## **AL MUNTADA AL ISLAMI TRUST** ## **ANNUAL TRUSTEES REPORT** **DECEMBER 31, 2020** Charity Reg. No. 293355 **7 BRIDGES PLACE LONDON SW6 4HW** **Al-Muntada Al-Islami Trust annual report and financial statements 2020** ## **Contents** _**1. Forward ......................................................................................................................................... 2 2. Chairman’s report .......................................................................................................................... 2**_ **2.1 Vision Statement .......................................................................................................................................... 4 2.2 Mission Statement ................................................................................................................................. 4 2.3 Objectives ............................................................................................................................................. 4 2.4 Background ........................................................................................................................................... 4 2.5 Structure, Governance & Management .................................................................................................. 5** _**3. Induction of Trustees ........................................................................................................................... 5**_ **3.1 Legal and Administrative Information .................................................................................................... 6 3.2 Risk Management .................................................................................................................................. 6 3.3 Public Benefit Statement ....................................................................................................................... 7 3.4 Promoting Education ............................................................................................................................. 8 3.5 Promoting Faith ..................................................................................................................................... 8 3.6 Local Community Engagement ............................................................................................................... 9** _**4. Current Projects ............................................................................................................................. 9**_ **4.1 Evergreen Primary School ...................................................................................................................... 9 4.2 New Appointments ................................................................................................................................. 10 4.3 New Initiative - Compliance Department ................................................................................................. 10 4.4 Pilgrimages ............................................................................................................................................. 11 4.5 Community Engagement ......................................................................................................................... 14 4.6 Safer Neighbourhood Ward Panel ........................................................................................................... 14 4.7 Zakat ...................................................................................................................................................... 15 4.8 Building Maintenance ................................................................................................................................. 16:23** _**5. Achievements of the Year .............................................................................................................. 24**_ **5.1 Concerns Over Youth Gangs and Drugs .................................................................................................... 24 5.2 Mayor of London security for Places of Worship ...................................................................................... 25 5.3 Strengthening Faith Institutions Workshop ................................................................................................. 25 5.4 Hate Crime ..................................................................................................................................................... 25 5.5 Assurance to community ........................................................................................................................ 26 5.6 Food Bank .............................................................................................................................................. 27 5.7 Soup Kitchen .......................................................................................................................................... 27** _**6. Plans for the Future ....................................................................................................................... 28**_ **6.1 Support Facilities and Education ............................................................................................................. 28 6.2 Cooperation ........................................................................................................................................... 28 6.3 Health & Wellbeing ................................................................................................................................. 28 6.4 Food Bank ....................................................................................................................................................... 29 6.5 Improve Building Facilities ............................................................................................................................ 29 6.6 Food for Homeless .......................................................................................................................................... 29** _**7. Internal Auditor’s Report ...................................................................................................................... 30**_ **7.1 Financial Report… ...................................................................................................................................... 31:42** Appendices… .............................................................................................................................. 43 1 **Muntada Al-Islami Trust annual report and financial statements 2020** ## **Forward** The Board trustees are pleased to present this Annual Report and financial statements for Al Muntada Al Islami Trust for the period from 1[st] January 2020 to 31[st] December 2020. This year has been very challenging year since the outbreak of the new virus Covid-19 which apparently originated in China and unfortunately continued to spread around the world causing a pandemic. The impact that this has been unimaginable. Living in these strange and uncertain times that we are all experiencing has made everyday life more difficult for most people. This has had a tremendous impact on charitable organisations and in particularly those of faith who have centres and places of worship. The implementation of lockdown has severely affected our services and activities that we normally offer the community. Prime Minister Boris Johnson recognises the difficulties which many of our communities and institutions have continued to face during the imposed lockdowns. At the start, the very limited supplies of PPE’s and lack of hand sanitisers became a serious issue for personal protection. However, like most organisations Brexit and the ongoing uncertainties that comes with it continues to loom and could have a detrimental impact on our plans. Hence, the Trust has developed a contingency plan and will shift focus to support local projects that aims at improving life conditions of local people, particularly for young people and the hard to reach disadvantaged groups in the community. We will continue to support our sister organisations i.e. Muntada Aid and West London Cultural Centre to help maintain the services they offer to the community. 2 **Muntada Al-Islami Trust annual report and financial statements 2020** **Chairman’s Report** I am very pleased to present the Annual Report for Al Muntada Al Islami Trust for the period 1[st] January to 31 December 2020. This year has been particularly difficult due to lack of funding and the uncertainties that accompanied the outbreak of Covid-19 which even overshadowed Brexit. However, despite those major challenges, the Trust has been able to achieve some improvements in provision of most needed services to our communities locally and worldwide directly or through empowering local partner agencies. Following government lockdown advice, we closed our centre back in March. Unfortunately, we had to remain closed throughout this very difficult period which included the month of Ramadan that followed during the major lockdown. Ramadan this year, which fell between April and May, is a major event in the Islamic Calendar. As with all Muslim centres, Ramadan is the centre’s busiest period of the year. Normally there is a significant increase in the number of worshippers attending our centre to gain spiritual inspiration and reward in religious worship. This year was no exception, unusually Ramadan prayers and activities had to be performed by families at home. As this would have an unwieldly sombre effect on the community rapid measures were taken to try and develop a virtual contact for those who are fortunate have access to social media platforms. To help facilitate this a number of lectures and talks were recorded and then put out on Facebook so that members of the community could have some form of contact with our centre for their spiritual connection and enlightenment. Unlike that of past years there was no congregational prayers on Eid Al-Fitr, which is a celebration marking the end of Ramadan. However, we did receive a lovely message from the Mayor of Hammersmith & Fulham, Cllr. Daryl Brown, wishing the community a very happy Eid at this difficult time during the lockdown. In June 2020, the Board of Trustee had its AGM in which all existing projects were reviewed and evaluated. The Board decided to carry on with the same objects but for alternative sources of funding and develop effective fundraising strategy. On the light of above challenges, the Trust intends to use the limited funds available carefully and remain focused on its objectives of delivering the vital services to those in need. It had been some 4 months since we closed and reopened on 20[th] July for congregational prayers with some normality, but under very strict provisions. We quickly started work on how we could safely reopen in line with Government guidelines, ensuring that any changes would keep both our staff, visitors and worshippers safe. We’ve made a lot of changes to our premises and how we serve our worshippers, introducing social distancing measures and enhancing our hygiene procedures. Worshippers are confidently telling us that they feel safe when visiting and are delighted that we’re open. On a positive side progress is has been made to improve safety, quality and sustainability of those services provided by the Trust through our partners. The Trust will continue to work closely with our local partners in the local authority, third sector, Police, Fire and Rescue and others to ensure that we play an active part in the discussions that affect our local community. All of this has been made possible due to the professionalism and sheer commitment of our staff and volunteers. Hence, I would like to record my thanks to them all. I also wish to express my sincere thanks to our Trustees both past and present, for their commitment and continued support to help develop the Trust’s future priorities and shape our services across the communities that the Trust serves. **Dr. Saeed Al-Ghadi 29[th] September 2021** 3 **Muntada Al-Islami Trust annual report and financial statements 2020** ## **Vision Statement** to be a leading Islamic Centre and a role model charity in delivering and supporting educational and Da’wah activities. ## **Mission Statement** promoting excellence in providing educational and Da’wah activities ## **Objectives** 1. The advancement of the Islamic religion in accordance with the Quran and the Sunnah 2. To relieve poverty within the Muslim community; 3. To advance religious education of Muslims; 4. To provide, or assist in the provision of, facilities for recreation or other leisure-time occupation activities, in the interest of social welfare. 5. To provide the necessary services for other charities such as HR, IT and Financial Services. 6. To provide Hajj and Umrah services for the Muslim community in the UK. ## **Background** Al-Muntada Al-Islami Trust was established in 1986 as an independent organisation catering for the UK Muslim Community. During the last 34 years the Trust has expanded its work on a global level with the aim of running educational programmes, alleviating poverty-both its causes and symptoms, clarifying misconceptions about Islam and Muslims and generally to facilitate the needs of different communities through local initiatives. ## **STRUCTURE, GOVERNANCE AND MANAGEMENT** **----- Start of picture text -----**
Board of
Trustees
Operations
Manager
Facilities & Finance & Compliance & Hajj & Umrah
Human Resources
Maintenance Planning Quality Assurance Department
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Al Muntada Al Islami Trust is a registered charity under the Laws of England & Wales regulated by the Charity Commission. The Trust was founded in 1985 and became formally registered with the Charity Commission in 1986. All members of the board are appointed and are committed to serving the Trust by fulfilling their roles as Trustees in keeping with its Trust Deed. Currently serving trustees are: 1. Dr Saeed Al-Ghadi (Chairman) 2. Mr Salah Taifoor 3. Mr Abdullah Al-Bagieh 4. Mr Abdul Hakeem Montague 4 **Muntada Al-Islami Trust annual report and financial statements 2020** ## **Induction of trustees** All of our trustees are volunteers. They are chosen because they have the diverse range of skills, knowledge and experience that Al Muntada Al Islami Trust needs to respond to key challenges. Stakeholders and partners may nominate trustees, and sometimes we will make a personal approach to potential candidates. To ensure that the charity benefits from a professional and dynamic board, trustees are provided with a comprehensive induction and on-going training in new or emerging areas of responsibility. New trustees receive a full overview of the strategic and operational functions, as well as a welcome pack which includes a copy of Trust’s Constitution, financial statements, Board Meeting Minutes and Charity Commission guidance “The Essential Trustee.” Trustees play a significant role in the running of the charity and are always expected to keep up to date in the charity world this also includes keep abreast of “Charity Commission News” and other updates as and when they appear on the commission’s website. They are also encouraged to help identify any gaps in their training needs. The Director also keeps trustees up to date with changes in regulatory standards and training possibilities. ## **Organisation Management Committee** The organisation’s management is under the supervision of the trustees through delegated authority. The Operations Manager leads on the management committees and reports to the board. The Board of Trustees meet at regular intervals to carry out reviews and take decisions and has the overall responsibility for all of Al Muntada Al Islami Trust’s activities. In keeping with good practice the Board receives regular performance reports, annual financial reports, plans and budgets. It also approves relevant new policies and procedures. **LEGAL & ADMINISTRATIVE INFORMATION** |CharityName|Al Muntada Al Islami Trust| |---|---| |CharityNumber|CharityNo: 293355| |Registered address|7 Bridges Place London SW6 4HW| |Accountant’s name and address|KWSR & Co
136 Merton High Street
London SW19 1BA| |Solicitor’s name and address|Khalid Sofi
Lee Bolton Monier-Williams
1 The Sanctuary
Westminster
London SW1P 3JT| |Banker’s name and address|Al-Rayan Bank
77-79 Edgware Road
London W2 2HZ| 5 **Muntada Al-Islami Trust annual report and financial statements 2020** ## **COVID-19 response** Faith-based organisations and communities play a core role in the spiritual and social care of individuals, a source of guidance and support during the COVID-19 pandemic. Organisations and their leaders are often well recognised and trusted within communities and their networks, including those who are, or may be, vulnerable. Faith-based organisations also play an important role in ensuring that those who seek spiritual support and worship are safeguarded from harm. During the pandemic, there have been significant changes to the ways that faith groups engage with their communities, and this poses additional challenges to adapt safeguarding practices to meet their needs. Al Muntada Trust had restructured it is operations for more effective working environment. The Trust started the first phase of voluntary redundancy last October 2020 to reduce the workforce to a manageable level to reduce the tax liabilities the Trust has to pay to keep employees during the pandemic. All employees were furloughed due to the restrictions from the government to close places of worship and depend on contractors and some volunteers to do works when needed. No other support fund was given by the government during 2020 which affected our cash flow and slowed the payment of tax liabilities, we are planning by the end of year 2021 to clear all liabilities or at least the majority of it. ## **Our COVID-19 Strategy focuses on:** Reduce the risk of infection and the spread of the virus: The trust worked with other Muslims organisation and community Centres to raise awareness of the virus and follow the government guidance from day1, as per appendix 1 (Mosques emergency plan on 18[th] March 2020). Tackling and minimise the social impacts: Our volunteers worked non-stop to provide food, initiated shopping and delivery service for elderly and vulnerable. Working together to go back to normal as quick as possible and provide the help and support to NHS service by offering a place to vaccinate the community and show the support to the amazing work done by NHS staff. ## **Risk Management** The Trustees have a duty to identify and review the risks to which the charity is exposed to and to ensure appropriate controls are in place to provide to provide reasonable assurance against fraud and error. The Trustees actively review the major risk to which Al Muntada Al Islami Trust is exposed to on a regular basis, in particular those related to its operations and finances. There is a Risk Register system in place to review these risks and adequate steps are being taken to mitigate these risks. 6 **Muntada Al-Islami Trust annual report and financial statements 2020** ## **Public benefit statement** It is estimated that there are around three million Muslims living in the United Kingdom, many of whom have been born and raised in the U.K. Al Muntada Al Islami Trust manages to help provide much needed essential services to the diverse community almost every day of the year. We have around 2500 people from all walks of life attending the centre each week to fulfil their religious obligation and find peace of heart and tranquillity which many of whom come from socially, emotionally and economically disadvantaged backgrounds. The Trust understand and appreciate that some of the visitors to the centre have some form of disability, which could affect their access to services and facilities. The centre is a very old building, in part pre-war and with later 1960’s additions, hence in the main disabled access were not really considered important. However, the Trust continues to consult with professionals to see where changes and adaptations could be made to improve accessibility for disabled users of the centre. We hope that significant headway can bring a proposal into a reality in the forthcoming year. Security has been an added point of concern in the past few years due to increased reported incidents of hate crime and Islamophobia taking place in London. Unfortunately, as we hear more and more reports about terrorist attacks taking place and also Islamic centres becoming a target too for those extremists who wish to cause harm and divide communities wherever they strike. The Trustees and management have continually regularly reviewed the security measures to ensure our staff, volunteers’ visitors and neighbours are protected and remain safe from harm as much as possible. The centre’s philosophy is to engage and enhance good community relations which stands as a good testament for being an open place of outreach where all can benefit and particularly those in need of support and reassurance. Excellent community relations continue to thrive with the local police and residents which resulted in developing a common understanding over the past 34 years much to the determination of the centre’s management. The Trusts’ activities focuses on the following main areas: ## **Promoting education** To promote Islamic educational services, Islamic awareness and to address misconceptions while aiming to develop and preserve the Muslim identity. - To raise the standard of Islamic education in the UK through supporting independent Muslim schools; - To provide access to Islamic education for all ages in an Islamic environment through lectures, seminars and conferences and using on-line media; - To instil Islamic values and principles in our children enabling them to attain the highest level of morality though organising youth awareness programmes, courses and activities. ## **Promoting faith (Dawah)** - To direct Muslims towards Islam and to invite non-Muslims to have a better understanding and appreciation of Islam and Muslims. - To provide practical solutions to various problems and issues experienced by Muslims living in the UK through counselling and marriage and relationships and mediation. - To develop and nurture Muslim youth to attain their full potential where possible through offering volunteering and training opportunities. ## **Local community** - Creating a strong Muslim community that engages cohesively with the wider society. - Provide a full range of community services both locally and nationally. - Engage in dialogue with government, Muslim and non-Muslim organisations in forwarding the Muslim perspective in all relevant issues in order to create a more just, respectful and tolerant society. 7 **Muntada Al-Islami Trust annual report and financial statements 2020** - Facilitate the needs and challenges of the less fortunate around the World. - Deliver vital assistance, emergency aid and relief to communities affected by poverty, conflicts and natural disasters. - Carry out long-term development & sustainability programmes advancing the living standards of people in need. - Promote awareness towards the needs of Muslims in the developing worlds and to provide services and support to the Muslim community in the distribution of donations. ## **Compliance Department** The Al Muntada Al Islami Trust is committed to conducting its business ethically and in compliance with all applicable laws, regulations, guidelines, and policies. In keeping with that commitment, the Charity is making headway to implement a comprehensive Compliance Programme which governs its entire business operations. Based on this commitment to conduct its business activities lawfully and in a manner that will enhance its achievement of set goals in its Strategic Plan. The Trust established a **compliance department** that is responsible for implementing an effective programme for compliance to form a functional and integral part of its management process. The primary aim of this department is to focus on the identification, assessment and management of significant compliance areas and the potential risks of non-compliance. The objectives of DCD is to: 1. Establish wide Compliance Culture across all Trust entities; 2. Ensure that all entities understand and commit themselves to their legal obligations, i.e. compliance with legislations, compliance with internal policies, procedures and guidelines in addition to its compliance with its legal and contractual commitments and obligations; 3. Maintain and raise the level of awareness of entities CEO’s, managers and employees by the provisions of this Policy for an effective compliance management system, 4. Develop and deploy appropriate practices and processes to ensure compliance with regulatory obligations; 5. Monitor entities compliance with its regulatory obligations; 6. Take appropriate corrective action with a view to preventing recurrence of incidents of noncompliance, violations or breaches. 8 **Muntada Al-Islami Trust annual report and financial statements 2020** ## **Hajj and Umrah Services (Pilgrimage)** Unfortunately, with the outbreak of the Covid-19 pandemic it has not been possible to facilitate this year’s Hajj pilgrimage. We were notified by the Ministry of Hajj authorities that it is suspended for this year. This has caused a great deal of disappointment to those in our community who were expecting to perform the rites of Hajj. May Allah (swt) accept all the good intentions of carrying out this duty. We hope that come next year it will be possible for all those who missed this opportunity. We respect and accept that safety and well-being of pilgrims comes first and foremost. Performing Hajj is an obligatory duty upon every Muslim adult, male and female, whose health and means permit. Al Muntada Al Islami Trust has for the last 2 decades through its Hajj Department been assisting UK Muslims an opportunity to fulfil their most fundamental religious obligation that constitutes one of the five pillars of Islam. The department offers value for money (Umrah) and Hajj package service that attracts more pilgrims every year. This is evident from the overwhelming positive response and feedbacks we have had from participants over the years who put their trust and confidence on us. We are fully conscious of the added responsibility that comes with that trust and are committed to do even better to improve the service. ## **Community Engagement** The Trust in its capacity as a locally respected organisation actively participates in supporting and improving the borough’s initiative of community engagement. A significant amount of time is invested in this as the Trust is a fervent believer in participating and developing good community relations where it feels it can bring about positive changes to society at large. The Trust continues to strive in this since the emergence of the _Community Relationship Group_ and even before that in the early pioneering days of community cohesion. Members of the Trust regularly attend monthly council meetings with other local organisations discussing local issues and needs affecting communities, meeting agencies providing support, feeding responses to central government about community concerns, providing community updates, local initiatives and progress reports that take place at local community centres and Town Halls. 9 **Muntada Al-Islami Trust annual report and financial statements 2020** ## **However due to the Covid-19 restrictions, this year has meant that all meetings were held virtually using the Microsoft Teams app.** ## **H&F Faith Forum** Like most other communities many in our community have been affected by the outbreak of Corona virus in the UK in one way or other through family members, relatives, friends or colleagues being infected through close contact. It has made things very difficult indeed and taken life right out of the norm in how we need to conduct ourselves. The matter has been further complicated by the way it has led to peoples’ mental health particularly with the young and old. There have been an increasing number of reports through academia and media highlighting the impact and risks the lockdowns continue to have. The major problem of people feeling isolated and out of close contact with family and friends. Even with the unnatural norms of life with restrictions through social distancing rules like going out to visit socially, shopping and work. During this time the Trust has been working closely with the local authority to mitigate the risks, measures have been taken to overcome some of the difficulties experienced by communities. The other issues are of peoples’ perceptions which are also having an effect the mind sets of many through the insurgence of social media taking centre play. There are an abundant forms of messages being rolled out either distorting the facts or clarifying the truth. Much of this is confusing about what really is going on and may lead to people taking serious risks about their own health and that of others. The Trust has continued to engage with the Hammersmith & Fulham Communities Faith Forum since the time it was first established. Helping to take the pulse of the local Muslim community, taking stock of concerns through regular discussions and updates and sharing information of good practice with other faith groups and council leaders. **Dr Nicola Lang (Director of Public Health Adult Social Care Hammersmith & Fulham Council), Imran Asif (Executive Operational Manager Al Muntada Al Islami Trust), An official from the Cabinet Office (Eugene Morgan), Pastor Mark (Fulham Baptist Church), and Aysha Eskaji (H&F)** On 16[th] September 2020 a meeting took place at Al Muntada Al Islami Trust with Mr. Eugene Morgan an official from the Cabinet Office, Dr Nicola Lang Director of Public Health Adult Social Care for Hammersmith & Fulham to discuss the - Steps Al Muntada have taken to re-open safely 10 **Muntada Al-Islami Trust annual report and financial statements 2020** - Show them the video which Dr Al Ghadie made around diabetes and Covid. - Mr Montague has spoken to the Councils Assistant Director for Environment around safely reopening Al Muntada. He is happy to advise Al Muntada on their re-opening plans if required. - The Mosque has been making announcements around recent increase in cases and how to keep safe. - Mr Montague being part of the Covid WhatsApp group with the council where key important messages around Covid are shared for quick dissemination. how Al Muntada are working with the council to keep the community safe and how they are promoting key messages to their community and congregation The official from Cabinet Office (Eugene Morgan) found the visit to you very helpful indeed. Kim Smith Chief Executive Hammersmith & Fulham Council ## **Safer Neighbourhood Ward Panel** As a major community organisation, which represents the interests of the local Muslim population the Trust plays an important part in engaging with the local Town Ward Safer Neighbourhood team, which has been running for many years. The purpose is to monitor the level of crime in the ward, discuss issues about nuisance that affecting the local neighbourhood and local policing matters. The Trust is also concerned about the general wellbeing of the community and the safety of its local worshippers. The centre promotes the local Town Safer neighbourhood team of officers that patrol the streets and regularly encourage the drop in touch base commitments that they provide. A fluid relationship has been developed over many years through events and contacts with senior and local serving officers. Since the lockdown we receive regular updates from our local neighbourly contact Annabel Cottrell who endeavours to keep all members up to date with issues of concern. We also obtain news feeds from our local BCU Commander Chief Superintendent Helen Harper on any serious issues that may affect the community. ## **Zakaat** Zakat is one of the Five Pillars of Islam – one of the foundations on which the rest of the religion can grow, both collectively and individually. We believe that Zakat strengthens the faith and character of the individual and build up the collective commitment and contribution of those who believe. We believe it provides foundation to flourish as a real commitment to our creator that inspires us to strive for prosperity, harmony and justice for all. We, at Al Muntada Trust, understand the sacred importance of Zakat and know who is eligible to receiving it according to the Quran and Sunnah. We also believe in the importance of looking after the needy in the wider community, irrespective of faith or origin. ## **Events / Achievements of the year** We were invited to attend the Mayor of London’s launch of the Shared Endeavour Fund held at City Hall 14 January 2020. Like all other centres in March we were informed to lockdown under government rules concerning Covid-19. This had a tremendous impact on our community as it was no longer possible to physically 11 **Muntada Al-Islami Trust annual report and financial statements 2020** access our services. All staff / volunteers were instructed to stay at home as the centre closed its doors for the duration of the lockdown measures enforce. ## **A MESSAGE FROM THE CHAIRMAN OF ALMUNTADA TRUST DR SAEED AL GHADI** A message from the chairman of Al Muntada Trust Dr Saeed Al Ghadi **Al Muntada Trust** A message from the chairman of Al Muntada Trust Dr Saeed Al Ghadi م ي ح الر ن لرحم ا هلال س م ب All praise be to Allah, we praise him, thank him, seek his guidance and forgiveness. Dear Brothers & Sisters, We all believe that the wisdom of Allah has encompassed and embraced everything; including tribulations and calamities, and one of the main wisdoms behind tribulations is for people to return back to their Lord and have a stronger connection with him. This Ramadan is a golden opportunity, to turn this calamity into a great opportunity to establish a stronger connection with Allah SWT. It is a chance for us to revive the Quran in our houses, to revive the salah in our houses, to have a stronger connection with the Quran, and to strengthen our bonds with our children and our family. One of the main objectives of Islam is to save the lives of people, so as we move into Ramadan I urge you all to keep safe and to continue to observe the Government’s advice on protecting yourself, your family, your friends and your neighbours from the spread of the coronavirus. This means you should stay at home. Only go outside for food, medicines, exercise or work, but only if you can’t work from home. When you are outside make sure you stay at least 2 metres away from other people at all times and wash your hands thoroughly as soon as you get home. Do not meet others, even family and friends, unless they live with you. This is for their interest and your own interest too and it is the guidance of our beloved Prophet to minimise inter-actions, so the pandemic remains confined. Sadly, this Ramadan our masaajids are closed therefore there will be no Tarawih prayers. However, I ask you all to continue this sunnah and perform Tarawih salah at home with your family. It is quite likely that restrictions on social gatherings might still be in place at Eid al-Fitr, which could restrict our celebrations with friends and family at the end of Ramadan. Please observe any ongoing Government guidance at that time. West London Islamic Centre is offering many educational and counselling programs online, so feel free to visit our website WLICC.org for more information. On the other hand, Hammersmith & Fulham Council has put in place a Community Aid Network to provide support and assistance to all of its residents during this difficult time. If you need urgent help with food, or you are lonely and need to talk to someone, there is Freephone number you can call from 9am to 7pm on weekdays and 9am to 2pm at weekends. The number is 0800 145 6095, that is 0800 145 6095. If you need help, then please call that number. Please keep safe during Ramadan. 12 **Muntada Al-Islami Trust annual report and financial statements 2020** **Video: Advice from Dr Saeed Al Ghadi, Chairman of Al-Muntada Trust** **----- Start of picture text -----**
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## **Coronavirus (COVID 19)** During this time the centre came up with some local initiatives in helping to give some support to the elderly and infirm. This included shopping and some food support to those in need. ## **Emergency Response Plan** It was in July after consultation with the local authority that is was agreed to re-open the centre in a very limited capacity for private prayer taking into strict consideration of safety precautions and a risk managed assessment. Measures were put in place with the display of posters and banners of dos and don’ts, we ensured that PPE was made available to those who need it, sanitiser dispensers in entrances, disposable prayer mats, along with precautions of taking temperature readings of anyone wishing to attend. A thorough cleansing and redecoration of the prayer hall areas had to be carried out prior to opening for everyone’s safety. ## **Plans for future periods** Due to the uncertainty that lies ahead we will continue to follow the Council’s Emergency Response Plan in order to help keep our community safe. The Trust expects to revise its strategies in order to take into account of any forthcoming changes that may come into play through having continuous regular virtual meetings with staff, management and trustees. In these difficult times, the centre will as a matter of course continue to work closely with other Muslim centres and organisations as it always has done, sharing experiences and to help manifest ideas in finding ways of solving the challenges that we are all faced with. 13 **Muntada Al-Islami Trust annual report and financial statements 2020** ## **Financial review** ## **Income and expenditure overview** The financial statements have been prepared in accordance with the accounting policies set out on the financial statements part of the report and comply with applicable laws and requirements of the ‘Accounting and Reporting by Charities: Statement of Recommended Practice’ (Charities SORP (FRS102)) issued by the Charity Commission. After a fall on income level by 19% in 2019 (£1.4 m) compared to 2018 (£1.7m), total income has decreased year 2020 by a record fall 75% to £106m, primarily due to a cancellation of Hajj and Umrah as result of COVID-19 pandemic, but also reflecting a continuing challenging with fundraising environment. The reduction in donations from individuals is mainly due to a closure of the centre and suspended all activities following the government restrictions on all worship places. **----- Start of picture text -----**
2018 2019 2020 Variances
Unrestricted income 1,419,668 1,382,878 354,543 -75%
Restricted income 244,692 8,470 - -
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## Four Years' Income Chart **----- Start of picture text -----**
1,500,000
1,000,000
500,000
-
2018 2019 2020
Unrestricted income Restricted income
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The same circumstances affected the income had the same results on expenditures, Expenditures decreased by 72%, The majority of expenses due the closure of the centre were staff salaries and the running costs of the building. ||**2018**|**2019**|**2020**|| |---|---|---|---|---| |Unrestricted expenses|1,796,317|1,416,455|386,139|-72%| |Restricted expenses|232,657|41,354|-|-| 14 **Muntada Al-Islami Trust annual report and financial statements 2020** Four Years' Income Chart **----- Start of picture text -----**
2,000,000
1,500,000
1,000,000
500,000
-
2018 2019 2020
Unrestricted expenses Restricted expenses
**----- End of picture text -----**
## **Balance sheet, reserves and cash** Our net asset position has declined by 3.5% to £0.88m, reflecting the overall deficit position for the year. Operational reserves (unrestricted reserves less depreciating tangible and intangible fixed assets) have declined to £0.88m as a result of the unrestricted funds deficit. The Trust has maintained a strong focus on cash management and so has limited the reduction of cash and cash equivalents, resulted on a net increase of £88k. The trustees consider the cash remaining balance as sufficient to support the operational requirements of The Trust for the next twelve months. ## **Trustees assessment of Going Concern** The trustees had assisted the restrictions arising due to the pandemic which materially impacted the results for the financial year to 31 December 2020, primarily due to the closure of the centre and cancellation of Ramadan, Hajj and no support from the government. The assessment indicate the existence of a uncertainty which may cast significant doubt about Muntada Trusts ability to continue as a going concern, therefore, The Trust will continue follow previous year plans to restructure the operations and reduce the workforce to the limit that will reverse all the deficits in the very near future. 15 **Muntada Al-Islami Trust annual report and financial statements 2020** ## _**External Auditor’s Report to the Trustees of Al Muntada Al Islami Trust**_ We have audited the financial statements of Al Muntada Al islami Trust for the period ended 31 December 2020 which comprise a Statement of Financial Activities, Balance Sheet and related notes. The financial reporting framework that has been applicable law and United Kingdom Accounting Standards (United Kingdom Accepted Accounting Practice). ## **Respective Responsibilities of Trustees and Auditors** The trustees are responsible for preparation of the financial statements and for being satisfied that they give a true and fair view. Our responsibility is to audit the financial statements are in accordance with applicable law and International Standards on Auditing (UK & Ireland). Those standards require us to comply with the auditing Practices Board’s Ethical Standard for Auditors. ## **Scope of the Audit** An audit involves obtaining evidence about the amount of disclosures in the financial statements sufficient to give reasonable assurance that the financial statements are free from material misstatement, whether caused by fraud or error. This includes an assessment of whether the accounting policies are appropriate to the charity’s circumstances and have consistently applied adequately disclosed, the reasonableness of significant accounting estimates made by the trustees, and the overall presentation of the financial statements. ## **Opinion on the Financial Statements** In our opinion the financial statements give a true and fair view of the state of the charity’s affairs for the period ended 31 December 2020; have been properly prepared in accordance with United Kingdom Generally Accepted Accounting Practice; and have been prepared in accordance with the requirements of the Charities Act 2011. ## **Opinion on other matters prescribed by the Charities Act 2011** In our opinion the information given in the Trustees Report for the financial year for which the financial statements are prepared is consistent with the financial statements. The accounts have been prepared in accordance with FRS102 - The Financial Reporting Standard applicable in the UK and Republic of Ireland and the requirements of the Statement of Recommended Practice, Accounting and Reporting by Charities. ## **Matters on which we are required to Report by Exception** We have nothing to report in respect of the following matters where the Charities Act 2011 requires us following report to you if, in our opinion: Adequate accounting records have not been kept or returns adequate for our audit have not been received from branches not visited by us; or Certain disclosures of trustee’s remuneration specified by law are not made; or We have not received all the information and explanations we require for audit; or The Trustees were not entitled to prepare the financial statements in accordance with the Small Companies regime and take advantage of the Small Companies Exemption in preparing the Report of the Trustees. Susan Rahman KWSR Chartered Accountants and Registered Auditors 136 Merton High Street London SW19 1BA 16 **Muntada Al-Islami Trust annual report and financial statements 2020** |Charity Name Al Muntada Al
Islami Trust|Charity Name Al Muntada Al
Islami Trust|CharityNo|293355|293355|| |---|---|---|---|---|---| |||CompanyNo|||| |Annual accounts for theperiod|||||| |Period
start date|**01/01/2020**|**To**|Period end
date|**31/12/2020**|| ## **Section A Statement of financial activities (including summary income and expenditure account)** |**Recommended categories by activity**|**Unrestricted funds**|**Restricted**
**income funds**|
**Endowmen**
**t funds**|**Total funds**|**Prior year**
**funds**| |---|---|---|---|---|---| ||**£**|**£**|**£**|**£**|**£**| |**Income (Note 3)**|F01|F02|F03|F04|F05| |**Income and endowments from:**|||||| |Donations and legacies
Charitable activities
Other trading activities
Separate material item of income
Other
**_Total_**|154,583
-
199,960
-
-
**354,543**||-
-
-
-
-
-
-
-
**-**
-
-
**-**|154,583
-
199,960
-
-
**354,543**|443,889
-
810,804
-
136,654
**1,391,348**| |**Expenditure (Notes 4)**||||-|| |**Expenditure on:**
Raising funds
Charitable activities
Trading Activities
Other
**_Total_**|1,640
384,499
-
-
**386,139**||-
-
-
**-**
-
-
-
-
**-**|1,640
384,499
-
-
**386,139**|2,698
83,659
1,371,451
-
**1,457,809**| |**Net income/(expenditure) before tax**
**for the reporting period**|-
**(31,596)**|**-**|**-**|**(31,596)**|**(66,461)**| |**_Reconciliation of funds:_**|||||| |Total funds brought forward|(535,053)|510,898|937,466|913,311|979,772| |**_Total funds carried forward_**|**(566,649)**|**510,898**|**937,466**|**881,715**|**913,311**| 17 **Muntada Al-Islami Trust annual report and financial statements 2020** Charity Name: Al Muntada Al Islami Trust Charity No: 293355 ## **Section B Balance sheet as at 31-12-2020** |**Unrestricted**
**funds**
**£**
**Fixed assets**
F01
**Tangible assets**
**(Note 5)**
**_Total fixed assets_**
**Current assets**
**Debtors**
**(Note 6.2&6.3)**
**Cash at bank and in hand (Note 6.1)**
**_Total current assets_**
**Creditors: amounts falling due within**
**one year**
**(Note 7.1 & 7.2)**
(9,765)
**_Net current assets/(liabilities)_**
**_Total assets less current liabilities_**
**Creditors: amounts falling due after**
**one year**
**(Note 7.1)**
8,750
**Provisions for liabilities**
-
**_Total net assets or liabilities_**
**(55,751)**
**Funds of the Charity**
**Endowment funds (Note 8)**
-
**Restricted income funds (Note 8)**
**Unrestricted funds**
(168,898)
**_Total funds_**
**(168,898)**
Signed by one or two trustees/directors on behalf of
all the trustees/directors
3,677
**3,677**
(192,966)
132,525
**(60,442)**
**(47,001)**
**(50,677)**|**Restricted**
**income**
**funds**
**Endowment**
**Total this year**
**funds**
**£**
**£**
**£**
F02
F03
F04
-
-
-
937,466
941,143
**-**
**937,466**
**941,143**
-
-
(192,966)
-
**-**
-
**-**
132,525
**(60,442)**
(9,765)|**Total last year**
**£**
F05
190,836
942,368
**942,368**
126,518
44,012
**170,529**| |---|---|---| ||**-**
**-**
**(50,677)**|**(20,307)**| |||| ||**-**
**937,466**
**890,466**|**922,061**| ||-
-
8,750
-
-
**-**|| |||| ||**-**
**937,466**
**881,716**|**913,311**| ||937,466
937,466
113,147
113,147
-
(168,898)|937,466
510,898
(535,053)| |||| ||**113,147**
**937,466**
**881,715**|**913,311**| |||| ||Print Name|Date of
approval
dd/mm/yyyy| ||Dr. Saeed AlGhadie|26/10/2021| |||| 18 **Muntada Al-Islami Trust annual report and financial statements 2020** **Charity No 293355 Charity Name Al Muntada Al Islami Trust** |**Statement of Cash Flows or the Year Ended 31 December 2020**
Reconciliation of net income/(expenditure) to net cash flow
Net income/(expenditure) for the reporting period as per the statement
of financial activities
Adjustment for:
Depreciation
Decrease/(increase) in debtors
(Decrease)/increase in creditors
**Net cash provided by (used in) operating activities**
Cash flow from financing activities
Loan received
**Net cash provided by (used in) financing activities**
Cash flow from investing activities
Purchase of assets
**Net cash provided by (used in) investing activities**
Net increase / (decrease) in cash and cash equivalents
Opening Cash and Cash equivalents
Closing Cash and Cash equivalents
Net increase / (decrease) in cash and cash equivalents|**2020**
**2019**
(31,596)
(66,461)
1,226
1,634
319,484
(6,286)
(200,601)
75,034| |---|---| ||**88,513**
**3,921**| ||-
-
8,750| ||**-**
**8,750**| ||-
-| ||**-**
**-**| ||| ||**88,513**
**12,671**| ||44,012
31,340
132,525
44,012| ||**88,513**
**12,671**| 19 **Muntada Al-Islami Trust annual report and financial statements 2020** **Section C** **Notes to the accounts** ## **1 Accounting policies** ## **a) Basis of preparation** The financial statements of the Charity, which is a public benefit entity under Financial Reporting Standard 102, have been prepared under the historical cost convention in accordance with the Financial Reporting Standard Applicable in the UK and Republic of Ireland (FRS102) effective 1 January 2015, the Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (Charities SORP (FRS102)) and the Charities Act 2011 and Companies Act 2006. The Accounting Policies are consistent with the previous year. After reviewing the charity’s forecasts and projections, the trustees have a reasonable expectation that the charity has adequate resources to continue in operational existence for the foreseeable future. The charity, therefore, continues to adopt the going concern basis in preparing its financial statements. The accounts present a true and fair view and no changes have been made to the accounting policies. No changes to accounting estimates have occurred in the reporting period. No material prior year error has been identified in the reporting period. ## **b) Going Concern** Al Muntada Al Islami Trust is currently going through a recovery process to strengthen its financial resilience to continue to meet its charitable objectives. At the same time the charity is putting in measures to improve all aspects of its operations including governance, financial management, human resources and compliance. The Trustees have reviewed the Charity’s financial position, Since the year end, the overall income position of the Charity has continued to improve but the unrestricted funds remain in deficit. A financial recovery plan to commence in January 2020 is being put in place. This involves a significant review of all areas of the Charity particularly those that are making operating deficits, reducing charitable expenditure and costs at the centre. This will also enable the Charity to manage operational and financial risks successfully and to allow us to meet our strategic and operational goals over the next 12 months and the medium term. The following assumptions are made in the financial projections. The charity will be able to raise the voluntary income from donors and supporters which it has projected as there are an increasing number of supporters who are committed to continue supporting the charity. This was demonstrated during 2020 up to the report date. The organisation will focus on reviewing its cost base to ensure it is in line with its income projections. Despite the financial recovery plan and the associated financial and cash flow forecasts the Trustees recognise that there is a material uncertainty relating to these assumptions. These conditions indicate the existence of a material uncertainty which may cast significant doubt about The Trust’s ability to continue as a going concern. The Trustees and CEO are proactively addressing the negative unrestricted funds and will continue to have day-to-day focus on income generation and cashflow forecasts and these will be reviewed on a monthly basis. As a result of these planned changes and the commitment to implement them the Trustees are of the view that it is appropriate to prepare the accounts on a going concern basis. The financial statements do not include the adjustments that would result if Al Muntada Trust was unable to continue as a going concern. The trustees are not aware of any material uncertainties which suggest the charity cannot continue as a going concern. The accounting policies have been consistently applied for all material items. ## **c) Incoming resources** Voluntary income is received by way of donations and gifts and is included in full in the Statement of 20 **Muntada Al-Islami Trust annual report and financial statements 2020** Financial Activities when Al Muntada Trust is entitled to the funds, receipt is probable, and the amount can be measured reliably. Gifts in Kind for which Al Muntada Trust accepts full responsibility for distribution are included in income at the value to the charity (in the case of medicines, at the lowest value of the generic equivalent as approved by the WHO) when the good are received and under the control of Al Muntada Trust. Amounts are recognised in inventory until distributed at which point the relevant cost is released to the statement of financial activities. Grants, including grants for the purchase of fixed assets, are recognised in full in the Statement of Financial Activities when Al Muntada Trust is entitled to the funds, receipt is probable, and the amount can be measured reliably. The receipt in advance of a grant for expenditure that takes place in a future accounting period is accounted for as deferred income and recognised as a liability until the accounting period in which Al Muntada Trust will expend the resource. ## **d) Resources expended** Resources expended are recognised on an accrual’s basis. Fundraising costs are those incurred in seeking voluntary contributions and do not include the costs of disseminating information in support of the charitable activities. Support costs are those costs incurred indirectly in support of expenditure on the programmes of the Charity. Allocation of support costs and staff costs have been proportionated to the total of programme costs and corresponding thematic programme area. Governance costs are those incurred in connection with administration of the Charity and compliance with constitutional and statutory requirements. They include legal advice for trustees, cost of trustees' meetings, audit fee and internal audit costs. These costs are allocated in the same way as other support costs. ## **e) Foreign currencies** Transactions in foreign currencies are translated at the rate of exchange at the time of the transaction. Foreign currency balances are translated at the rate of exchange prevailing at the balance sheet date. Foreign currency gains and losses are recognised through the Statement of Financial Activities for the period in which they are incurred. ## **f) Investment property** No investment property held. ## **g) Tangible fixed assets and depreciation** Depreciation is provided at rates calculated to write off the cost less residual value of each asset over its expected useful life, as Leasehold properties Straight line over the life of the lease, Freehold properties 5% straight line, Computers and software 25% straight line, Fixtures and fittings 25% straight line, Office equipment 25% straight line, Motor vehicles 15% straight line Assets that are subject to amortisation are tested for impairment whenever events or changes in circumstance indicate. ## **h) Fund accounting** General funds are unrestricted funds which include buildings and equipment necessary for the proper functioning of the Charity and other funds available for use at the discretion of the Trustees in furtherance of the Charity's objectives. Designated funds comprise unrestricted funds that have been set aside by the Trustees for particular purposes. Restricted funds are funds which are subject to specific restrictions as imposed by the donor or nature of the appeal. 21 **Muntada Al-Islami Trust annual report and financial statements 2020** ## **i) Taxation** As a registered charity, Al Muntada Trust is exempt from taxation of income and gains to the extent that its income and gains are applicable to charitable purposes only. ## **j) Key judgements and estimation uncertainty** The preparation of the financial statements requires the Trustees to make estimates and assumptions that affect the reported amounts of revenues, expenses, assets and liabilities, and the disclosure of contingent liabilities at the date of the financial statements. If in the future such estimates and assumptions, which are based on the Trustees' best judgment at the date of the financial statements, deviate from the actual circumstances, the original estimates and assumptions will be modified as appropriate in the year in which the circumstances change. The Trustees' do not believe that there are any significant areas of estimation uncertainty that need to be disclosed. 22 **Muntada Al-Islami Trust annual report and financial statements 2020** **Notes to the accounts** **(cont)** ## **Section C** ||**Note 3**|**Income**|**Income**||| |---|---|---|---|---|---| |**Donations and Legacies**||||**Total**|**Total**| |||**Unrestricted**|**Restricted**|**2020**|**2019**| |||**£**|**£**|**£**|**£**| |Donations received
in the UK||51,386|-|51,386|231,821| |Gift Aid||197|-|197|226| |Donations from
other charities||103,000|-|103,000|211,842| |||**154,583**|**-**|**154,583**|**443,889**| |**Charitable Activities**||||**Total**|**Total**| |||**Unrestricted**|**Restricted**|**2020**|**2019**| |||**£**|**£**|**£**|**£**| |Crisis relief projects||-||-|-| |||**-**|**-**|**-**|**-**| |**Other trading**|**activities**|||**Total**|**Total**| |||**Unrestricted**|**Restricted**|**2020**|**2019**| |||**£**|**£**|**£**|**£**| |**Rental income**||199,960|-|199,960|68,582| |Pilgrimage||-|-|-|742,222| |||**199,960**|**-**|**199,960**|**810,804**| |**Others**||||**Total**|**Total**| |||**Unrestricted**|**Restricted**|**2020**|**2019**| |Services provided to
other charities||**£**
-|**£**
-|**£**
-|**£**
136,393| |Bank Interest||-
**-**|-
**-**|-
**-**|261
**136,654**| |**TOTAL INCOME**||**354,543**|**-**|**354,543**|**1,391,348**| 23 **Muntada Al-Islami Trust annual report and financial statements 2020** **Section C** **Notes to the accounts** **(cont)** ## **4 Resources expended** |**4Resources expended**|**Total**|**Total**| |---|---|---| |**Direct**|
**Staff**
**Support**
**2020**|**2019**| |**Costs**|
**Costs**
**Costs**
**Costs**|**Costs**| ||**£**
**£**
**£**
**£**|**£**| |Raising Funds|1,640
361
1,030
248|2,698| |**Charitable Activities**
**and Trading activities**
Primary School|-
-
-
-|-| |Pilgrimage
368,073
81,107
231,251
55,715||1,371,451| |Culture & Social Affairs
10,724
2,363
6,738
1,623||32,262| |Crisis relief projects|5,702
1,256
3,582
863|51,397| |**Total Charitable**
**Activities and Trading**
384,499
**84,727**
**241,571**
**58,201**||**1,455,110**| |**activities**
**Total Expenditure**
**85,088**
**242,602**
**58,449**
**386,139**||**1,457,809**| - |**Support Costs**|**2020**|**2019**| |---|---|---| ||**£**|**£**| |Office Costs|76,635|275,106| |IT|2,875|24,042| |Governance Costs|5,577|33,083| ||**85,088**|**332,231**| ||**2020**|**2019**| |**Governance Costs**|**£**|**£**| |Audit Fees|3,250|3,250| |Meeting expenses|216|10,966| |Membership & PR|-|-| |Training|-|660| |Legal fees|1,912|18,207| ||**5,577**|**33,083**| 24 **Muntada Al-Islami Trust annual report and financial statements 2020** **Section C** **Notes to the accounts** **(cont)** ## **Note 5** ## **Tangible fixed assets** ## **5 Cost or valuation** |||**Freehold**|**Fixtures,**|**Office**|**IT Equipment**|**Total**| |---|---|---|---|---|---|---| |||**land &**|**fittings and**|**Equipment**||| |||**buildings**|**equipment**|||| |||**£**|**£**|**£**|**£**|**£**| |At the beginning of||937,466|88,714|108,917|13,997|1,149,094| |the year||||||| |Additions||-|-|-|-|-| |Revaluations||-|-|-|-|-| |Disposals||-|-|-|-|-| |Transfers *||-|-|-|-|-| |At end of the|year|**937,466**|**88,714**|**108,917**|**13,997**|**1,149,094**| |**Depreciation and impairments**||||||| ||****Basis**|SL or RB|RB|RB|RB|Straight Line| |||||||("SL") or| |||||||Reducing| |||||||Balance| |||||||("RB")| ||**** Rate**||0.25|0.25|0.25|| |At beginning|of the|-|88,322|107,178|11,226|206,726| |year||||||| |Disposals||-|-|-|-|-| |Depreciation||-|98|435|692.90|1,226| |Impairment||-|-|-|-|-| |Transfers*||-|-|-|-|-| |At end of the|year|**-**|**88,420**|**107,613**|**11,919**|**207,951**| |**Net book value**||||||| |Net book value at the||937,466|392|1,739|2,771|942,368| |beginning of|the year|||||| |Net book value at the||937,466|294|1,304|2,079|941,143| |end of the year||||||| 25 **Muntada Al-Islami Trust annual report and financial statements 2020** **Section C** **Notes to the accounts** **(cont)** ## **Note 6.1 Cash at bank and in hand** |**Note 6.1**
**Cash at bank and in hand**||| |---|---|---| ||**2020**|**2019**| ||**£**|**£**| |**Short term cash investments (less than**||| |**3 months maturity date)**|-|-| |**Short term deposits**||-| |**Cash at bank and on hand**|132,525|44,012| |**Other**|-|-| |**Total**|**132,525**|**44,012**| |**Note 6.2**
**Debtors and Prepayments**||| ||**2020**|**2019**| ||**£**|**£**| |**Trade debtors**|(218,194)|99,535| |**Prepayments and accrued income**|2,705|4,460| |**Other debtors**|-|22,522| |**Total**|**(215,489 )**|**126,518**| |**Note 6.3**
**Disclosure of debtors recoverable in more than 1 year (included in debtors above)**||| ||**2020**|**2019**| ||**£**|**£**| |**Trade debtors**|-|-| |**Prepayments and accrued income**||| |**Other debtors**|22,522|22,522| |**Total**|**22,522**|**22,522**| 26 **Muntada Al-Islami Trust annual report and financial statements 2020** **Section C** **Notes to the accounts** **(cont)** ## **Note 7** ## **Creditors and accruals** ## **7.1 Analysis of creditors** |**7.1Analysis of creditors**||||||| |---|---|---|---|---|---|---| |||**Amounts falling due**
**within one year**|||**Amounts falling due**
**after more than one**
**year**|| |||**2020**|**2019**||**2020**|**2019**| |||**£**|**£**||**£**|**£**| |**Accruals for grants payable**||-||-|-|-| |**Bank loans and overdrafts**||-||-|-|-| |||-||||| |**Trade creditors**||54,737|33,201||-|-| |**VAT**||-||-|-|-| |**Accruals and deferred income**||-|106,698||-|-| |**Taxation and social security**||38,672|50,937||-|-| |**Other creditors**|||||8,750|
8,750| |||**-**||||| ||**Total**|**16,065**|**190,836**||**8,750**|
**8,750**| |**7.2Deffered income**||||||| |To account income to the correct period (accrual basis)||**Amounts falling due**||||| |||**within one year**||||| |||**2020**|**2019**|||| |||**£**|**£**|||| |**Balance at the start of the rporting period**||106,698|24,460|||| |**Amount added in current period**||6,300|106,698|||| |||-|-|||| |**Amount released to income from previous periods**||(106,698)|(24,460)|||| |**Balance at the end of the reporting period**||-||-||| ||**Total**|**6,300**|**106,698**|||| 27 **Muntada Al-Islami Trust annual report and financial statements 2020** ## **Section C** ## **Notes to the accounts (cont)** **Note 8 Charity funds** ## **8.1 Details of material funds held and movements during the CURRENT reporting period** _*** Key: PE - permanent endowment funds; EE - expendable endowment funds; R - restricted income funds, including special trusts, of the charity; and U - unrestricted funds**_ |||||||||| |---|---|---|---|---|---|---|---|---| |**Fund names**|**Type PE,**
**EE R or**
**UR ***|**Purpose and Restrictions**|**Fund**
**balances**
**brought**
**forward**
**£**|**Income**
**£**|**Expenditure**
**£**|**Transfers**
**£**|**Gains**
**and**
**losses**
**£**|**Fund balances**
**carried forward**
**£**| |**Unrestricted Funds**|U|||||||| ||||**( 535,053)**|**354,543**|**385,419**|**(397,031)**
**-**|**-**|**(168,898)**| |||||||||| |**Endowment Property**|PE|||||||| ||||**937,466**|**-**|**-**|**-**|**-**|**937,466**| |||||-|-|-||| |Quran Translation Fund|R|Education|378|-|-|378
-|-|| |||||||||**-**| |Dropof Life Fund|R|Water & Sanitation(Wash)|46,178|-||46,178
-|-|| |||||||||**-**| |Iftaar Saa'em Africa Fund|R|Religious duties|(45)|-|-|(45)
-|-|| |||||||||**-**| |Zakaat-ulmaal Fund|R|Religious duties|869|-|720|-|-|| |||||||||**149**| |Syria Crisis Fund|R|Humanitarian/Emergency
Response|434,649|-|-|321,649
-|-|| |||||||||**113,000**| |Eritrean Refuges Fund|R|Humanitarian/Emergency
Response|9,615|-|-|9,615
-|-|| |||||||||**-**| |Gaza Crisis Fund
Nepal Fund|R|Humanitarian/Emergency
Response|18,900|-|-|18,900
-|-|| |||||||||**-**| ||R|Humanitarian/Emergency
Response|356|-|-|356
-|-|| |||||||||**-**| |**Restricted Funds**||||||||| |||||||||| ||||**510,898**|**-**|**720**|**-**
**-**|**-**|**113,147**| |||||||||| |**Total Funds**||||||||| |||||||||| ||||**913,311**|**354,543**|**386,139**|**-**|**-**|**881,715**| **Al-Muntada Al-Islami Trust annual report and financial statements 2020** **Section C** ## **Notes to the accounts** ## **(cont)** - (i) Restricted funds are held for application on affected programmes subsequent to receipt. - **(ii)** - (ii) Unrestricted General fund represents the amount that trustees are free to use in accordance with the charity’s objectives. ## **Prior years error disclosure:** |**Funds Transfer**|**Reason for transfer**|**Amount**| |---|---|---| |**Between restricted and**
**unrestricted funds**|**The Salaries of restricted funds projects were deducted from unrestricted**
**funds mistakenly since 2012, the trustees came to an agreement to transfer**
**£397,031 back to unrestricted funds, the remaining restricted funds £113,147**
**willbe used to cover projects inSyria were most needed. **|| 1 **Muntada Al-Islami Trust annual report and financial statements 2020** **Note 8 Charity funds** ## **8.2 Details of material funds held and movements during the PREVIOUS reporting period** ## _*** Key: PE - permanent endowment funds; EE - expendable endowment funds; R - restricted income funds, including special trusts, of the charity; and U - unrestricted funds**_ |**Fund names**|**Type**
**PE,**
**EE**
**R or**
**UR ***|**Purpose and Restrictions**|**Fund balances**
**brought forward**
**£**|**Income**
**£**|**Expenditure**
**£**|**Transfers**
**£**|**Gains and**
**losses**
**£**|**Fund balances**
**carried forward**
**£**| |---|---|---|---|---|---|---|---|---| |**Unrestricted Funds**|U|||||||| ||||**( 501,476)**|**1,382,878**|**1,416,455**|**-**|**-**|**( 535,053)**| |||||||||| |**Endowment Property**|PE||937,466|**-**|**-**|**-**|**-**|**937,466**| ||||-|-|-|-||| |Quran Translation Fund|R|Education|3,178|-|2,800|-|-|**378**| |Dropof Life Fund|R|Water & Sanitation(Wash)|46,178|-|-|-|-|**46,178**| |Iftaar Saa'em Africa Fund|R|Religious duties|537|8,470|11,240|(2,188)|-|| |||||||||**( 45)**| |Zakaat-ulmaal Fund|R|Religious duties|2,949|-|2,080|-|-|**869**| |Syria Crisis Fund|R|Humanitarian/Emergency
Response|434,649|-|-|-|-|| |||||||||**434,649**| |Eritrean Refuges Fund|R|Humanitarian/Emergency
Response|9,615|-|-|-|-|| |||||||||**9,615**| |Gaza Crisis Fund|R|Humanitarian/Emergency
Response|18,900|-|-|-|-|| |||||||||**18,900**| |Nepal Fund|R|Humanitarian/Emergency
Response|738|-|-|382|-|| |||||||||**356**| |**Restricted Funds**||||||||| |||||||||| ||||**543,782**|**8,470**|**41,354**|**0**|**-**|**510,898**| 2 **Muntada Al-Islami Trust annual report and financial statements 2020** **Section C** **Notes to the accounts** **(cont)** Note 9 Details of certain types of expenditure Note 9 Fees for Auditing of the accounts Auditor’s fees |2020|2019| |---|---| |£|£| |3250|3,250| Note 10 Paid employees |10.1Staff Costs
Salaries and wages
Social security costs
Other employee benefits
Total staff costs
Please provide details of expenditure on staff working
for the charity whose contracts are with and are paid by
a related party
No employees received employee benefits (excluding
employer pension costs) for the reporting period of
more than £60,000
Please provide the total amount
paid to key management
personnel (includes trustees and
senior management) for their
services to the charity.
10.2Average head count in the year
The parts of the charity in which
the employees work
Fundraising
Charitable
Activities
Governance
Other
Total|10.1Staff Costs
Salaries and wages
Social security costs
Other employee benefits
Total staff costs
Please provide details of expenditure on staff working
for the charity whose contracts are with and are paid by
a related party
No employees received employee benefits (excluding
employer pension costs) for the reporting period of
more than £60,000
Please provide the total amount
paid to key management
personnel (includes trustees and
senior management) for their
services to the charity.
10.2Average head count in the year
The parts of the charity in which
the employees work
Fundraising
Charitable
Activities
Governance
Other
Total|2020|2019| |---|---|---|---| |||£|£| |||240,095|346,218| |||2,507|22,117| |||-|-| |||242,602|368,336| ||||| ||||| |||None|| ||||| |||None|| ||||| |||£38,000|| ||||| ||r|This year
Number|Last year
Number| ||Fundraising|1|1| ||Charitable
Activities|1|3| ||Governance|2|2| ||Other|-|-| ||Total|4|6| ||||| 11 **Taxation:** The Trust is a registered charity and is not therefore liable to income or corporation tax on income derived from its charitable activities, as it falls within the various exemptions available to registered charities. 12 **Post balance sheet events:** No Post balance sheet events 13 **Related Parties** :During financial year 2020, there were no Trustee or related party transactions recorded for the organisation **Al-Muntada Al-Islami Trust annual report and financial statements 2020** **Section C** **Notes to the accounts** **(cont)** ## **Note 14** ## **Detailed income and expenses** |**Income**
Hajj - Sales
Umrah - Sales
Hajj Sales-Previous Years
Hajj - Other incomes
Standing Orders - MT
Donations - General
Donations Boxes
Just Giving
Support Charges - Utilities
Other income
Gift Aid Rebate
Job Retention Scheme - Furlough
Iftar Saa'em
Donations from Overseas charities
Designated Donations
Rent Receivable
International Aid Projects
Admin fees
**Expenses**
Bank Charges
Web Hosting
IT Maintenance & Support
Stationery & Photocopier
ATOL fees
Salaries
Hajj Staff Expenses
Advertising & Printing|**2020**
17,868
3,177
24,384
2,687
3,229
40
197
168,458
103,000
31,503
354,543
203
116
1,728
48,613
4,987|**2019**
**£**
708,520
32,307
790
605
2,547
13,121
3,084
136,393
261
226
8,470
211,842
201,100
68,582
-
3,499

1,391,348
451
322
676
21
1,971
43,153
22,400
3,628| |---|---|---| 1 **Muntada Al-Islami Trust annual report and financial statements 2020** |Travelling||595| |---|---|---| |Hajj Packages||24,800| |Accommodation - Madinah||86,488| |Accommodation _ Mekkah||193,769| |Ground Transportation||43,188| |Accommodation (Mina)||57,641| |Mutawef - Ahmed Zaki||25,000| |Flight Tickets||164,948| |Legalisation & Solicitor fees||1,811| |Restaurant in Mekkah||19,819| |Sundries & refreshment|68|9,194| |Umrah Expenses||33,318| |Cultural & Social Activities - Salaries|-|2,886| |Building Maintenance||294| |Media|1,083|-| |Miscellaneous||27| |Qur'aan Competitions||1,800| |Conferences and Courses|540|1,000| |Iftar Saeem||11,240| |Media|143|-| |Fundraising Cost||1,442| |Miscellaneous||164| |Mali Project||846| |Udhia||25| |Education Malysia||20,735| |Education - Turkey||1,000| |Nahed Islamic Centre||2,627| |Zakaat Distributed|720|2,080| |Redundancy|18,965|| |Employers N.I.|(56)|-| |Employers Pensions|2,563|4,762| |Salaries - Management|155,396|263,784| |Salaries - Maintenance|65,733|77,766| |SMP Recovered||(94)| |Business Rate||16,361| |Waste Management Services|5,260|7,738| 2 **Muntada Al-Islami Trust annual report and financial statements 2020** |Building Insurance
Electricity
Gas
Water rate
Telephone, Fax & Broadband
IT Maintenance, Support & Equipment
Meetings Expenses
Fundraising cost - MT
Mailshot & acloud
Subsidy
Stationery & Photocopier
Legal and Professional fees
Building Maintenance, repairs & renewal
Pest Control
Cleaning
H&S & Fire Protection Services
Miscellaneous Expenses
Training
Hajj Bonuses
Hospitality
Donations To Other Org
Depreciation
Bad Debt Write Off|7,070
7,777
11,187
20,906
11,334
15,086
4,365
9,005
7,215
8,663
2,875
24,042
216
10,966
248
6,107
3,508
22,500
1,016
2,679
5,361
21,457
8,494
5,580
1,316
1,259
4,155
1,313
1,166
245
3,339
660
9,000
48,050
485
7,525
92,900
1,226
1,634
1,060
-
4,781

**386,139**
-
**1,457,809**
**(31,595.84)**
**(66,461.08)**| |---|---| 3 **Muntada Al-Islami Trust annual report and financial statements 2020** **Appendices** ## **Covid-19 Muslim Collaborative Announcements:** 4 **Muntada Al-Islami Trust annual report and financial statements 2020** reasons, the unders]￿ed are Cattcelling all IiiajoT act5Viti¢s a¢ their mosques, effective from the date of this statement, as a temporary measure. This includes.. Jumu'ah prayers Daily congregational prayers Madrasah and educational cla55¢5, confer¢nc¢s and other regular lectures. We ask everyone to pray 5alah al home, thi5 includes Jumu'ah. which should be replaecd with the normal dhuhr (mid-day prayer constsling of 4 Taka'ail prayer. OUT rN05que5 and IslaTniC centre5 Shall ¢nsur¢ thal tel¢phorh¢ and onlin¢ consultations with imams are regularly available dunng this puiod. Wt heavily advise commurtJli¢s to ie5ori to their local M05qu¢s and estsblished organisations for Islamic advice and rulings. Wc also urge them io heed governmenial adwite regarding social inieTactions and pr¢cau¢ions. all wilh the aim of Teducing and containing Ihe spread of the virus- both of which are ethiral and Islamic objectives and proieciin8 ihe most vulneT8ble in OUT ¢OTnTnuDIt5¢S. The onset of mass self-isolaiiot) give$ the opportunity 10 ie¢onnect with Allah ta'ala in rnomcnls of seclusion rarely gifteil in today's world. allowing us to rediscover Ihe Qur'an in PTeparxtion for Ramadan. praying J¢ma'8h wilh oui fatnily QT p¢rforniing additional ac15 of WOTship thai have been largely ignored. We should also seek io setveourcommunity artd the ¢Tealion in a safe manncr, reducing risk 10 the Nvlnerabl¢ in ourcommunities and observing the communal, collective obli8aiion of assisiing one another. with affection and compassion. Coordlnitlon Councll of Mosque5 1810312020 l. The Islamic Cultural Centre & London Central Mosque 2. Al Munlada Al lslami 3. Jamiai e Ulama Britain 4. East London Mosque & London Muslim Centre 5. Birmingham Central Mosqu¢ 6. Gl&sgow Central Mosque 7. Manchester Central Mosqu¢ 8. Markazi Jamiat Ahlehadith UK 9. Edinburgh Central Mosque 10. Al Manaar- Muslim Culiural Heritage Centre I l. Banbury Sheikh Bin Baal Masjid 12. Muslim Welfare House 13. Quba Islamic Centre 14. The Wisdom Cultural Islamic Centre 15. Finsbury Patk Mosque 16. Green Lane Mosque 17. Al Salaam 151amic Centre 18. Al Farooq Education and Community Centre Glasgow 19. Al Nagashi Mosque & CentTe 20. Masjid Al Tawhid 21. Mayfair Islamic Centre 22. We$1 London Islamic C¢ntre- Ealing MU5IIM HOUSE UBA BSBBM Muntada Al-IslamlTrustannual report and fvnanclal statemettts 2020 atrn￿aar LICC MUSLIM ¥IELFAkE OUSE BSBBM j￿11 AhId)￿1th L M¥￿Al Mu Eid'ul Fitr Announcement 2020 AD / 1441 AH We are pleased to announce to the whole Muslim Community in the U.K that Sunday 24 May 2020 is the day of Eid'ul Fitr, the 1st of Shawwal 1441 Hijri. We congratulate all Muslims in the world and wantto take this opportunity to askAllah to accept all ourdeeds and .wish everyone a blessed life full of happiness, peace and prosperity '￿_9 .J 1441 Jip JJ PJ ,J)￿l bi I I ) pe2020 L*1 lknli j 'ai ¥ JJI Ji a￿ll1 . sL*JiJ & J Aij ,aJf ILdiJ Coordination Council of Mthsques 2020 The Islamic Cultural Centre & Lojidon C.'entJ'al ￿.105que East ￿n￿on .Mosque & ￿n￿on fvluslim Centre Al Mu$liTn (knltural Fleritage ("entre Mai'ka7.i.JamiTht Ahleh*dith lJk Banburi Sheiith Bin Lklasjid Ma>'fair l$lamic l.entre Cvreeii liane Mosque JAmiat e Ulama Britain Ivelit IAbndon l$lamiL C.entre Edimbui'gh c.entral I105que Ilu¥lifft lv'elfare Ilvuse Masjid Al T Awhid Finsbury Park Mosque Muntada Al-IslamlTrustannual report and fvnanclal statemettts 2020 MUSUM Al Calls for the Government to provide clarity on congregational prayers 11 June 2020 Receni G(Trvernment gukdanceis allowing places of worship to reopen fvr'individual. worship fn)m IS lune 2020. Whilsi this may be appropriate for some lairhs, Ir does noi take In io account that con8re8arional prayers are the Inaiii act ofworship wiihin a Mosque. The Coordlnation Commlttee for Mosques and Islamic Centres In London Is seeklng lor clear government EILidance on the tiniing aiid conditions for the re-opening of mtss4ues for collertive worship. so that ￿ngregatIonal prayers ran be Safely facilitated. In the meanlime. our Mosques will continue to remain iemporarily closed. The tran$mlsslon of Covld 19 still remalns a se￿0￿$ threat to the lives of everyone specially, vulnerable people in our commiinatie5. Evidence shows ihat the BAME (Black Asian & Minority Ethnic) members are dtsproportionally affecred by Covid19. Thereforl.. we consider theshfety3nd Ivell-beinK of ourcongregartons as a paramounrconcern. This decision be kept iinderconstant review. as will requisite risk assessmonts and the preparation of adequate safcty measures working with the Muslim Council o113riiain IMCBI in accordance wih government guidelines. We would like to thank our comilluniry for theirsupport. parience and understanding during this di(ficult ¢ime. We will continue offeriiig online educational and welfare services. as we have done for the durdlion of ihe Ivckdown and we are hopeful that lh¥ Mos4ues will reupen in the not SU disl