricted funds are subjected to restrictions on their expenditure declared by the donor or through the terms of an appeal.

- 8 -

Notes to the financial statements (continued)

Thetford Educational Foundation Trust

Year ended 31 August 2025

3. Accounting policies (continued)

Income

All income is included in the statement of financial activities when entitlement has passed to the charity, it is probable that the economic benefits associated with the transaction will flow to the charity and the amount can be reliably measured. The following specific policies are applied to particular categories of income:

Expenditure

Expenditure is recognised on an accruals basis as a liability is incurred. Expenditure includes any VAT which cannot be fully recovered, and is classified under headings of the statement of financial activities to which it relates:

Investments

Unlisted equity investments are initially recorded at cost, and subsequently measured at fair value. If fair value cannot be reliably measured, assets are measured at cost less impairment.

Listed investments are measured at fair value with changes in fair value being recognised in income or expenditure.

Financial instruments

The charity only has financial assets and financial liabilities of a kind that qualify as basic financial instruments. Basic financial instruments are initially recognised at transaction value and subsequently measured at their settlement value with the exception of bank loans which are subsequently measured at amortised cost using the effective interest method.

4. Investment income

Unrestricted Total Funds Unrestricted Total Funds
Funds 2025 Funds 2024
£ £ £ £
Income from investments 77,095 77,095 73,159 73,159
Bank interest receivable 1,467 1,467 2,391 2,391
ৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄ
78,562 78,562 75,550 75,550
৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶

5. Investment management costs

Unrestricted Total Funds Unrestricted Total Funds
Funds 2025 Funds 2024
£ £ £ £
Portfolio management 6,586 6,586 6,487 6,487
৶৶৶৶৶৶ ৶৶৶৶৶৶ ৶৶৶৶৶৶ ৶৶৶৶৶৶

- 9 -

Thetford Educational Foundation Trust

Notes to the financial statements (continued)

Year ended 31 August 2025

6. Expenditure on charitable activities by fund type

Unrestricted Total Funds Unrestricted Total Funds
Funds 2025 Funds 2024
£ £ £ £
Grants and bursaries 88,000 88,000 91,530 91,530
Support costs 2,108 2,108 3,262 3,262
ৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄ
90,108 90,108 94,792 94,792
৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶
Analysis of Support costs
2025 2024
£ £
Independent examination fees 3,060 3,018
Insurance 248 1,310
Legal and professional costs 334
Bad debts (1,200) (1,400)
ৄৄৄৄৄৄ ৄৄৄৄৄৄ
2,108 3,262
৶৶৶৶৶৶ ৶৶৶৶৶৶
7. Net (losses)/gains on investments
Unrestricted Total Funds Unrestricted Total Funds
Funds 2025 Funds 2024
£ £ £ £
Gains/(losses) on listed investments (21,965) (21,965) 174,202 174,202
৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶
8. Independent examination fees
2025 2024
£ £
Fees payable to the independent examiner for:
Independent examination of the financial statements 3,060 3,018
৶৶৶৶৶৶ ৶৶৶৶৶৶

9. Staff costs

The average head count of employees during the year was Nil (2024: Nil).

No employee received employee benefits of more than £60,000 during the year (2024: Nil).

10. Trustee remuneration and expenses

The trustees neither received or waived any remuneration during the year (2024: £Nil). No trustee has received any reimbursement of expenses from the charity during the year either directly or indirectly (2024: £Nil).

- 10 -

Thetford Educational Foundation Trust

Notes to the financial statements (continued)

Year ended 31 August 2025

11. Investments

Listed
investments
£
Cost or valuation
At 1 September 2024 2,146,889
Additions 478,716
Disposals (478,716)
Fair value movements (21,964)
Other movements (6,587)
ৄৄৄৄৄৄৄৄৄৄৄ
At 31 August 2025 2,118,338
৶৶৶৶৶৶৶৶৶৶৶
Impairment
At 1 September 2024 and 31 August 2025
Carrying amount
At 31 August 2025 2,118,338
৶৶৶৶৶৶৶৶৶৶৶
At 31 August 2024 2,146,889
৶৶৶৶৶৶৶৶৶৶৶

All investments shown above are held at valuation.

Financial assets held at fair value

The fair value of investments is determined by reference to the quoted price for these assets in an active market at 31 August 2025.

12. Debtors

2025 2024
£ £
Prepayments and accrued income 7,571 8,414
৶৶৶৶৶৶ ৶৶৶৶৶৶
13. Creditors: Amounts falling due within one year
2025 2024
£ £
Accruals and deferred income 3,156 3,018
৶৶৶৶৶৶ ৶৶৶৶৶৶

- 11 -

Notes to the financial statements (continued)

Thetford Educational Foundation Trust

Year ended 31 August 2025

14. Analysis of charitable funds

Year ended 31 August 2025

Gains and At 31 Aug
At 1 Sep 2024 Income Expenditure losses Transfer 2025
£ £ £ £ £
Unrestricted funds
ৄৄৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄ ৄৄৄৄ ৄৄৄৄৄৄৄৄৄৄৄ
General Funds 2,263,082 78,562 (96,694) (21,965) 2,222,985
৶৶৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶ ৶৶৶৶ ৶৶৶৶৶৶৶৶৶৶৶
ৄৄৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄ ৄৄৄৄ ৄৄৄৄৄৄৄৄৄৄৄ
Total funds 2,263,082 78,562 (96,694) (21,965) 2,222,985
৶৶৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶ ৶৶৶৶ ৶৶৶৶৶৶৶৶৶৶৶
Year ended 31 August 2024
Gains and At 31 Aug
At 1 Sep 2023 Income Expenditure losses Transfer 2024
£ £ £ £ £
Unrestricted funds
ৄৄৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄ ৄৄৄৄ ৄৄৄৄৄৄৄৄৄৄৄ
General Funds 2,114,609 75,550 (101,279) 174,202 2,263,082
৶৶৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶ ৶৶৶৶ ৶৶৶৶৶৶৶৶৶৶৶
ৄৄৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄ ৄৄৄৄ ৄৄৄৄৄৄৄৄৄৄৄ
Total funds 2,114,609 75,550 (101,279) 174,202 2,263,082
৶৶৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶ ৶৶৶৶ ৶৶৶৶৶৶৶৶৶৶৶

15. Analysis of net assets between funds

Year ended 31 August 2025

Restricted Unrestricted
funds funds 2025
£ £ £
Investments 2,118,338 2,118,338
Net current assets 104,647 104,647
ৄৄৄৄ ৄৄৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄৄৄ
2,222,985 2,222,985
৶৶৶৶ ৶৶৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶৶৶
Year ended 31 August 2024
Restricted Unrestricted
funds funds 2024
£ £ £
Investments 2,146,889 2,146,889
Net current assets 116,193 116,193
ৄৄৄৄ ৄৄৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄৄৄ
2,263,082 226,308
৶৶৶৶ ৶৶৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶৶৶

- 12 -

Thetford Educational Foundation Trust

Notes to the financial statements (continued)

Year ended 31 August 2025

16. Financial instruments

The carrying amount for each category of financial instrument is as follows:

2025 2024
£ £
Financial assets measured at fair value through income and expenditure
Fixed asset listed investments (note 12) 2,118,338
৶৶৶৶৶৶৶৶৶৶৶
2,146,889
৶৶৶৶৶৶৶৶৶৶৶

17. Related parties

During the year there were no transactions from the the directors of the Trust's parent company, Thetford Educational Trustee Limited. In the previous year one of the directors was reimbursed £35 expenses in respect of filing fees for the parent company.

In the previous year another one of the directors of Thetford Educational Trustee Limited provided clerking services to the Trust totalling £300.

- 13 -