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2022-10-31-accounts

REGISTERED CHARITY NUMBER: 289866

REPORT OF THE TRUSTEES AND FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 OCTOBER 2022 FOR

PROVINCIAL GRAND LODGE OF WEST KENT CHARITY FUND

Stones Accountancy Ltd Chartered Accountants

5 North Court Armstrong Road Maidstone Kent ME15 6JZ

PROVINCIAL GRAND LODGE OF WEST KENT CHARITY FUND

CONTENTS OF THE FINANCIAL STATEMENTS For The Year Ended 31 October 2022

Page
Report of the Trustees 1 to 3
Independent Examiner's Report 4
Statement of Financial Actvites 5
Balance Sheet 6
Notes to the Financial Statements 7 to 10
Detailed Statement of Financial Actvites 11

PROVINCIAL GRAND LODGE OF WEST KENT CHARITY FUND

REPORT OF THE TRUSTEES

For The Year Ended 31 October 2022

The Trustees present their report with the financial statements of the Charity for the year ended 31 October 2022.

REFERENCE AND ADMINISTRATIVE DETAILS Registered Charity number

289866

Principal address

Oakley House Bromley Common Bromley Kent BR2 8HA

Trustees

M S Vos Trustee R C Grove Trustee P B Woodman Trustee A P L Fermor Trustee P Sawyer Ex Officio – Provincial Grand TreasurerGrand Treasurer Independent examiner Stones Accountancy Ltd Chartered Accountants 5 North Court Armstrong Road Maidstone Kent ME15 6JZ

Investment Advisers

Quilter Cheviot Asset Management Limited One Kingsway London WC2B 6AN

STRUCTURE, GOVERNANCE AND MANAGEMENT

Governing document

The Provincial Grand Lodge of West Kent Charity Fund is constituted by Trust Deed.

Recruitment and appointment of new Trustees

The appointment of Trustees is governed by the Trust Deed of the Charity.

Induction and training of new Trustees

The Board of Trustees keeps the skill requirements for the Trustee Body under review. Training expenses are provided for new Trustees together with an induction pack comprising a copy of the governing Trust Deed, a copy of last year's annual report and accounts, copies of board minutes and a copy of the Charity Commission's guidance - "The Essential Trustee"

Organisational structure

The day-to-day management of the Charity is vested in the Provincial Grand Charity Committee appointed in accordance with the Trust Deed

Page 1

PROVINCIAL GRAND LODGE OF WEST KENT CHARITY FUND REPORT OF THE TRUSTEES For The Year Ended 31 October 2022

STRUCTURE, GOVERNANCE AND MANAGEMENT Charity Committee

Steve Rozier (Chair), David Stock, Tim Perrin, Wally Freeman, Kieron Lockyer, Martin Eggleton, Eric Lewis, Alan Short (Secretary), Peter Sawyer (Provincial Grand Treasurer)

Risk management

The Trustees have a duty to identify and review the risks to which the Charity is exposed and to ensure appropriate controls are in place to provide reasonable assurance against fraud and error. The Trustees have examined the major strategic, business and operational risks which the Charity faces and confirm that the systems have been established to enable regular reports to be produced so that the necessary steps can be taken to lessen these risks.

OBJECTIVES AND ACTIVITIES

Objectives and aims

The objectives of the Trust are to provide grants to any Masonic or other Charity and to deserving cases in the Province and the local community. The policy of the Charity Fund is to continue to raise funds necessary to enable it to meet its objectives.

Grant making policies

The Charity Committee has power to make grants to any Masonic or other Charity and to deserving cases in the Province. The total grants to any one recipient shall not normally exceed £10,000 in any twelve months and such grants shall be approved at the next meeting of Provincial Grand Lodge.

ACHIEVEMENT AND PERFORMANCE

Charitable activities

Investment income of £43,384 was received from assets managed by Quilter Cheviot and bank deposit interest, together with £11,046 from per capita donations, honours and voluntary donations. In addition, a legacy amount of £83,500 was received from the Estate of a very generous West Kent Mason. From these monies appropriate charitable donations totalling £43,366, were made to very worthy non-Masonic charities.

Investment performance

During the fiscal year world markets declined due mainly to the effects resulting from Russia’s invasion of Ukraine, so the portfolio of assets suffered with a negative annual performance of -14.20, against a benchmark of -11.10. Our investment strategy is medium risk, with the aim to achieve capital growth, as well as significant income to meet our charitable donations. In uncertain times negative performance will occur, however our portfolio is invested for the long term, so we have no doubt that a recovery will take place when a more stable environment returns. In the meantime, the annual yield from assets held achieved 3.35%. The Trustees are conscious of the current world markets situation and the detrimental effects on the portfolio, so a forthcoming meeting is scheduled with the investment managers, at which time the situation will be fully discussed.

FINANCIAL REVIEW

Reserves policy

It is the policy of the Charity to maintain funds at a level to be able to respond to appropriate applications, which arise from time to time. The Charity also aims to maintain approximately £1 million in an investment portfolio in order to provide sufficient annual income to enable it to make charitable grants to public charities and community projects and to support appeals for funds following any emergency, which may occur in the local or wider community.

Investment policy and objectives

The investment portfolio is managed by Quilter Cheviot Investment Managers with the aim of generating sustainable income that will support donations made.

Page 2

PROVINCIAL GRAND LODGE OF WEST KENT CHARITY FUND REPORT OF THE TRUSTEES

For The Year Ended 31 October 2022

Statement of Trustees' Responsibilities

The Trustees are responsible for preparing the Trustees' report and the financial statements in accordance with the United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice) and applicable law and regulations.

The law applicable to charities requires the Trustees to prepare financial statements for each financial year which give a true and fair view of the state of affairs of the Charity and of the incoming resources and application of resources of the Charity for that period. In preparing these financial statements, the Trustees are required to:

The Trustees are responsible for keeping proper accounting records that disclose with reasonable accuracy at any time the financial position of the Charity and enable them to ensure that the financial statements comply with the Charities Act 2011, the applicable Charities (Accounts and Reports) Regulations, and the provisions of the constitution. The Trustees are also responsible for safeguarding the assets of the Charity and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

The annual report was approved by the Trustees of the Charity on 3[rd] February 2023 and signed on its behalf by:

.............................................................

P Sawyer – Provincial Grand Treasurer

Page 3

INDEPENDENT EXAMINER'S REPORT TO THE TRUSTEES OF PROVINCIAL GRAND LODGE OF WEST KENT

CHARITY FUND

I report on the accounts for the year ended 31 October 2022 set out on pages five to ten.

Respective responsibilities of Trustees and Examiner

The Charity's Trustees are responsible for the preparation of the accounts. The Charity's Trustees consider that an audit is not required for this year (under Section 144(2) of the Charities Act 2011 (the 2011 Act)) and that an independent examination is required.

It is my responsibility to:

Basis of the independent examiner's report

My examination was carried out in accordance with the General Directions given by the Charity Commission. An examination includes a review of the accounting records kept by the Charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts and seeking explanations from you as Trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit, and consequently no opinion is given as to whether the accounts present a 'true and fair view ' and the report is limited to those matters set out in the statements below.

Independent examiner's statement

In connection with my examination, no matter has come to my attention:

have not been met; or

Peter O'Donnell FCA Stones Accountancy Ltd Chartered Accountants 5 North Court Armstrong Road Maidstone Kent ME15 6JZ

Date: 3rd February 2023

Page 4

PROVINCIAL GRAND LODGE OF WEST KENT CHARITY FUND

STATEMENT OF FINANCIAL ACTIVITIES For The Year Ended 31 October 2022

Notes
INCOMING RESOURCES
Incoming resources from generated funds
Voluntary income
2
Investment income
3
Total incoming resources
RESOURCES EXPENDED
Costs of generatng funds
Investment Management costs
4
Charitable actvites
Other Charitable Donatons
West Kent Emergency fnd grants
Governance costs
5
Total resources expended
NET INCOMING/(OUTGOING) RESOURCES
Realised gains/(losses) on fxed asset investments
Net income/(expenditure)
31.10.22
£
94,546
43,384
137,930
9,036
43,366
-
1,404
53,806
84,124
79,505
163,629
31.10.21
£
9,860
40,816
50,676
9,066
37,034
17,900
1,335
65,335
(14,659)
62,108
47,449

Unrealised gains/losses on investment assets

(272,506) 177,681

Net movement in funds

(108,877) 225,130

RECONCILIATION OF FUNDS

Total funds brought forward

The notes form part of these financial statements

1,510,356 1,285,226

Page 5

1,401,479 1,510,356

TOTAL FUNDS CARRIED FORWARD

The notes form part of these financial statements

Page 5

PROVINCIAL GRAND LODGE OF WEST KENT CHARITY FUND

BALANCE SHEET At 31 October 2022

FIXED ASSETS Investments

31.10.22 31.10.21 Notes £ £ 8 1,196,196 1,398,227

CURRENT ASSETS

Debtors

18,146 11,905 Grand Charity Relief Chest 9

61,048 55,781 Cash at bank and in hand

127,289 51,540

206,483 119,226

CREDITORS

Amounts falling due within one year 10

1,200 7,097

The notes form part of these financial statements

Page 6

NET CURRENT ASSETS

205,283 112,129

TOTAL NET ASSET

1,401,479 1,510,356

The notes form part of these financial statements

Page 6

TOTAL FUNDS 11

1,401,479

1,510,356

The financial statements were approved by the Board of Trustees on 3[rd] February 2023 and were signed on its behalf by:

.............................................

R C Grove - Trustee

.............................................

P B Woodman - Trustee

The notes form part of these financial statements

Page 6

PROVINCIAL GRAND LODGE OF WEST KENT CHARITY FUND

NOTES TO THE FINANCIAL STATEMENTS For The Year Ended 31 October 2022

1. ACCOUNTING POLICIES

Statement of compliance

The financial statements have been prepared in accordance with Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2015) - (Charities SORP (FRS 102)), the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) and the Charities Act 2011.

Basis of preparation

Provincial Grand Lodge of West Kent meets the definition of a public benefit entity under FRS 102. Assets and liabilities are initially recognised at historical cost or transaction value unless otherwise stated in the relevant accounting policy notes.

Exemption from preparing a cash flow statement

The Charity opted to early adopt Bulletin 1 published on 2 February 2016 and have therefore not included a cash flow statement in these financial statements.

Going concern

The Trustees consider that there are no material uncertainties about the Charity's ability to continue as a going concern.

Incoming resources

All incoming resources are included on the Statement of Financial Activities when the Charity is legally entitled to the income and the amount can be quantified with reasonable accuracy.

Resources Expended

Expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all costs related to the category. Where costs cannot be directly attributed to particular headings, they have been allocated to activities on a basis consistent with the use of resources.

Grants offered subject to conditions which have not been met at the year-end date are noted as a commitment but not accrued as expenditure.

Stock

Stock is valued at the lower of cost and estimated selling price less costs to complete and sell, after due regard for obsolete and slow-moving stocks. Cost is determined using the first-in, first-out (FIFO).

Taxation

The Charity is considered to pass the tests set out in Paragraph 1 Schedule 6 of the Finance Act 2010 and therefore it meets the definition of a charitable company for UK corporation tax purposes. Accordingly, the Charity is potentially exempt from taxation in respect of income or capital gains received within categories covered by Chapter 3 Part 11 of the Corporation Tax Act 2010 or Section 256 of the Taxation of Chargeable Gains Act 1992, to the extent that such income or gains are applied exclusively to charitable purposes.

Page 7

PROVINCIAL GRAND LODGE OF WEST KENT CHARITY FUND

NOTES TO THE FINANCIAL STATEMENTS - CONTINUED For The Year Ended 31 October 2022

2. VOLUNTARY INCOME

2. VOLUNTARY INCOME
31.10.22 31.10.21
£ £
Donatons and legacies 84,730 -
Per Capita Contributons 9,816 9,860
94,546 9,860
3. INVESTMENT INCOME
31.10.22 31.10.21
£ £
Dividend Received 43,196 40,795
Deposit account interest 30 3
Other Interest Receivable 158 18
43,384 40,816
4. INVESTMENT MANAGEMENT COSTS
31.10.22 31.10.21
£ £
Support costs 9,036 9,066
5. GOVERNANCE COSTS
31.10.22 31.10.21
£ £
Independent Examiner’s fee 1,404 1,335
1,404 1,335

Page 8

PROVINCIAL GRAND LODGE OF WEST KENT CHARITY FUND

NOTES TO THE FINANCIAL STATEMENTS - CONTINUED For The Year Ended 31 October 2022

6. Taxation

The Charity is a registered charity and is therefore exempt from taxation.

7. TRUSTEES' REMUNERATION AND BENEFITS

There were no Trustees' remuneration or other benefits for the year ended 31 October 2022 nor for the year ended 31 October 2021.

Trustees' expenses

There were no Trustees' expenses paid for the year ended 31 October 2022 nor for the year ended 31 October 2021.

8. FIXED ASSET INVESTMENTS

FIXED ASSET INVESTMENTS
Listed
investments
£
MARKET VALUE
At 1 November 2021 1,398,227
Additons 329,693
Disposals (259,216)
Revaluatons (272,508)
At 31 October 2022 1,196,196
NET BOOK VALUE
At 31 October 2022 1,196,196
At 31 October 2021 1,398,227

There were no investment assets outside the UK.

Page 9

PROVINCIAL GRAND LODGE OF WEST KENT CHARITY FUND

NOTES TO THE FINANCIAL STATEMENTS - CONTINUED For The Year Ended 31 October 2022

9. GRAND CHARITY RELIEF CHEST

During the year, donations to the Provincial Grand Charity Relief Chest were made and expended as follows:-

31.10.22
Opening balance
55,781
Receipts:
Annual Festval
2,026
Prostate Initatve
2,642
Gif Aid
419
5,087
Donatons:
West Kent Emergency Fund
-
-
Interest received:
180
Closing balance
61,048
31.10.21
54,352
-
2,411
-
2,411
(1,000)
(1,000)
18
55,781

10.

CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

31.10.22 31.10.21

£ £

Other creditors

1,200 7,097

11.

Page 10

MOVEMENT IN FUNDS

Balance
Net movement Balance
01.11.21 in funds 31.10.22
£ £ £
Total funds
General fund 1,510,356 (180,681) 1,329,675
Legacy fund - 71,804 71,804
TOTAL FUNDS 1,510,356 (108,877) 1,401,479

Page 10

PROVINCIAL GRAND LODGE OF WEST KENT CHARITY FUND

DETAILED STATEMENT OF FINANCIAL ACTIVITIES
For The Year Ended 31
October
2022
INCOMING RESOURCES
Voluntary income
Legacies received
Donatons
Craf Honours
Per Capita Contributons
Investment income
Dividend Received
Deposit account interest
Other Interest Receivable
Total incoming resources
RESOURCES EXPENDED
Charitable actvites
Wheelchair Maintenance
Community Fund Grants
PGM's Discretonary Grants
Almoners Fund Grants
Prostate Cancer initatve
Other Provincial Grants
West Kent Emergency fund grants
Other donatons
Annual Masonic Donatons
Independent Examiners Fee
Investment Management Costs
Total resources expended
Net income/(expenditure) before gains / losses
Realised Gains/(Losses) on Investments
Unrealised Gains/(losses) on Investments
Net movement in Funds
Funds brought forward
Funds carried forward
31.10.22
£
83,500
130
1,100
9,816
94,546
43,196
30
158
43,384
137,930
181
12,939
-
2,132
4,245
12,173
-
11,696
-
43,366
1,404
9,036
53,806
84,124
79,505
(272,506)
(108,877)
1,510,356
1,401,479
31.10.21
£
-
-
-
9,860
9,860
40,795
3
18
40,816
50,676
-
8,692
-
750
3,950
17,250
17,900
6,392
-
54,934
1,335
9,066
65,335
(14,659)
62,108
177,681
225,130
1,285,226
1,510,356

This page does not form part of the statutory financial statements

Page 11