## **Trustees’ Annual Report for the period** ## **From 1 August 2024 To 31 July 2025** ## **Charity name: Saffron Walden u3a** ## **Charity registration number: 290670** ## **Objectives and Activities** ||SORP reference|| |---|---|---| |Summary of the purposes of
the charity as set out in its
governing document|Para 1.17|**To offer the opportunity of further**
**education and participation in leisure**
**activities to retired or semi-retired**
**people, regardless of ability and to the**
**exclusion of no one.**| |Summary of the main
activities in relation to those
purposes for the public
benefit, in particular, the
activities, projects or
services identified in the
accounts.|Para 1.17 and
1.19|**The main activities include classes**
**which provide education, physical**
**instruction and recreational activities.**
**These, and our regular Open Meetings,**
**also provide opportunities for social**
**inclusion which benefit the health and**
**welfare of our members.**
**Our performing groups (e.g. ukulele**
**group) give benefit and pleasure to**
**many members of the public receiving**
**care.**| |Statement confirming
whether the trustees have
had regard to the guidance
issued by the Charity
Commission on public
benefit|Para 1.18|**In planning our many activities, the**
**trustees always follow the Charity**
**Commission’s guidance with regard to**
**benefit to our members and the public.**| ## **Additional information (optional)** You may choose to include further statements where relevant about: SORP reference Para 1.38 Policy on grant making Para 1.38 Policy on social investment including program related investment Para 1.38 Contribution made by volunteers Other ## **Achievements and Performance** ||SORP reference|| |---|---|---| |Summary of the main
achievements of the charity,
identifying the difference the
charity’s work has made to
the circumstances of its
beneficiaries and any wider
benefits to society as a
whole.|Para 1.20|**The current year has seen more new**
**groups started giving us a total of 45**
**different groups and counting, many of**
**our groups have more than one class**
**proving how popular they are.**
**Our monthly Committee Meetings are**
**always geared towards the benefit of**
**our members, and our monthly Open**
**Meetings have seen record attendances.**
**The diverse and interesting talks have**
**benefitted our members, who have also**
**enjoyed the social inclusion.**
**We have initiated other events, e.g. two**
**Christmas buffets and a quiz, which**
**which were both very well attended and**
**were successful social occasions**
**benefitting our many members.**
**This year’s membership increased to**
**809.**| ## **Additional information (optional)** You may choose to include further statements where relevant about: |Achievements against
objectives set|Para 1.41|| |---|---|---| |Performance of fundraising
activities against objectives
set|Para 1.41|| |Investment performance
against objectives|Para 1.41|| |Other||| ## **Financial Review** |**Financial Review**||| |---|---|---| |Review of the charity’s
financial position at the end
of the period|Para 1.21|**At the end of the period, 31 July 2024, a**
**total of £18,722 is held. This includes a**
**sum of approx. £2177 of member’s**
**money received for payment of classes**
**and trips that would carry over onto the**
**next financial year. It also includes**
**£3067 of member payments via PayPal**
**or BACS which are payments for the**
**next financial year.**| |Statement explaining the
policy for holding reserves
stating why they are held|Para 1.22|**We hold reserves at a local Building**
**Society in order to meet any unforeseen**
**expenditure that may occur. These are**
**unrestricted funds.**| |Amount of reserves held|Para 1.22|**£6320**| |Reasons for holding zero
reserves|Para 1.22|| |Details of fund materially in
deficit|Para 1.24|| |Explanation of any
uncertainties about the
charity continuing as a going
concern|Para 1.23|| ## **Additional information (optional)** ## You may choose to include further statements where relevant about: |The charity’s principal
sources of funds (including
any fundraising)|Para 1.47|**The main source of income is through**
**membership subscriptions and the**
**claiming of Gift Aid.**
**Expenditure supports the key objectives**
**of providing locations for some of our**
**groups and speakers for the monthly**
**Open Meetings, together with**
**supporting administration expenses. All**
**classes/groups are self-financing.**| |---|---|---| |Investment policy and
objectives including any
social investment policy
adopted|Para 1.46|| |A description of the principal
risks facing the charity|Para 1.46|| |Other||| ## **Structure, Governance and Management** |Description of charity’s
trusts:||| |---|---|---| |Type of governing document
(trust deed, royal charter)|Para 1.25|**Constitution adopted 21 September**
**2020**| |How is the charity
constituted?
(e.g unincorporated
association, CIO)|Para 1.25|**Unincorporated members association**| |Trustee selection methods
including details of any
constitutional provisions e.g.
election to post or name of
any person or body entitled
to appoint one or more
trustees|Para 1.25|**Trustees appointed annually at the**
**Annual General Meeting**| ## **Additional information (optional)** You may choose to include further statements where relevant about: |Policies and procedures
adopted for the induction
and training of trustees|Para 1.51|**A new trustee shadows an existing**
**trustee as an induction and training. We**
**are currently in the procedure of**
**reviewing this with a view to possibly**
**creating a more robust procedure.**| |---|---|---| |The charity’s organisational
structure and any wider
network with which the
charity works|Para 1.51|**All Trustees give their time voluntarily**
**and receive no remuneration or other**
**benefits.**| |Relationship with any
related parties|Para 1.51|**Member of the Third Age Trust**| |Other||| ## **Reference and Administrative details** |Charity name|Saffron Walden u3a| |---|---| |Other name the charity uses|| |Registered charity number|290670| |Charity’s principal address|14 GREENWAYS
SAFFRON WALDEN
ESSEX CB11 3EZ| ||| **Names of the charity trustees who manage the charity** |1
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20|**Trustee name**|**Office (if any)**|**Dates acted if not for whole**
**year**|**Name of person (or body) entitled**
**to appoint trustee(if any)**| |---|---|---|---|---| ||James Dwyer|Chairman|Wholeyear|| ||Mary Curtis|Vice Chairman and
Activities Organiser|Whole year|| ||Stephen
Messenger|Treasurer|Whole year|| ||John Trueman|Membership
Secretary|Whole year|| ||Sue Matthews|Special Events|Wholeyear|| ||Susan Brown|Secretary and
Venues Organiser|Whole year|| ||Elaine Bewick|Open Meetings and
Speakers|Whole Year|| |||||| |||||| |||||| |||||| |||||| |||||| |||||| |||||| |||||| |||||| |||||| |||||| |||||| ## – Corporate trustees names of the directors at the date the report was approved ## **Director name** Name of trustees holding title to property belonging to the charity **Trustee name Dates acted if not for whole year** ## **Funds held as custodian trustees on behalf of others** Description of the assets held in this capacity Name and objects of the charity on whose behalf the assets are held and how this falls within the custodian charity’s objects Details of arrangements for safe custody and segregation of such assets from the charity’s own assets ## **Additional information (optional)** ## **Names and addresses of advisers (Optional information)** |**Type of**|**Name**|**Address**| |---|---|---| |**adviser**||| **Name of chief executive or names of senior staff members (Optional information)** ## **Exemptions from disclosure** Reason for non-disclosure of key personnel details ## **Other optional information** ## **Declarations** **The trustees declare that they have approved the trustees’ report above.** **Signed on behalf of the charity’s trustees** |**Signature(s)**
**Full name(s)**
**Position (eg Secretary,**
**Chair, etc)**
**Date**||| |---|---|---| ||JAMES DWYER|MARY CURTIS| ||
CHAIRMAN|VICE CHAIRMAN| |||| |||| u3a Saffron Walden Regksleied Charity Number 290870 ACCOUNTS FOR YEAR ENDED 31ST JULY 2025 RECEIPTS AND PAYMENTS ACCOUNT 2(J24-25 2023.24 Brou Bank Account Bulldlng So¢l¢ty *£counl T&T Account PtyP•l Futurn YoarP•yntr•nts Cagh In Htynd IT&TI rwa £ 4.905.39 £ 6.09231 £4.31727 £ 1.927AY £ 3441,81 £ 6.092.31 £ 3.337.74 £ 1,456.71 £0.00 £1407&58 7.24Z84 cel t• 2023- Bullding Sodoty Intom6t+Yr•Th•l Clbs1 Fw¥ £227.43 TOWOS £ 13215.18 Glft Ald £ 996.61 SubA¢rfptl¢n8 Ilncludlng P•yp•l £ 11,875.89 SubicYlptlonB 2&26 E 480.rJ) £t,046.00 fot•lCw*wt £ 42,971.00 £ U.40 Totol £0.00 £ 14.110,61 £ 784.19 £9.684￿8 É 2a2.$0 £1,321.20 £UI83.18 £ 29￿07.00 £O.Ql £29.SQ7.00 £0.00 .: £OMg0.1 £27.8IZ Tho•trè & Trav T&T R•fund• TaT Caih £42,989.40 P4yp•l Class Expon8e6 Adrnln & 8Jndry Expgn8•• Proloclor Pu¥ch••• Thuir• & Trnvel r&Y Rolunds &T Co¥h £13,825.07 £13,606.77 Includ•8 noo ￿nI￿r•r10 as £49&10 £ai,827, £41,315.87 £ 86%08 fotsirr £11.551.83 £14187.78 £0.00 £2•.￿￿•1 £ 28￿87.82 £439.65 £28,52T.47 £0.00 £SI247A&: £42.180.90 P8yp•l" Paypal R8ctlpts Paypal. tr•n81orto ¢uryont £ 5.028.39 Paypwl. Commhllon & R•fvndi £170.32 £3.695.00 £ 3.108.18 £115.66 Balanc8s CarTl8d Forwa Bank A¢count Buildlno Society k¢otsnt r&T account P*yPal Futurn Ye•rP4wI T&T C4gh £ 4,69 16,319.741 £ 5.125.72 £ 1586S2 £4.905.39 £ 6,052.31 £4.317.27 £ 1,927A7 .00 .U7 Jam95 Dwyor Chalrnian stwo Me$8ongOT Tigasurnr LL-c-¥ u3a Saffron Walden Reg151ered Chaiity Number 29x70 ADMINISTRATION AND SUNDRY EXPENSES Balances as at 31 JULY 2025 R•ceipts £000 £000 £000 £0.00 £000 £0.00 £000 £0.00 £000 £000 £25 00 £000 Payments £0.00 £791 £793 00 £OOD £40145 £460.50 £496 10 £50 00 £180 80 £10900 £1,261 96 £18 00 £3Jf3 40 £26 10 £98.21 £000 £2.360 00 £3,208 00 £25 00 £2,245 75 £50 00 £1220.00 Bal•nc• Totsl 2023-24 -£20 00 -£58 75 -£767 00 £000 -£496.30 -£584 05 £0.00 -£58.50 -£86 40 £0.00 -£1.510.41 £000 -£330 00 -£336 10 -£12151 £35.00 -E2.362 28 3,036 00 -£20 00 -£1,945.50 -£28 78 .£200 00 Advertisin AGM £0.00 -£7 91 -£793 00 £000 -£40145 460 SO 4496 10 5000 .£160 80 -£109 00 -£1,236 96 .£1800 -£353 40 -£26 10 -£98 21 £000 -£2.360 00 .£3.208 00 -£25 00 -£2.245 75 -£50 00 -£200 00 Beaco Chojrsumrner Concert Committee Grou Leader Lunch ment GIFTS Member Cards and Farrns Newslett8r n Meelin PAT Testin PO 80X PoslB Raffles Other Incorne TAM Mè aline TAT Membershi ucr and E3$ex Assc £000 £000 £000 £000 £0.00 £000 £000 £000 £1,020 00 £000 Vvebsila XMAS 24 Hn(125 de Hall HI￿ Shortfall £000 £000 -£24.00 40th Birthda Tolal. Ex endlture Mernb8rshi and Gift Grand Total £000 £1.04S.00 £12.872 50 £13,917.50 £557 69 £13.902.87 £OOD £13.902.87 4557 69 12,857.87 £12.872 50 £14.63 £0.00 -£11,948.58 £10,468 87 -£1,479.71 ## ## ## ## u3a Clbll )AF