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ANNUAL REPORT AND 2024– ACCOUNTS 2025

CARE International UK: Annual Report and Accounts 2024–25

CARE International UK: 3 Annual Report and Accounts 2024–25

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CARE project participants
in Sierra Leone at a special
International Women’s Day
Project in early 2024.
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CEO and Chair welcome ��4 Impact report ��6 About CARE International UK ��6 Strategic goals ��8 Contribute to CARE’s work in over 120 countries ��8 .Raise.our.profile.and.influence.for. change in the UK �� 12 Support.women.to.lead.on.the. frontlines.of.crisis �� 14 Build.equitable,.sustainable.partnerships. with local organisations �� 16 Increase.the.diversity.and.sustainability.of. our income �� 18 Lendwithcare �� 20 Become.an.anti-racist,.diverse,.inclusive. and.equitable.organisation�� 22 Looking.forward.to.2025-26 �� 24 Financial Review �� 26

Directors’ report �� 30 Fundraising.compliance.statement �� 34 �� 35 Public.benefit.statement Internal control environment �� 36 Environmental impact �� 41 Statement.of.Trustees’.responsibilities ��43 Independent.Auditor’s.Report �� 45 Legal and administrative information ��50 Company information �� 51 Financial Report �� 52

Cover photo: Nguyen Thi Huong, a woman entrepreneur from Vietnam.

CARE International UK:

CARE International UK: 5 Annual Report and Accounts 2024–25

Annual Report and Accounts 2024–25

CEO and Chair welcome

Women around the world are in crisis.

In.these.situations,.CARE.is.there..We.support. women,.their.families.and.communities.to. rebuild.their.homes,.lives,.and.livelihoods,. because.women.and.girls.bear.the.brunt.of. these.crises..They.are.the.first.to.pick.up. the.pieces,.yet.are.least.likely.to.be.decision. makers.or.listened.to..That.is.why.CIUK. remains.committed.to.our.three-year.(2023– 2026).strategy,.‘Women.leading.change.in. times.of.crisis’..

In.FY25,.CARE.International.UK’s.(CIUK). life-changing.work.reached.more.than.two. million people. While our income grew to over.£65.million,.underwritten.by.renewed. leadership.and.investments.in.fundraising,. communications,.processes,.and.the. impressive.work.of.our.staff,.this.result. precedes.a.challenging.period.as.we.enter. our.80th.year..We.know.that.income.from. official.development.assistance.will.decline. sharply.in.future.years.while.today,.the.world. faces.more.difficulties.than.it.has.since. CARE’s.birth,.when.compassionate.people. first.sent.CARE.packages.to.Europe.after.the. Second.World.War.

This.commitment.became.even.more. critical.following.the.devastating.UK.aid. cuts.announced.in.February.2025..The.UK. government’s.decision.to.cut.the.aid.budget. from.0.5%.to.0.3%.of.Gross.National.Income. was.a.blow.that.left.those.of.us.working. to.overcome.poverty.and.injustice.reeling.. Evidence.shows.this.decision.will.cost.lives. and.reduce.Britain’s.influence.in.the.world.. Whether.it.is.austerity.or.aid.cuts,.we.know. women.and.girls.are.hit.first.and.worst.when. spending.is.cut..

During.the.reporting.year.(July.1,.2024.–.June. 30,.2025),.global.crises.intensified..The.Gaza. war.escalated.to.unprecedented.levels.of. devastation,.resulting.in.over.70,000.deaths. from.the.conflict.by.the.end.of.the.year..A.UN. Women.report.in.May.2025.estimated.one. woman.or.girl.was.killed.on.average.every. hour..With.a.ceasefire.now.in.effect.and. desperately-needed.aid.beginning.to.flow. again.at.the.time.of.writing,.the.reconstruction. and.recovery.efforts.will.be.immense.and. CARE will be there.

The.announcement.changed.the.rest.of.our. year..CIUK.responded.quickly,.mobilising.the.

Sudan.now.faces.the.largest.humanitarian. crisis.in.the.world..Over.two.years.into.a.brutal. civil.war,.26.million.people.confront.severe. hunger,.and.12.million.people.have.been.forced. to.flee.their.homes..More.than.28,000.people. have.been.killed,.putting.women.and.girls.in. unimaginable.danger...

The.impact.of.these.conflicts.–.alongside. others.in.Yemen,.Syria,.Ukraine.and.elsewhere.. –.are.exacerbated.by.the.destructive.impact. of.climate.change..In.2024.alone,.155.extreme. weather.events.displaced.more.than.800,000. people.globally,.from.deadly.heatwaves.in.Iran. and.Mali.to.catastrophic.floods.in.Pakistan. and.Brazil..

Helen McEachern, CEO

humanitarian.sector.around.our.rallying.cry:. ‘Reverse.the.cuts,.protect.women.&.girls’.. This.message.was.shared.throughout.our. annual.International.Women’s.Day.event,. in.a.Parliamentary.briefing,.and.in.an.open. letter.to.the.Foreign.Secretary.signed.by. more.than.90.influential.figures..We.then. continued.to.convene.and.mobilise.people.and. organisations to speak out against the cuts.

Since.UK.governmental.aid.contributes.more. than.70%.of.our.income,.the.forecasted.impact. of.the.cuts,.compounded.by.recent.USAID. reductions,.created.severe.financial.pressures. that.directly.impacted.our.income..We.took.the. difficult.decision.to.initiate.an.organisational. restructure.towards.the.end.of.FY25,.resulting.in. 19.colleagues.being.made.redundant.in.summer. 2025..The.reduction.in.capacity.is.significant. and.challenging,.but.we.are.incredibly.grateful. to.our.colleagues.for.their.constructiveness.and. adaptation.during.this.process..

Crucially,.even.before.the.cuts,.we.had.been. developing.a.new.fundraising.strategy.to. increase.income.diversity.and.sustainability.. The.aid.cuts.brought.this.into.acute.focus,. resulting.in.the.finalisation.of.our.new.five-year. Fundraising.Strategy.(FY26–30).to.increase. resilience,.sustainability,.and.flexibility..We. are.proud.that.this.is.already.showing.signs.of. success.as.indicators.are.up.in.many.areas...

Lyndall Stein, Chair of Trustees

Our.impact.relies.heavily.on.the.generosity. of.our.supporters..Thank.you.to.everyone. who.supported.our.work.in.FY25..Because. of.you,.we.stood.with.women.to.lead.and. make.change.for.their.communities.in.more. places.and.had.greater.impact.than.last.year.. In.particular,.thank.you.to.the.players.of.the. People’s.Postcode.Lottery,.whose.generosity. increased,.contributing.£1.5.million.to.our. unrestricted.income...

Delivering.against.our.strategy.is.only.possible. thanks.to.our.people..This.year,.we.made. progress.towards.becoming.an.anti-racist,. diverse,.inclusive,.and.equitable.organisation. by.adopting.updated.core.values.and.new. feminist.leadership.principles..We.also. welcomed.two.new.permanent.directors. and.appointed.three.new.Trustees,.bringing. valuable.lived.experience.and.counsel.to.our. governance.and.leadership..

This.report.most.importantly.details.many.of. the.incredible.impacts.our.work.has.had.on.the. lives.of.people.around.the.world.–.from.Nigeria. and.Syria.where.women.were.better.able.to. support.their.communities.in.the.wake.of.civil. war.to.Zimbabwe,.where.our.innovative.Early. Action.Fund.is.helping.communities.prepare. for.crises.before.they.happen....

As.we.look.towards.the.final.year.of.our.2023– 2026.strategy,.and.CARE’s.80th.anniversary,. our current strategic objectives remain as relevant.and.important.as.ever..Building.on. our.achievements.this.year.and.adapting. to.the.financial.and.political.realities,.we. have.identified.seven.annual.objectives.for. FY25/26.(page.24)..

The.Government.may.have.stepped.back.from. directly.supporting.women.and.girls.around. the.world,.but.we.will.not..We.look.forward.to. working.with.women.leaders.and.organisations. across.the.world.to.face.crises.with.energy,. courage,.and.skill,.because.we.CARE.

Helen McEachern Lyndall Stein CEO Chair.of.Trustees

CARE International UK: 7 Annual Report and Accounts 2024–25

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Petronella da
Cruz, member of
the Suco Disaster
Management
Committee in
Timor Leste, stands
with her group
members.
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About CARE International UK

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OUR VALUES:
Women-centred
OUR VISION: OUR MISSION: OUR FOCUS:
We.seek.a.world. We.work.around. We.put.women.and.
of.hope,.inclusion,. the globe to girls.at.the.centre.of. Inclusive
and.social.justice,. save.lives,. our.work,.because.we.
where.poverty.has. defeat.poverty,. know that we cannot
been overcome and.achieve. overcome.poverty. Collaborative
and.all.people. social justice. until all people have
live.in.dignity. equal.rights.and.
and.security. opportunities. Quality in our work
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Who we are

delivering.on CARE International’s Vision 2030,. contributing to lasting large-scale impact in.support.of.the.Sustainable.Development. Goals..CARE.International’s. six impact areas concentrate.our.expertise.and.drive.progress. towards.our.mission.

Founded.in.1945,.CARE.is.a.leading. humanitarian organisation that works in over 120.countries,.fighting.global.poverty..CARE. places.special.focus.on.working.alongside. women.and.girls,.because.we.cannot. overcome.poverty.until.all.people.have.equal. rights.and.opportunities..We.listen.to.and. support.women,.so.they.have.the.power.to. make.change.where.it’s.needed.most,.and.we. work at a local level to support global change.

CIUK.raises.funds.to.support.work.across. all.impact.areas,.with.a.particular.focus.on. women’s.voice.and.leadership.in.climate.action. and.humanitarian.crises..In.addition,.CIUK. engages.in.advocacy.to.increase.impact.by. influencing.the.policy.and.practice.of.others,. including.the.UK.government’s.aid.spending..We. also.provide.invaluable.technical.expertise.to. other.CARE.International.members.and.offices.

CARE.International.UK.(CIUK).is.a.full.member. of.the.CARE.International.confederation. (referenced.throughout.this.report.as.‘CARE. International’)..Together,.we.work.towards.

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© Sarah Wiles/CARE
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In FY25, CARE International UK reached

2023 – 2026 Strategy

2,029,650 [people across: ] 47 [countries] 106 [programmes]

This.was.the.second.implementation.year.of. CIUK’s.2023.–.2026.strategy,.‘Women.leading. change.in.times.of.crisis’..

The.2023.–.2026.strategy.prioritises.working. with.women.and.girls.who.are.most.impacted. by.humanitarian.and.climate.issues.and.have. historically.had.the.least.say.in.decisionmaking. We enable women to become the driving.force.for.change.in.their.communities. and.countries..We.also.focus.on.intentionally. moving.power.back.where.it.belongs.–.into. the.hands.of.communities.affected.by.crisis.

Breakdown.of.numbers.by.impact.areas

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Gender equality Humanitarian
programming: crisis:
1,060,987 820,366
Food, water,
Health: and nutrition:
127,853 400,280
Women’s
economic justice: Climate justice:
198,913 378,596
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From 2023 to 2026, we are:

Contributing to CARE’s work in over 120 countries.to.save.lives,.defeat.poverty.and. achieve social justice
Raising.our.profile.and.influence.for.change. in the UK
Supporting.women.to.lead.on.the.frontlines. of.crisis
Building.equitable,.sustainable.partnerships. with.local.organisations.to.deliver.more. impact.for.people.facing.poverty.and.crisis
Increasing.the.diversity.and.sustainability.of. our income
Becoming.an.anti-racist,.feminist,.diverse. and.inclusive.organisation

58% of the people reached by CARE International UK programmes were women and girls.

Progress.made.in.FY25.towards.each.of. these.six.strategic.goals.is.outlined.in.the. following.section.of.this.report.

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©.Muhammad.Qadeer/CARE
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Saima Khawaja, a woman entrepreneur working with CARE in Pakistan.

8 CARE International UK: Annual Report and Accounts 2024–25

Contribute to CARE’s work in over 120 countries to save lives, defeat poverty, and achieve social justice

In.FY25,.we.supported.CARE’s.work.across.more.than.120.countries,.which.reached. more.than.58.7.million.people..This.work.ranges.from.providing.vital,.ongoing. support.for.the.humanitarian.emergencies.in.Sudan.and.Gaza,.to.helping.women.in. Ukraine.rebuild.their.lives..Examples.of.some.of.these.projects.are.outlined.here.

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A mother and child at CARE’s
primary healthcare center in
Deir Al-Balah.
©.Ahmed.Younis./CARE
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A Palestinian woman reacts after seeing her house destroyed by an Israeli airstrike in Khan Yunis in the southern Gaza Strip.

Gaza Humanitarian Crisis

CARE.International.UK.and.local.partners. continued.to.respond.to.the.catastrophic. humanitarian.crisis.in.Gaza,.providing.water. trucking,.sanitation.and.hygiene.distributions. to.communities.in.North.and.South.Gaza,. though.operations.remained.incredibly.difficult. due.Israel’s.blockade.of.aid..We.also.provided. healthcare.and.nutrition.services.through.our. primary.healthcare.centre.in.Deir.al-Balah.and. mobile.health.teams.across.northern.Gaza..

the.team.at.Juzoor,.and.all.those.impacted.by. the.conflict.

In.the.UK,.we.persistently.called.for.a. permanent.ceasefire,.the.end.of.UK.arms.sales. to.Israel.and.unrestricted.humanitarian.access. to.the.Gaza.Strip.-.bringing.global.attention. to.the.deepening.crisis.faced.by.Palestinians. and.highlighting.the.particular.needs.of. women.and.girls..

Our.teams.see.the.extensive.needs.firsthand:

In.FY25,.our.supporters.gave.over. £339,000 to.the.humanitarian.crisis.in.Gaza.and. surrounding.region,.bringing.the.total.raised. by.CIUK.supporters.to.over. £600,000 ..These. funds.contribute.to.the.Disasters.Emergency. Committee.(DEC)’s.Middle.East.Humanitarian. Appeal,.which.has.raised.over. £47 million .

“We treat at least 50 pregnant women daily, providing blood pressure and weight checks, foetal monitoring, and consultations. Cases of anaemia and underweight mothers are widespread. Ongoing bombings affect both our operations and women’s mental health”.

The funding provided by the UK public is the backbone of our response in Gaza. It allows us to move quickly, even when we only have very short windows of opportunity to get aid in. It is quite literally a lifeline for so many Palestinians. Thank you so much for the ongoing support.’

Midwife in Community Health Centre in Gaza

In.October.2024,.we.were.devastated.by.the. deaths.of.two.valued.members.of.our.partner. organisation,.Juzoor.for.Health.and.Social. Development.-.Dr..Ahmad.Al-Najar.and.midwife. Ms..Laila.Jneid,.in.airstrikes.in.Gaza..We.extend. our.deepest.condolences.to.their.families,.

Jolien Veldwijk, CARE Palestine Country Director

10 CARE International UK: Annual Report and Accounts 2024–25

CARE International UK: 11 Annual Report and Accounts 2024–25

Sudan in crisis

“My six-year-old still has nightmares every night. She yells ‘Mommy, they are coming to kill us. We have to run.”

increased.sexual.violence..This.year,. our.supporters.have.donated.almost. £84,000.to.the.Sudan.Emergency. Appeal,.enabling.our.expert.teams. to.provide.159,000.people.in.Sudan. with.vital.food,.water,.hygiene.kits.and. access.to.essential.medical.and.mental. health support. Along with our local partners,.we’re.working.with.women. so.they.can.protect.themselves,.their. families.and.their.communities.

Nima, 34, forced to flee Sudan with her four young children.

The.conflict.in.western.Sudan.has.killed. thousands.and.left.millions.in.dire.need.of. humanitarian.assistance,.with.women.and. girls.bearing.the.worst.of.the.war.including.

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©.Mohammed.Abdulmajid/CARE
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CARE International in Sudan is supporting the most vulnerable families, including malnourished children and lactating and pregnant women, to buy nutrient rich foods.

Women standing in solidarity in Ukraine

“I began to look at women differently, saw all the difficulties they overcame and which they helped me to overcome. I realised how important women’s solidarity is and began to feel this sisterhood at every step.”

and.the.knowledge.that.they.can.overcome. the.challenges.in.their.path..The.solidarity.and. support.Olha.gained.helped.her.develop.the. confidence.to.secure.an.internship.at.the.Lviv. Regional.Department.of.Culture,.organising. events..She.has.now.been.working.there.for. over.a.year.and.dreams.of.sharing.her.newly. discovered.confidence.and.the.importance.of. self-care.with.other.women.

Olha

After.the.outbreak.of.war.in.Ukraine.in.2022,. Olha.and.her.family.were.driven.from.their. hometown in Chernihiv to Lviv. Like more than 3.6.million.people.in.the.country,.she.has.had. to.rebuild.her.life.from.scratch.in.a.new.city..

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© CARE
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Olha.is.part.of.CARE.International’s.Women. Lead.in.Emergencies.(WLiE).project.in.Ukraine,. a.ground-breaking.model.designed.to.shift. power.and.resources.directly.to.women.in. crisis-affected.communities,.supporting.their. participation.in.humanitarian.decision-making.

As.part.of.the.project,.Olha.and.other.members. of.the.group.studied.the.history.of.the.women’s. movement.in.Ukraine.and.worldwide,.reflected. on.the.impact.of.gender.norms.and.developed. leadership.skills..They.gained.self-confidence.

The Women Lead in Emergencies group exploring the history of the women’s movement in Ukraine and worldwide.

Our impact towards the Sustainable Development Goals

At CARE International UK,.we.measure.our. progress against our Vision 2030 targets.and.track. our contribution to the UN’s Sustainable Development Goals..Evaluations. done.across.CARE. International UK

1. No Poverty: 8. Decent Work and Economic Growth: 2,525,549 430,629 2. Zero Hunger: 10. Reduced Inequalities: 267,645 1,305,809 3. Good Health and Well-being: 11. Sustainable Cities and Communities: 125,847 30,880 4. Quality Education: 13. Climate Action: 171,796 37,525

programmes over the.period.July.2020. –.June.2025.show. the.number.of.people. supported.against. the.following.Goals:

5. Gender Equality: 16. Peace, Justice and Strong Institutions: 425,532 68,036 6. Clean Water and Sanitation: 17. Partnerships for the Goals: 1,759,152 109,731

12 CARE International UK: Annual Report and Accounts 2024–25

CARE International UK: 13 Annual Report and Accounts 2024–25

Raise our profile and influence for change in the UK

The.UK.government’s.decision.to.cut.the.foreign.aid.budget.from.0.5%.to.0.3%.(approximately. £6billion.per.year.in.real.terms).of.Gross.National.Income.by.2027.struck.a.devastating.blow.to. the.world’s.poorest.and.most.vulnerable.people..The.scale.of.these.cuts.is.short-sighted.and. we.are.strongly.advocating.that.the.UK.doesn’t.turn.its.back.on.those.most.in.need.of.support.. Research.we.had.undertaken.in.2022.demonstrated.how.previous.cuts.had.adversely.impacted. women.and.girls.disproportionately,.giving.us.extra.cause.for.concern..We.immediately.adapted. our.influencing.and.advocacy.work.in.the.UK.to.respond.

Responding to the aid cuts

The.mobilisation.gathered.influential.steam.. CIUK.launched.a.high-profile.open letter to.the.Foreign.Secretary.that.garnered. the.support.of.over.90.influential.figures,. including. Ban Ki-moon ,. Emma Thompson ,. and. Gary Lineker ,.securing.a.full-page. spread.in.The.Times..Following.International. Women’s.Day,.we.continued.our.advocacy,. issuing a joint statement with over 60 organisations.that.was.covered.by.The. Independent,.and.undertook.an.enormous. amount.of.influencing.across.Whitehall.and. Westminster,.securing.high-level.meetings.to. discuss.our.concerns.

The.announcement.by.the.UK.government.to. make.cuts.to.crucial.aid,.gender,.and.education. programming.just.before.International.Women’s. Day.was.felt.bitterly.

“At a time when women’s rights are under attack around the world, it is indefensible for the UK to end its dedicated support for women and girls. Trading long-term commitments for a short-term reaction to UK party politics is political expediency – not strategy. This step back from our commitments will make UK aid less effective with deadly consequences for women and girls worldwide.”

Helen McEachern, CARE International UK CEO

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© CARE
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CARE.International.UK.quickly.pivoted.our.annual. International.Women’s.Day.event.in.Parliament. to.elevate.our.key.message..This.event.brought. powerful.advocates.together,.including.women’s. rights.defenders.from.Afghanistan.and.Sudan. alongside.Sarah.Champion.MP..CIUK.also.rallied. sector.partners.to.create.the.Parliamentary. briefing.–.“Reverse.the.Cuts,.Protect.Women.&. Girls”.–.which.several.MPs.quoted.directly.during. the.International.Women’s.Day.Westminster. Hall.debate.

BEFORE THE AID CUTS: laying the foundations for progress

First steps for a feminist future

As the new Labour Government.took. power.in.July.2024,. we.launched.the. ‘First.Steps.for.a. Feminist Future’ report - combining persuasive arguments.and. ideas.for.concrete. action the new Government.could. take to pave the way.to.a.feminist.

future..The.report.was.a.key.engagement. tool.and.helped.our.advocacy.team.build. crucial relationships with new ministers and.MPs,.like.the.then.International. Development.Minister.Anneliese.Dodds,. at.party.conferences..These.relationships. were.later.crucial.for.influencing.the. government.following.the.slashing.of.the. UK.aid.budget..

Tracking spend on gender equality

Building.on.previous.work,.we. commissioned.analysis.to.track.the. UK’s.spend.on.gender.equality..The. quantitative.research.laid.bare.the.reality. that.UK.aid.spending.to.support.women. and.girls.has.almost.halved.since.before. the.pandemic..Launched.ahead.of.the. Spring.Statement.in.February.2025,. the.research.was.covered.by.Politico. Playbook,.one.of.the.UK’s.most.read. political.outlets,.cited.in.Parliament. by.several.MPs.and.supported.by.the. wider.sector.

Commission on the Status of Women (CSW)

CIUK.engaged.Foreign,.Commonwealth.&. Development.Office.(FCDO).officials.at.the. Commission.on.the.Status.of.Women.(CSW). in.New.York.in.March,.meeting.the.new. Special.Envoy.for.Women.and.Girls,.Harriet. Harman.and.co-hosting.an.event.with.the.UN. Humanitarian.Fund..We.were.also.invited.to. help.shape.the.new.‘First.Response.Fund’.for. women-led.organisations.-.a.new.initiative.led. by.FCDO.and.the.Equality.Fund.

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TONE OF
VOICE
GUIDANCE
© CARE/Sarah Easter CARE International UK
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Fixing UK ODA’s Gender Gap:
Bold Choices, Real Change
Research by CARE International UK and Evidence Enabled sheds new light on how UK ODA is used to fight gender inequality and the desperate need for a new approach
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careinternational.org.uk
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A new brand, a stronger voice

This.year.we.introduced.a.refreshed.brand. for.CARE.International.UK,.to.raise.our.overall. brand.awareness.and.the.voices.of.the.women. we.work.with..The.updated.brand.is.clearer,. bolder,.and.built.around.the.communities.we. serve..From.an.updated.website.design.and. fundraising.materials.to.a.new.Lendwithcare. identity.and.advocacy.campaign,.the.new. identity.is.already.boosting.engagement.with. our.work..It’s.enabling.us.to.share.the.powerful. voices.and.stories.of.the.women.we.work.with,. creating greater impact.

CARE UK’s IWD event brought together women’s rights defenders and advocates from Afghanistan, Sudan and the UK.

CARE International UK: 15 Annual Report and Accounts 2024–25

Support women to lead on the frontlines of crisis

Across.all.our.work,.CARE.International.UK.ensures.women.can.decide.and.drive.change.in. their.communities..Funding.from.corporate.partners.and.the.UK.Government.has.supported. the.scaling.of.our.unique.Women.Lead.in.Emergencies.(WLiE).model,.which,.in.FY25,.has. supported.3,761.women.across.10.different.countries.to.advocate.for.change.in.their. communities..We.also.used.our.profile.to.amplify.the.voices.of.women.in.our.advocacy. work.–.for.example.ensuring.women.can.share.directly.the.devastating.impact.of.climate. change.with.decision.makers..

Tackling violence against women and girls in Nigeria

The.2015.insurgency.in.northeast.Nigeria. forced.millions.of.people.to.be.displaced.and. escalated.violence.against.women.and.girls,. subjecting.them.to.physical,.mental,.and.sexual. assault,.as.well.as.forced.and.early.marriage..

The.programme.also.engages.women.in. the.WLiE.model.to.ensure.their.needs.and. expertise.inform.decision-making..Recognising. that.in.Nigeria,.only.51%.of.girls.complete. primary.school.education,.which.contributes.to. poor.health,.poverty,.early.marriage,.and.GBV,. one.WLiE.group.in.Northeast.Nigeria.focuses. on.education.and.skills.development.to.raise. the.voice.and.leadership.of.women.and.girls.. They.provide.a.safe.learning.environment. for.girls.aged.12-15.who.dropped.out.due. to.financial.constraints,.offering.education,. literacy,.and.vocational.training.

CIUK’s.STEPSERN.project,.delivered.by.local. partners,.provides.women.with.essential. support..The.project.offers.protection.against. gender-based.violence.(GBV).and.vital.health. services,.including.sexual.reproductive. health,.mental.health,.and.psychosocial. support..This.year,.the.project.reached.37,500. women.and.girls..

“I found it difficult to express myself or speak in front of a large group of people. I would shy away from challenging situations and isolate myself from public speaking. But since I joined the group, it has expanded my horizons, exposed me to amazing and challenging events, and connected me and other women to important community spaces.”

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Hannatu Mam Joushua, WLiE group leader’

A Women Lead in Emergencies group meeting in Jere, Nigeria.

Shelter construction in Mozambique.

Supporting women in shelter design and construction in Mozambique

CIUK.supports.the.recovery.of. communities.who.have.been.forced.to. leave.their.homes.by.providing.expert. guidance.on.housing.design.and. construction.(known.as.‘shelter’).and. undertaking.research.to.explore.the.wider. impacts.of.shelter.assistance..

In.Northern.Mozambique’s.conflictaffected.Cabo.Delgado.Province,. women.traditionally.do.not.take.part.in. construction.or.have.their.voices.heard. in.humanitarian.shelter.design..With.our. support.CARE.Mozambique.humanitarian. responders.innovated.their.practices,. empowering women to participate in shelter.construction..This.ensures.shelter. solutions.offer.safety,.privacy,.and.dignity. for.women.and.girls.

In.a.project.funded.by.partner.Buro.Happold. we.visited.Cabo.Delgado.this.year.to.hold. discussions.with.women.involved.in.these. construction.committees..Many.shared. how.they.gained.new.skills,.supported. their.families.and.communities.and.now. feel.confident.maintaining.shelters.against. seasonal.cyclones..The.research.shows.the. incredible.power.of.shelter.work.to.increase. women’s.independence.and.resilience.

Gender and climate action advocacy

At.the.Bonn.climate.talks.at.the.end.of. June.2024,.CIUK.coordinated.women’s. rights.organisations.and.activists.to. lobby.negotiations.on.climate.finance. and.the.European.Union’s.commitment. to.promoting.gender.equality..We. also.developed.recommendations. for.the.Foreign,.Commonwealth.and. Development.Office’s.investment.on. gender.and.climate.change,.based.on.indepth.research.undertaken.by.CIUK.

A.major.win.followed.at.COP29.in. November.2024,.where.we.organised. a meeting between Minister Annaliese Dodds.and.gender.and.climate.activists,. including.Titi.Akosa.and.Ndivile.Mokoena,. which.led.to.Minister.Dodds.quoting. their.perspectives.on.better.financing. and.representation.for.women’s.rights. organisations in her own speeches. Minister.Dodds.also.announced. £350,000.for.the.Global.Alliance.for. Green.and.Gender.Action,.a.feminist. fund.for.climate.change..This.funding. commitment.was.a.direct.win.for.CIUK’s. advocacy,.establishing.a.foundation. for.increasing.gender.and.climate. initiatives.and.pursuing.a.dedicated.UK. flagship.programme.

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L-R: Ndivile Mokoena, Titi Akosa, Anneliese Dodds MP, youth advocates at COP29.

16 CARE International UK: Annual Report and Accounts 2024–25

Build equitable, sustainable partnerships with local organisations to deliver more impact for people facing poverty and crisis

In.the.face.of.funding.reductions.we.protected.the.proportion.of.funding.for.local. partners.and.women-led.organisations.in.CARE.International.UK.projects..This.year.we. have.also.undertaken.a.deep.listening.exercise.with.local.delivery.partners.on.two.of. our.largest.projects.in.Yemen.and.Bangladesh,.gaining.insights.to.ensure.the.projects. contribute.to.locally-led.action..This.was.made.possible.as.we.have.local.partners. as.full.and.equal.consortium.members.on.both.projects..Our.work.is.most.impactful. when.we.centre.the.needs.of.local.communities.and.work.of.local.organisations.in. programme.design.and.delivery..

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Women Lead in Emergencies group members
meet through the GENRE+ project.
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GENRE+ in Mali

In.Mali’s.Segou.region,.communities. are.grappling.with.increasingly.extreme. weather.events.that.degrade.natural. resources,.intensifying.tension.between. communities..In.turn,.pressures.on. resources.like.land.and.water.can. exacerbate.pre-existing,.negative. gender.norms.such.as.violence.against. women.or.women’s.lack.of.access.to. education,.health.and.land.ownership.. The.GENRE+.Phase.II.project,.delivered. with.CARE.Mali.and.local.partner. AMAPROS,.addresses.these.challenges. by.strengthening.women’s.voices.and. leadership.in.climate-affected.areas. and.supporting.women.to.participate.in. decisions.about.how.natural.resources. are.sustainably.used.and.protected.

Through.this.work,.women.have. significantly.shifted.assumptions. regarding.their.roles.in.decision-making,. creating.opportunities.for.their.voices.to. be.heard.and.for.community.decisions. to.be.more.inclusive.and.responsive.to. everyone’s.needs..This.effort.has.led.to. more.women.taking.on.decision-making. roles,.exemplified.by.Fanta.Sylla..

In.the.village.of.Marobougou,.Fanta. was.elected.to.a.previously.exclusively. male.council.after.women.successfully. petitioned.for.a.dedicated.female. seat..Her.role.involves.promoting. women’s.interests.and.ensuring.their. concerns.are.integrated.into.community. decisions.-.enhancing.women’s. participation.and.representation.in. local governance.

The.project.also.raises.awareness. about.climate.change.impacts.and. promotes local mitigation solutions. For.example,.in.Tingoni.village,.130. young.people.formed.an.association.to. counter.the.impact.of.climate.change,. purchasing.and.planting.230.trees.for. reforestation.in.August.2024.

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Kamla, one of the farmers supported through CARE’s project in Syria.

Preventing drought and hunger in Syria

In.Syria,.the.devastating.impact.of.the.ongoing. conflict.has.been.compounded.by.climate. change,.which.has.created.severe.water. shortages..For.Syria’s.farmers,.this.means.less. water.to.run.their.farms.and.keep.food.on.the. table.for.families.across.the.country..

The.Syria.Resilience.Initiative.is.a.project.led. by.CIUK,.other.sector.partners.and.Syrian. NGOs.that.assists.farmers.in.adapting.to.and. becoming more resilient to these climate changes..As.part.of.this.work,.farmers. implemented.new.water.management.methods,. such.as.treating.wastewater.for.agriculture. and.rehabilitating.irrigation.canals,.to.protect. against.declining.water.supply.

Jamile’s story

One.of.these.farmers.is.Jamile,.a.50-year-old. mother.of.seven..After.losing.her.husband,. she.has.dedicated.her.life.to.cultivating.crops. to.support.her.family..However,.in.addition.to. ongoing.drought,.Jamile.and.millions.of.farmers. across.the.country.face.skyrocketing.prices. for.essential.agricultural.supplies..Through.this. programme,.Jamile.received.$300.for.seeds,. fuel,.and.other.supplies,.along.with.guidance.on. farming.techniques.and.pest.control.

“Thank God, we benefited from this support. It allowed me to expand the area of land I cultivated, and I successfully sold my vegetables in the market for a good profit. I hope that support for farmers increases so that a larger segment of the population benefits from the project. It’s not only important for the farmers but also for the entire community.”

Jamile

18 CARE International UK: Annual Report and Accounts 2024–25

CARE International UK: 19 Annual Report and Accounts 2024–25

Increase the diversity and sustainability of our income

The.aid.cuts.this.year.highlighted.the.importance.of.our.existing.efforts.to.diversify.our.funding. base..In.FY25.we.developed.a.new.five-year.Fundraising.Strategy.(FY26–30).to.grow.income. and.in.particular.flexible.(unrestricted).income..The.strategy.prioritises.high-return.activities.and. unified.ways.of.working,.while.maintaining.and.developing.vital.restricted.income.streams..We. also.continued.to.foster.relationships.with.our.individual.and.private.sector.donors.and.invested. in.new.roles.to.support.our.partnerships.and.philanthropy.fundraising,.as.well.as.investing.in. legacies.and.improving.our.data.and.insights.capabilities..

We.are.deeply.grateful.to.all.who.have.supported.us,.helping.us.empower.women.and.tackle. poverty.worldwide..A.full.list.of.donors.and.supporters.can.be.found.on.pages.88.and.89.

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Mercy uses a
waterpoint set up
through the Early
Action Fund.
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Early Action Fund

Thanks.to.the.support.and.shared.vision.of.some. of.our.valued.donors,.this.year.CIUK’s.innovative. new.Early.Action.Fund.(EAF).has.supported. communities.to.prepare.for.emergencies.before. they.happen..By.investing.in.early.action.–.such. as.establishing.trigger.systems.that.activate. when.cholera.cases.are.detected.or.drilling.and. restoring.boreholes.to.secure.safe.and.clean. water.supplies.–.the.fund.aims.to.reduce.the. number.of.people.losing.their.lives.and.the.scale. of.crises..This.proactive.investment.is.highly. efficient,.saving.up.to.£7.for.every.£1.invested..

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A.key.example.of.the.fund’s.impact.is.in. Zimbabwe,.where.the.2024.El.Niño.climate. pattern.has.caused.crop.failures,.livestock.death. and.water.shortages,.leaving.an.estimated.7.7. million.people.in.urgent.need.of.emergency.food. support..The.EAF.funded.the.Matare.village. piped.water.scheme,.established.by.CIUK.in. partnership.with.the.Government.of.Zimbabwe.. This.scheme.has.transformed.life.for.the. community,.serving.36.households,.providing. easy.access.to.clean.and.safe.drinking.water.for. families.and.their.livestock.

“I am overwhelmed with joy! Is this really me, travelling the shortest distance to the water source? We can even fetch water during sunset, and my children won’t have to fetch water in the morning before going to school!”

Mercy

The.EAF.has.been.successfully.piloted.in.Somalia. and.Syria.and.currently.supports.anticipatory. action.against.flooding.and.drought.risks.in. Nepal.and.Kenya..Next.year,.CIUK.will.incorporate. learning.from.this.first.phase.to.increase.the. scale.and.sustainability.of.the.Early.Action.Fund.

For.47-year-old.Mercy,.a.mother.of.four,.the.new. scheme.meant.an.end.to.lifelong.water.scarcity. challenges.

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The launch of the Fyffes partnership.

Fyffes: Partnership for Good

This.year,.CARE.International.UK.kicked.off. a.long-term.partnership.with.fruit.wholesaler. Fyffes.and.its.new.banana.brand,.Trudi’s,.to. provide.rural.development.initiatives.in.their. banana.sourcing.regions.of.Latin.America.. The.project.will.be.supporting.communities.to. improve.gender.equality,.nutrition.education. and.access.to.healthy.food.for.families..It.will. also help women to set up small businesses in the.communities.surrounding.Fyffes.farms.

Donations in wills

In.FY25,.there.was.a.significant. increase.in.the.number.of.pledges. from.supporters.who.wish.to.leave.a. donation.to.CIUK.in.their.will..This.has. been.driven.by.additional.investment.in. refreshed.materials.and.a.more.holistic. relationship-driven.approach.across. teams,.supporters,.staff.and.volunteers..

Kenny.tells.us.why.he’s.chosen.to. leave.a.gift:

“Seeing the changes my regular donations have made to individual lives through updates lets me know that my donations are able to make a difference. I recently made a will for the first time and wanted to be able to give CARE one last gift.”

People’s Postcode Lottery

CIUK.has.been.supported.by.players.of.People’s. Postcode.Lottery.since.2019..Postcode.Lottery. players.have.raised.an.incredible.£5.5.million.to. support.us.to.meet.some.of.the.world’s.greatest. challenges.and.help.women.create.change.in. their communities.

Our.experience.delivering.humanitarian. support.and.development.programmes.shows. that.unrestricted.flexible.funding.is.one.of. the.most.impactful.ways.that.partners.can. support.women,.girls.and.communities.around. the.world..This.is.vital.for.responding.rapidly. to.the.emergency.contexts.and.chronically. underfunded,.underreported.situations.that. CIUK operates in.

“We.are.proud.of.to.receive.funding.raised.by. players.of.People’s.Postcode.Lottery..At.a.time. where.women.are.at.the.forefront.of.responding. to.climate.change,.humanitarian.crises.and. when.hard-won.rights.are.at.risk,.the.funding. we.receive.thanks.to.players.of.the.People’s. Postcode.Lottery.is.more.important.than.ever.

“Flexible funding enables CARE International UK to respond rapidly to critical needs when emergencies strike. To innovate by shifting resources and power to local women so communities are more resilient to future shocks, delivering long-term change. With the support of our amazing community of donors, women can lead change, from Sudan to Palestine, and from Ethiopia to Ukraine.”

Thank you to the Players of the People’s Postcode Lottery who make all of this possible.”

Helen McEachern, CEO, CARE International UK

20 CARE International UK: Annual Report and Accounts 2024–25

CARE International UK: 21 Annual Report and Accounts 2024–25

Sokeat Kea and his wife.

Whilst.funding.is.vital.to.support.immediate.humanitarian.needs.and.women’s.leadership. projects.around.the.world,.sometimes.what.people.need.most.is.the.capital.to.start.or.grow.their. own.businesses..Lendwithcare,.CIUK’s.microfinance.platform,.continued.to.go.from.strength.to. strength.in.FY25..Lendwithcare.works.exclusively.with.local.partners.to.defeat.poverty.through. life-changing.loan.funding,.provided.by.a.growing.community.of.more.than.55,000.dedicated. lenders..This.has.meant.more.funding.placed.in.the.hands.of.small-scale.business.owners.than. ever.before,.providing.the.opportunity.for.talented.and.capable.people.to.grow.their.income.

Helping small business owners to harness their potential

Lendwithcare.loans.provide.small-scale. business.owners.with.the.capital.they.need.to. make smart investments in their businesses. For.example,.in.rural.Thailand,.loan.funding. can.help.a.traditional.silk.weaver.to.harness. the.skills.passed.down.to.them.to.procure. quality.thread.and.vibrant.colour.dyes.. The.Lendwithcare.crowdfunding.platform. has.been.facilitating.microloans.to.lowincome.businesses.since.2010.and.focuses. on.the.provision.of.loans.to.women.and. women’s groups.

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Lendwithcare entrepreneur Wendy Njamba.

In 2024/25, Nearly 1,000 of these microloans made new supporters came through Lendwithcare through Lendwithcare’s totalled over £5.5m new referral feature, and we welcomed giving existing more than 9,000 supporters the new Lendwithcare opportunity to bring supporters. their friends and family to Lendwithcare.

Lendwithcare supporters generously donated more than £100,000 to CARE emergency appeals in Gaza and the surrounding region.

Case study: Enyonam takes the next step towards building her family home

Helping.business.owners.like.Enyonam. to.fulfil.their.dreams.is.at.the.heart.of. Lendwithcare..

Like.many.small-scale.farmers,. Enyonam,.who.lives.in.Togo,.did.not.have. the.funds.to.purchase.the.right.tools. and.supplies.for.her.business..When. challenges.arose,.daily.life.could.become. difficult.for.Enyonam.and.her.children,. but.she.needed.to.continue.earning.. Access.to.finance.through.Lendwithcare. helped.Enyonam.to.grow.her.income. from.farming.and.achieve.her.goal.of. buying.a.plot.of.land.for.her.family..

“My greatest pride is having been able to buy a plot of land thanks to my business. My new dream is to build a small house to live in with my children.”

Enyonam

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Case study: Jenelyn grows her farming business

Lendwithcare.has.partnered.with.FCCT.in. the.Philippines.to.support.farmers.through. sustainable.Takakura.composting,.offering.an. alternative.to.costly.chemical.fertilisers..This. simple.method.uses.locally.available.materials. such.as.fruit.peels,.coconut.wine,.sugar,. and.livestock.waste.to.create.high-quality. compost..The.approach.tackles.three.key. challenges:.managing.biodegradable.waste,. supporting.climate.action,.and.improving. farmers’.incomes.

Takakura.composting.is.simple,.efficient,. and.self-sustaining..It.improves.soil.health,. conserves.water,.reduces.CO2.emissions,.and. provides.farmers.with.accessible.fertiliser.. For.farmers.facing.high.input.costs,.scarce. compost.supply,.and.low.incomes,.this.method. presents.a.practical.and.environmentally. friendly.solution.

Jenelyn.received.a.loan.in.2024,.that.she. used.to.buy.piglets,.and.receive.training.in. Takakura.composting..In.turn,.she.has.used. the composting to enrich her banana trees. By.transforming.pig.and.household.waste.into. organic.fertiliser,.she.has.improved.soil.quality. and.boosted.her.banana.harvests.

22 CARE International UK: Annual Report and Accounts 2024–25

CARE International UK: 23 Annual Report and Accounts 2024–25

Become an anti-racist, diverse, inclusive and equitable organisation

Our.ability.to.deliver.on.all.our.strategic.goals.relies.on.our.people.and.culture..Having.a. strategic.focus.on.promoting.gender.equality.in.all.that.we.do.requires.a.commitment.to. equality,.diversity.and.inclusion.within.our.own.workplace..This.commitment.is.needed.more. than.ever.as.we.see.progress.on.women’s.rights.and.diversity.being.tested.and.challenged.. This.year.we.built.on.strong.foundations.laid.in.the.first.year.of.the.strategy,.listening.to. and.reflecting.on.feedback.from.staff,.adopting.a.new.set.of.guiding.values.and.feminist. leadership.principles.and.using.our.values.to.help.navigate.us.through.a.restructure.process..

Values and feminist leadership principles

In.FY25,.we.were.pleased.to.adopt. a.revised.set.of.organisational. values. CARE International UK’s new core values are:

Women-centred Collaborative Inclusive Quality in our work

These values are supported by new feminist leadership principles which set out how we will work together internally at CIUK.

We earn trust and are

We use and share power responsibly and transparently

We care

accountable to one another

We.prioritise.caring.for.the. people.we.work.with,.for. ourselves.and.each.other..We. value.wellbeing.and.promote. an.equitable,.social.and.healthy. workplace.

We.acknowledge.that.trust.is. the.foundation.of.accountability. and.respect..We.hold.each. other to account at all levels to.deliver.on.CARE’s.strategy,. mission.and.vision..We.give.and. receive.feedback.respectfully. and.learn.from.our.mistakes..

We.make.decisions.in.ways. that.are.informed.by.the.people. they.affect..We.are.transparent. in.explaining.how.we.have. reached.decisions.and.where. possible.we.create.space.for. others.to.lead.

We work to be anti-racist, diverse and inclusive We.build.diverse.and.inclusive. teams,.creating.ways.for. everyone.to.be.heard,.respected. and.to.thrive..We.take.account. of.intersectionality..We.will. address.racism,.discrimination. and.abuse.of.power..

We create supportive spaces for collaboration

We.work.to.ensure.everyone. is.empowered.to.share.ideas,. challenge.accepted.wisdom. and.collaborate.creatively.to. achieve.a.better.future..

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CARE International UK staff on a winter wellness walk.

Listening to our colleagues

Our.staff.survey.in.May.2025.revealed.areas.of. progress.and.development.around.inclusion.. The.percentage.of.staff.that.reported.facing. barriers.in.their.work.relating.to.their.identity. has.more.than.halved.since.2024,.dropping. to.10%..Additionally,.73%.agree.that.CIUK’s. organisational.culture.promotes.diversity.and. inclusion.(6.5%.increase),.and.82%.feel.valued. and.included.in.the.workplace.(4%.increase)..

However,.overall.staff.engagement.is.lower. among.staff.from.minoritised.ethnicities. than.among.staff.from.white.ethnicities..To. help.us.make.further.progress.next.year,.we. commissioned.Social.Justice.Collective,. an.Equality,.Diversity.and.Inclusion.(EDI). consultancy,.to.develop.new.EDI.action.plans. aligned.with.our.strategic.goals.

Navigating the impact of aid cuts

The.cuts.to.the.UK.governments’.aid.spending. had.significant.repercussions.for.CIUK,.yet. we.have.also.been.successful.in.growing. funding.from.the.government,.so.over.70%. of.our.income.still.comes.from.projects.we. deliver.with.UK.aid,.including.in.Syria,.Yemen. and.Bangladesh.

However,.following.the.announcement.of.the. cuts,.like.many.of.our.sector.peers,.at.the.end. of.FY25.we.had.to.initiate.a.restructuring.and. redundancy.process..This.process.concluded. in.the.new.financial.year.(FY25/26).and.sadly. resulted.in.us.making.19.valued.colleagues. redundant.as.we.reduced.the.number.of.roles. by.20%..We.were.guided.throughout.by.an. Equality.Impact.Assessment.to.ensure.EDI.was. considered.at.all.stages.of.the.process.and. mitigating.the.risk.of.bias..These.processes.are. always.challenging.but.we.were.committed.to. an.approach.in.line.with.our.values.and.feminist. leadership.principles.

We.were.able.to.make.the.necessary.changes. while seeing minimal change in the composition of.our.staff.by.gender,.disability,.ethnicity. and.sexual.orientation,.although.we.had.a. slight.decrease.in.the.proportion.of.staff.from. older.age.groups.(50-66)..We.will.conduct.an. independent.after.action.review.to.make.sure.we. learn.any.lessons.from.this.difficult.experience.

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CARE International UK staff at the March 2025 away day.

24 CARE International UK: Annual Report and Accounts 2024–25

CARE International UK: 25 Annual Report and Accounts 2024–25

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20252026

LOOKING FORWARD TO

FY26.will.be.the.final.year.of.CIUK’s.three-year. strategy.‘Women.leading.change.in.times.of. crisis’..The.impact.of.the.cuts.in.UK.aid,.context.of. worsening.crises.and.roll.back.of.women’s.rights. means our current strategic objectives remain as relevant.and.even.more.important..Building.on. achievements.this.year.and.adapting.to.the.financial. and.political.realities.we.face,.we.have.identified. seven.annual.objectives.for.FY26.

Some.of.the.planned.outcomes.of.these. FY26.objectives.are.detailed.here.as.‘In. action.examples’.

2. Engage effectively with CARE International members to enable continued delivery of our strategy and vision for 2030 in the changed aid context

1. Design and deliver quality programmes, maximising strategically aligned opportunities for restricted income

In.action:.Build.the.capacity.of.CIUK.staff. and.partners.to.ensure.continued.and. quality.roll.out.of.our.‘Women.Lead.in. Emergencies’ approach

In.action:.Use.our.‘Early.Action.Fund’. to support CARE International’s work to.reduce.the.effects.of.crises.through. faster.and.better.value.anticipatory.action

Adama Kamara is a driver in Sierra Leone who hands out condoms to customers.

3. Fully utilise our new brand narrative and develop a new and powerful influencing and public engagement strategy for our changed context

In.action:.Build.a.coalition.of.like-minded. organisations to protect the progress made.on.gender.equality.in.the.face.of. reversals.on.women’s.rights.in.many. countries

4. Grow and diversify voluntary income through beginning to deliver against the four strategic initiatives of the new fundraising strategy

In.action:.Continue.to.scale.selected,. data-led.fundraising.approaches.to. bring.more.supporters.to.CIUK.and. Lendwithcare

5. Strengthen inclusion and engagement among our people as an anti-racist organisation with feminist leadership principles

In.action:.Clarify.and.promote.the. behaviours.and.ways.of.working.we. expect.from.staff.to.increase.inclusion. and.engagement.

6. Adapt and refocus to make us fit for 2027-30 through development of a new three-year strategy

In.action:.Develop.a.new.strategy.for. 2027-30.that.builds.on.the.great.progress. in.the.current.strategy.but.reorients.us. to.a.changed.context.with.reduced.aid. funding

7. Strengthen organisational effectiveness through improvements in key systems and processes

In.action:.Update.our.IT.and.document. management.systems.to.make.tasks. like.proposal.development,.learning.and. reporting.faster.and.more.efficient

CARE International UK:

CARE International UK: 27 Annual Report and Accounts 2024–25

Annual Report and Accounts 2024–25

FINANCIAL REVIEW

Income

----- Start of picture text -----
2025
restricted
2025 income 2025
£64.1m unrestricted
Total income (31%.increase.on.2024) income
2024 £53.1m £10.9m
Total income £48.9m (38%.increase. (6%.increase.
on.2024) on.2024)
----- End of picture text -----

Income

partnerships..Fundraising.activities—including. individual.giving,.legacies,.appeals,.corporate. partnerships,.trusts,.and.foundations—also.saw. a.modest.increase.of.5%.from.prior.year.

The.year.commenced.with.sustained.growth,. as.our.total.income.increased.by.31%.to. £64.1m.(up.from.£48.9m.in.FY24)..This.positive. trend.was.largely.attributable.to.successful. project.implementation.at.our.field.offices. and.substantial.institutional.funding.for.multiyear.initiatives..Most.of.this.growth.stemmed. from.restricted.funds.income,.which.rose.by. 38%.to.£53.1m.(£38.6m.in.FY24)..Enhanced. support.from.institutional.donors.primarily. drove.this.increase,.notably.through.three. significant.ongoing.projects.in.Bangladesh,. Syria,.and.Yemen,.alongside.the.launch.of.a. new.programme.in.Sudan..These.large.and. impactful.programmes.comprised.66%.of.our. restricted.income.for.the.year,.while.diverse. medium.and.smaller-scale.programmes.also. made.considerable.contributions.

In.addition,.lower.bank.interest.rates.and. diminished.cash.flows.resulted.in.a.slight. decline.in.investment.income.during.the.year.. Foreign.exchange.rate.fluctuations.led.to.a. £53k.decrease.in.unrestricted.funds,.compared. to.a.£330k.increase.recorded.in.the.prior. financial.year.

Programme.income.from.institutions. and.partnerships.continues.to.be.an. important.source.of.funding.for.CARE. International.UK.(CIUK)..However,.following. the.US.Government.decision.on.foreign.aid. reduction.in.January.2025.and.the.UKA. Official.Development.Assistant.(ODA).cut.in. February.2025,.we.assessed.the.impact.of. this.to.our.current.and.future.programmes. and.financial.projections..The.five-year. forecast.indicates.that.these.funding.cuts. are.expected.to.have.a.significant.effect.on.

Unrestricted.funds.income.demonstrated. solid.performance,.growing.by.6%.to. £10.9m.compared.to.the.previous.year..This. improvement.mostly.reflected.higher.charitable. income.from.programmes.and.corporate.

Expenditure

----- Start of picture text -----
2025
unrestricted
2025 expenditure
£65.8m
(18%.increase.on.2023) 2025
Total expenditure
reserves
2024 £13m £10.6m
Total expenditure £55.7m (12%.decrease. (4%.increase.
on.2024) on.2024)
----- End of picture text -----

future.revenue,.particularly.as.many.of.our. large.programmes.are.set.to.expire.in.the.next.

attributable.to.programme.implementation,. which.grew.by.21%.to.£55.2m.

two.years..In.response,.strategic.decisions. have.been.made.to.decrease.our.cost.base. and.invest.in.sustainable.income-generating. initiatives,.including.the.rollout.of.a.voluntary. income.strategy.

Expenditure.from.unrestricted.funds.rose.by.4%. to.£10.6m,.with.the.most.significant.increase. observed.in.advocacy,.as.the.team.continues. to.advance.its.work.and.expand.gender.and. climate.initiatives..This.includes.coordinating. efforts.to.influence.negotiations.on.climate. finance.and.European.commitments.to.gender. promotion,.as.well.as.using.our.platform.to. advocate.for.vulnerable.populations..CIUK. remains.dedicated.to.enhancing.internal. efficiencies.through.improved.processes.and. optimal.use.of.system.capabilities,.leading.to.a. reduction.in.resource.costs.

Our.investment.in.fundraising.and. communications.is.part.of.our.strategic. commitment.to.strengthen.our.voice.and. diversify.our.income..This.included.investment. in.new.legacy,.trusts.and.foundation,.major. giving.and.data.and.insight.roles,.as.well. as.a.reorganisation.of.our.communications. function..We.expect.these.investments.to.be. crucial.in.growing.future.income,.with.our.aim. to.grow.this.by.27%.by.June.2027.

Reserves movements

Total.reserves.this.year.decreased.by.12%. from.£14.7m.to.£13m..Despite.the.challenges. faced.this.year.due.to.reductions.in.ODA.and. our.prompt.review.of.financial.projections. to.rebalance.our.cost.base,.we.successfully. protected.and.even.increased.our.unrestricted. reserves.by.5%.to.£5.0.million..We.decided.

Expenditure

In.accordance.with.our.income.trend.above,. total.expenditure.for.the.year.increased.by.18%. to.£65.8m,.reflecting.an.expanded.response. to.ongoing.humanitarian.and.development. initiatives..The.majority.of.this.rise.is.

28 CARE International UK: Annual Report and Accounts 2024–25

to.undertake.transformative.technological. upgrades.to.our.systems.and.infrastructure,. guided.by.the.development.of.a.two-year.IT. Roadmap..For.this.initiative,.we.have.allocated. £200k,.which.leaves.our.free.unrestricted. reserves.at.£4.8.million—at.the.top.end.of. our.targeted.reserve.range..This.provides.an. additional.safeguard.and.supports.investment. in.both.current.and.future.initiatives.

On.the.other.hand,.the.restricted.reserves. decreased.from.£9.9m.to.£7.9m.(a.reduction. of.20%),.mainly.due.to.an.increased.rate.of. programme.implementation.and.delivery. during.the.year,.as.funds.were.allocated. to.support.country.offices.and.partners.in. meeting project objectives.

Donor funding

Donor.funding.increased.in.the.financial.year. ending.June.2025.by.47%.with.73%.of.this. increase.from.the.main.donor.The.Foreign,. Commonwealth.and.Development.Office..Note. 29.details.the.funding.received.from.donors. where.grant.conditions.require.disclosure.of. the.cash.received.by.CIUK.

Financial position

The.overall.balance.sheet.remains.strong.with. net.assets.remaining.at.£12.9m,.though.cash. and.short-term.deposits.decreasing.by.26%. to.£11.9m.as.of.30.June.2025..This.decrease. was.mainly.due.to.increased.programme. expenditure,.which.resulted.in.a.£2.0m. reduction.in.restricted.funds..The.reduction. in.restricted.funds.reflects.the.utilisation.of. resources.for.ongoing.and.new.programmes. undertaken.by.CIUK.

Going concern

CIUK.concluded.the.financial.year.in.a.strong. financial.position..However,.while.this.year.saw. an.increase.in.government-funded.income,.it. was.attributed.to.multi-year.grants.previously. secured.for.large.programmes.scheduled. through.2027..Government.funding.is.projected. to.decline.in.future.years,.which.will.place. pressure.on.the.charity’s.business.model. and.capacity..The.charity.is.developing.a.new. strategy.and.has.a.timeline.to.adapt.to.this. context..Financial.projections.through.30.June. 2027.and.various.stress.tests.indicate.that.the. organisation.is.expected.to.remain.robust.in. terms.of.income,.expenditure,.and.cash.flow.. Following.comprehensive.analysis.and.testing. of.worst-case.scenarios,.management.is. confident.in.CIUK’s.ability.to.continue.operating. and.delivering.our.objectives..During.this.time,. the.organisation.remains.committed.to.its. mission.to.address.poverty.and.social.injustice. while.adapting.to.evolving.circumstances.and. financial.constraints.

Trading subsidiary

CI.Enterprises.Ltd,.the.trading.subsidiary.of. CARE.International.UK.and.provider.of.IT. services to other CARE International members reported.an.operating.loss.of.£4k..Due.to. IT.infrastructure.changes.of.other.CARE. International.members,.there.has.been.a. reduction.of.members.purchasing.IT.services,. resulting.in.a.27%.decrease.of.income..CI. Enterprises.Ltd.is.expected.to.return.to. profitability.in.the.forthcoming.financial.year. with.increased.income.generation.from.other. activities.include.the.use.of.the.CARE.logo.and. Royalty.Income.

----- Start of picture text -----
Ly Thi Ba, a woman
entrepreneur in Vietnam.
©.CARE.Nigeria/Johnpeters
----- End of picture text -----

30 CARE International UK: Annual Report and Accounts 2024–25

CARE International UK: 31 Annual Report and Accounts 2024–25

DIRECTORS’ REPORT

STRUCTURE,.GOVERNANCE.AND.MANAGEMENT

Legal structure

CARE.International.UK.is.a.registered.charity.(Number.292506).and.a.private.company.(Number.1911651). limited.by.guarantee..The.objects.of.the.company,.as.set.out.in.the.Memorandum.and.Articles.of.Association,. are.to.relieve.poverty.and.sickness,.to.promote.the.preservation.and.protection.of.health.and.to.advance. education.among.the.world’s.poor..

Statement of engagement with employees

We.engage.with.our.employees.through.regular.communication.and.feedback.mechanisms,.fostering.an. inclusive.and.collaborative.workplace..We.have.several.staff.groups,.run.monthly.staff.meetings.and.a. staff.newsletter,.as.well.as.two.all.staff.in.person.days.annually..These.activities.keep.staff.informed.and. connected.to.CIUK.and.allow.us.to.understand.their.perspectives..We.are.also.a.trade.union.recognised. organisation.

Related organisations

CARE.International.UK.(CIUK).has.a.wholly.owned.subsidiary.CI.Enterprises.Ltd,.a.company.registered.in. England.and.Wales.(Company.No..02306212)..CI.Enterprises.is.used.for.trading.activities.to.provide.income. for.the.Charity.

Our.charity.is.independently.run.by.our.Board.of.Trustees,.who.set.our.own.policies.and.procedures..As.part. of.the.CARE.International.Confederation.(referenced.as.CARE.International.throughout.this.document),.we.are. not.managed.by.any.Confederation.member..However,.we.may.occasionally.adopt.federation.policies.that.we. formally.approve.to.align.with.shared.objectives.

Board of Trustees, Governing Committees and Senior Leadership Team

The.governing.body.of.the.Charity.is.the.Board.of.Trustees.(as.listed.on.page.50)..The.Board.meets.formally. four.times.a.year.and.more.often.if.needed..Trustees.delegate.responsibilities.to.the.Committees,.CEO.and. Senior.Leadership.Team.in.line.with.the.approved.Delegated.Authorities.Policy..In.addition,.there.are.three. standing.committees:.

Finance.and.Audit.Committee.
Ethics.and.People.Committee.
Impact.and.Transformation.Committee.

The.Committees.are.made.up.of.members.of.the.Board.and.other.independent.individuals.with.relevant. experience.under.specific.terms.of.reference.approved.by.the.Board..

CIUK.held.six.Board.and.fourteen.Committee.meetings.during.FY25..Attendance.at.Board.meetings.was.81%. and.attendance.by.individual.Trustees.at.Committee.meetings.was.60/74.(81%).

Potential.candidates.for.both.the.Board.and.Committees.are.recruited.through.an.external,.open.and. transparent.process,.including.by.advertisement.in.relevant.accessible.recruitment.channels.online.such.as. LinkedIn,.as.well.as.on.the.CARE.International.UK.website..The.Ethics.and.People.Committee.selects.potential. new.members.of.the.Board.following.a.review.of.applications.and.interviews.against.a.skills.audit.and.trustee. role.profile..Potential.new.members.are.then.approved.by.the.Board.before.appointment...

Statement of company’s business relationships with suppliers and other stakeholders

We.maintain.strong.relationships.with.suppliers,.partners,.and.stakeholders.who.share.our.international. development.and.humanitarian.goals..Ethical.and.transparent.engagement.enhances.our.programmes.and. helps achieve our charitable objectives.

Statement of compliance with Section 172

As.a.registered.company,.CIUK.is.also.bound.by.the.reporting.requirements.of.company.law.and,.as.part.of. this,.the.Trustees.are.required.to.state.how.they.have.complied.with.their.duties.under.Section.172(1).of.the. Companies Act 2006.

Trustees.must.act.in.a.way.they.consider,.in.good.faith,.would.be.most.likely.to.promote.the.success.of.CIUK. to.achieve.its.charitable.purposes.in.compliance.with.section.172.Companies.Act.2006..

The.Board.of.Trustees.delegate.day-to-day.management.and.decision-making.to.the.CEO.and.other.members. of.the.Senior.Leadership.Team.whose.responsibility.it.is.to.ensure.that.the.Charity’s.activities.are.carried.out. in.compliance.with.agreed.plans.and.policies..

Details.of.the.structure.and.activities.of.the.Board.and.its.standing.committees.are.provided.above,.and.under. the.Legal.and.Administrative.section.at.the.end.of.this.report.

The.Trustees.set.the.remuneration.of.key.management.personnel.based.on.the.scope.of.their.roles.and. individual.experience,.benchmarking.against.comparable.positions.in.similar.charities.using.industry. standards..This.ensures.fair.and.competitive.pay.

The.table.on.the.next.page.sets.out.some.the.key.decisions.taken.by.the.Board.during.the.year.and.how.the. interests.of.our.stakeholders.and.the.wider.factors.set.out.in.Section.172.of.the.Companies.Act.2006.were. taken into account.

In.March.2025.three.new.Trustees.were.appointed.to.the.Board.of.Trustees.supporting.the.rotation.of.existing. Trustees.off.the.board.throughout.the.year.and.providing.a.healthy.balance.between.long.standing.Trustees. and.fresh.perspectives.and.skills.relevant.to.our.priorities...

32 CARE International UK: Annual Report and Accounts 2024–25

CARE International UK: 33 Annual Report and Accounts 2024–25

Decision	Details	Key considerations
Adaptto announcedUKaid budgetcuts	ThecutsintheUKaidbudgetannouncedinFebruary 2025willhavesignifcantimpactonCIUK’sincome, particularlyinfutureyears.Inconsultationwiththe SeniorLeadershipTeam,theBoardagreedtosome short-termsavingsintheFY25budgetandtoamore substantialchangeproposalinvolvingredundancies toreducethecostbaseandensurefnancial viabilitygoingforward.Thechangeproposalwent throughformalconsultationwiththeUnion,Staff Representativesandwiderstaff,withfnalagreement inAugust2025.	• Externalfundingandpolitical context • Financialsustainabilitybasedon fve-yearforecasts • Current(FY23-26)strategic objectivesandpriorities • Returnoninvestmentofdifferent income channels • Staffandunionfeedback
Approvalofthe proposedFY26 operating plan	TheoperatingplanhasbeendevelopedbytheSenior LeadershipTeaminconjunctionwiththeExtended LeadershipGroup.Theplanincludessevenannual prioritiesandstrategykeyresultsforthenext12 months.	• Externalcontext–economic, political • CurrentCIUKstrategyobjectives andpriorities • Five-yearforecastsofincomeand expenditure
ApprovalofFY26 Budget	TheFY26budgetandfve-yearforecasttoFY30, ledbyFinanceincollaborationwithdirectorsand theirteams,wasdevelopedwithreferencetothe pipelineandpotentialscenarios,incorporating thenewvoluntaryfundraisingstrategyand anticipatedreductionsinOfcialDevelopment Assistance(ODA)followingthegovernment’s February2025announcement,therebyensuringthe efcientalignmentofresourcesinadvanceofthe forthcomingorganisationalstrategyforFY27–2030.	• Externalcontext–economic, political • CIUKfve-yearforecastingmodel • VoluntaryFundraisingStrategy • Internalfnancialconstraints andseniorstaffandboard’s assessment on important areas fororganisationalstrengthening inrelationtosystems,EDI, fnancialprocessesandincome diversifcation
Approvalof newVoluntary Fundraising Strategy	Supports the strategic objective to increase the diversityandsustainabilityoftheorganisation’s income. DevelopedbytheDirectorandHeadsofTeamin FundraisingandCommunications.	• Externalfundingmarket • CIUKvspeerfundraising performance • Growthopportunities • Strategic alignment • Internal resources
Keypolicieswere updatedtosupport theeffective deliveryofthe charity	• MajorBidsPolicy • RiskManagementPolicy • ReservesPolicy • KeyHRPolicies: ‐ HybridWorkingPolicy ‐ GrievancePolicy&Procedure ‐ Capability&PerformancePolicy&Procedure ‐ SicknessAbsencePolicy	• Current law in the relevant area • Organisationalcontrolsandrisk management • Updatedrelevanttostaffcurrent needsandworkingpractices

In.carrying.out.their.duties.the.Trustees.have.regard,.amongst.other.matters,.to:

• The achievement of the Charity’s objects and its strategic goals

Highest.among.our.consideration.is.whether.and.how.a.decision.or.action.increases.our.impact.against.our. objectives..Optimising.our.support.to.marginalised.people,.and.communities,.especially.women.and.girls,.to. defeat.poverty.and.achieve.social.justice.is.the.desired.outcome.of.our.operations..External.circumstances. sometimes.change.and,.if.necessary,.we.adapt.our.plans.to.respond.to.changing.needs.

• The likely consequences of any decision in the long-term

Consideration.of.sustainability.and.the.long-term.consequences.of.strategic.proposals.is.part.of.the.Board’s. decision-making.process..External.circumstances.sometimes.change.and,.if.necessary,.we.adapt.our.plans. to.respond.to.changing.needs.

• The interests of the Charity’s employees

Our.board.of.Trustees.maintains.an.active.interest.in.our.EDI.initiatives.and.in.staff.wellbeing..During.our. change.and.redundancy.process,.one.Trustee.participated.in.each.all-staff.meeting.and.the.Board’s.Ethics. and.People.Committee.reviewed.and.supported.how.equality.and.wellbeing.were.addressed.throughout.

The need to foster the Charity’s business relationships with suppliers, customers and others We.identify.the.following.as.the.key.stakeholders.with.whom.we.foster.ongoing.relationships:.
-. Foreign,.Commonwealth.and.Development.Office
-. The.Disasters.Emergency.Committee
-. Other.institutional.donors.and.trusts.and.foundations,.for.example.the.Postcode.Lottery.Trust
-. Private.sector.potential.and.existing.partners.(not.whole.private.sector)
-. British.public.potential.and.existing.supporters.(not.whole.British.public).

• The desirability of the Charity in maintaining a reputation for high standards of conduct

We.espouse.the.values.we.wish.to.influence,.support.and.sustain.in.our.programmes.in.our.engagement. with.our.own.donors,.suppliers,.partners.and.other.stakeholders..Our.reputation.and.credibility.are.vital.to. the.successful.delivery.both.of.our.strategic.goals.and.our.day-to-day.activities.

34 CARE International UK: Annual Report and Accounts 2024–25

CARE International UK: 35 Annual Report and Accounts 2024–25

FUNDRAISING COMPLIANCE STATEMENT

CARE.International.UK.seeks.to.maintain.the.highest.possible.standards.in.our.fundraising.and.engagement. activities,.and.we.will.never.take.the.kindness.and.generosity.of.the.British.public.for.granted..

Individual.supporters.who.have.chosen.to.support.our.work.–.either.through.single.or.regular.donations,. participating.in.fundraising.events,.responding.to.an.emergency.appeal,.or.making.a.loan.to.an.entrepreneur. through.our.Lendwithcare.scheme.–.all.make.it.possible.for.us.to.continue.to.stand.with.women.across.the. world.who.are.leading.the.fight.to.end.poverty..We.are.grateful.to.them.every.day.and.strive.to.keep.earning. their.trust.and.support.by.providing.the.highest.standards.of.service.and.supporter.experience..

CIUK.aims.to.raise.funds.from.organisations.that.share.a.commitment.to.our.mission.to.save.lives,.defeat. poverty.and.achieve.social.justice..

PUBLIC BENEFIT STATEMENT

The.Trustees.confirm.that.they.have.complied.with.the.duty.in.the.Charities.Act.2011.to.have.due.regard.to. the.Charity.Commission’s.general.guidance.on.public.benefit,.‘Charities.and.Public.Benefit’..That.guidance. addresses.the.need.for.all.charities’.aims.to.be,.demonstrably,.for.the.public.benefit..The.objects.of.the. Company,.as.set.out.in.the.Memorandum.of.Association,.are.to.relieve.poverty.and.sickness,.to.promote.the. preservation.and.protection.of.health,.and.to.advance.education.among.the.world’s.poor..

CIUK’s.approach.to.fighting.poverty.is.addressed.by.CARE.International’s.Vision.2030..We.work.across.six. impact.areas.(humanitarian.response,.women’s.economic.justice,.health,.food.nutrition.and.water.security,. gender.equality,.and.climate.justice).and,.by.advocating.on.behalf.of.the.poorest.and.most.vulnerable.people,. we.meet.the.following.criteria.for.public.benefit.as.defined.by.the.Charity.Commission.guidance:

The.prevention.or.relief.of.poverty;

We.continue.to.be.registered.with.the.Fundraising.Regulator.and.are.an.Organisational.Member.of.the. Chartered.Institute.of.Fundraising..We.adhere.to.the.Code.of.Fundraising.Practice.across.all.public. engagement.and.fundraising.activities.and.continue.to.engage.with.both.regulatory.bodies.to.ensure.all.our. fundraising.activities.are.both.compliant.and.following.best.practice,.CIUK.is.committed.to.ensuring.that. all.fundraising.activities.respect.and.protect.individuals.in.vulnerable.circumstances..We.follow.the. Fundraising.Regulator’s.Code.of.Fundraising.Practice.and.have.robust.policies.and.procedures.in.place.to. identify.and.support.people.who.may.be.in.vulnerable.situations..

We.have.continued.to.review.and.update.our.consent.and.privacy.policies.to.stay.compliant.with.the.General. Data.Protection.Regulations.(GDPR)..It.is.important.that.our.supporters.are.happy.with.how.we.communicate. with.them,.that.they.understand.when.there.is.a.legitimate.interest.for.us.to.do.so.and.that.they.are.clear. on.what.we.do.and.don’t.do.with.their.personal.information..We.have.continued.to.work.closely.with. professional.fundraising.and.marketing.agencies.over.the.last.year,.who.have.supported.and.helped.deliver. our.fundraising.activities..We.undertake.a.rigorous.due.diligence.and.tender.process.before.starting.to.work. with.any.suppliers.and.have.strict.contracts.in.place.with.existing.suppliers,.which.include.clauses.on.GDPR,. recognising.and.managing.vulnerable.circumstances,.human.trafficking.laws,.and.the.Modern.Slavery.Act.. Close.monitoring.of.all.fundraising.and.marketing.campaigns.is.essential,.including.regular.spot.checks.and. mystery.shopping,.as.it.is.very.important.to.us.that.the.agencies.we.work.with.meet.the.high.standards.we.set. for.ourselves,.not.being.an.unreasonable.intrusion.on.a.person’s.privacy,.not.being.unreasonably.persistent,. and.not.placing.undue.pressure.on.anyone..

The.advancement.of.human.rights,.conflict.resolution.or.reconciliation,.or.the.promotion.of.religious.or.racial. harmony.or.equality.and.diversity;
The.relief.of.those.in.need,.by.reason.of.gender,.age,.ill-health,.disability,.financial.hardship.or.other. disadvantage;
The.advancement.of.health.and.the.saving.of.lives;
The.advancement.of.education;
The.advancement.of.environmental.protection.or.improvement.

We.are.clear.in.our.aims.and.objectives.and.adhere.to.codes.of.governance.that.reach.across.the.wider. humanitarian.sector,.including.the.Sphere.Handbook.(a.set.of.principles.and.standards.agreed.by.the.major. humanitarian.organisations,.including.CARE.International),.the.Red.Cross.Code.of.Conduct,.and.the.Core. Humanitarian.Standard.on.Quality.and.Accountability..CARE.International.is.externally.verified.against.the. Core.Humanitarian.Standard,.following.an.external.audit.by.the.Humanitarian.Quality.Assurance.Initiative.in. early.2023,.and.will.be.re-verified.against.this.standard.in.2026..

Our.approach.is.to.listen.to.the.people.we.work.for.and.take.great.care.to.‘do.no.harm’..We.aim.to.stand.with. women.leading.the.fight.to.end.poverty,.and.no.person.is.excluded.on.the.grounds.of.race,.religion,.gender,. sexual.orientation,.or.social.position.

Over.the.year,.we.received.10.complaints.(FY24:.30.complaints)..Of.these,.50%.related.to.differences. of.opinion.with.the.content.of.our.marketing.emails,.representing.just.0.006%.of.people.contacted..All. complaints.were.responded.to.within.the.required.timeframe,.with.Director-approved.responses.where. required..None.required.escalation..We.continue.to.take.every.complaint.seriously,.ensuring.each.is. investigated.thoroughly.and.addressed.with.care,.while.learning.from.feedback.to.strengthen.our.supporter. experience.

36 CARE International UK: Annual Report and Accounts 2024–25

CARE International UK: 37 Annual Report and Accounts 2024–25

INTERNAL CONTROL ENVIRONMENT

Internal control

The.Trustees.have.overall.responsibility.for.ensuring.that.CIUK.has.an.appropriate.system.of.control,.financial. and.otherwise..They.are.responsible.for.keeping.proper.accounting.records.which.disclose.with.reasonable. accuracy.at.any.time.the.financial.position.of.the.Charity.and.enable.them.to.ensure.that.the.financial. statements.comply.with.the.Companies.Act.2006.

The.systems.of.internal.control.are.designed.to.provide.assurance.against.material.misstatement.or.loss.. They.include:

1.. An.organisational.strategy.to.prioritise.actions.with.the.greatest.impact.towards.achieving.our.Mission.and. objectives;
2.. Annual.plans.and.budgets.approved.by.the.Board;
3.. Regular.monitoring.of.Key.Performance.Indicators.(KPIs).to.measure.progress.against.the.strategy.and. plan;
4.. Quarterly.consideration.by.the.Board.of.financial.performance,.budget.variance,.and.scenario.planning.in. response.to.external.drivers.of.uncertainty;
5.. The.use.of.Committees.to.support.the.Board.in.meeting.its.duties.and.discharging.delegated. responsibilities;
6.. Appropriate.identification,.management.and.monitoring.of.risks;
7.. Implementation.of.key.policies.and.procedures;
8.. Structured,.delegated.and.financial.authorities.signed.off.by.the.Board;
9.. Internal.audit.activity.carried.out.in.accordance.with.the.Internal.Audit.Charter.

Trustees.continue.to.review.the.adequacy.of.the.Charity’s.internal.control.systems.with.the.Senior.Leadership. Team.as.part.of.the.Risk.Management.Framework..Each.risk.area.has.a.designated.risk.owner..Trustees. review.how.the.Charity.has.responded.to.previously.identified.incidents,.weaknesses,.or.risks,.and.how.it. addresses.new.or.emerging.risks..In.doing.so,.Trustees.consider.whether.appropriate.measures.have.been. taken.and.whether.controls.in.place.remain.sufficient.for.organisational.purposes.

During.the.year,.the.Charity.transitioned.programme.audit.work.in-house..The.internal.audit.function.has. built.capacity.and.refreshed.its.methodology.and.planning.to.deliver.programme.audits.internally,.under.the. Internal.Audit.Charter..In.parallel,.the.Charity.continued.to.improve.controls.and.processes.across.Finance,.HR. and.risk.management,.including.documentation,.monitoring.and.follow-up.of.control.actions.

In.addition,.the.Charity.has.taken.steps.to.strengthen.its.control.environment.by:

Resetting.and.modernising.the.organisational.risk.management.practice.to.align.with.contemporary.internal. audit.standards.and.revised.Risk.Management.Framework;
Clarifying.roles.and.accountabilities.between.risk.owners.and.independent.internal.audit.oversight;
Enhancing.consistency.and.accountability.for.control.responses.across.departments.

The.Board.believes.that.the.Charity’s.internal.controls.are.adequate.and.in.line.with.Charity.Commission. guidance..Trustees.recognise.that.continuing.to.develop.and.strengthen.CIUK’s.internal.controls.and. risk.management.remains.a.key.priority.and.have.ensured.that.resources.and.expertise.are.in.place.to. achieve this.

INTERNAL CONTROL ENVIRONMENT

Risk management and principal risks

CIUK.recognises.the.risks.we.face.due.to.the.nature.and.context.of.our.work..The.Board,.as.the.ultimate. risk.owner,.has.an.established.risk.management.process.that.ensures.the.identification,.assessment,.and. monitoring.of.strategic.and.operational.risks.across.the.organisation..Strategic.risks.are.reviewed.and. discussed.quarterly.by.the.Senior.Leadership.Team.(SLT),.the.Finance.and.Audit.Committee.and.the.Board.. The.SLT.is.responsible.for.managing.key.risks.and.ensuring.effective.mitigation.is.in.place,.supported.by.clear. oversight.from.the.Committee.and.the.Board.

CIUK’s.risk.framework.enables.timely.identification.of.emerging.issues.and.ensures.that.appropriate.controls,. governance.mechanisms,.and.accountability.processes.are.maintained..Below.are.the.significant.risks. identified.for.CIUK,.as.well.as.those.affecting.the.wider.charity.and.development.sector,.together.with.the. measures.and.plans.in.place.to.manage.and.mitigate.them.

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Risk identified Mitigation action
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	Risk identifed	Mitigation action

Financial and funding	Theexternalfundingenvironmentremains highlycompetitiveanduncertain.CIUK receives70%ofitsfundingthroughUK governmentgrantstofundprogrammes. ReductionsinUKgovernmentaidandrecent USAIDcutshavecreatedfnancialpressures thatdirectlyimpactCIUK’sincomestreams andcapacitytofundprogrammedelivery. Thisdependencyonalimitednumberof institutionaldonors,combinedwithwider economicuncertainty,increasesriskto fnancialstability,sustainability,andour abilitytoinvestinlong-termorganisational priorities.	CIUKisdiversifyingincomesources throughstrengthenedrelationshipswith institutionaldonors,trusts,foundations, corporates,andphilanthropicpartners.We areexpandingdigitalfundraisingandlegacy giving,supportedbyafve-yearfundraising strategytogrowunrestrictedincome. Financialforecastingandscenarioplanning informdecision-making,whilestrongcost managementensuresresourceefciency. Strategicengagementandadvocacywith governmentandinstitutionaldonors, includingFCDOandUSAID,continueto infuencefundingprioritiesandmaintain collaborative relationships.
Systems, controls, and compliance	Failuretomaintainrobustsystemsand internalcontrolscouldexposeCIUKtorisks includingfraud,cyber-attacks,databreaches, ornon-compliancewithregulatoryanddonor requirements.Weaknessesinfnancial systemsorITinfrastructurecouldundermine operationalefciencyanderodedonor confdence.	CIUKoperatesarisk-basedinternalaudit programmeandregularcompliancereviews. AnexternalITassuranceassessmenthas beencompleted,withrecommendations beingimplemented.Cybersecurity improvementsandsystemupgrades areongoing,supportedbystafftraining andawarenesscampaigns.TheFinance Improvement Plan continues to strengthen fnancialmanagementandreporting processes.DataprotectionandGDPR complianceremaincentraltoalldigital andinformationsystems.TheITRoadmap ispavingacontinuedimprovementtothe infrastructureandbusinesssystems.

38 CARE International UK: Annual Report and Accounts 2024–25

CARE International UK: 39 Annual Report and Accounts 2024–25

INTERNAL CONTROL ENVIRONMENT

Operational in fragile and high- risk contexts	CIUKworksinfragileandconfict-affected environmentswherepoliticalinstability, confict,andsanctionedregimescontinueto disruptprogramming.Accessrestrictions, safetyconcerns,andadministrativebarriers candelaythedeliveryofhumanitarian assistance,whilefnancialsanctions andregulatorychangescanhinderlocal operations.Theseconditionsheighten safeguardingandfduciaryrisksandincrease thecostandcomplexityofprogramme delivery.	Duediligenceandanti-terrorismchecksare carriedoutforallsuppliersandimplementing partners.Comprehensiveriskassessments, contextanalyses,andsecurityframeworks areinplacetoprotectstaffandensure compliance with international sanctions. Staffreceivetailoredtrainingforhigh-risk deployments.Regularsituationmonitoring andcoordinationwithcountryofcessupport timelyadjustmentstofnancialforecasts, programmedelivery,andadvocacywith donorstomitigateoperationalimpacts.
Impact of USAID reductions on country ofce capacity	ThereductioninUSAIDfundinghasdirectly andindirectlyaffectedseveralcountry ofces’fnancialandoperationalcapacity. Thishasledtochallengesinmaintaining stafnglevels,sustainingdelivery,and investinginkeyprogrammeinfrastructure. ReducedcapacityaffectsCIUK’sability to maintain consistent humanitarian anddevelopmentprogrammingthrough partnership-basedmodels.	CIUKisworkingcloselywithcountryofces toprioritisecorecapacitiesandensurethe continuationofessentialfunctions.Joint fundraisinganddiversifcationstrategies arebeingimplementedtoreducereliance onsingledonors.EngagementwithUSAID andotherinstitutionalfunderscontinuesto identifyalternativefundingmechanismsand preservecollaborationinprioritythematic areas.
Staff wellbeing and organisational resilience	Fundingconstraintsandreduced governmentsupporthavelimitedstaff engagementwithprogrammesoverseas, affectingmoraleandconnectiontoCIUK’s mission.Sustainedfnancialpressures alsoposeriskstowellbeing,retention,and organisationalculture.Highturnovercould reduceinstitutionalknowledgeandimpact performance.	CIUK’sthree-yearstrategyisfocusedon strengtheningtheunderstandingofthe Charity’smissionandpriorities,aswellas makingCIUKagreatplacetowork.Thishas resultedintheimplementationoftargeted approachestostrengtheningstaffwellbeing, engagementandretentionaspartofthe ongoingdevelopmentoforganisational culture. Thisincludesupdatingpeoplepolicies, agreeingandembeddingneworganisational valuesandFeministLeadershipPrinciples, deliveringanEDIactionplanandregularstaff surveysandengagement. Wearereviewingourpayandgrading frameworktoensureourpayisalignedtothe sector,isabletocompetitivelycompensate staff,andcomprehensivelyrefectstheskills andexperiencerequiredtodeliveronour prioritiesandsupportapositiveworking environment,wherepeoplehavetheskills andexperiencefortherolestheyarein.

INTERNAL CONTROL ENVIRONMENT

Reputational and safeguarding	Safeguardingincidents,ethicalbreaches, orfailuresinprogrammedeliverycould damageCAREInternationalUK’sreputation, reducedonorconfdence,andundermine trustamongstakeholdersandcommunities. Maintaininghighstandardsofintegrityand accountabilityiscriticaltosustainingthe confdenceofpartnersandfunders.	CIUKmaintainscomprehensivesafeguarding andethicalconductframeworkssupported bymandatorytrainingforallstaff,partners, andsuppliers.Duediligenceprocedures areappliedacrossallpartnerships.Clear whistleblowingandincidentreporting mechanismsensuretimelyandtransparent investigations,withoversightbytheSLTand theBoard.Ongoingcommunication,learning reviews,andinternalauditsstrengthena cultureofintegrityandaccountabilityacross the organisation.

FRAUD AND CORRUPTION, ANTI-BRIBERY POLICIES AND FRAUD REPORTING

Policies and reporting

CARE.International.has.global.policies.on.Fraud.and.Corruption,.Anti-Bribery,.and.related.compliance.matters,. which.apply.to.all.CARE.International.members.and.operations..CIUK.also.maintains.a.Serious.Incident. Reporting.protocol.agreed.with.the.Board.of.Trustees.

The.Fraud.and.Corruption.Policy.requires.all.incidents.or.allegations.of.fraud,.loss,.and.bribery.to.be.reported. to.donors.and.the.Finance.and.Audit.Committee,.regardless.of.financial.materiality..This.ensures.a.consistent. approach.to.fraud.awareness,.prevention,.reporting,.and.investigations.across.CARE.International..In.addition. to.preventative.measures,.anti-fraud,.corruption,.and.bribery.controls.are.subject.to.periodic.internal.and. external.audit.review..All.UK.staff.are.required.to.complete.mandatory.online.anti-fraud.training,.and.a. refresher.training.is.scheduled.for.Fraud.Awareness.Week,.16–22.November.2025.

Fraud reporting

During.the.fiscal.year.2025,.CIUK.received.17.reports.of.suspected.fraud..Of.these,.12.cases.have.been. closed,.while.five.remain.under.investigation.by.CARE.Country.Offices.

Of.the.12.closed.cases,.three.were.substantiated,.resulting.in.confirmed.financial.loss.of.£5,988.04,.which. was.fully.recovered.by.the.relevant.Country.Offices.

The.remaining.nine.cases.were.not.substantiated.following.investigation..All.fraud.cases.were.reported.to. the.relevant.donors..In.instances.where.cases.met.the.Charity.Commission’s.reporting.thresholds,.these.were. duly.reported.to.the.Commission..During.the.reporting.period,.no.cases.met.the.Commission’s.threshold.for. mandatory.reporting..

However,.two.other.serious.incidents.unrelated.to.fraud.were.reported.to.the.Charity.Commission.during.the. reporting.period.

40 CARE International UK: Annual Report and Accounts 2024–25

CARE International UK: 41 Annual Report and Accounts 2024–25

OTHER POLICIES AND STATEMENTS

Safeguarding

CIUK.continues.to.enhance.safeguarding.standards.in.all.the.work.we.do..CIUK.has.a.dedicated.Senior. Safeguarding.Advisor,.who.works.with.our.staff,.and.partner.and.country.office.staff,.to.ensure.safeguarding. compliance is met in all overseas programmes.

Our.Board.of.Trustees.has.the.regulatory.responsibility.to.make.sure.protecting.people.from.harm.is.central. to.our.culture,.in.accordance.with.the.requirements.of.the.Charity.Commission.for.England.and.Wales..They. monitor.this.standard.every.quarter.through.the.Ethics.and.People.Committee.that.reports.directly.to.the. Board..In.addition,.the.full.Board.of.Trustees.receives.a.comprehensive.update.and.review.of.its.statutory.and. regulatory.obligations.on.a.biennial.cycle.to.ensure.continued.compliance.and.good.governance..During.their. induction,.all.new.Trustees.attend.a.30-minute.safeguarding.regulatory.briefing.

In.FY25,.to.support.the.implementation.of.the.CARE.International.Safeguarding.Policy,.CARE.International. introduced.a.safer.programming.toolkit..The.toolkit.is.designed.to.embed.best.practice.safeguarding.into.all. projects.and.programmes..The.toolkit.strengthens.and.builds.protective.environments.in.which.programmes. take.place.through.comprehensive.risk.management.and.mitigation.planning..It.includes.mechanisms.to.build. positive.relationships.with.communities.through.establishing.trust.and.responding.to.feedback.appropriately. to.build.people’s.confidence.to.report.sensitive.issues.and.feel.safe.when.engaging.with.CARE.International.

Implementing.the.safer.programming.toolkit.has.resulted.in.each.new.and.existing.project.benefitting.from. careful.risk.management.planning,.enhancing.the.overall.safety.for.people.and.communities.who.receive. support.from.CIUK’s.programmes..

Everyone.in.CIUK.is.instrumental.in.making.safeguarding.core.to.everything.we.do..In.FY25.all.new.staff. attended.a.one-day.safeguarding.foundation.training.course.and.43.out.of.45.(93%).existing.staff.who.were. eligible.attended.safeguarding.refresher.training..

Modern Slavery

We.continue.to.monitor.compliance.with.the.Modern.Slavery.Act.and.so.far,.management.hasn’t.received.any. concerns.or.reports..We.consider.the.broader.issue.of.modern.slavery.across.the.following.areas:.

ENVIRONMENTAL IMPACT

Statement on Streamlined Energy and Carbon Reporting (SECR) 2024/25

CIUK.leased.an.office.at.The.Foundry,.Vauxhall,.London.until.March.2025..From.March.2025.onwards.we.have. been.leasing.an.office.from.Save.the.Children.UK.in.Farringdon..In.both.cases.our.rental.charge.is.inclusive. of.energy.usage..The.landlord.is.unable.to.provide.energy.reports.for.each.unit..Electricity.and.gas.usage.at. our.office.is.based.on.information.provided.for.the.entire.building.by.the.landlord,.and.we.have.calculated.the. proportion.attributable.to.CIUK.based.on.our.office.size..

The.table.below.summarises.our.legally-obligated.emissions.reporting.as.required.by.SECR.for.2024/25.and. includes.a.comparison.to.the.previous.years..The.figures.for.FY25.are.provisional.as.not.all.data.is.available. yet.but.we.believe.it.will.be.similar.to.FY24.with.a.slight.increase.as.we.were.in.the.same.office.space.with.the. same.number.of.desks.for.the.majority.of.the.year,.moving.to.a.bigger.office.space.in.the.Save.the.Children.UK. building.for.the.last.4.months.of.FY25

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UK Energy Source FY25 FY24
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UK Energy Source	FY25	FY24

ElectricitykWh(Scope2)	11,105.40	9,126.16(100%renewable)
GasconsumptionkWh	12,565.89	9,778.24(biogas)
Totalemissions(tCO2e)	4.8 tonnes	4.1
Staff	119	103
Intensityratio:staff(tCO2e/staffmember	0.04	0.04
Methodology:CO2associatedgasandelectricityemissionshavebeencalculatedusingUKgovernment greenhousegasconversionfactors

Flight emissions

CIUK’s.emissions,.including.RF.(Radiative.Forcing).and.WTT.(well-to-tank).are.presented.below..This.equates. to.129.7.tonnes.of.COemployee..We.reduced.our.carbon.footprint.on.flights.from.the.previous.year..This.is.as.a.result.of.efforts.to.2e.in.total.for.192.flights.taken,.and.1.09.tonnes.of.CO2e.per.full-time.equivalent. reduce.our.travel.emissions.and.the.impact.of.the.US.and.UK.aid.cuts.which.have.had.a.direct.result.on.the. size.of.our.operations.and.headcount..

Procurement,.both.UK-based.and.international;
Selection.of.programme.partners;
HR.policies.and.procedures;
Fundraising.and.communications..

We.have.supported.changes.to.policies.and.procedures,.incorporating.the.risks.relating.to.modern.slavery.

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FY25 FY24 FY23
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	FY25	FY24	FY23

FlightstCO2inc RF	129.7tonnesCO2e	160.3tonnesCO2e	103.69tonnesCO2e
FlightstCO2perfull-timeequivalent employee	1.09tonnesCO2e	1.56tonnesCO2e	1.05tonnesCO2e

Note: FY24/25 flight emission figures are based on a combination of data sets from two different sources

42 CARE International UK: Annual Report and Accounts 2024–25

CARE International UK: 43 Annual Report and Accounts 2024–25

STATEMENT OF TRUSTEES’ RESPONSIBILITIES IN RESPECT OF THE TRUSTEES’ ANNUAL REPORT AND FINANCIAL STATEMENTS

CARE International Climate and Environment Policy

CARE.International.has.been.reporting.on.our.carbon.emissions.across.the.breadth.of.our.operations.since. 2019.and.has.reduction.plans.in.place..In.2023.we.approved.a.new.Climate.and.Environment.Policy.for.CARE. International.which.was.piloted.through.FY25.and.will.come.into.force.in.FY26..In.this.we.commit.to:..

Prevent, reduce, and mitigate our negative impacts on our climate and environment .in.the.spirit.of. international.standards.and.agreements;.
2..Support,.where.feasible.and.appropriate,.the. protection, management, and restoration of the environment ;. and..
Promote good environmental practices, raising awareness .on.the.importance.of.minimising.greenhouse. gas.emissions,.and. being accountable .

During.FY25,.CIUK.developed.a.draft.action.plan.and.targets.in.line.with.the.CARE.International.policy..

As.part.of.this,.CIUK.is.committed.to.reducing.absolute.GHG.emissions.from.flights.and.office.energy.by. 50%.by.FY31.from.a.baseline.calculated.from.averaging.FY19.and.FY24.emissions.(our.pre-.and.post-COVID. emissions.profile)..We.have.followed.the.principles.of.the.Science.Based.Targets.Initiative.(SBTi),.which. state.that.organisations.can.deviate.from.the.recommended.2023.base.year.when.FY23.emissions.are.not. considered.representative.of.the.general.emissions.profile..When.no.single.year.from.FY19-23.is.considered. representative,.a.calculation.of.a.multi-year.average.(excluding.COVID.impact.years).is.permitted..

We.will.begin.to.screen.new.programmes.on.their.environmental.impact.and.undertake.environmental.impact. assessments.when.necessary..Our.programmes.are.informed.by.a.risk.analysis.of.potential.environmental. and.climate.related.shocks.and.stresses.and.we.take.reasonable.steps.to.consider.and.address.these.as. appropriate.

Energy efficiency measures

In.FY25.we.continued.to.apply.our.travel.policy.which.includes.a.more.rigorous.assessment.of.alternatives.to. travel,.and.measures.to.reduce.emissions.from.travel.on.shorter.journeys,.for.example.mandating.train.use. for.travel.in.the.UK.and.to.near.Europe..We.continue.to.limit.our.travel.overseas.and.encourage.virtual.working. where.feasible...

The.Trustees.are.responsible.for.preparing.the.Annual.Report,.including.the.Strategic.Report.and.the.financial. statements,.in.accordance.with.applicable.law.and.regulations..

Company.law.requires.the.Trustees.to.prepare.financial.statements.for.each.financial.year.in.accordance. with.United.Kingdom.Generally.Accepted.Accounting.Practice.(United.Kingdom.Accounting.Standards.and. applicable.law)..

Under.company.law,.the.Trustees.must.not.approve.the.financial.statements.unless.they.are.satisfied.that. they.give.a.true.and.fair.view.of.the.state.of.affairs.of.the.group.and.Charity.and.of.the.incoming.resources. and.application.of.resources,.including.the.income.and.expenditure,.of.the.Charity.for.that.period..

In.preparing.these.financial.statements,.the.Trustees.are.required.to:

Select.suitable.accounting.policies.and.then.apply.them.consistently..
Make.judgements.and.accounting.estimates.that.are.reasonable.and.prudent..
State.whether.applicable.UK.Accounting.Standards.have.been.followed,.subject.to.any.material.departures.
disclosed.and.explained.in.the.financial.statements..
Prepare.the.financial.statements.on.the.going.concern.basis.unless.it.is.inappropriate.to.presume.that.the. Charity.will.continue.in.business.

The.Trustees.are.responsible.for.keeping.adequate.accounting.records.that.are.sufficient.to.show.and.explain. the.Charity’s.transactions.and.disclose.with.reasonable.accuracy.at.any.time.the.financial.position.of.the. Charity.and.enable.them.to.ensure.that.the.financial.statements.comply.with.the.Companies.Act.2006..

They.are.also.responsible.for.safeguarding.the.assets.of.the.group,.and.hence.for.taking.reasonable.steps.for. the.prevention.and.detection.of.fraud.and.other.irregularities..

Financial.statements.are.published.on.the.Charity’s.website.in.accordance.with.legislation.in.the.United. Kingdom.governing.the.preparation.and.dissemination.of.financial.statements,.which.may.vary.from. legislation.in.other.jurisdictions..The.maintenance.and.integrity.of.the.Charity’s.website.is.the.responsibility. of.the.Trustees..The.Trustees’.responsibility.also.extends.to.the.ongoing.integrity.of.the.financial.statements. contained.therein.

Anyone.representing.CIUK.signs.a.Code.of.Conduct.confirming.they.will.demonstrate.commitment.to.reducing. our.environmental.impact..We.contribute.to.the.CARE.International.Global.Climate.Smart.Report.in.terms.of. the.action.taken.to.reduce.emissions,.and.to.further.CARE.International’s.global.efforts.to.become.a.climate. smart organisation.

We.have.committed.to.offset.our.emissions.where.we.cannot.reduce.them.through.credible.carbon. offset.projects.that.have.high.social.impact.and.environmental.integrity..In.FY25,.we.contributed.to.CARE. International’s.carbon.offsetting.scheme.with.the.Fair.Climate.Fund..We.are.very.proud.of.our.CARE. International.joint.offsetting.programme.and.the.steps.being.taking.to.balance.out.unavoidable.emissions. from.the.work.we.do..The.programme.will.provide.women.in.rural.communities.in.India.with.cookstoves,. improving.health.and.safety.conditions.for.families,.and.contributing.to.climate.resilience,.all.while.reducing. emissions.

44 CARE International UK: Annual Report and Accounts 2024–25

CARE International UK: 45 Annual Report and Accounts 2024–25

INDEPENDENT AUDITOR’S REPORT TO THE MEMBERS OF CARE INTERNATIONAL UK

Disclosure of information to auditors

In.the.case.of.each.of.the.persons.who.are.Trustee.Directors.of.the.company.at.the.date.when.this.report.was. approved:.

So.far.as.each.of.the.Trustee.Directors.is.aware,.there.is.no.relevant.audit.information.(as.defined.in.the. Companies.Act.2006).of.which.the.company’s.auditors.are.unaware;.and.
Each.of.the.Trustee.Directors.has.taken.all.the.steps.that.they.ought.to.have.taken.as.a.Director.to.make. themselves.aware.of.any.relevant.audit.information.(as.defined).and.to.establish.that.the.company’s.auditors. are.aware.of.that.information..This.confirmation.is.given.and.should.be.interpreted.in.accordance.with.the. provisions.of.S418.of.the.Companies.Act.2006.

The.Trustees’.Annual.Report.and.the.strategic.report.contained.within.was.approved.by.the.Trustees.of.CARE. International.UK.on.04.December.2025.and.signed.on.its.behalf.by:.

Opinion

We.have.audited.the.financial.statements.of.CARE.International.UK.(the.“charitable.company”).and.its. subsidiaries.(the.“group”).for.the.year.ended.30.June.2025.which.comprise.the.consolidated.statement.of. financial.activities,.the.consolidated.balance.sheet,.the.charity.balance.sheet,.the.consolidated.statement. of.cash.flows.and.notes.to.the.financial.statements,.including.significant.accounting.policies..The.financial. reporting.framework.that.has.been.applied.in.their.preparation.is.applicable.law.and.United.Kingdom. Accounting.Standards,.including.Financial.Reporting.Standard.102.The.Financial.Reporting.Standard. applicable.in.the.UK.and.Republic.of.Ireland.(United.Kingdom.Generally.Accepted.Accounting.Practice).

In.our.opinion.the.financial.statements:

give.a.true.and.fair.view.of.the.state.of.the.group’s.and.the.charitable.company’s.affairs.as.at.30.June.2025. and.of.the.group’s.incoming.resources.and.application.of.resources,.including.its.income.and.expenditure.for. the.year.then.ended;
have.been.properly.prepared.in.accordance.with.United.Kingdom.Generally.Accepted.Accounting.Practice;.and

Lyndall Stein Chair.of.Trustees.

Sribavan Srisathkurunathan Chair,.Finance.and.Audit.Committee

have.been.prepared.in.accordance.with.the.requirements.of.the.Companies.Act.2006.

Basis for opinion

We.conducted.our.audit.in.accordance.with.International.Standards.on.Auditing.(UK).(ISAs.(UK)). and.applicable.law..Our.responsibilities.under.those.standards.are.further.described.in.the.Auditor’s. responsibilities.for.the.audit.of.the.financial.statements.section.of.our.report..We.are.independent.of.the. group.in.accordance.with.the.ethical.requirements.that.are.relevant.to.our.audit.of.the.financial.statements. in.the.UK,.including.the.FRC’s.Ethical.Standard,.and.we.have.fulfilled.our.other.ethical.responsibilities.in. accordance.with.these.requirements..We.believe.that.the.audit.evidence.we.have.obtained.is.sufficient.and. appropriate.to.provide.a.basis.for.our.opinion.

Conclusions relating to going concern

In.auditing.the.financial.statements,.we.have.concluded.that.the.trustee’s.use.of.the.going.concern.basis.of. accounting.in.the.preparation.of.the.financial.statements.is.appropriate.

Based.on.the.work.we.have.performed,.we.have.not.identified.any.material.uncertainties.relating.to.events.or. conditions.that,.individually.or.collectively,.may.cast.significant.doubt.on.the.charitable.company’s.ability.to. continue.as.a.going.concern.for.a.period.of.at.least.twelve.months.from.when.the.financial.statements.are. authorised.for.issue.

Our.responsibilities.and.the.responsibilities.of.the.trustees.with.respect.to.going.concern.are.described.in.the. relevant.sections.of.this.report.

46 CARE International UK: Annual Report and Accounts 2024–25

CARE International UK: 47 Annual Report and Accounts 2024–25

Other information

The.trustees.are.responsible.for.the.other.information.contained.within.the.annual.report..The.other. information.comprises.the.information.included.in.the.annual.report,.other.than.the.financial.statements.and. our.auditor’s.report.thereon..Our.opinion.on.the.financial.statements.does.not.cover.the.other.information. and,.except.to.the.extent.otherwise.explicitly.stated.in.our.report,.we.do.not.express.any.form.of.assurance. conclusion thereon.

Our.responsibility.is.to.read.the.other.information.and,.in.doing.so,.consider.whether.the.other.information. is.materially.inconsistent.with.the.financial.statements.or.our.knowledge.obtained.in.the.audit.or.otherwise. appears.to.be.materially.misstated..If.we.identify.such.material.inconsistencies.or.apparent.material. misstatements,.we.are.required.to.determine.whether.this.gives.rise.to.a.material.misstatement.in.the. financial.statements.themselves..If,.based.on.the.work.we.have.performed,.we.conclude.that.there.is.a. material.misstatement.of.this.other.information,.we.are.required.to.report.that.fact..

We.have.nothing.to.report.in.this.regard.

Opinions on other matters prescribed by the Companies Act 2006

In.our.opinion.based.on.the.work.undertaken.in.the.course.of.our.audit.

• the.information.given.in.the.trustees’.report,.which.includes.the.directors’.report.and.the.strategic.report. prepared.for.the.purposes.of.company.law,.for.the.financial.year.for.which.the.financial.statements.are. prepared.is.consistent.with.the.financial.statements;.and

the.strategic.report.and.the.directors’.report.included.within.the.trustees’.report.have.been.prepared.in. accordance.with.applicable.legal.requirements.

Matters on which we are required to report by exception

In.light.of.the.knowledge.and.understanding.of.the.charitable.company.and.their.environment.obtained.in. the.course.of.the.audit,.we.have.not.identified.material.misstatements.in.the.strategic.report.or.the.directors’. report.included.within.the.trustees’.report.

We.have.nothing.to.report.in.respect.of.the.following.matters.in.relation.to.which.the.Companies.Act.2006. requires.us.to.report.to.you.if,.in.our.opinion:

Responsibilities of trustees

As.explained.more.fully.in.the.trustees’.responsibilities.statement.set.out.on.page.43,.the.trustees.(who. are.also.the.directors.of.the.charitable.company.for.the.purposes.of.company.law).are.responsible.for.the. preparation.of.the.financial.statements.and.for.being.satisfied.that.they.give.a.true.and.fair.view,.and.for.such. internal.control.as.the.trustees.determine.is.necessary.to.enable.the.preparation.of.financial.statements.that. are.free.from.material.misstatement,.whether.due.to.fraud.or.error.

In.preparing.the.financial.statements,.the.trustees.are.responsible.for.assessing.the.charitable.company’s. ability.to.continue.as.a.going.concern,.disclosing,.as.applicable,.matters.related.to.going.concern.and.using. the.going.concern.basis.of.accounting.unless.the.trustees.either.intend.to.liquidate.the.charitable.company.or. to.cease.operations,.or.have.no.realistic.alternative.but.to.do.so.

Auditor’s responsibilities for the audit of the financial statements

Our.objectives.are.to.obtain.reasonable.assurance.about.whether.the.financial.statements.as.a.whole.are.free. from.material.misstatement,.whether.due.to.fraud.or.error,.and.to.issue.an.auditor’s.report.that.includes.our. opinion..Reasonable.assurance.is.a.high.level.of.assurance,.but.is.not.a.guarantee.that.an.audit.conducted. in.accordance.with.ISAs.(UK).will.always.detect.a.material.misstatement.when.it.exists..Misstatements.can. arise.from.fraud.or.error.and.are.considered.material.if,.individually.or.in.the.aggregate,.they.could.reasonably. be.expected.to.influence.the.economic.decisions.of.users.taken.on.the.basis.of.these.financial.statements.

Details.of.the.extent.to.which.the.audit.was.considered.capable.of.detecting.irregularities,.including.fraud.and. non-compliance.with.laws.and.regulations.are.set.out.below..

A.further.description.of.our.responsibilities.for.the.audit.of.the.financial.statements.is.available.on.the. Financial.Reporting.Council’s.website.at: www.frc.org.uk/auditorsresponsibilities..This.description.forms.part. of.our.auditor’s.report.

Extent to which the audit was considered capable of detecting irregularities, including fraud

Irregularities,.including.fraud,.are.instances.of.non-compliance.with.laws.and.regulations..We.identified.and. assessed.the.risks.of.material.misstatement.of.the.financial.statements.from.irregularities,.whether.due.to. fraud.or.error,.and.discussed.these.between.our.audit.team.members..We.then.designed.and.performed.audit. procedures.responsive.to.those.risks,.including.obtaining.audit.evidence.sufficient.and.appropriate.to.provide. a.basis.for.our.opinion..

the.parent.company.has.not.kept.adequate.accounting.records;.or
the.parent.company.financial.statements.are.not.in.agreement.with.the.accounting.records.and.returns;.or
certain.disclosures.of.trustees’.remuneration.specified.by.law.are.not.made;.or
we.have.not.received.all.the.information.and.explanations.we.require.for.our.audit.

We.obtained.an.understanding.of.the.legal.and.regulatory.frameworks.within.which.the.charitable.company. and.group.operates,.focusing.on.those.laws.and.regulations.that.have.a.direct.effect.on.the.determination.of. material.amounts.and.disclosures.in.the.financial.statements,.including.financial.reporting.legislation.and.the. Charities.SORP.(FRS.102),.and.tax.regulations..We.assessed.the.required.compliance.with.these.laws.and. regulations.as.part.of.our.audit.procedures.on.the.related.financial.statement.items..

In.addition,.we.considered.provisions.of.other.laws.and.regulations.that.do.not.have.a.direct.effect.on.the. financial.statements.but.compliance.with.which.might.be.necessary.to.the.charitable.group’s.ability.to. operate.or.to.avoid.a.material.penalty..Auditing.standards.limit.the.required.audit.procedures.to.identify.noncompliance.with.these.laws.and.regulations.to.enquiry.of.the.Trustees.and.other.management.and.inspection. of.regulatory.and.legal.correspondence,.if.any..

48 CARE International UK: Annual Report and Accounts 2024–25

CARE International UK: 49 Annual Report and Accounts 2024–25

We.also.considered.the.opportunities.and.incentives.that.may.exist.within.the.charitable.group.for.fraud.. We.identified.the.greatest.risk.of.material.impact.on.the.financial.statements.from.irregularities,.including. fraud,.to.be.within.the.timing.of.recognition.of.grant.income.and.management.override.of.controls..Our. audit.procedures.to.respond.to.these.risks.included.enquiries.of.management.and.the.Finance.and.Audit. Committee.about.their.own.identification.and.assessment.of.the.risks.of.irregularities,.designing.audit. procedures.over.income,.sample.testing.on.the.posting.of.journals,.reviewing.regulatory.correspondence.with. the.Charity.Commission,.and.reading.minutes.of.meetings.of.those.charged.with.governance.

Owing.to.the.inherent.limitations.of.an.audit,.there.is.an.unavoidable.risk.that.we.may.not.have.detected.some. material.misstatements.in.the.financial.statements,.even.though.we.have.properly.planned.and.performed.our. audit.in.accordance.with.auditing.standards..For.example,.the.further.removed.non-compliance.with.laws.and. regulations.(irregularities).is.from.the.events.and.transactions.reflected.in.the.financial.statements,.the.less. likely.the.inherently.limited.procedures.required.by.auditing.standards.would.identify.it..

In.addition,.as.with.any.audit,.there.remained.a.higher.risk.of.non-detection.of.irregularities,.as.these.may. involve.collusion,.forgery,.intentional.omissions,.misrepresentations,.or.the.override.of.internal.controls..We. are.not.responsible.for.preventing.non-compliance.and.cannot.be.expected.to.detect.non-compliance.with.all. laws.and.regulations..

Use of our report

This.report.is.made.solely.to.the.charitable.company’s.members,.as.a.body,.in.accordance.with.Chapter.3. of.Part.16.of.the.Companies.Act.2006..Our.audit.work.has.been.undertaken.so.that.we.might.state.to.the. charitable.company’s.members.those.matters.we.are.required.to.state.to.them.in.an.auditor’s.report.and.for. no.other.purpose..To.the.fullest.extent.permitted.by.law,.we.do.not.accept.or.assume.responsibility.to.anyone. other.than.the.charitable.company.and.the.charitable.company’s.members.as.a.body,.for.our.audit.work,.for. this.report,.or.for.the.opinions.we.have.formed.

Tara.Westcott Senior.Statutory.Auditor

For.and.on.behalf.of Crowe U.K. LLP Statutory.Auditor Cheltenham, UK

Date: 18 December 2025

50 CARE International UK: Annual Report and Accounts 2024–25

CARE International UK: 51 Annual Report and Accounts 2024–25

LEGAL AND ADMINISTRATIVE INFORMATION

Trustees

Desiree D’Souza .(Chair.of.Ethics.and.People.Committee). [2]

Khalid El Ansari[1,2]

Ziad Issa .(appointed.19.March.2025). [3]

Laura Kelly .(Acting.Co-Chair.of.Board,.appointed.April.2025/Chair.of.Impact.and.Transformation.Committee). [3]

Amadu Khan[2,3]

James Levy .(appointed.1.October.2025). [1,2]

Susanna Ndaruhutse[1,3]

Matthew Sherrington .(appointed.19.March.2025). [1]

Edward Sparrow .(resigned.18.November.2025). [1,2]

Sribavan Srisathkurunathan .(Acting.Co-Chair.of.Board,.appointed.15.April.2025/Chair.of.Finance.and. Audit.Committee). [1]

Lyndall Stein .(Chair).(temporarily.stepped.away.as.Chair.on.15.April.2025). [2,3]

Stefanie Tetenburg .(appointed.19.March.2025). [1]

Registered Office

1.St.John’s.Lane London.EC1M.4AR.

Auditors

Crowe UK LLP

4th.Floor.St.James.House. St.James.Square. Cheltenham.GL50.3PR.

Bankers

Barclays.Bank.plc. Level.28.1.Churchill.Place.London.E14.5HP.

Solicitors

Ashurst LLP

London.Fruit.and.Wool.Exchange. 1.Duval.Square,.London.E1.6PW

Anita Yuen .(resigned.4.December.2024). [1]

Additional committee members

Simon Starling[3]

1.Finance.and.Audit.Committee. 2.Ethics.and.People.Committee. 3.Impact.and.Transformation.Committee

Senior Leadership Team

Bill Chidgey Interim.Finance.Director.(to.8.August.2024) Senait Fassil Director.of.Finance,.Compliance.and.Governance.(from.30.July.2024) Esiri Lawrence Director.of.People.and.Organisational.Development.(from.2.December.2024) Joanna Lloyd-Jones Interim.Director.of.People.(to.19.July.2024) Helen McEachern Chief.Executive.Officer Ben Nolan Director.of.Fundraising.and.Communications Tina Sloane Interim.Director.of.Programmes.and.Policy.(parental.cover). (from.17.November.2024). Helen Thompson Director.of.Programmes.and.Policy.(parental.leave.from.17.November.2024)

52 CARE International UK: Annual Report and Accounts 2024–25

CARE International UK: 53 Care International UK Annual Report and Accounts Annual Report and Accounts 2024–25

Care International UK Annual Report and Accounts Company number 01911651

Company number 01911651

CONSOLIDATED STATEMENT OF FINANCIAL ACTIVITIES CONSOLIDATED STATEMENT OF FINANCIAL ACTIVITIES (INCORPORATING INCOME AND EXPENDITURE ACCOUNT) (INCORPORATING INCOME AND EXPENDITURE ACCOUNT) FOR.THE.YEAR.ENDED.30.JUNE.2025. Company.number.01911651 FOR THE YEAR ENDED 30 JUNE 2025

Note Income from: Donations and legacies 3 Charitable activities 4 Other trading activities 5 Investment income Other income Total Income Expenditure on: Raising funds: Trading subsidiary costs 7 Costs of raising voluntary Income 6 Charitable activities 8 Total expenditure Net income/(expenditure) Transfers between funds Net movement in funds Reconciliation of funds Total funds brought forward Net movement in funds Total funds carried forward	Unrestricted funds 2025 £000 6,287 3,959 316 374 - 10,936 322 3,507 6,769 10,598 339 (91) 248 4,809 248 5,057	Restricted funds 2025 £000 5,869 47,261 - - - 53,130 - 85 55,137 55,222 (2,093) 91 (2,002) 9,919 (2,002) 7,917	Total funds 2025 £000 12,156 51,220 316 374 - 64,066 322 3,592 61,906 65,820 (1,754) - (1,754) 14,728 (1,754) 12,974	Total funds 2024 £000
				14,653 33,158 431 396 330
				48,968
				399 3,702 51,602
				55,703
				(6,735) -
				(6,735)
				21,463 (6,735)
				14,728

The Consolidated Statement of Financial Activities includes all gains and losses recognised in the year. The notes on pages 55 to 87 form part of these financial statements.

BALANCE SHEET

FOR.THE.YEAR.ENDED.30.JUNE.2025. AS AT 30 JUNE 2025 Company.number.01911651

Note Fixed assets Tangible assets 13 Investments 14 Current assets Debtors; Amounts falling due within one year 15 Cash at bank and in hand Creditors: Amounts falling due within one year 16 Net current assets Creditors: Amounts falling due after more than one year 17 Total net assets Charity funds 18 Restricted funds Unrestricted funds: Designated Funds General Reserves Total funds	Group 2025 £000 44 39 83 9,283 11,893 21,176 (8,008) 13,168 (277) 12,974 7,917 200 4,857 12,974	Charity 2025 £000 44 39 83 9,698 11,470 21,168 (8,001) 13,167 (277) 12,973 7,917 - 200 4,856 12,973	Group 2024 £000 80 39 119 13,183 16,015 29,198 (14,589) 14,609 - 14,728 9,919 - 4,809 14,728	Charity
				2024 £000
				80 39
				119 13,691 15,469
				29,160 (14,558)
				14,602 -
				14,721
				9,919 - 4,802
				14,721

The Trustees acknowledge their responsibilities for complying with the requirements of the Act with respect to accounting records and preparation of financial statements.

The financial statements were approved and authorised for issue by the Trustees and signed on their behalf by:

Chair of Trustees Lyndall Stein 15th December 2025

Chair, Finance and Audit Compliance Sribavan Srisathkurunathan 15th December 2025

54 CARE International UK: Annual Report and Accounts 2024–25

CARE International UK: 55 Care International UK Annual Report and Accounts Annual Report and Accounts 2024–25 Company number 01911651

Care International UK Annual Report and Accounts

Company number 01911651

CONSOLIDATED STATEMENT OF CASHFLOWS CONSOLIDATED STATEMENT OF CASHFLOWS FOR.THE.YEAR.ENDED.30.JUNE.2025. FOR THE YEAR ENDED 30 JUNE 2025 Company.number.01911651

NOTES TO THE FINANCIAL STATEMENTS NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2025 FOR.THE.YEAR.ENDED.30.JUNE.2025

1. General information

Note Cash flows from operating activities Net cash used in operating activities 22 Cash flows from investing activities Investment income Purchase of tangible fixed assets 13 Net cash provided by investing activities Change in cash and cash equivalents in the year Cash and cash equivalents at the beginning of the year 23	Group 2025 £000 (4,482) 374 (14) 360 (4,122) 16,015 11,893	Group 2024 £000 1,693
		396 (111)
		285
		1,978 14,037
		16,015

The notes on pages 55 to 87 form part of these financial statements

CARE International UK is a registered charity (Number 292506) and a private company (Number 1911651) limited by guarantee. The objects of the company, as set out in the Memorandum and Articles of Association, are to relieve poverty and sickness, to promote the preservation and protection of health and to advance education among the world’s poor.

2. Accounting policies

2.1 Basis of preparation of financial statements

The financial statements have been prepared in accordance with the Charities SORP (FRS 102) - Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102), the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) and the Companies Act 2006.

CARE International UK meets the definition of a public benefit entity under FRS 102. Assets and liabilities are initially recognised at historical cost or transaction value unless otherwise stated in the relevant accounting policy.

The Consolidated Statement of Financial Activities (SOFA) and Consolidated Balance Sheet consolidate the financial statements of the Charity and its subsidiary undertaking. The results of the subsidiary are consolidated on a line by line basis.

The Charity has taken advantage of the exemption allowed under section 408 of the Companies Act 2006 and has not presented its own Statement of Financial Activities in these financial statements.

2.2 Going concern

The Charity has continued to manage its finances effectively throughout the financial year ending 30 June 2025, increasing unrestricted reserves for the group from £4,809k to £5,037k during the year.

In preparing the going concern assessment, income, expenditure and cashflow projections have been extended to 30 June 2027. Projections have been prepared based upon the Board approved latest forecast as well as updated information in respect of current and pipeline activity. In addition to the forecast projections, alternative scenarios have been modelled which consider the impact of further declines in income of up to 20% in programme, 10% in fundraising and 30% in other income sources. A further scenario has been also prepared – a cumulative crystallization of all scenarios to assess the impact such a scenario would have on the financial sustainability of the Group. In this scenario the Group would have sufficient unrestricted cash resources as well as reserves to continue its operations.

For this reason, the Trustees have concluded that there is no material uncertainty relating to going concern.

56 CARE International UK: Annual Report and Accounts 2024–25

CARE International UK: 57 Care International UK Annual Report and Accounts Annual Report and Accounts 2024–25

Care International UK Annual Report and Accounts

Company number 01911651

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 30 JUNE 2025 FOR.THE.YEAR.ENDED.30.JUNE.2025

2 Accounting policies (continued)

2.3 Income Recognition

Donations, including regular giving and appeals, are recognised as income once CARE International UK has the right to receive the donation, when it is probable that the economic benefits will be received and that the amount of the donation can be measured reliably.

All income is recognised once the Charity has entitlement to the income, it is probable that the income will be received and the amount of income receivable can be measured reliably.

Income from sponsors is recognised on a receivable basis.

Legacies are accounted for as income when the charity has entitlement to the income and the amount can be measured reliably. This is usually on the settlement of the estate or receipt of payment, whichever is earlier.

Grants are included in the Consolidated Statement of Financial Activities on a receivable basis. The balance of income received for specific purposes but not expended during the period is shown in the relevant funds on the Balance Sheet. Where income is received in advance of entitlement of receipt, its recognition is deferred and included in creditors as deferred income. Where entitlement occurs before income is received, the income is accrued.

Income earned under contracts with donors where payments are contingent on the achievement of specified results is recognised in the SOFA in proportion to the stage of completion of the project. Where it is probable that total contract costs exceed total contract income, the expected deficit is recognised immediately. Income and expenditure in relation to these contracts are recognised within restricted funds, with any resulting surplus or deficit shown as a transfer to or from unrestricted funds.

Contributions and donations in kind are recorded at fair values during the year of contribution and recorded as restricted income and expenditure in the SOFA.

Income tax recoverable in relation to donations received under Gift Aid or deeds of covenant is recognised at the time of the donation.

Other income is recognised in the period in which it is receivable and to the extent the goods have been provided or on completion of the service.

Income from trading activities is accounted for on an accrual basis.

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 30 JUNE 2025 FOR.THE.YEAR.ENDED.30.JUNE.2025

2 Accounting policies (continued)

2.4 Expenditure

Expenditure is recognised once there is a legal or constructive obligation to transfer economic benefit to a third party, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. Expenditure is classified by activity. The costs of each activity are made up of the total of direct costs and shared costs, including support costs involved in undertaking each activity. Direct costs attributable to a single activity are allocated directly to that activity. Shared costs which contribute to more than one activity and support costs which are not attributable to a single activity are apportioned between those activities on a basis consistent with the use of resources. This is either headcount per activity, or direct costs per activity as a proportion of total direct costs.

Expenditure on raising funds includes all expenditure incurred by the Group to raise funds for its charitable purposes and includes costs of all fundraising activities events and non-charitable trading.

Expenditure on charitable activities is incurred on directly undertaking the activities which further the Group's objectives, as well as any associated support costs.

Grants payable are charged in the year when the offer is made except in those cases where the offer is conditional, such grants being recognised as expenditure when the conditions attaching are fulfilled. Grants offered subject to conditions which have not been met at the year end are noted as a commitment but not accrued as expenditure.

All expenditure is inclusive of irrecoverable VAT.

2.5 Interest receivable

Interest on funds held on deposit is included when receivable and the amount can be measured reliably by the Group; this is normally upon notification of the interest paid or payable by the institution with whom the funds are deposited.

2.6 Tangible fixed assets and depreciation

Tangible fixed assets costing £1,000 or more are capitalised and recognised when future economic benefits are probable and the cost or value of the asset can be measured reliably.

Tangible fixed assets are initially recognised at cost. After recognition, under the cost model, tangible fixed assets are measured at cost less accumulated depreciation and any accumulated impairment losses. All costs incurred to bring a tangible fixed asset into its intended working condition should be included in the measurement of cost.

Depreciation is charged so as to allocate the cost of tangible fixed assets less their residual value over their estimated useful lives, using the straight-line method.

Where applicable, depreciation is provided on the following basis:

Leasehold improvements - over the remaining life of the lease Office and other equipment - 7 years IT equipment - 3 years

58 CARE International UK: Annual Report and Accounts 2024–25

CARE International UK: 59 Care International UK Annual Report and Accounts Annual Report and Accounts 2024–25 Company number 01911651

Care International UK Annual Report and Accounts Company number 01911651

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 30 JUNE 2025 FOR.THE.YEAR.ENDED.30.JUNE.2025

2 Accounting policies (continued)

2.7 Investments

Fixed asset investments are a form of financial instrument and are initially recognised at their transaction cost and subsequently measured at fair value at the Balance Sheet date, unless the value cannot be measured reliably in which case it is measured at cost less impairment. Investment gains and losses, whether realised or unrealised, are combined and presented as ‘Gains/(Losses) on investments’ in the Consolidated Statement of Financial Activities.

2.8 Debtors

Trade and other debtors are recognised at the settlement amount after any trade discount offered. Prepayments are valued at the amount prepaid net of any trade discounts due.

2.9 Cash at bank and in hand

Cash at bank and in hand includes cash and short-term highly liquid investments with a short maturity of three months or less from the date of acquisition or opening of the deposit or similar account.

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 30 JUNE 2025 FOR.THE.YEAR.ENDED.30.JUNE.2025

2 Accounting policies (continued)

2.13 Pensions

Contributions to the defined contribution pension scheme are recognised in the SOFA when they are payable. The money purchase nature of the scheme assures there will be no funding deficit or surplus accruing to the Charity in the future. The pension scheme is independently administered. The assets of the scheme are held separately from those of the Charity.

The Charity also participates in the Pensions Trust Growth Plan. This is a multi-employer pension scheme where it is not possible to separately identify the assets and liabilities of participating employers. This is a money purchase arrangement with historical guarantees. The scheme is subject to the funding legislation outlined in the Pensions Act 2004. Participating employers are legally required to meet their share of the scheme deficit on an annuity purchase basis on withdrawal from the scheme. A full actuarial valuation for the scheme was carried out as of 30 September 2019, which showed a deficit. The pension trustees have asked for the participating employers to pay additional contributions to the scheme to eliminate this funding shortfall. These recovery plan contributions are allocated to each participating employer in line with their estimated share of the scheme liabilities. The liability recognised for this obligation is the net present value of the deficit reduction contributions payable under the plan and is held as a provision in the Balance Sheet. The current overall position of the fund and the assumptions made are provided in Note 25.

2.10 Liabilities and provisions

Liabilities are recognised when there is an obligation at the Balance Sheet date as a result of a past event, it is probable that a transfer of economic benefit will be required in settlement, and the amount of the settlement can be estimated reliably.

Liabilities are recognised at the amount that the Charity anticipates it will pay to settle the debt or the amount it has received as advanced payments for the goods or services it must provide.

Provisions are measured at the best estimate of the amounts required to settle the obligation. Where the effect of the time value of money is material, the provision is based on the present value of those amounts, discounted at the pre-tax discount rate that reflects the risks specific to the liability. The unwinding of the discount is recognised in the Consolidated Statement of Financial Activities as a finance cost.

2.11 Financial instruments

The Group only has financial assets and financial liabilities of a kind that qualify as basic financial instruments. Basic financial instruments are initially recognised at transaction value and subsequently measured at their settlement value with the exception of bank loans which are subsequently measured at amortised cost using the effective interest method.

2.12 Operating leases

Rentals paid under operating leases are charged to the Consolidated Statement of Financial Activities on a straight-line basis over the lease term.

2.14 Taxation status

CARE International UK is considered to pass the tests set out in Paragraph 1 Schedule 6 Finance Act 2010 and therefore it meets the definition of a charitable company for UK Corporation tax purposes. Accordingly, the Charity is potentially exempt from taxation in respect of income or capital gains received within categories covered by Chapter three Part 11 Corporation Tax Act 2010 or Section 256 of the Taxation of Chargeable Gains Act 1992, to the extent that such income or gains are applied exclusively to charitable purposes. The Charity’s trading subsidiary will pay available profits to the Charity under the Gift Aid scheme, thereby eliminating or reducing their respective corporation tax liabilities.

The Charity is able to partially recover Value Added Tax (VAT). Expenditure subject to VAT that is not recoverable is recorded in the Accounts inclusive of VAT. The subsidiary trading company makes qualifying donations of taxable profit to the Charity to the full extent allowable. Unless material, any Corporation Tax liability arising in the subsidiary is included within the expenditure by the Group.

2.15 Fund accounting

General funds are unrestricted funds which are available for use at the discretion of the Trustees in furtherance of the general objectives of the Group and which have not been designated for other purposes. Designated funds are unrestricted funds, which the trustees have identified and ringfenced to be deployed for a specific purpose. Trustees should agree the designation of funds prior to the end of the financial year in which the accounts relate.

Restricted funds are funds which are to be used in accordance with specific restrictions imposed by donors or which have been raised by the Group for particular purposes. The costs of raising and administering such funds are charged against the specific fund. The aim and use of each restricted fund is set out in the notes to the financial statements.

Investment income, gains and losses are allocated to the appropriate fund.

60 CARE International UK: Annual Report and Accounts 2024–25

CARE International UK: 61 Care International UK Annual Report and Accounts Annual Report and Accounts 2024–25 Company number 01911651

Care International UK Annual Report and Accounts Company number 01911651

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 30 JUNE 2025 FOR.THE.YEAR.ENDED.30.JUNE.2025

2 Accounting policies (continued)
2.16 Areas of significant judgement and estimates

Significant accounting judgements and estimates

The Trustees are required to make judgements, estimates and assumptions about the carrying amounts of assets and liabilities that are not readily apparent from other sources. These judgements and estimates are continually evaluated, based upon experience, reasonable expectations of the outcome of future event and professional and expert advice. The significant judgements and estimates that could impact the carrying amounts of assets and liabilities are detailed below:

Income recognition

Income recognition requires judgement to appropriately apply the income accounting policies across the many complex funding streams the Charity has. Note 2.3 details the accounting principles adopted and their application across the significant funding streams. The judgements are continually reassessed and where appropriate provision is made for contingencies or deferrals are made to account for conditions yet to be fulfilled.

Pensions Trust scheme deficit

The assumptions underpinning the measurement of the Pension Trust liability depend upon significant judgements and estimates. Details of the potential liability relating to withdrawal from the Pensions Trust scheme are set out in Note 25.

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 30 JUNE 2025 FOR.THE.YEAR.ENDED.30.JUNE.2025

3 Income from donations and legacies Individual and corporate donors including legacies Disasters Emergency Committee (DEC) Gifts & Contributions in Kind Individual and corporate donors including legacies Disasters Emergency Committee (DEC) Gifts & Contributions in Kind	Unrestricted funds Restricted funds Total funds 2025 2025 2025 £000 £000 £000 6,058 2,713 8,771 229 2,922 3,151 - 234 234 6,287 5,869 12,156 Unrestricted funds Restricted funds Total funds 2024 2024 2024 £000 £000 £000 5,631 3,422 9,053 338 4,838 5,176 - 424 424 5,969 8,684 14,653

Impairment of country office and partner balances

Balances held with country offices and partners are reviewed for indicators of impairment. A provision is included in the accounts when the carrying value of the asset is assessed to be higher than the recoverable amount.

Lendwithcare

Lendwithcare funds are not presented as part of CARE International UK’s assets. To ensure this remains appropriate, legal advice has been obtained and is updated on a regular basis. Any updates to the terms and conditions are scrutinised to ensure that it continues to be appropriate for CARE International UK to operate and disclose that the scheme is an agency arrangement.

The Trustees do not consider there to be any other areas of significant judgement or estimates.

62 CARE International UK: Annual Report and Accounts 2024–25

CARE International UK: 63 Care International UK Annual Report and Accounts Annual Report and Accounts 2024–25 Company number 01911651

Care International UK Annual Report and Accounts

Company number 01911651

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 30 JUNE 2025 FOR.THE.YEAR.ENDED.30.JUNE.2025

4 Income from charitable activities

Income from charitable activities
Foreign, Commonwealth & Development Office Other Donors and Funders Foreign, Commonwealth & Development Office European Commission including Directorate for Humanitarian Aid and Civil Protection Other Donors and Funders	Unrestricted funds Restricted funds Total funds 2025 2025 2025 £000 £000 £000 2,832 41,749 44,581 1,127 5,512 6,639
	3,959 47,261 51,220
	Unrestricted funds Restricted funds Total funds 2024 2024 2024 £000 £000 £000 2,295 24,953 27,248 11 74 85 931 4,894 5,825
	3,237 29,921 33,158

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 30 JUNE 2025 FOR.THE.YEAR.ENDED.30.JUNE.2025

5 Income from other trading activities

Income from trading subsidiary

The trading income from the wholly owned subsidiary, CARE International Enterprises Limited, derives from:

§ Providing IT support to 6 (2024:7) European CARE International members and their respective country offices
§ Fees charged to corporate partners for use of the CARE name and logo
§ Royalty income from book sales

	Unrestricted	Total	Total
	funds	funds	funds
	2025	2025	2024
	£000	£000	£000
Trading income	316	316	431

6 Expenditure on raising funds

Costs of raising voluntary income

Individuals Institutional donors Media & Communications Support costs Individuals Institutional donors Media & Communications Support costs	Unrestricted funds Restricted funds Total funds 2025 2025 2025 £000 £000 £000 1,778 - 1,778 357 10 367 457 - 457 915 75 990 3,507 85 3,592 Unrestricted funds Restricted funds Total funds 2024 2024 2024 £000 £000 £000 2,021 1 2,022 353 - 353 444 - 444 784 99 883 3,602 100 3,702

Company number 01911651 CARE International UK: 65 Annual Report and Accounts 2024–25

64 CARE International UK: Annual Report and Accounts 2024–25

Care International UK Annual Report and Accounts

Company number 01911651

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 30 JUNE 2025 FOR.THE.YEAR.ENDED.30.JUNE.2025

Expenditure on trading activities
	Unrestricted	Total	Total
	funds	funds	funds
	2025	2025	2024
	£000	£000	£000
Trading subsidiary costs	322	322	399

Analysis of expenditure on charitable activities
Summary by fund type
	Unrestricted	Restricted	Total
	funds	funds	funds
	2025	2025	2025
	£000	£000	£000
Humanitarian response	2,855	33,779	36,634
Development work	3,236	21,142	24,378
Advocacy	678	216	894
	6,769	55,137	61,906
	Unrestricted	Restricted	Total
	funds	funds	funds
	2024	2024	2024
	£000	£000	£000
Humanitarian response	2,881	23,146	26,027
Development work	2,872	22,206	25,078
Advocacy	455	42	497
	6,208	45,394	51,602

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)

FOR THE YEAR ENDED 30 JUNE 2025 FOR.THE.YEAR.ENDED.30.JUNE.2025

Analysis of expenditure by activities	Analysis of expenditure by activities
	Activities	Grant	Support	Total
	undertaken	funding of	costs	funds
	directly	activities
	2025	2025	2025	2025
	£000	£000	£000	£000
Humanitarian response	2,093	33,096	1,445	36,634
Development work	2,611	20,582	1,185	24,378
Advocacy	685	17	192	894
	5,389	53,695	2,822	61,906
	Activities	Grant	Support	Total
	undertaken	funding of	costs	funds
	directly	activities
	2024	2024	2024	2024
	£000	£000	£000	£000
Humanitarian response	2,623	21,884	1,520	26,027
Development work	3,838	19,844	1,396	25,078
Advocacy	212	-	285	497
	6,673	41,728	3,201	51,602

66 CARE International UK: Annual Report and Accounts 2024–25

CARE International UK: 67 Care International UK Annual Report and Accounts Annual Report and Accounts 2024–25 Company number 01911651

Care International UK Annual Report and Accounts

Company number 01911651

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 30 JUNE 2025 FOR.THE.YEAR.ENDED.30.JUNE.2025

10 Grant and project costs

Country Office Development Climate Justice Development Other Development Right to Food Water & Nutrition Development Right to Health Development Women’s Economic Justice Humanitarian Gender Equality Humanitarian Other Humanitarian Right to Food Water and Nutrition Partners Development Climate Justice Development Gender Equality Development Other Development Right to Food Water & Nutrition Development Women’s Economic Justice Humanitarian Gender Equality Humanitarian Other Humanitarian Right to Food Water and Nutrition	2025 £000 7,928 1,885 - 209 1,626 2,888 17,333 - 31,869 8,610 - 326 28 - 3 12,859 - 21,826 53,695	2024 £000 5,231 6831 48 1,599 108 3,612 10,604 151
		28,184 5,687 17 156 59 108 683 6,787 47
		13,544
		41,728

Humanitarian Other includes any other programme focus targeted at disaster/crisis affected communities that are not covered under another classification. FY25 sees increased spending under the ‘other’ classification across multiple projects.

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 30 JUNE 2025 FOR.THE.YEAR.ENDED.30.JUNE.2025

11 Support costs Unrestricted funds 2025 £000 Management 402 Office costs 222 Finance 1,165 IT 479 Human resources 994 Governance 310 Internal audit 57 3,629 Unrestricted funds 2024 £000 Management 607 Office costs 189 Finance 1419 IT 315 Human resources 681 Governance 531 Internal audit 61 3,803 Included within the unrestricted support costs are the following: Fees payable to the Charity's auditor for the audit of this set of accounts Fees payable to the Charity's auditor for tax compliance work Accounts preparation fees relating to prior year accounts Depreciation charges	Restricted funds 2025 £000 - - 6 - 173 4 - 183 Restricted funds 2024 £000 - 9 24 - 248 - - 281 2025 £000 75 5 - 50	Total funds 2025 £000 - 402 222 1,171 479 1,167 314 57
		3,812
		Total funds 2024 £000 - 607 198 1,443 315 929 531 61
		4,084
		2024 £000 73 7 6 51

68 CARE International UK: Annual Report and Accounts 2024–25

CARE International UK: 69 Care International UK Annual Report and Accounts Annual Report and Accounts 2024–25 Company number 01911651

Care International UK Annual Report and Accounts

Company number 01911651

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 30 JUNE 2025 FOR.THE.YEAR.ENDED.30.JUNE.2025

12 Staff costs

Group and Charity

Wages and salaries Social security costs Contribution to defined contribution pension schemes	2025 £000 5,852 613 340 6,805	2024 £000 5,006 506 257
		5,769

Included within Wages and salaries costs are termination costs of £88k (2024 - £22k) and other staff costs of £100k (2024 - £100k) . Termination costs of £8k relate to a limited number of redundancies and settlement agreements paid during the year and a further £80k in respect of termination costs that have been accrued but will be paid during the financial year ending 30 June 2026.

In addition to full-time permanent staff, CARE International UK employed temporary staff at a cost of £162k including 2 seconded staff (2024 - £116k) . This was due to some positions being filled on an interim basis.

The Charity participates in a multi-employer defined benefit pension scheme administered by The Pensions Trust (TPT). The Charity recognises a liability in relation to the agreed deficit funding arrangement, and the amount recognised is the net present value of the deficit reduction contributions payable.

The average number of persons employed by the Charity during the year was as follows: update with secondment)

Charitable activities Fundraising Support	2025 2024 No No 56 45 39 35 24 23 119 103

The number of employees whose employee benefits (excluding employer pension costs) exceeded £60,000 was:

	2025	2024
In the band £60,001 - £70,000	No 8	No 9
In the band £70,001 - £80,000	2	2
In the band £80,001 - £90,000	1	1
In the band £90,001 - £100,000	1	2
In the band £100,001 - £110,000	-	1
In the band £120,001 - £130,000	1	-

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 30 JUNE 2025 FOR.THE.YEAR.ENDED.30.JUNE.2025

12 Staff costs (continued)

Employer contributions are made to a defined contribution pension scheme in respect of 13 higher paid employees (2024 - 15). Total employer contributions in respect of higher paid employees during the year amounted to £62k (2024 - £57k).

The Key Management Personnel of the Group are the Trustees and the senior management team. The short-term employee benefits for the senior management team for 2025 was £634k (2024 - £509k).

Trustees' remuneration and expenses

None of the members of the Board received any remuneration for their work as trustees (2024 - Nil).

Expenses reimbursed to 2 Trustees (2024 - 5 Trustees) for travel undertaken on the Group's behalf in 2024 totalled £684 (2024 - £4.8k) . The Group paid £25.2k (2024 - £25.4k) for Combined Liability insurance, which includes trustees' indemnity insurance cover. Trustees’ donations were £2.8k (2024 - £7.6k).

13 Tangible fixed assets

Group and Charity

Cost or valuation At 1 July 2024 Additions At 30 June 2025 Depreciation At 1 July 2024 Charge for the year At 30 June 2025 Net Book Value At 30 June 2025 At 30 June 2024	Office equipment £000 3 - 3 1 1 2 1 2	Computer equipment £000 344 14 358 266 49 315 43 78	Total £000 347 14
			361
			267 50
			317
			44
			80

Care International UK Annual Report and Accounts

70 CARE International UK: Annual Report and Accounts 2024–25

CARE International UK: 71 Care International UK Annual Report and Accounts Annual Report and Accounts 2024–25 Company number 01911651

Company number 01911651

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 30 JUNE 2025 FOR.THE.YEAR.ENDED.30.JUNE.2025

14 Fixed asset investments


Group and Charity Cost or valuation At 1 July 2024 At 30 June 2025 Net Book Value At 30 June 2025 At 30 June 2024	Unlisted investments £000 39
	39
	39
	39

The Unlisted Investment represents a cash investment in CARE International Revolving Loan Fund (see paragraph b below).

Subsidiary company investments held by the Charity include a £2 (2024 - £2) investment in the subsidiary company at cost. The Charity holds 100% of the issued share capital of CI Enterprises Limited, which is registered in England and Wales. The Company's principal activity is to undertake trading for the Charity. A summary of the subsidiary's results and its financial position as at 30 June 2025 is given in Note 19

During the year CARE International participated in the Revolving Fund established with other members of the CARE International Confederation, maintaining its investment of €45,500. The Fund, which is administered by the CARE International Secretariat in Geneva, is used to provide short-term interest- bearing loans to finance cash flow needs of members for projects across CARE International, where funds are received from donors after they are needed for implementation.

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 30 JUNE 2025 FOR.THE.YEAR.ENDED.30.JUNE.2025

15 Debtors

	Group	Group	Charity	Charity
	2025	2024	2025	2024
	£000	£000	£000	£000
Due within one year
Receivable from donors and
funders Due from subsidiary undertaking	2,634 -	1,617 -	2,634 423	1,617 584
Prepayments and accrued income	2,088	2,611	2,087	2,584
Programme advances to CARE
country offices and partners	4,333	8,232	4,333	8,232
Other debtors	228	723	221	674
	9,283	13,183	9,698	13,691
Programme advances to CARE country offices and partners represent programme implementation, which have not yet been utilised.			funds transferred to enable
Creditors: Amounts falling due within one year
	Group	Group	Charity	Charity
	2025	2024	2025	2024
	£000	£000	£000	£000
Provision for pension plan
recovery	21	17	21	17
Deferred income	807	1,220	807	1,220
Trade creditors	433	426	431	426
Payable to donors and funders	278	-	278	-
Funds due to CARE country offices
and partners	5,105	11,622	5,105	11,622
Accruals	1,118	1,103	1,113	1,072
Other creditors	246	201	246	201
	8,008	14,589	8,001	14,558

16

Funds due to country offices and partners represent funds utilised for programme implementation for active awards, which have not yet been transferred by CARE International UK.

72 CARE International UK: Annual Report and Accounts 2024–25

CARE International UK: 73 Care International UK Annual Report and Accounts Annual Report and Accounts 2024–25 Company number 01911651

Care International UK Annual Report and Accounts Company number 01911651

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 30 JUNE 2025 FOR.THE.YEAR.ENDED.30.JUNE.2025

16 Creditors: Amounts falling due within one year (continued)

Deferred Income Deferred Income at 1 July 2024 Resources deferred during the year Amounts released from previous periods Deferred income at 30 June 2025	Group 2025 £000 1,220 1,111 (1,524) 807	Group 2024 £000 - 1,220 - 1,220	Charity 2025 £000 1,220 807 (1,220) 807	Charity 2024 £000 - 1,220 -
				1,220

Deferred income relates to grant income received prior to entitlement.

17 Creditors: Amounts falling due after more than one year

	Group	Group	Charity	Charity
	2025	2024	2025	2024
	£000	£000	£000	£000
Provision for pension plan	277	-	277	-

Provision represents the costs of withdrawal from The Pension Trust scheme and the deficit contributions agreed between the company and the scheme as at 30 June 2025.

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 30 JUNE 2025 FOR.THE.YEAR.ENDED.30.JUNE.2025

18 Statement of funds

Statement of funds - current year

Unrestricted funds: Designated Funds: IT Investment General funds Restricted funds: Donations and legacies Individual and corporate donors including legacies Disaster Emergency Committee (DEC) Charitable activities Foreign, Commonwealth & Development Office European Commission including Directorate for Humanitarian Aid and Civil Protection Other donors and miscellaneous restricted funds Total of funds	Balance at 1 July 2024 £000 - 4,809 4,809 6,527 336 959 148 1,949 9,919 14,728	Income £000 - 10,936 10,936 2,947 2,922 41,749 - 5,512 53,130 64,066	Expenditure £000 - (10,598) (10,598) (5,437) (2,790) (40,479) (135) (6,381) (55,222) (65,820)	Transfers in/out £000 200 (290) (90) 77 - 65 - (52) 90 -	Balance at 30 June 2025 £000 200 4,857
					5,057 4,114 468 - 2,294 13 1,028
					7,917 12,974

74 CARE International UK: Annual Report and Accounts 2024–25

CARE International UK: 75 Care International UK Annual Report and Accounts Annual Report and Accounts 2024–25 Company number 01911651

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR.THE.YEAR.ENDED.30.JUNE.2025

18 Statement of funds (continued)

The restricted funds represent unexpended balances on donations and grants given for specific purposes, for which conditions have been imposed as to their use. The funds have been grouped by donor as the project restrictions are set by the donors. Within each grouping, there are numerous restricted programmes for which the funding can only be spent in specific geographical areas and on specific activities. The material balances are further explained below:

Individual and corporate donors including legacies represent donations raised by CARE International UK and legacies left to the Charity which are for our restricted appeals. A significant proportion of this restricted funding relates to appeals for Ukraine, Turkey/Syria earthquake, Gaza and Lebanon crisis, and the Myanmar earthquake. These restricted funds are to be spent on providing aid to those impacted by these emergencies. Fund transfers include £22k approved for transfer to general purpose funds, £10k received to cover the costs of closing programmes and £89k received from other donor funds to support ongoing projects.

CARE International UK are a member of the Disasters Emergency Committee and we receive restricted funding to run programmes resulting from their emergency appeals. This fund grouping relates to funds received from the DEC as a result of their emergency appeals for Pakistan Floods, Turkey/Syria earthquake, Ukraine, Afghanistan, and the Myanmar earthquake, which must be spent responding to those emergencies.

The Foreign, Commonwealth & Development Office (FCDO) fund grouping represents the balance of funds received from FCDO & UK Government sub-awards towards a number of restricted programmes. These include the Yemen Food security Safety Net Programme, Building Local Resilience programmes in Syria, Humanitarian and Resilience programme in Nigeria, Climate resilience in Pakistan and Gender equality programming in Pakistan and Ethiopia and Somalia. During the year £65k was transferred from unrestricted funds to contribute to the costs of closed funds.

The other donor and miscellaneous restricted funds includes all other restricted programmes, including grants from the START network, other CARE International members, the UN and trusts and foundations, which are restricted in terms of the geographical area and purpose that they can be spent on. The restricted funds generating the most income in FY2025 are the Gender promotion initiative, Education in Afghanistan and Cocoa Life community programmes. Transfers of £89k were made to support expenditure of other restricted projects with £38k received from general purpose funds to cover the costs of closing programmes.

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 30 JUNE 2025 FOR.THE.YEAR.ENDED.30.JUNE.2025

18 Statement of funds (continued)

Statement of funds -prior year

Unrestricted funds: General funds Restricted funds: Donations and legacies Individual and corporate donors including legacies Disaster Emergency Committee (DEC) Charitable activities Foreign, Commonwealth & Development Office European Commission including Directorate for Humanitarian Aid and Civil Protection Other donors and miscellaneous restricted funds Total of funds	Balance at 1 July 2023 £000 4,750 8,785 1,019 1,043 158 5,708 16,713 21,463	Income £000 10,363 4,755 4,838 24,953 67 3,992 38,605 48,968	Expenditure £000 (10,209) (5,921) (5,521) (26,319) (77) (7,656) (45,494) (55,703)	Transfers in/out £000 (95) (1,092) - 1,282 - (95) 95 -	Balance at 30 June 2024 £000 4,809
					6,527 336 959 148 1,949
					9,919 14,728

Unrestricted funds include general purpose funds and £200k that has been designated for IT investment.

76 CARE International UK: Annual Report and Accounts 2024–25

CARE International UK: 77 Care International UK Annual Report and Accounts Annual Report and Accounts 2024–25 Company number 01911651

Care International UK Annual Report and Accounts

Company number 01911651

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 30 JUNE 2025 FOR.THE.YEAR.ENDED.30.JUNE.2025

19 Analysis of net assets between funds (current period)

Tangible fixed assets Fixed asset investments Current assets Creditors due within one year Creditors due after one year	Unrestricted funds 2025 £000 44 39 7,214 (1,963) (277) 5,057	Restricted funds 2025 £000 - - 13,909 (5,992) - 7,917	Total funds 2025 £000 44 39 21,123 (7,955) (277)
			12,974

Analysis of net assets between funds (prior period)

Tangible fixed assets Fixed asset investments Current assets Creditors due within one year	Unrestricted funds 2024 £000 80 39 11,882 (7,192) 4,809	Restricted funds 2024 £000 - - 17,316 (7,397) 9,919	Total funds 2024 £000 80 39 29,198 (14,589)
			14,728

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 30 JUNE 2025 FOR.THE.YEAR.ENDED.30.JUNE.2025

Subsidiary

The Charity owns the whole of the issued ordinary share capital of CI Enterprises Ltd, a company registered in England and Wales (Company number 02306212) and whose registered address is c/o Ashurst LLP, London Fruit and Wool Exchange, 1 Duval Square, London, England, E1 6PW.

The subsidiary is used for trading activities to provide income for the Charity. The activities during the year were the provision of IT support to six European CARE International Member offices and their respective country offices, fees charged to corporate partners for use of the CARE name and logo and receiving royalty income from book sales.

2025 £000 Turnover 316 Cost of sales (312) Gross profit 4 Administration expenses (8) Operating profit (4) Tax on (profit) (2) (Loss)/profit after taxation (6) Tax is in respect of the profits of the financial year ended 30 June 2024. The aggregate of assets and liabilities were: 2025 £000 Assets 431 Liabilities (430) Surplus 1	2024 £000 431 (398)
	33 (1)
	32 -
	32
	2024 £000 622 (615)
	7

78 CARE International UK: Annual Report and Accounts 2024–25

CARE International UK: 79 Care International UK Annual Report and Accounts Annual Report and Accounts 2024–25 Company number 01911651

Care International UK Annual Report and Accounts

Company number 01911651

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 30 JUNE 2025 FOR.THE.YEAR.ENDED.30.JUNE.2025

20 Subsidiary (continued)

CI Enterprises Limited has entered a binding deed of covenant to pay all its taxable profits to its parent charity, CARE International UK, as a qualifying charitable donation. Ordinarily these taxable profits transferred to the parent entity are recognised through equity rather than as an expense through the profit and loss, and therefore an operating profit exists at the balance sheet date. If the qualifying distribution is made within 9 months of the year end, no corporation tax is due on the profits.

For the year ended 30 June 2025 no qualifying distribution was made to CARE International UK, however a small corporation tax liability did arise on the taxable profits. As CI Enterprises had moved into a positive reserves position, CARE International UK opted to pay the tax of £1.8k to ensure a level of reserves was maintained within CI Enterprises.

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 30 JUNE 2025 FOR.THE.YEAR.ENDED.30.JUNE.2025

21 Lendwithcare

Lendwithcare is a peer-to-peer lending relationship between individuals and organisations based in the UK and people in low-income countries. It is an innovative way of raising microfinance to help entrepreneurs in developing countries to lift themselves out of poverty.

The total number of lenders, since the scheme’s inception in April 2010, is 91,679 (2024 – 84,210) with 55,605 (2024 - 51,663) active lenders as at 30 June 2025. Active lenders are defined as a lender who has logged in, made a loan, or received a repayment in the last 12 months.

The total value of loans made to entrepreneurs since the inception of the scheme has been £57m. This has supported 217,295 (2024 – 197,849) entrepreneurs since the beginning of the scheme. In compliance with the Charities SORP (FRS102), the Charity, as agent, discloses the value of funds added to the scheme; funds loaned to entrepreneurs through microfinance partners, which includes both new funds from lenders and funds repaid to lenders and then re-loaned to another entrepreneur; together with the balances held at 30 June 2025.

Funds received

The value of new funds added to the scheme during the year, by existing and new lenders, is:

Added to the scheme Withdrawn	2025 £000 1,728 (194) 1,534	2024 £000 1,626 (230)
		1,396

Funds paid

[The total value of loan (from new funds re-loaned) during the year is: ]

Loans during the year	2025 £000 5,493 5,493	2024 £000 5,480
		5,480

80 CARE International UK: Annual Report and Accounts 2024–25

CARE International UK: 81 Care International UK Annual Report and Accounts Annual Report and Accounts 2024–25 Company number 01911651

Care International UK Annual Report and Accounts

Company number 01911651

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 30 JUNE 2025 FOR.THE.YEAR.ENDED.30.JUNE.2025

21 Lendwithcare (continued)

Balance held as agent

[The amount of lenders funds held: ]

Amounts held by CARE International UK at year-end as agent	2025 £000 3,061 3,061	2024 £000 2,788
		2,788

Lenders’ funds do not form part of the assets of CARE International UK and are therefore not consolidated within the financial statements. They are not available for use by the Charity.

The operating costs of the scheme of £1.03m (2024 - £1.13m) are included in expenditure charitable activities within the financial statements and in Note 8. These are the costs of managing the scheme and raising new funds for the scheme.

22 Reconciliation of net movement in funds to net cash flow from operating activities

Net income/(expenditure) for the period (as per Statement of Financial Activities) Adjustments for: Depreciation charges Investment income (Increase)/decrease in debtors Increase/(decrease) in creditors Net cash provided by operating activities	Group 2025 £000 (1,754) 50 (374) 3,900 (6,304) (4,482)	Group 2024 £000 (6,735)
		51 (396) (1,428) 10,201
		1,693

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 30 JUNE 2025 FOR.THE.YEAR.ENDED.30.JUNE.2025

23 Analysis of cash and cash equivalents Cash in hand	Group 2025 £000 11,893 11,893	Group 2024 £000 16,015
		16,015

24 Analysis of changes in net debt

Cash at bank and in hand Debt due within one year Debt due after one year	At 1 July 2024 £000 16,015 (17) - 15,998	Cashflows £000 (4,122) (4) (36) (4,162)	At 30 June 2025 £000 11,893 (21) (36)
			11,836

25 Pension commitments

All new employees are auto-enrolled into a Group Personal Pension Plan with Royal London (formerly Scottish Life) comprising a 5% employer contribution and 3% employee contribution.

Contributions to the scheme for the year were £310k (Restated 2024 - £205k) and at the end of June 2025 there were 110 members in the scheme (2024 – 97)

The charity also participates in a multi employer defined benefit scheme administered by The Pensions Trust. The scheme was closed to new members at the end of April 2014 and existing members continue to benefit from a 7.5% employer contribution against a 4% employee contribution.

Contributions to the scheme for the year were £30k (2024 - £52k) and at the end of June 2025 there were 8 members in the scheme (2024 - 8).

Contributions to the multi employer scheme paid into The Pensions Trust Growth Plan (“the plan”) up to and including September 2001 have been converted to defined amounts of pension payable from Normal retirement date. From October 2001, contributions were invested in personal funds which have a capital guarantee, and which are converted to pension on retirement, with the Growth Plan or by purchasing an annuity.

Following a change in legislation in September 2005, there is technically a potential liability to CARE International UK, applicable to employers with pre-October 2001 liabilities in the Plan. When

82 CARE International UK: Annual Report and Accounts 2024–25

CARE International UK: 83 Care International UK Annual Report and Accounts Annual Report and Accounts 2024–25 Company number 01911651

Care International UK Annual Report and Accounts Company number 01911651

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 30 JUNE 2025 FOR.THE.YEAR.ENDED.30.JUNE.2025

25 Pension commitments (continued)

an employer withdraws from a pension scheme which is in deficit, the employer is required by law to pay its share of the deficit, calculated on a statutory basis (known as the buy-out basis). If Plan liabilities exceed assets, a buy-out debt will exist if CARE International UK withdraws all employees from the scheme.

The leaving employer’s share of the buy-out debt is the proportion of the Plan’s pre-October 2001 liability attributable to employment with the leaving employer compared with the total amount of the Plan’s pre-October 2001 liabilities. Given the number of factors to be considered in determining the liabilities the debt can fluctuate over time.

The Pensions Trust’s most recent estimate of the cost of withdrawal from the Plan is £245k based on the financial position of the Plan at 31 May 2024. The Pensions Trust has advised that an employer will only be deemed to have withdrawn if it has no active members remaining in the Plan and no eligible employees to whom to offer membership to the Plan. CARE International UK has agreed to trigger section 75 to commence the exit arrangements from the scheme.

Under the Pensions Trust recovery plan, deficit contributions made by CARE International UK during the year were £22k (2024 - £29k). This recovery plan is intended to run to 2025. In compliance with the Charities Statement of Recommended Practice (FRS102), the provision for the net present value of the future contributions to the deficit recovery plan is held on the Balance Sheet. Details of this provision are given in Note 16, Creditors.

26 Operating lease commitments

Operating lease commitments
	Group	Group
	2025 £000	2024 £000
Commitments within one year	-	74

The following payments have been recognised as an expense in the Statement of Financial Activities:

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 30 JUNE 2025 FOR.THE.YEAR.ENDED.30.JUNE.2025

27 Grants commitments

CARE International UK aims to continue to provide funding to a number of programmes and projects subject to the delivery of obligations contained in the grant awards. The amount of grants outstanding at the end of the year that did not meet the definition of an accounting accrual is detailed below. Payment of the grants is contingent on the outcome of reviews of the programmes and therefore the liability has not been recognised at the year end. The commitments will be funded through general funds or restricted funding from individual and institutional donors. The funding of these commitments falls due as detailed below.

Less than one year Later than one year and not later than five years	Group 2025 £000 3,101 94,809 97,910	Group 2024 £000 13,666 117,737
		131,403

28 Related party transactions

The Charity is a member of the Disasters Emergency Committee (DEC) and in the year paid a subscription of £30k (2024 - £34.1k) . As an automatic part of membership, CARE International UK’s Chief Executive is a Trustee of the DEC. The Charity receives funds from DEC appeals and amounts received and receivable in the year were £3.2m (2024 - £5.2m).

One trustee of CARE International UK is also a Director of a company providing legal services and one trustee appointed after the balance sheet date is also an employee of the same company. The Charity received Pro Bono legal work for the value of £234k (2024 - £425k) and cash donations from 8 trustees totalling £3.9k (2024: £0).

One trustee received payment of £2.8k for the provision of consultancy services as a de-facto trustee prior to onboarding in March 2025.

The following payments have been recognised as Statement of Financial Activities:	an expense in the
	Group	Group
	2025	2024
	£000	£000
Operating lease rentals	69	48

Operating lease rentals in the year relate to rental of office space. Care International UK relocated offices during the financial year. There are no future lease commitments in respect of the current office space.

Company number 01911651

84 CARE International UK: Annual Report and Accounts 2024–25

CARE International UK: 85 Care International UK Annual Report and Accounts Annual Report and Accounts 2024–25 Company number 01911651

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)

FOR THE YEAR ENDED 30 JUNE 2025 NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR.THE.YEAR.ENDED.30.JUNE.2025

29 Donor Funding

The information in the table below is provided to meet the special conditions in restricted grant agreements requiring CARE International UK to disclose cash received from those grants in the Annual Financial Accounts

Financial Accounts
Project Name	FY2025	FY2024
Foreign Commonwealth and Development Office(FCDO)
GENRE+ Phase II (Mali) Gender-transformative and Equitable Natural Resource Management for Resilience, Social Cohesion and Peace Phase II	385	505
Steps towards Afghan girls, Educational Success Phase 2 (STAGES II) via Agha Khan Foundation	1	484
Adolescent Girls' Education Somalia - AGES via PricewaterhouseCoopers	1,943	3,169
Afghanistan Recovery, Reintegration and the Resilience Programme (R3) via Norwegian Refugee Council	-	431
Women Lead in Emergencies: StrengtheningGBV Response in Tigray	-	409
BuildingLocal Resilience in Syria(BLRS)	14,652	8,783
Food SecuritySafetyNet Programme	17,152	9,268
Ecosystem-Based Adaptation in EcologicallyCritical Areas of Bangladesh	4,207	1,757
Strengthening Protection Services and Resilience in Northeast Nigeria through a Locallyled Approach(STEPSERN)301362-108	1,999	1,396
Supporting Bangladesh's Rapid Needs Assessment (SUBARNA) Project Phase 3	77	27
Provide sustainable and comprehensive humanitarian response and prevention to protection and GBV risks for marginalized and hard to reach communities in humanitarian hotspot areas in South Central Somalia	466	239
Women Lead in Emergencies: Strengthening GBV response in Tigray/Afar response in Tigray	743	107
COSACA Lean Season Recov - Mozambique via Save the Children	-	34
Cash Consortium Sudan(CCS)	2,159	-
Puntland and GalmudugPeace Initiative	841	-
Aawaz II - Inclusion, Accountability and Preventing Modern Slavery Programme(Sindh Component)	116	-
Local Infrastructure Support Programme	21	-
Food SecuritySafetyNet Programme	171	-
BuildingResilience and addressingvulnerabilityto Emergencies(BRAVE)	550	-
DFID Work and Opport for Women	169	-
What Works to Prev Violence	410	-

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 30 JUNE 2025 FOR.THE.YEAR.ENDED.30.JUNE.2025

29 Donor Funding (continued)

Donor Funding (continued)
Project Name	FY2025	FY2024
Department for Environment, Food and Rural Affairs(DEFRA)
Achieving Sustainable Forest Management through Community Managed Protected Areas in Madagascar	101	182
Disasters Emergency Committee(DEC)
Pakistan Multi-sector Integrated Flood Emergency Early Recovery 2022 (Phase 2) 2023	-	926
Afghanistan Multi-sector Integrated RecoveryResponse(Phase 2)	-	84
Humanitarian Response to Ukrainian Crisis(Phase 2)	1,118	2,233
Earthquake Response in Türkiye and Northwest Syria(Phase 1)		718
DEC Turkey-Syria Earthquake Appeal	733	1,316
DEC Collective Initiative - Romania	103	-
DEC Middle East Humanitarian Appeal	302	-
DEC Myanmar Earthquake Appeal	100	-
DEC Middle East Humanitarian Appeal Phase 2	71	-
European Commission(EC)
Wanbel Wantaim(Peace Together)in Papua New Guinea's Highlands	85	-
Education Cannot Wait
Extended and Expanded Multi – Year Resilience Program(MYRP)2023 to 2024	317	-
Education Cannot Wait First EmergencyResponse	342
Jersey Overseas Aid Commission
Samrakshyan: Conservation-friendly livelihoods for women and vulnerable people in Mutani Khola Watershed in Nepal	226	212
El Niño Floods response	-	200
START Network
Alert N-11,Response-Coldwaves in Nepal	-	295
Nepal pilot: responding to humanitarian emergencies(Phase 2)	29	180
729 Madagascar(Anticipation of Food Insecurity)	-	250
Alert 679 Zambia(Flooding)– LearningGrant	-	15
754 South Sudan(Drought)	-	200
Start Network Award – SR-2023-BGD-002	-	13
761 Ethiopia(Flooding)	-	100
N-19 Nepal(Response Jajarkot Earthquake)	-	200
Start Ready Risk Pool 2: Madagascar National Reserves Top-up 2024 CARE International UK	-	19
Start Ready Risk Pool 2: National Reserve Funds for Flood Readiness Activity 2024	-	41

86 CARE International UK: Annual Report and Accounts 2024–25

CARE International UK: 87 Care International UK Annual Report and Accounts Annual Report and Accounts 2024–25 Company number 01911651

Company number 01911651

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 30 JUNE 2025 FOR.THE.YEAR.ENDED.30.JUNE.2025

29 Donor Funding (continued)

Donor Funding (continued)
Project Name	FY2025	FY2024
START Network
Start ReadyRisk Pool 2 Madagascar Cyclone	-	390
Start ReadyRisk Pool 3: Madagascar Cyclone Gamane 2024	-	234
SupportingStart Network’s Hub Connect Event in Kathmandu,Nepal	-	64
StartFund _ DRF Bangladesh Cyclone II	-	17
Start Network Award SRD_2024 PH_Cyclone Simulation Exercise	-	8
Start Network Award FL-NR-PK-2024-002	-	6
SRD_2024_PH_Cyclone Simulation Exercise	90	-
854 Philippines(Oil spill)	200	-
Alert 868 - Chad(Flooding)	69	-
DEC Middle East Humanitarian Appeal	150	-
Start ReadyRisk Pool 3 National Reserves Madagascar	15	-
Start Ready Risk Pool 3: Philippines Cyclone National Reserves – Eastern Samar(Can-avid and Taft)	87	-
Alert 904 Sierra Leone(Anticipation of mpox outbreak)	40	-
SR_RP3_PK_DR_NR_007	15	-
Start Network’s DRF/Forewarn programme and Hub Incubation Fund 2025 (DRF/Forewarn and Hub_2025_PHIL_001)	229	-
Pakistan Drought,Balochistan,District Ziarat	80	-
Host Agency- Start Fund Nepal,DRF and FOREW	92	-
Start Network SolidarityFund Yemen	300	-
Start ReadyRisk Pool 4 Pakistan Flood	8	-
ALERT00N-01 House construction	4	-
ALERT 790 Madagascar(Anticipation of cholera outbreak)	32	-
UK Research Institute
Food Systems Transformation in Southern Africa for One Health (FoSTA- Health)	-	52
UNOPS
THE STRENGTHENING HUMANITARIAN PREPAREDNESS AND RESPONSE PROGRAMME	-	8
United Nations Peace Building Fund(UNPBF)
Filles et Femmes Engagees pour la construction de la Paix en Guinee (FIFEP-Guinee)	-	512
Participation des femmes etjeunes files à la Siguiri et Gaoual	284	-
Mondelez
Mondelez Cocoa Life Programme CIV-2023-2024	33	753
OpportunityFund for “Entrepreneurpathways” in cocoa communities	200	120
Cocoa Life CommunityDevelopment Project 2024	664	352
Cocoa Life Project, CIV Community Development programme YEAR 2 2025	684	-

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)

FOR THE YEAR ENDED 30 JUNE 2025 FOR.THE.YEAR.ENDED.30.JUNE.2025

29 Donor Funding (continued)

Donor Funding (continued)
Project Name	FY2025	FY2024
Mondelez
Mondelez OPEN Phase 2	162	-
Cookstove Program	23	99
Diageo
Trainingof Trainers(TOT)for Village Based Agents(VBAs)- Kenya	185	-
Diageo PartnershipPlanning-GB	75	-
Fyffes
Phase 1 Design, Women’s Empowerment Programme Guatemala and Costa Rica	166	-

88 CARE International UK: Annual Report and Accounts 2024–25

CARE International UK: 89 Annual Report and Accounts 2024–25

----- Start of picture text -----
THANK
YOU
Chompa Aktar and her
friends, Harinagar, Sunamgnaj.
©.Mohammad.Hasan.Zobayer/CARE
----- End of picture text -----

Thank.you.to.everyone.who.supported.CARE.International.UK.in.FY25,.including.people.who. made.one-off.or.regular.donations,.took.part.in.fundraising.events.and.campaigns,.made.a. loan.through.Lendwithcare.and.provided.pro.bono.and.gift.in.kind.support..Thanks.also.to.our. generous.anonymous.donors..All.of.your.support.is.invaluable.in.helping.us.stand.with.women. across.the.world.who.are.leading.the.fight.to.end.poverty..We.couldn’t.do.it.without.you.

Companies

Trusts and Foundations

3C.Foundation
Accenture • Microsoft.
Ashurst LLP • Mondelez.
Gates.Foundation
Joseph.Rowntree.Reform.Trust
Buro.Happold.Ltd
Marks.&.Spencer
The.players.of.the.People’s.Postcode.Lottery
Diageo
PKP.and.Company.
Fieldfisher.LLP.
- ShareGift
Price Waterhouse Coopers
Fyffes
St.Clare.and.St.Francis.Trust..
Hogan.Lovells.
Stephen.&.Catherine.Nelson
Third.Bridge.Group.
Other.Trusts.&.Foundations.who.may.prefer.to. remain.anonymous
IHG.Hotels.&.Resorts.
Twinings.
Macquarie.Bank • Unilever Maxis.GBN.

Statutory donors

Conflict,.Stability.and.Security.Fund,.now.the. Integrated.Security.Fund.through.the.FCDO

We.are.also.grateful.for.the.continued.support. of.other.companies.–.Benevity,.Microsoft. Rewards/Give.with.Bing,.PayPal.Giving.Fund. and.Revolut.Ltd.

Department.for.Environment.Food.and.Rural. Affairs.
Education.Cannot.Wait
European Commission
Foreign,.Commonwealth.and.Development. Office.(FCDO)..
International.Organization.for.Migration.(IOM)
Jersey.Overseas.Aid.Commission.(JOAC).
UK Research Initiative
United.Nations.Development.Programme. (UNDP)
United.Nations.Peacebuilding.Fund.(UNPBF)

Organisations, charities and implementation/ programme partners

ACCORD
Action.Against.Hunger
Adam.Smith.International
Aga.Khan.Foundation
Al.Manar.Voluntary.Organization..
Association.for.Water,.Applied.Education.&. Renewable.Energy
Association.Malienne.pour.la.promotion.du. Sahel
Azat.Foundation
Bright.Star.Development.Society.Balochistan. (BSDSB)
Building.Foundation.for.Development
Centre.for.Climate.Change.and.Environmental. Research.(C3ER),.affiliate.of.BRAC.University.
Centre.for.Natural.Resource.Studies.
Chrysalis.(CARE.Affiliate)
Coalition.of.Girls/Women.of.Guinea.for.

Dialogue,.Peacebuilding.and.Development.

Cuban.Council.of.Churches.(CIC)
Cordaid..
Disasters.Emergency.Committee
DT.Global.UK
Dushtha.Shasthya.Kendra.
EARTH.University.Costa.Rica.
Ekklesiyar.Yan’uwa.a.Nigeria.
Ethical.Tea.Partnership..
Federation.of.Community.Forestry.Users. Nepal
Friendship.
Hari.Welfare.Association.Office
Humanity.&.Inclusion..
Indus.Resource.Center
The.Nigeria.INGO.Forum
International.Development.Enterprises.(iDE)
International.Rescue.Committee.UK.(IRC)..
JAGO.NARI
Legal.Aid.Society
Mercy.Corps.
Nadha.Makers.Organization
National.Foundation.for.Development.and.

Humanitarian.Response.Nigeria.INGO.Forum

NEEM.Foundation
Norwegian.Refugee.Council..
Oxfam.GB.
Palestinian Agricultural Development Association.(PARC)
Pambansang.Koalisyon.ng.Kababaihan.sa. Kanayunan
Plan International UK
Practical Action
Rozan
Rise
Royal.Botanical.Gardens.Kew.
Sami.Foundation
Save.the.Children..
ShelterBox.UK.
Shine Women Empowerment Center
Somali.Women’s.Studies.Centre.
START.Network..
TIMRAN
West.African.Network.for.Peacebuilding. (Guinea.Office).
Women’s.Association.of.Tigray.
Working.Group.on.Women,.Youth,.Peace.and. Security.in.West.Africa.and.the.Sahel.
World.Vision.UK..
Yemen.Family.Care.Association

Nima (34) has 4 children: Maysam (10), Baisam (6), and Maysoun (4) and Cherif (6 months old). Cherif was born in Mile refugee Camp in Eastern Chad. They fled together from their hometown Al-Fashir in Darfur, Sudan, to Chad in June 2023.

CARE International UK: 91 Annual Report and Accounts 2024–25

Why CARE

Right now, across the world, conflict and extreme weather are on the rise. Women are often the first to pick up the pieces. To provide for their community. Yet women are the most likely to be in poverty and the least likely to be in power. Women are too often abused. Ignored. Exploited.

In a crisis, they can lose their health. Their homes. Their livelihoods. We refuse to accept this.

We believe women must be listened to and supported.

We believe everyone deserves to feel safe. To build a life. To shape a better future.

Women across the world are leading the fight to end poverty.

For their families. For their communities. For the planet.

It’s up to us to stand with them.

CARE International works with women in the world’s most challenging situations and has changed tens of millions of lives.

In more than 100 countries we ask women what’s needed, then our expert teams work with them to deliver it.

From food to housing to healthcare.

The impact is felt not just for a day, but for a lifetime.

We’ve seen decade after decade what happens when we listen to women.

Whole communities benefit. Our whole world benefits.

Let’s start with women, and together we’ll change millions of lives.

pods from her koko trees, Samoa.

CARE International UK 1.St.John’s.Lane London.EC1M.4AR

careinternational.org.uk Tel:.+44.(0).20.7091.6000

supportercare@careinternational.org

Contents

CEO and Chair welcome

Women around the world are in crisis.

About CARE International UK

Who we are

In FY25, CARE International UK reached

2023 – 2026 Strategy

From 2023 to 2026, we are:

Contribute to CARE’s work in over 120 countries to save lives, defeat poverty, and achieve social justice

Gaza Humanitarian Crisis

Sudan in crisis

Women standing in solidarity in Ukraine

Olha

Our impact towards the Sustainable Development Goals

Raise our profile and influence for change in the UK

Responding to the aid cuts

BEFORE THE AID CUTS: laying the foundations for progress

First steps for a feminist future

Tracking spend on gender equality

Commission on the Status of Women (CSW)

A new brand, a stronger voice

Support women to lead on the frontlines of crisis

Tackling violence against women and girls in Nigeria

Supporting women in shelter design and construction in Mozambique

Gender and climate action advocacy

Build equitable, sustainable partnerships with local organisations to deliver more impact for people facing poverty and crisis

GENRE+ in Mali

Preventing drought and hunger in Syria

Jamile’s story

Increase the diversity and sustainability of our income

Early Action Fund

Mercy

Fyffes: Partnership for Good

Donations in wills

People’s Postcode Lottery

Helping small business owners to harness their potential

Case study: Enyonam takes the next step towards building her family home

Case study: Jenelyn grows her farming business

Become an anti-racist, diverse, inclusive and equitable organisation

Values and feminist leadership principles

We earn trust and are

We use and share power responsibly and transparently

We care

accountable to one another

We create supportive spaces for collaboration

Listening to our colleagues

Navigating the impact of aid cuts

20252026

LOOKING FORWARD TO

FINANCIAL REVIEW

Income

Income

Expenditure

Reserves movements

Expenditure

Donor funding

Financial position

Going concern

Trading subsidiary

DIRECTORS’ REPORT

STRUCTURE,.GOVERNANCE.AND.MANAGEMENT

Legal structure

Statement of engagement with employees

Related organisations

Board of Trustees, Governing Committees and Senior Leadership Team

Statement of company’s business relationships with suppliers and other stakeholders

Statement of compliance with Section 172

• The achievement of the Charity’s objects and its strategic goals

• The likely consequences of any decision in the long-term

• The interests of the Charity’s employees

• The desirability of the Charity in maintaining a reputation for high standards of conduct

FUNDRAISING COMPLIANCE STATEMENT

PUBLIC BENEFIT STATEMENT

INTERNAL CONTROL ENVIRONMENT

Internal control

INTERNAL CONTROL ENVIRONMENT

Risk management and principal risks

INTERNAL CONTROL ENVIRONMENT

INTERNAL CONTROL ENVIRONMENT