CHARITY REGlS'fERED NUMBER:289611
REDBRIDGL PANJABI SABHIACHARIK SABHA
TRUSTEES, REPORT AND FINANCIAL STATEMENTS
FOR THF. YEAR ENDED 31 MARCFI 2023
SOKHI & ASSOCIATES LTD
CHARTF.RF.D cfi.RTIFIED ACCOUNTANTS
86B AI,BF.RT ROAD
ILF()RD
ESSEX
IGI IHR

REDBRIDCE PANJABI SABHIACHARIK SABHA
LEGAL AND ADMJNlS"fRATIVE TNFORMATION
Regi$tered Charitv Number:
289611
Trustees:
Mi. JagFd¢v SiiigJli Pui'eival
Mr Bdksliisl) Singh Aujla
Mi. Mohindci. SinLh Slier¥ill
Mr Tiifscm Siiigh Baiiis
Mi. Sc1nsai' Siiibli Nclnviil
Registered Office:
Paiijabi Cciilr¢
293-297 Ley Sircet
Iiroi-d
IGI 4BN
A££ount#nts:
Sokhi & Associates Ltd
Cliai'ter¢d Cerrified Aecountanis
86B Albert R()ud
Ilford
Essex
IGI 114R

REDBRID
EPAN
ABI SABHIACHARIK SABHA
FOR THE YEAR ENDED 31 MARCH 2023
CONTENTS
Page
Tni8lecs' report
Charity - Examiners report
Statement of financial activities
Balance sheet
Notes
Income & Expendi￿re Account
13

REDBRIDGE PANJABI SABHIACHARIK SABHA
REPORT OF TIIE TRUSTEES
,OR THE YEI AR ENDED 31 MARCH 2023
Thc T11151ce8, ai"c pleased lo siibmil Ihcir repoi'l incliidiiig Ihc tinanLial .slalcmenls of the
Chai'ily foi. tlie financial year to 31 . March 2023.
ThL accoiints hai'e been pi'cpai'ed in accordance with Ihc accounting policies sel out in the
accoiii)ts and Loniply with the Chai'ity's govei'niiig, document, applicable law and the
reqliireinenls of the Sial¢nieiil olRecoiMineiided Practice 'AccoLinliiig diid Reporliiig by
Cliai'ilies, Regiilalions 2005 (Rei'ised 2008).
Striicture CI￿vernmnCC and Mana
Rcdbi"idge Pdijjabi SdbhidLharik {C.Iilturall Sabha is a I'egFistci'ed charity (No. 289611) aiid is
conslittilcd iindcr a trust dced. li is also known as 'Panjabi Ccnti'e" and is pi'imarily a
ommui)ity Ceiitre which was establisl)ed by ¢ili initial graiit from the then 'G.L.C' in
1982-83. Ovei. Ilie years, the exeLulive comiiiitlee meinbcrs pre5ei.ved and contiiiiied lo make
it a workingT ai)d buzziiig commuiiily Cenlrc in Ihe area.
ement:
Traditionally, five tnislecs are appointed by the existing Executive Committees for five years
who Laii, if the wish, pill Ihemseli'cs fotward foi" reappuintmeiil. Diie lo receiit changes iii
Chc1rily Coininission's nJlii)g. the meinbcrs of the Execulivc Coiiiiniltee dre also considered
to be the 'TrLlStees' who wok hai)d iii h¢ind with the five trustee pcriodically.
The cxcciitiiic commitlcc is selected oi- clecled. depending upon the iiumbei. of application
troiii the pei'spective candidales, on two years, tei'm who is mainly I'esponsible for the
governaiice aiid IiiaiiagemeDt lo Paiijabi Centre. They mect oil the first Fi'id<iy of each moiith
foi. their rnonihly meeliiigs to discliss day lo day aiid future developmeiils, includingy making
investincnts, I'C5eives, risk manag¢mcnt, policies and pcrfoman¢e. Minutes arc dilly taken
and the meetings are conduclcd by Ilie president with the help ot genci'al secretary, cashier
aiid oihei. cole comimiitee members. Fiiiallce coi)Irol 14 the respoiisibility of Ihc whole
comimittee along with the treasLirci'. Accoiints are aiidited by a qualified duditor 2nd a report
is sent lo the chdl'lty cominissioii paty.
All li'uslces including incmbei's of the executive commillec give their lime freely and no
tiuslee I'eniuiiei'ation was paid in the last two years. The consliliited tfLlStees dced allows the
tnistees and the cominiltee meinbers lo draw iheir personal expenses like 'pelrol cosis and
lelephone costs. bul none of them requested any such expenses in the previous livo years.
Risk Mana
ement
ThL commillcc meinbers have considered the major risks to wliich Ihc community Centre is
exposed and have I'eviewed those I'isks and established systems and procedui'es lo manage
those risks. Our inajor risks are buildii)g structures, espeLidlly the roofs, alarin system5.
CCTVS and flir risks. Pei'iodic reviews are taken wilh a fociis on oui. customers benefit and
liealth.
Page I

REDBRIDGE PANJABI SABHIACHARIK SABHA
REPORT OFTHE TRUSTEES
FOR THE YEAR ENDED 31 MARCH 2023
Ob ectives and activities
The aim of the Panjabi Centre is for the purpose of bci)efiting the Asiaii cominiinity and in
particulai'ly people of Panjabi ethnic origin in Redbi'idge and the sun'oiiiidinLJ dl'L"dS by
advanciiig their ediicalion in nialler relating to their mental, pliysical and social welfai'e in
aesthetic aiid cultural matters and by relieving poverty ainoiig such people.
Achievements and
erformance
The cui'rent Execulivc Cominillcc's Iri"m slarled iii Sepleinbei- 2021 and will end on 24th
Seplcmbci. 2023. Thc cui"reiil Executive Committee coiitribuled to the successful cxeculion
of ils dulics iii the last two yeai's. The Executive Cominitlee did a Ireinendous job by
rcduciiig the mortgage loaii by £100,000.00 thaiiks to all the cost savings aiid reiilal income
fi'om the domestic properties owned by Panjabi Ccntrc. It was collectively decided lo raise
the rents for all the domestic propeilies in liiie with Ilie inflation and the niarkel rates.
During the two years teiTh, the previoiis Trustees i.e. Mr Bakhshish Siiigh Aiijla, Mr
Mohinder Siiigh Shergill, Mr Jagdev Sii)gh Purewal, Mr Saiisdr Singh Narwal aiid Mr Tarsein
Singh Bains, had coinpleted their five yeai. term. Therefore, five new trustees were
appointed with the unaniinous deeision by the executive committee. They are Mr Giirdip
Singh Hundal, Mr Karnail Singh Narwal, Mr Ajmer Singh Mann, Mr Harbhajan Singh Mann,
Mr Satnam Singh Sohi who took over in the month ot'August 2023.
The slructural health of Panjabi Centre and our domestic propertle5 al'e closely inonitored.
The recent roof repair and Iresh painl on thc facc of domcslic pi"opeities has definitely
prolonged the life of the biiilding sliijclures thanks lo Ilie tlinely intervention. A new
PITlPerty 291 Ley Sireel, JG14BN, next to the Panjabi Centre was purchased two years ago
and is our prized possession be.cause of the close proximity with Panjabi Celllre.
Nearly £14500.00 were re¢overed from the clutches of the hackers who stole the money from
our ac¢ounts. London Borough of Redbridge deserves a big thanks who helped us the
I'ecover the monies through systernatic investigation.
The executive committee members woi'ked tirelessly during Ilie last two years. Tlie duties of
the care laker were lakeii up by the Lomniillee members in liirn which resulted iii hiige cost
savings. Maiiy sirnple repair work duties were also carried out by the coinmiltee mcillbcis
without a cost.
There were some setbacks too which must be tnentioned here. For example, the planned
rebuilding plan to demolish Panjabi Centre and build a new building with modern faeililies
and décor with 9 flats above, had to be shelved becaiise of the extra ordinary hike in the
building costs after Covid era. Similarly, the long standing dispiite witli the tenant% of I
Brisbane Road IG14SS is still iinresolved. The long ninningJ New Cornmonwldlih Womcn
mental Hcalth Group had lo 8lop because its licence was not renewcd by Loi)don Boi'ougli of
Rcdbridge. It is hoped that the incoming committee will continue to dedl wilh IhL jobs that
we had started but could not finish for various reaqons. It secms that the future of the
Panjabi Centre is iii safe hands as the iiew committee iiiclude4 lome ulcl expcrienced
members and some new members who will add more excitement and vigour in the next two
years term.
Page 2

REDBRIDGE PANJABI SABHIACHARIK SABHA
REPORT ofi THE TRUSTEES
FOR THE YEI AR ENDED 31 IMARCH 202.1
Activities
Tlie followiiig activities usually lake place diiringF tlie week. Panjabi Cenlrc is a hub of
eoininiiiiily dctivilies for the Asiaii Coinmunity, particiilarly P(iiijabis. Approximately. 500
peoplc iise 115 facilities edLli week. The Ceiitre is opci) between I 1.0 aiii lo 8.0 pin froin
Monday to Fi'iday. On weekends, the centre is open froiii 4.0 pin lo I 1.0 pni depending Lipon
bookings for various lunctions. The Centre's activilics may be calegorised linder various
ategories e.g. Educalioii, Culiliral, Older People Services, Meiital Health. The following
gioiips operate between Moiiday to Fi'iday.. Karate clati also operates on Saturday.
Monday
SaTkarlElderly
Aklidl? (Moiiday lo Friday)
Milan Elderly
Karate
Tuesday
Bhangra Dance
Wednesday Apna Social Gi'oup
Bhaiigra Dance
Sehyogyi Womens
RISK Elderly
Kai'ate
Thiirsday
Bhangra
Friday
Saiiman Elderly Mix
Karate 5 years
Saturday
D uture Develo
ments:
Panjabi Cenlre's tulure appears to be bright as our financial position is both strong and
self_siistaining. The new committee will decide in their wisdom wliich directioi) they will
lakc Panjabi Centre to.
Page 3

REDBRIDGE PANJABI SABHIACHARJK SABHA
REPORT OF THE TRUSTEES
FOR THE YEAR ENDED 31 MARCII 2023
RESPONSIBILITIII S OF THE TRUSTEES
The Tti]stc¢s ale i'e%pDnsible lui- prep<Il-]ng￿ Ilie 'l'ru5tees AniiLial Repoi'l and thc fiiiaiicial %talemeiil.% iii
accordance willi ￿￿ppIlL￿bIe law and Ui)iled Kingdom Accountiiig Siandai'ds (Uiiitcd Kiiibdoin
Generally ALLepled Accoui)lingF Pi'actic¢l.
The law reqiiircs thc Board io prepare financial Statements that give a tnie and fair view of the siale of
affdifs of th¢ charity dl the end of the financial year and of its surpliis or d¢ficit for the finallcial yedr.
Iii doing so the Maiiageii)ent Cominittcc is rcquircd io..
sclcct suitabl¢ acrounting policies and apply them coiisistently.
observe the meihods and prii)ciples iii Chariti¢s SORP.
make judgments and estiiiiates Iliat ai"e rea4onable and priident.
pr¢paiE tlic finaiicial stateinents on a going concern basis iinless it is inappropi'iate to pr¢sume
tbat the charity will continue in exisl¢ncc.
The Trustees are re8pon8ible for keeping proper accounting record% which disclose with rea8onable
acciiracy at any timc th¢ finanLi#l posilion (If Ilie charity and enables thein to ensui'e that the Iinaiicidl
stal¢iD¢llts comply with the Charities Act. They arc also rcspon5iblc for safcguarding th¢ a.ss¢ts of Ilie
charity and hence for taking reasonabl¢ sleps foT th¢ prevention and detection of fraud and otlier
irregulai'ilies.
So far a£ the Trusl¢eq are aware, there is no releiiant ii)f(>i'tnalion of which the chai'ily examiiier is
unaware, and each ti'ustee has taken all steps tliat hc ought to have lakeii a5 a tiiisiee in order io make
himself aware of any relevant informatioii and lo £￿[￿b]Igh ihttt the Lhariiy examiner are awdre of that
inforinalion.
Approved by the Trustees on 24 Septcmber 2023 & signed on ils behalf by..
President
7eii
<JkA¢/qArR
PaLJc 4

INDEPENDENT EXAMINER'S REPORT
TO THE TRUSTEES OF REDBRIDGE PANJABI SABHIACHARIK SABHA
FOR THE YEAR EI NDED 31 MARCH 2023
I report on the account% ivhicli 4irc s¢t otsl on paLre.< 3 to 9
Respective responsibilities of Ihe Trustees and Examiner
The Iriistee% Eli¢ I'e%punsible lur Ilie preparation ot. the ic CCOUllts. Tlie tl'U51¢es considei. that an aLidit is
iiol i-eqiiired for Il)is year linder s¢¢tion 14412) of Ilie Chdl'ilies Act 2011 {tlie 2011 Acll and that ali
indcpeiidcnt exainii)alioi) is needed. It is my rcspoi)sibility to..
Exaiiiijie the accounts under section 145 of tl)e 2011 Act; follow tl)e procediires laid down in the
general dii'ections givcn by tlic CliaTity coihinis8ion (linder 8¢clion 14515)(b) of the 201 l Act); and
slate ivheih¢i' parliLulai' rnatters have Lome to TIIY dttentioii.
B#5is of independent examiner'5 report
My examination Wds carriEd OLII 111 Éiccorddnce wilh the Gencral Dii'cctions given by the Charity
Coiiiiiiissioii. Ali Lxaininalioi) incliides a r¢i'icw of the accolinting records kept by the cliai'ity and a
compari%on of th¢ acLoiints pi'esent¢d with those reLOTds. It also includes LDI)sideration of any uniisual
itcins or disclos111.es in the accoiinrs, and seeking explaiiationb from you as tnistees concerning any
such InattCTS. Thc PTocedures iiiidertak¢ii do noi Provide all the evidenLe tliat woiild be rcqiiired in an
dudit, dl)d Lf)nsequently no opiiiIoii is giveli as to whether tlie aLLounts present a 'true #nd fair view"
and th¢ report is limited to those nialters ser oiit in Ihc staleJii¢i)I below.
Independent examinvr'5 Statement
In Coilliectioi? with Iny cxainiiiation. no Inatter l)a5 coine to Iny attcntion..
( I I which gives me iea.%onable ¢aL15e to believe that in any Inaterial Tespeci the requii'emenls..
To k¢cp accounting records in a¢cordai)Le with section 386 of the Conipdnic5 ALI 2006.,
And
Tv prepare accouiils which accord witl) the d¢cuunting records, comply with the
accounting I'CqLiireiiients of scction 396 of the Companies Act 2006 and with th¢ methods
and pi'iiiciples Df the Slal¢inei)l of Rccoiniyjended Practice.. Accouiiling aiid Reporting by
Chai'ilies have not been mct,. or
(21 to which, in oiir opii)ion, attention should be drawn in ord￿r to cnable a pro￿[
undcrstaiidii)g of the account to bc reachcd.
R S Sakhi FCCA
Sokhi & Associ
Chartered
86B
Dated.. 24 Seplembei. 2023
ecountanls
IGI IHR
Pagc 5

REDBRIDGE PANJABI SABHIACHARIK SABHA
STATEMENT OF FINANCIALACTIVITIES
FOR THE YEAR ENDED 31ST MARCH 2023
Restricted
Income
Funds
Total
Funds
Total
Fund
Unrestricted
Funds
2023
21)22
Incoming resources
Grants & Contracts
35,148
35,148
46.096
Donations & Otlier Similar Incoine
112,272
112,272
101,003
Investment In¢ome
552
552
Total incoming re50urce5
112,824
35,148
147,972
137,948
Resources used
Dii'ect Charitable Expeiidittire
41,519
17.408
58,927
80,397
Other expenditure
750
15,741
16.491
14,910
Total resources used
42.269
33,149
75,418
95,307
Gross 11gn$fers between funds
Net movemeiit in funds
70,555
1,999
72,554
51,707
Total funds brought forivard
429,945
244,763
674,708
623,301
Total funds ¢arri¢d forivard
£ 500,500
£ 246,762 £747,262 £674,707
Restricted iiicomc.. contractslgrants taken fonvard lo b¢.8peni in the new financial year.
The #nnexed notes forni part of these financial statements.
Page 6

REDBRIDGE PANJ,IBI SABHIACHARIK SABHA
BALANCE SHEET
AT31 MARCH 2023
Note
2023
2022
Fiyed assets
Tai)¥Fible assets
773,966
792,852
Current assets
Debtoi'%
Ci£ sh at bank and in hand
5,788
295.847
5,658
217,968
301.635
223,626
Creditors
AinniinT% fallin&F due ivithin
oli¢ year
13,273)
(1.273)
Net eurrent assets
298,.362
222,353
Total assets les$ current liabilitles
1,072,328
1.015,205
Credilors
An)oiints falling diie
Ifter mol'e than one year
(295,065)
1310.4961
Net assetsl{Ilabilitles)
£ 777.263
£ 704,709
Capital reserves
Resll-icted fiind
Unrestrictcd ￿ndS
Unrestricled contingcncy re.%erve
246,763
500.500
30,000
244,763
429,946
30,000
Total funds
£ 777,263
£ 704,709
Appi'oved by the tTUStees on 24 Septcinber 2023
General secre
ary
The aniiexed notes fomi part of thcse financial Statements.
Page 7

REDBRIDGE I)ANJABI SABHJACHARIK SABHA
STATEMENT OF FINANCIALACTIVITIES
DETAILED ANALYSIS OF MOIIEMENTS IN FUNDS
FOR THE YEAR ENDED 31 MARCH 2023
2023
2022
Restrieted f4 und
Acciimulaled Fuiid Blfwd
Sui'plus for thc yeai.
244,763
1,999
243,041
1.722
246,762
244,763
Unrestricted funds
Accumulated Fund B/fwd
Surpliis tor Ilic y¢ar
429.945
70,555
380.260
49.685
500,500
429,945
Unrestricted contiiigency reserve
Accumulated Fund Blfwd
Surplus for the year
30,000
30,000
30,000
30,000
Total fllnds at 31 March 2023
£777,263
£704,709
Page 8

REDBRIDGE PANJABI SABHIACHARIK SABIL
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEI AR Ei INDED 31 MARCH 2023
Statement ol. compliuiice
The8e fiiidllLial slal¢i)ienls have been prepareil iii acLordatice with the provi.sionE of Section l A
'Sinall enliiics, of Fiiiancial Rcporiing Standard 102 'The Fi111£ncial Reportin¥ Siandai-d
applicable in the UK and Repiiblic of Ireland,. Tlier¢ were iio niatei'ial departures from the
%ldndard.
Accoiintiiig polieles
Basls vf pi'eparing IhL financial statemtints
The finaiicial 8latcii)eJils Iiave beei) prepai'cd under the hi￿tOrical cost convention in accoi.dance
with th¢ accoiinliiiq policies set Out below.
Thes¢ financial stc1tcinciits have bccn pr¢pared iii accordaiice with RecoInineiid¢d Practice for
ALcounting and Repurtiiig is511ed by Il)e Chai'ily Coinnii%sionei
Grants
Rev¢nLie grants al'e allocated to period to which tliey irlate.
Tangible fixed assets
Tangiblc fixed asscls are stated at cost less dcpreciation
Depreciation iq provided at rates calciilated to write off the ¢osl or valuation af fixed assets, l¢ss
their estimaicd residual valiie. ov¢i' their ¢xpect¢d uscfiil lives on thc following, bases..
Firchold Property
Fixtures and fittings
25 rcdiicing balanc¢ basis
Page 9

REDBRIDGE PANJABI SABHIACHARIK SABHA
NOTES TO THE FINANCIAL STATEMENTS Icontinuedl
FOR THE YEAR ENDED 31 MARCH 2023
Ineome
Unrestricted
Funds
Restricted
Funds
Tot41
Total
Funds
2023
35.148
2022
32,396
LBR - Mental Healili Pi'ojcct
35,148
Hir¢ of Hall
19,997
19,997
12,560
Cliibs
13,875
13,¥75
8,33
LBR- Grants
13.700
13,700
13.700
Rent received
78,000
78,000
76.94U
Miscellaneous Income
400
400
2,777
Investment Income
552
552
112,824
35,148
147,972
146,714
Page 10

REDBRIDGE PANJABI SABHIACHARIK SABIL
NOTES TO THE FINANCIAL STATEMENTS (Coiitiniied}
FOR THE YEAR ENDED 31 MARCH 2023
Tangible fixed a55ets
Land
Plant
and
Building5 M#ehinery
Total
Cost..
At l April 2022
932,099
29,606
961,705
At 31 Mdrch 2023
932,099
29,606
961,705
Deprecialioii..
Ai l April 2022
Chaige for the yeai.
140.221
18,642
28,632
244
168.853
18.886
At 31 MarLh 2023
158.863
28.876
187,739
Nel book valiie..
Al 31 March 2022
£ 773,236
£ 730 £ 773,966
At 31 March 2021
£ 791.878
£ 974 £ 792.852
Page 11

REDBRIDGE PANJABI SABHIACHARIK SABHA
NOTES TO THE FINANCIAL STATEMENTS Icontsniicdl
FOR THE YEAR ENDED 31 MARCH 2023
Creditors- amount5 fallirthg due after one vear
2023
2022
Baiik Loans
295,065
310,496
£ 295,065
£310,496
Page 12

REDBRIDGE PANJABI SABHIACHARIK SABHA
DETAILED TRADING ANI D PROFIT AND LOSS ACCOUNT
FOR THE YEAR ENDED 31 MARCH 2023
2023
2022
Income
Rent
Othcr Income
Hii'e of Hall Fees
B&iik Iiilerest
Gi'aiits
Clubs
78,000
400
19,997
552
35.148
13.875
76.940
2.777
12.561
46.096
8,330
147,972
146,715
Cost of Sales
Direct Depreciation
111,886
18,702
(18,8861
(18.702)
Gross profit
129,086
128,013
Overheads
Othcr Adminisli?live Costs
56,532
76,606
(56,532)
(76,606)
Profit O]J Ordinary activities
£ 72.554
£ 51,407
Page 13

REDBRIDGE PANJABI SABHTACHARIK SABHA
SCHEDULE OF OVERHEAD EXPENSES
FOR THE YCI AR NDED 31 MARCH 202.3
2023
2022
Other Administrative Costs
Planning Fees
Rates aiid water
Prinliiig, PoslagFe and Advertisin
Telephoii¢s and Fax
Insurance
Light and heal
Sub%Lripliu115
Food, Beverages ai)d Consumables
Bank Charge5
Sundry
Clejning and Icfuse colleclioi)
3,262
2,383
3,290
64
453
2,225
1,474
2,226
2,508
157
99
130
710
450
660
120
Fll
Repairs & Maii)tenaiice
Compiilei. Expeiise5
Activiiieb
Loan Intcrcst
Wage5 & Salai'ics
Conqultancy becs
Hire of Premiscs
Pension
A¢coiint2ncy
Charitable donalions
836
15,458
4,550
40
4,683
9,934
13,053
3,548
8,489
14,964
9,190
11.800
13,000
477
750
200
750
56,532
76.606
Total overhead expenses
£56,532
£76,606
Page 14