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2021-04-05-accounts

REGISTERED CHARITY NUMBER: 296981

REPORT OF THE TRUSTEES AND

UNAUDITED FINANCIAL STATEMENTS FOR THE YEAR ENDED 5 APRIL 2021

FOR

CHESED CHARITY TRUST

DAS Accounting Services Ltd 105 Eade Road OCC Building A 2nd Floor Unit 11a London N4 1TJ

CHESED CHARITY TRUST

CONTENTS OF THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 5 APRIL 2021

Page
Report of the Trustees 1 to 2
Independent Examiner's Report 3
Statement of Financial Activities 4
Balance Sheet 5
Cash Flow Statement 6
Notes to the Cash Flow Statement 7
Notes to the Financial Statements 8 to 11

CHESED CHARITY TRUST

REPORT OF THE TRUSTEES FOR THE YEAR ENDED 5 APRIL 2021

The trustees present their report with the financial statements of the charity for the year ended 5 April 2021.

OBJECTIVES AND ACTIVITIES

Objectives and aims

The objects of the charity are to further those purposes recognised as charitable by English Law. The charity receives income mainly from charitable donations which it utilises in the provision of grants and donations to the poor and needy. The charity also makes distributions of food to the poor and needy through its Pesach Project.

Public benefit

The trustees confirm their compliance with the duty to have due regard to the Public Benefit guidance published by the Charity Commission when reviewing the Charity's aims and objectives.

ACHIEVEMENT AND PERFORMANCE

Charitable activities

Income from donations aggregated £768,086 (2020: £481,147). Total grants given aggregated £172,133 (2020: 189,815).

FINANCIAL REVIEW

Financial position

During the year, the charity's incoming resources exceeded the outgoing resources. The trustees are satisfied with the results for the year.

Reserves policy

As at 5 April, the charity had Unrestricted Funds of £205,178 (2020: £194,890).

FUTURE PLANS

The future plans of the charity are to continue to support the poor and needy through donations and grants and distribution of food through the Pesach Project.

STRUCTURE, GOVERNANCE AND MANAGEMENT

Governing document

The charity is controlled by its governing document, a deed of trust, and constitutes an unincorporated charity.

Appointment of trustees

New trustees are inducted into the workings of the charity by the existing trustees.

Organisational structure

The trustees administer the day-to-day affairs of the charity. All trustees give their time voluntarily and receive no benefits from the charity.

Related parties

None of the trustees have any beneficial interest in the charity.

Risk management

The trustees have a duty to identify and review the risks to which the charity is exposed and to ensure appropriate controls are in place to provide reasonable assurance against fraud and error.

REFERENCE AND ADMINISTRATIVE DETAILS

Registered Charity number

296981

Principal address

71 Bridge Lane London NW11 0EE

Page 1

CHESED CHARITY TRUST

REPORT OF THE TRUSTEES FOR THE YEAR ENDED 5 APRIL 2021

Trustees

Mrs L M Halpern Mrs P Toba Mrs H Wosner

Independent Examiner

DAS Accounting Services Ltd 105 Eade Road OCC Building A 2nd Floor Unit 11a London N4 1TJ

Approved by order of the board of trustees on 3 February 2022 and signed on its behalf by:

Mrs L M Halpern - Trustee

Page 2

INDEPENDENT EXAMINER'S REPORT TO THE TRUSTEES OF CHESED CHARITY TRUST

Independent examiner's report to the trustees of Chesed Charity Trust

I report to the charity trustees on my examination of the accounts of Chesed Charity Trust (the Trust) for the year ended 5 April 2021.

Responsibilities and basis of report

As the charity trustees of the Trust you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 ('the Act').

I report in respect of my examination of the Trust's accounts carried out under section 145 of the Act and in carrying out my examination I have followed all applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.

Independent examiner's statement

Since your charity's gross income exceeded £250,000 your examiner must be a member of a listed body. I can confirm that I am qualified to undertake the examination because I am a registered member of _ which is one of the listed bodies.

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

  1. accounting records were not kept in respect of the Trust as required by section 130 of the Act; or

  2. the accounts do not accord with those records; or

  3. the accounts do not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a true and fair view which is not a matter considered as part of an independent examination.

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Mr Pesach Davidoff FCCA DAS Accounting Services Ltd 105 Eade Road OCC Building A 2nd Floor Unit 11a London N4 1TJ

3 February 2022

Page 3

CHESED CHARITY TRUST

STATEMENT OF FINANCIAL ACTIVITIES FOR THE YEAR ENDED 5 APRIL 2021

2021
Unrestricted
fund
Notes
£
INCOME AND ENDOWMENTS FROM
Donations and legacies
2
768,086
Charitable activities
4
Charitable activities
15,378
Investment income
3
4,880
Total
788,344
EXPENDITURE ON
Charitable activities
5
Charitable activities
778,056
NET INCOME
10,288
RECONCILIATION OF FUNDS
Total funds brought forward
194,890
TOTAL FUNDS CARRIED FORWARD
205,178
2020
Total
funds
£
481,147
7,462
4,284
492,893
481,385
11,508
183,382
194,890

The notes form part of these financial statements

Page 4

CHESED CHARITY TRUST

BALANCE SHEET 5 APRIL 2021

2021
Unrestricted
fund
Notes
£
FIXED ASSETS
Investments
9
36,609
CURRENT ASSETS
Stocks
10
5,300
Cash in hand
188,909
194,209
CREDITORS
Amounts falling due within one year
11
(25,640)
NET CURRENT ASSETS
168,569
TOTAL ASSETS LESS CURRENT
LIABILITIES
205,178
NET ASSETS
205,178
FUNDS
12
Unrestricted funds
205,178
TOTAL FUNDS
205,178
2020
Total
funds
£
33,341
500
175,052
175,552
(14,003)
161,549
194,890
194,890
194,890
194,890

The financial statements were approved by the Board of Trustees and authorised for issue on 3 February 2022 and were signed on its behalf by:

Trustee

The notes form part of these financial statements

Page 5

CHESED CHARITY TRUST

CASH FLOW STATEMENT FOR THE YEAR ENDED 5 APRIL 2021

Notes
Cash flows from operating activities
Cash generated from operations
1
Net cash provided by operating activities
Cash flows from investing activities
Purchase of fixed asset investments
Net cash used in investing activities
Change in cash and cash equivalents in
the reporting period
Cash and cash equivalents at the
beginning of the reporting period
Cash and cash equivalents at the end of
the reporting period
2021
£
17,125
17,125
(3,268)
(3,268)
13,857
175,052
188,909
2020
£
25,011
25,011
(2,387)
(2,387)
22,624
152,428
175,052

The notes form part of these financial statements

Page 6

CHESED CHARITY TRUST

NOTES TO THE CASH FLOW STATEMENT FOR THE YEAR ENDED 5 APRIL 2021

1. RECONCILIATION OF NET INCOME TO NET CASH FLOW FROM RECONCILIATION OF NET INCOME TO NET CASH FLOW FROM OPERATING ACTIVITIES OPERATING ACTIVITIES
2021 2020
£ £
Net income for the reporting period (as per the Statement of Financial
Activities) 10,288 11,508
Adjustments for:
(Increase)/decrease in stocks (4,800) 284,500
Increase/(decrease) in creditors 11,637 (270,997)
Net cash provided by operations 17,125 25,011
2. ANALYSIS OF CHANGES IN NET FUNDS
At 6.4.20 Cash flow At 5.4.21
£ £ £
Net cash
Cash at bank and in hand 175,052 13,857 188,909
175,052 13,857 188,909
Total 175,052 13,857 188,909

The notes form part of these financial statements

Page 7

CHESED CHARITY TRUST

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 5 APRIL 2021

1. ACCOUNTING POLICIES

Basis of preparing the financial statements

The financial statements of the charity, which is a public benefit entity under FRS 102, have been prepared in accordance with the Charities SORP (FRS 102) 'Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2015)', Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland' and the Charities Act 2011. The financial statements have been prepared under the historical cost convention.

Income

All income is recognised in the Statement of Financial Activities once the charity has entitlement to the funds, it is probable that the income will be received and the amount can be measured reliably.

Expenditure

Liabilities are recognised as expenditure as soon as there is a legal or constructive obligation committing the charity to that expenditure, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. Expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all cost related to the category. Where costs cannot be directly attributed to particular headings they have been allocated to activities on a basis consistent with the use of resources.

Grants offered subject to conditions which have not been met at the year end date are noted as a commitment but not accrued as expenditure.

Stocks

Stocks are valued at the lower of cost and net realisable value, after making due allowance for obsolete and slow moving items.

Taxation

The charity is exempt from tax on its charitable activities.

Fund accounting

Unrestricted funds can be used in accordance with the charitable objectives at the discretion of the trustees.

Restricted funds can only be used for particular restricted purposes within the objects of the charity. Restrictions arise when specified by the donor or when funds are raised for particular restricted purposes. There are no unrestricted funds as at the Balance Sheet date.

2. DONATIONS AND LEGACIES

DONATIONS AND LEGACIES
2021 2020
£ £
Donations 768,086 481,147

continued...

Page 8

CHESED CHARITY TRUST

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 5 APRIL 2021

3.
INVESTMENT INCOME
Net rental income
4.
INCOME FROM CHARITABLE ACTIVITIES
Pesach project
5.
CHARITABLE ACTIVITIES COSTS
Direct
Costs
£
Charitable activities
605,873
6.
GRANTS PAYABLE
Charitable activities
The total grants paid to individuals during the year was as follows:
Grants to individuals
7.
SUPPORT COSTS
Charitable activities
8.
TRUSTEES' REMUNERATION AND BENEFITS
2021
£
4,880
2021
Charitable
activities
£
15,378
Grant
funding of
activities
Support
(see note
costs (see
6)
note 7)
£
£
172,133
50
2021
£
172,133
2021
£
172,133
2020
£
4,284
2020
Total
activities
£
7,462
Totals
£
778,056
2020
£
189,815
2020
£
189,815
Finance
£
50

There were no trustees' remuneration or other benefits for the year ended 5 April 2021 nor for the year ended 5 April 2020.

Trustees' expenses

There were no trustees' expenses paid for the year ended 5 April 2021 nor for the year ended 5 April 2020.

continued...

Page 9

CHESED CHARITY TRUST

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 5 APRIL 2021

9. FIXED ASSET INVESTMENTS

FAIR VALUE
£
Cost
33,341
Share of surplus
4,880
Repayment
(1,612)
At 5 April 2021
36,609
NET BOOK VALUE
At 5 April 2021
36,609
At 5 April 2020
33,341
Investments represent the capital account balance on the charity's share of an investment property.
10.
STOCKS
2021
2020
£
£
Stocks
5,300
500
11.
CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
2021
2020
£
£
Trade creditors
5,640
4,003
Other creditors
20,000
10,000
25,640
14,003
12.
MOVEMENT IN FUNDS
Net
movement
At
At 6.4.20
in funds
5.4.21
£
£
£
Unrestricted funds
Unrestricted Fund
194,890
10,288
205,178
TOTAL FUNDS
194,890
10,288
205,178
Net movement in funds, included in the above are as follows:
Incoming
Resources
Movement
resources
expended
in funds
£
£
£
Unrestricted funds
Unrestricted Fund
788,344
(778,056)
10,288
TOTAL FUNDS
788,344
(778,056)
10,288
£
33,341
4,880
(1,612)
36,609
36,609
33,341

continued...

Page 10

CHESED CHARITY TRUST

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 5 APRIL 2021

12. MOVEMENT IN FUNDS - continued

Comparatives for movement in funds

At 6.4.19
£
Unrestricted funds
Unrestricted Fund
183,382
TOTAL FUNDS
183,382
Comparative net movement in funds, included in the above are as follows:
Incoming
resources
£
Unrestricted funds
Unrestricted Fund
492,893
TOTAL FUNDS
492,893
Net
movement
At
in funds
5.4.20
£
£
11,508
194,890
11,508
194,890
Resources
Movement
expended
in funds
£
£
(481,385)
11,508
(481,385)
11,508

13. RELATED PARTY DISCLOSURES

No transactions with related parties were undertaken such as are required to be disclosed under FRS102.

Page 11