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2020-09-30-accounts

REGISTERED CHARITY NUMBER: 293460

Report of the Trustees and Unaudited Financial Statements for the Year Ended 30 September 2020

for

Beth Jacob Foundation

Martin+Heller 5 North End Road London NW11 7RJ

Beth Jacob Foundation

Contents of the Financial Statements for the Year Ended 30 September 2020

Page
Report of the Trustees 1 to 2
Independent Examiner's Report 3
Statement of Financial Activities 4
Balance Sheet 5
Notes to the Financial Statements 6 to 9
Detailed Statement of Financial Activities 10

Beth Jacob Foundation

Report of the Trustees for the Year Ended 30 September 2020

The trustees present their report with the financial statements of the charity for the year ended 30 September 2020. The trustees have adopted the provisions of Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019).

OBJECTIVES AND ACTIVITIES Objectives and aims

The charity's objects ("objects") are specifically restricted to the following:

The advancement and promotion of the Jewish religion amongst Jewish girls in accordance with the orthodox tenets thereof.

The charity provides opportunities for learning and fun beyond family and formal education, enabling young people to discover themselves, build trusted relationships and gain confidence and valuable life skills in an environment that upholds the ethos and values of authentic Jewish tradition.

Public benefit

The Trustees confirm their compliance with the duty to have due regard to the Public Benefit guidance published by the Charity Commission when reviewing the charity's aims and objectives and in planning future activities.

STRUCTURE, GOVERNANCE AND MANAGEMENT Governing document

The charity is controlled by its governing document, a deed of trust and constitutes an unincorporated charity.

Risk management

The trustees have identified and reviewed the major risks to which the charity is exposed. Both manual and automated checks are regularly invoked, particularly those relating to the operations and finance of the charity. The trustees are satisfied that these systems and procedures mitigate any perceived risks.

REFERENCE AND ADMINISTRATIVE DETAILS Registered Charity number

293460

Principal address

40 Ravenscroft Avenue London NW11 8AU

Trustees

Mrs C Hager Mrs L Finiasz Mrs H Kaufman E Kraus R Vorhand

Independent Examiner

A Heller FCA 5 North End Road London NW11 7RJ

Page 1

Beth Jacob Foundation

Report of the Trustees for the Year Ended 30 September 2020

Approved by order of the board of trustees on ............................................. and signed on its behalf by:

........................................................................ Mrs L Finiasz - Trustee

Page 2

Independent Examiner's Report to the Trustees of Beth Jacob Foundation

Independent examiner's report to the trustees of Beth Jacob Foundation

I report to the charity trustees on my examination of the accounts of Beth Jacob Foundation (the Trust) for the year ended 30 September 2020.

Responsibilities and basis of report

As the charity trustees of the Trust you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 ('the Act').

I report in respect of my examination of the Trust's accounts carried out under section 145 of the Act and in carrying out my examination I have followed all applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.

Independent examiner's statement

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

  1. accounting records were not kept in respect of the Trust as required by section 130 of the Act; or

  2. the accounts do not accord with those records; or

  3. the accounts do not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a true and fair view which is not a matter considered as part of an independent examination.

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

A Heller FCA 5 North End Road London NW11 7RJ

Date: .............................................

Page 3

Beth Jacob Foundation

Statement of Financial Activities for the Year Ended 30 September 2020

Notes
INCOME AND ENDOWMENTS FROM
Donations and legacies
EXPENDITURE ON
Charitable activities
Youth activties
Other
Total
NET INCOME
RECONCILIATION OF FUNDS
Total funds brought forward
TOTAL FUNDS CARRIED FORWARD
30.9.20
Unrestricted
fund
£
104,702
83,559
14,533
98,092
6,610
1,317,583
1,324,193
30.9.19
Total
funds
£
129,860
115,874
13,315
129,189
671
1,316,912
1,317,583

The notes form part of these financial statements

Page 4

Beth Jacob Foundation

Balance Sheet 30 September 2020

Notes
FIXED ASSETS
Tangible assets
4
CURRENT ASSETS
Cash at bank
NET CURRENT ASSETS
TOTAL ASSETS LESS CURRENT
LIABILITIES
NET ASSETS
FUNDS
5
Unrestricted funds
TOTAL FUNDS
30.9.20
Unrestricted
fund
£
1,300,000
24,193
24,193
1,324,193
1,324,193
1,324,193
1,324,193
30.9.19
Total
funds
£
1,300,000
17,583
17,583
1,317,583
1,317,583
1,317,583
1,317,583

The financial statements were approved by the Board of Trustees and authorised for issue on ............................................. and were signed on its behalf by:

............................................. L Finiasz - Trustee

The notes form part of these financial statements

Page 5

Beth Jacob Foundation

Notes to the Financial Statements for the Year Ended 30 September 2020

1. ACCOUNTING POLICIES

Basis of preparing the financial statements

The financial statements of the charity, which is a public benefit entity under FRS 102, have been prepared in accordance with the Charities SORP (FRS 102) 'Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)', Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland' and the Charities Act 2011. The financial statements have been prepared under the historical cost convention.

Income

All income is recognised in the Statement of Financial Activities once the charity has entitlement to the funds, it is probable that the income will be received and the amount can be measured reliably.

Expenditure

Liabilities are recognised as expenditure as soon as there is a legal or constructive obligation committing the charity to that expenditure, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. Expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all cost related to the category. Where costs cannot be directly attributed to particular headings they have been allocated to activities on a basis consistent with the use of resources.

Grants offered subject to conditions which have not been met at the year end date are noted as a commitment but not accrued as expenditure.

Taxation

The charity is exempt from tax on its charitable activities.

Fund accounting

Unrestricted funds can be used in accordance with the charitable objectives at the discretion of the trustees.

Restricted funds can only be used for particular restricted purposes within the objects of the charity. Restrictions arise when specified by the donor or when funds are raised for particular restricted purposes.

Further explanation of the nature and purpose of each fund is included in the notes to the financial statements.

2. TRUSTEES' REMUNERATION AND BENEFITS

There were no trustees' remuneration or other benefits for the year ended 30 September 2020 nor for the year ended 30 September 2019.

Trustees' expenses

There were no trustees' expenses paid for the year ended 30 September 2020 nor for the year ended 30 September 2019.

Page 6

continued...

Beth Jacob Foundation

Notes to the Financial Statements - continued for the Year Ended 30 September 2020

3. COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES

INCOME AND ENDOWMENTS FROM
Donations and legacies
EXPENDITURE ON
Charitable activities
Youth activties
Other
Total
NET INCOME
RECONCILIATION OF FUNDS
Total funds brought forward
TOTAL FUNDS CARRIED FORWARD
4.
TANGIBLE FIXED ASSETS
COST
At 1 October 2019 and 30 September 2020
NET BOOK VALUE
At 30 September 2020
At 30 September 2019
5.
MOVEMENT IN FUNDS
Unrestricted funds
General fund
TOTAL FUNDS
At
1/10/19
£
1,317,583
1,317,583
Net
movement
in funds
£
6,610
6,610
Unrestricted
fund
£
129,860
115,874
13,315
129,189
671
1,316,912
1,317,583
Freehold
property
£
1,300,000
1,300,000
1,300,000
At
30/9/20
£
1,324,193
1,324,193

continued...

Page 7

Beth Jacob Foundation

Notes to the Financial Statements - continued for the Year Ended 30 September 2020

5. MOVEMENT IN FUNDS - continued

Net movement in funds, included in the above are as follows:

Unrestricted funds
General fund
TOTAL FUNDS
Incoming
resources
£
104,702
104,702
Resources
Movement
expended
in funds
£
£
(98,092)
6,610
(98,092)
6,610
Resources
Movement
expended
in funds
£
£
(98,092)
6,610
(98,092)
6,610
6,610

Comparatives for movement in funds

Unrestricted funds
General fund
TOTAL FUNDS
At
1/10/18
£
1,316,912
1,316,912
Net
movement
in funds
£
671
671
At
30/9/19
£
1,317,583
1,317,583

Comparative net movement in funds, included in the above are as follows:

Unrestricted funds
General fund
TOTAL FUNDS
Incoming
resources
£
129,860
129,860
Resources
Movement
expended
in funds
£
£
(129,189)
671
(129,189)
671
Resources
Movement
expended
in funds
£
£
(129,189)
671
(129,189)
671
671

A current year 12 months and prior year 12 months combined position is as follows:

Unrestricted funds
General fund
TOTAL FUNDS
At
1/10/18
£
1,316,912
1,316,912
Net
movement
in funds
£
7,281
7,281
At
30/9/20
£
1,324,193
1,324,193

continued...

Page 8

Beth Jacob Foundation

Notes to the Financial Statements - continued for the Year Ended 30 September 2020

5. MOVEMENT IN FUNDS - continued

A current year 12 months and prior year 12 months combined net movement in funds, included in the above are as follows:

Unrestricted funds
General fund
TOTAL FUNDS
Incoming
resources
£
234,562
234,562
Resources
Movement
expended
in funds
£
£
(227,281)
7,281
(227,281)
7,281

6. RELATED PARTY DISCLOSURES

There were no related party transactions for the year ended 30 September 2020.

Page 9

Beth Jacob Foundation

Detailed Statement of Financial Activities for the Year Ended 30 September 2020

30.9.20 30.9.19
£ £
INCOME AND ENDOWMENTS
Donations and legacies
Donations 104,702 129,860
Total incoming resources 104,702 129,860
EXPENDITURE
Charitable activities
Youth activities cost 83,559 115,874
Support costs
Other
Rates and water 1,414 1,897
Insurance 1,893 1,803
Light and heat 4,156 3,083
Repairs 4,674 2,879
Telephone, PPS & sundry 2,396 3,653
14,533 13,315
Total resources expended 98,092 129,189
Net income 6,610 671

This page does not form part of the statutory financial statements

Page 10