Redbridge Panjabi Sabhiacharik (Cultural)Sabha Panjabi Centre 293-297 Ley Street Ilford, IG14BN Tel: 0208 478 4962 www. an 'abicentre.or Email: an abicentre hotmail.co.uk Registered Charity: No 289611 198Y Presldent: Gurmej Singh Sandhu Gen. Secretsry: Dr. Ja8want Slngh Treasurer: Gurdlp Slngh General Secretar 'sRe ort AGM Se tember2025 Venue Redbridge P bhi tr Ilford.Es&ex_IG14BN Dat 21st September 2025 The purpose of this report is to give brief overview of the dealings of Panjabi Centre during the last two years from September 2023 to September 2025 which covers the current term for the existing Executive Committee. Ladies and Gentlemen, the Executive Committee runs its offici81 affairs with full cooperation and thegovernance of itsTrustees MrGurdeep Singh Hundal, Mr Harbhajan Singh Maan, Mr Karnailsingh Narwal, Mrsatnam Singh Sohi and Mr Gurmailsingh Maan. The Executive Committee conducts regular monthly meetings in line with the Charity Commissions, directives. Duringthe period oftwo years of its term, 20 monthly meetings were Gonducted including one special meeting. There were no meetings conducted during the four months period of refurbishment of Panjabi Centre. The meetings are duly minuted and signed by the Presiding Officer (usually the President). The absentees and the attendees are duly recorded. During the past two years, various challenges were faced. For example, the logistic challenges of refurbishment of Panj8bi Centre were faced over the time, tackled tactfully by the executive committee and the result is an excellent new look that you can all see, thanks to the untiring hard work of the members of the executive committee. With the new ceiling, new floor. new AC and Sound system, new kitchen and new washrooms, the hall looks very inviting and soothing to the eyes with the new paint on the walls. There are still some problems that need further attention. l am sure that the future executive committee will be taking care of that. Suggestions from the respected members regarding any area of improvement will be welcomed. Ladies and Gentlemen, any problems and are8s of improvements were carefully followed and appropriate actions taken from time to time. The Finances of the Panjabi Centre are very rigorously guarded by our Treasu rer and by the collective efforts of the Executive Committee members. The copies of the audited copies of the accounts for the year ended 31 Sl March 2025 are available on demand.
Panjabi Centre recognises that our regular incomeldonations do not negatively impact on the reputation, best praotices or legal requi rements of the Charity Commission. Therefore, donations and our regular incomes are actively monitored to make sure that they are legally obtained and that there are no Gonflicts of int8rests. Throughout the year, Panjabi Centre provides vital services to the community at large to keep up with our reputation as a'community Centre,. Vle also endeavourto drive longterm changes for the future generation. For forty years, Panjabi Centre has brought love, care, hope and happiness to members ofourcommunity providingthem a place where theyfeel a sense of belonging. Finally. my heartfelt gratitude goes to the members of the Executive Committee members who contributed to the day to day running of Panjabi Centre. Their contribution made a positive impact on the community engagement. My gratitude also goes to the various volunteers and well-wishers. Many thanks to the Administrators of the various social groups who get together at P8njabi Centre f rom Monday to Friday. Please suggest areas of improvements, if any. join in by volunteering or simply join the executive committee if you can J/ T4s u/4/to r S </V ¢ // iABHIACHARII< (Cult, 293-297 LEY SI-REL-I ILFORD, Essox IG148N. T81: 020 8478 4962
CHARITY REGisfERED NUMBER: 289611 REDBRWGE PANJABI SABHIACHARIK SABHA DIRECTOR'S REPORT AND UNAUDITID FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2025 SOI<HI & ASSOCIATES LTD CHARTERED CERTIFIED ACCOUNTANTS 86B ALJIERT IIOAD ILFORD ESSEX IGI IHR
REI DBRIDGE PANJABI SABHIACHARIIC SABHA cOLPArV INFORMATION Registered olee. Panjabi Centre 293-297 Ley Street Ilfoi'd IGI 4BN A¢eollntant8: Sokhi & Associates Ltd Chartered Certified Accountants 86B Albeit Road Ilfoi'd Essex IGI IHR
REDBRIDGE PANJABI SABHIACHARIK SABHA REPORTS AND FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2025 CONTENTS Page Trusl¢¢s' report Charity - Examiners i'eport Statement of financial activities Balance sheet Not¢s Income & Expenditure Accouiit
REDBIUDGE PANJABI SABHIACHARIK SABHA REPORT OF THE TRUSTEES FOR THE YEAR EI NDED 31 MARCH 2025 RESPONSIBILITIES OF THE TRUSTEES The Trustees are SpoIl$1ble for pi'epai'ii)g the Trustees Annlial Rcport and Ilie fiiiancial statements in accordai)ce with applicable law and Uiiited Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Praelice). The law requires the Boai'd to prepare financial stateinents that give a true and fail. view of the slate of affait3 of the charity at the end of the finaiicial year and of its suiplus or deficit for the fii)ancial yeai.. In doing so tlie Management Cominittee ig requii'ed to= select suitable accounting policies ai)d apply them consistently. obseive Ilie Inethods and pi'inciples in Charities SORP. ake judgments and estiiiiales tliat arc reasoi)abl¢ and prudent. prepar¢ th¢ financial slateinents on a going coiicern basis unless It is inappiDPI'iate to presume tliat the chai'ity will conlii)ue in existcnce. The Trustees are responsible for keeping proper accounting i'e¢ords which disclose with reasoi)able accui'acy at aiiy time the financial position of the cliarily and enables Ihein to ensure that the financial stateinents comply with th¢ Cliarities Act. They are also responsible for safegU.ding tlie assets of the charity and hence for taking reasonable steps for the piEvention detection of fraud aiid otlier irregularities. So fai. as the Trustees 8re awai'e, there is no relevant infoi'mation of wl)ich the charity exainiiier is unaware, aiid each trustee has taken all stsps that lie ougl)t to have taken as a trusl¢e in order to make himself aware of any relevant infortnation and to establish that the charity exatnin¢r are aware of that information. Approved by the Trustees on 26 August 2025 & signed on its behalf by.. President Page
INDEI PENDENT EXAMINER'S REI PORT TO THE TRUSTEI ES OF REDBRJDGE PANJABI SABHIACHARIK SABHA FOR THE YEAR ENDED 31 MARCH 2025 I report oil t])e accounts wl)ich are set out on page5 3 to 9 Respective responsibilities of the Trustee5 and Examiner Tlie trustees al'e responsibl¢ for the preparation of the accounts. The trustees consid¢i' that an audit is not I'equired foi. tliis year undei. sectioi) 144(2) of tlie Charities Act 2011 (the 2011 Act) and that an independent examiiiation is needed. It is illy respoi)sibility to: Exainine tlie accounts undcr section 145 of the 2011 Act. follow the pi'ocedures laid down iii tl)e gcneral dii'ections given by tlic Chai'ity Commission (under Section 145{5)(b) of the 2011 Act). and state wliether particulai. tllatters liave ¢ome to my attention. Basis of independent examiner'5 report My examination was carried out in accordance with the General Directions given by tlie Chai'ity Coinmission. An examiiiation incliides a review of the accounting re¢oi'd5 kept by the charity ai)d a coinparison of the accounts pi'esei)ted with those records. It also includes consideration of any unusual items or disclosures iii tl)e a¢count5, and seeking explanations from you a5 li'ustees ¢oncerning any 5u¢h mattel's. Tlie procedui'es uiidertaken do not pi'ovide all the evidence that would be required in an audit, and consequeiitly no opinion is given as to whether the 8CCOUI)ts present a "ts'ue and fair view" and the repoit is limited to those matters Set out in the statement below. Independent examiner's statement In ¢onnection with Iny examirkation, no matter has come to my attention.. (l ) which gives me reasonable cause lo believe that in any matei'ial i'espect the requirements.. To kcep accounting I'ecords in acwrdance with section 386 of the Companies Act 2006. Aiid To prepare a¢¢ounts which accoi'd with th¢ accounting r¢coi'ds, ¢omply with the accounting i'equii'ements of section 396 of th¢ Companies Act 2006 and with the methods and priiiciples of tl)e Statement of Recommend¢d Practice.. Accounting and Reporting by Charities have not been met. or (2) to which, in our opiiiioii, atteiitioii should be drawn in order to enabl¢ a prop¢r ui)derstaiiding of the account to be reached. ated.. 26 August 2025 S Sokhi FCCA Sokl)i & As Chai. ertified Aceounlants Albert Road Ilford, Essex, IGI IHR Page
REDBRIDGE PANJABI SABHIACHARIK SABHA STATEMENT OF FINANCIALACTIVITIES FOR THE AR ENDED 31ST MARCH 202 Restrieted Ineome Funds Total Funds Total Fuiids Unrestricted Funds 2025 2024 Incoming resources Gi'ants & Coiitracts 2,977 Donalioiis & Other Similar Income 100,157 100,157 117,496 Investtnent Income 1,250 1,250 1,077 Total incoming resources 101,407 101.407 121,550 Resources used Direct Charitable Expeiiditure 57.992 14,670 72,662 74,372 Otlier expenditure 750 750 4.750 Total resour¢es used 58,742 14.670 73,412 79,122 Gloss transfers between fuiids Net movement in funds 42.665 (14.670) 27,995 42,428 Total funds brought foiivard 548,410 241,280 789.690 747,262 Total funds carried forward £ 591.075 £226,610 £817,685 £ 789,690 Resti'icted income.. contracts/granls taken forward to be spent in the new fiiiancial year. The annexed not¢s fonn pelt of th¢s¢ finan¢ial stateinents. Page
Rfi DBRtDGE PANJABI SABHIACHARIK SABHA BALANCE SHEET AT 31 MARCH 2025 Note 2025 2024 Fixed assets Tangible assets 739.912 755,141 Current assets Debtors Cash at bank and in hand 4,086 185,163 5,788 247,910 189,249 253,698 Creditors Ainounts falling due within one year {4,023) (4,022) 185.226 249,676 Net current a8set8 Total assets less current liabilities 925,138 1,004,817 Creditors Amounts falling due after more tlian one year (77,451) (185,125) £ 819.692 Net assets £ 847,687 Capital And I'eseryes Resei'ves 847,687 819,692 £ 847,687 £819,692 Total Reserves Approved by tlie Trustees 011 26 August 2025 &'signed on ils behalf by.. General Seci'etary The annexed notes form pait of these financial statements. Page
REDBRIDGE PANJABI SABHIACHARIK SABHA STATEMII NT F FINANCIAL ACTIVITIES DETAILED ANALYSIS OF MOVEMENTS IN FUNDS FOR THE YEAR EIYDED 31 LVIARCH 2025 2025 2024 Restricted Fund A¢cumulated fuiid Blfwd Surplus for ihe year 241,280 {14.670) 246,762 (5,482) 226,610 241,280 Unrestri¢ted funds A¢cuinulaled Fund Blfwd Siii'plus for tlie year 548,410 42,665 500,500 47.910 591,075 548,410 Unrestricled eontingeiiey reserve Ac¢Liinulaled Fund B/fwd Surplus for the year 30,000 30,000 30.000 30,000 Total funds at 31 March 2025 £847,685 £819,690 Page
REDBRIDGE PANJABI SABHIACHARIK SABHA NOTES TO THE FINANCIAL STATEMENTS FOR THE YEI AR ENDED 31 MARCH 2025 Aecounting policie5 Basis of preparing the financial statements The finaiicial statements have been prepai'ed undei. the liistorical cost convention in accordaiice with the accounting policies set out below. These financial statements have been prepai'ed in accordance with Recommended Practice for A¢countiiig and Reporting issued by the Charity Commissioners Grants Revei)ue graiits are allocated to period to wlii¢h they i'elate. Tangible fIxed #ssets Tai)gible fixed assets are slated at cost less depr¢ciatio Depreciatioi) is provided at rates calculated to write off the cost or valuation of fixed assets, less their estiinated I'¢sidual value, over their expected useful lives on th¢ following bas¢s'. Freehold Property Fixtures aiid fittings 2% straiglit line 25010 I'educing balance basis Tangible fixed assets Land Plant and And Buildings Machinery Total Cost.. At l April 2024 932.099 29,606 961,705 At 31 March 2025 932.099 29,606 961,705 Depi'eciation: At l Api'il 2024 Charge for the year 177,505 15.092 29,059 137 206,564 15,229 At 31 March 2023 192.597 29,196 221,793 Net book value.. At 31 March 2024 £ 739,502 £ 410 £ 739,912 At 31 Mai'ch 2024 £ 754,594 £ 547 £755,141 Page 9
REDBRIDGE PANJABI SABHIACHARIK SABHA NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2025 Debtors 2025 2024 Due within one year.. Othei. debtors Taxation 4,086 4,086 1,702 £4,086 £5,788 Crediloi's- amounts falling due within one year 2025 2024 Trade creditoi's Other creditoi's 3,273 750 3,273 749 £ 4,023 £ 4.022 Creditor8- amounts falling due after more than one year 2025 2024 Bank loan accounts 77,451 185,125 £ 77.451 £185,125 Page 10
REDBRIDGE PANJABI SABHIACHARIK SABHA DETAILED TRADING AP4D PROFIT AND LOSS ACCOUNT FOR THE YEAR ENDED 31 MARCH 2025 2025 2024 Income Rent Other Iiicome Hii'e of Hall Fees Baiik Inter¢st Grants Clubs 75.700 337 8,570 1,250 87,275 2,377 7,145 1,077 2,977 20.700 15,550 101.407 121,551 Cost of slles Direct Depreciation 15,229 18.825 (15,229) (18,825) Gross profit 86,178 102,726 Ovei'heads Other Adininists'ative Costs 58,183 60,297 (58,183) (60,297) Profit on ordinary activities £ 27,995 £ 42,429 Page 11
REI DBRIDGE PANJABI SABHIACHARIK SABHA SCHEDULE OF OVEI RHEAD EXPENSES FOR THE YEAR ENDED 31 MARCH 2025 2025 2024 Other AdministrAtive Costs Planning Fees Rate5 and water Pi'inling, Postage aiid Advertisiiig Teleplioi?es and Fax Insurance Ligl)l aiid heat Food, Beverages and Consumables Legal & Professional Fees Bank Charges 4,334 1,402 87 378 3,462 2,833 80 1,897 29 14,252 3.506 200 248 2.488 4,229 1,300 877 F I I Sundry Repairs & Maintenanc¢ Activities Loan Interest Wages & Salai'ies Hire of PIEmises Pension Accountancy 45 996 12,268 1,784 8,736 4.459 4,000 159 750 37 22,409 5,815 14,670 750 58,183 60,297 Total overhead expenses £58,183 £60.297 Page 12
INDEPEIYDENT EXAMINER'S REPO TO THE TRUSTEES O DBRIDGE PANJABI SABHtACHARIK SABHA FOR TIIE YEAR ENDED 31 MARCH 2025 I report on the account5 which are set out on pages 3 to 9 Respeetive responsibilities of the Trustees and Examiner The trustees are responsible for the preparation of the accounts. The trustees consider that an audit is not required for this year under section 144(2) of the Charities Act 2011 (the 201 l Act) and that an indcp¢ndent examination is needed. li is my responsibility to= Examine the accounts under section 145 of the 2011 Act,. follow the procedures laid down in the g¢n¢ral directions given by the Charity Commission (under section 145{5)(b) of the 2011 A¢t)- and state wli¢ther particular matters have come to tny attention. Basis of independent examiller's report My examination was carried out in accordan¢e with th¢ General Directions given by the Charity Commission. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with thos¢ records. It also includes consideration of any unusual items or dis¢losures in the accounts, and s¢eking explanations from you as trustees concerning any such matters. Th¢ procedures undertaken do not provide all the evid¢n¢e that would be required in an audit, and consequently no opinion is given as to whether the accounts present a "truc and fair view" and the report is limited to those matters set out in the statemeni below. Independent examiner's statement In connection with my examination, no matter has come to my attention.. (l ) which gives me reasonable cause to believe that in any material respect the requirctneiils.. To keep accounting records in ac¢ordance with section 386 of the Companies Act 2006; And To prepare accounts which accord with the accounting records. cotnply with the accounting requirements of section 396 of the Companies Act 2006 and with the methods and principles of the Ststement of Recommended Practice: Accounting and Reporting by Charities have not been met- or (2) to which, in our opinion, attention should be drawn in order to enabl¢ a proper understanding of the account to be reached. ated: 26 August 2025 S Sokhi FCCA Sokhi & As Cha ertified Accountants Albert Road Ilford. Essex. IGI IHR Page