2025-03-31-accounts

REGISTERED CHIIRITY NUMBER: 295818 Report of the Trustees and Fin&n¢ial Statements for the Year Ended 31 March 2025 for Chevr25 Mo'oz Ladol Martin + Hcller ChartL'fL'd Aciiiunl<ints and RcgTlStcrcd Auditor 5 Ntsrth End Road Lundun NWII 7RJ

Cheyras Mo'oz Ladol Contsnt5 of the Finan¢i81 Slatemcn15 for the l'ear Ended.11 March 2025 Page Reference Ind Administrative Details Report of the'fru5tee5 2 1(1 3 Reporl of the Independent Auditors Statement of Flnaneial Actii'itl¢$ Bglanec Sheet Cash Flo￿ Statement 10 r+40te$ to the Cash Flow Statemtnt Notes to the Financial Statements 12 10 19 D¢i#iled Staternent of Financial Activitle$ 20

Ch¢vr*$ Mo'oz Ladol Reference and Administratlvc Detail$ for the l'ear Endtd.11 March 2025 TRUSTEES A Barchorin J BJumg3rte Y.M Sicniliclii PRINCIPAL ADDRESS 34 FleJthland Road Loiidon N16_SLZ RF.GISTERF.D CHARITY UMBER 29581 AUDITORS Martin- Heller Chaiiircd Aicountunts and RLbisiLrLd Aiidili)r 5 N()rth F.nd Road London NWII 7RJ BANKERS areldys Bank PIL I ChurLhill PlaLL. Londvn. E145HP Pa¥e I

Chevras Mo'oz Ladol Report of the Tru5tee5 fvr the Year Ended 31 March 2025 The irusiees PFesent their report i%'iih the finanejal %tal¢n)ents of the charity for thc year end￿ 31 March 2025. The ttustees havi adopi¥d the proN'isions of Accounring and Riwrting bv Lhartiies.. SiJt¢meni of R¥commendcd Praclicc appliLablL tu Lhdriiics pYepdTing Ihcir dLLOUIII.% In oLLordaniL wilh ihL biiianLial RLportiiig Si<inLlard JppliLablL 111 IhL UK and Rcpublic of Ireland IFRS 1021 Icffectivc l Jaiiuary ?0191. nWLCTIVES.4ND ACTII'ITIES Obje¢tlve8 ain]5 ThL Lhdrity was tomiLd for th¢ advanLcment of the orth{￿0X JL￿]Sh faith, onhodox Jcwi5h irlib?itsus ¢ducation. and the ielief of WVLrty in lh¢ orthodox JLWl*h Li)IMiniiniiy.Th¢ iharily'% objL'Ll% aT¢ lo %upp()rt Lhaiiiablc ittslilutions or charitable puiposes in any part of the ￿Orld, and in particular 10 turther relig)ious edulation of JeM'i%h youih and children and as5isI. in thL relief of povefty, with the2T physical, mLnial.sPii'itual and mordl wclfarc and doielopinLnr. Thc charitv a¢hieve5 ils objectii'eq by providing donations lo charitable in%littilions and individiial.% in ihe orthodox Jewi%h Community. PubliL btnefil The mistees confilln iheir conipliance willi IhL duly 10 have due rebTrarLt to the Public Benelit guidance published by the Ch#riry Commission whcn rcvicivinbt the Charity's aims ()bJeitii'es in plaoning fiiliirL aLiivIIIL5. Granlrnaking a¢ilwity Orantb arc iiiadc io lh￿itable insiinitions vrgJHnisations whiLh aLcord with th¢ ubjects of th¢ iharity.The tnjstees are approached fi)r donations by d wide Vdriety ofLhariitibl¢ in51iiulions operaiing all ovcr ihe wi)Tld. Applications by in(liNiduals must be dccollip2nicd by supponing docutnenls and recommendation by the applicant's mini&t¢r or Olher known rcli¥iuu8 ILadLr. AfteT conducting due diligence, the trustees consider all reque51s and make donations bdSed on circumstance5 and availablL fin3nLe. ACHIEVEMF.NT A.ID PERFORMANCE Charitable activities During the sear the trLislccs w'ert %ucces%ful in receil'ing donation£ of vver Ll.Im through ils gcnerouq donor5, and have tpplied the fund% iii ex¢tS5 of L12m in graE)ts in furthLrtsnce ()f the charity's objective5. Includcd in Ihe gran15 niadc during Ihc year, LIOM have bccn uili%icd to fund over 50 charitable organisaiivn5 basid tn OtErating regions ot. the charity. The recipienr charitable orgTanisalions arv regularly monitored by the trusiees Thho carrying out ￿llt complian¢¢ liudils of thi recipient chariiics. FIliA.N'CIAI. REVIEW F'iNancial posttion During the year. thc charity's had nci surplu8 of £8.IOK. Tlie Irusiees are satisfied M'iih the results for ihe ycar. Principal fundI￿g Sources The cliarity reccil'ed income from wide tsnge of chariiablc trusts. individuals and corporaiions. Re5erve5 policv The ttUStees do noi seek to mainiain largwe rcscrves. other than to ensure that they can continue thc aciiviiies of the charity. Rescrvcs ai the y¢ar cnd. slood ai ()v¢r £955k which arc sutricicnl in th¢ Iru51ee5 opinion io support day 10 day aciivitie% for the foreseeable ti]rure ol'th¥ chariry. FUTLTRE PL,IliS There are no cu￿ent plans lo change the activities or modu% opetandi in the foreseeable fuwie. The charity continues lo re£¢ive funding from its generous donors and coniinuc5 to opcraie io a¢hieN'e lis staled obje¢iives. Page 2

Chevr#5 MO'DZ Ldol Report oftht Trustee5 fnr the Yoir EndL.d.11 Manh 2025 .STRLCTLIRF.,Cyc)I.'F.R￿ANCL MIlNAGF.MF.NT CpoverninE do¢umenl Thi Ch,.￿1% tnii%iiiuied and ib grovcrnLd by Tr￿1 Decd dicd 73rd StpiembeT 198fy varietl lin 8tli July 11)91. Reeruilmeni And gppoiniment ofnew Irusleei Th¢Te ha￿¢ len 3 ITu%iceK Ihr(ILighi)ui ihc pcriijd. An)" new ￿1P[￿)iD117itn1li arc ai tht rccommtndali(Jii i)I'ihe ixmrd. OrgAni$iion%l %lruelurc The LhilTllV nPCI'ht&S iindcr ihL dirccLii)n r>f il% ITUSILi% w'ho art %upparted by up io IhTCC part iimt salaned emplc)yecs i LiiTrying oui (Liy tn &'ii'" Rlsk m•na%em¢nt ThL InL4lLC% hiilL d Itui) li) iJLniifv and rLi'IL w ihL fi%k-4 Ici wliiih ilic cliiirilv IS LXP(14ed rfind to LiisurL uppri)priJlc cunrrol% are iii pl)LL' 10 pivi'idw rL&%unabl£ a%sEITanii a&Tdl jiisl trdud aiid iffor. mata ri%k u%%(Kiat¥d iviih the chanry 1% thL' paN'rnimi of io bDn8fidL [LClPiCn￿ and This i'i5k is ji)¥nagi￿ è5 All b￿nI applicii iiom Irom Lndii'idu4ils arc Lheck¢d dgiainsi Ihc ch￿LY,¥ C5Eabli%hcd ¢rii¢ria beforc grdnts are inade. In%iiluli()nLiI rL'cipicii1% dl'c i-ebkill￿1rI J Vi%ilLd hv tIiL ITLL%ILL'I 10 e%tdblish LL)mplithnc¢ wilh lh¢ iennb ol" agrcLmLIII4. STATF.IIF.YT (PF TRUSTF.F.S' HF.SP(JYSIBII.ITIFS Thl InJ¥Tix'% TLbpuii%iblL lur i)repann&￿ ilic RipoTt ot. Ihc Tni4te<% aiid Ihe tinatbcsal sotrmciits iii a¢¢4)rdaiice with appliLabl¢ lam. dnd Ui)Il¥d Kin&Tdoiii ALLOUnTsn￿ Sidnd¥rds (Lltjiied Kiiigdiin) Gènlrdlly Ar¢LPt¢cl Arcouiitsiib Pi'ac¥i¥¢l IniluJing FiiiAIiLidl RLI)orting SrdnJa¥d 10? -l-hi Firt￿5&1 Siartdard JppliL¥ble in iliL UK and RcpublLL of IrL'land" ThL law '￿1)11¢,.1hlC Ic> chaiilic% in Ffftgl&nd 'ind W￿11¢%. thi L-hBriiie% Ail 21)1 l. Lhariiy IAttoun¢b and Reponsl Lbulaiion¥ 2fMIX thtrid IIIL prc)vIsinii￿ l)l- IhL IriLl dLLxl rc4uifL¥ Ihc iruilLiS ID pfiP(ITL' liiiai)ciiil 41atLYneni fth. eLich tinatlcldl vcar ivhich grivl 2 truL aiid tiir i'lLiI Ot. Ilic %lalL' Ut. at7aiis ut. Tli¢ ihanty aiid of lh¢ I￿￿)MIng reSOUT¢ts% and Jpplicaliuii ot. rLS()ufii4. Inilu(tiIi¥T thL It)LuinL ￿ld iYPU'iithrurL. Ot. thi Lharity tur rhal pLnod. In prcy￿7￿& thusL tinaniial stdfL'mLnib. the IrubW-¥s afL IL4uifL'd ILTr select 5uithble accouniinb poli¢iei attd Ihen apply Ihem ciTrnsJsienil!': ob&cTVC ihe rncihod% dnd pnnciplcs in thc Lhoniy %()RP., In￿Ike ju(Ig¢iiieslts dii<l ¢sliinai¢S Ilidi drc rL#%¢lllEibli and prudaii: state whLrh¥r Jpp11LJblL 4lLLuuiiiiiig St￿l￿1F￿5 hove IK'en tulluwcd. subiLLT to (iiiy matcri?I depanures disclob¢d and IxpldiiiL4J It) IhL' f)nanLial sidtlnii￿I1ts. pt¢paTC IhL finanLiJl ildlLll1¢￿l5 vn the guInb Loni¥m basis iinl¥s¥ 11 is in3ppwpnatL" tc) prL%iim¥ thai th¥ chaiiry ivill Thc ITu%iec5 tsr¢ T¢%poniiblc lor kecpiD¥ PfOPeT ¢l¢CI)unliii¥b r¢e()rd% w'hiLh di%clo%e wilh rcasonablc dccufJcs' 2É i iimc Ihe linallClÉl1 w.%llii)n of Ilii Lliariiy Jnd li) en,IhlL Iheni ￿ eii.%ure 1h.ii Ihc fiii'inLial 51oiemLnLs Loinply ￿'ith ihe ChJnlie% Ail 2011. th¢ Chariiy {ALiOUIiiS iiiid RLpL)rtsI R¢yiulJli¢ii% 21W8 tliL PFuvi%ivn£ ol. th¢ tnjst d¢ed They Ji-¢ iilso rL'4ponsibl¢ ti)1 5(Itiguardiiig tlie Dt. th¢ charjty wid Ii¢iici for rakiiig rca%onablL Steps foT th¢ PfLVLlltioii and J¢tLKIILin vl- fi?ud and ot Appti)%Ld hy ()rdL'* iil'LhL ard i)I'ItU%LLL'% i)n. J Bautn¥drt¥n- T

Report ofthe Independent.4udStors to the Trustets of Chevras Mo'￿1 L#dol Opinion Ive liavc audiied th6 financial siatLmLntb of Chcvras MIo'07 1.adol IrhL 'iharity'l for ihc year L'ndLd 31 March ?025 which con)PTise Ihc Staicment of Finaiicial Aciivilies. Ihc Balance Sh¢¢t. thc Ca%h Flow Siaictnent and noic% 10 tlie fiiiancial sraiemenig, In¢ludiiig a summary of 5ig]iificanr accouniing policies. The fsnancial reporting traniework thai has bein applicd in thLir preP￿allOn Is applicablu law %?nd Uniied KiiigdoTn AcLouniing Siandards IUnirLd KJn¥dom Geiiernlly AcLLPILd ALcouniiiig Pr&LtILel. iniludinb Findniial Reporiiiig Siandard 102 'ThL Financial Rcporting Standard aps¥licablc in ihc UK and Rcpublic ol'lreland,. In our opirtion the financial statimeT)ts.' ?ivc a true and fair vicw of ihe %tdie i)f the charily'% Jffitir5 a5 ai 31 Mar¢h 2025 and c)f i15 incoinin&k re5viirccs and applitaiion of r¢sourcts, for the year then ended., have been propcrly PTepaTcd ill accordance with Unttid Kin¥dom Gencrally Accepied AcLouniing Pi'acii¢e, incliidinL indnLial Reporting Sidndar(1 102 '1"hL Finan¢idl Reporting Sidnddrd appliLablL' In ilie UK dnd R¢public of Ir¢laDd'; and have been prepared in accordance with Ihe requiren)eni% (If Ili¢ Chariiies Aci 2011. Ba515 for opinion Ille ¢onducled our 2udit in accordance with Ini¢Tnational Siandards on Auditing IUKI IISA.% IIJKI} and applicdble law. Our rcsponsibililies iindcr thus¢ standardb ar¢ further dcsLribLd In thc Auditors, r¢bponsibilirics tor the udit uf the riiiancial %iaieineni% scclioii of our r¢'pirt. IIIL arc indepcndeiil ofihc Lhdrity in acc()rdaiiLe with Ihc cihical IcqiiirLinenl% thai are releN'ani 10 our audi¢ of Ihe tinancial sialetneiiis in the UK. including the FRC'5 Eihical Siandard, and we havL fulfillcd oiir tsther ¢ihical rLsponsibililics in aLcordanc¢ willi Ilicsc rL'4uircments. Wc ￿.1]¢ve that Ihc au(lii c>idcnc¢ we hdvL' obtsincd is sufficiLnt appi'opriaiL lo pruvJdL" a bdSi% fvr ()UT opinion. Conclusions relatin% lo %otng eoNcern In 4uJilin£i ihc fiiianLial ￿tal¢￿tilli. we havc LoncliidLd Ihdl the Inisiees, vf Ihc going Loniern basis of accouiiting In the preparation of tlic financial %tsl¢mcnts is appropriatc. Based on the work w¢ h8vc perfonncd, we have not id¢ntified any maicrial unc¢rtainlies relJting io events or conditions that, irtdii'idually or collcLliv¢l!. may cahl %i¥niliLani doubt on the lh￿7T11Y'￿ abiliiy li) Liinlinuc a% a goiiig conLCtn foT a PETiod ot'at leasi N'elve nionths trojn H,h¢n Ilie tiiiancial siaiements are auihoriqe£l for issue. OIIT r¢4ponsibilitlLS dnd th¢ responstbililie% of the lrn%tee% witli re%pcci 10 gc)Ing conceni are desLribcd in ihe rclevani secrions of thi.s rL'port. Oiher infthrmatlon The Iru51ec5 arc Te5pon8iblc for the oilier ibfo￿atIOn. The othcr infonnation ¢tsmpTise5 the infortnation tncluded in the Annual Report, odier than the tsnancidl SrdleJ￿eni% an(J our Report of the Independent AudiloT5 Ihereon. Our ()pini(In i)n the financial btateiMciil% dDe% i)ul coi'er the oiheT iiif(Innalion dnd. L'xcepi In Ihe exlenl oiherwise explicitly stated in ollr Feport, we do not expr¢ss any tomi ol'as5uraiice conclusion thereon. In connection with our audit of Ilie ftnancidl stalLillLni%, i)ur respon%ibiliiy is to re4Ld the ()th¢r inforniaii()n and, in d()ing so, con8ider wh¢iher thc oih¢T infomiaiion is materiall), inconsi%lelll iwiili rhe financial staien)enis or our knowledge obtained in rhe au(Iil or otherwi%L iippedfs 10 be mai¢Tially misstaied. If we identify such maltrial in¢on%islencie4 or app8￿￿¢ material missiaiLments. we arL rcqujrcd io delLrminL whcther rhis giv¥s rise lo a maieTial missiaicmcni In Ihc financial staiLinLni% Ihi'mselvLS. If, bas¢d on IhL WC)rk we havc perfi)rnic(l. WL LunLlud¢ thai IhL'ri is a material niissiaiement of thi5 other infomiation, we are requitrd to report thai fad. We have nothing7 to report in thi5 regard. Matters on M'hi¢h we are required to report bi. ex¢eption We have nothing to report in Te%peci of the following Mat*￿ ivhere the Chariiies IAccounLS and Reponsl Regulations 2008 rcquires us to r¢pon to you Jf, In our opinion.. Ihe Infunnalion given in ihe Report of the Tiuslecs is InLonsislent in any maleTial re￿pect with the financial slateinenis.. or ulli¢ieni accoujiiingr record% have not been kepi, or the fJnanLial siaiemLnls dre noi in 2grectMent with IhL dl¢VUTlting rccord% and ietU1715,' or we h4i'¢ nut receii cd all Ihe infoniiaiion dnd explanations WL rL'quirL for our audil. Page 4

Report of the Indtpendent Audiiors io the Trust¢e$ of Chevras Mo'oi Ladol Responsibilltl¢$ of trustees As cxpldin¢d Tnorc fiilly In Ihc SiaiemLni of TrubtLes' RLswTrnsibililiLs. thc Ini%i¢es Jr¢ r¢5ponsible fur thL' prLWdTation of the finaiicial Sldienienl5 whiLh give a ITue and fatr view. and for .%ULh int¢Tnal control as thc Irusiee.4 detcm)ine i. n¢¢e55ary io enable ihe preparaiion of fjnancial statement￿ that are free from Inaierial mi5siatenient, wheiher due to fraud or ciyor. In preparing tlTr¢ finiincial slaicmeni%, tlic Irusiccs are rLsponsiblc for a%s¢s%ing Ilie cliarily'8 ability io continuc as a going concem, disc105tne, a% appliciible. marter% relaled 10 80ing concern And using the g02ngT cojicern ba%i% ot accounting unless the rrustees either inicnd 10 Iiquidatc ihc LhLlrily or to ccasc opcrdlions. or have nv rec)IisllC dlicrnaiive bui tu d() -%u. Page 5

Report of the Independent AudSiors to the Trustets of Chevra$ Mo'04 Ladol Our responsibilities for the audit of the finAn¢lal $latcmcnt5 We have been appiiinted as audiioTh unJ¢r Seciion 144 of th¢ Charities ALI 2011 and rLport tn accordance with the Aei and rel¢iiant regulations made or having7 cffcci thcrL'undcr. Our objectii'es arc to obiairt rca50nable assurzn¢¢ aiK)ul whcrher thi finanLimpliancc with law% and Tcgulations. Wc design procedure.% in line WIIII OLir re%ponsibililies. ouiliiied aboi'e. 10 delecl niarerial nii4%latenienrs in re%pecl ol- irrLbuldriiies, lllcluding frdud. The ext¢ni Iv whiLh oiir proLeJiires Jie Lapablc ol'dLhieLlii]gT illfSYLilariiics. inLludingT fi'aud is Llelailcd bclow.. We &iqe%5 Compliance with applicable and regulaiions tliai could reas(Inablv be expected to have a aterial cffcct on IhL' findncial srarLmLnis. The kcy laws rcgwulations ￿'C hav¥ considercd in ihis coiilcxi inclu(led thc ChJrilie5 SORP IFRS 1021. In dddilion, we hlivi. LonsiderLd provi%ii?ns of othLr law% and regjiildlions Ihdt do not hdkL' a dircci cffeci on th¢ financial sraicmcni% but conipliance with which Inay bL fundarnenral io thc coiiipany's ability ro operate or lo avoid a materidl penalty. The ¢xl¢iil io which our PTocedures are cdpable of deieLling irregularili¢s. includinb fvaud 15 dctailed bLlow. Bascd on Ihe rcsulis (If our risk a%sLsstncnl we des1¥rtL￿ our audti pfuLcdurLs 10 Idenlify nnn-compliancL Wlth 4uLh law'% and TegTulalioii% idLniifiL>d ah()I'L.Wc di%LLi%%¢d M'iih inand¥LmLiil IhL LxIL'nl i)f compliance wilh those laws and regLilalions as part of OUT aiidit procedures. We addr¥ss IhL risk of fraud Ihruugh InanagLincni vvLrride of Lolltrvls. by obtaining dn understandin¥ of intml eort¢rol and by dcsigning audit proccdure% thai aTe appropriaiL and %ufficicni. Ive evaluatcd lh¢ 4ppropriatenLS% of accouniin& policies used and Ihe rea50nableiiess of accounting esiiin2te% and judgTeJneni% made by manabemeiii. We idcntified and assessed Jny significani tran&aLlions rhar arc unusuHI or oursidL Ihti nurnial course of business, we incorpordlLbd tL'%ting of Imanual juumiil Lnlries diid Lc)rrLxliuiis inio our dudil apprii£iLII. -our atidii pro¢eilure5 w'ere designed to identify aiid 2%s¢.%% i-isks of maieri¢il tnissldtemeni in Ihe flnancial stateincnts. wheihcr duc Iv fraud or crror. Thc risk of noi dL￿IeLting J maicrial inis%lalLtnent duc io traud is liigher than ihe risk of not dciLLliiig i?nc risiiliing fTI)rn C￿Or. as fTaud Tnay involvc Ll)Ilu%ioii. forgery. omission%. misrepresenlarions. or managwement ove￿Ide of cuntrols. We con)rnunicaled ideniili¢(f laws and rebulaiiuns and PL)ienlial fraud risks 10 all ¥iigagemei)1 Icam mcmbcrs and finiain¢d dlc11 TO dny indirJii0115 Ot- frnud ur non-compliancc with laws and regulationb throubTrhi)ul the iiudil. ThL en¥agy¢mcnt partnL'f L(In4i(lers Ihc L'rtbPd¥tiineiil tLam L()Ileciivcly had the appropriatc compeiencc and capabilitie8 10 Tdeniify or recognizc non-comp112nce ￿'it17 laivs and Tcgulalions. -Thete arc inherent IiTnilations in the audIt proLcdurcs desLribed Hbovc anLI the further rcmobed non-compliance wirh law% and T¢gTulaiions is from the ¢i.cnts and Iraiig£iclion% rcllL'LILJ In Ihe fiiianeial Slalenieiiis, IhL le%5 likLIy M'L W(iuld become aware of i¢. Al%0, Ihe risk of not deieciing a maitrial missiaterneni due lo fraud Is Iiiglher ilian th¢ risk of not det¢¢ting onc frojn crror. as fraud may involi.e delibcraic ioncealmcnt by, for ¢xa]nplc. tOTgery or inicnlioiial rnisrLprcsLniatiort. vr Ihrougli Lolliisi()n. Oiir rLsponsibilily 15 to concludL' whLther Ilic finanLidl slaicmLnls r¢pTeseni Ih underlying financial po%iiion and activitie% of the chaTiry and to ensure that Ihc overall conlcnt and presentation of the ftnancial slaiemenis give% a lair viem.. A funher deSCTipliot] of our respon%ibilitic.% for lh¢ audit of the fJnanLial lalcmcni% 14 11)Lated on Ihe Financial RLP()rtin& C.ouncÈl'8 M'cbsiie at wwlv.frc.org.u￿Uud1torsrc$p0llSi￿il1IieS. Thi5 de8cription forms part of our Report of the Independ¢nl Auditors. Page 6

Report of the Independent Auditors lo the Trust¢es of Chevras Mo'oz Ladol Us¢ of our report Thi5 rcport Is Inade sul¢ly tu the Lharily's tru51LCS. as a body. In a¢ionlaDLL with Yart 4 of IhL' C h2ri1i¢s IALcounts and Reports) Regulations 2008. Our audii work ha% been undertakcn so Iliai wc niighi qiaie to the chariiy's trusiee% those marters ￿'t are required io state to theTh In ali audiior5' report aiid tor no oiher purpo4e. To the fullesi exieni pemiittd by law, WL du nL)l acLcpl or as5Utnc rcsponsibiliiy io anyott¢ oihir than the charity and the chaniy's tn2St¢e5 as a body. for our dudii work. lor Iliis rcport. i)r for thL' ()pinic)Il% WL h(IVL foMLd. LU& YTI Manin 4 Heller Chartered Aciountants and Regi4lerL'd Auditor S North End Road Londo NWII 7JU Date.. Page 7

Chevras Mo'oi L4dol Statement of Finincial Actiiities for the lear Ended 31 fv19reh 2025 31.3.?5 Total funds Unresiri¢ied fund Re51ricled fund Toial funds Notes INCOME AND ENDUWI1ENTS FR01¥1 Donattons and legacies 9.846,205 Ini'e4ltnent income 10 Total ),846,?15 EXPENDITURE OY Chllrit¥ble uctivities Donaiion% 12.23.1.777 12,233,777 ID.240,506 Oihcr 46.448 40.448 28,688 Total 12,2811.2?5 12.2¥0.225 10.269.194 NET INCOMEIIEXPENDITbRE) 8?9.892 829,89? 1422,9791 RECONCILIATION OF FufiDS Total funds brouglii fon¥ard 125.595 125.595 548.574 TOTAL FUNDS CARRIED FORWARD 955,487 955,4517 115.595 The note% fomi part oftliesc financial %raiemenis Pd¥e 8

Chevr¥$ MD'O£ IAdDI il&lwnce Sheel 31 Mxrch 2V25 31..1.25 Totrdl funds 31.3.24 UnrestrSLE tiind Ristrictr fvnd nds l.XTr.D ASSb.I'S •2.6A{I 9.(K)7 lThvcsinieni 13 8?,0117 104.647 I1￿.647 ¥?.IIU7 CLRRENT.4SSET tk.biiirs Cash ai baiik 14 411143 5il.773 421.343 ii3.773 1é5.961 230.031 97$ 116 97) 116 3l)£ ()92 CRF.DITORS Atnuunts fallinL due withiii i)nL vL'Jr 11 ?4.7761 11?4.276 1352.404 j P*'F.'I CLIRRTr-Y'I' A55tr"I'S 511.K40 'K'O'J'AI.,Issb"rs 1,fr'ss Cl.IiRF'.I%" I.IABII.ITIF.S 955.487 955.487 595 955.487 95i.487 125.%95 FIINDS LlnrLqiriLtL(l fvnd 955.4g7 12S.59S TO'fAI. FUn4D 955.487 125.i95 'hc finaniial ppn)vcd h). Ili¥ and i¥'cr¢ signed on 115 hehaifby.. RI￿rd vl S'ruslcL'4 and auilii)riscd fiii" ISSWL J IJJum8l Thc notes lorni part vf thesc tinJncial %tJiciiiciiis

Chevra5 Mo'oz Ladol Cash Flo￿ Statement for the l'ear Ended 31 Mar¢h 2025 31..1.25 31..1.24 Noics Cash flows from operating attEvitie5 Cash geneTJied Iroii) operations 352,(M2 122C).293 Net Lash provided byl{used inl opcraiing aLtiVilies 352.fy12 1226,2931 Ca51L tlows from investlng Attivilie$ Purchase tsl'iangiible fix¢(I d.44c15 Interest r￿c)N'ed 128.3(K)I 10 N¢t lu%¢d Inyprovided by iiivcslinbP aLtiviliL.% 128.31101 Change in cash and cash equkvalents in th¢ rtportlng pcriod Cash and cash equiv91ents at the btglnNihg of the reportinR period 323.742 1226,2831 230,031 456,314 Cash and ¢#sh tqui%'alen15 at the end of the reporting perlod 553,773 230.031 The ni)ie.% foTm part of Ihe%c financial.%iai¢mLnl4 Page 10

Chevr4$ Mo'oz Ladol Notes to the Cash FIOH Statement for the l'ear Ended 31 March 2025 RECONCILIA TION OF NET INcO￿lE1{ExPEwDITuREl TO NET CASH FLOW FROM OPFRATIINC .4CTII'ITIF.S 31.3.25 31.3.24 Net incomell¢ip¢nditurel for th¥ r¢portin¥ period (as per the Statejnenl Of Financial ActiTr'ities} Adjuslrnents for: DL'preLlalivn LhJT¥es Interest received IlncreasclldeerLas¢ In debioT5 IDLLfL'a5L'llinLre(L4e in crcdiiors %29.892 1422.9791 5.660 1255.3821 122¥,1 ?81 196,687 let Cash provlded byllused inl opergilons 352,(H2 1226,2931 AYAL)'SIS OFCHANf.ES IN NET FUYDS Ai 114124 Cash flow. At 3113125 N¢t ca$h Cash ai bank 230,031 32i.742 553.773 230,031 323.742 55.1.773 Tolal 210.031 32".?,742 553.773 The nole% fomi pan i)f Ihcse financial %iaiL'm¢n14 Pagell

Chevras Mo'oz Ladol Not¢$ to Ihe Financlal S¢#ierneNts for the I'¢4r Ended 31 fvIArch 2Q25 GENERAL INFORMA'I'ION Thc Lharily Is a publiL bcncfii Lniiiy a ru¥isiLrLJ LhJriiy In F.ngland and Walt% 4n(I Ib unincorpi?raied. Tlie addTe%4 of rlie prinLipal ot'fic¢ 15.14 Ilcaihland Road. London, N16 5LZ. ACCOUNTING POLICIES Basi5 of preparing thr financtal stAtements Thc finaiiLial 5latemL'iils lif IliL chdTily. which 1% a public bLnL'fil ¢nlily undcr FRS IQ2. have been pT¢pdrL￿ in ac¢ordJiice witlJ tlie Cliantles SORP IFRS ia21 'Accountiiig and ReportlRg by Chaniies." Staiemcni of Recommended PTdCtice applicable 10 ¢harilies pirparinb their dCCOUllts in ac¢ordance with th¢ Financial Repurting Standard appli¢able in rhe UK dnd RLpubliL vf Ircland {FR8 102) Ict'fcLliVL l January ?0191'. FinanLtal Repi)rliiig Statidard la2 'The Fiiianiial Rcponin¥ Siandai-d applicablc In thc UK atid Republic i)r Ireland, aiid the Charities Act 2011. The financial slatenient% have b¢¢n PTepared under the IJi%iorical cost conveniion, with the exccption vf InN'¢simcnts which arc in¢liided at markci i'aluc. Thc financial siaiemenis arc prepared In Sterling 1£) 10 the near¢%1 pound which is also tlie functional ¢urTency of the charity. Actounting judgements and k¢w sources of estimati￿Th uncertainty The preparaiion of Ilie lin<incial %idlen)enl% requTre% nianagen)eni lo muke judgLnieni4. ¢stiniaie.% dnd dssuniplion% that JtTeLt the amounib reportcd. Thcbc csiimai¢s and Judscmcnis ar¥ ¥x)nlinually reviewed and arc ba5e(l on expericnLe dnd ()ther factors. inLludiDg expectations or riiluT¢ eveiils Ihal are be1je￿'ed i(1 be rcasonable undcr the circun)siances. All iiicome is recognJ*d in the Siaiemet)t of Financial Activitie% once the chariry hab enliilemeni io the fuiids, it is probable that tlie incomL will be reccivcd and lh¥ amount can be measurtyd rclTably. Eipendlture Liabilities (IrL rec0gjnlsL￿ ds expenditurc as S￿)n a% IhLtL is a Icgal or ¢onstruLtivc obligaiiun Lommirting Ihe Lharity lo Ihal expenJilurL. il 1% prtshdble ih41 a traIisfLr of LCC)n()miL benefits will required in ￿.111￿mellI and the amount of thc obligaiioii can be measurcd reliably. Expenditure is accouniLd for on an accrual.4 ba%is and ha bei'n ¢I<￿51r1ed ujider thai agb)re&Traie all cost Telated 10 the ¢Jiegory. Whcre tO.415 caiu]oi be Oiiectly attribulL￿ 10 Pdftilular hcadin85 thLy hJi'L bLLn alloLdlLJ Iv aLliN'itiLs on a bails Lonsisrcni ￿1th thc USL or resources. Grant5 offercd subjcLt to Lolldilions ivhi¢h have not becn mcl ar th¢ >.¢￿ cnd daic are noted as a commitment but not accrned a4 Cxpcndiiurc. Investments Ini'LsiinL'nls (ITe initially measured ai Losi and aye 4ubseqiienily rcmea%ur¢d to fair v21ll¢ at the end of cach Teporting pcriod. Any ¥ains or lo%sc% are rccordcd in Ilie profit and 1055 accoiini. Tinglble fixed assets Dcprcciaiion 1% piovidcd at the follo￿.]ng annual rates In order to write off each a5SCt over lis estimated ￿8efUl Taxation The charity Is ¢¥enipi from Lqx on il% Lharilablc aLtii'iiie.4. Fund #ccounting Unrestrictcd fiJnd% C£tn be used in accorddn¢¢ witli the charitable objectives ai the discretion of the Irusiee%. Restricted furmls can ottly be used tor panicular ie%tricled purposes within the objecis of the ¢haTity. Re%iri¢tlOn5 aTise whcn s￿lI11¢d by the dot]or or when fund5 are raiscd for partlLular Te5rriLied purpuses. Pd¥e 12 continued..

Chevr#s ￿10'OZ Ladol Note5 to Ihe Financial Statement$- continued for the Ye9r Ended 31 March 2025 ACCOUNTIING POLICIES- continued Fund accounting Furthcr cxplanaiiort uf ihe naliirc and purpose of Cach fund is includ¢d tn the not¢5 to ihc financial stdtements. For¢ign ¢urr¢neie5 As5cis and liabilities in forcign currLntlLg atL' Iianslalcd into sterling at thc raics ol. L'K¢hdiige ruling at Ihc balajice shLLI dat¢. -l-fdn.qaciions in lorLlgTn ¢urrciiLiLts arL Ifdn%lalL'd Iiiln ¥lLrling? al the rall of exLhan¥L' ruliii¥ al the date of transaction. Exchangt (Iiffercnce5 arc iaken Into a¢¢ount in arriving at th¢ opcrating reslllt. Finan¢i*l instrurnent5 Th¢ charity only has fina￿Cial a55ets and ljabiliiieb of a kind iliai qualify as basic financial insirniments. Basic finanLial instrument5 are initially r¢iognised ar ihe amoiini r¢¢¥ivable or payable iniliidinu any related Iran8a¢tion costs. CU￿C￿l assets CUTrenl liabiliiics are sub5equenily InLa￿Urc'd at the amount cxp¢cled to be received or paid dnd not di.4counicd. Do￿ATIONs AND LEGACIES Donatiott% 9,R46.205 INN'ESTMENT INCOME 31.3.24 DeFQSii account iniet¢st 10 CHARITABLE ACTiifiTIES COST5 Grant funding i)f 6} Donations 12,233.777 GRANTS PAY ABLE 31.3.25 31.3.24 Dot]ations 12.231.777 10.240.506 The iotsl gTanls paid 10 in.%liliiliL)ns during the yLdr wa5 as follows.. 31.3.25 31.3.24 Donations 10 Institutions 8.804,753 Page 13 ontinued...

Chevras Mo'oz LadoI ote$ to the FinanclAI Si#iernents- ¢ontiNued for the *'ear Ended 31 March 2025 GRANTS PA YABLE- continued AC.UZAS AHARON AFIAVAS CI IESE.D BEERETZ IIAKODESFI BAIT LIM,MUD VECHLSID BLIS HATA VSHIL- BNEI EIIiAK BEII. ISRAEL QHARITABLE TRUST BEN AMIL4HAM CHAIUTABLE TRUST BETH LF.CHINUCH CANWEY ISLAND LTD CIIAIM VECI IESED CHASDI YAAK()V BEIS SHCMESH CHAYIM VECFIESED USA S CHOCHMAT YAAKOV BET SHEMESH DARL41 MORDECHA DIBROT MORDFQ-HAI DDVF.R SH(ILEM COMMUNITY TRUST EZER LEYOLDOS FUNDALJA CHASY[￿w LEZAJSK- POLSKA UNDfJ (yRANTS- IS]L4ELISOCIAL GULSIIEFSKY GILINTS MADE HEICHEL HAN'FFES&I BITAR KEHAL CHASIDEI YER(ISHALYIM KERFN LZRA MIMEIZAR KERt.N HUAOR LLCHEk'RA KOLFL A VRECHIM VFYOF.L MOSHF. KOLLEL BEThT HAZMANIM CHAFZTWA KOLLEL BINAT JSACI IAR KOLLIL EYUN KOLLEL HUAOR LECH￿V￿A LEMANN ACHEI BRLSLOV MACHON TORANI IBRA DLDASHA MARS ORG LTD MAYAN BLUMA MEIRIM ILLUMJNATING LTD MERCAZ HATOtiAH PAKDES HANA MERCAI TORAH VECHESED MESAMCHF. LEV MIFAL MATFL4N BUSISOR MYESOIDY SHEL DOV DREIMAN MORESHF.T HATORAH MOSDQS OHAI'ET TQRQSECHU NACHLEI NETZECH NICHSEFA OHEL SARA UBEF.R MIRIAM OHEL YESHEA HEIFA 0140LEI YOM TOV ACADEMY OHR TOIL4H LTD OPEN DQQR SOC.IETY PEDUT VE14ATZALA PINSK L4RLIN QUATE DEVELOPMENTS LTD REI'ACH VEHAZOLA TRUST SHAARE ZOAR HOCIIMA SèIAREI CHESED ILONDON} SHEKEL HAKODESH LELOV 78,4ao 39,482 28.760 98..542 21.929 2i.580 50,000 3,649,839 ,143.??5 23n.774 2Q?.4S2 26,X55 84.500 52,805 119,857 25.302 22,889 26.R5.1 4(J.649 537,800 29,400 129.246 70.0(X) 25.959 33.%09 2.1.527 274,756 74.065 21.050 161.206 22,120 140,500 243.318 24.634 26.427 29.999 54.806 54,954 20.000 21.448 117.006 20,628 20,OOQ 20.811 68.484 27.265 Page 14 continued...

ChevY4s Mo'oz Ladol Note5 to the Flnancial Statements- continued for the Year Ended 31 March 21125 GRA.NTS PAYABLE- oontinued SHOMRF.I FMUNIM INSTITUTION.$ TCHERN()BEL FOUNDATlnN LTD TIFERF.S JLRUSALEM BLRETZ I.IAKODOSfrI TORAT SIMLHA TOVA UVRUCHA YAD LLIEZER YAFIAZORU LENI£KAKIM YESAMACH LF.VAV YESHIVA REB AMROM CHASIDA YESIIIVAS CI IA YEI MOISIIE FO YESIIIVAS TURAH CEIESED GRANTS LESS THAN £20.0 25.960 4a.000 22.540 46.177 24.7.$0 77.-345 25.086 4).5110 20.876 28.415 21.280 989.733 SUPPORT COSTS Govcrnan¢e Other resources eX￿lid 46,448 AUDITORS, REMUNERATION 31.3.25 -31.3.24 Fees payable to the charity's aiiditors for the audit of the charity's financial siaicm¢nt 2,4(K) 2,400 TRUSTEES, RE%IUNF.RATION AIYD BEINEFITS There were no trustee￿. rcmuneratloll OT Otlicr benlfils for rhe year endcd .11 March 2025 noT foi Ihc year ended 31 Mllrch 2024. Tru51ee5 expens¢5 Thcre wer¢ n(> ITUSlees' cxpensL5 paid for the year cndcd_31 MarLh 2025 nor foT the year Lnded 31 March 2024. Page 15 eolllinued...

Chevr4s ￿l0,￿Z LAdol Notes lo the Flnancial Statemen¢5- continued fur the I'ear Ended.11 fvlarch 2025 STAFF COSTS 31.3.25 31.3.?4 Wages and salari -12.057 15.195 -32.1157 15,195 The average moiiihly nUM￿T of employ¢e% duringT ihe year Wd5 as follows.. 31.3.?5 31.3.24 Administration No employees receivcd emoltiments in exce%$ of £60,000. The averagc number of employ¢Ls duringr the yLaT, calciilatcd on the basis of tull-time equivdlent5'. was less than one. COMPARATII'LS FOR THE STATEMF.NT OF FINANCIAL AcfiviTIES Lnre%lTicicd tund Resiricted tiind IINCOME AND ENDOWTrIENTS FRONI Donations and legdLie5 9.846,205 9.846,205 Inveslmeni inLomL 10 10 Tni*l 9.846.215 9,846,215 EXPET¥DITURF. OP4 Charitable activities Donaiiuns 10,240,506 10,?40.51)6 Oiher 2R.688 28,688 Total 10.261).194 10.269,194 NET INCOMEIIEXPENDITURE) 1422,97Y I 1422,9791 RECONCILIATION OF Fb'liDS Torxl fund5 brought foTh¥'ard 548.574 548.574 TOTAL FUNDS CARRIED FORWARD 125.595 125.595 Pagye 16 coniinu¢d...

Chevras Mo'02 Ladol Ilott5 to the Finan¢i#l Statements- ¢ontinued for the I'egr ENded 31 Marth 21125 12. TAINCIBLE FIXED ASSETS Con)puier yUiPTncnl COST Addititsns 28,3(X) DEPRECIATION Chargl. for vcar 5,660 NET BOOK VALUE Ai 31 March ?025 22.610 Ai 31 March 2024 13. FIXED ASSET INVEST￿lENTs UnlistL'd investinenis MARKET VALLIE At l April 2024 and 31 March 2025 82.(X)7 NET BOOK VALUE Ai 31 March 20?5 82.IX)7 At 31 March 20?4 82.007 The trustees havc consideTed ihe valuaijon of Ihc invc%tmeni at the date of the balance sheet. Ely th¢ nature of the life policy, the value is acn2&rially detern)ined. as Wd5 done at the lirne of the purchase ot- Ihe InveSTmeni in ?(K)8. Thc rru%tee% have taken ad￿lee as 10 wlieilicr thL valuation has changyed in thc year under revicw. The health of rhc lite dssured has not Lletcriorarcd in tliL veaT. dnd th¢rL,fore it is considered unlikely that thcre has bL'¢n dny material uplirt in valiiaiion lin)In IhL original Lvsl. Alihougyh ihcri is very liiilc Cli￿lnt rLsale 4LIiviiy in such policics d￿e to gcncral Inarkei cundiiions. the trusiccs are adi'istd Iliai a4 Ihc inaniriiy is simply a quesiion ot. Iirne, and the trusi¢es havL no ini¢ntion of realising the invcsimenl before maturity. there are no grounds fur any material r¢valuaiion io r¢dui¢ thc value of ihe investmLni ai the presenr time. 14. DEBTORS.. AIMOLliTS FALLING DbE WITHIN, ONI E YEAR 31.3.25 31.3.24 Other dcbtors Prcpaym¢nis and uccrucd incomc 421.015 328 165,63_3 328 421.343 16.5,961 Page 17 continued...

Chtvra$ Nlo'oz L4dol otes to the FÉn8ncial StatL'menls- tnlllinued for the Year Ended 31 March 2025 CREDI'foRS: AMOUNTS FALLING DUL WITHIN ONE YEAR 31.3.25 31.3,24 Trade crediiors Other crediiors 19,680 104.596 5.408 346,996 124.276 352.41H 16. MovE￿IENT IN FUNDS Net movLmciil Tii funds Ai 114124 Ai 3113125 L Threstri¢t¢d funds Gen¢ral fund 125,595 E29.892 955.487 TOTAL FUNDS 125.595 829.892 955,487 Nel Tn0V￿￿ent in funds. inLILid¢d tn the dbovc arL follows.. Incoming rcsourccs Resources exp-nd¢J Movement in fun(Is nrestrtcted fund5 General fund 112.?80,225) 829,892 TOTAL FUNDS 112.280.2251 829,89? Comparative5 fnr muvement Net movemenl in funds At 11412.1 At 3113124 Unrvstricted fund$ General fund 54¥,574 1422.9791 125,595 TOTAL FUN¥DS 548,574 1422.9791 125,595 Page IR continued...

Ch¢vr#$ Mo'oz Ladol Note5 to tht FinaneiAI Siatements- tontinued for the l'ear Ended.11 March 2025 16. mOvE￿IENT JN FUNDS- t￿ntInUed Comparative nel IMovemLni in funds. includLd in ihe Jbc?ve aTe as follows.. Inci)ming resourccs Resources cxpended Movement in funds Unrestrl¢ted fund5 GLnL'fdl fvnd 9.846.215 110,269,194) {422.9791 TOTAL FUNDS 9.846.?15 110,269.1941 1422,9791 A curreni yeai 12 tnonths and prior year 12 months combineLf position is as follows.. movemeni iE] funds Al 114123 At.1113125 Unrestritled fund5 GcDcral fund 54%.574 406,913 955.487 TUTAL FUNDS 54¥,574 406,913 955.4x7 A Lutrenl year 12 months dnd prior year 12 mvnths £ombincd Jei movement in tunds, included in the dbove ar¢ a% follows.. Incoining rcsourL¢s Re%ouTces CXPLnd¢d Movenieni in lun(Is Unrestrleted funds G¢nLral fund 22.956.3.12 122.549.419 } 406,913 TOTAL FUNDS 22.956.332 12?.549.4191 406,91_3 17. RELATED PARTY DISCLOSURES Donation5 made by the chariry include the following am()unls which were dondled lo chariiie5 which have tntstees io Lommon with Ch¢vrd5 Mo'oz Ladol.. C05rn0n IBc121 Lid Bclz Foundaiion Ltd Morishet Halorah Lld 500 140,51)0 Dunalion5 rec¥1VL￿ by the charity Include the following amounts w,hiLh werc rcLeivd fTom Lhariiies which have IrusiLL'S in Li)mmon with ChLvr<l% Mo'ol. Ladol.. Moreshei Hatordh Ltd 15,IM)0 Pa¥e 19