## **EARLS COLNE AND HALSTEAD EDUCATIONAL CHARITY**
## **TRUSTEES’ REPORT AND FINANCIAL STATEMENTS 28 FEBRUARY 2026**
MOORE GREEN CHARTERED ACCOUNTANTS SUDBURY SUFFOLK
## **EARLS COLNE AND HALSTEAD EDUCATIONAL CHARITY**
## **INDEX TO FINANCIAL STATEMENTS 28 FEBRUARY 2026**
||Page|
|---|---|
|Charity Information|1|
|Report of the Trustees|2 - 5|
|Statement of Trustees’ Responsibilities|6|
|Statement of Financial Activities|7|
|Balance Sheet|8|
|Notes to the Financial Statements|9 - 14|
|Independent examiners report|15|
1
## **EARLS COLNE AND HALSTEAD EDUCATIONAL CHARITY**
## **CHARITY INFORMATION**
|CHARITY REGISTRATION NUMBER|310859|
|---|---|
|TRUSTEES|Mr J Hayes - Chair|
||Cllr C Siddall|
||Mrs J Bailey|
||Mr J Munro|
||Mr A Shelton|
||Mr P Finch|
||Mrs J Parish|
||Cllr G Courtauld|
||Mr S Milbank - Resigned June 2025|
||Mrs C Sterland – Resigned April 2025|
||Cllr J Bond|
||Mrs V Brummitt|
||Mr C Appleford – Appointed November 2025|
|CLERK|Mrs Pauline Kenning|
|INDEPENDENT EXAMINER|Vincent Chandler FCA FCCA|
||Moore Green|
||22 Friars Street|
||Sudbury|
||Suffolk|
||CO10 2AA|
|BANKERS|Barclays Bank Plc|
||Leicester|
||LE87 2BB|
|INVESTMENT MANAGERS|Union Bancaire Privee (UK) Ltd (formerly|
||Kleinwort Hambros Limited)|
||One Bank Street|
||Canary Wharf|
||London E14 4SG|
2
## **EARLS COLNE AND HALSTEAD EDUCATIONAL CHARITY**
## **REPORT OF THE TRUSTEES YEAR ENDED 28 FEBRUARY 2026**
The Trustees present their annual report and the un-audited financial statements of the Charity for the year ended 28 February 2026. The financial statements have been prepared in accordance with the accounting policies set out in note 1 to the accounts and comply with the charity’s trust deed, the Charities Act 2011 and Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland.
## CONSTITUTION
The Charity was constituted on 31 July 1975 and is governed by a definitive Trust Deed and Rules dated the same day.
The Trust is registered as a Charity, under number 310859.
## OBJECTIVES
The purpose of the Charity is to provide grants for the furtherance of the education of local children and young adults.
## ACTIVITIES AND ACHIEVEMENTS
The Charity has continued to rely on income from listed investments and bank deposits. The investments are held for capital growth and to provide adequate income to cover educational grants. They have been acquired in accordance with the powers available to Trustees. The Charity has adequate assets to meet future commitments to beneficiaries. There have been no changes to these policies during the year. The Charity has achieved its objective of distributing educational grants using its investment income.
## ORGANISATIONAL STRUCTURE
The Charity’s day to day affairs are managed by the Clerk to the Trustees. Regular Trustees’ meetings are held at which decisions are taken by majority vote.
## REVIEW OF ACHIEVEMENTS AND PERFORMANCE
The results for the year are set out in the statement of financial activities on page 7.
The policy of the Charity is to distribute most of its income to its beneficiaries whilst recognising that only income can be distributed – not capital. The Unrestricted Fund, from which distributions are made, has increased slightly during the year and has a balance of £37,668 at the end of the year.
3
## **EARLS COLNE AND HALSTEAD EDUCATIONAL CHARITY**
## **REPORT OF THE TRUSTEES (CONTINUED) YEAR ENDED 28 FEBRUARY 2026**
## MONITORING ACHIEVEMENTS
The Charity awarded 102 grants to individuals, voluntary organisations and schools during the 2025/26 financial year.
In addition, the Charity continued to provide funding to 22 local schools through the extra-curricular enrichment Per Capita grant allocations totalling £14,450. Further project grants to schools totalled £1,875.
The Charity awarded £3,130 towards projects that assist young people with adventurous and sporting activities, and £13,000 to students towards the costs associated with their university studies, in parcels of £200 for undergraduate awards and £100 for postgraduate awards. £120 was also awarded to young people to take part in the Bronze Duke of Edinburgh Award Scheme.
Grants to voluntary organisations totalled £2,000 during the year with a further £250 committed. This was predominantly to Guide and Scout groups to enable them to take part in adventurous activities and international camps.
## FINANCIAL REVIEW
The Charity’s investment income received for 2025/26 was as expected at £41,342. Additional income of £16 was also received by the Charity.
Trustees continue to challenge their investment portfolio manager, Union Bancaire Privée (UBP) to achieve a desirable income for the new financial year, though the economic outlook remains unsettled.
## RESERVES POLICY
The reserves of the charity currently stand at £1,417,788 (2025: £1,262,420).
The policy of the charity is to distribute the maximum prudent amount of income possible to its beneficiaries. However, from 2011 to date, an amount of £10,000 is set aside in the budget to cover additional operating expenses.
## PERMANENT ENDOWMENT
Following guidance received from the Charity Commission, the reserves of the Charity are separated between those relating to the Charity’s permanent endowment and those constituting the accrued excess of income over expenditure.
## FIXED ASSETS
Changes in fixed assets, including investments, are shown in Notes 6 and 7 to the financial statements.
## TRUSTEES
The Trustees of the fund are shown on page 1. The management committee consists of the Trustees.
4
## **EARLS COLNE AND HALSTEAD EDUCATIONAL CHARITY**
## **REPORT OF THE TRUSTEES (CONTINUED) YEAR ENDED 28 FEBRUARY 2026**
POLICY ON APPOINTING TRUSTEES
The Earls Colne and Halstead Educational Charity is bound by its constitution when appointing Trustees (scheme dated 31 July 1975 as amended by resolution dated 5 February 2018, as amended on 6 February 2023).
The board can compromise of a maximum of 13 trustees (8 Nominative and 5 Co-opted). At the end of 2025-2026 there were 11 trustees (7 Nominative and 4 Co-opted). There was a vacancy for a nominative trustee from Earls Colne Parish Council and a Co-optative trustee.
## _**Nominative Trustees:**_
The following organisations nominate candidates to serve as a Trustee for a term of 4 years:
- 1 by the Council of Almoners of Christ’s Hospital
- 1 by Braintree District Council
- 1 by Earls Colne Parish Council
- 1 by Halstead Town Council
- 1 by The Ramsey Academy
- 1 by Hedingham School
- 1 by Honywood School
- and 1 Primary School Headteacher from the Charity’s ‘area of benefit’.
Whenever a Nominative Trustee vacancy arises, notice of the vacancy should be given to the proper appointing body as soon as possible.
## _**Co-opted Trustees:**_
There are 4 co-optative Trustee positions, which all have a term of 5 years. Co-optative Trustees should be individuals, who, either through residence, occupation, employment or other specialist knowledge, have a special understanding of the Charity’s area of benefit (catchment area).
Nominations are made by Trustees at a normal Board meeting, and a vote is then undertaken.
## _**Procedure following a successful nomination:**_
Once nominated each candidate is then sent a letter of appointment and is requested to sign an Acceptance of Office at their first Board meeting. This is a signed declaration affirming their acceptance of, and willingness to act in accordance with, the trust laid out within the constitution. Trustees are also requested to complete a Declaration of Interests form and supply their date of birth. The Trustee’s details are then entered on the Charity Commission website.
The charity’s Board Members shall cease to be Trustees, if:
- They remain absent from all meetings of the Board during a period of one year.
- They are adjudged to be bankrupt.
- They are wholly incapacitated through ill health.
- They notify the Board in writing of their wish to resign.
EARIS COLNE
AD EDUCAT
AL CHARITY
REPORT OF THE TRUSTEES (CONTINUED)
ENDED 28 FEBRUARY 2026
PRINCIPAL OFFJCE
Th¢ principal otTice of the Charity is:
14 Chapcl Street
Stccplc Bumpstead
Haverhill
Suffolk CB9 7DQ
Approv&1 by the trustees OD ...... .
. and signed on their behalf by..
Mr J Hayes
Cbair
Mrs P Kellning
Clerk
6
## **EARLS COLNE AND HALSTEAD EDUCATIONAL CHARITY**
## **STATEMENT OF TRUSTEES’ RESPONSIBILITIES YEAR ENDED 28 FEBRUARY 2026**
The charity trustees are responsible for preparing a trustees’ annual report and financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice).
The law applicable to charities in England and Wales requires the charity trustees to prepare financial statements for each year which give a true and fair view of the state of affairs of the charity and of the incoming resources and application of resources, of the charity for that period. In preparing the financial statements, the trustees are required to:
- select suitable accounting policies and apply them consistently.
- make judgments and estimates that are reasonable and prudent.
- state whether applicable accounting standards have been followed, subject to any material departures disclosed and explained in the financial statements, and whether the financial statements have been prepared in accordance with the Statement of Recommended Practice, Accounting by Charities issued by the Charity Commission; and
- prepare the financial statements on the going concern basis unless it is appropriate to presume that the Charity will not continue in operation.
The trustees are responsible for keeping proper accounting records that disclose with reasonable accuracy at any time the financial position of the charity and to enable them to ensure that the financial statements comply with the Charities Act 2011, the applicable Charities (Accounts and Reports) Regulations, and the provisions of the Trust deed. They are also responsible for safeguarding the assets of the charity and taking reasonable steps for the prevention and detection of fraud and other irregularities. The trustees are responsible for the maintenance and integrity of the charity and financial information included on the charity’s website in accordance with legislation in the United Kingdom governing the preparation and dissemination of financial statements.
7
## **EARLS COLNE AND HALSTEAD EDUCATIONAL CHARITY**
## **STATEMENT OF FINANCIAL ACTIVITIES YEAR ENDED 28 FEBRUARY 2026**
|INCOMING RESOURCES
Investment Income
Donations
Other income
TOTAL INCOMING RESOURCES
RESOURCES EXPENDED
Direct Charitable Expenditure
Indirect Expenditure:
Administration Expenses
TOTAL RESOURCES EXPENDED
NET (OUTGOING)/INCOMING RESOURCES
Other Gains and Losses:
Realised Profit/(Loss) on Investments
Unrealised (Loss)/Gain on Investments
NET MOVEMENT IN FUNDS
Transfer between funds
AS AT 1 MARCH 2025
AS AT 28 FEBRUARY 2026|Notes
2
3
4
7
7
9|||Unrestricted
£
41,342
-
16
41,358
34,575
9,286
**43,861**
(2,503)
-
-
**(2,503)**
2,622
**37,549**
**37,668**|||Restricted
£
-
-
-
-
-
8,400
**8,400**
(8,400)
33,023
133,248
**157,871**
(2,622)
**1,224,871**
**1,380,120**
2026|||Total
£
41,342
-
16
41,358
34,575
17,686
**52,261**
(10,903)
33,023
133,248
**155,368**
-
**1,262,420**
**1,417,788**|||2025
Total
£
45,325
844
350
46,519|
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
|||||||||||||||
|||||||||||||||
||||||||||||||33,771
14,615|
||||||||||||||**48,386**|
||||||||||||||(1,867)
13,330
49,487|
||||||||||||||**60,950**
-
**1,201,470**|
||||||||||||||**1,262,420**|
## Notes
1. Incoming/outgoing resources and movements in reserves arise from continuing operations.
2. Total gains or losses recognised for the current and preceding financial year are detailed above.
D HAtSTEAD EDUCATIONAL CHARITY
BALANCE
HEET
ENDED 28 FEBRUARY 2026
FIXED ASSEfs
Computer Equipment
440
660
INVESTMENTS
1,378.301
1,378,301
1.204.299
CURRENT ASSEFS
DebtOTS
Cash at Bank
Cash held by Union Bancaire Privee tuIo
349
8,696
51,856
4,586
34,322
4586
38,241
3,919
CREDITORS: AMOUNTS FALLING
DUEIMTHIN ONEYEAR
(1,680]
2,100
(3.780)
[3,440)
NFfcuRRENT ASSETS
37ffj68
1,380,120
1.417.788
1.262,420
FUNDS
Unrestricted Income Fund
37.668
37,668
37,549
Restrirted Fund
1,380.120
1.380.120
1,224,871
37ffj68
1380.120
1.417.788
l.Z62.420
These fjnancial statements were approved by the Trustees on
ayes
stee
Mrs P Kenning
Clerk
9
## **EARLS COLNE AND HALSTEAD EDUCATIONAL CHARITY**
## **NOTES TO THE FINANCIAL STATEMENTS 28 FEBRUARY 2026**
## 1 ACCOUNTING POLICIES
Accounting convention
The financial statements have been prepared in accordance with the Statement of Recommended Practice: Accounting and Reporting by Charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) and the Charities Act 2011.
The financial statements are prepared on a going concern basis under the historical cost convention, modified to include certain items at fair value. The financial statements are presented in sterling which is the functional currency of the charity and rounded to the nearest £.
The significant accounting policies applied in the preparation of these financial statements are set out below. These policies have been consistently applied to all years presented unless otherwise stated.
Investment income
Dividends, interest receivable and any associated tax credit are recognised by reference to the date of payment.
## Investments
Investments are stated at market value. Any unrealised gains or losses are included in the Statement of Financial Activities. Only when an investment is wholly sold is the gain or loss shown as realised.
Accumulated Funds
The Unrestricted Fund represents accumulated annual surplus of income whilst The Restricted Fund represents the charity’s permanent endowment fund, against which certain costs, notably the fund managers’ fees, can be charged.
## Grants payable
The Unrestricted Fund is only available for the general purposes of the charity as set out in the governing document and the Trustees are free to use this fund for any of the charity’s purposes.
Grants are paid to individuals and local schools and organisations for the furtherance of education.
Tangible fixed assets and depreciation
Tangible assets are depreciated by annual instalments over their estimated useful lives:
Computer equipment - 25% Straight Line
10
## **EARLS COLNE AND HALSTEAD EDUCATIONAL CHARITY**
## **NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) 28 FEBRUARY 2026**
Realised gains and losses
All gains and losses are taken to the Statement of Financial Activities as they arise. Realised gains and losses on investments are calculated as the difference between sales proceeds and their opening carrying value or their purchase value if acquired subsequent to the first day of the financial year. Unrealised gains and losses are calculated as the difference between the fair value at the year end and their carrying value. Realised and unrealised investment gains and losses are combined in the Statement of Financial Activities.
## 2 INVESTMENT INCOME
|
Bank interest received
Dividends and other interest received|2026
£
128
41,214
41,342|2025
£
374
44,951
45,325|
|---|---|---|
All dividend income is from listed investments.
11
## **EARLS COLNE AND HALSTEAD EDUCATIONAL CHARITY NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) YEAR ENDED 28 FEBRUARY 2026**
## 3 RESOURCES EXPENDED
|RESOURCES EXPENDED|||||
|---|---|---|---|---|
|Grants to Individuals (95 Grants Made)
Grants to Other Bodies (Note 3A)||2026
£
16,250
18,325
34,575||2025
£
15,891
17,880|
|||||33,771|
## 3A GRANTS TO OTHER BODIES
|GRANTS TO OTHER BODIES||||||
|---|---|---|---|---|---|
|For Extra-Curricular Enrichment in Schools
- 22 Grants made
Ramsey School
Hedingham School
Honywood School
Grants Less Than £1,000
For other purposes in schools
- 3 Grants made
Grants less than £1,000
For Voluntary Bodies (4 grants made)|£
1,712
3,169
2,081
7,488|£
14,450
1,875
2,000
18,325
2026|£
1,794
3,045
1,987
7,274|£
14,100
1,780
2,000
17,880
2025||
|||||||
||1,875||1,780|||
|||||||
||||||17,880|
12
## **EARLS COLNE AND HALSTEAD EDUCATIONAL CHARITY NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) YEAR ENDED 28 FEBRUARY 2026**
## 4 ADMINISTRATION EXPENSES
|ADMINISTRATION EXPENSES|||||
|---|---|---|---|---|
|Unrestricted
Remuneration and Costs, the Charity Clerk
Website Costs
Independent Examiners Fees
Non-audit fees
Sundry expenses
Depreciation
Loss on Disposal
Restricted
Investment Management Charges
Interest Charges
Exchange rate difference||2026
£
6,300
696
1,800
270
-
220
-
9,286
8,400
8,400||2025
£
6,000
238
1,440
540
-
220
1|
|||||8,439|
|||||6,176
-
-|
|||||6,176|
## 5 TRUSTEES AND EMPLOYMENT COSTS
During the year payroll was operated providing remuneration to Mrs Pauline Kenning for their services to the charity as the clerk, this amounted to £6,300.
Expenses were also reimbursed in the year amounting to £415, with no balance outstanding at the year end.
No trustees received any remuneration, nor had any expenses reimbursed to them.
Total employed staff for the year 1 (2025: 1).
## 6 FIXED ASSETS
|FIXED ASSETS|||
|---|---|---|
|Cost
At 1 March 2025
Additions
Disposals
At 28 February 2026
Depreciation
At 1 March 2025
Charged in year
Eliminated on disposal
At 28 February 2026
Net Book Value
At 1 March 2025
At 28 February 2026||Computer
Equipment
880
-
-|
|||880|
|||220
220
-|
|||440|
|||660|
|||440|
13
## **EARLS COLNE AND HALSTEAD EDUCATIONAL CHARITY NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) YEAR ENDED 28 FEBRUARY 2026**
## 7 INVESTMENTS
All investments are listed investments.
|**Wider Range Investments**
Artemis Fund Managers Income Inc
BNY Mellon Fund Managers Ltd
PIMCO Funds Global Investors
UK gilt 4.5%
UK TSY 1.5%
UK govt 4.5%
UBAM HYBRID BOND UHD GBP DIS
UBAM EMG MRKT HIGH ALPHA BD UH GBP
UBAM SICAV STRT INC UHD GBP HGD DIS
UBAM GL HY SOL UHD
Aberdeen Europe
Invesco Asset Mgt (Ireland) Sterling Bond Z
Aviva Inv US Eq Inc 11 Dist
HICL Infrastructure Ordinary 0.01p
Fidelity Inv SVCS UK Moneybuilder Inc Fund
Lyxor ETF S&P 500
Jupiter Japan Income Fund
Schroder Asian Income Fund Z
Sequoia Economic Infrastructure
JO Hambro Capital Management UK Equity Income A GBP Inc
Franklin UK Equity Income Fund W Acc
Moorea Fund Real Assets RG-D GBP
Lyxor ETF S&P 500 ZERO
SPDR S&P 400 mid ETF
Royal London UK equity
ISHARES IV MSCI USA GBP ETF (XLON)
WISDOMTREE PHYL GOLD GBP HGD (XLON)
INVESCO EQQQ NASDAQ-100 GBP (XLON)
ISHS FTSE UK DIVIDEND PLUS (XLON)
ISHS UK PROPERTY UCITS ETF (XLON)
THEAM QUANT SICAV TACTICAL US EQUITIES
U ACCESS DIVERSIFIED REAL ESTATE EQ
**Narrower Range Investments**
TOTALS||Valuation
At 1 March
2025
£
79,070
58,189
62,440
93,653
84,991
35,120
-
-
-
-
75,385
74,525
83,122
34,607
71,334
45,024
13,598
40,927
38,527
40,696
53,396
36,651
60,900
46,975
75,169
-
-
-
-
-
-
-
1,204,299
1,204,299||Additions
and
(Disposals)
£
(57,259)
(36,676)
(81,973)
(60,169)
24,645
31,716
52,429
66,015
33,234
(12,658)
(35,507)
6,189
(36,714)
(17,058)
(38,861)
(58,172)
(36,651)
(58,127)
(88,250)
(3,223)
75,523
21,754
146,304
(2,464)
53,682
120,002
7,731
7,731||Realised
Profit/ (loss)
on
investment
£
(930)
339
1,154
1,703
494
312
2,251
2,107
1,763
334
4,776
(2,773)
13,081
3,223
2,725
2,464
33,023
33,023||Increase/
(Decrease)
in Market
Value
£
11,494
554
533
815
586
2,298
3,282
2,347
123
9,673
695
(3,810)
1,201
2,921
3,475
17,371
11,052
4,626
41,500
1,396
9,802
483
10,831
133,248
133,248|
|Valuation at
28 February
2026
£
90,564
-
26,657
07.12
13,367
08.05.
27,340
08.05.
60,351
09.0
34,014
55,711
10.10.
68,362
33,357
72,894
40,025
10.12
87,752
07.1
-
01.
72,535
32,650
01.10.
17,073
58,298
-
01.1
51,748
-
-
30.
-
14.09
51,601
-
-
117,023
08.05.
25,875
156,106
21.08.
-
54,165
130,833
1,378,301
1,378,301|Date of
Original
Acquisition
£
07.10.11
07.03.16
.23 & 12.06.2024
2024 & 15.04.2025
2024 & 15.04.2025
5.2024 & 2 other
30.06.2025
2025 & 23.12.2025
06.11.2025
12.12.2025
16.07.12
.14 & 02.12.2024
2.18 & 25.03.21
04.19 & 2 more
22.03.19
2020 & 15.10.2020
07.03.23
20.11.2020
0.2020 & 3 other
23.02.22
23.02.22
01.23 & 2 other
.23 & 17.12.2024
17.12.2024
06.02.2025
26.03.2025
2025 & 11.08.2025
11.08.2025
2025 & 25.02.2026
18.11.2025
23.01.2026
12.01.2026||Original
Cost
£
58,093
25,281
13,151
26,249
60,236
31,716
52,429
66,015
33,234
47,212
42,201
112,993
94,372
18,558
12,203
38,173
38,674
49,434
75,523
24,478
146,304
53,682
122,969|
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
||||||||||||||1,243,180|
||||||||||||||1,243,180|
14
## **EARLS COLNE AND HALSTEAD EDUCATIONAL CHARITY NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) YEAR ENDED 28 FEBRUARY 2026**
## 8 CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
|Expenses Accrued
9 RECONCILIATION OF FUNDS
1 March
Net (Outgoing)/Incoming
Resources (Page 7)
Realised Profit/(Loss) on Disposal
of Investment
Gains/(Losses) on Investments
Transfers between funds
28 February
10 ANALYSIS OF NET ASSETS BETWEEN FUNDS
Restricted Income Funds:
Unrestricted Income Funds:
TOTAL FUNDS||Unrestricted
Fund
£
37,549
(2,503)
2,622
37,668
Fixed
Assets
£
0
440
440|||
|---|---|---|---|---|
||||||
||||||
||||||
||||||
15
**EARLS COLNE AND HALSTEAD EDUCATIONAL CHARITY**
# **Independent Examiner’s report to the trustees for the year ended 28 February 2026**
I report to the Trustees on my examination of the accounts of the charity for the year ended 28 February 2026, which are set out on pages 7 to 14.
## **Responsibilities and basis of the report**
As the trustees of the charity, you are responsible for the preparation of the accounts in accordance with the requirements of the charities Act 2011 (‘the Act’)
I report in respect of my examination of the charity accounts carried out under section 145 of the act and in carrying out my examination I have followed all the applicable directions given by the Charity Commission under section 145(5)(b) of the act.
## **Independent examiners statement**
I have completed my examination. I confirm that no material items have come to my attention in connection with the examination giving me cause to believe that in any material aspect:
- Accounting records were not kept in respect of the charity as required by section 130 of the act; or
- The accounts do not accord with those records
- The accounts did not comply with the applicable requirements concerning the form and content of the accounts set out in the charities (accounts and reports) regulations 2008 other than any requirement that the accounts give a ‘true and fair’ view which is not a matter considered as part of an independent examination.
I have no concerns and have come across no matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.
………………………………………………. Vincent Chandler FCA FCCA Moore Green Chartered Accountants 22 Friars Street Sudbury Suffolk CO10 2AA
29 July 2026