COMPANY REGISTRATION NUMBER.. 02023311
CHARITY REGISTRATION NUMBER.. 298705
ESSEX JAMME MASJID TRUST LIMITED(THE)
Company Limited by Guarantee
Unaudited Financial Statements
31 July 2025

ESSEX JAMME MASJID TRUST LIMITED {THE}
Company Llmlted by Guarantee
Flnanclal Statements
Year ended 31st July 2025
Page
Trustees, annual report lincorporatlng the director's report)
Independent examiner's report to the trustees
Statement of financial activities lincludlng Income and expendlture account)
Statement of financial position
Notes to the financial statements
io

ESSEX JAMME MASJID TRUST LIMITED (THE)
Company Llmlted by Guarantee
Trustees, Annual Report Ilncorporatlng the Dlrector's Report)
Year ended 31stJuly 2025
The trustees, who are also the directors for the purposes of company law, present their report
and the unaudited financial statements of the charity for the year ended 31 July 2025.
Reference and administrative details
Reglstered charlty name:
THE ESSEX JAMME MASJID TRUST LIMITED
Charity registration number:
298705
Company reglstratlon number:
02023311
Prfnclpal office and registered offlce: 48 Chelmsford Avenue
Southend-on-sea
Essex SS2 6JG
The Trustees:
Mr Nur Islam
Mr Mohammed Ashik
Mr Mohammed Sanaul Haque-secretary
Mr Khairul Islam
Mr Lukman Uddin
Mr Mohammad Jabed Iqbal
The directors, who are trustees for the purposes of charity law, have complied with the duty in
section 4 of the Charities Act 2006 to have due regard to public benef it guidance published by the
Commission.
Company Secretary
Mohammed Sanaul Haque
Independent Examiner
Mahbub Murshed, FMAAT, ICP& AFA
388-390. Romford Road
London
E7 8BS
Structure, governance and management
Governing Document
The Charity is constituted as a company limited by guarantee and Is therefore governed by Its
Articles of Association a5 adopted by a special resolution passed on the 1st July 2011.

Appointment of trustees
All members are requested to send nominatlon of trustees (directors) prior to the election day and
are Informed of the outgoing directors. Votlng Is by ballot and Is SUpe￿Ised by two independent
commissioners appointed by the board.
Trustee induction and training
New trustees are brlefed on their legal obligation under charity and company law, the content of
Memorandum and Articles of A550ciation, the committee and decislon maklng processes and recent
financial plan of the charity. This ensures that new trustees are aware of the scope of their
responsibilities
Qrgonisotion
The board of trustees administer the charity. The board meets regularly and Is asslsted by
management committee which is elected by members to assist the board in day to day operatlons
covering reli8lOU5 functions. educatiorb of all age groups, supervlslng malntenance and renovation
work, collection of funds and other matter5 arlslng from tlme to tlme. All the trustee5 and the
management committee glve their time freely and recelve no remuneratlon or other flnanelal
benefits.
Rlsk Manogement
The charlty trustees have considered the malor rlsk5 to whlch the charlty Is exposed and have
revlewed those risks and Steps have been taken to address those rlsks as follows:
11 Health and safety dlscusslon at Board Meetlngs.
21 Flnanclal policles and cash flow discussions with the bankers and frequent dlscussions wlth
members.
31 Security and protection of property, staff, volunteers, students and congregatlon wlth the
pollce, securlty flrm, and Insurance brokers.
Objectlves and actlvltles
The Charlty's oblect and Its princlpal actlvity contlnues to be that of malntalnin8 the m05que
premise5 for prayers and worship, providing Islamic education, and promotlng the Islamic faith. The
Charity is organized so that the board of directors, who are the Trustees of the Companyfft meet
regularly in order to manage its affairs as there is no full-tlme admlnlstrator.
A¢hlevement5 and performance
Durin8 the year the charity increased the salary of the tutors as the number of students has
Increased. The income received by Madrasa ha5 gone up from last year. The charity also incurred
£56,196 on the necessary repairs and maintenance of the Mosque and Madrasa.
The trustees conslder the performance of the Charity this year has been satlsfactory.

Flnancial revlew
The net income during the year amounted to £54.708.00 whlch was higherthan previousyear. The
chafity has restrictive fund of £36,464.00, £2396.00 & £2,804.00 for Madrasa {Kept in new Bank
Account), Zakat and Funeral services respectively.
Plans for future periods
The aims of Essex Jamme Masjid Madrasa include: To connect Students to authentic Islamic
teachings. To build and augment Islamic knowledge 50 as to understand how to live151am practically.
To enable a positive atmosphere conductive to productive learnlng and development. To Increase
student's love of Allah and His Messenger. To insplre students to embody the teachings of Islam and
to be productive community role models. To instill confidence to respect others and thelr
environments.
There are also plans to develop community programmes with wlder community and other
or8anisations a5 the trustees place great importance on sharing a good understanding of Islam with
others whilst gaining an understanding of other cultures and traditions. Consideration is being given
to build another floor above the secondary hall in order to accommodate increasing number of
Madrasa attendees.
Small company provlsions
Thls report has been prepared in accordance with the provisions applicable to companies entitled
to the small companies, exemption. The trustees. annual report was approved on 07 October 2025
and signed on behalf of the board of trustees by:
Mr Lsjkman Uddin

ESSEX JAMME MASJID TRUST LIMITED (THE)
Company Umlted by Guarantee
Independent Examiner's Report to the T￿￿teeS of THE ESSEX JAMME MASJID TRUST LIMITED
Year ended 31st July 2025
I report to the trustees on my examination of the financial statements ofTHE ESSEXJAMME MASJID
TRUST LIMITED I'the charitl) for the year ended 31st July 2025.
Responsibilities and basis of report
As the trustees of the company land also its directors for the purposes of company law) you are
responsible for the preparation of the financial statements in accordance with the requirements of
the Companies Act 20061'the 2006 ACYI.
Having satisfied myself that the accounts of the company are not required to be audited under Part
16 of the 2006 Act and are eliEible for independent examination, I report in respect of my
examination of the charity's accounts as carried out under section 145 of the Charities Act 2011
{'the 2011 Act'l. In carrying out my examination I have followed the Directions given by the Charity
Commission under Section 14515}{bl of the 2011 Act.
Independent examlner's statement
I have completed my examination. I confirm that no matters have come to my attention in
connection with the examination giving me cause to believe:
l. accounting records were not kept in respect of the charity as required by section 386 of
the 2006 Act,. or
2. the financial statements do not accord with those records: or
3. the financial statements do not comply with the accounting requirements of section 396 of
the 2006 Act other than any requirement that the account5 give a 'true and fairf view
which is not a matter considered as part of an independent examination: or
4. the financial statements have not been prepared in accordance with the methods and
principles of the Statement of Recommended Prartice for accounting and reporting bv
charities applicable to charities preparing their accounts in accordance with the Financial
Reporting Standard applicable in the UK and Republic of Ireland IFRS 1021.
I have no concerns and have come across no other matters in connection with the examination to
which attention should be drawn in this report in order to enable a proper understanding of the
accounts to be reached.
Mahbu
urshed. FMA4T, ICPA, AFA
Independent Examiner
07 October 2025

ESSEX JAMME MASJID TRUST LIMITED (THE)
Company Limited by Guarantee
Statement of Financial Artlvltles
{includin8 Income and expendlture account)
Year ended 31stJuly 2025
2025
2024
Unrestricted Restricted
Fund
Fund
Total Funds Total Funds
Note
Income and endowments
Donations and legacies 5
181,249
41,664
222.913
169.267
Charitable activities
145,816
145,816
147,362
Investment income
44,61XI
44,600
36.6C(I
Total Income
371,665
41,664
413,329
353,229
Expendlture
Expenditure on charitable activities 8,9 318 483
360 147
341016
Total expendlture
360 147
Net income
53,182
Other recognised galns and losses
Gains from revaluation of fixed a55ets
Net movement in funds
Reconclllatlon of funds
Total funds brought forward
Total funds carried forward
53,182
53.182
12,213
1087 933
1.141,115
862 526
862,526
1950 459 1938 246
2,003,641 1,950,459
The statement of financial activities includes all gains and losse5 recognised in the year. All income
and expenditure derive from continuing activities.

ESSEX JAMME MASJID TRUST LIMITED (THE)
Company Limited by Guarantee
Statement ot Flnanclal Posltlon
31 July 2025
2025
2024
Note
Flxed assets
Tangible flxed assets
Investments
Total flxed assets
16
17
1,180,610
1,180,610
1,905,610
1,905,610
Current assets
Debtors
Cash at bank and in hand
18
5,266
62,735
124,911
Credltors.. amounts lallln8 due wlthln one year
Other credltors including taxation and social security
Accruals and deferred Income
26,080
8C
21,852
Total credltors
Net ¢Ur￿nt assets
Total assets less current Ilabllltles
Net assets
Funds of the charlty
Restricted Income funds:
Revaluation reserve
Other restricted income funds
Unrestrlcted fund5'.
Revaluation reserve
Other unrestricted income funds
15.411
847.115
15.411
847,115
189,349
951766
189,349
58
Total unrestrlcted funds
1,141.115
1,087,933
Total charfty funds
21
1950 459

ESSEX JAMME MASJID TRUST LIMITED
Company Llmlted by Guarantee
Statement of Flnanclal Posltlon (contlnuedj
31 July 2025
For the year ending 31st July 2025 the charity was entitled to exemption from audit under section
477 of the Companies Act 2006 relating to small companies.
Dlrectors, responsibilities..
The members have not required the company to obtain an audit of its financial statements
for the year in question in accordance with section 476;
The directors acknowledge their responsibilities for complying with the requirements of the
Act with respect to accounting records and the preparation of financial statements. These
financial statements have been prepared in accordance with the provisions appllcable to
companies, subject to the small companies, regime.
These financial statements were approved by the board of trustees and authorised for Issue on 07
Octobe
025, and are si8ned on behalf of the board by:
Mr Lukman Uddin

THE ESSEX JAMME MASJID TRUST LIMITED
Company Umlted by Guarantee
Notes to the Flnanclal Statements
Year ended 31st July 2025
l. General Informatlon
The charity is a public benefit entity and a private company limited by guarantee. registered in
England and Wales and a registered charity in England and Wales. The address of the registered
office is 48 Chelmsford Avenue, Southend-on-sea, Essex, SS2 6JG.
Statement of compllance
These financial statements have been prepared in compliance with FRS 102, The Financlal
Reporting Standard applicable in the UK and the Republic of Ireland,, the Statement of
Recommended Practice applicable to charities preparing their accounts In accordance with the
Flnancial Reportlng Standard applicable in the UK and Republic of Ireland {FRS 102) (Charitles SORP
IFRS 10211 and the Companies Act 2C¥)6.
A¢¢ountln8 poll¢les
Basls of preparatlon
The financial staternents have been prepared on the historlcal cost basls. as modlfled by the
revaluation of certain financial assets and liabilities and investment propertles measured at falr
value through income or expenditure.
The financlal statements are prepared in sterlln& which is the functional Currency of the entlty.
Goln8 concern
There are no material uncertaintles about the charity's abillty to contlnue.
Dlsclosure exernptlons
No cash flow statement has been presented for the company.
Judgements and key Sources of estlmatlon uncertalnty
The preparatlon of the financial statements requires mana8ement to make Judgements. estimates
and assumption5 that affect the amounts reported. These e5timate5 and judgements are continually
reviewed and are based on experience and other factors. includin8 expectations of future events
that are believed to be reasonable under the circumstances.
Fund accountin
Unrestricted funds are available for use at the discretlon of the trustees to further any of the
charity's purposes. Designated funds are unrestricted funds earmarked by the trustees for particular
future project or commitment. Restricted funds are subjected to restrictions on their expendlture
io

declared by the donor or through the terms of an appeal, and fall into one of two sub-classes:
restricted income fund5 or endowment funds.
Incoming resources
All in¢omln8 resources are included in the statement of financial activities when entitlement has
passed to the charity., it is probable that the economic benefits associated with the transaction wlll
flow to the charity and the amount can be reliably measured. The following specific policies are
applied to partlcular categories of income=
income from donations or grants is recognised when
there is evldence of entitlement to the gift. receipt is probable and its amount can be measured
reliably. legacy income is re¢o8nised when receipt is probable and entitlement Is establlshed.
Income from donated goods is measured at the faif value of the goods unless thls Is impractical to
measure reliably. in which case the value Is derNed from the cost to the donor or the estlmated
resale value. Donated facilities and services are reco8nised in the accounts when received if the
value can be reliably measured. No amounts are included for the contrlbution of general volunteer5.
income from contracts for the supply of services is recognised with the delivery of the contracted
servSce. This is classified as unrestricted funds unless there is a contractual requirement for It to be
spent on a particular purpose and returned if unspent. in which case St may be regarded as
restricted.
Resources expended
Expenditure is recognised on an accruals basis as a Ilabillty Is incurred. Expendlture Includes any VAT
which cannot be fully recovered, and 15 classified under headings of the statement of financlal
activltles to which it relates:
expenditure on raisin8 funds includes the costs of all fundralslng
activities, events, non-charitable tradin8 activities, and the sale of donated Boods. - expendlture on
charitable activltles includes all costs incurred by a charity In undertaklng activitles that further its
charitable aims for the benefit of its beneficiaries, including those support costs and costs relatln8
to the governance of the charity apportioned to charitable activities. other expendlture Includes
all expenditure that is neither related to ralsing funds for the charity nor part of Its expendlture on
charitable activities.
All costs are allocated to expenditure categorie5 reflecting the use of the resource. Direct costs
attributable to a single activity are allocated directly to that activity. Shared costs are apportloned
between the activities they contribute to on a reasonable, justifiable and conslstent basls.
Tanglble asset5
Freehold Property is not depreciated as it is maintained to such a standard that the estlmated
residual value is not likely to be less than the cost.
Depreclatlon
Depreciation is calculated so as to write off the cost or valuation of an asseL less Its resldual value,
over the useful economic life of that asset as follows:
Fixtures and Fittings
15% straight line
Equipment
25 % straight line
li

Investments
Unlisted equity investments are initially recorded at cost and subsequently measured at falr value.
If fair value cannot be reliably measured, assets are measured at cost less impairment.
Listed inve5tment5 are measured at fair value with changes in fair value being recognised in Income
or expenditure.
Investment property
Investment property is initially recorded at cost, which Includes purchase price and any directly
attributable expenditure. Investment property is revalued to its fair value at each reporting date
and any changes in fair value are recognised in income or expenditure. If a reliable measure of fair
value is no longer available without undue cost or effort for an item of investment property, it shall
be transferred to tangible assets and treated as such uniil it is expected that fair value will be reliablv
measurable on an on-going basi5.
Impairment of fixed assets
A review for indicator5 of impairment is carried out at each reporting date, with the recoverable
amount being estimated where such indicators exist. Where the carrying value exceeds the
recoverable amount, the asset is impaired accordingly. Prior impairments are also reviewed for
possible reversal at each reporting date. For the purposes of impairment testing, when it is not
possible to estimate the recoverable amount of an individual asset, an estimate is made of the
coverable amount of the cash-generating unit to which the asset belongs. The cash-generating
unit is the smallest identifiable group of a55ets that includes the asset and generates cash inflows
that largely independent of the cash inflows from other assets or groups of assets. For Impairment
testing of goodwill, the goodwill acquired in a business combination is. from the acquisition date,
allocated to each of the cash-generating units that are expected to benefit from the synergies of
the combination, irrespective of whether other assets or liabilities of the charity are assigned to
those units.
Flnanclal Instruments
A financial asset or a financial liability is recognised only when the entity become5 a party to the
contractual provisions of the instrument. Basic financial instruments are initially recognised at the
amount receivable or parable including any related transaction costs, unless the arrangement
constitutes a financing transaction, where it 15 recognised at the present value of the future
payment5 discounted at a market rate of interest for a similar debt Instrument. Current assets and
current liabilities are subsequently measured at the cash or other consideration expected to be pald
or received and not discounted.
Defined contribution plans
Contributions to defined contribution plans are recogni5ed as an expense in the period in whlch the
related service is provided. Prepaid contributions are recogni5ed a5 an asset to the extent that the
prepayment will lead to a reduction in future payments or a cash refund. When contributions are
not expected to be settled wholly within 12 months of the end of the reportlng date in whlch the
12

employees render the related service. the liability is measured on a discounted present value basis.
The unwindin8 of the discount is recognised as an expense in the period in which it arises.
Limited by guarantee
The Company was incorporated as a company limited by guarantee and not having a share capital.
Every member of the company has undertaken to contribute to the assets of the company. in the
event of its being wound up while a member. within one year after ceasing to be a member. an
amount not exceedin8 £100.
Donations and legacies
Unrestricted
Fund
Total funds
2025
Unrestricted
Fund
Total funds
2024
Donations
Appeals & donations
181,249
181.249
137,267
137,267
Restricted
Fund
Total funds
2025
Restrirted
Fund
Total funds
2024
Donations
Appeals & donations
41,664
41.664
32.1)X)
32.0(Kl
Charitable artivities
Unrestricted
Fund
Total funds
2025
Unrestricted
Fund
Total funds
2024
Fees for educational activitie5 145,816
Investment income
Unrestricted
Fund
145,816
147.362
147,362
Total fibnds
2025
Unrestricted
Fund
Totsl funds
2024
Income from investment
properties
Bank interest receivable
44.600
36.6(K)
36.61X)
Costs of raising donations and legacles
Unrestricted
Total fund5
Fund
2025
Unrestricted
Fund
Total funds
2024
H05Pltality & catering
13

Investment management corts
Unrestricted
Fund
Total funds
20Z5
Unrestricted
Fund
Total fvnds
2024
Property repairs and
maintenance charges
10. Expenditure on charitable activitles by fund type
Unrestricted
Restrirted Total funds Total
Fund
2025
Fund
Totsl fund5
2024
Mosque maintenance
& upkeep
136,456
Education & religious service 147.112
Humanitarian Aid and Appeals
Support costs
136,456
147,112
41,664
121,168 121.168
131,577
131,577
39,113
39.113
41.664
34,915
11. Analysis of support costs
Mosque
Management
Education
Totsl
2025
Total
2024
Communications and IT
General office
Finance costs
Governance costs
32.0
1,715
1,200
34
Support costs are allocated as appropriate on basis of staff time. floor area and usage.
32.1))O
1,715
1.2CM)
45,296
2,437
1,425
14

12. Net income
Net income is stated after charging/lcreditingl:
2025
2024
Depreciation of tangible fixed assets
13. Independent examination fees
2025
2024
Fees payable to the independent examiner for:
Indepertdent examination of the financial statements
1,200
1,425
14.Staff costs
The total staff costs and employee benefits for the reporting period are analysed as follows:
2025
2024
Wages and salaries
Employer contributions to pension plans
207,676
177,755
930
The average head count of employees during the year was 3412024: 241. The average number of
full-time equivalent employees duf ing the year is analysed a5 follows:
No employee received employee benefits of more than £60,000 during the year12024.. Nill.
IS. Trustee remuneratlon and expenses
No remuneration or other benefits from employment with the charity or a related entlty were
received by the trustees.
Is

16. Tangible fixed assets
Freehold
Property
Fixture &
Fittings
Equlpment
Total
C05t
At 1st August 2024 1,180,610
Additions
1,180,610
At 31st July 2025
1.180.610
1.180,610
Depreclatlon
At 1st August 2024
Charge for the year
At 31st July 2025
Carrying amount
At 31st July 2025
1 180 610
1180 610
At 31st July 2024
1 180 610
1 180 610
17. Investments
Investment propertles
Cost or valuation
At 1st August 2024 and 31st July 2025
725,000
Impairment
At 1st August 2024 and 31st July 2025
Carrying amount
At 31st July 2025
At 31st July 2024
All investments shown above are held at valuation.
Investment propertles
Investment Properties held above is at valuation by Trustees.
725,000
725,000
18. Debtors
2025
2024
Prepayments and accrued income
5,265
16

19. Other credltors Includlng taxation and 50¢ial securlty falllng due wlthln one year
2025
2024
Social security and other taxes
Pension Contributions 10 Smart Pensions
Other creditor5
4,547
1,852
20.Pensions and other post retirement beneflts
Defined contribution plans
The amount recognised in income or expenditure as an expense in relation to deflned contribution
plans was £93112024.. £9301.
21. Analysls of charitable funds
Unrestricted funds
At I" August
2024
Gains
Expenditure Adj and Losses
At 31"
July 2025
Income
General funds
898,584
371,665
1318,4831
951.766
Revaluation reserve
189 349
189 349
Restricted funds
At IS% August
2024
Galns
At 31"
Expenditure Adj and Losses July 2025
Income
General funds
862,526
41,664
141,6641
862,526
Revaluarion reserve
Total Fund
2.003,641
17