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2025-03-31-accounts

Docusign Envelope ID: EE364EE6-3504-473D-8ECE-CC095E7EF20A

CHARITY REGISTRATION NUMBER: 294519

Christian Enterprise Foundation

Unaudited independently examined financial statements

31 March 2025

Docusign Envelope ID: EE364EE6-3504-473D-8ECE-CC095E7EF20A

Christian Enterprise Foundation

Financial statements

Year ended 31 March 2025

Page
Trustees' annual report 1
Independent examiner's report to the trustees 5
Statement of financial activities 6
Balance sheet 7
Notes to the financial statements 8

Docusign Envelope ID: EE364EE6-3504-473D-8ECE-CC095E7EF20A

Christian Enterprise Foundation

Trustees' annual report

Year ended 31 March 2025

The trustees present their report and the unaudited financial statements of the charity for the year ended 31 March 2025.

The financial statements have been prepared in accordance with the accounting policies set out in notes to the accounts and comply with the charity's governing document, the Charities Act 2011 and Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland published in October 2019.

Reference and administrative details

Registered charity name Christian Enterprise Foundation Charity registration number 294519 Principal office c/o Lakenheath Peace Memorial Hall High Street Lakenheath Suffolk IP27 9EW

The trustees

The trustees who served during the year and at the date of approval were as follows:

E Neal (Chairman) H Brown S Cook V Little R Radcliffe I Smith Independent examiner A Robinson FCA Lovewell Blake LLP Chartered accountants First Floor Suite 2 Hillside Business Park Bury St Edmunds IP32 7EA

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Docusign Envelope ID: EE364EE6-3504-473D-8ECE-CC095E7EF20A

Christian Enterprise Foundation

Trustees' annual report (continued)

Year ended 31 March 2025

Objectives and activities

The governing document of the Charity states that the primary purposes of the entity are the advancement of the Christian Faith and; the provision, or assistance in the provision of facilities to relieve persons over the age of 65 years when they are in need, and the provision, or assistance in the provision of facilities for the benefit of the inhabitants of Lakenheath and surrounding area for their education, recreation and other leisure-time occupation so that their conditions of life may be improved and so that their moral and spiritual welfare may be promoted.

Public benefit

The Charity aims to benefit:

In shaping our objectives for the year and planning our activities, the Trustees have considered the Charity Commissions guidance on public benefit when setting the objectives for the year.

The Trustees confirm that they have complied with the duty in section 4 of the Charities Act 2011.

Grant making policy

The Trustees consider all application for grants on their own merits.

Investment policy

The Trustees have consulted independent financial advisors with the aim of wealth preservation and developing an income for the Charity. The Trustees consider that the investments have performed satisfactorily in the current difficult economic climate.

The freehold properties are let on tenancies of varying length to provide ongoing income and are managed by the Trustees. The Trustees have discussed the value of the freehold investment properties and agreed that there has been no material change.

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Docusign Envelope ID: EE364EE6-3504-473D-8ECE-CC095E7EF20A

Christian Enterprise Foundation

Trustees' annual report (continued)

Year ended 31 March 2025

Achievements and performance

During the year 19 (2024: 15) grants totalling £52,844 (2024: £46,834) were made to local groups and grants to individuals during the year amounted to £Nil (2024: £Nil).

Below are details of the activities which have been funded:

Lakenheath Primary School To support additional teaching and teaching support Elveden Estates For Christmas Trees Lakenheath Methodist Church Projector maintenance and cameras to enable online streaming Lakenheath Football Club Supporting the extension of the football pitch Lakenheath Scouts Help with costs to run their summer camp Epic Dad Club For the purchase of equipment for the scheme Lakenheath Peace Memorial Hall For 2nd hand instruments and amplifiers for a music group Youth Football For a new storage container for lawn mower and equipment Monday Club Help with costs Lakenheath Foodbank Help with costs Silver band Help with costs Camera Club Help with costs Queyside For a TV license Lakenheath Parent Toddler for play equipment

Financial review

The Charity’s financial activities for the year are shown in the Statement of Financial Activities within these financial statements. This shows the main sources of funds is considered to be income from investments which amounted to £25,115 (2024: £16,100). Total expenditure amounted to £56,327 (2024: £59,711) of which £55,934 (2024: £46,834) related to grants and donations paid. Cash balances increased significantly as a result of the sale of 6 Wings Road Close to £177,959 (2024: £27,108).

After the year’s activities a balance of unrestricted funds amounted to £623,924 (2024: £658,423).

Reserves policy

The Charity relies on investment income to fund its charitable activities. It is the policy of the Charity that, excluding funds invested, funds should be maintained at a level that enables it to meet future commitments until further investment income is received.

Current free reserves, unrestricted funds amounted to £623,924 (2024: £658,423) and endowment funds amounted to £381,523 (2024: 391,457).

Cash funds net of liabilities are £174,929 (2024: £19,428) and the Trustees aim to hold up to £40,000 (2024: £40,000). The Charity's increased cash funds relate to the sale of property. With the decrease in interest rates it intends to review the level of cash held in 2025/26 to ensure the objects can be met together with the best return on funds.

Plans for future periods

The Charity aims to continue its activities into the year end 31 March 2026 with the objective to support those individual and beneficiaries as listed in the Trustees report for the foreseeable future.

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Docusign Envelope ID: EE364EE6-3504-473D-8ECE-CC095E7EF20A

Christian Enterprise Foundation

Trustees' annual report (continued)

Year ended 31 March 2025

Structure, governance and management

Christian Enterprise Foundation was established under a trust deed dated 30 January 1986 and was approved by the HMRC Charity Division and is registered with the Charity Commission (registration number 294519). The charity is governed by a Charity Commission Scheme dated 15 August 2001.

Organisational structure

Christian Enterprise Foundation has a board of six Trustees who hold regular bi-monthly meetings. Extra meetings are held if required. The Trustees take responsibility for the day to day running of the Charity.

Recruitment and appointment of trustees

New Trustees are identified and appointed by the existing Trustees. The Trustees who served during the year and up to the date of signing this report are listed on the reference and administration details page of these financial statements.

Neither the Trustees nor persons connected with them received any remuneration, other benefits or reimbursement of expenses from Christian Enterprise Foundation or any connected organisation.

Induction and training of new trustees

On appointment all Trustees are provided with a copy of the Trust Deed, Charity Commission Guidelines for Trustees and a copy of the latest accounts.

Risk Management

The Trustees are responsible for the management of the risks faced by the Charity. The key control is the close involvement of the Trustees in the day to day running of the Charity. The Trustees are satisfied that the major risks identified have been adequately mitigated where necessary. It is recognised that systems can only provide reasonable but not absolute assurance that major risks have been adequately managed.

True and fair override

The financial statements have been prepared to give a true and fair' view and have departed from the Charities (Accounts and Reports) Regulations 2008 only to the extent required to provide atrue and fair view'. This departure has involved following the Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland issued in October 2019 rather than the Accounting and Reporting by Charities: Statement of Recommended Practice effective from 1 April 2005 which has since been withdrawn.

Independent examiner reappointment

A resolution to appoint A Robinson FCA of Lovewell Blake LLP as independent examiner will be proposed at the next Annual General Meeting.

18/11/2025

The trustees' annual report was approved on .............................. and signed on behalf of the board of trustees by:

E Neal (Chairman) I Smith Trustee Trustee

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Docusign Envelope ID: EE364EE6-3504-473D-8ECE-CC095E7EF20A

Christian Enterprise Foundation

Independent examiner's report to the trustees of Christian Enterprise Foundation

Year ended 31 March 2025

I report to the charity trustees on my examination of the financial statements of the charity for the year ended 31 March 2025 which comprise the statement of financial activities, balance sheet and the related notes.

Responsibilities and basis of report

As the charity's trustees you are responsible for the preparation of the financial statements in accordance with the requirements of the Charities Act 2011 (‘the Act’).

I report in respect of my examination of the charity's financial statements carried out under section 145 of the Act and in carrying out my examination I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.

Independent examiner's statement

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

  1. accounting records were not kept in respect of the charity as required by section 130 of the Act; or

  2. the financial statements do not accord with those records; or

  3. the financial statements do not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a ‘true and fair' view which is not a matter considered as part of an independent examination.

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Your attention is drawn to the fact that the Charity has prepared the accounts (financial statements) in accordance with Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) in preference to the Accounting and Reporting by Charities: Statement of Recommended Practice issued on 1 April 2005 which is referred to in the extant regulations but has since been withdrawn.

I understand that this has been done in order for the accounts to provide a true and fair view in accordance with the Generally Accepted Accounting Practice effective for reporting periods beginning on or after 1 January 2015.

A Robinson FCA Independent Examiner

Lovewell Blake LLP Chartered accountants First Floor Suite 2 Hillside Business Park Bury St Edmunds IP32 7EA 18/11/2025

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Docusign Envelope ID: EE364EE6-3504-473D-8ECE-CC095E7EF20A

Christian Enterprise Foundation

Statement of financial activities

Year ended 31 March 2025

2025 2024
Unrestricted Endowment
funds funds Total funds Total funds
Note £ £ £ £
Income and endowments
Investment income 4 25,115 25,115 16,100
Other income 5 1,458 1,458 6,193
-------------------------- ------------- -------------------------- --------------------------
Total income 26,573 26,573 22,293
========================== ============= ========================== ==========================
Expenditure
Charitable activities 6 55,934 55,934 58,027
Other expenditure 7 393 393 1,684
-------------------------- ------------- -------------------------- --------------------------
Total expenditure 56,327 56,327 59,711
========================== ============= ========================== ==========================
Net (expenditure)/income and net
movements in funds before gains and
losses on investments (29,754) (29,754) (37,418)
Net (losses)/gains on investments 8 (4,745) (9,934) (14,679) 118,163
-------------------------- ---------------------- -------------------------- -------------------------------
Net (expenditure)/income and net
movement in funds (34,499) (9,934) (44,433) 80,745
========================== ====================== ========================== ===============================
Reconciliation of funds
Total funds brought forward 658,423 391,457 1,049,880 969,135
------------------------------- ------------------------------- --------------------------------------- ---------------------------------------
Total funds carried forward 623,924 381,523 1,005,447 1,049,880
=============================== =============================== ======================================= =======================================

The statement of financial activities includes all gains and losses recognised in the year. All income and expenditure derive from continuing activities.

The notes on pages 8 to 14 form part of these financial statements.

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Docusign Envelope ID: EE364EE6-3504-473D-8ECE-CC095E7EF20A

Christian Enterprise Foundation

Balance sheet

31 March 2025

2025 2024 2024
Note £ £ £ £
Fixed assets
Investments 11 830,518 840,452
Current assets
Investments 12 190,000
Cash at bank and in hand 177,959 27,108
------------------------------- -------------------------------
177,959 217,108
Creditors: Amounts falling due within
one year 13 (3,030) (7,680)
------------------------------- -------------------------------
Net current assets 174,929 209,428
--------------------------------------- ---------------------------------------
Total assets less current liabilities 1,005,447 1,049,880
--------------------------------------- ---------------------------------------
Net assets 1,005,447 1,049,880
======================================= =======================================
Funds of the charity
Endowment funds 381,523 391,457
Unrestricted funds 623,924 658,423
--------------------------------------- ---------------------------------------
Total charity funds 14 1,005,447
=======================================
1,049,880
=======================================

These financial statements were approved by the board of trustees and authorised for issue on 18/11/2025 ........................, and are signed on behalf of the board by:

EO) NM ewe TLS Gah E Neal (Chairman) I Smith Trustee Trustee

The notes on pages 8 to 14 form part of these financial statements.

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Docusign Envelope ID: EE364EE6-3504-473D-8ECE-CC095E7EF20A

Christian Enterprise Foundation

Notes to the financial statements

Year ended 31 March 2025

1. General information

The charity is a public benefit entity and a registered charity in England and Wales and is unincorporated. The address of the principal office is c/o Lakenheath Peace Memorial Hall, High Street, Lakenheath, Brandon, Suffolk, IP27 9 EW.

2. Statement of compliance

The charity constitutes a public benefit entity as defined by FRS 102. The financial statements have been prepared in accordance with Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland issued in October 2019, the Financial Reporting Standard applicable in the United Kingdom and Republic of Ireland (FRS 102), the Charities Act 2011 and UK Generally Accepted Accounting Practice.

3. Accounting policies

Basis of preparation

The financial statements have been prepared on the historical cost basis, as modified by the revaluation of certain financial assets and investment properties measured at fair value through income or expenditure.

The financial statements are prepared in sterling, which is the functional currency of the entity.

Going concern

The accounts have been prepared on the going concern basis and the Trustees believe that no material uncertainties exist. The Trustees have considered the level of funds held and the expected income and expenditure for the next 12 months from authorising these financial statements. The budgeted income and expenditure is sufficient with the level of reserves for the charity to be able to continue as a going concern.

Judgements and key sources of estimation uncertainty

The preparation of the financial statements requires management to make judgements, estimates and assumptions that affect the amounts reported. These estimates and judgements are continually reviewed and are based on experience and other factors, including expectations of future events that are believed to be reasonable under the circumstances.

The Trustees have considered that there are no critical accounting estimates or critical areas of judgement to disclose within these financial statements.

Income tax

As an unincorporated charity, the activities are exempt from United Kingdom Income and Corporation taxation, provided that the income is applied to charitable purposes.

Fund accounting

Unrestricted funds are available for use at the discretion of the trustees to further any of the charity's purposes.

Restricted funds are subjected to restrictions on their expenditure declared by the donor or through the terms of an appeal, and fall into one of two sub-classes: restricted income funds or endowment funds.

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Docusign Envelope ID: EE364EE6-3504-473D-8ECE-CC095E7EF20A

Christian Enterprise Foundation

Notes to the financial statements (continued)

Year ended 31 March 2025

3. Accounting policies (continued)

Income

All income is included in the statement of financial activities when entitlement has passed to the charity, it is probable that the economic benefits associated with the transaction will flow to the charity and the amount can be reliably measured. The following specific policies are applied to particular categories of income:

Expenditure

Expenditure is recognised on an accruals basis as a liability is incurred. Expenditure includes any VAT which cannot be fully recovered, and is classified under headings of the statement of financial activities to which it relates:

All costs are allocated to expenditure categories reflecting the use of the resource. Direct costs attributable to a single activity are allocated directly to that activity. Shared costs are apportioned between the activities they contribute to on a reasonable, justifiable and consistent basis.

Investments

Unlisted equity investments are initially recorded at cost, and subsequently measured at fair value. If fair value cannot be reliably measured, assets are measured at cost less impairment.

Listed investments are measured at fair value with changes in fair value being recognised in income or expenditure.

Investment property

Investment property is initially recorded at cost, which includes purchase price and any directly attributable expenditure.

Investment property is revalued to its fair value at each reporting date and any changes in fair value are recognised in income or expenditure.

If a reliable measure of fair value is no longer available without undue cost or effort for an item of investment property, it shall be transferred to tangible assets and treated as such until it is expected that fair value will be reliably measurable on an on-going basis.

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Docusign Envelope ID: EE364EE6-3504-473D-8ECE-CC095E7EF20A

Christian Enterprise Foundation

Notes to the financial statements (continued)

Year ended 31 March 2025

3. Accounting policies (continued)

Financial instruments

A financial asset or a financial liability is recognised only when the entity becomes a party to the contractual provisions of the instrument.

Basic financial instruments are initially recognised at the amount receivable or payable including any related transaction costs, unless the arrangement constitutes a financing transaction, where it is recognised at the present value of the future payments discounted at a market rate of interest for a similar debt instrument.

Current assets and current liabilities are subsequently measured at the cash or other consideration expected to be paid or received and not discounted.

Debt instruments are subsequently measured at amortised cost.

4. Investment income

Unrestricted Total Funds Unrestricted Total Funds
Funds 2025 Funds 2024
£ £ £ £
Bank interest 1,452 1,452 249 249
COIF interest 23,663 23,663 15,851 15,851
-------------------------- -------------------------- -------------------------- --------------------------
25,115 25,115 16,100 16,100
========================== ========================== ========================== ==========================

5. Other income

Unrestricted Total Funds Unrestricted Total Funds
Funds 2025 Funds 2024
£ £ £ £
Bungalow rent received 58 58 4,230 4,230
Land rent received 1,400 1,400 1,400 1,400
Other income 563 563
---------------------- ---------------------- ---------------------- ----------------------
1,458 1,458 6,193 6,193
====================== ====================== ====================== ======================

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Docusign Envelope ID: EE364EE6-3504-473D-8ECE-CC095E7EF20A

Christian Enterprise Foundation

Notes to the financial statements (continued)

Year ended 31 March 2025

6. Expenditure on charitable activities

Unrestricted Total Funds Unrestricted Total Funds
Funds 2025 Funds 2024
£ £ £ £
Grants and donations paid 52,844 52,844 46,834 46,834
Support costs 3,090 3,090 11,193 11,193
-------------------------- -------------------------- -------------------------- --------------------------
55,934 55,934 58,027 58,027
========================== ========================== ========================== ==========================
Analysis of support costs
2024 2023
£ £
Independent examiners fee 3,030 1,094
Sundry expenses 156
Bank charges 60 97
---------------------- ----------------------
3,090 1,347
====================== ======================
7. Other expenditure
Unrestricted Total Funds Unrestricted Total Funds
Funds 2025 Funds 2024
£ £ £ £
Bungalow expenses 393 393 1,684 1,684
============= ============= ====================== ======================
8. Net (losses)/gains on investments
Unrestricted Endowment Total Funds
Funds Funds 2025
£ £ £
Gains/(losses) on listed investments (9,934) (9,934)
Gains on investment property (4,745) (4,745)
---------------------- ---------------------- --------------------------
(4,745) (9,934) (14,679)
====================== ====================== ==========================
Unrestricted Endowment Total Funds
Funds Funds 2024
£ £ £
Gains/(losses) on listed investments 38,163 38,163
Gains on investment property 80,000 80,000
-------------------------- -------------------------- -------------------------------
80,000 38,163 118,163
========================== ========================== ===============================
9. Independent examination fees
2025 2024
£ £
Fees payable to the independent examiner for:
Independent examination of the financial statements 3,030
======================
2,940
======================

10. Trustee remuneration and expenses

No trustees received any remuneration or reimbursed expenses during this or the prior year.

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Docusign Envelope ID: EE364EE6-3504-473D-8ECE-CC095E7EF20A

Christian Enterprise Foundation

Notes to the financial statements (continued)

Year ended 31 March 2025

11. Investments

Listed Investment
investments properties Total
£ £ £
Cost or valuation
At 1 April 2024 740,452 100,000 840,452
Additions
Fair value movements (9,934) (9,934)
------------------------------- ------------------------------- -------------------------------
At 31 March 2025 730,518 100,000 830,518
=============================== =============================== ===============================
Impairment
At 1 April 2024 and 31 March 2025
===============================
Carrying amount
At 31 March 2025 730,518 100,000 830,518
=============================== =============================== ===============================
At 31 March 2024 740,452 100,000 840,452
=============================== =============================== ===============================

All investments shown above are held at valuation.

Investment properties

Investment properties have not been revalued by an independent valuer in this or the prior year.

The historical cost of investment property at the year end is £100,000 (2024: £100,000).

Financial assets held at fair value

Fair value is determined by an externally provided investment portfolio managed by Lovewell Blake Financial Planning Limited at each reporting date.

The historical cost of listed investments at the year end is £630,000 (2024: £630,000).

12. Investments

2025 2024
£ £
Investment properties held for sale 190,000
============= ===============================
13. Creditors: Amounts falling due within one year
2025 2024
£ £
Accruals and deferred income 3,030 7,680
====================== ======================

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Docusign Envelope ID: EE364EE6-3504-473D-8ECE-CC095E7EF20A

Christian Enterprise Foundation

Notes to the financial statements (continued)

Year ended 31 March 2025

14. Analysis of charitable funds

Year ended 31 March 2025

Endowment funds

Expenditur Gains and At 31 Mar
At 1 Apr 2024 Income e losses Transfers 2025
£ £ £ £ £
Endowment fund 391,457 (9,934) 381,523
Unrestricted funds
General Fund 658,423 26,573 (56,327) (4,745) 623,924
--------------------------------------- -------------------------- -------------------------- -------------------------- ------------- ---------------------------------------
1,049,880
=======================================
26,573
==========================
(56,327)
==========================
(14,679)
==========================

=============
1,005,447
=======================================

Year ended 31 March 2024

Endowment funds

Expenditur Gains and At 31 Mar
At 1 Apr 2023 Income e losses Transfers 2024
£ £ £ £ £
Endowment fund 353,294 38,163 391,457
Unrestricted funds
General Fund 615,841 22,251 (59,669) 80,000 658,423
------------------------------- -------------------------- -------------------------- ------------------------------- ------------- ---------------------------------------
969,135 22,251 (59,669) 118,163 1,049,880
=============================== ========================== ========================== =============================== ============= =======================================

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Docusign Envelope ID: EE364EE6-3504-473D-8ECE-CC095E7EF20A

Christian Enterprise Foundation

Notes to the financial statements (continued)

Year ended 31 March 2025

15. Analysis of net assets between funds

31 March 2025
General Endowment Total
Funds Funds Funds
£ £ £
Investments 450,000 380,518 830,518
Current assets 173,924 1,005 174,929
------------------------------- ------------------------------- ---------------------------------------
Net Assets 623,924 381,523 1,005,447
=============================== =============================== =======================================
31 March 2024
General Endowment Total
Funds Funds Funds
£ £ £
Investments 450,000 390,452 840,452
Current assets 208,423 1,005 209,428
------------------------------- ------------------------------- ---------------------------------------
Net Assets 658,423 391,457 1,049,880
=============================== =============================== =======================================

16. Related parties

There were no related party transactions in this or the prior year.

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