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2025-04-05-accounts

Charity registration number 296885

THE ALBERT VAN DEN BERGH CHARITABLE TRUST

ANNUAL REPORT AND UNAUDITED FINANCIAL STATEMENTS

FOR THE YEAR ENDED 5 APRIL 2025

THE ALBERT VAN DEN BERGH CHARITABLE TRUST

LEGAL AND ADMINISTRATIVE INFORMATION

Trustees Mrs J M Hartley
Mrs N A Glover
Mr D E Webster
Mrs T Barrett
Chief executive Mrs J M Hartley
Charity number 296885
Principal address Trevornick Farmhouse
Holywell Bay
Newquay
Cornwall
United Kingdom
TR8 5PW
Independent examiner David Howard
1 Park Road
Hampton Wick
Kingston Upon Thames
KT1 4AS
Bankers Lloyds Private Banking
25 Gresham Street
London
EC2V 7HN
Investment advisors RBC Brewin Dolphin
40 Queen Square
Bristol
BS1 4QP

THE ALBERT VAN DEN BERGH CHARITABLE TRUST

CONTENTS

Page
Trustees report 1 - 3
Independent examiner's report 4
Statement of financial activities 5
Balance sheet 6
Notes to the financial statements 7 - 13

THE ALBERT VAN DEN BERGH CHARITABLE TRUST

TRUSTEES REPORT

FOR THE YEAR ENDED 5 APRIL 2025

The Trustees present their annual report and financial statements for the year ended 5 April 2025.

The financial statements have been prepared in accordance with the accounting policies set out in note 1 to the financial statements and comply with the Charity's governing document, the Charities Act 2011 and "Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102)" (effective 1 January 2019).

Objectives and activities

Objectives of the trust

The objects of the trust are for the trustees to use their discretion to apply the income and/or capital for the benefit of other worldwide charities. They particularly support charities which assist health research, the disadvantaged, and care for the elderly and children.

Risk assessment

The trustees have considered the various risks to which the trust is potentially exposed, and are satisfied that adequate measures are in place to identify, assess and mitigate the effects of these risks.

Public benefit reporting

The trustees regularly review the range of grants to be made to ensure the trust's activities are for the public benefit. The reviews include obtaining the advice on a professional basis of Dr Fiona Cornish, who reviews all of the charities to which grants are made in the medical and care fields.

Achievements and performance

The Charitable Trust is proud to have been able to help a variety of Charities which are mostly based in the UK. We are all about supporting the people these small hard working charities help. They are really our focus. In this very tricky time of cost of living crisis we have an emphasis on Community and health, as the private sector now has a huge role to play; and financing this can be hard work for many groups, helping them is very rewarding.

We also support some overseas charities where we have first hand knowledge of their purpose and the difference they make with small amounts of money. Also charities that support the environment at this time.

We also support to the best of our ability the prevention of climate change and cultural charities.

Financial review

Review of the year

The net assets of the fund decreased by £147,463 (2024: £263,250 increased) during the year, and amounted to £3,889,693 (2024: £4,037,156) at the year end. Realised and unrealised investment losses amounted to £55,053 (2024: £362,053 gains). Charitable donations totalling £150,800 (2024: £142,500) were made to a total of 60 (2024:64) individual organisations during the year.

THE ALBERT VAN DEN BERGH CHARITABLE TRUST

TRUSTEES REPORT (CONTINUED)

FOR THE YEAR ENDED 5 APRIL 2025

Structure, governance and management

Constitution

The trustees submit the Annual Report of the Albert Van den Bergh Charitable Trust for the year ended 5 April 2025. The charitable trust is registered with the Charity Commissioners (No 296885) and is constituted by a settlement deed sealed by the trustees on 21 April 1987.

The Settlement

In a settlement dated 21 April 1987 James Philip Van den Bergh settled £10 on a Charitable Trust to be called the Albert Van den Bergh Charitable Trust. The power of appointing additional or new trustees is vested in the current trustees.

The Trustees who served during the year and up to the date of signature of the financial statements were: Mrs J M Hartley Mrs N A Glover Mr D E Webster Mrs T Barrett

Appointment of trustees

Trustees are appointed accordingly at each Annual General Meeting. Trustees are appointed at the Annual General Meeting by way of a majority vote.

Investment powers and policy

Under the settlement deed, the trustees have the power to make any investment which they see fit. They will appoint a qualified adviser to assist them with these decisions. The trustees will evaluate the investment portfolio performance during the year to see it has been satisfactory to meet the aim of maintaining an investment income of circa £80,000, notwithstanding short term reductions in possible yields due to adverse circumstances. An annual performance review is carried out in June each year.

Reserves policy

The trustees regularly review the reserves of the charity, with the aim of maximising the impact for its beneficiaries. This review encompasses the nature of the income and expenditure streams, with the need to match variable income with fixed overheads and the nature of the reserves. A general unrestricted reserve is maintained including investments with a total return investment objective, which includes producing an expected 2% yield to produce annual income, to which capital growth returns are added, and from which donations can then be paid. The majority of the charity’s reserves are held as quoted investments for a moderate short term growth and the management performance of this is reviewed on an annual basis. Trustees are able to apply capital, regardless of capital growth in the year, so as to maintain donation levels to beneficiaries in priority to maintain net assets.

THE ALBERT VAN DEN BERGH CHARITABLE TRUST

TRUSTEES REPORT (CONTINUED)

FOR THE YEAR ENDED 5 APRIL 2025

Statement of Trustees responsibilities

The Trustees are responsible for preparing the Trustees Report and the financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice).

The law applicable to charities in England and Wales requires the Trustees to prepare financial statements for each financial year which give a true and fair view of the state of affairs of the Charity and of the incoming resources and application of resources of the Charity for that year.

In preparing these financial statements, the Trustees are required to:

The Trustees are responsible for keeping sufficient accounting records that disclose with reasonable accuracy at any time the financial position of the Charity and enable them to ensure that the financial statements comply with the Charities Act 2011, the Charity (Accounts and Reports) Regulations 2008 and the provisions of the trust deed. They are also responsible for safeguarding the assets of the Charity and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

17 June 2025 The Trustees report was approved by the Committee of Trustees on : .............................................

.............................. .............................. Mrs J M Hartley Mrs N A Glover Trustee Trustee .............................. .............................. Mr D E Webster Mrs T Barrett Trustee Trustee

THE ALBERT VAN DEN BERGH CHARITABLE TRUST

INDEPENDENT EXAMINER'S REPORT

TO THE TRUSTEES OF THE ALBERT VAN DEN BERGH CHARITABLE TRUST

I report to the Trustees on my examination of the financial statements of the Albert Van den Bergh Charitable Trust (the Charity) for the year ended 5 April 2025.

Responsibilities and basis of report

As the Trustees of the Charity you are responsible for the preparation of the financial statements in accordance with the requirements of the Charities Act 2011 (the 2011 Act).

I report in respect of my examination of the Charity’s financial statements carried out under section 145 of the 2011 Act. In carrying out my examination I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the 2011 Act.

The charity's trustees consider that an audit is not required for this year (under section 144 of the Charities Act 2011 (the Act 2011)) and that an independent examination is needed.

Independent examiner's statement

Your attention is drawn to the fact that the charity has prepared financial statements in accordance with Accounting and Reporting by Charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102).

I understand that this has been done in order for financial statements to provide a true and fair view in accordance with Generally Accepted Accounting Practice effective for reporting periods beginning on or after 1 January 2015.

I have completed my examination. I confirm that no matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the financial statements to be reached.

David Howard

1 Park Road Hampton Wick Kingston Upon Thames KT1 4AS

17-06-2025 Dated: .........................

THE ALBERT VAN DEN BERGH CHARITABLE TRUST

STATEMENT OF FINANCIAL ACTIVITIES INCLUDING INCOME AND EXPENDITURE ACCOUNT

FOR THE YEAR ENDED 5 APRIL 2025

Unrestricted Unrestricted
funds funds
2025 2024
Notes £ £
Income from:
Investments 3 89,067 82,857
Total income 89,067 82,857
Expenditure on:
Raising funds 4 26,290 18,745
Charitable activities 5 155,187 162,915
Total expenditure 181,477 181,660
Net gains/(losses) on investments 10 (55,053) 362,053
Net income/(expenditure) and movement in funds (147,463) 263,250
Reconciliation of funds:
Fund balances at 6 April 2024 4,037,156 3,773,906
Fund balances at 5 April 2025 3,889,693 4,037,156

The statement of financial activities includes all gains and losses recognised in the year. All income and expenditure derive from continuing activities.

THE ALBERT VAN DEN BERGH CHARITABLE TRUST

BALANCE SHEET

AS AT 5 APRIL 2025

Notes
Fixed assets
Investments
12
Current assets
Debtors
13
Investments
14
Cash at bank and in hand
Creditors: amounts falling due within
one year
15
Net current assets
Total assets less current liabilities
Net assets
The funds of the Charity
Unrestricted funds
2025
£
£
3,779,305
4,564
99,765
16,224
120,553
(10,165)
110,388
3,889,693
3,889,693
3,889,693
3,889,693
2024
£
£
3,963,430
5,791
65,500
11,657
82,948
(9,222)
73,726
4,037,156
4,037,156
4,037,156
4,037,156
2024
£
£
3,963,430
5,791
65,500
11,657
82,948
(9,222)
73,726
4,037,156
4,037,156
4,037,156
4,037,156
4,037,156
4,037,156
4,037,156
4,037,156

17 June 2025 The financial statements were approved by the Trustees on .........................

.............................. Mrs J M Hartley Trustee

THE ALBERT VAN DEN BERGH CHARITABLE TRUST

NOTES TO THE FINANCIAL STATEMENTS

FOR THE YEAR ENDED 5 APRIL 2025

1 Accounting policies

Charity information

The Albert Van den Bergh Charitable Trust is registered with the Charity Commissioners (No 296885) and is constituted by a settlement deed sealed by the trustees on 21 April 1987.

1.1 Accounting convention

The financial statements have been prepared in accordance with the Charities Act 2011 and “Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102)” (as amended for accounting periods commencing from 1 January 2019). The charity is a Public Benefit Entity as defined by FRS 102.

The charity has taken advantage of the provisions in the SORP for charities applying FRS 102 Update Bulletin 1 not to prepare a Statement of Cash Flows.

Monetary amounts are rounded to the nearest £.

The financial statements have been prepared under the historical cost convention where applicable. The principal accounting policies adopted are set out below.

1.2 Going concern

At the time of approving the financial statements, the Trustees have a reasonable expectation that the Charity has adequate resources to continue in operational existence for the foreseeable future. Thus the Trustees continue to adopt the going concern basis of accounting in preparing the financial statements.

1.3 Charitable funds

Unrestricted funds are available for use at the discretion of the Trustees in furtherance of their charitable objectives.

1.4 Income

Dividend income is brought into accounts when the trust is entitled to the income. All other income is accounted for on an accruals basis.

1.5 Expenditure

Donations are recorded once the Trust has made an unconditional commitment to pay the donation and this is either by when it is communicated to the beneficiary or the donation has been paid, whichever is the earlier. All other expenditure is accounted for on an accruals basis.

Apportionment of support costs

Support costs are apportioned between donations to charities and property management as a proportion of total income, excluding bank charges, relevant to each activity.

THE ALBERT VAN DEN BERGH CHARITABLE TRUST

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)

FOR THE YEAR ENDED 5 APRIL 2025

1 Accounting policies

(Continued)

1.6 Fixed asset investments

Fixed asset investments are initially measured at transaction price excluding transaction costs, and are subsequently measured at fair value at each reporting date. Changes in fair value are recognised in net income/(expenditure) for the year. Transaction costs are expensed as incurred.

Investments are stated at market value. Realised and unrealised gains are shown on the Statement of Financial Activities. Valuations exclude accrued interest on Government and Corporate Bonds.

1.7 Cash and cash equivalents

Cash and cash equivalents include cash in hand, deposits held at call with banks, other short-term liquid investments with original maturities of three months or less, and bank overdrafts. Bank overdrafts are shown within borrowings in current liabilities.

1.8 Financial instruments

The charity has elected to apply the provisions of Section 11 ‘Basic Financial Instruments’ and Section 12 ‘Other Financial Instruments Issues’ of FRS 102 to all of its financial instruments. Financial instruments are recognised in the charity's balance sheet when the charity becomes party to the contractual provisions of the instrument.

2 Critical accounting estimates and judgements

In the application of the Charity’s accounting policies, the Trustees are required to make judgements, estimates and assumptions about the carrying amount of assets and liabilities that are not readily apparent from other sources. The estimates and associated assumptions are based on historical experience and other factors that are considered to be relevant. Actual results may differ from these estimates.

The estimates and underlying assumptions are reviewed on an ongoing basis. Revisions to accounting estimates are recognised in the period in which the estimate is revised where the revision affects only that period, or in the period of the revision and future periods where the revision affects both current and future periods.

3 Investments

Income from listed investments
Interest receivable
Total
2025
£
56,278
32,789
89,067
Total
2024
£
51,413
31,444
82,857

THE ALBERT VAN DEN BERGH CHARITABLE TRUST

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)

FOR THE YEAR ENDED 5 APRIL 2025

4
Raising funds
Investment management
5
Charitable activities
Donations to charities (see note 6)
Share of support costs (see note 7)
Share of governance costs (see note 7)
Total
2025
£
26,290
26,290
2025
£
150,800
649
3,738
155,187
Total
2024
£
18,745
18,745
2024
£
142,500
17,115
3,300
162,915

THE ALBERT VAN DEN BERGH CHARITABLE TRUST

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)

FOR THE YEAR ENDED 5 APRIL 2025

6 Donations to charities

Grants to institutions:
Cultural charities
Conservation
Disadvantaged
Disability
Help in the Community
Homelessness
Hospices
Medical research, care and support
Mental health
Overseas
Servicemen and women
Churches
Climate change
Sport in the community
2025
£
1,000
3,000
17,000
7,000
32,000
6,000
7,000
12,000
8,000
35,000
1,700
3,000
13,100
5,000
150,800
2024
£
1,000
10,000
19,500
11,000
31,000
6,000
5,000
8,000
6,000
20,000
5,000
5,000
15,000
-
142,500

The charity meets its charitable purposes by making donations. The majority of the organisations who received donations are in the UK and concerned with health research and care for patients with cancer, multiple sclerosis, parkinsons and other diseases and disabilities. Institutions that care for the elderly and children's charities are also supported with donations. A full list of donations may be obtained from the trust by request.

THE ALBERT VAN DEN BERGH CHARITABLE TRUST

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)

FOR THE YEAR ENDED 5 APRIL 2025

7 Support costs

Support
costs
Governance
costs
£
£
IT and support costs
89
-
Travel expenses
560
-
Bank charges
-
-
Independent examiners fee
-
3,738
649
3,738
Analysed between
Charitable activities
649
3,738
2025
£
89
560
-
3,738
4,387
4,387
2024
£
702
16,381
32
3,300
20,415
20,415

8 Trustees

The trustees neither received nor waived any other emoluments during the year.

Out of pocket expenses including travel and subsistence and general expenses, totalling £560 (2024: £1,355) were reimbursed to four (2023: four) trustees during the year.

Key management personnel consist of the four Trustees, all of which receive no remuneration other than as stated.

9 Employees

There were no employees in the year.

10 Gains and losses on investments

Total Total
2025 2024
Gains/(losses) arising on: £ £
Sale of investments (55,053) 362,053

THE ALBERT VAN DEN BERGH CHARITABLE TRUST

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)

FOR THE YEAR ENDED 5 APRIL 2025

11 Taxation

The charity is exempt from taxation on its activities because all its income is applied for charitable purposes.

12 Fixed asset investments

Cost or valuation
At 6 April 2024
Additions
Valuation changes
Disposals
At 5 April 2025
Carrying amount
At 05 April 2025
At 05 April 2024
13
Debtors
Amounts falling due within one year:
Other debtors
14
Current asset investments
Cash at fund managers
15
Creditors: amounts falling due within one year
Other creditors
Listed
investments
£
3,963,430
935,903
(55,053)
(1,064,976)
3,779,304
3,779,304
3,963,430
2025
2024
£
£
4,564
5,791
2025
2024
£
£
99,765
65,500
2025
2024
£
£
10,165
9,222

THE ALBERT VAN DEN BERGH CHARITABLE TRUST

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)

FOR THE YEAR ENDED 5 APRIL 2025

16 Unrestricted funds

At 6 April
2024
£
General funds
4,037,156
Previous year:
At 6 April
2023
£
General funds
3,773,906
Incoming
resources
Resources
expended
Gains and
losses
At 5 April
2025
£
£
£
£
89,067
(181,477)
(55,053)
3,889,693
Incoming
resources
Resources
expended
Gains and
losses
At 5 April
2024
£
£
£
£
82,857
(181,660)
362,053
4,037,156

17 Related party transactions

There were no disclosable related party transactions during the year (2024 - none).