## **Trustees’ Annual Report for the period**
## **From 1 January 2024 Period start date To 31 December 2024 Period end date**
## **Charity name: Cheltenham U3A**
## **Charity registration number: 299146**
## **Objectives and Activities**
||SORP reference||
|---|---|---|
|Summary of the purposes of
the charity as set out in its
governing document|Para 1.17|To advance the education of older people no
longer in full time employment in Cheltenham
& the surrounding locality and the provision of
facilities for leisure time and recreational activi-
ties, with the object of improving the conditions
of life for such people in the interest of their so-
cial welfare|
|Summary of the main activi-
ties in relation to those pur-
poses for the public benefit,
in particular, the activities,
projects or services identified
in the accounts.|Para 1.17 and 1.19|The guiding principle of the u3a is to pro-
mote lifelong learning. We have in excess of
140 interest groups, some meeting weekly,
others fortnightly or monthly. We hold
monthly Members Meetings with speakers
from a wide variety of backgrounds. Day
trips and short holidays are also organised.
Members can participate in other learning
opportunities offered by the Cotswold Link
(a group of u3as in Herefordshire, Worces-
tershire and Gloucestershire) as well as the
Third Age Trust. Some of these are in per-
son and some on line.
A bimonthly magazine is sent to all mem-
bers with information about groups and
other u3a activities, in addition to some orig-
inal articles.|
|Statement confirming
whether the trustees have
had regard to the guidance
issued by the Charity Com-
mission on public benefit|Para 1.18|**Public Benefit Statement**
We confirm that we have complied with our
duty to have due regard to the guidance on
public benefit published by the Commission
in exercising our powers and duties|
**Additional information (optional)** You may choose to include further statements where relevant about:
SORP reference
Para 1.38 Policy on grant making Para 1.38 Policy on social investment including program related investment All the officers and group leaders are volunPara 1.38 teers. Contribution made by volunteers Other
## **Achievements and Performance**
||SORP reference||
|---|---|---|
|Summary of the main
achievements of the charity,
identifying the difference the
charity’s work has made to
the circumstances of its ben-
eficiaries and any wider ben-
efits to society as a whole.|Para 1.20|We continue to grow in popularity in the
Cheltenham area, now servicing more than
1940 members with over 140 special inter-
est groups. We promote the u3a by dis-
tributing flyers, the use of social media,
word of mouth and an annual Open Day to
promote our group opportunities.|
## **Additional information (optional)** You may choose to include further statements where relevant about:
Para 1.41 Achievements against objectives set
|Performance of fundraising
activities against objectives
set|Para 1.41||
|---|---|---|
|Investment performance
against objectives|Para 1.41||
|Other|||
## **Financial Review**
|Review of the charity’s finan-
cial position at the end of the
period|Para 1.21|The accounts are drawn up on an income
and expenses basis|
|---|---|---|
|Statement explaining the pol-
icy for holding reserves stat-
ing why they are held|Para 1.22|We maintain reserves at a level of 125% of
the Third Age Trust Capitation fee.
No reserves are designated for a specific
purpose|
|Amount of reserves held|Para 1.22|**£10900**|
|Reasons for holding zero re-
serves|Para 1.22|**n/a**|
|Details of fund materially in
deficit|Para 1.24|**none**|
|Explanation of any uncertain-
ties about the charity contin-
uing as a going concern|Para 1.23|**none**|
## **Additional information (optional)** You may choose to include further statements where relevant about:
|The charity’s principal
sources of funds (including
any fundraising)|The charity’s principal
sources of funds (including
any fundraising)||The Charity’s principal source of funding is
an annual membership fee paid by all mem-
bers, fees for Members' Monthly Meetings
and gift aid.|
|---|---|---|---|
||The charity’s principal
sources of funds (including
any fundraising)|Para 1.47|The Charity’s principal source of funding is
an annual membership fee paid by all mem-
bers, fees for Members' Monthly Meetings
and gift aid.|
|||||
|Investment policy and objec-
tives including any social in-
vestment policy adopted|Para 1.46||
|---|---|---|
|A description of the principal
risks facing the charity|Para 1.46||
|Other||The funds were predominantly used to pro-
vide bimonthly magazines (currently being
taken mainly online), publicity and to pay for
fees for the Third Age Trust which oversees
all the u3as. We also have to manage our
website and cover administrative expenses.|
## **Structure, Governance and Management**
|Description of charity’s
trusts:|||
|---|---|---|
|Type of governing document
(trust deed, royal charter)|Para 1.25|**Constitution**|
|How is the charity consti-
tuted?
(e.g unincorporated associa-
tion, CIO)|Para 1.25|Unincorporated Association|
|Trustee selection methods
including details of any con-
stitutional provisions e.g.
election to post or name of
any person or body entitled
to appoint one or more
trustees|Para 1.25|Charity members elect trustees at the An-
nual General Meeting.
Trustees then elect the officers|
## **Additional information (optional)** You may choose to include further statements where relevant about:
Policies and procedures Para 1.51 adopted for the induction and training of trustees
The charity’s organisational Para 1.51 structure and any wider network with which the charity works
Relationship with any related Para 1.51 parties
The AGM in March 24 approved a change Other to the Constitution to enable committee members to occupy positions longer than 3 years when there is difficulty filling vacancies.
## **Reference and Administrative details**
|Charity name|Cheltenham U3A|
|---|---|
|Other name the charity uses||
|Registered charity number|299146|
|Charity’s principal address|Rossett, Balcarras Road, Charlton Kings, Cheltenham
GL53 8QG|
|||
Corporate trustees – names of the directors at the date the report was approved
## **Director name**
||||
|---|---|---|
|**Trustee Name**|**Ofce**|**Dates acted if not for whole**
**year**|
|Janet Ropner|Chair||
|Rick Ruter|Vice Chair|From March 2023|
|---|---|---|
|Ian Donaldson|Membership Secretary|From April 2023|
|Denis Raingold|Groups Co-ordinator||
|Stephanie Molineux|Treasurer||
|Ken Inglis|Business Secretary||
|Anna Salkeld|Minutes Secretary||
|Steve Orme|Access, Equality and Inclusivity||
|Margaret Garvey|Speakers Secretary||
## **Funds held as custodian trustees on behalf of others**
Description of the assets held in this capacity Name and objects of the charity on whose behalf the assets are held and how this falls within the custodian charity’s objects
Details of arrangements for safe custody and segregation of such assets from the charity’s own assets
## **Type of Name Address adviser**
**Name of chief executive or names of senior staff members (Optional information)**
## **Exemptions from disclosure**
Reason for non-disclosure of key personnel details
## **Other optional information**
## **Declarations**
**The trustees declare that they have approved the trustees’ report above.**
**Signed on behalf of the charity’s trustees**
**Signature(s) Full name(s)** Roderic Keith Griffiths
**Position (eg Sec-** Chair (since April 2025) **retary, Chair, etc)**
**Date** 31 July 2025
CHELTENHAM U3A
ACCOUNTS FOR THE YEAR TO DECEMBER 2024
(RECEIPTS AND PAYMENTS BASIS)
Dec-23
Dec-24
RECEIPTS
Membership
Direct group and events
Gift Aid
Open Meetings and Open Dav
Donations
TAT grant
Sundry income
Interest
£23,199
£52,564
£4,479
£4,487
£2,000
£5,000
£196
£249
£28,445
£14,114
£4,255
£4,862
£3
£0
£280
£224
£92,174
£52,183
PAYMENTS
TAT capitation fees
Direct group and events
TAT licences
TAT news
AGM expenses
Cheltenham Festival
Equipment
GL meeting
Inspection
New Member meetinES
Newsletters
Open Meetings and Open Dav
Paypal
Publicity
Website & database
Sundry expenses
£6,480
£66,216
£1,703
£4,871
£288
£6,000
£85
£0
£360
£7,040
£13,015
£1,802
£4,777
£363
£0
£949
£231
£540
£633
£13,644
£3,353
£405
£0
£10,610
£3,571
£0
£0
£514
£296
£2,400
£273
£814
£104,848
£46,385
EXCESSIIDEFICITI OF RECEIPTS OVER PAYMENTS
1£12,6741
£5,798
Excess of income over expenditure
Balance b/fwd
1£12,6741
£41,136
£5,798
£28,462
Balance c/fwd
£28,462
£34,260
BANK AND CASH BALANCES
Bank current account
Bank deposit accounts
Paypal
£26,722
£0
£1,740
£24,086
£10,174
£0
£28,462
£34,260
To the Trustees of the Cheltenham Unlversity of The Third Age (the Charity)
I repoit on the attached accounts of the Charity for the year ended 31 De¢enibei' 2024, which
I have initialed foi. identifjcation purposes only.
Respective responsibilities of trustees and examiner
The Charity's Tilistees are responsible for the preparation of the accounts. The Charity's
Tru8lees consider that an audit is not i'equii'ed foi. this year ut)dei- section 144(2) of the
Cliai'ities Act 2011 (the 2011 Act) and that ali independent examination is needed.
It is niy responsibility to..
exainine the accounts under sectton 145 of Ihe 2011 Act;
follow the proccdui'es laid down in the genei'al Dii-ections given by tjie Charity
Coillniission uiidei. section 145{5)(b) of the 201 l Act; aiid to
state whether paiticulai. matters Iiave ¢ome to my attention.
Basis of independent examiner's report
My examination was cairied out in 8ccoi'dan¢e willi the genei'al Dti'ections given by the
Charity Coinmissioii. An ¥xamindtion inLludes a i'eview of the accoullting i'ecoi'ds kept by the
Charity and & Comparison of the accounts presented with tliose recoi'ds. It also includes
considei'ation of any unusual items oi. disclosures in the accoiints and seeking explanations
from you as Trnstees concerning any such mattel's. Tlie procedures uiideilaken do not provide
all the evidence that would be i'equii'ed in an alldit and consequently iio opinion is given as to
wliether tlie accounts pi'esent a 'true and fail. view, and the iepoi't is limited to those niatters
set oiit in th¢ slal¢m¢nt below.
Independent examiner's statement
In connectioii with iny examination, no inatter lias come to my attention..
(l ) whicli gives me i-easoiiable cause to believe that in any niatei'ial respect the requirements-.
to Iceep accounting records in accordaiice with section 130 of the 201 l Act. and
to pi'epare accounts which accoid with the accounting recoi'ds and comply with the
accounting i'eqiiirements of the 2011 Act
have not been Inet. oi.
(2) to whicli, in iny opinion, attention should bc drawn in ol'der to enable a proper
understan
the accounts lo be reaclied.
2*.02.loxC
Signature ¢o*u L4Dale
Piofessional designation{s)
Addi'ess..
CHELTENHAM U3A
ACCOUNTS FOR THE YEAR TO DECEMBER 2024
(RECEIPTS AND PAYMENTS BASIS)
Dec-23
Dec-24
RECEIPTS
Membership
Direct group and events
Gift Aid
Open Meetings and Open Dav
Donations
TAT grant
Sundry income
Interest
£23,199
£52,564
£4,479
£4,487
£2,000
£5,000
£196
£249
£28,445
£14,114
£4,255
£4,862
£3
£0
£280
£224
£92,174
£52,183
PAYMENTS
TAT capitation fees
Direct group and events
TAT licences
TAT news
AGM expenses
Cheltenham Festival
Equipment
GL meeting
Inspection
New Member meetinES
Newsletters
Open Meetings and Open Dav
Paypal
Publicity
Website & database
Sundry expenses
£6,480
£66,216
£1,703
£4,871
£288
£6,000
£85
£0
£360
£7,040
£13,015
£1,802
£4,777
£363
£0
£949
£231
£540
£633
£13,644
£3,353
£405
£0
£10,610
£3,571
£0
£0
£514
£296
£2,400
£273
£814
£104,848
£46,385
EXCESSIIDEFICITI OF RECEIPTS OVER PAYMENTS
1£12,6741
£5,798
Excess of income over expenditure
Balance b/fwd
1£12,6741
£41,136
£5,798
£28,462
Balance c/fwd
£28,462
£34,260
BANK AND CASH BALANCES
Bank current account
Bank deposit accounts
Paypal
£26,722
£0
£1,740
£24,086
£10,174
£0
£28,462
£34,260
To the Trustees of the Cheltenham Unlversity of The Third Age (the Charity)
I repoit on the attached accounts of the Charity for the year ended 31 De¢enibei' 2024, which
I have initialed foi. identifjcation purposes only.
Respective responsibilities of trustees and examiner
The Charity's Tilistees are responsible for the preparation of the accounts. The Charity's
Tru8lees consider that an audit is not i'equii'ed foi. this year ut)dei- section 144(2) of the
Cliai'ities Act 2011 (the 2011 Act) and that ali independent examination is needed.
It is niy responsibility to..
exainine the accounts under sectton 145 of Ihe 2011 Act;
follow the proccdui'es laid down in the genei'al Dii-ections given by tjie Charity
Coillniission uiidei. section 145{5)(b) of the 201 l Act; aiid to
state whether paiticulai. matters Iiave ¢ome to my attention.
Basis of independent examiner's report
My examination was cairied out in 8ccoi'dan¢e willi the genei'al Dti'ections given by the
Charity Coinmissioii. An ¥xamindtion inLludes a i'eview of the accoullting i'ecoi'ds kept by the
Charity and & Comparison of the accounts presented with tliose recoi'ds. It also includes
considei'ation of any unusual items oi. disclosures in the accoiints and seeking explanations
from you as Trnstees concerning any such mattel's. Tlie procedures uiideilaken do not provide
all the evidence that would be i'equii'ed in an alldit and consequently iio opinion is given as to
wliether tlie accounts pi'esent a 'true and fail. view, and the iepoi't is limited to those niatters
set oiit in th¢ slal¢m¢nt below.
Independent examiner's statement
In connectioii with iny examination, no inatter lias come to my attention..
(l ) whicli gives me i-easoiiable cause to believe that in any niatei'ial respect the requirements-.
to Iceep accounting records in accordaiice with section 130 of the 201 l Act. and
to pi'epare accounts which accoid with the accounting recoi'ds and comply with the
accounting i'eqiiirements of the 2011 Act
have not been Inet. oi.
(2) to whicli, in iny opinion, attention should bc drawn in ol'der to enable a proper
understan
the accounts lo be reaclied.
2*.02.loxC
Signature ¢o*u L4Dale
Piofessional designation{s)
Addi'ess..