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2025-09-30-accounts

PHOENIX COMMUNITY CENTRE ASSOCIATION

Charity Number: 291277

ANNUAL REPORT & FINANCIAL STATEMENTS

FOR THE YEAR ENDED

30TH SEPTEMBER 2025

Phoenix Community Centre Association Legal and Administration

Current Trustees:

Current Trustees: Ms E Edevbie Chair Mr O Behardien Trustee Mr D Dwyer Trustee Charity No: 291277 Principal Address: 66 Westow Street Upper Norwood London SE19 3AF Independent Examiner: Accounting Without Borders St Mary's Court The Broadway Amersham HP7 0UT United Kingdom Bankers: Barclays Bank Plc Leicester LE87 2BB Lloyds Bank 25 Gresham Street London EC2V 7HN Solicitors: Bennett Welch BankChambers Westow Hill Upper Norwood London SE19 1TY

Page:2

Phoenix Community Centre Association Trustees Report For the year ended 30th September 2025

The trustees present their report with financial statements of the charity for the year ended 30 September 2025. The trustees have adopted the provisions of the Statement of Recommended Practice (SORP) ‘Accounting and Reporting by Charities’

Governing Document

The charity is controlled by its governing document dated 27th September 1984 as amended 24th January 1985, and constitutes an unincorporated body.

Recruitment and Appointment of New Trustees

Trustees are appointed by eligible members of the committee at Annual General Meetings.

Organisational Structure

Principal positions are Chair, Secretary and Treasurer. The committee work as a team and duties are not specified due to the varied nature of community work.

Risk Management

The trustees have a duty to identify and review the risks to which the charity is exposed and to ensure appropriate controls are in place to provide reasonable assurance against fraud and error. Income is derived from hirers who are either long term clients under contract, or casual hirers who pay four weeks in advance, thus obviating default. All incoming invoices are scrutinised, and outgoing cheques countersigned.

OBJECTIVES AND ACTIVITIES

Objective and Aims

To promote the benefit of the inhabitants of principally the London Postal Districts of SE19 and the immediately surrounding postal districts, to wit, Thornton Heath, SE25, SE20, SE26, SE21 and SE27 by associating the local authorities, voluntary organisations and inhabitants in a common effort to advance education and to provide facilities in the interests of social welfare for recreation and leisuretime occupation with the objective of improving the conditions of life for the said inhabitants; to maintain and manage the Community Centre for activities promoted by the Association and its constituent bodies in furtherance of the above objectives.

The Association actively encourage people to instruct or engage in healthy lifestyles, both physically and mentally.

Significant Activities

The trustees have given due consideration to the Charity Commission’s published guidance on the public benefits requirement. The main activities undertaken for the public benefit during the financial year 2024 to 2025 include Councillors' Surgeries, Electoral polling station, Faith groups, Talks/Presentations/Fundraisers/AGMs'/Funerals (Wakes)/Parties/Consultations/Training courses/Workshops/Baby Showers/Meetings/Keep Fit, Bridge Club, Pilates, Alcoholics'/Narcotics' Anonymous (AA/NA), Musical instrument practice, Phoenix retrirement association, Crystal Palace Friends of Palestine, Art Therapy, Tai-Chi, Photography classes, Norwood Society.

FINANCIAL REVIEW

Reserves Policy

The Association holds two current accounts, with Barclays Bank being the primary account. A reserve of approximately £13,000 is held with Lloyds as contingency money to reimburse hirer’s deposits, caretakers’ salaries etc., in the event that the building may have to close for maintenance or emergency.

Page:3

Phoenix Community Centre Association Trustees Report For the year ended 30th September 2025

PUBLIC BENEFIT

We have referred to the Charity Commission’s general guidance on public benefit when reviewing our aims and objectives and planning our future activities. In particular the Trustees consider how planned activities will contribute to the aims and objectives of the charity and are confident that our activities during the past year have been for the public benefit.

STATEMENT OF TRUSTEES’ RESPONSIBILITIES

Law applicable to charities in England and Wales requires the Trustees to prepare financial statements for each financial year which give a true and fair view of the charity’s financial activities during the year and of its financial position at the end of the year. In preparing these financial statements the Trustees are required to

The Trustees are responsible for keeping proper accounting records which disclose with reasonable accuracy at any time the financial position of the charity and enable them to ensure that the financial statements comply with the Charities Act 2011. They are also responsible for safeguarding the assets of the charity and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

KEY CONTROLS USED BY THE CHARITY

The charity follows good practice guidelines appropriate to charities of its size. These include

Governance

Finance

Trustees are responsible to

Compliance with the law and regulations.

The trustees ensure up-to-date knowledge of charity requirements, employment laws and taxation requirements.

INDEPENDENT EXAMINER

Accounting Without Borders were appointed as the charity’s independent examiner during the year.

This report was approved by the Trustees on

ON BEHALF OF THE BOARD

……………………………………………

Mr D Dwyer Trustee

Page:4

Independent Examiner's Report to the trustees of Phoenix Community Centre Association

I report on the accounts of the Trust for the year ended 30 September 2025, which comprise the Statement of Financial Activities, the Balance Sheet and the related notes.

Respective responsibilities of Trustees and Examiner

The charity's trustees are responsible for the preparation of the accounts. The charity's trustees consider that an audit is not required for this year under section 144(2) of the Charities Act 2011 (the 2011 Act) and that an independent examination is needed.

It is my responsibility to:

Basis of independent examiner's report

My examination was carried out in accordance with the general directions given by the Charity Commission. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts, and seeking explanations from you as trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit and consequently no opinion is given as to whether the accounts present a 'true and fair view' and the report is limited to those matters set out in the statement below.

Independent Examiner’s Statement

In connection with my examination, no matter has come to my attention:-

have not been met; or

Manish Panjabi

Accounting Without Borders The Broadway Amersham HP7 0UT United Kingdom

Page:5

Phoenix Community Centre Association Statement of Financial Activities For the year ended 30th September 2025

Notes
Income and endowments from:
Donations and legacies
Other trading income
5
Investment income
6
Other income
Total income and endowments
Expenditure on:
Raising funds
Charitable activities
Provision of community facilities and services
Total expenditure
Net Income/ (Expenditure) before
gains and losses on investments
Net gains/(losses) on investments
Net Income/ (Expenditure) for the year
Net gains/(losses) on the revaluation
of fixed assests
Net movement in funds
Reconciliation of Funds
Fund balances brought forward at
1st October
Fund balances carried forward at
30th September
Unrestricted
Funds
£
-
61,193
233
12
61,439
16,300
36,607
52,907
Restricted
Funds
£
-
-
-
-
-
-
-
-
Total
30.09.25
£
-
61,193
233
12
61,439
16,300
36,607
52,907
8,532
-
8,532
-
8,532
86,368
94,900
Total
30.09.24
£
-
57,363
243
132
57,738
17,800
44,354
62,154
8,532
8,532
-
8,532
86,368
94,900
(4,416)
-
(4,416)
-
(4,416)
90,784
86,368

All transactions are derived from continuing activities.

All recognised gains and losses are included in the Statement of Financial Activities.

Page:6

Phoenix Community Centre Association Statement of Financial Activities For the year ended 30th September 2024

Notes
Income and endowments from:
Donations and legacies
Other trading income
5
Investment income
6
Other income
Total income and endowments
Expenditure on:
Raising funds
Charitable activities
Provision of community facilities and services
Total expenditure
Net Income/ (Expenditure) before
gains and losses on investments
Net gains/(losses) on investments
Net Income/ (Expenditure) for the year
Net gains/(losses) on the revaluation
of fixed assests
Net movement in funds
Reconciliation of Funds
Fund balances brought forward at
1st October
Fund balances carried forward at
30th September
Unrestricted
Funds
£
-
57,363
243
132
57,738
17,800
44,354
62,154
Restricted
Funds
£
-
-
-
-
-
-
-
-
Total
30.09.24
£
-
57,363
243
132
57,738
17,800
44,354
62,154
(4,416)
(4,416)
-
(4,416)
90,784
86,368
(4,416)
-
(4,416)
-
(4,416)
90,784
86,368

All transactions are derived from continuing activities.

All recognised gains and losses are included in the Statement of Financial Activities.

Page:7

Phoenix Community Centre Association Balance Sheet at 30th September 2025

Notes
Fixed Assets
Tangible assets
8
Current Assets
Debtors and prepayments
7
Cash at bank and in hand
Creditors: Amounts falling due
within one year
9
Net Current Assets
Net Assets
Funds
10
Restricted funds
Unrestricted Funds
General Funds
Fixed Assets Funds
30.09.25
£
-
95,195
95,195
(1,162)
30.09.25
30.09.24
£
£
867
88,340
88,340
(2,685)
94,033
94,900
-
94,033
867
94,900
30.09.24
£
713
85,655
86,368
-
85,655
713
86,368

Approved by the trustees on __ and signed on their behalf by:-

…………………………………………… Mr D Dwyer Trustee

Page:8

Phoenix Community Centre Association Statement of Cash Flow for the year ended 30 September 2025

Cash flows from operating activities
Net income per Statement of Financial Activities
Adjustments for:
Depreciation of property, plant and equipment
Dividends, interest and rents from investments
Other gains/losses
Decrease in trade and other receivables
Increase in trade and other payables
Net cash used in operating activities
Cash flows from investing activities
Dividends, interest and rents from investments
Net cash from investing activities
Net cash from financing activities
Net increase in cash and cash equivalents
Cash and cash equivalents at the beginning of the year
Cash and cash equivalents at the end of the year
Components of cash and cash equivalents
Cash and bank balances
2025
£
8,532
154
(308)
-
(1,523)
6,855
-
6,855
88,340
95,195
95,195
95,195
-
2024
£
(4,416)
274
2,968
(1,270)
(2,445)
-
(2,445)
90,785
88,340
88,340
88,340

Page:9

Phoenix Community Centre Association Notes to the Financial Statements For the year ended 30th September 2025

1 Accounting Policies

Basis of preparation of financial statements

The financial statements have been prepared in accordance with Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic if Ireland (FRS 102) - Charities SORP (FRS 102) (effective 1 January 2015) - the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) and the Charities Act 2011.

Change in basis of accounting or to previous accounts

There has been no change to the accounting policies (valuation rules and method of accounting) since last year and no changes have been made to accounts for previous years.

Going Concern

The charitable activities are entirely dependent on continuing grant aid and voluntary donations as well as trading revenues. As a consequence, the going concern basis is dependent on the future flow of these uncertain funding streams. Accordingly, the Trustees have obtained forecasts and, after reviewing the financial forecasts for future periods to 30 September 2026, the Trustees are satisfied that, at the time of approving the financial statements, it is appropriate to adopt the going concern basis in preparing the financial statements. Other than these matters, the Trustees are not aware of any material uncertainites about the charity's ability to continue as a going concern.

Fund accounting

Unrestricted funds comprise accumulated surpluses and deficits on general funds. They are available for use at the discretion of the Trustees in furtherance of the general charitable objectives.

Designated funds are amounts which the Executive Committee have decided at their discretion to set aside for use for a specific purpose.

Restricted funds are funds that are to be used in accordance with specific restrictions imposed by the donors or which have been raised by the charity for specific purpose. The cost of raising and administering such funds is charged against the specific fund.

Incoming recognition

Income represents the total income receivable during the year comprising grants, donations and gifts, merchandise and publications, and investment income. Income, whether from exchange or non exchange transactions, is recognised in the statement of financial activities (SOFA) on a receivable basis, when a transaction or other event results in an increase in the charity’s assets or a reduction in its liabilities and only when the charity has legal entitlement, the income is probable and can be measured reliably.

Income subject to terms and conditions which must be met before the charity is entitled to the resources is not recognised until the conditions have been met.

Donations, grants and gifts are recognised when receivable. In the event that a donation is subject to fulfilling performance conditions before the charity is entitled to the funds, the income is deferred and not recognised until it is probably that those conditions will be fulfilled in the reporting period.

Page:10

Phoenix Community Centre Association Notes to the Financial Statements For the year ended 30th September 2025

1 Accounting Policies (continued)

Resources expended

Expenditure is recognised once there is a legal or constructive obligation to make a payment to a third party, it is probably that a settlement is required and the amount of the obligation can be measured reliably. All expenditure is accounted for on an accruals basis. Expenditure includes VAT which cannot be fully recovered, and is reported as part of the expenditure to which it relates.

Costs of raising funds comprise the fundraising costs and publicity activities incurred seeking donations and grants for the charity and their associated support costs.

Charitable expenditure comprises those costs incurred by the charity in the delivery of its activity. It includes donations made to organisations and costs incurred in the operation of projects and programmes together with their associated support costs.

Support costs comprise those costs which are incurred directly in support of expenditure on the objects of the charity and include governance, premises, marketing and general office costs. Governance costs are those costs associated with meeting the constitutional and statutory requirements of the charity and include the audit fees and costs linked to the strategic management of the charity.

Tangible fixed assets and depreciation

Depreciation is calculated to write off the cost of fixed assets over their estimated useful lives using the following rates:

Plant and machinery 20% per annum on reducing balance Office equipment & fittings 33% per annum on reducing balance

Financial Instruments

Cash and cash equivalents

Cash and cash equivalents include cash at bank and in hand and short term deposits with a maturity date of three months or less.

Debtors and creditors

Debtors and creditors receivable or payable within one year of the reporting date are carried at their transaction price. Debtors and creditors that are receivable or payable in more than one year and not subject to a market rate of interest are measured at the represent value of the expected future receipts or payment discounted as a market rate of interest.

Critical accounting estimates and areas of judgement

In preparing financial statements it is necessary to make certain judgements, estimates and assumptions that affect the amounts recognised in the financial statements.

In preparing financial statements it is necessary to make certain judgements, estimates and assumptions that affect the amounts recognised in the financial statements.

Page:11

Phoenix Community Centre Association Notes to the Financial Statements For the year ended 30th September 2022

2
Net Movement in Funds
The net movement in funds is stated after charging:
Depreciation
Independent Examiner's fees
3
Employees and Staff Costs
In aggregate the number of full and part time persons
employed during the year was:
Staff members - Operations
Staff costs were as follows:
Salaries and wages
National insurance
Pension scheme
No employee received in excess of £60,000 during the year (2023-£nil).
30.09.25
£
365
1,080
30.09.25
Number
1
£
8,397
-
8,397
30.09.24
£
389
1,080
30.09.24
Number
1
£
9,153
-
9,153

4 Trustees Remuneration and Reimbursed Expenses

No members of the Executive Committee received remuneration for their services during the year (2023 - £nil). No member of the Executive Committee received any expenses during the year (2023 - £nil).

5
Other trading income
Hall rental
Photocopier & vending machine
6
Investment income
Bank Interest received
7
Debtors
Debtors and Prepayments
30.09.25
61,191
2
61,193
233
233
-
-
30.09.24
57,363
-
57,363
243
243
-

Page:12

Phoenix Community Centre Association Notes to the Financial Statements For the year ended 30th September 2025

8 Tangible Assets

8
Tangible Assets
Cost
At 1st October 2024
Additions
Disposals
At 30th September 2025
Depreciation
At 1st October 2024
Disposals
Charge for the year
At 30th September 2025
Net Book Value
At 30th September 2025
At 30th September 2024
9
Creditors: Amounts falling due
within one year
Trade creditors
Accruals and deferred income
Taxation and social security
10
Unrestricted Funds
General Funds
Fixed assets
Unrestricted Funds
Balance at
01st Oct.
2024
£
85,459
909
86,368
Plant
and
Machinery
£
22,743
-
22,743
22,424
64
22,488
255
319
(Deficit)/
Surplus
for the year
£
8,897
8,897
Office
Equipment
and Fittings
£
20,620
519
(1,089)
20,050
20,226
(1,089)
301
19,439
612
394
30.09.25
£
82
1,080
-
1,162
Transfers
£
(519)
519
-
Total
£
43,363
519
(1,089)
42,793
42,650
(1,089)
365
41,926
867
713
30.09.24
£
2,125
559
2,684
Utilised/
Realised
£
-
(365)
(365)
Balance at
30th Sep.
2025
£
93,837
1,063
94,900

The fixed asset fund represents the net book value of the fixed assets - excluding those reflected in the Restricted Funds.

11 Related Party Transactions

During the year the charity paid £34,134 (2024: £36,422) to Concordance, a business operated by the partner of a trustee, for cleaning and caretaking services. The trustee concerned did not participate in discussions or decisions relating to the arrangement. The trustees consider the services were provided on normal commercial terms and in the best interests of the charity.

Page:13

LETTER OF REPRESENTATION

Phoenix Community Centre Association 66 Westow Street Upper Norwood London SE19 AF

Accounting Without Borders Ltd St Mary's Court The Broadway Amersham HP7 0UT

Dear Sirs,

We confirm to the best of our knowledge and belief the following representations given to you in connection with your independent examination of organisation’s financial statements for the year ended 30 September 2025. We confirm that they are made on the basis of enquiries of management and staff with relevant knowledge and experience (and, where appropriate, of inspection of supporting documentation) sufficient to satisfy ourselves that we can properly make each of the following representations to you.

General

Information Provided

Assets and Liabilities

Transactions Involving Trustees and Connected Persons

We confirm that all transactions with related parties have been declared in accordance with the requirements of the Charity SORP. We further confirm that, although expenditure with a connected person exceeded 50% of the charity’s total annual expenditure, these transactions were necessary for the effective operation and delivery of the charity’s activities. Full details of these transactions have been transparently disclosed in the financial statements..

Fraud

Contingent Liabilities

18) Provision has been made where a material loss is expected to result from any litigation or claim

against the charitable company. Other contingent liabilities at the balance sheet date, none of which are expected to result in a material loss to the charitable company or in commitments which it cannot meet, have been disclosed in the financial statements.

Going Concern & Future Cash Requirements

Post Balance Sheet Events

Data Protection Act

Laws and regulations

Yours faithfully

For and on behalf of Management

......................................... ........................................ Trustee Date