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2025-03-31-accounts

Brewster Maude Charitable Trust Charity Registration No:299002

Trustees' report and unaudited accounts

For the year ended 31 March 2025

Brewster Maude Charitable Trust

Legal and administrative information

Trustees Michael Frederick Tremain Maude
Alexandra Gray
Andrew Tremain Maude
Charity number 299002
Principal address Flat 5
Ormonde House
28 Sion Hill
Bath
BA1 2UN
Solicitors Birketts
106 Leadenhall Street
London
EC3A 4AA
Property Managers Savills
21 Milsom Street
Bath
BA1 1DE
Investment advisors Brewin Dolphin
4th Floor
The Paragon
Counterslip
Bristol
BS1 6BX
Independent examiner Julie Mutton FCA
S&W Partners Audit Limited
Chartered Accountants
Old Library Chambers
21 Chipper Lane
Salisbury
Wiltshire
SP1 1BG
Accountants S&W Partners LLP
Accountants
Old Library Chambers
21 Chipper Lane
Salisbury
Wiltshire
SP1 1BG

Brewster Maude Charitable Trust

Contents

Page
Trustees' report 1 - 3
Independent examiner's report 4
Statement of fnancial activities 5
Balance sheet 6
Notes to the accounts 7 - 12

Brewster Maude Charitable Trust

Trustees' report for the year ended 31 March 2025

The trustees present their report and accounts for the year ended 31 March 2025.

The accounts comply with the Charities Act 2011 and Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019).

Objects and activities

The charity's objects are to concentrate donations to organisations personal to the settlor.

Grants are made to institutions after consideration by the trustees by way of ongoing meetings and consultations. Grants comprise one-off donations, together with monthly and annual standing orders, the quantum and frequency of which are reviewed by the trustees.

Investment policy

The trustees have wide powers of investment in accordance with the governing instrument (the charitable trust deed) and the provisions of the Charities Acts. In conjunction with the Charity's investment advisors, the trustees consider that a "medium" general risk level for the investments is adequate. The overall objective is balanced.

Public benefit

The trustees confirm that they have referred to the guidance contained in the Charity Commission's general guidance on public benefit when reviewing the trust's aims and objectives and in planning future activities, donations and grants.

Achievement, performance and financial review

Grants

During the year there were 20 (2024: 20) new grants committed to and paid totalling £34,020 (2024: £31,380).

Results for the year

The financial activities are summarised on page 5 of the accounts. During the year, the charity had net expenditure before gains and losses on investments of £7,825 (2024: net expenditure of £7,028).

The investment property was revalued in the year and as such, a revaluation loss of £25,000 has been included in the Statement of financial activities.

Reserves policy

In accordance with Charity Commission guidance, the trustees review on a regular basis the level of income reserves that they consider appropriate. The trustees maintain reserves at a level which enables them to continue with their current grant making policy.

Structure, governance and management

Governance

The charity is a registered charity, number 299002, and was established by a charitable trust deed on 25 March 1988.

By deed of appointment dated 30 March 2009, the net funds held by the trustees of the Barbara Maude Charitable Settlement were amalgamated with this trust. The Barbara Maude Charitable Settlement was established on 18 July 1997 and was registered as a charity, number 1064258.

Brewster Maude Charitable Trust

Trustees' report for the year ended 31 March 2025

Since both charities had very similar charitable objects, carried out similar grant making activities and were administered by the same individuals, the respective trustees decided that in order to simplify the administration of the two charities and to reduce costs, the funds should be administered as one charity. On 20 July 2009, the charity's name was changed to Brewster Maude Charitable Trust.

There are no specific restrictions imposed by the governing document concerning the way the charity can operate and there are no specific investment powers.

Trustees

The trustees who served during the year were: Michael Frederick Tremain Maude Alexandra Gray Andrew Tremain Maude

The original settlor, Michael Frederick Tremain Maude, has the power to appoint new trustees during his lifetime.

Risk factors

The trustees have assessed the major risks to which the charity is exposed and are satisfied that systems are in place to mitigate exposure to the major risks.

Brewster Maude Charitable Trust

Trustees' report for the year ended 31 March 2025

Trustees' responsibilities

The trustees are responsible for preparing the trustees' report and the accounts in accordance with applicable law and regulations.

The law applicable to charities in England and Wales requires the trustees to prepare accounts for each financial year in accordance with United Kingdom Generally Accepted Accounting Practice (United Kingdom Accounting Standards and applicable regulations.) Under that law the trustees must not approve the accounts unless they are satisfied that they give a true and fair view of the state of affairs of the charity and of the incoming resources and application of resources of the charity for that year.

In preparing the accounts, the trustees are required to:

The trustees are responsible for keeping proper accounting records which are sufficient to show and explain the charity's transactions and disclose with reasonable accuracy at any time the financial position of the charity and enable them to ensure that the accounts comply with the Charities Act 2011, the Charities (Accounts and Reports) Regulations 2008 and the provisions of the trust deed. They are also responsible for safeguarding the assets of the charity and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

On behalf of the board of trustees

Michael Maude .................................................

Michael Frederick Tremain Maude

Trustee

Date: 15 October 2025

Brewster Maude Charitable Trust

Independent examiner's report to the trustees of the Brewster Maude Charitable Trust

I report to the trustees on my examination of the accounts of the Brewster Maude Charitable Trust for the year ended 31 March 2025 which comprise the statement of financial activities, the balance sheet and the notes to the accounts, including a summary of significant accounting policies.

Respective responsibilities of trustees and examiner and basis of report

As the charity's trustees, you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 ("the Act").

I report in respect of my examination of the charity's accounts carried out under section 145 of the Act and in carrying out my examination I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.

Independent examiner's statement

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

(1) accounting records were not kept in respect of the charity as required by section 130 of the Act; or (2) the accounts do not accord with those records; or

(3) the accounts do not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a true and fair view which is not a matter considered as part of an independent examination.

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Julie Mutton

.................................................

Julie Mutton

Fellow of The Institute of Chartered Accountants in England & Wales

S&W Partners Audit Limited Chartered Accountants Old Library Chambers 21 Chipper Lane Salisbury Wiltshire SP1 1BG

Date: 25 November 2025

Brewster Maude Charitable Trust

Statement of financial activities for the year ended 31 March 2025

Notes
Income:
Investment income
2
Total
Expenditure:
Raising funds
3
Charitable activities - grants
3 , 4
Charitable activities - support costs
3
Total
Net expenditure before gains and losses on
investments
Net (losses)/gains on investments
Revaluation of investment property
7
Net (expenditure)/income for the year
Transfers between funds
Net movement in funds
Total reconciliation of funds:
Total funds brought forward
Total funds carried forward
General
Designated
funds
funds
£
£
41,928
-
41,928
-
10,219
-
34,020
-
5,514
-
49,753
-
(7,825)
-
(20,953)
-
-
(25,000)
(28,778)
(25,000)
189,497
(189,497)
160,719
(214,497)
28,902
1,336,709
189,621
1,122,212
Total
2025
£
41,928
41,928
10,219
34,020
5,514
49,753
(7,825)
(20,953)
(25,000)
(53,778)
-
(53,778)
1,365,611
1,311,833
Total
2024
£
40,693
40,693
10,579
31,380
5,762
47,721
(7,028)
26,426
25,000
44,398
-
44,398
1,321,213
1,365,611

All income and expenditure derives from continuing activities.

Brewster Maude Charitable Trust

Balance sheet as at 31 March 2025

Notes
Fixed assets
Investment property
7
Investments
8
Current assets
Debtors
9
Cash at bank and in hand
Creditors: amounts falling due within
one year
10
Net current assets
Total assets less current liabilities
Net assets
Income funds
Unrestricted funds:
Designated funds
11
General funds
£
3,651
191,758
195,409
(5,788)
2025
£
275,000
847,212
1,122,212
189,621
1,311,833
1,311,833
1,122,212
189,621
1,311,833
£
2,055
32,635
34,690
(5,788)
2024
£
300,000
1,036,709
1,336,709
28,902
1,365,611
1,365,611
1,336,709
28,902
1,365,611

The accounts were approved by the board, authorised for issue and signed on their behalf by:

Michael Maude ..............................

Michael Frederick Tremain Maude

Trustee

Date: 15 Otober 2025

Brewster Maude Charitable Trust

Notes to the accounts for the year ended 31 March 2025

1 Accounting policies

1.1 General information

The Brewster Maude Charitable Trust is an unincorporated trust, registered with the Charity Commission in England & Wales (No. 299002). The address of the registered office is Flat 5, Ormonde House, 28 Sion Hill, Bath, BA1 2UN.

1.2 Basis of preparation

The accounts have been prepared in accordance with Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019).

The accounts have been prepared under the historical cost convention, as modified to include the revaluation of certain assets.

The trustees confirm that the charity is a public benefit entity as defined by FRS 102.

The accounts are prepared on a going concern basis; there are no material uncertainties about the charity's ability to continue as a going concern.

1.3 Fund accounting

General funds are unrestricted funds which are available for use at the discretion of the trustees in furtherance of the general objects of the charity and which have not been designated for other purposes.

Designated funds are unrestricted funds which represent funds invested in listed investments and property. The designated fund balance at the year end is adjusted (by a transfer from/to the unrestricted fund) to ensure that the balance equates to the value of investment property and investments on the balance sheet.

1.4 Income

Investment income is credited to the Statement of financial activities in the period in which it is receivable. Interest is credited in the period in which it is received.

1.5 Expenditure

Expenditure is recognised on an accruals basis as a liability is incurred. Expenditure includes any VAT which cannot be recovered and is reported as part of the expenditure to which it relates.

The costs of raising funds consist of investment management costs and costs relating to the management and maintenance of the investment property.

Grants payable are payments made to third parties in furtherance of the charitable objects of the Trust. Grants payable are charged in the year when the offer is made and the recipient has reasonable expectation that they will receive the grant, except in those cases where the offer is conditional. Such grants are recognised as expenditure when the conditions attaching are fulfilled (or when it is probable that conditions will be fulfilled and satisfaction of the conditions is outside the control of the Trustees).

Support costs consist of costs not directly attributable to direct charitable expenditure but which are in respect of the general administration of the charity and overall management of funds.

Brewster Maude Charitable Trust

Notes to the accounts for the year ended 31 March 2025

1 Accounting policies

(Continued)

1.6 Investment property

Investment property is included in the accounts at its market (fair) value at the balance sheet date. Any year-on-year change in the fair value is recognised in the statement of financial activities.

1.7 Investments

All investments held are quoted on a recognised stock exchange. Realised and unrealised gains or losses are recognised in the Statement of financial activities. Realised gains or losses are the difference between disposal proceeds and the opening market value (or original cost if purchased during the year). Unrealised gains or losses are the difference between the market value at the year end and the opening market value (or original cost if purchased in the year). Realised gains and losses are not separated in the Statement of financial activities.

2 Investment income

Rental income
Income from listed investments
Interest receivable
Expenditure
Raising funds
Investment management fees
Property management fees
Repairs and maintenance
Insurance
Charitable activities - grants
Grants payable (see note 4)
Charitable activities - support costs
Bank charges
Accountancy fees
Independent examiner's fees (governance costs)
2025
£
9,300
31,810
818
41,928
2025
£
7,499
1,482
906
332
34,020
60
4,220
1,234
49,753
2024
£
8,700
31,959
34
40,693
2024
£
7,314
1,392
1,554
319
31,380
60
4,468
1,234
47,721

3 Expenditure

Brewster Maude Charitable Trust

Notes to the accounts for the year ended 31 March 2025

4 Grants payable

Grants to institutions: 20 (2024:20)
Afghanaid
Asylum Aid
Bath Child Contact Centre
Bath Philharmonia
Bhola's Children
Dorothy House
Downright Excellent
Freedom From Torture
Friends of Erlestoke Prison
Friends of SCC UK Christ Church
Hope Christian Trust
Horatio's Garden
Iford Arts Limited
Julian House
Pimlico Opera
Quaker Social Action
Refugee Action
Refugee Council
The Bhopal Medical Appeal
Wexford Festival
Youth Action Wiltshire
2025
£
3,000
1,240
860
1,440
5,250
2,240
-
1,240
860
200
3,000
720
1,440
3,000
1,440
1,290
1,240
1,240
3,000
960
360
34,020
2024
£
2,250
960
720
1,440
3,000
120
120
960
840
-
7,250
720
1,440
3,000
1,440
1,080
960
960
3,000
400
720
31,380

Grants payable comprises grants to institutions for the following charitable purposes:

Music
Welfare
Youth
Education
2025
£
2,400
25,380
360
5,880
34,020
2024
£
1,840
18,690
720
10,130
31,380

5 Trustees

None of the trustees (or any persons connected with them) received any remuneration during the year (2024: £nil).

Brewster Maude Charitable Trust

Notes to the accounts for the year ended 31 March 2025

6 Employees

There were no employees during the year (2024: none).

7 Investment property

At 1 April 2024
Revaluation
At 31 March 2025
Land and
buildings
£
300,000
(25,000)
275,000

The cost of the property at 1 April 2024 and at 31 March 2025 was £192,313.

The property represents 18 The Thorns, Marlborough, Wiltshire SN8 1DY.

The trustees valued the investment property at 31 March 2025 on the basis of publicly available information in respect of similar property.

Brewster Maude Charitable Trust

Notes to the accounts for the year ended 31 March 2025

8 Fixed asset investments

Market value at 1 April 2024
Disposal proceeds
Acquisitions at cost
Change in value in the year
Market value at 31 March 2025
Equities
Fixed interest securities
Other investments
Cash held within investment portfolio
Portfolio total
Material investments (greater than 5% of portfolio)
7,463
HSBC Global Funds
2,069
Dodge & Cox Worldwide Funds
19,905
Fidelity Investment Funds
45,340
Ruffer Managed Funds
440
Multi Units Luxembourg
8,490
Personal Assets Trust
9
Debtors
Dividends due
Funds held by property managers
Quoted
investments
2025
£
1,036,709
(381,319)
212,775
(20,953)
847,212
Market value
£
582,340
206,276
58,596
847,212
173,204
1,020,416
70,340
67,547
51,726
45,603
44,807
42,620
2025
2024
£
£
1,725
-
1,926
2,055
3,651
2,055

Brewster Maude Charitable Trust

Notes to the accounts for the year ended 31 March 2025

10
Creditors falling due within one year
Accruals
Other creditors
2025
£
5,454
334
5,788
2024
£
5,454
334
5,788

11 Designated funds

The income funds of the charity include the following designated funds which have been set aside out of unrestricted funds by the trustees for specific purposes:

Balance at 1
Revaluation
April 2024
losses
£
Investment fund
1,036,709
-
Property fund
300,000
(25,000)
1,336,709
(25,000)
Balance at
Transfers
31 March
2025
£
£
(189,497)
847,212
-
275,000
(189,497)
1,122,212
Balance at
Transfers
31 March
2025
£
£
(189,497)
847,212
-
275,000
(189,497)
1,122,212
1,122,212

The Investment fund and the Property fund represent the value of investments and property which are not considered to be general free reserves.

Investment fund

This fund represents funds invested in listed investments.

Property fund

This fund represents funds invested in freehold property.