MARLOW COMMUNITY ASSOCIATION
Charity number 300307
TRUSTEES ANNUAL REPORT AND ACCOUNTS
for
YEAR ENDED 31 DECEMBER 2020

MARLOW COMMUNITY ASSOCIATION
Annual Report for the year ended 3tst December 2020
Name of Charity Marlow Community Association
Registered Number 3(M)301
Legal Forni: Unincorporated Charitsble Trust
Goveming Document:
The Constitution was adopted on 13th May 1967. amended at a Special General Meeting on Thursday 17th
February 2(KX) to bring it into line with new requirements and amended again on 21st March 2013.
Address:
Liston Hall, Chapel Street. Marlow, Buckinghamshire. SL7 IDD
Trustees:
Charity Trustee5 were all members of the General Council during the year ended 31st December 2020. A list
of the trustee5 is held in the MCA Office.
Method of Appointment:
l. Members of the Executive Committee
2. One Trustee is nominated by each Section and Affiliated organisation
3. Ordinary members may be appointed a5 Trustees at the AGM up to an equivalent number nominated ID
2 above.
Holding Trustees:
Mr G Flett. Mr R Johnson, Mr W A Streeter and Mr R Wilson
Officers:
Chairman
Vice Chairman
Honorary Secretary
Honorary Treasurer
Mr Richard Scott
Mrs Linda Richard5
Mrs Ruth Coster
Mr5 Laura Hobson
Bankers:
Lloyds Bank. High Street, Marlow. Buckin£hamshire. SL7 IAU
Charities Official Investment Fund ICOIFI. Senator House. 85 Queen Victoria Street. London, EC4V 4ET
Independent Examiner:
Mr Roger Smith FCA
6 Beaufort C105e, Marlow. SL7 IEN
Objects: The Objects of the Association are:
l. To promote the benefit of the inhabitants of Marlow and the neighbourhood Ihereinafter call
the 'area of benefiv) without distinction of sex. sexual orientation, race or of political, religious or
other opinions, by associating together the said inhabitants and the local authoritie5. voluntary
and other organisations in a common effort to advance education and to provide facilities in the
interests of social welfare for recreation and leisure time occupation with the object of improving
the conditions of life for the said inhabitants.
2. To maintain and manage a Community Centre in furtherance of these objects.
3. To promote such other charitable purposes a5 may from time to time be determined.

MARLOW COMMUNITY ASSOCIATION
Trustee5 Report on the Financial Activities of the A55ociation:
As will be seen from thefinancial report, the Covid pandemic has had a serious effect on the
finances of the Association. The Executive Committee has at all times strictly followed
Government guidelines for the use of our letting rooms and hastaken external advice about re-
opening from Community Impact Bucks. Following that advice, we were able to open for limited
periods during the year and we hope that we will be able to open again after 12 April 2021.
The Trustees (the General Councill met three time5 in the last year. In accordance with the
adopted accounting policy. the independently examined Statement of Financial activities and
Balance Sheet of the Association for the year ended 31st December 2020 are included with this
report.
The Statement of Financial ActNities forthe Association shows a deficit of £8.352 for the year
{2019 surplus £6,268). In line with our accounting policy. we continue to depreciate our assets on
a straight-line basis and depreciation of £4,54812019 £7,610} has been charged in arriving at this
year's deficit.
The income from Lettings was seriously affected by closure of the hall due to the Covid pandemic
and the reduction is clearly shown in the figures- 2020 £20,56912019 £50.565). The Sections and
Affiliated charity and other community groups still enjoy advantageous rates: in 2020 it is
estimated that they received in excess of £8,16712019 £32.51KJ) in reduced charges when
compared to our commercial rates. Letting charges are reviewed annually and from 1st January
2020 they increased by a rate close to the rate of inflation.
The Association has five Sections- Bridge. Dog Trainin& Parents and Toddlers, Cameo Lunch Club
and Friday Lunch Club. All have been adversely affected bythe Covid pandemic. but between
them they sustained a small deficit of £712019 deficit £1.5441. The Carnival was not held in 2020
but is currently booked for 11 September this year. We were fortunate to receive of Covid related
grant of £IO.CM)O from the Government.
Interest on savings in the Charities Official Investment Fund was in line with current low interest
rates. No changes have been made to the investment strategy during this financial year.
Routine maintenance costs in 2020 amounted to £3.317 (2019 £11.665}. All our letting roorns are
now generally in very good condition and ready for opening post lockdown. Cleaning and
caretaking costs were below both budget and last year. but other costs remained broadly in line
with budget.
The Balance Sheet remains reasonably stron& with £12.014 (2019 £11.982) in the COIF deposit
account and £12,809 (2019 £22.1021 in our unrestricted current accounts. The Executive
Committee keeps the cash posttion under regular review and provided Covid restrictions are lifted
as outlined by the Govemment. it is confident that the cash position is sufficient to cover normal
running costs for the next twelve months.
Reserves
At the year-end. we had reserves of £182.780 (2019 £191,132), which included £30.34612019
£30.353} in restrirted income funds. The General Maintenance Reserrfe stands at £4.IX)0 (2019
£4,OWI.

MARLOW COMMUNITY ASSOCIATION
The Trustees
The Trustees would like to acknowledge the volunteers who man the office on weekday mornings
to assist in the day to day running of the Association. those who help with the Sections and with
our fund raising attivities. Our thanks go also to Cindy Gillies who runs the office with outstanding
efficiency and to her husband Donald who. as Cleaner and Handyman, keep Liston Hall in good
order.
Trustees Responsibilities
The Trustees are required to prepare a Financial Statement for each financial year, which give a
true and fair view of the state of affairs of the charity and of the surplus or defictt for that period.
In preparing this Financial Statement the Trustees are required to-
l. Select suitable accounting policies and then appty them consistently.
2. Make judgments and estimates that are reasonable and prudent.
3. State whether applicable accounting standards have been followed, subject to any material
departures disclosed and explained in the Financial Statement.
4. Prepare the Financial Statements on an ongoing basis unless it is inappropriate.
The Trustees are responsible for keeping proper accounting records. which disclose with
reasonable accuracy at any time the financial position of the Trust. safeguarding the ChariWs
assets and for taking reasonable steps for the prevention and detection of fraud and other
irregularities. An Independent Examiner examinesthe annual report and accounts and has issued
an unqualified report.
The report and accounts will be be presented tothe General Counctl at the Annual General
o be held on 24 March 2021.
Richard Scott
Honorary Chairnian and Trustee
20 March 2021

Marlow Community As%>ciation
Registered Chafity No. 3(X1301
ststement of Financial Activities
For the year to 31st December 2020
lunds Inc¥fft fvnds Total fvnds
fvnds
IncomlnE re%wrces (Note 31
Income from:
Lettings
Income from Sett￿￿ns activities
Fund raising attivities
Donatlons
Investments
Membership subscription5
Other
Totsl
20,569
1.297
517
20.569
5,357
517
50,565
12.899
9.930
2,755
68
32
32
665
16
39,156
16
35.096
77,263
Resources expended (Note 4)
Expendlture on:
Raising funds
Charitable activities
Costs of Section activities
Other
Total
412
412
43.029
4.067
4.792
56.755
43,029
4.(￿7
43,441
4.067
47,508
70,995
Net incomellexpendl￿re? before
inve5trnent gainslllosses)
Transfers between funds
Net movernent in funds
18.345)
171
18.352}
6,268
18,3451
18,3521
6.268
Reeofftaliati¢￿ of funds:
Total funds brought forward
Total funds carrled forward
160.779
152,434
30.353
30,346
191,132
182.780
184.864
191.132

Marlow Community Association
Reglstered Charlty No. 300301
Balance Sheet
As at 31st De￿mber 2020
Totsl th15
Total last
ar
Flxed assets
Tan8lble assets
In￿stMents
1Note 61
(Note 7)
Totsl fixed
128,775
12.014
140,789
128.775
12.014
140,789
125361
11,982
137.343
Current assets
Debtors
(Note 81
Cash at bank and In hand
(Note$ 9 & 101
Totsl curyent
2,169
12,809
15,393
30.346
30,346
43.155
45.739
52,455
54.624
Creditors: amounts fallln8 due ¥AthiTr ofie
(Note 11)
3.748
3.748
835
Nettyrrent assetsllliabiliiies
11.645
41.991
53,789
Totsl a*ts less currefrt liabiliti
152.434
182,780
191,132
Funds of the Charity
Re511irted it)come funds {Note 12)
Unrestrfrted fvnds
Revaluatlon rese
30.353
160.779
151434
152.434
Totrl fun
152.434
30.346
182.780
191,132
Signed by the treasurer. a trustee on behalf
of all the trustees
Date of
approval
91sl
Laurn Hobson

Marlow Community Association
Registered Charity No. 300301
Notes to the accounts for the year to 31st December 2020
Note I. Basis of preparation
1.1 Basls of accounting. The accounts have been prepared on the basis of histOTical cost
in accordance with the Statement of Recornmended Practice: Accounting and Reporting
by Charities and in accordance wtth the Financial Reporting Standard applicable in the
UK {FRS 102} issued on 16th July 2014 and with the Charities Act 2011.
1.2 Going concern. The accounts are prepared on a going concern basis. there being no
material uncertainties that cast doubt on the charitys ability to continue as a going
concem.
1.3 Change of accounting policy. The accounts present a t￿￿ and fair view using the
accounting policies adopted and outlined in note 2.
1.4 Chawdes to accountlry estimates. There has been no change to accounting estimates
in the reporting year.
Note 2: Ac¢ountlng polides
2.1 Income:
Recognition of Income. Income is included in the Ststement of Financial Activities when
the charity becomes entitled to the resourtrs. when the trustees are virtually certain
they will receNe the resources and when the monetaryvalue can be measured with
sufficient reliability.
OFfsetting. There has been no oftsetting of assets and liabilities. or income and
expenditure in the accounts.
2.2 Expenditure and Liabilities:
Liability recognition. Liabilities are recognised when it is more likely than not that there is
a legal or constructNe obligation to pay out resources and the amount of the obligation
can be measured with reasonable certainty.
Administration and governan￿ costs. Includes all costs involving the public
accountability of the charrty and its compliance with regulation ond good practice. and the
legal, accountin8 and administrative costs of trustees in the furtheran￿ of their duties.
2.3 Assets:
Tanglble Ilxed assets. Freehold land and buildings are valued at cost plus rebuilding and
other major additions.
Fixtures and fittings are capitalised rfthey can be used for more than one year and nomially
C05t more than £l(M). They are valued at cost and are written off over seven year5 With a full
year's depreciation in the year of purchase.
Computers and other technology assets are capitalised rf they can be used for more than
one year and usually cost more than £l(Xl. They are valued at cost and are written off over
three years with a full yearfs depreciation in the year of purchase.
Debtors. These are meaSU￿d on initial recognition takin8 into account any agreed
discounts and advan￿ payments by the tharity.

Note 3: Analysls of Incoming resources
This
Last
Year
Year
Lettin85
Income from Sections actNities
Cameo Club
Dog Training Club
Bridge Club
Parents and Toddlers Club
Friday Club
Fund raising activities
Carnival
100 Club
Other events
Donations
Investments
Membership subscriptions
Other
20.569
50,565
I.CK13
2,532
l.(K)5
218
599
2,119
6.584
962
823
2,411
5.357
12.899
9,318
612
37
517
12.(XJO
32
665
16
39.156
9,930
2.755
406
77.263
Note 4: Anaty5is of res4wrces expended
Last
Year
Year
Raising funds
Carnival
100 Club
Charitable activities
Cleanin& caretaking etc.
Salaries
Rates and Water
Heat and light
Maintenance
Administration and govemance costs
Subscriptions
Other costs
Depreciation INote$ 2 and 6}
Costs of Section activities
Cameo Club
Dog Training aub
Bridge Club
Parents and Toddlers Club
Friday Club
Scottish Dancing Club
126
286
4.525
267
412
4.792
8.572
11.31J)
3.227
3.951
3.317
5,799
1.713
602
13,291
9.105
703
5.513
11.665
5,432
1.037
2.399
38.481
49,145
7,610
1,437
5,520
195
255
1.654
387
2.967
143
45
328
4,067
47.508
9,448
70.995

Note 5: Trustee expenses Induded In admlnlstratk•n ar￿ governan￿ costs:
Number of trustees who were paid expenses
Totsl administrative expenses paid
Note 6: Tangible fixed a55ets
Freehold land and buildings
Net book value of ￿rniture, fittings and technology
brought forward
Additions during year
115.366
115.366
9.995
7.962
17,957
15.385
2,220
17,605
7,610
Depreciation charge for the year
Net book value of furnitu￿. fittings and technobgy
carried foThvard
Net book value of tangible assets carried forward
13.409
128,775
9,995
125.361
Note 7: Investments
COIF Charitie5 Investment Fund
12.014
11,982
Note 8: Debtor5 and Prepavn￿nts
Prepayments and debtors
2,584
2.169
Nots 9: Cash at bank and in hand
This
Year
Last
Year
Cash at bank
Unrestricted funds
Restricted funds
Held on behalf of Sections
Cash held by *rtions
Cameo Club
Dog Training Club
Bridge Club
Parents and Toddler5 Club
Friday Club
12.729
22.022
4.021
20.750
4.021
30.043
1.202
18,351
17.267
1.475
1.819
260
1.782
155
22.325
43.075
22,332
52,375
Cash in hand
43.155
52,455
Note 10: Cash at bank and in hand relating to funds
Restricted incorne funds (Note 12)
Unrestricted funds
30,353
22,102
52.455
12,809
43,155

Note 11: Creditors and accrua15
Creditors and accruals
3.748
835
Note 12: Restrkted income fvnds
Relates to the following:
Cameo Club
Do8 Training Club
Bridge Club
Parents and Toddlers Club
Friday Club
2,087
17.267
1,475
1.819
3,698
26,346
1.785
18.352
1,782
3,592
26,353
Maintenance ￿SerVe
30,346
30,353

Marlow Community Associatlon
Registered Charity No. 300301
Independent Examinees report to the Trustees of Marlow Cornmunity AsS￿n
I report on the accounts of Marlow Community Association for the year ended
31 December 2020, which are set out on pages I to 6.
Respective responslbilltles of trustees and examlner.
The charitys trustee5 are respon￿ble for the p￿paratIOn of the accounts. The charitrfs
trustees consider that an audit is not required for this year under section 144 of the Charities
Act 2011 {the Charities Act) and that an independent exarnination is needed.
It Is my responsibility to:
' examine the accounts under section 145 of the Charities Act
to follow the procedures laid in the 8eneral Directions given by the Charity
Commission under section 145{5){b) of the 2011 Act. and
to State whether particular matters have corne to my attention.
My examination was carried out in accordance with general Directions given by the Charity
Commission. An examination includes a review of the accounting records kept by the charity
and a comparison of the accounts presented wfch those records. It also includes consideration
of any unusual items or disclosures in the accounts. and seeking explanations from you as
trustees conceming any such matters. The procedures undertaken do not provide all the
evidence that would be required in an audtt and consequentty no opinion is given as to
whether the accounts present a 'true and fair and the report is limited to those matters
set out in the next statement.
Independent examinerfs statement
In connection with my examination. no material matters have come to my attention which
gNes me cause to believe that. in any material respett-
the accounting records were not kept in accordance wtth section 130 of the Charities
Act 2011: or
the accounts did not accord with the accounting records: or
the accounts did not compfy with the applicable requirements concerning the form and
content of accounts set out in the Charities IAccounts and Reports) Regulations 2011 other
than any requirement that the accounts give a 'tme and fairf view which is not a matter
considered as part of an independent examination.
I have no concerns and have come across no matters ID connection wrth the examination to
which attention should be drawn in this report in order to enable a proper understanding
of the accounts to be reached.
Signatur
Date-
Name: Roger Smtth FCA
Qualification: Chartered Accountsnt
Add￿$s. 6 Beaufort Close, Marlow, BuckIr￿hamshlre SL7 IEN