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2023-12-31-accounts

Docusign Envelope ID: 194ECEA2-312F-45ED-AD08-F96D2B83E1A1

Company registration number 01922826 Charity registration number 293194

Bankside Gallery Limited Company Limited By Guarantee

Trustees’ Report and consolidated financial statements 31 December 2023

Docusign Envelope ID: 194ECEA2-312F-45ED-AD08-F96D2B83E1A1

Bankside Gallery Limited Company Limited By Guarantee

Contents

Page
Reference and administrative details 1
Chairman’s introduction 2
Trustees’ annual report 3 - 8
Independent examiner’s report 9 - 10
Consolidated statement of financial activities (incorporating the
income and expenditure account) 11
Consolidated group and charitable parent company balance sheet 12
` Notes to the financial statements 13 - 29

Docusign Envelope ID: 194ECEA2-312F-45ED-AD08-F96D2B83E1A1

Bankside Gallery Limited Company Limited By Guarantee

Reference and administrative details

Name Bankside Gallery Limited
Charity number 293194
Company registration number 01922826
Registered office 48 Hopton Street
Blackfriars
London
SE1 9JH
Key personnel Director (executive): Angela Parker
Secretary Catherine Sullivan
Independent examiner Cara Turtington FCA DChA
Saffery LLP
71 Queen Victoria Street
London
EC4V 4BE
Bankers HSBC Bank Plc
22 Stamford Street
Blackfriars
London
SE1 9LJ

Page 1

Docusign Envelope ID: 194ECEA2-312F-45ED-AD08-F96D2B83E1A1

Bankside Gallery Limited Company Limited By Guarantee

Trustees’ annual report For the year ended 31 December 2023

Chairman’s introduction

The Bankside Gallery was established as a charity over 40 years ago when Her Majesty Queen Elizabeth II graciously opened the Gallery on 11 November 1980. This was when The Royal Watercolour Society (RWS) and Royal Society of Painter-Printmakers (RE) moved from the West End into their new home on the Thames Path. Bankside Gallery was at the forefront of the creation of a new cultural quarter, joined first by the Globe Theatre in 1997 and subsequently by Tate Modern in 2000 as well as many other brilliant cultural organisations since.

We are delighted and proud to continue to be the home of the two Royal Societies. The gallery has played a central role in exhibiting and promoting works on paper, and in organising exciting exhibitions which help to promote the very best in contemporary water-based media and original prints, championing the work of both new and established artists. The Gallery not only provides a forum where the members of both societies are able to display and sell their work to a public keen to buy affordable contemporary art, but also provides a welcoming exhibition space for other selected artists and societies to show their work during the year.

Our key commercial achievement of the year was to conclude lengthy negotiations on a significant lease extension which has now been extended to 2077 giving the gallery and its society contributors certainty and security.

We are delighted to have built on the post covid recovery of 2022 with increased turnover and profit. This has taken place against the backdrop of the continuing cost of living crisis and high inflation with the resultant impact on our cost base. We have hosted very successful exhibitions for both Societies from the perspective of visitor footfall and resulting sales. Of particular note is the increase in sales to first time buyers demonstrating that we are extending our reach to a new market.

Outside of the society exhibitions, the private hire of the gallery by artists has been buoyant including a second exhibition by Sir Quentin Blake and Linda Kitson.

The success of the gallery rests on the invaluable support of the Board of Trustees, the two societies and the gallery Director with her supportive and dedicated staff.

Victor Rae-Reeves

Page 2

Docusign Envelope ID: 194ECEA2-312F-45ED-AD08-F96D2B83E1A1

Bankside Gallery Limited Company Limited By Guarantee

Trustees’ annual report For the year ended 31 December 2023

The trustees present their report on the accounts of the company for the year ended 31 December 2023, which are set out on pages 11 to 29. The financial statements have been prepared in accordance with accounting and reporting by Charities’ Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS102) (Charities SORP (FRS 102)), the Financial Reporting Standard applicable in the UK and republic of Ireland (FRS 102) and the Companies Act 2006.

Reference and administrative details

Reference and administrative details are shown on page 1 of the financial statements.

The Trustees

The Trustees who served the Company during the year and to the date of this report were as follows:

Christopher Goodhart (Chairman) Mychael Barratt James Faure Walker (resigned 7 July 2023) David Ferry Martin Jacobs (appointed 27 September 2023) Jill Leman (resigned 29 April 2023) Peter Knowland Jess Morley Victor Rae-Reeves Celeste Ricci Charles Williams (appointed 29 April 2023)

Structure, governance and management

Governing document and legal status

Bankside Gallery Limited is a company limited by guarantee; there are currently nine Members of the Company and, in the event of the Company being wound up, the liability in respect of the guarantee is limited to £1 per member. The Company is governed by its Articles of Association (amended by special resolution on 20 August 2014). The Company is also registered as a charity.

Related parties and connected organisations

Any transactions involving related parties or their associates, including Trustees and Key Personnel, must be disclosed to the full board of Trustees.

Bankside Gallery Limited is jointly and equally controlled by two charities, the Royal Watercolour Society and The Royal Society of Painter-Printmakers. The Company works closely in partnership with the two societies to pursue its charitable purposes and shares some common Board/Council members.

Under a written agreement between Bankside Gallery Limited, the Royal Watercolour Society and The Royal Society of Painter-Printmakers, the Company manages the Bankside Gallery, a centre of excellence for works on paper, located in Southwark, London, on behalf of the two societies.

Bankside Gallery Limited has one wholly-owned trading subsidiary, Bankside Gallery (Trading) Limited, which carries out ancillary trading activities on its behalf; further details can be found in note 6 to these financial statements.

Page 3

Docusign Envelope ID: 194ECEA2-312F-45ED-AD08-F96D2B83E1A1

Bankside Gallery Limited Company Limited By Guarantee

Trustees’ annual report (continued) For the year ended 31 December 2023

Organisational structure

The governance and strategic planning of Bankside Gallery Limited is carried out by a Board of Directors, acting as trustees of the charity, which meets quarterly.

Day-to-day management of the Company, and of its trading subsidiary, is delegated to the Gallery Director, who is responsible for implementing the Company's strategic plan and for managing the team of staff at the Gallery.

A sub-committee of the Board, the Joint Executive Committee ('JEC'), is responsible for overseeing the implementation of the strategic plan and for working with the Gallery Director regarding any related issues that may arise between Board meetings, or which require more detailed work than would be appropriate at Board meetings. The membership of JEC comprises the Chairman of Bankside Gallery Limited, the Presidents of the two Societies and the Gallery Director.

The Gallery Director is charged with finding suitable artists or organisations to hire the Gallery for exhibitions when it is not being used for shows by Members of the two Royal Societies. To ensure the requisite standard of work, all external proposals are vetted by the two Society Presidents.

In addition to the Directors of Bankside Gallery Limited, and the Council Members of the two societies, the Company is grateful for the work of a small number of volunteers who assist at private views and educational events.

Remuneration review for key personnel is carried out annually in January and is undertaken by the Chairman. Staff performance against the charity’s annual budget is considered, as is the current inflationary environment with reference to the Consumer Price Index.

Recruitment and appointment of trustees

The Board of Bankside Gallery Limited comprises the Presidents of the Royal Watercolour Society and the Royal Society of Painter-Printmakers with up to ten other elected persons.

The elected Trustees are recruited on the recommendation of the Chairman of Bankside Gallery Limited, in consultation with the full Board, with the aim of ensuring that an appropriate balance of skills and experience is maintained. Any appointments are made, at a Board meeting, with the assent of the majority of the Trustees.

Risk assessment

As part of the regular process to review and update the Company's procedures to manage and mitigate risk, a comprehensive risk assessment register is in place and is reviewed annually by the Board; the most recent review was carried out in September 2023. The principal risks facing the Company are the loss of key staff, mitigated by the maintenance of up-to-date training manuals, dependency for income on a healthy economic environment, mitigated by careful financial management and prudent budgetary planning, and damage to the Gallery and its contents by flood water from faulty domestic appliances in the residential units which occupy the floors above the Gallery, mitigated by insurance and a financial reserve set aside by the Company.

In 2021 during the near seven months total closure period Bankside Gallery sought to minimise expenditure. It made full use of the government job retention scheme, and the business rates holiday, and applied for all available grants Due to prudent financial management over the past 15 years the gallery has built up sufficient reserves to help weather closures in the short term, provided that it

Page 4

Docusign Envelope ID: 194ECEA2-312F-45ED-AD08-F96D2B83E1A1

Bankside Gallery Limited Company Limited By Guarantee

Trustees’ annual report (continued) For the year ended 31 December 2023

continues to make full use of all available financial resources.

Reserves Policy

The Trustees have reviewed the Company's need for reserves in line with the guidance issued by the Charity Commission.

They presently recognise the need to set aside amounts to cover:

The Trustees have assessed the likely cost of these eventualities and have set a target of £150,000 over a rolling 3-year period for General Fund reserves for the Company.

The balance held as unrestricted funds at the year-end was £223,666 (2022: £208,715), of which £159,880 (2022: £137,793) is regarded as free reserves, after allowing for funds designated or otherwise allocated by the Trustees for future depreciation of tangible fixed assets, and for specific contingencies or capital expenditure.

Accounting records

The Company's accounting records are maintained by an outsourced bookkeeper who is suitably qualified for the task, and overseen by a charity-experienced Chartered Accountant who provides financial reports quarterly for the Board. Internal controls, appropriate for a charity of this size, have been put in place to protect the Company's funds and to ensure their proper application.

Objectives and activities

Objects

The Company's objects are to promote the benefit, enjoyment and appreciation of the visual arts by the general public and, in particular, to provide services and facilities of every description to charitable societies, associations or other charitable groups having as their purpose the furtherance of the visual arts, and the encouragement of persons in the practice thereof.

Aims and objectives

Bankside Gallery Limited aims to achieve its objects by being acknowledged as a centre of excellence for watercolours and printmaking. It currently has the following objectives which will enable it to achieve this aim:

Page 5

Docusign Envelope ID: 194ECEA2-312F-45ED-AD08-F96D2B83E1A1

Bankside Gallery Limited Company Limited By Guarantee

Trustees’ annual report (continued) For the year ended 31 December 2023

Achievements and performance

The Trustees have paid due regard to the Charity Commission's guidance on public benefit in deciding what activities the Company should undertake. Bankside Gallery recognises and welcomes the need to carry out its charitable activities for the benefit of the general public and retains this aim at the centre of its strategic planning.

The Company offers free admission to all of its exhibitions and continues to work to increase the amount and breadth of education work it administers with the two Royal Societies, in the local community and beyond, seeking to involve people from the widest possible range of backgrounds and abilities.

In 2023 we:

Financial review

Sources of funding and financial position

Bankside Gallery Limited funds its activities and administrative costs through grants and donations, including those from its two founding societies, exhibition submission fees from artists and commercial trading carried out by its subsidiary as described in note 6 to these financial statements.

The financial position of the Company is set out in the Statement of Financial Activities on page 11 and the Balance Sheet on page 12.

There was an increase in the General Fund during the year of £15,343 (2022 decrease: £23,564).

Including all funds, net funds increased during the year by £14,951 (2022 increase: £8,407) and, at 31 December 2023, the Company had total charitable funds of £223,666 comprising, as shown in Note 11, the Unrestricted General Fund of £159,880 and Unrestricted Designated Funds of £63,786.

Total income amounted to £439,006 (2022: £422,628), including income from the subsidiary's

Page 6

Docusign Envelope ID: 194ECEA2-312F-45ED-AD08-F96D2B83E1A1

Bankside Gallery Limited Company Limited By Guarantee

Trustees’ annual report (continued) For the year ended 31 December 2023

commercial trading operations of £341,749 (2022: £310,720). The cost of raising funds in the year was £214,718 (2022: £205,653) and the cost of charitable activities was £209,337 (2022: £208,568).

Donated facilities

The Company enjoys full rent-free occupation and use of the Bankside Gallery and office premises at 48 Hopton Street, London. Further details can be found in note 14 to these financial statements.

Plans for future periods

In 2024 we plan to:

Trustees’ responsibilities statement

The trustees (who are also directors of Bankside Gallery Limited for the purposes of company law) are responsible for preparing the Trustees’ Report and the financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice).

Company law requires the trustees to prepare financial statements for each financial year which give a true and fair view of the state of affairs of the charitable company and the group and of the incoming resources and application of resources, including the income and expenditure, of the charitable group for that period. In preparing these financial statements, the trustees are required to:

The trustees are responsible for keeping proper accounting records that disclose with reasonable accuracy at any time the financial position of the charitable company and enable them to ensure that the financial statements comply with the Companies Act 2006. They are also responsible for

Page 7

Docusign Envelope ID: 194ECEA2-312F-45ED-AD08-F96D2B83E1A1

Bankside Gallery Limited Company Limited By Guarantee

Trustees’ annual report (continued) For the year ended 31 December 2023

safeguarding the assets of the charitable company and the group and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

Small company provisions

This report has been prepared in accordance with the special provisions of part 15 of the Companies Act 2006.

9/2/2024

This report was approved by the Trustees on 2024 and signed on their behalf by:

Victor Rae-Reeves Chairman

Page 8

Docusign Envelope ID: 194ECEA2-312F-45ED-AD08-F96D2B83E1A1

Bankside Gallery Limited Company Limited By Guarantee

Independent examiner’s report For the year ended 31 December 2023

I report to the charity trustees on my examination of the consolidated accounts of the Group comprising Bankside Gallery Limited (“the Charity”) and its subsidiary undertaking for the year ended 31 December 2023.

Respective responsibilities of trustees and examiner

As the trustees of the Charity (and also its directors for the purposes of company law) you are responsible for the preparation of the consolidated accounts of the Group in accordance with the requirements of the Charities Act 2011 (‘the 2011 Act’) and the Companies Act 2006 (‘the 2006 Act’). You are satisfied that the accounts for both the Charity and the Group are not required by charity law to be audited and have chosen instead to have an independent examination.

Having satisfied myself that the accounts of the Company and the Group are not required to be audited under Part 16 of the 2006 Act and are eligible for independent examination, I report in respect of my examination of your charity’s accounts as carried out under section 145 of the 2011 Act. In carrying out my examination I have followed the Directions given by the Charity Commission under section 145(5) (b) of the 2011 Act.

Basis of independent examiner’s report

My examination was carried out in accordance with the general directions given by the Charity Commission. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts, and seeking explanations from you as trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit and consequently no opinion is given as to whether the accounts present a ‘true and fair view’ and the report is limited to those matters set out in the statement below.

Independent examiner’s statement

Since the Charity’s gross income exceeded £250,000 your examiner must be a member of a body listed in section 145 of the 2011 Act. I confirm that I am qualified to undertake the examination because I am a member of the Institute of Chartered Accountants in England and Wales, which is one of the listed bodies.

I have completed my examination. I confirm that no matters have come to my attention in connection with the examination giving me cause to believe:

  1. accounting records were not kept in respect of the Charity and its subsidiary as required by section 386 of the 2006 Act; or

  2. the accounts do not accord with those records; or

  3. the accounts do not comply with the accounting requirements of section 396 of the 2006 Act other than any requirement that the accounts give a ‘true and fair view’ which is not a matter considered as part of an independent examination; or

Page 9

Docusign Envelope ID: 194ECEA2-312F-45ED-AD08-F96D2B83E1A1

Bankside Gallery Limited Company Limited By Guarantee

Independent examiner’s report (continued) For the year ended 31 December 2023

  1. the accounts have not been prepared in accordance with the methods and principles of the Statement of Recommended Practice for accounting and reporting by charities.

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Cara Turtington FCA DChA 9 September 2024 2024 Saffery LLP 71 Queen Victoria Street Chartered Accountants London EC4V 4BE

Page 10

Docusign Envelope ID: 194ECEA2-312F-45ED-AD08-F96D2B83E1A1

Bankside Gallery Limited Company Limited By Guarantee

Consolidated statement of financial activities (incorporating the income and expenditure account) For the year ended 31 December 2023

Note
Income from donations and legacies
Grants and donations received
Donated facilities
Other trading activities
Commercial trading operations
6
Investment income
Interest received
Charitable activities
Operation of art gallery
Total income
Expenditure on
Fundraising and marketing costs
2
Commercial trading operations
6
Charitable activities
Operation of art gallery
2
Total expenditure
3
Net income/(expenditure)
Transfers between funds
11
Net movement in funds
Reconciliation of funds
Total funds brought forward
Total funds carried forward
Unrestricted
funds
£
44,975
29,077
341,749
1,332
417.133
21,873
439,006
13,813
200,905
214,718
209,337
424,055
14,951
-
14,951
208,715
223,666
Restricted
funds
£
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
Total
funds
2023
£
44,975
29,077
341,749
1,332
417,133
21,873
439,006
13,813
200,905
214,718
209,337
424,055
14,951
-
14,951
208,715
223,666
Total
funds
2022
£
51,735
38,770
310,720
509
401,734
20,894
422,628
15,854
189,799
205,653
208,568
414,221
8,407
-
8,407
200,308
208,715

The Statement of financial activities includes all gains and losses in the year. All of the above amounts relate to continuing activities. The notes on pages 13 to 29 form part of these financial statements.

Page 11

Docusign Envelope ID: 194ECEA2-312F-45ED-AD08-F96D2B83E1A1

Bankside Gallery Limited Company Limited By Guarantee

Consolidated group and charitable company balance sheets As at 31 December 2023

Note
Fixed assets
Tangible assets
5
Investments
6
Current assets
Stocks
7
Debtors
8
Cash at bank
Creditors: amounts falling
due within one year
9
Net current assets
Creditors: amounts falling
due over one year
9
Total assets less current
liabilities
Net assets
Funds
Restricted income funds
Unrestricted income funds
11
Total funds
Group
2023
2022
£
£
10,484
12,378
-
-
10,484
12,378
12,188
12,084
4,750
11,697
301,781
259,881
318,719
283,662
(105,537)
(87,325)
213,182
196,337
-
-
223,666
208,715
223,666
208,715
-
-
223,666
208,715
223,666
208,715
Charitable Company
2023
2022
£
£
10,484
12,378
2
2
10,486
12,380
-
-
26,873
40,463
218,288
187,323
245,161
227,786
(31,981)
(31,451)
213,180
196,335
-
-
223,666
208,715
223,666
208,715
-
-
223,666
208,715
223,666
208,715
Charitable Company
2023
2022
£
£
10,484
12,378
2
2
10,486
12,380
-
-
26,873
40,463
218,288
187,323
245,161
227,786
(31,981)
(31,451)
213,180
196,335
-
-
223,666
208,715
223,666
208,715
-
-
223,666
208,715
223,666
208,715
12,380
-
40,463
187,323
227,786
(31,451)
196,335
-
208,715
208,715
-
208,715
208,715

For the year ended 31 December 2023 the company is exempt from audit under section 477 of the Companies Act 2006. The members have not required the company to obtain an audit of its accounts for the year in question in accordance with s476.

The directors acknowledge their responsibilities in complying with the requirements of the Act with respect to accounting records and the preparation of accounts.

The accompanying notes form an integral part of these financial statements.

The parent company has taken advantage of the exemption from the requirement to publish a separate income and expenditure account in accordance with Section 408 of the Companies Act 2006. The surplus for the year for the stand-alone parent company was £14,951 (2022: £8,407 surplus).

9/2/2024 These financial statements were approved by the Trustees and authorised for issue on the and are signed on their behalf by:

Victor Rae Reeves

Chairman

Company Registration No.01922826

The notes on pages 13 to 29 form part of these financial statements.

Page 12

Docusign Envelope ID: 194ECEA2-312F-45ED-AD08-F96D2B83E1A1

Bankside Gallery Limited

Notes to the financial statements For the year ended 31 December 2022

1. Accounting policies

1.1

Basis of accounting

The financial statements have been prepared in accordance with accounting and reporting by Charities’ Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS102) (Charities SORP (FRS 102)), the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) and the Companies Act 2006.

Bankside Gallery Limited meets the definition of a public benefit entity under FRS 102. Assets and liabilities are wholly recognised at historical costs or transaction value unless otherwise stated in the relevant accounting policy note(s).

The financial statements are prepared in sterling, which is the functional currency of the Charity. Monetary amounts in these financial statements are rounded to the nearest £. The financial statements have been under the historical cost convention.

1.2 Basis of consolidation

These financial statements include the results of Bankside Gallery Limited together with its wholly owned subsidiary undertaking Bankside Gallery (Trading) Limited, whose financial year end is also 31 December.

1.3 Going concern

At the time of approving the financial statements, the trustees have a reasonable expectation that the Charity has adequate resources to continue in operational existence for the foreseeable future. The trustees continue to adopt the going concern basis of accounting in preparing the financial statements.

1.4

Income

All income is recognised once the charity has entitlement to the income, it is probable that the income will be received, and the amount of income receivable can be measured reliably.

Donations are recognised when the charity has been notified in writing of both the amount and settlement date. In the event that a donation is subject to conditions that require a level of performance before the charity is entitled to the funds, the income is deferred and not recognised until either those conditions are fully met, or the fulfilment of those conditions is wholly within the control of the charity, and it is probable that those conditions will be fulfilled in the reporting period.

Legacy gifts are recognised on a case-by-case basis following the granting of probate when the administrator for the estate has communicated in writing both the amount and the settlement date.

Income generated from the supply of goods or services is included in the Statement of Financial Activities in the period in which the supply is made.

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Docusign Envelope ID: 194ECEA2-312F-45ED-AD08-F96D2B83E1A1

Bankside Gallery Limited

Notes to the financial statements (continued) For the year ended 31 December 2023

1. Accounting policies

(continued)

Income (continued) Interest on funds held on deposit is included when receivable and the amount can be measured reliably by the charity; this is normally upon notification of the interest paid or payable by the bank.

1.4 Income

1.5 Expenditure

All expenditure is accounted for on an accruals basis. All expenses including support costs and governance costs are allocated or apportioned to applicable expenditure headings.

The Trustees believe the charity has a single charitable activity of running the Bankside Gallery. Support and governance costs have been allocated to the charitable activity.

Governance costs comprise all costs involving the public accountability of the charity and its compliance with regulation and good practice. These costs related to statutory compliance and legal fees on constitutional matters.

Staff costs are allocated to activities on the basis of staff time spent on those activities.

Costs of charitable activities include governance costs and an apportionment of support costs (shown in note 2).

1.6 Donated facilities

The value of donated Gallery space and office accommodation is based on a professional valuation of the annual market rental, carried out in May 2005 by Drivers Jonas.

1.7 Fixed assets

Expenditure on equipment, fixtures and fittings that exceeds £2,500 is capitalised. All fixed assets are initially recorded at cost.

1.8 Depreciation

Depreciation is calculated so as to write off the cost of an asset, less its estimated residual value, over the useful economic life of that asset as follows:

Extension - Evenly over the remainder of the lease Fixtures, fittings & equipment - 25% straight line on cost

1.9 Stocks

Stocks are valued at the lower of cost and net realisable value, after making due allowance for obsolete and slow moving items.

Page 14

Docusign Envelope ID: 194ECEA2-312F-45ED-AD08-F96D2B83E1A1

Bankside Gallery Limited

Notes to the financial statements (continued) For the year ended 31 December 2023

1.10 Financial instruments

The Charity has elected to apply the provisions of Section 11 ‘Basic Financial Instruments’ and Section 12 ‘Other Financial Instruments Issues’ of FRS 102 to all of its financial instruments.

Financial assets are recognised in the Charity’s statement of financial position when the Charity becomes party to the contractual provisions of the instrument.

Financial assets are classified into specified categories. The classification depends on the nature and purpose of the financial assets and is determined at the time of recognition.

1.11 Basic financial assets

Basic financial assets, which include trade and other receivables and cash and bank balances, are initially measured at transaction price including transaction costs and are subsequently carried at amortised cost using the effective interest method, unless the arrangement constitutes a financing transaction, where the transaction is measured at the present value of the future receipts discounted at a market rate of interest. Other financial assets classified as fair value through the statement of financial activities are measured at fair value.

1.12 Operating lease agreements

Rentals applicable to operating leases where substantially all of the benefits and risks of ownership remain with the lessor are charged against profits on a straight-line basis over the period of the lease.

1.13 Pension costs

The company operates a defined contribution pension scheme for employees. The assets of the scheme are held separately from those of the company. The annual contributions payable are charged to the statement of financial activities.

1.14 Taxation

No provision for taxation is included in the financial statements as the charitable company is entitled to exemption from tax on income and gains applied to wholly charitable activities.

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Docusign Envelope ID: 194ECEA2-312F-45ED-AD08-F96D2B83E1A1

Bankside Gallery Limited

Notes to the financial statements (continued) For the year ended 31 December 2023

2.
Expenditure
Direct
costs
£
Fundraising and
marketing
13,813
Commercial trading
operations
47,358
Operation of art gallery
30,658
Total
91,829
Costs of charitable activity
Gallery and office space (donated)
Support costs
Property costs
Administration
Finance costs
Depreciation
Governance costs (see below)
Governance costs
Independent examination fee
Other
Staff
costs
£
-
100,057
121,391
221,448
Support
costs
£
-
53,490
57,288
110,778
Total
2023
£
13,813
200,905
209,337
424,055
30,658
30,658
36,972
53,181
12,157
1,894
6,574
110,778
5,920
654
6,574
Total
2022
£
15,854
189,799
208,568
414,221
38,770
38,770
40,067
46,718
9,363
944
3,005
100,097
4,450
462
4,912

Of the total costs of operating the art gallery of £209,337, £392 is from designated funds.

Page 16

Docusign Envelope ID: 194ECEA2-312F-45ED-AD08-F96D2B83E1A1

Bankside Gallery Limited

Notes to the financial statements (continued) For the year ended 31 December 2023

2.
Expenditure (continued)
2022 Expenditure
Direct
costs
£
Fundraising and
marketing
15,854
Commercial trading
operations
46,632
Operation of art gallery
41,785
Total
104,271
3.
Net income/(expenditure) for the year
This is stated after charging:
Depreciation
Independent Examiner’s fee
Operating lease costs:
Equipment
4.
Staff costs and emoluments (Group)
Total staff costs were as follows:
Wages and salaries
Social security costs
Other pension costs
Staff
costs
£
-
94,355
115,498
209,853
Support
costs
£
-
48,812
51,285
100,097
Total
2022
£
15,854
189,799
208,568
414,221
2023
£
1,894
5,920
1,990
2023
£
198,663
15,164
7,621
221,448
2022
£
944
4,450
1,990
2022
£
189,712
13,062
7,079
209,853

Page 17

Docusign Envelope ID: 194ECEA2-312F-45ED-AD08-F96D2B83E1A1

Bankside Gallery Limited

Notes to the financial statements (continued) For the year ended 31 December 2023

Particulars of employees

The average number of employees during the year, calculated on the basis of average head count, was as follows:

as as follows:
Full time staff
Part time staff
Number
2023
3
7
10
Number
2022
3
7
10

In addition, an average of 2 (2022: 2) people were employed during the year, on a temporary basis, to hang exhibitions and to cover staff holidays.

The following staff received taxable emoluments (excluding pension contributions) of over £60,000 in the year.

2023 2022
Between £60,000 and £69,999 1 1

The charity considers its key management personnel to comprise the trustees, and the Gallery Director. The total employment benefits (including pension contributions) of the key management personnel were £71,411 (2022: £68,225) including employer pension contributions.

Page 18

Docusign Envelope ID: 194ECEA2-312F-45ED-AD08-F96D2B83E1A1

Bankside Gallery Limited

Notes to the financial statements (continued) For the year ended 31 December 2023

5. Tangible fixed assets

Group and charitable company

Gallery
refurbishments
£
Cost
At 1 January 2023
72,390
Additions
-
At 31 December 2023
72,390
Depreciation
At 1 January 2023
72,390
Charge for the year
-
At 31 December 2023
72,390
Net book value
At 31 December 2023
-
At 31 December 2022
-
Extension
Other
improvements,
fixtures &
equipment
£
£
12,000
111,251
-
-
12,000
111,251
9,640
101,233
250
1,644
9,890
102,877
2,110
8,374
2,360
10,018
Total
£
195,641
-
195,641
183,263
1,894
185,157
10,484
12,378

Page 19

Docusign Envelope ID: 194ECEA2-312F-45ED-AD08-F96D2B83E1A1

Bankside Gallery Limited

Notes to the financial statements (continued) For the year ended 31 December 2023

6. Investments

Group Charitable company
2023 2022 2023 2022
£ £ £ £
Subsidiary undertaking at - - 2 2
cost

The company owns 100% of the share capital of its trading subsidiary, Bankside Gallery (Trading) Limited, which is incorporated in England and Wales. Bankside Gallery (Trading) Limited carries out all trading operations of the charitable parent company. In that capacity it operates a bookshop at Bankside Gallery, charges fees for exhibition and corporate hire of the Gallery, and takes a commission on paintings and prints sold on behalf of artists exhibiting at the Gallery. Bankside Gallery (Trading) Limited donates all of its taxable profits to Bankside Gallery Limited under Gift Aid. Financial statements are filed with the Registrar of Companies.

A summary of the profit and loss account for Bankside Gallery (Trading) Limited for the year ended 31 December 2023 can be found below:

Trading income
Other income
Expenditure
Profit
Donation to Bankside Gallery Limited under Gift Aid
tocks
Group
2023
2022
£
£
Bookshop – goods for resale
12,188
12,080
2023
2022
£
£
341,749
310,720
769
104
(200,905)
(189,798)
141,613
121,026

(141,613)
(121,026)
-
-
Charitable company
2023
2022
£
£
-
-
2022
£
310,720
104
(189,798)
121,026
(121,026)
-

7. Stocks

Page 20

Docusign Envelope ID: 194ECEA2-312F-45ED-AD08-F96D2B83E1A1

Bankside Gallery Limited

Notes to the financial statements (continued) For the year ended 31 December 2023

8. Debtors

Group
2023
2022
£
£
Trade Debtors
2,184
8,598
Amount due from subsidiary
company
-
-
Amount due from Royal
Watercolour Society
80
-
VAT debtor
-
-
Prepayments and accrued
income
2,486
3,099
4,750
11,697
reditors
mounts falling due within one year
Group
2023
2022
£
£
Trade creditors
37,195
16,545
Amount due to Royal Society of
Painter-Printmakers
339
-
VAT creditor
12,130
8,506
Other creditors, accrual and
deferred income
55,873
62,274
105,537
87,325
Charitable company
2023
2022
£
£
-
2,036
23,044
32,976
80
-
1,313
2,402
2,436
3,049
26,873
40,463
Charitable company
2023
2022
£
£
2,043
1,329
339
-
-
-
29,599
30,122
31,981
31,451
Charitable company
2023
2022
£
£
-
2,036
23,044
32,976
80
-
1,313
2,402
2,436
3,049
26,873
40,463
Charitable company
2023
2022
£
£
2,043
1,329
339
-
-
-
29,599
30,122
31,981
31,451
31,451

9. Creditors

Amounts falling due within one year

Page 21

Docusign Envelope ID: 194ECEA2-312F-45ED-AD08-F96D2B83E1A1

Bankside Gallery Limited

Notes to the financial statements (continued) For the year ended 31 December 2023

10. Commitments under operating leases

At 31 December 2023 the company and group had commitments under non-cancellable operating leases as set out below.

perating leases as set out below.
Operating lease payments falling due:
Within 1 year
Within 2 to 5 years
Assets other than
land and buildings
2023
2022
£
£
1,990
2,388
1,095
2,687
3,085
5,075
5,075

Page 22

Docusign Envelope ID: 194ECEA2-312F-45ED-AD08-F96D2B83E1A1

Bankside Gallery Limited

Notes to the financial statements (continued) For the year ended 31 December 2023

11. Funds

Balance at
Incoming
Outgoing
Transfers
1-Jan-
2023
resources
resources
Restricted Funds
Digital Fund
-
-
-
-
Unrestricted Funds
Insurance Claim Fund
10,000
-
-
-
Legacies Fund
13,544
-
-
-
Window fund
5,634
(392)
-
Lease fund
35,000
-
-
-
General Fund
144,537
439,006
(423,663)
-
Total Unrestricted
Funds
208,715
439,006
(424,055)
-
Total Funds
208,715
439,006
(424,055)
-
Balance at
Incoming
Outgoing
Transfers
1-Jan-
2022
resources
resources
Restricted Funds
Digital Fund
2,637
-
(2,624)
(13)
Unrestricted Funds
Insurance Claim Fund
10,000
-
-
-
Legacies Fund
13,544
-
-
-
Window fund
6,026
-
(392)
-
Lease Fund
-
-
-
35,000
General Fund
168,101
422,628
(411,205)
(34,987)
Total Unrestricted Funds
197,671
422,628
(411,597)
-
Total Funds
200,308
422,628
(414,221)
-
Balance at
Incoming
Outgoing
Transfers
1-Jan-
2023
resources
resources
Restricted Funds
Digital Fund
-
-
-
-
Unrestricted Funds
Insurance Claim Fund
10,000
-
-
-
Legacies Fund
13,544
-
-
-
Window fund
5,634
(392)
-
Lease fund
35,000
-
-
-
General Fund
144,537
439,006
(423,663)
-
Total Unrestricted
Funds
208,715
439,006
(424,055)
-
Total Funds
208,715
439,006
(424,055)
-
Balance at
Incoming
Outgoing
Transfers
1-Jan-
2022
resources
resources
Restricted Funds
Digital Fund
2,637
-
(2,624)
(13)
Unrestricted Funds
Insurance Claim Fund
10,000
-
-
-
Legacies Fund
13,544
-
-
-
Window fund
6,026
-
(392)
-
Lease Fund
-
-
-
35,000
General Fund
168,101
422,628
(411,205)
(34,987)
Total Unrestricted Funds
197,671
422,628
(411,597)
-
Total Funds
200,308
422,628
(414,221)
-
Balance at
31-Dec-
2023
-
10,000
13,544
5,242
35,000
159,880
223,666
223,666
Balance at
31-Dec-
2022
-
10,000
13,544
5,634
35,000
144,537
- 208,715
- 208,715

The Insurance Claim Fund was established with the proceeds of an insurance claim for flood damage at the Gallery, with a balance held sufficient to cover the insurance excess payable in respect of any two future claims.

The Legacies Fund may be used at the discretion of the Trustees and is set aside as a contingency fund for future initiatives.

Page 23

Docusign Envelope ID: 194ECEA2-312F-45ED-AD08-F96D2B83E1A1

Bankside Gallery Limited

Notes to the financial statements (continued) For the year ended 31 December 2023

The window fund represents the net book value of improvements to the windows carried out in 2017.

The lease fund represents 5 years of expected additional payments required due to the renegotiation with the RWS, RE and Corporation of London. This is expected to be reviewed annually.

The restricted Digital Fund relates to income received for the purpose of modifying the website, newsletter software and other digital projects.

Transfers are made when a project has been completed and the funder has given permission for remaining balances to be spent on general purposes. They are also used to reflect designations made by the trustees.

Page 24

Docusign Envelope ID: 194ECEA2-312F-45ED-AD08-F96D2B83E1A1

Bankside Gallery Limited

Notes to the financial statements (continued) For the year ended 31 December 2023

12. Analysis of net assets between funds 2023

Company
Tangible
fixed assets
£
Restricted Income
Funds:
Digital Fund
-
Unrestricted
Income Funds:
Designated Funds
5,242
General Fund
5,242
Total Unrestricted
Income Funds:
10,484
Total Funds
10,484
Group
Tangible
fixed assets
£
Restricted Income
Funds
-
Unrestricted
Income Funds:
Designated Funds
5,242
General Fund
5,242
Total Unrestricted
Income Funds:
10,484
Total Funds
10,484
Investments

£
-
-
2
2
2
Net current
assets
£
-
58,544
154,638
213,182
213,182
Net current
assets
£
-
58,544
154,636
213,180
213,180
Total
2023
£
-
63,786
159,880
223,666
223,666
Total
2023
£
-
63,786
159,880
223,666
223,666

Page 25

Docusign Envelope ID: 194ECEA2-312F-45ED-AD08-F96D2B83E1A1

Bankside Gallery Limited

Notes to the financial statements (continued) For the year ended 31 December 2023

Analysis of net assets between funds 2022

Tangible
Company Fixed Assets
£
Restricted
Income Funds:
Digital Fund
-
Unrestricted
Income Funds:
Designated Funds
5,634
General Fund
6,744
Total Funds
12,378
Group
Restricted Income Funds:
Digital Fund
Unrestricted Income Funds:
Designated Funds
General Fund
Total Funds
Investments Net current Non current
assets
liabilities
£
£
£
-
-
-
-
58,544
-
2
137,791
-
2
196,335
-
Tangible Net current
Non current
Fixed Assets
assets
liabilities
£
£
-
-
-
5,634
58,544
-
6,744
137,793
-
12,378
196,337
-
Total
2022
£
-
64,178
144,537
208,715
Total
2022
£
-
64,178
144,537
208,715

13. Contingencies

In the opinion of the Trustees there were no contingent liabilities at 31 December 2023 (2022:nil).

14. Related party transactions

The Trustees consider that there is no ultimate controlling party of the charitable company.

As described in the Trustees’ Annual Report earlier in these financial statements, the charity has a close working relationship with the Royal Watercolour Society and the Royal Society of Painter-Printmakers, and manages Bankside Gallery on their behalf. In order to carry out this function, the charity is afforded full occupation and use of the Gallery and office premises at 48 Hopton Street, London, in return for granting an indemnity to the Royal Watercolour

Page 26

Docusign Envelope ID: 194ECEA2-312F-45ED-AD08-F96D2B83E1A1

Bankside Gallery Limited

Notes to the financial statements (continued) For the year ended 31 December 2023

Society in respect of all outgoings and covenants under the Lease held by the Society from the Corporation of London Borough of Southwark.

The annual benefit of the use of the donated facilities was valued in 2005, by Drivers Jonas (Chartered Surveyors), at the figure shown immediately below; the Board considers that it would be uneconomic to commission a more recent valuation, and that the value of the benefit has not materially changed.

as not materially changed.
2023 2022
£ £
Gallery space and office accommodation 38,770 38,770

This donation is fully reflected in the Statement of Financial Activities.

Annual donations are made to Bankside Gallery Limited by the Royal Watercolour Society and The Royal Society of Painter-Printmakers to cover a proportion of the running costs of the Gallery, in recognition of the company's role in helping the two societies to achieve their charitable aims. Donations may also be made if the Societies decide to promote any exhibitions beyond their regular annual programme.

A summary of these donations during the year follows:

Royal Royal
Watercolour Society of
Society Painter-Print
makers
£ £
Donations towards running costs of Bankside Gallery 23,850
23,850

This income has been included in the financial statements under incoming resources, and the outstanding balances with related parties at the year end are disclosed in note 9 above.

Furthermore, Bankside Gallery Limited benefits from an indemnity in the joint names of the Royal Watercolour Society and The Royal Society of Painter-Printmakers whereby, for periods of 2 years at a time, both societies agree to provide such support and assistance as may be agreed with the company and, additionally, the Royal Watercolour Society agrees to make good any shortfall up to a maximum of the sum identified in the Company's budgets over the same period. For the year ended 31 December 2023, no call on the indemnity was required.

During the year Bankside Gallery undertook transactions with its subsidiary, Bankside Gallery (Trading) Limited. Total costs of £137,128 (2022: £129,859) were recharged to the trading subsidiary in relation to staff, property and administrative costs. At the year end the subsidiary owed £23,044 (2022: £32,976) to the charity.

Page 27

Docusign Envelope ID: 194ECEA2-312F-45ED-AD08-F96D2B83E1A1

Bankside Gallery Limited

Notes to the financial statements (continued) For the year ended 31 December 2023

15. Company limited by guarantee

The Bankside Gallery Limited is a charitable company limited by guarantee and does not have share capital.

Every member of the company undertakes to contribute to the assets of the company in the event of the same being wound up while he is a member, or within one year after he ceases to be a member, for payment of debts and liabilities of the company contracted before he ceases to be a member, and of the costs, charges and expenses of winding up, and for the adjustment of the rights of the contributories among themselves, such amount as may be required not exceeding £1.

Page 28

Docusign Envelope ID: 194ECEA2-312F-45ED-AD08-F96D2B83E1A1

Bankside Gallery Limited

Notes to the financial statements (continued) For the year ended 31 December 2023

16. Statement of financial activities comparative information

Unrestricted
Restricted
Funds
Funds
£
£
Income from:
Donations and legacies
Grants and donations
received
51,735
-
Donated facilities
38,770
-
Other trading activities
Commercial trading
operations
310,720
-
Investment income
Interest received
509
-
401,734
-
Charitable activities
Operation of art gallery
20,894
-
Total income
422,628
-
Expenditure on
Fundraising and marketing
costs
15,854
-
Commercial trading
operations
189,799
-
205,653
-
Charitable activities
Operation of art gallery
205,944
2,624
Total expenditure
411,597
2,624
Net income/(expenditure)
11,031
(2,624)
Transfer between funds
13
(13)
Net movement in funds
11,044
(2,637)
Reconciliation of funds
Total funds brought forward
197,671
2,637
Total funds carried forward
208,715
-
Total
Funds
2022
£
51,735
38,770
310,720
509
401,734
20,894
422,628
15,854
189,799
205,653
208,568
414,221
8,407
-
8,407
200,308
208,715

Page 29