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2024-03-31-accounts

ST GEORGE'S SCHOOL (HARPENDEN) LIMITED (BY GUARANTEE)

(Company Registered Number: 00397914) (Charity Registered Number: 311050)

CONSOLIDATED AUDITED

REPORT AND FINANCIAL STATEMENTS

FOR THE YEAR ENDED

31 MARCH 2024

St. George's School (Harpenden) Limited (By Guarantee) Contents

Year ended 31st March 2024

Page
Legal and Administrative Details 1
Trustees' Report 2 - 6
Independent Auditors' Report 7 - 10
Consolidated Statement of Financial Activities 11
Consolidated Balance Sheet 12
Charity Balance Sheet 13
Notes to the Accounts 14 - 23

St. George's School (Harpenden) Limited (By Guarantee) Legal and Administrative Details

St. George's School (Harpenden) Limited is a company limited by guarantee (00397914) and a registered charity (311050). It is governed by its Memorandum and Articles of Association dated 18th August 1945 and as amended by Special Resolutions passed on 15th December 1966 and 2nd November 2004. From 16th January 2013 St George's School (Harpenden) Limited was governed by a new set of Articles.

The consolidated statements include the figures of St Georges School (Harpenden) Lettings Limited and St George's School Residential Lettings Limited. The registered company numbers of these two companies are 04552567 and 06816157 respectively.

Directors/Trustees

The directors, who are also the trustees of the charitable company, who served during the year are:

Mr K.R. Parsons (Chairman) Mr K. Andrews Mr A. J Clark Mr J. Hayward Mrs G.M. Ingram (resigned 12/01/2024) Mr P Davidson

None of the directors who held office at the end of the financial year had any interest in the charitable company or its subsidiary.

Registered Office St. George's School Sun Lane Harpenden Hertfordshire AL5 4TD Advisors Auditors Moore Kingston Smith LLP 9 Appold Street London EC2A 2AP Bankers Barclays Bank Plc 1 Churchill Place Canary Wharf London E14 5HP Solicitors Browne Jacobson LLP Mowbray House Castle Meadow Road Nottingham NG2 1BJ Investment Managers M & G Investments CCLA Investment Laurence Pountney Hill Management Ltd Senator London House EC4R 0HH 85 Queen Victoria Street London EC4V 4ET

Schroder Unit Trusts Limited PO Box 1102 Chelmsford CM99 2XX

Mayfair Capital Investment Management Ltd 55 Wells Street London, W1T 3PT

1

St. George's School (Harpenden) Limited (By Guarantee) Report of the Directors For the year ended 31st March 2023

The Directors, who are the trustees of the charitable company, present their report together with the audited financial statements for the year ended 31st March 2024 which have been prepared in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102), the Statement of Recommended Practice Accounting and Reporting by Charities (SORP applicable from 1 January 2019) and with the Charities Act 2011 and 2022.

1. Definitions

Throughout this report "The Company" and "The Charity'' mean St George's School (Harpenden) Limited; "The School" means St George's School, Harpenden; "The Lettings Company" means St George's School (Harpenden) Lettings Limited; "Residential Lettings" means St. George's Academy Trust.

2. Objects, Structure, Governance and Management the School became an Academy, the Company was a founding member and its Directors have been involved in running the School continuously from 1945 to the present day. Its Memorandum and Articles of Association provide the basis for its governance.

the United Kingdom, in particular by supporting the maintenance, carrying on, management and development of St George's School, Harpenden Academy Trust, a co- educational school with a non-denominational Christian character offering a broad and balanced curriculum.

The Company's aims are to help all the pupils at the School achieve a sense of fulfilment at school and as adults by providing a first class education; encouraging respect for moral and spiritual values within the context of its Christian foundation; helping them to grow into mature, selfdisciplined citizens and caring members of society and facilitating an environment that provides for equality of opportunity and promotes good relations between individuals within the School and in their wider community.

The Company is managed by a Board of Directors. Those Directors are recruited according to their areas of expertise and how these might benefit the objectives and activities of the Company. Mostly this is from their experience of and understanding of the way that the Academy works or some skill that is beneficial to the running of the Company and the Academy. The appointment of Directors is the responsibility of the members of the Company under its constitution. Under the mpany has the right to appoint the majority of Governors meetings and it is felt that going forward a mix of virtual and face to face meetings will be the norm.

The Company owns The Lettings Company and day to day management of lettings are Directors.

At the Balance Sheet date there were 5 Directors. No fee or other remuneration, apart from travelling expenses, is paid to the Directors for their services, but they can charge for professional services provided outside these roles. A Director who is absent without good cause from all

2

St. George's School (Harpenden) Limited

(By Guarantee) Report of the Directors For the year ended 31st March 2023

meetings of the Directors for twelve consecutive months or notifies the Chairman in writing of his/her wish to resign ceases to be a Director.

3. Public Benefit

The existence of the Company is fundamental to the character and philosophy of the Academy. It imbues the Academy's Foundation, underpinning its status as an Academy, and thereby enables the Academy to maintain its Christian ethos through its admissions criteria.

The Academy is the only Faith secondary school in the Harpenden area, and places for both day and boarding, are heavily in demand. It admits pupils irrespective of academic ability and seeks to help them achieve the very best results of which they are capable. It has a first-class Learning Support team, which helps increasing numbers of pupils with a wide variety of learning difficulties.

The existence of the boarding houses at St George's can provide a valuable safe haven for children who for whatever reason have difficulties at home and who qualify for a boarding need ildren from the day School have been accommodated at short notice because of changes in their circumstances, such as changes in contracts which resulted in moves abroad, or family bereavement, and this has enabled them to complete their courses at St George's. Without the boarding facility they might not have been able to remain at the School and their futures would have been more precarious.

As in all state maintained boarding schools, there are no fees for day places. Boarding fees are charged to pay for the dedicated facilities, and no charge is made to the boarding pupils' families for their education. In principle, boarding places are open to any child who by virtue of his or her right of abode in the United Kingdom is entitled to education in a maintained school, though boarding need and suitability for boarding must be considered according to the admissions criteria.

The Directors, as the Charity Trustees, confirm that they have complied with the duty in section 4 relevant sub-sector guidance concerning the operation of the public benefit requirement under that Act.

4. Objectives and Activities

2023/2024

The Company continued to actively manage its long-term investments and during the period under review the Directors were pleased that they had in previous years acted to diversify their investment portfolio, which was largely the same value at the end of the year under review as the beginning.

The Company continued to support the School with pledges of funds towards the Window replacement and new toilet construction. Because the Schools Capital Projects bid was not successful the pledges were not called on during the year under review.

Property. A decision was made to proceed with the for the further enhancement and enlargement of the Property. Planning permission for this work was eventually obtained and work commenced

3

St. George's School (Harpenden) Limited

(By Guarantee) Report of the Directors For the year ended 31st March 2023

on the 1st May 2024. It is anticipated that the work will be completed in November or December 2024.

a healthy state. As a result, income continued to increase. The Company further increased its revenue from lettings.

2024/2025

The Company will continue to support the School as it recovers its ability to support capital build projects. The Company will make available financial support so that the School can undertake some of the work to the fabric of the campus which is now more urgent because of the failure to secure public funding.

The Company will finish its modernisation and extension programme at 18 Sun Lane, Harpenden which it is hoped will provide a property that is fit for purpose for the next 30 years and will increase the value of the property by the same, if not more, than the amount spent on the project.

Harpenden in 2023/2024 The Company intends to expand its relationship with the Academy, to eatest benefit to the Academy.

5. Achievements and performance

The Company's main object of supporting the Academy is measured by the School's achievements and performance, and through the level of Management support provided by the Company for the furtherance of the School's activities.

The Company's main activities are property rental and fundraising. In addition, lettings provide income in the trading company, St George's School (Harpenden) Lettings Ltd, which is wholly owned by the Company and whose profits are gifted to the Company at the year end. Most of the rental income in 2023/2024 related only to Musicale's rental of Homecroft.

Lettings income comes from a wide range of activities in which third parties use the Company's facilities at the School site. Following the end of the Coronavirus pandemic the Directors are d up and are now back to prepandemic levels.

Staff housing is provided by the Company to the Head teacher, two resident caretakers and the Director of Boarding for the better fulfilment of their contracts with the Academy.

6. Financial Review

There was a surplus of £26,337 for the year (2023: £35,217 deficit). There was a deficit from operations £2,182 but these were offset by the Unrealised gains on investments to create an allowed it to make a donation to the Academy of £251,860 (2023: £52,790). The Directors are satisfied with the current and ongoing financial position of the Company. The Directors are ongoing objectives of the Company.

4

St. George's School (Harpenden) Limited

(By Guarantee) Report of the Directors For the year ended 31st March 2023

7. Risk Assessment

The Directors have this year developed their own formal risk management process to assess the business risks and implement risk management strategies that comply with the recommendations of the Charity Commission. The risks affecting the Company are broadly the same as those that affect the Academy. This involves anticipating the types of risks the Company faces, prioritising them in terms of potential impact and likelihood of occurrence, and identifying means of mitigating them. Many of these, but not all, can be met by appropriate insurance, such as insurance of the buildings, employee and public liability and legal expenses, Director Indemnity and business interruption. The Directors do not perceive any great risk in the operation of the Lettings Company whose risks are broadly the same and are mitigated by insurance and contractual conditions. In both entities the risks are reviewed every year and appropriate changes to systems and procedures are made to manage those risks.

8. Reserves Policy

As of 31 March 2024, total funds were £17,514,208. Of this amount £8,954,615 was unrestricted funds and £8,559,593 represented restricted funds.

The aim of the Directors is to maintain Company reserves at a level that would cover any unforeseen circumstances that would be the liability of the Company. For 2024/25 the minimum estimated amount is £100k. Reserves are currently at a much higher level than this. The reserves policy is reviewed by the Directors on an annual basis.

9. Investment Policy

The Directors continue to monitor the Charity's investments in property and securities so that they are aligned with the operational and financial needs of the Academy and provide, so far as they can, the level of reserves needed for present and future funding. The Directors have initiated a policy of realising gains in the value of its investments when they are significant thereby securing additional monies to further the objects of the Company this plan has been stalled by the effect on capital values of recent global economic problems. The Directors anticipate that the value of investments may reduce as the current global financial headwinds have their effect on the global economy in the current fragile state of world affairs. Directors will aim to mitigate the effect of this

10. Directors' Responsibilities

The Directors are responsible for preparing the Directors' Report and the financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice).

Company law requires Directors to prepare financial statements for each financial year which give a true and fair view of the state of the affairs of the charitable company and the group and of the incoming resources and application of resources, including the income and expenditure, of the charitable group for that period. In preparing these financial statements, the Directors are required to:

5

St. George's School (Harpenden) Limited

(By Guarantee) Report of theDirectors For the year ended 31st March 2023

Prepare the financial statements on the going concern basis unless it is inappropriate to presume that the charitable company will continue in business.

The Directors are responsible for keeping proper accounting records that disclose with reasonable accuracy at any time the financial position of the charitable company and enable them to ensure that the financial statements comply with the Companies Act 2006. They are also responsible for safeguarding the assets of the charitable company and the group and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

By order of the Board y wie! YI ie EewuUl

K. R. Parsons .R. Parsons Chairman

Date:

6

Independent Auditors' Report to the Members of St. George's School (Harpenden) Limited for the year ended 31 March 2024

Opinion

We have audited the financial statements of St George's School (Harpenden) Limited (the parent charitable company) and its subsidiaries (the group) for the year ended 31 March 2024 which comprise the Group Statement of Financial Activities, the Group Summary Income and Expenditure Account, the Group and Parent Charitable Company Balance Sheets and notes to the financial statements, including significant accounting policies. The financial reporting framework that has been applied in their preparation is

Practice).

In our opinion the financial statements

and expenditure, for the year then ended; have been properly prepared in accordance with United Kingdom Generally Accepted Accounting Practice; and have been prepared in accordance with the requirements of the Companies Act 2006 and the Charities Act 2011.

Basis for opinion

We conducted our audit in accordance with International Standards on Auditing (UK) (ISAs (UK)) and Responsibilities for the audit of the financial statements section of our report. We are independent of the charitable company in accordance with the ethical requirements that are relevant to our audit of the financial responsibilities in accordance with these requirements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion.

Conclusions relating to going concern

accounting in the preparation of the financial statements is appropriate.

Based on the work we have performed, we have not identified any material uncertainties relating to events company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.

Our responsibilities and the responsibilities of the trustees with respect to going concern are described in the relevant sections of this report.

Other information

The other information comprises the information included in the annual report, other than the financial contained within the annual report. Our opinion on the financial statements does not cover the other information and, except to the extent otherwise explicitly stated in our report, we do not express any form of assurance conclusion thereon.

Our responsibility is to read the other information and, in doing so, consider whether the other information is materially inconsistent with the financial statements or our knowledge obtained in the course of the audit or otherwise appears to be materially misstated. If we identify such material inconsistencies or apparent material misstatements, we are required to determine whether there is a material misstatement in the financial statements themselves. If, based on the work we have performed, we conclude that there is a material misstatement of this other information, we are required to report that fact.

7

Independent Auditors' Report to the Members of St. George's School (Harpenden) Limited for the year ended 31 March 2024

We have nothing to report in this regard.

Opinions on other matters prescribed by the Companies Act 2006

In our opinion, based on the work undertaken in the course of the audit:

Matters on which we are required to report by exception

In the light of the knowledge and understanding of the group and parent charitable company and their environment obtained in the course of the audit, we have not identified material misstatements in the

We have nothing to report in respect of the following matters where the Companies Act 2006 and the Charities Act 2011 require us to report to you if, in our opinion:

the parent charitable company has not kept adequate and sufficient accounting records, or returns adequate for our audit have not been received from branches not visited by us; or records and returns; or

Responsibilities of trustees

are also the directors of the charitable company for the purposes of company law) are responsible for the preparation of the financial statements and for being satisfied that they give a true and fair view, and for such internal control as the trustees determine is necessary to enable the preparation of financial statements that are free from material misstatement, whether due to fraud or error.

In preparing the financial statements, the trustees are responsible for assessing the group and parent going concern and using the going concern basis of accounting unless the trustees either intend to liquidate the group or parent charitable company or to cease operations, or have no realistic alternative but to do so.

We have been appointed as auditor under the Companies Act 2006 and section 151 of the Charities Act 2011 and report in accordance with those Acts.

Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are includes our opinion. Reasonable assurance is a high level of assurance, but is not a guarantee that an audit conducted in accordance with ISAs (UK) will always detect a material misstatement when it exists. Misstatements can arise from fraud or error and are considered material if, individually or in aggregate, they could reasonably be expected to influence the economic decisions of users taken on the basis of these financial statements.

8

Independent Auditors' Report to the Members of St. George's School (Harpenden) Limited for the year ended 31 March 2024

As part of an audit in accordance with ISAs (UK) we exercise professional judgement and maintain professional scepticism throughout the audit. We also:

Obtain sufficient appropriate audit evidence regarding the financial information of the entities or business activities within the group to express an opinion on the consolidated financial statements. We are responsible for the direction, supervision and performance of the group audit. We remain solely responsible for our audit report.

We communicate with those charged with governance regarding, among other matters, the planned scope and timing of the audit and significant audit findings, including any significant deficiencies in internal control that we identify during our audit.

Explanation as to what extent the audit was considered capable of detecting irregularities,

Irregularities, including fraud, are instances of non-compliance with laws and regulations. We design procedures in line with our responsibilities, outlined above, to detect material misstatements in respect of irregularities, including fraud. The extent to which our procedures are capable of detecting irregularities, including fraud is detailed below.

The objectives of our audit in respect of fraud, are; to identify and assess the risks of material misstatement of the financial statements due to fraud; to obtain sufficient appropriate audit evidence regarding the assessed risks of material misstatement due to fraud, through designing and implementing appropriate responses to those assessed risks; and to respond appropriately to instances of fraud or suspected fraud identified during the audit. However, the primary responsibility for the prevention and detection of fraud rests with both management and those charged with governance of the charitable company.

Our approach was as follows:

9

Independent Auditors' Report to the Members of St. George's School (Harpenden) Limited for the year ended 31 March 2024

There are inherent limitations in the audit procedures described above. We are less likely to become aware of instances of non-compliance with laws and regulations that are not closely related to events and transactions reflected in the financial statements. Also, the risk of not detecting a material misstatement due to fraud is higher than the risk of not detecting one resulting from error, as fraud may involve deliberate concealment by, for example, forgery or intentional misrepresentations, or through collusion.

Use of our report

3 of Part 16 of the Companies Act 2006 and, in respect of the consolidated financial statements, to the

the fullest extent permitted by law, we do not accept or assume responsibility to any party other than the charitable company, the charitable company’s members, as a body, and the charity’s trustees, as a body, for our audit work, for this report, or for the opinion we have formed. rk, tor this report, or tor the opinion we nave tormed. ” f - . Shivani Kothari i Vloore K Ma STOW Swmely| Lup

For and on behalf of Moore Kingston Smith LLP

Chartered Accountants

9 Appold Street London EC2A 2AP

Date: 21 October 2024

10

St. George's School (Harpenden) Limited Consolidated Statement of Financial Activities

(Incorporating the Summary Income and Expenditure Account) For the year ended 31 March 2024

Note
Income and endowments from:
Donations and legacies
2
Charitable activities
3
Other trading activities
4
Investments
5
Other
6
Total
Expenditure on:
Raising funds
7
Charitable activities
8
Other
9
Total
Unrealised
Gains/(losses) on
investments
13
Net Income/(Expenditure)
Transfers between funds
Net Movement in Funds
Reconciliation of funds:
Total funds brought
forward
Total funds carried
forward
16
Net Income/(Expenditure) before
gains/(losses)
Total
Unrestricted
Restricted
Funds
Funds
Funds
2024
£
£
£
8,544
-
8,544
40,820
-
40,820
154,955
-
154,955
86,222
461
86,683
123,824
-
123,824
414,365
461
414,826
145,315
-
145,315
251,860
-
251,860
19,833
-
19,833
417,008
-
417,008
(2,643)
461
(2,182)
28,519
-
28,519
25,876
461
26,337
-
-
-
25,876
461
26,337
8,928,739
8,559,132
17,487,871
8,954,615
8,559,593
17,514,208
Total
Funds
2023
£
7,407
45,770
157,132
62,327
19,684
292,320
104,617
52,790
7,189
164,596
127,724
(162,941)
(35,217)
-
(35,217)
17,523,088
17,487,871

All gains and losses arising in the year have been included in the Statement of Financial Activities and arise from continuing operations.

The notes on pages 10 to 20 form a part of these financial statements.

11

St. George's School (Harpenden) Limited

(By Guarantee)

Consolidated Balance Sheet at 31 March 2024

Notes 2024 2024 2023 2023
£ £ £ £
Fixed Assets:
Tangible assets 12 14,071,963 14,071,963
Investments 13 2,735,302 2,708,521
Total fixed assets 16,807,265 16,780,484
Current Assets:
Debtors 14 31,400 22,071
Short term deposits 187,106 86,344
Cash at bank and in hand 587,752 666,919
Total current assets 806,258 775,334
Liabilities:
Creditors: Amounts falling due
within one year 15 (99,315) (67,947)
Net current assets 706,943 707,387
Total net assets 17,514,208 17,487,871
The funds of the charity:
Unrestricted funds
General 16 2,298,259 2,270,545
Revaluation Reserve 16 1,500,000 1,500,000
Designated funds 16 5,156,356 5,158,194
Restricted funds 16 8,559,593 8,559,132
Total funds 17,514,208 17,487,871

The directors acknowledge their responsibility for complying with the requirements of the Act with respect to accounting records and for the preparation of accounts. These accounts have been prepared in accordance with the provisions applicable to companies subject to the small companies' regime.

K.R. Parsons

Chairman

The notes on pages 10 to 20 form a part of these financial statements. Company Registration Number: 00397914

12

St. George's School (Harpenden) Limited

(by Guarantee) Charity Balance Sheet at 31 March 2024

Notes 2024 2024 2023 2023
£ £ £ £
Fixed Assets:
Tangible assets 12 14,071,963 14,071,963
Investments 13 2,735,302 2,708,521
Investments in Subsidiaries 13 2 2
Total fixed assets 16,807,267 16,780,486
Current Assets:
Debtors 14 10,047 10,981
Short term deposits 187,106 86,344
Cash at bank and in hand 542,444 592,960
Total current assets 739,597 690,285
Liabilities:
Creditors: Amounts falling due
within one year 15 (46,981) (40,206)
Net Current Assets 692,616 650,079
Total net assets 17,499,883 17,430,565
The funds of the charity:
Unrestricted funds
General 16 2,283,934 2,213,239
Revaluation Fund 16 1,500,000 1,500,000
Designated funds 16 5,156,356 5,158,194
Restricted funds 16 8,559,593 8,559,132
Total charity funds 17,499,883 17,430,565

The directors acknowledge their responsibility for complying with the requirements of the Act with respect to accounting records and for the preparation of accounts.

These accounts have been prepared in accordance with the provisions applicable to companies subject to the small companies' regime.

K.R. Parsons R. Parsons[-] : Chairman

The notes on pages 10 to 20 form a part of these financial statements.

Company Registration Number: 00397914

13

St. George's School (Harpenden) Limited (By Guarantee) Notes to the Accounts For the year ended 31 March 2024

1 Accounting Policies

(a) Accounting Convention

The financial statements have been prepared under the historical cost convention, except for investments which are stated at market valuation, and in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102), the Statement of Recommended Practice Accounting and Reporting by Charities (SORP applicable from 1 January 2019) and with the Charities Act 2011 and amendments included in Charities Act 2022.

These financial statements consolidate the results of the Charity and its wholly-owned subsidiaries, St. George's School (Harpenden) Lettings Limited and St George's Residential Lettings Limited (dormant company), on a line by line basis.

No separate Statement of Financial Activities (SoFA) have been prepared for the Charity as permitted by Section 408 of the Companies Act 2006 and FRS 102 Section 1.12 (b) respectively. The charity's net surplus was £49,335.

(b) Going concern

The trustees have assessed whether the use of the going concern basis is appropriate and have considered possible events or conditions that might cast significant doubt on the ability of the charitable group to continue as a going concern. The trustees have made this assessment for a period of at least one year from the date of approval of the financial statements. After making enquiries the trustees have concluded that there is a reasonable expectation that the charitable company has adequate resources to continue in operational existence for the foreseeable future. The charity therefore continues to adopt the going concern basis in preparing its financial statements.

(c) Incoming resources

(d) Tangible Fixed Assets

14

St. George's School (Harpenden) Limited

(By Guarantee) Notes to the Accounts

For the year ended 31 March 2024 (Continued)

1 Accounting Policies (Continued)

If the recoverable amount of an asset is estimated to be less than its carrying amount, the carrying amount of the asset is reduced to its recoverable amount. An impairment loss is recognised immediately in profit or loss, unless the relevant asset is carried at a revalued amount, in which case the impairment loss is treated as a revaluation decrease.

Recognised impairment losses are reversed if, and only if, the reasons for the impairment loss have ceased to apply. Where an impairment loss subsequently reverses, the carrying amount of the asset is increased to the revised estimate of its recoverable amount, but so that the increased carrying amount does not exceed the carrying amount that would have been determined had no impairment loss been recognised for the asset in prior years. A reversal of an impairment loss is recognised immediately in profit or loss, unless the relevant asset is carried in at a revalued amount, in which case the reversal of the impairment loss is treated as a revaluation increase.

(f) Financial assets

Financial assets are recognised in the company's statement of financial position when the company becomes party to the contractual provisions of the instrument.

Financial assets are classified into specified categories. The classification depends on the nature and purpose of the financial assets and is determined at the time of recognition.

Basic financial assets are initially measured at fair value plus transaction costs, unless the arrangement constitutes a financing transaction, where the transaction is measured at the present value of the future receipts discounted at a market rate of interest. Other financial assets classified as fair value through profit or loss are measured at fair value.

Loans and receivables

Loans and other receivables that have fixed or determinable payments that are not quoted in an active market are classified as 'loans and receivables'. Loans and receivables are measured at amortised cost using the effective interest method, less any impairment.

Interest is recognised by applying the effective interest rate, except for short-term receivables when the recognition of interest would be immaterial. The effective interest method is a method of calculating the amortised cost of a debt instrument and of allocating the interest income over the relevant period. The effective interest rate is the rate that exactly discounts estimated future cash receipts through the expected life of the debt instrument to the net carrying amount on initial recognition.

Impairment of financial assets

Financial assets, other than those held at fair value through profit and loss, are assessed for indicators of impairment at each reporting end date.

15

St. George's School (Harpenden) Limited (By Guarantee)

Notes to the Accounts

For the year ended 31 March 2024 (Continued)

1 Accounting Policies (Continued)

Financial assets are impaired where there is objective evidence that, as a result of one or more events that occurred after the initial recognition of the financial asset, the estimated future cash flows have been affected. The impairment loss is recognised in the statement of financial activities.

(g) Financial Liabilities

Basic financial liabilities are initially measured at transaction price, unless the arrangement constitutes a financing transaction, where the debt instrument is measured at the present value of the future receipts discounted at a market rate of interest. Other financial liabilities classified as fair value through profit or loss are measured at fair value.

Other financial liabilities

Other financial liabilities, are initially measured at fair value, net of transaction costs. They are subsequently measured at amortised cost using the effective interest method, with interest expense recognised on an effective yield basis.

The effective interest method is a method of calculating the amortised cost of a financial liability and of allocating interest expense over the relevant period. The effective interest rate is the rate that exactly discounts estimated future cash payments through the expected life of the financial liability to the net carrying amount on initial recognition.

(h) Investments

(i) Resources Expended

All expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all costs related to the category. Wherever possible costs are directly attributed to these headings. Costs common to more than one area are apportioned on a reasonable basis or on a direct cost basis. The irrecoverable element of VAT is included with the expense item to which it relates.

Support costs are those costs incurred in support of the charitable objectives. These have been allocated to the charitable activities on a basis that fairly reflects the true use of those resource within the organisation.

The costs of raising funds are those costs of seeking potential funders and applying for funding.

(j) Cash and cash equivalents

Cash and cash equivalents include cash at banks and in hand and short term deposits with a maturity date of three months or less.

(k) Debtors and creditors

Debtors and creditors receivable or payable within one year of the reporting date are carried at their at transaction price. Debtors and creditors that are receivable or payable in more than one year and not subject to a market rate of interest are measured at the present value of the expected future receipts or payment discounted at a market rate of interest.

16

St. George's School (Harpenden) Limited

(By Guarantee)

Notes to the Accounts

For the year ended 31 March 2024 (Continued)

1 Accounting Policies (Continued)

(l) Funds

Unrestricted - these represent funds which the trustees are free to use in accordance with the charitable objects.

Designated - these are funds set aside by the trustees for specific purposes.

Restricted - these are funds that can only be used for a particular purpose within the objects of the Charity as specified by the donor.

(m) Leasing and hire purchase commitments

Leases are classified as finance leases whenever the terms of the lease transfer substantially all the risks and rewards of ownership to the lessees. All other leases are classified as operating leases.

(n) Critical Estimates

In preparing financial statements it is necessary to make certain judgements, estimates and assumptions that affect the amounts recognised in the financial statements. The following judgements and estimates are considered by the Directors to have the most significant effect on amounts recognised in the financial statements:

The valuations of investment properties, for which the Foundation has obtained assurance from its professional valuers that the valuations included in the accounts have not materially changed since the date of valuation.

(o) Charity SOFA

Income
Cost of raising funds
Costs of charitable activities
Other costs
Gains/(losses) on investments
Net Income/(Expenditure)
Net Movement in Funds
2024
£
317,178
(4,686)
(251,860)
(19,933)
28,619
69,318
69,318
2023
£
167,929
(4,794)
(52,790)
(7,189)
(162,941)
(59,785)
(59,785)

17

St. George's School (Harpenden) Limited

(By Guarantee) Notes to the Accounts

For the year ended 31 March 2024 (Continued)

2 Income from donations and legacies

Donations
Donations
3
Income from charitable activities
Property rental income
4
Income from other trading activities
Subsidiary lettings income
5
Income from investments
Interest received
Dividends received
6
Other income
Management fees
Other Income
7
Expenditure on raising funds
Development Office
Lettings and rentals
2024
Restricted
Funds
£
461
-
461
2024
Unrestricted
Funds
£
8,544
8,544
2023
Unrestricted
Funds
£
7,407
7,407
2024
Unrestricted
Funds
£
33,937
52,285
86,222
2024
Restricted
Funds
£
-
-
2023
Restricted
Funds
£
-
-
2024
Unrestricted
Funds
£
40,820
40,820
2024
Unrestricted
Funds
£
154,955
154,955
2024
Total
Funds
£
34,398
52,285
86,683
2024
Unrestricted
Funds
£
15,955
107,869
123,824
2024
Unrestricted
Funds
£
4,686
140,629
145,315
2024
Total
Funds
£
8,544
8,544
2023
Total
Funds
£
7,407
7,407
2023
Unrestricted
Funds
£
45,770
45,770
2023
Unrestricted
Funds
£
157,132
157,132
2023
Total
Funds
£
10,025
52,302
62,327
2023
Unrestricted
Funds
£
15,504
4,180
19,684
2023
Unrestricted
Funds
£
4,792
99,825
104,617

18

St. George's School (Harpenden) Limited

(By Guarantee)

Notes to the Accounts

For the year ended 31 March 2024 (Continued)

8

Expenditure on charitable activities

Expenditure on charitable activities
Donation to St George's Academy 2024
2024
2024
Unrestricted
Restricted
Total
Funds
Funds
Funds
£
£
£
251,860
-
251,860
251,860
-
251,860
2023
Total
Funds
£
52,790
52,790

In 2024 restricted expenditure totalled £nil and unrestricted £251,860.

9 Other expenditure

Support costs:
Audit and accountancy
Other costs
Legal and professional
2024
2024
2024
2023
Unrestricted
Restricted
Total
Total
Funds
Funds
Funds
Funds
£
£
£
£
10,000
10,000
5,025
4,812
4,812
1,303
5,021
5,021
861
19,833
-
19,833
7,189

10 Staff Costs

Staff Costs
Wages and salary costs recharged from the school:
Sports Centre staff
Other
2024
£
25,566
72,508
98,074
2023
£
35,139
27,477
62,616

The staff costs recognised in the accounts are in respect of the subsidiary company only. There were no employees in the year paid more than £60,000 (2023: none).

The average number of persons employed by the group during the year was nil (2023: nil)

Directors received neither remuneration nor reimbursed expenses in the current or preceding year. Key management personnel (Trustees) did not receive remuneration during the current or prior year.

11 Trading Subsidiary

Income from subsidiary's trading activities

The Charity owns the whole of the ordinary share capital, consisting of 1 ordinary share of £1 of St. George's School (Harpenden) Lettings Limited, which provides letting facilities. The Charity also owns the whole of the ordinary share capital, consisting of 1 ordinary share of £1 of St George's School Residential lettings Limited, which is dormant. The subsidiaries donate their taxable profit to the Charity each year. Their trading results for the year, as extracted from the financial statements, are summarised below:

19

St. George's School (Harpenden) Limited

(By Guarantee)

Notes to the Accounts

For the year ended 31 March 2024 (Continued)

11 Trading Subsidiary (Continued)

St George's School (Harpenden) Lettings Limited
Turnover
Cost of sales
Gross profit
Administration expenses
Operating profit
Profit on ordinary activities before taxation
Retained profit brought forward
Profit on ordinary activities before taxation
Distribution
Retained profit carried forward
12
Tangible Fixed Assets
Freehold
Land and
Fixtures and
Group Fixed Assets
Buildings
Fittings
£
£
Cost
At 1 April 2023 and at 31
March 2024
14,071,963
95,011
Depreciation
At 1 April 2023
-
95,011
Charge for year
-
-
At 31 March 2024
-
95,011
Net Book Value
At 31 March 2024
14,071,963
-
At 31 March 2023
14,071,963
-
Computer
Equipment
£
30,541
30,541
-
30,541
-
-
2024
£
154,955
(63,283)
91,672
(77,344)
14,328
14,328
57,307
14,328
(57,307)
14,328
Vehicles
£
16,700
16,700
-
16,700
-
-
2023
£
157,132
(65,459)
91,673
(34,366)
57,307
57,307
32,741
57,307
(32,741)
57,307
Total
£
14,214,215
142,252
-
142,252
14,071,963
14,071,963

The buildings have been insured on a declared value of £68m.

Charity Fixed Assets
Cost
At 1 April 2023 and at 31
March 2024
Depreciation
At 1 April 2023
Charge for year
At 31 March 2024
Net Book Value
At 31 March 2024
At 31 March 2023
Freehold
Land and
Buildings
£
14,071,963
-
-
-
14,071,963
14,071,963
Fixtures and
Fittings
£
81,376
81,376
-
81,376
-
-
Computer
Equipment
£
30,541
30,541
-
30,541
-
-
Vehicles
£
16,700
16,700
-
16,700
-
-
Total
£
14,200,580
128,617
-
128,617
14,071,963
14,071,963

20

St. George's School (Harpenden) Limited

(By Guarantee) Notes to the Accounts

For the year ended 31 March 2024 (Continued)

13
Investments
At
31st March
Group
2023
Additions
£
£
Investment Properties
1,500,000
-
Listed Investments at Market Value
Designated Fund - Special Fund Investments
M & G 'A' Income Fund
1,838
-
1,838
-
COIF - Charities
Investment Fund Income
Units
417,094
-
Schroders - Charity Multi
Asset Fund
319,472
-
Mayfair - PITCH Fund
470,117
-
1,206,683
-
Market Value of Listed
Investments
1,208,521
-
Cost of Listed
1,119,943
-
Investments
Total market value
2,708,521
-
Unrestricted Funds -
Jarvis Legacy
Total
gain/(loss)
£
-
Disposal
£
-
(1,738)
(1,738)
-
-
-
-
(1,738)
(3,501)
(1,738)
At
31st March
2024
£
1,500,000
(100) -
(100) -
37,754
22,738
(31,873)
454,848
342,210
438,244
28,619 1,235,302
28,519
-
28,519
1,235,302
1,116,442
2,735,302

The investment property, comprising the house used by the Headteacher of the School situated on Sun Lane, Harpenden, was valued at the year end by a local estate agent with good knowledge of the area.

The investments of the charity are as above, plus £1 investment in its subsidiary, St George's School (Harpenden) Lettings Limited and St Georges School Residential Lettings Limited, which has remained dormant in the year.

14
Debtors
Trade debtors
Other debtors
Other taxes and social
security
Prepayments and accrued
income
Amounts falling due
within one year:
2024
2023
2024
2023
£
£
£
£
21,353
10,086
11
1,061
11
1,061
-
1,127
123
10,036
9,797
10,036
9,797
31,400
22,071
10,047
10,981
Charity
Consolidated

21

St. George's School (Harpenden) Limited

(By Guarantee)

Notes to the Accounts

For the year ended 31 March 2024 (Continued)

15
Creditors
Trade creditors
Accruals and deferred income
Other taxes and social security
Other creditors
15.1 Deferred Income
Amount brought forward
Transferred to income in year
Amounts deferred during the year
Balance carried forward
Amounts falling due within one
year:
2024
2023
£
£
4,778
-
90,653
67,947
3,349
-
535
-
99,315
78,413
2024
2023
£
£
52,882
64,787
(52,882)
(64,787)
75,260
52,882
75,260
52,882
Consolidated
2024
2023
£
£
4,778
-
41,926
40,206
66
-
211
-
46,981
40,206
2024
2023
£
£
32,052
22,499
(32,052)
(22,250)
31,929
31,803
31,929
32,052
Charity
2024
2023
£
£
4,778
-
41,926
40,206
66
-
211
-
46,981
40,206
2024
2023
£
£
32,052
22,499
(32,052)
(22,250)
31,929
31,803
31,929
32,052
Charity
40,206
2023
£
22,499
(22,250)
31,803
32,052

The deferred income relates to deposits held for rent paid in advance and residential and events bookings income which was billed and received in advance for the following year.

16
Funds
Group
Unrestricted Funds
General Fund
Designated Funds
Property Fund
Revaluation Reserve
Restricted Funds
Grants/donations for capital assets
Other donations
22
Maier Bequest and Prize Fund
Library Fund
Total Charity Funds
At
1 April
2024
£
2,270,545
1,838
5,156,356
1,500,000
8,928,739
8,497,552
52,141
7,623
1,816
8,559,132
17,487,871
Net
Incoming/
(Outgoing)
Resources
for the Year
£
(905)
(1,738)
-
-
(2,643)
-
-
371
90
461
(2,182)
Gains/
(Losses)
on
Investments
£
28,619
(100)
-
-
28,519
-
-
-
-
-
28,519
Transfers
£
-
-
-
-
-
-
-
-
-
-
-
At
31st March
2024
£
2,298,259
-
5,156,356
1,500,000
8,954,615
8,497,552
52,141
7,994
1,906
8,559,593
17,514,208

22

St. George's School (Harpenden) Limited (By Guarantee) Notes to the Accounts

For the year ended 31 March 2024 (Continued)

16 Funds (Continued)

Charity
Unrestricted Funds
General Fund
Designated Funds
Property Fund
Revaluation Reserve
Restricted Funds
Grants/donations for capital
assets
Other donations
Maier Bequest and Prize
Fund
Library Fund
Total Charity Funds
At
1 April
2024
£
2,213,239
1,838
5,156,356
1,500,000
8,871,433
8,497,552
52,141
7,623
1,816
8,559,132
17,430,565
Net
Incoming/
(Outgoing)
Resources
for the Year
£
41,976
(1,738)
-
-
40,238
-
-
371
90
461
40,699
Gains/
(Losses)
on
Investments
£
28,719
(100)
-
-
28,619
-
-
-
-
28,619
Transfers
£
-
-
-
-
-
-
-
-
-
-
-
At
31st March
2024
£
2,283,934
-
5,156,356
1,500,000
8,940,290
8,497,552
52,141
7,994
1,906
8,559,593
17,499,883

The revaluation reserve represents the revaluation in relation to the investment property during the year.

Nature and Purpose of Restricted Funds

Grants/donations for capital assets represent the brought forward figure of the income received towards tangible fixed assets. All of the money has been spent to date. The donations received during the year relate to the science block appeal.

The Huckett fund represents donations and accumulated income which can be used to assist Old Georgians who become students of Wadham or Lady Margaret Hall Colleges. It can also be used to provide a "Leavers Prize" based on merit.

The Maier Bequest and Prize fund can be used to financially assist any Boarder at the School who is in need of financial support. Part of the fund can be used to provide an award to students.

The Library fund represents donations received towards the School Library.

Other donations represent funds collected for specific purposes, such as Buy a Brick Scheme, Science Lab Appeal, Chapel Appeal and other parental donations.

23

St. George's School (Harpenden) Limited

(By Guarantee) Notes to the Accounts

For the year ended 31 March 2024 (Continued)

17
Analysis of Net Assets between Funds
Unrestricted Funds
General Fund
Designated Funds
Property Fund
Revaluation Reserve
Restricted Funds
Grants/donations for capital assets
Other donations
Maier Bequest and Prize Fund
Library Fund
Total
Fixed
Assets &
Investments
£
-
1,235,302
5,522,270
1,500,000
8,257,572
8,497,552
52,141
-
-
8,549,693
16,807,265
Current
Assets
£
796,358
-
-
-
796,358
-
-
7,994
1,906
9,900
806,258
Liabilities
£
(99,315)
-
-
-
(99,315)
-
-
-
-
-
(99,315)
Total
£
697,043
1,235,302
5,522,270
1,500,000
8,954,615
8,497,552
52,141
7,994
1,906
8,559,593
17,514,208

The majority of the charitable company's assets are tied up in the value of the properties.

18 Related Party Transactions

During the year the charitable company made donations of £251,860 (2023: £52,790) to St George's Academy, the school which occupies the site owned by the charitable company. At the year end the company included £nil (2023:£3,365 ) in accruals in respect of amounts due to St George's Academy.

The charitable company received a monthly management charge from the Academy totalling £15,955 (2023: £15,504) of which £nil (2023: £nil) was outstanding in trade debtors at the year end.

19 Financial Commitments

As at 31st March 2024 the group was committed to making the following future minimum lease payments

Within one year
Between two and five years
In over five years
2024
£
7,326
-
-
7,326
2023
£
17,580
7,326
-
24,906

20 Capital Commitments

At the year end The Charity has committed £289,478 in respect of capital works at 18 Sun Lane.

21 Subsidiary Undertakings

The subsidiary undertakings of St George's School (Harpenden) Limited are St George's School (Harpenden) Lettings Limited and St George's School Residential Lettings Limited, a dormant subsidiary. The registered office of these two entities is Sun Lane, Harpenden, Herts, AL5 4TD. Both of these entities are exempt from audit by article s479A of the Companies Act 2006.

24