## **AL MUNTADA AL ISLAMI TRUST** ## **ANNUAL TRUSTEES REPORT** Charity Reg. No. 293355 **7 BRIDGES PLACE LONDON SW6 4HW** ## **Forward** The Board trustees are pleased to present this Annual Report and financial statements for Al Muntada Al Islami Trust for the period from 1[st] January 2024 to 31[st] December 2024. The impact of the cost of living crisis along with the legacy of Coronavirus and spiralling energy costs particularly those on low incomes and also amongst ethnic minorities. Together with the ever burdening economic pressures of crippling tax rises, spending cuts and debt continue to have a negative pull on plummeting incomes and resources. Inducing people back into work after the Covid-19 pandemic that severely hit this country through sickness and high levels of unemployment of those economically inactive continue to blight the economy in many sectors. Ways of reducing costs and overheads on budgets is frequently studied in order to allow for long term sustainability of services. Generating sufficient funds from our supporters to help support our projects continue to be hard to come by although strategies have been implemented to ease some of these difficulties. As we reflect on the past year, **Al-Muntada Trust** is pleased to present its annual return, marking another year of service, growth, and impact. Our commitment remains steadfast: to deliver meaningful support to those in need while ensuring full transparency and accountability in the stewardship of our resources. This year has been especially significant as **Al-Muntada Trust** continued to strengthen the foundations of the partner charities that were initiated under the umbrella of the Trust. By empowering these organisations with strategic guidance, funding, and operational support, we have helped them grow into independent and sustainable entities, capable of delivering direct services within their respective communities. Among these charities is **Muntada Aid** , which was originally established by **Al-Muntada Trust** . Over the years, Muntada Aid has grown into a highly respected international charity. Having achieved the **Big Impact Award** in previous years, it is now working tirelessly to secure the prestigious **Charity of the Year Award** , a testament to its dedication, effectiveness, and the vision with which it was founded. Equally important is **WLICC (West London Islamic Cultural Centre)** , another charity initiated by **AlMuntada Trust** , which serves as a vital hub for the local community. Through its daily services and large-scale community events, WLICC continues to have a profound local impact. Notably, it organises Eid prayers in the local park, welcoming over **5,000 members of the community** , alongside many other programmes that strengthen family life, social cohesion, and spiritual development. Our focus on empowerment ensures that the impact of our work extends far beyond our own initiatives. The success of **Muntada Aid** and **WLICC** , alongside other partner charities, demonstrates the effectiveness of building capacity, fostering collaboration, and investing in leadership that can carry forward the shared vision of service and compassion. The annual return highlights not only our financial transparency but also the collective achievements of our network. Together with our partners, we have been able to reach more beneficiaries, implement innovative programmes, and respond to emerging needs in an efficient and responsible manner. We remain grateful to our donors, supporters, and volunteers who continue to make this mission possible. As we move forward, **Al-Muntada Trust** will stay committed to nurturing the organisations it has helped to establish, ensuring that the legacy of empowerment continues to multiply year after year. Chairman, Dr Saeed Al-Ghadie ## **Vision Statement** activities. ## **Mission Statement** ## **Objectives** 1. The advancement of the Islamic religion in accordance with the Quran and the Sunnah 2. To relieve poverty within the Muslim community; 3. To advance religious education of Muslims; 4. To provide, or assist in the provision of, facilities for recreation or other leisure-time occupation activities, in the interest of social welfare. 5. To provide the necessary services for other charities such as HR, IT and Financial Services. ## **Background** Al-Muntada Al-Islami Trust was established in 1986 as an independent organisation catering for the UK Muslim Community. During the last 37 years the Trust has expanded its work on a global level with the aim of running educational programmes, alleviating poverty-both its causes and symptoms, clarifying misconceptions about Islam and Muslims and generally to facilitate the needs of different communities through local initiatives. ## **STRUCTURE, GOVERNANCE AND MANAGEMENT** **----- Start of picture text -----**
Board of
Trustee
Degital General
Transformatio
Manager
n programme
Exc utive &
Facility
Finance IT operational
Manager
Manager
Fundrasing Youth Centre Women Centre Mosque AQ Academy
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Al Muntada Al Islami Trust is a registered charity under the Laws of England & Wales regulated by the Charity Commission. The Trust was founded in 1985 and became formally registered with the Charity Commission in 1986. All members of the board are appointed and are committed to serving the Trust by fulfilling their roles as Trustees in keeping with its Trust Deed. Currently serving trustees are: 1. Dr Saeed Al-Ghadi (Chairman) 2. Mr Salah Taifoor 3. Mr Abdullah Al-Bagieh 4. Mr Abdul Hakeem Montague ## **Induction of trustees** All of our trustees are volunteers. They are chosen because they have the diverse range of skills, knowledge and experience that Al Muntada Al Islami Trust needs to respond to key challenges. Stakeholders and partners may nominate trustees, and sometimes we will make a personal approach to potential candidates. To ensure that the charity benefits from a professional and dynamic board, trustees are provided with a comprehensive induction and on-going training in new or emerging areas of responsibility. Newtrustees receive a full overviewof the strategic and operational functions, as well as a welcome of the charity and are always expected to keep up to date in the charity world this also includes keep training needs. The Director also keeps trusteesup to date with changes in regulatory standards and training possibilities. **LEGAL & ADMINISTRATIVE INFORMATION** |**LEGAL & ADMINISTRATIVE INFORMATION**|| |---|---| |CharityName|Al Muntada Al Islami Trust| |CharityNumber|CharityNo: 293355| |Registered address|7 Bridges Place London SW6 4HW| ||KWSR & Co
136 Merton High Street
London SW19 1BA| ||Khalid Sofi
Lee Bolton Monier-Williams
1 The Sanctuary
Westminster
London SW1P 3JT| ||Al-Rayan Bank
PO Box 12461
Birmingham
B16 6AQ| ## **Risk Management** The Trustees have a duty to identify and review the risks to which the charity is exposed to and to ensure appropriate controls are in place to provide to provide reasonable assurance against fraud and error. The Trustees actively review the major risk to which Al Muntada Al Islami Trust is exposed to on a regular basis, in particular those related to its operations and finances. There is a Risk Register system in place to review these risks and adequate steps are being taken to mitigate these risks. ## **Public benefit statement** It isestimated that there are around three million Muslimsliving in the United Kingdom, many of whom have been born and raised in the U.K. Al Muntada Al Islami Trust manages to help provide much needed essential servicesto the diverse community almost every day of the year. We have around 2500 people from all walks of life attending the centre each week to fulfil their religious obligation and find peace of heart and tranquillity which many of whom come from socially, emotionally and economically disadvantaged backgrounds. Plans are being studied as to how the Trust can modernise and make physical improvements to the centre for visitors. The centre is a very old building, in part prens. However, the Trust continues to consult with professionals to see where changes and adaptations could be made to improve accessibility for disabled users of the centre. It is also hoped that redesigning parts of the building will make it more energy efficient and thereby help reduce the carbon footprint. Security has been a point of focus in the last few years due increased reported incidents of hate crime and Islamophobia in London. Aswe hear more and more reports about terrorist attacks taking place and also Islamic centres becoming a target too for those extremists who wish to cause harm wherever they strike. The Trustees and management haveregularly reviewed the security measures to ensure safe from harm. to being an open place for outreach where all can benefit particularly those in need of support. Excellent community relationscontinue to thrive with the local police and residents which resulted in developing a focus on the following main areas: ## **Promoting education** To promote Islamic educational services, Islamic awareness and to address misconceptions while aiming to develop and preserve the Muslim identity. - To raise the standard of Islamic education in the UK; - To provide access to Islamic education for all ages in an Islamic environment through lectures, seminars and conferences; - To instil Islamic values and principles in our children enabling them to attain the highest level of morality though organising youth awareness programmes and activities. ## **Promoting faith (Dawah)** - To direct Muslimstowards Islam and to invite non-Muslims to have a better understanding of Islam and Muslims. - To provide practical solutions to various problems and issuesexperienced by Muslims living in the UK through counselling and marriage and relationships and mediation. To develop and nurture Muslim youth to attain their full potential through offering volunteering and training opportunities. ## **Local community** - Creating a strong Muslim community that engages cohesively with the wider society. Provide a full range of community services both locally and nationally. - Engage in dialogue with government, Muslim and non-Muslim organisations in forwarding the Muslim perspective in all relevant issues in order to create a more just and tolerant society. ## **Zakaat** Zakat is one of the Five Pillars of Islam one of the foundations on which the rest of the religion can grow, both collectively and individually. We believe that Zakat strengthensthe faith and character of the individual and build up the collective commitment and contribution of those who believe. We believe it provides foundation to flourish as a real commitment to our creator that inspires us to strive for prosperity, harmony and justice for all. We, at Al Muntada Trust, understand the sacred importance of Zakat and know who is eligible to receiving it according to theQuran and Sunnah. We also believe in the importance of looking after the needy in the wider community, irrespective of faith or origin. ## **Wider Community Engagement** The Trust in its capacity as a locally respected organisation actively participates in supporting and invested in this as the Trust is a fervent believer in participating and developing good community relationswhere it feels it can bring about positive changes to society at large. The Trust continues to strive in this since the emergence of the _Community Relationship Group_ and even before that in the early pioneering days of community cohesion. Members of the Trust regularly continued to participate inmonthly council meetings with other local organisations discussing local issues and needs affecting communities, meeting agencies providing support, feeding responsesto central government about community concerns, providing community updates, local initiatives and progress reports that take place virtually. ## **Events and Community Engagements of the Year** ## **Safer Neighbourhood Ward Panel** As a major community organisation, which represents the interests of the local Muslim population the Trust plays an important part in engaging with the local Town Ward Safer Neighbourhood team, which has been running for many years. The purpose is to monitor the level of crime in the ward, discuss issues about nuisance that affecting the local neighbourhood and local policing matters. The Trust is also concerned about the general wellbeing of the community and the safety of its local worshippers. The centre promotes the local Town Safer neighbourhood team of officers that patrol the streets and regularly encourage the drop in touch base commitments that they provide. A fluid relationship hasbeen developed over many years through eventsand contactswith senior and local serving officers. Since the lockdown we receive regular updates from our local neighbourly contact Annabel Cottrell who endeavours to keep all members up to date with issues of concern. We also obtain news feeds from our local BCU Commander Chief Superintendent Helen Harper on any serious issues that may affect the community. ## **Charity Commission Safeguarding workshop 13[th] February 2024** At the Charity Commission's "Safeguarding in a faith charity context - What are your trustee duties?" ## **Three key points:** 1. Make sure you know the basics read The Essential Trustee 2. Read our guidance on Safeguarding and protecting peoplefor charitiesand trustees and undertake the 10 safeguarding actions for charity trustees. 3. Stay up to date sign up to GOV.UK alerts for the Charity Commission or follow @ChtyCommission on X. ## **Additional Resources:** - Charities and social media - 5-minute guides for charity trustees - DBS Update Service guidance - For further information on Pro bono work contact The LawSociety or Legal advice for notfor-profits - LawWorks - National Resource Centre for Supplementary Education Conflicts of interest: a guide for charity trustees ## **nd May 2024** Workshop that took place at Broadway House. Tothill Street, SW1 involved a range of presentations, interactive exercises and networking opportunities. The your Faith event provided guidance and best practice specifically aimed at faith charities and their trustees. The day delivered a mix of presentations, interactive exercises, networking opportunities and an opportunity to ask questions. The workshop covered: Trustee Duties your legal responsibilities; - Decision making and record keeping; - Conflicts of Interest what are they and how to manage them; - Risks, and how to manage them; - What to do if something goes wrong. ## **H&F Faith Forum** The Trust has continued to engage with the Hammersmith& Fulham Communities Faith Forum since the time it was first established. Helping to take the pulse of the local Muslim community, taking stock of concerns through regular discussions and updates and sharing information of good practice with other faith groups and council leaders. ## **H&F faith communities stand in solidarity against all forms of hate** Faith organisations across H&F speak out against the recent violent disorder and racism. A meeting and tour took place on 8[th] August 2024 at HM Wormwood Scrubs Prison with Hammersmith & Fulham Chief Executive Sharon Lea, Council officers, members of the Faith Forum and the Prison Chaplaincy. H&F Faith Forum members pictured with (front row, l-t-r) H&F Deputy Leader, Cllr Alex Sanderson, H&F Chief Executive Sharon Lea and Cllr Rebecca Harvey, H&F Cabinet Member for Social Inclusion and Community Safety We are speaking out to express our condemnation of the racism, anti-immigrant hatred, Islamophobic violence and dangerous rhetoric currently being played out online and on the streets of the UK, which is directly impacting Hammersmith & Fulham. Our faith communities acrossthe diverse Hammersmith & Fulham have come together to stand in solidarity against any form of racism or hate crime including Islamophobia and antisemitism. We applaud the strong response from the UK government to bring the riots to an end and ensure accountability for those responsible and express our respect and gratitude to the police asthey put themselves at personal risk to protect our communities and keep us all safe. The Hammersmith & Fulham Faith Forum is working with the local council, community leaders and the police to provide support and safety to all our residents and to reaffirm the fact that no religion endorses or promotes any form of hate or violence towards other human beings. The strength of our local community comes from our diversity, which enriches our lives through culture, nationality, ethnicity and faith. We live in peace and friendship alongside each other and will never allow any form of hate to separate us. We are proud of the strong, diverse cultures that enrich our local community and of the respect and understanding that unites us all. There must be no space in Hammersmith & Fulham for violent protests that seek to divide us. We stand together as one community. - Ven Seelawimala, London Buddhist Vihara Temple Sr Silvana Dallanegra, Roman Catholic Diocese Representative Rev Singa Vunipola, Rivercourt Methodist Church Rev Sam Rylands, St AndrewsChurch - Fulham Fields Rev Richard Nesbitt, Our Lady of Fatima RC Church, White City Rev Richard Andrew, Holy Trinity Church, Brook Green Rev Pete Winter, St PaulsChurch, Hammersmith Rev Singa Vunipola, ShepherdsBush Road Methodist Chuch Rabbi Osher Krichevsky, Chabad of Hammersmith & Fulham Mr Abdul Hakim Montague, Al Muntada Al Islami - Fulham Mosque Mr Omar Mohsin, Shepherds Bush Mosque - Mr Mostafa Ragab, White City Mosque & Egyptian House Mr Khalid Omair, Nahdi Centre, Park Royal Mr Tariq Mahmood, Hammersmith Muslim Community ## **Cost of Living Summer Alliance Workshop Networking event 11[th] July 2024** At the Irish Centre in Hammersmith Councillor Rebecca Harvey ofHammersmith & Fulham Council introduced the agenda and workshops included Social Value, Digital Signposting and review of identified priorities along with feedback. **London Borough Faiths Network, Building Resilience Together 23[rd] May 2024** Extreme Hot Weather Table top Exercisesat the Diocesan Board, Trinity House, Borough, London SE1. A Pilot project: Simulation exercisesin conjunction with Specialist professional colleagues from Aviva, Groundwork and the British Red Cross, Environment Agency, transport, utilities who participated alongside regional and national community faith leaders during the exercise. The purpose was to enhance community preparedness and protection against emergencies, including those stemming from climate change and severe weather events. Simulation exercises were presented to explore and expand their understanding ofemergency preparation and response strategies. To cascade knowledge and action plans to networks and organisational members A number of scenarios were considered and a breakout session of small group interactive dynamic discussionswere had to examine the possible risks to people in local communities and what strategic actions could be taken to alleviate those affected which were then presented to all groups. **Our Local Safer Neighbourhood Team Visit outside the centre 7[th] June 2024** ## **A long awaited well-received response to the H&F Faith Forum:** ## **A written response received from the Ministry of Housing, Communities & Local Government 21[st] August 2024** In December last year, all members of various faiths in the Hammersmith & Fulham Faith Forum along with the H&F Council Chief Executive and some senior council officers determined to stand together against hate had agreed to lodge an appeal for the then government to initiate calming of the conflict between Israel and Gaza and calling for a more proactive, impartial stance on the brutal war a stance motivated by the desire for a long-term, just peace in the region. In this way the Government would provide support and reassurance for our communities. At that time Two letters had been posted out to the previous central government sharing the very deep concern of Hammersmith & Fulham Faith Forum about the ongoing conflict raging in Gaza during the latter part of last year. As no response had ever been received in return, then a new e- mailed letter had been sent out to the now newly formed residing government to which a response had been received. A copy of this can be seen below. ## Mini[1] suy of Housing, Communities & Local Government _Ministry of Housing, Communiti=_ & _Local Gm,P.mment_ 2 Marsh:am Street London SW1P4DF Our reference: TO202:4/l 7708 ML Abdul Halk:eem Montague montagu:e@armuntadabust.org 21 Augl:P3t 2024 Dear Mr_ A:bd1..1I Hakeem Montague and the Hammersmith and Fulham Faith Forum, Thank you for your emafEsto ministers dl:lted 13 June and 26 July regarding the conflict in Israel and Gaza_ The sil:uanon on the ground .in tile Middle East has developed greatly since your original ,r:etler olr 22. December 2023, and the oonfliot oonUrmes to evolve_llle Governments position on the conmct i.5 dear; the UK is pushing for an tmmediate ceasefire_ tie government has urged that tile fighting must stop, the hostages must be released and more aid must enter G - We are urging both sides to show ftexibmty. The death and destruruon in Gaza fs intolerable_Humanitarian aid fis a moral necessity and the UK **'Will** oon:Unue to make significant flmding available, working·through trusted - rm.ematlonal partners to ensure tilat UK support reaches cMlians 011 the ground. Toe Fmefgn Secretary annoulilced on 19 July tilat the govemmen1t will restart runding to the Unlted NaUons Relief and Works Agency for Palestine Refi.Jgees in the Near East (UNRWA}, .re!easing £21 mlflion for Gaza and the region_The government has also announced an additional £5..5 mrmon to UK-Med so it can continue dehveling emergency medical rare to those most in need_We are also p.ressing Israel to deliver on its promise to prrntiide Gaza with aid, calling for the opening of all border crossings, including Rafail. and rake steps to ens.ure th:e sate dismbution of aid in Gaza fumugh a guaranteed deconfliction mechanism to keep humanitariian operations safe from military operat:im.1s_ As we [001:1t;o. .r a pathway out of tile wider crisis, we are co.nscioos of t111s oonrncts complexities and are determined to listen to all srdes_The UK Government's overarching aim is clear: a vlabre and sovereign Palestiniarct state, alongs,ide a safe and secure Israel. ifhere i,s no way out of thiS crisis wtthout a mute to both Palestinians and Israelis enj,oyin.g security. Justice and opportunity rn lands that they can ral.l therr own_We want a credible and rrreversib'le pathiway towan::J:s a two-state solutfon andl we committed to recognising a Palestrnil3n state as a oontllitmtion to a peace process, .at a time that is most oondu:cive to that pmcess_ In pursuit of these objectives.. tile Foretgn Secretary visited Israel and tile Occupied Palestrnian Term:o.lies on 12 August and 14 - 15 **July,** meettng with Israeli and Palestintan ' tea**2021**|**2020**
**2021**|**2020**
**2021**|**2020**
**2021**|**2020**
**2021**|**2022**|**2023**|**2024**|Variances| |---|---|---|---|---|---|---|---|---| |Unrestricted
income
354,543
454,026|||||267,454|407,443|366,080|-15%| |Restricted income|||-|-|-|910|-|0%| |||||||||| |600,000
400,000
200,0
~~00~~
-||354,543
Five Years' Income Chart
454,026
267,454
407,443|||||366,080
-
2024|| ||~~00~~
-|-
-
-
910||||||| |||Unrestricted income
Restricted income
2020
2021
2022
2023||||||| |||||||||| ## **Expenditure** Total charity expenditure for the year ended 31 December 2024 was **£311,014** down by 14%, (2023: **£353,709** , the decrease was due to cutting staff costs andcutting utilities costs particularly, the gas consumption after installing the new boiler. **----- Start of picture text -----**
2020 2021 2022 2023 2024 Variances
Unrestricted
14%
expenses 386,139 352,939 310,981 353,709 311,014
Restricted
-
expenses - - - - 0%
**----- End of picture text -----**
## F **----- Start of picture text -----**
386-,139 352-,939 353-,709
310-,981 311-,014
2020 2021 2022 2023 2024
Unrestricted expenses Restricted expenses
**----- End of picture text -----**
## **Balance sheet, reserves and cash** The charity net asset was (2024: £970,212) 6% an increase compared to (2023: £915,112) , the increase was due to surplus £55,099. Cash at the end of the year is 28% down from the balance at the end of last year, the Trust working on maintain a good cash position to ensure it can continue to operate and deliver its services, meet costs and protect against future difficulties. Reserve Policy The charity policy is to keep money aside for any future difficulties and it is one to three worth of running costs. The reserve amounts are: |Account|4750|2,625| |---|---|---| |Account|4792|3,627| |Account|4701|14,056| The trustees consider the cash remaining balance, and theanticipated income are sufficient to support the operational requirements of The Trust for the next twelve months. ## **Trustees' assessment of Going Concern** The have assisted the charity cash position, the assessment indicate the existence of an uncertainty which may cast significant doubt about The Trust ability to continue as a going concern, therefore, The Trust will continue follow previous year plans to restructure the operations and reduce the workforce to the limit that will reverse all the deficits in the very near future. ## **Independent Examiner's Report to the Trustees of Al Muntada Al Islami Trust** I report to the charity trustees on my examination of the accounts of the charity for the year ended 31 December 2024 which are set out on pages 2 to 43 ## **Responsibilities and basis of report** Act and in carrying out my examination I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act. ## **Independent examiner's statement** 250,000, your examiner must be a member of a body listed in section 145 of the Act. I confirm that I am qualified to undertake the examination because I am a member of Institute of Chartered Accountant for England & Wales, which is one of the listed bodies. I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect: 1. Accounting records were not kept in respect of the charity as required by section 130 of the Act; or 2. The accounts do not accord with those records; or 3. The accounts do not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other tter considered as part of an independent examination. I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached. Signed: Susan Rahman Statutory Auditor ## ICAEW Address: KWSR & CO Ltd 136 Merton High Street London SW19 1BA UNITED KINGDOM Date 30 September 2025 **Period start date 01/01/2024 To 31/12/2024** ## **Charity Name : Al Muntada Al Islami Trust Charity No 293355 Annual accounts for the period** ## **Section A Statement of financial activities (including summary income and expenditure account)** |**Recommended categories by**
**activity**||**restricted**
**funds**|**Restricted**
**income**
**funds**|**Endowment**
**funds**|**Total funds **|**Total funds **|**Unrestricted**
**funds**|**Unrestricted**
**funds**|**Restricted**
**income**
**funds**|**Restricted**
**income**
**funds**|**Endowme**
**funds**|**Endowme**
**funds**||**Total**
**funds**| |---|---|---|---|---|---|---|---|---|---|---|---|---|---|---| |||**2024**|**2024**|**2024**||**2024**||**2023**||**2023**||**2023**||**2023**| |||**£**|**£**|**£**||**£**||||||||**£**| |**Income**||||||||||||||| |**Income and endowments from:**|3|||||||||||||| |Donations and legacies||240,196|-|-|240,196|||293,740||910||-|294,650|| |Other trading activities||125,884|-|-|125,884|||113,703||-||-|113,703|| |**_Total_**||**366,080**|**-**|**-**|**366,080**|||**407,443**||**910**||**-**|**408,353**|| |**Expenditure**|4|||||||||||||| |**Expenditure on:**||||||||||||||| |Raising funds||-|-|-||-||-||-||-||-| |Charitable activities||311,014|-|-|311,014|||352,939||-||-|352,939|| |**_Total_**||**311,014**|**-**|**-**|**311,014**|||**352,939**||**-**||**-**|**352,939**|| |**Net income**||||||||||||||| |||**55,066**|**-**|**-**||**55,066**||**54,505**||**910**||**-**||**55,415**| |Tax payable||-|-|-||-||||||||-| |**Net income/(expenditure) after tax**||||||||||||||| |**before investment gains/(losses)**||**55,066**|**-**|**-**||**55,066**||||||||**73,510**| |Net gains/(losses) on investments||-|-|-||-||||||||-| |**Net income/(expenditure)**||**55,066**|**-**|**-**||**55,066**||||||||**73,510**| |**_Net movement in funds_**||**55,066**|**-**|**-**||**55,066**||||||||**73,510**| |**_Reconciliation of funds:_**||||||||||||||| |Total funds brought forward
**_Total funds carried forward_**||(117,412)
**(62,345)**|95,059
**95,059**|937,466
**937,466**||915,113
**970,179**||(171,916)
**(117,412)**||94,149
**95,059**||937,466
**937,466**||859,699
**915,113**| ## **Charity Name Al Muntada Al Islami Trust** ## **Charity No 293355** |**Section B**
**Balance sheet as at 31-12-2024**|**Section B**
**Balance sheet as at 31-12-2024**|**Section B**
**Balance sheet as at 31-12-2024**|||||| |---|---|---|---|---|---|---|---| ||||**Unrestricted**
**funds**|**Restricted**
**income**
**funds**|**Endowment**
**funds**|**2024**|**2023**| ||||**£**|**£**|**£**|**£**|**£**| |**Fixed assets**|||F01|F02|F03|F04|F05| |**Tangible assets**||5|1,164|-|937,466|938,630|939,017| |**_Total fixed assets_**|||**1,164**|**-**|**937,466**|**938,630**|**939,017**| |**Current assets**|||||||| |**Debtors**||6.2&6.3|33,322|-|-|33,322|27,503| |**Cash at bank and in hand**|||21,656|-|-|21,656|29,899| |**_Total current assets_**|||**54,978**|**-**|**-**|**54,978**|**57,402**| |**Creditors: amounts falling due within one**|||||||| |**year**||7.1&7.2|14,646|-|-|14,646|72,557| |**_Net current assets/(liabilities)_**|||**40,332**|**-**|**-**|**40,332**|**(15,155)**| |**_Total assets less current liabilities_**|||**41,496**|**-**|**937,466**|**978,962**|**923,862**| |**Creditors: amounts falling due after one year**||7.1|8,750|-|-|8,750|8,750| |**Provisions for liabilities**|||-|-|-|**-**|-| |**_Total net assets or liabilities_**|||**32,746**|**-**|**937,466**|**970,212**|**915,112**| |**Funds of the Charity**|||||||| |**Endowment funds**||8|-||937,466|937,466|937,466| |**Restricted income funds**||8||95,059||95,059|95,059| |**Unrestricted funds**|||(62,313)||-|(62,313)|(117,412)| ||**_Total funds_**||**(62,313)**|**95,059**|**937,466**|**970,211**|**915,112**| Signed by one or two trustees/directors on behalf of all the trustees Dr. Saeed AlGhadie (Chairman) 12/09/2025 12/09/2025 |**Charity No**
**Charity Name Al Muntada Al Islami Trust**
Statement of Cash Flows or the Year Ended 31 December 2024
**293355**
Reconciliation of net income/(expenditure) to net cash flow
Net income/(expenditure) for the reporting period as per the statement
of financial activities
Adjustmentfor:
Depreciation
Decrease/(increase) in debtors
(Decrease)/increase in creditors
**Net cash provided by (used in) operating activities**
Cash flow from financing activities
Loan received
**Net cash provided by (used in) financing activities**
Cash flow from investing activities
Purchase of assets
**Net cash provided by (used in) investing activities**
Net increase / (decrease) in cash and cash equivalents
Opening Cash and Cash equivalents
Closing Cash and Cash equivalents
Net increase / (decrease) in cash and cash equivalents|**2024**
**2023**
55,099
55,415
388
517
(5,819)
46,143
(57,911)
(98,665)| |---|---| ||**(8,244)**
**3,410**| ||-
-| ||**-**
**-**| ||**-**
-| ||**-**
**-**| ||| ||**(8,243)**
**3,410**| ||29,899
26,490
21,656
29,899| ||**(8,244)**
**3,410**| **Section C** **Notes to the accounts** ## 1 **Accounting policies** ## **a) Basis of preparation** The financial statements of the Charity, which is a public benefit entity under Financial Reporting Standard 102, have been prepared under the historical cost convention in accordance with the Financial Reporting Standard Applicable in the UK and Republic of Ireland ( FRS102) effective 1 January 2015, the Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (Charities SORP (FRS1 02)) and the Charities Act 2011 and Companies Act 2006. projections, the trustees have a reasonable expectation that the charity has adequate resources to continue in operational existence for the foreseeable future. The charity, therefore, continues to adopt the going concern basis in preparing its financial statements. The accounts present a true and fair view and no changes have been made to the accounting policies. No changes to accounting estimates have occurred in the reporting period. No material prior year error has been identified in the reporting period. ## **Going Concern** Al Muntada Al Islami Trust is currently going through a recovery process to strengthen its financial resilience to continue to meet its charitable objectives. At the same time the charity is putting in measures to improve all aspects of its operations including governance , financial position, Since the year end, the overall income position of the Charity has continued to improve but the unrestricted funds remain in deficit. A financial recovery pl an to commence in January 2020 is being put in place. This involves a significant review of all areas of the Charity particularly those that are making operating deficits, reducing charitable expenditure and costs at the center. This will also enable the Charity to manage operational and financial risks successfully and to allow us to meet our strategic and operational goals over the next 12 months and the medium term. The following assumptions are made in the financial projections. The charity will be able to raise the voluntary income from donors and supporters which it has projected as there are an increasing number of supporters who are committed to continue supporting the charity. This was demonstrated during 2020 up to the report date. The organisation will focus on reviewing its cost base to ensure it is in line with its income projections. Despite the financial recovery plan and the associated financial and cash flow forecasts the Trustees recognise that there is material uncertainty relating to these assumptions. These conditions indicate the existence of a material uncertainty which may cast significant d ability to continue as a going concern. The Trustees and CEO are proactively addressing the negative unrestricted funds and will continue to have day-to-day focus on income generation and cashflow forecasts and these will be reviewed on a monthly basis. As a result of these planned changes and the commitment to implement them the Trustees are of the view that it is appropriate to prepare the accounts on a going concern basis. The financial statements do not include the adjustments that would result if Al Muntada Trust was unable to continue as a going concern. The trustees are not aware of any material uncertainties which suggest the charity cannot continue as a going concern. The accounting policies have been consistently applied for all material items. ## **b) Incoming resources** Voluntary income is received by way of donations and gifts and is included in full in the Statement of Financial Activities when Al Muntada Trust is entitled to the funds, receipt is probable, and the amount can be measured reliably. Gifts in Kind for which Al Muntada Trust accepts full responsibility for distribution are included in income at the value to the charity (in the case of medicines, at the lowest value of the generic equivalent as approved by the WHO) when the good are received and under the con trol of Al Muntada Trust. Amounts are recognised in inventory until distributed at which point the relevant cost is released to the statement of financial activities. Grants, including grants for the purchase of fixed assets, are recognised in full in the Statement of Financial Activities 12/09/2025 when Al Muntada Trust is entitled to the funds, receipt is probable, and the amount can be measured reliably. The receipt in advance of a grant for expenditure that takes place in a future accounting period is accounted for as deferred income and recognised as a liability until the accounting period in which Al Muntada Trust will expend the resource. ## **C) Resources expended** Resources expended are recognised on an basis. Fundraising costs are those incurred in seeking voluntary contributions and do not include the costs of disseminating information in support of the charitable activities. Support costs are those costs incurred indirectly in support of expenditure on the programs of the Charity. Allocation of support costs and staff costs have been proportionated to the total of program costs and corresponding thematic program area. Governance costs are those incurred in connection with administration of the Charity and compliance with constitutional and statutory requirements. They include legal advice for trustees, cost of trustees' meetings, audit fee and internal audit costs. These costs are allocated in the same way as other support costs. ## **d) Foreign currencies** Transactions in foreign currencies are translated at the rate of exchange at the time of the transaction. Foreign currency balances are translated at the rate of exchange prevailing at the balance sheet date. Foreign currency gains and losses are recognised through the Statement of Financial Activities for the period in which they are incurred. 12/09/2025 ## **e) Investment property** No investment property held. f) Tangible fixed assets and depreciation Depreciation is provided at rates calculated to write off the cost less residual value of each asset over its expected useful life, as Leasehold properties Straight line over the life of the lease Freehold properties 5% straight line Computers and software 25% straight line Fixtures and fittings 25% straight line Office equipment 25% straight line Motor vehicles 15% straight line Assets that are subject to amortisation are tested for impairment whenever events or changes in circumstance indicate. ## **g) Fund accounting** General funds are unrestricted funds which include buildings and equipment necessary for the proper functioning of the Charity and other funds available for use at the discretion of the Trustees in furtherance of the Charity's objectives. Designated funds comprise unrestricted funds that have been set aside by the Trustees for particular purposes. Restricted funds are funds which are subject to specific restrictions as imposed by the donor or nature of the appeal. ## **h) Taxation** As a registered charity, Al Muntada Trust is exempt from taxation of income and gains to the extent that its income and gains are applicable to charitable purposes only. ## **i) Key judgements and estimation uncertainty** The preparation of the financial statements requires the Trustees to make estimates and assumptions that affect the reported amounts of revenues, expenses, assets and liabilities, and the disclosure of contingent liabilities at the date of the financial statements. If in the future such estimates and assumptions, which are based on the Trustees' best judgment at the date of the financial statements, deviate from the actual circumstances, the original estimates and assumptions will be modified as appropriate in the year in which the circumstances change. The Trustees' do not believe that there are any significant areas of estimation uncertainty that need to be disclosed. 12/09/2025 **Section C Notes to the accounts** ## **(cont)** **Note 3 Income** **----- Start of picture text -----**
|||||| |---|---|---|---|---| |Donations and Legacies|Total|Total| |Unrestricted|Restricted|2024|2023| |£|£|£|£| |Donations received in the UK|73,243|-|73,243|95,983| |Donations from other charities|166,953|-|166,953|92,092| |-| |240,196|240,196|188,075| |Other trading activities|Total|Total| |2024|2023| |Unrestricted|Restricted| |£|£|£|£| |129,134| |-| |129,134|84,579| |Rental income| |-| |3,250| |-|-|-| |3,250|5,200| |Pilgrimage| |-| |125,884|125,884|79,379| |TOTAL INCOME|366,080|-|366,080|267,454| **----- End of picture text -----**
12/09/2025 **Section C Notes to the accounts (cont)** **4 Resources expended** ||**Direct**|**Costs**|**Staff**|**Support**|**2024**|**Direct**|**Staff**|**Support**|**2023**| |---|---|---|---|---|---|---|---|---|---| ||||**Costs**|**Costs**||**Costs**|**Costs**|**Costs**|| |||**£**|**£**|**£**|**£**||||**£**| |**Charitable Activities and**|||||||||| |**Trading activities**|||||||||| |Culture & Social Affairs||6,590|159,711
144,713||311,014|19,500|185,374|148,064|352,939| |**Total Charitable**
**Activities and**||**6,590**|**159,711**
**144,713**||**311,014**|**28,771**|**228,555**|**105,656**|**352,939**| |**Trading activities**|||||||||| |**Total Expenditure**||**6,590**|**159,711**
**144,713**||**311,014**|**28,771**|**228,555**|**105,656**|**352,939**| |**Support Costs**||**2024**|**2023**||||||| ||||**£**|**£**|||||| |Office Costs||131,259||136,182|||||| |IT||10,164||8,642|||||| |Governance Costs||3,290||3,241|||||| |||**144,713**||**148,064**|||||| |||**2024**|**2023**||||||| |**Governance Costs**|||**£**|**£**|||||| |Audit Fees||3,250||3,250|||||| |Legal fees||40||(9)|||||| |||**3,290**||**3,241**|||||| 12/09/2025 |**Section C**|**Notes to the accounts**|**Notes to the accounts**|**Notes to the accounts**|**Notes to the accounts**||||**(cont)**| |---|---|---|---|---|---|---|---|---| |**Note 5**|**Tangible fixed assets**|||||||| |**5 Cost or valuation**||||||||| |**Freehold land &**||**Fixtures,**|**Office**||**IT **|**Equipment**|**Total**|| |**buildings**||**fittings and**|**Equipment**|||||| |||**equipment**||||||| ||**£**|**£**||**£**||**£**|**£**|| |At the beginning of the|937,466|88,714||108,917||13,997|1,149,094|| |year||||||||| |Additions|-||-||-|-||-| |At end of the year|**937,466**|**88,714**||**108,917**||**13,997**|**1,149,094**|| |**Depreciation and impairments**||||||||| |****Basis**|SL or RB|RB||RB||RB|Straight|Line| ||||||||("SL") or|| ||||||||Reducing|| ||||||||Balance ("RB")|| |**** Rate**||0.25|||0.25|0.25||| |At beginning of the||-|88,579||108,320|13,047|209,947|| |year||||||||| |Depreciation||-|34||149|238||420| |At end of the year||||||||| ||**-**||**88,613**|**108,469**||**13,285**||**210,367**| |**Net book value**||||||||| |Net book value at the|937,466||135||597|950|939,147|| |beginning of the year||||||||| |Net book value at the end of|937,466||101||447|713|938,727|| |the year||||||||| 12/09/2025 |**Section C**|**Notes to the accounts**||**(cont)**| |---|---|---|---| |**Note 6.1**|**Cash at bank and in hand**||| |||**2024**|**2023**| |||**£**|**£**| |**Short term cash investments (less than 3 months maturity date)**||-|-| |**Short term deposits**||-|-| |**Cash at bank and on hand**||21,656|29,899| |**Other**||-|-| |**Total**||**21,656**|**29,899**| |**Note 6.2**|**Debtors and Prepayments**||| |||**2024**|**2023**| |||**£**|**£**| |**Trade debtors**||10,800|4981| |**Total**||**10,800**|**4,981**| ## **Note 6.3 Disclosure of debtors recoverable in more than 1 year (included in debtors above)** ||**2024**|**2023**| |---|---|---| ||**£**|**£**| |**Trade debtors**|-|-| |**Prepayments and accrued income**||| |**Other debtors**|22,522|22,522| |**Total**|**22,522**|**22,522**| 12/09/2025 **----- Start of picture text -----**
|||||| |---|---|---|---|---| |Section C|Notes to the accounts|(cont)| |Note|7|Creditors|and accruals| |7.1 Analysis of creditors| |Amounts falling due within|Amounts falling due after| |one year|more than one year| |2024|2023|2024|2023| |£|£|£|£| |Trade creditors|9,048|35,287|-|-| |Accruals and deferred income|-|1,751|-|-| |-|-| |Salaries, Taxation and social security|5,598|35,519| |Other creditors|8,750|8,750| |Total|14,646|72,557|8,750|8,750| **----- End of picture text -----**
12/09/2025 1111 11111 11111 1111 uiiii 11111 1111 11111 11111 11111 lliiii 11111 **Section C** **(Cont.)** **Notes to the accounts** **Note 9 Details of certain types of expenditure** ## **Note 9 Fees for Auditing of the accounts** |**2024**||**2023**| |---|---|---| |**£**||**£**| |3250||3,250| |||**2024**
**2023**
**£**
**£**|**2024**
**2023**
**£**
**£**| |---|---|---|---| |**fees**
**Note 10**
**Paid employees**
**10.1 Staff Costs**
**Salaries and wages**
**Social security costs**
**Pension costs (defined contribution pension**
**plan)**
**Contractors**
**Total staff costs**
**Please provide details of expenditure on**
**staff working for the charity whose**
**contracts are with and are paid by a related**
**party**
**No employees received employee benefits**
**(excluding employer pension costs) for the**
**reporting period of more than £60,000**
**Please provide the total amount**
**paid to key management**
**personnel (includes trustees**
**and senior management) for**
**their services to the charity.**||3250|3,250| |||**2024**
**£**|**2023**
**£**| |||126,785|136,470| |||8,073|12,262| |||3,131|2,636| |||21,722|29,113| |||
159,711|180,482| ||||| |||None|| ||||| |||None|| ||||| |||**£38,000**|| |**10.2 Average head count in the**
**year**
**The parts of the charity in**
**which the employees work**||~~**This year**~~
**Number**|~~**Last year**~~
**Number**| |---|---|---|---| ||**Fundraising**
1||1| ||**Charitable**
**Activities**
2||2| ||**Governance**
2||2| ||**Other**
-||-| ||**Tota**|**l**
5|5| 12/09/2025 ## **Section C Notes to the accounts (cont)** |**Note 11**
**Detailed income and expenses**
**2024**
**Income**
Hajj - Sales (Refund)
-
3,250
Standing Orders - MT
5,367
Youth Activities - Contributions
Support Charges - Utilities
166,953
Write off Hajj overpayment as donations
Other income
469
Sister Activities donations
Iftar Saa'em
5,407
Budget Support
62,000
Discover Islam OH & Rent
Rooms renting
3,000
AQA Utilities share
18,000
Book shop Rental Income
9,000
Office rental - Connection Of Hope
6,000
Office rental -SALAM
10,000
Classes hire
6,334
Rent Receivable
76,800
**366,080**
**Expenses**
Iftar Saeem
5,790
Zakaat Distributed
800
Salaries
148,507
Redundancy
Employers N.I.
8,073
Employers Pensions
3,131
PAYE Late payment interest
Business Rate
48,260
Waste Management Services
8,394
Building Insurance
7,241
Electricity
34,288
Gas
20,059
Water rate
8,226
Telephone, Fax & Broadband
802
IT Maintenance, Support & Equipment
2,928
Meetings Expenses
1,451
Mailshot & cloud
4,983
Stationery & Photocopier
1,173
Legal and Professional fees
3,290
Building Maintenance, repairs & renewal
373
H&S & Fire Protection Services
2,285
Miscellaneous Expenses
341
Training
199
Depreciation
420
Bad Debt Write Off
Write of allocated overheads
**311,014**
**55,066**|**Note 11**
**Detailed income and expenses**
**2024**
**Income**
Hajj - Sales (Refund)
-
3,250
Standing Orders - MT
5,367
Youth Activities - Contributions
Support Charges - Utilities
166,953
Write off Hajj overpayment as donations
Other income
469
Sister Activities donations
Iftar Saa'em
5,407
Budget Support
62,000
Discover Islam OH & Rent
Rooms renting
3,000
AQA Utilities share
18,000
Book shop Rental Income
9,000
Office rental - Connection Of Hope
6,000
Office rental -SALAM
10,000
Classes hire
6,334
Rent Receivable
76,800
**366,080**
**Expenses**
Iftar Saeem
5,790
Zakaat Distributed
800
Salaries
148,507
Redundancy
Employers N.I.
8,073
Employers Pensions
3,131
PAYE Late payment interest
Business Rate
48,260
Waste Management Services
8,394
Building Insurance
7,241
Electricity
34,288
Gas
20,059
Water rate
8,226
Telephone, Fax & Broadband
802
IT Maintenance, Support & Equipment
2,928
Meetings Expenses
1,451
Mailshot & cloud
4,983
Stationery & Photocopier
1,173
Legal and Professional fees
3,290
Building Maintenance, repairs & renewal
373
H&S & Fire Protection Services
2,285
Miscellaneous Expenses
341
Training
199
Depreciation
420
Bad Debt Write Off
Write of allocated overheads
**311,014**
**55,066**|**2023**
**£**
1,000
3,843
500
126,155
14,649
5,836
1,543
24,662
116,552
15,000
3,000
6,000
7,800
2,500
7,220
9,800
61,383
**407,443**
19,500
167,334
12,262
2,636
3,142
33,333
5,039
7,057
30,948
32,779
8,194
1,819
3,017
3,806
669
3,241
6,061
65
517
-
1,150
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