Minutes of the Norfolk Zi
er Club AGM held at Porin
Communi
Centre on Wednesda
24th June 2026
land
Apologies". Stephen Bridge, John Fiddy, Robin & Wendy Cushing
The minutes of the previous meeting were read, approved, and signed by the Chair.
It was noted that the final figure for the legacy from Avril Ruck was £202K. Also, that
the Banking Hub in Wymondham is now open and can be accessed any day. Although
a further bank in Norwich has since closed which leaves the main one in Norwich City
Centre.
Treasurer's Report
Doug said the last financial year had been a rollercoaster of a year!
A low was the storm at Costessey Fete which left the gazebo damaged, the Lloyds
bank at Wymondham closed and Lloyds closed our Flexi account after 44 years in
operation. On the plus side our relationship with Royal Papworth Hospital has greatly
improved and some Committee Members attended a presentation of a cheque for the
purchase of the TOE machines. There was also a trip to the Royal Papworth Hospital
Carol Service in Ely Cathedral.
Doug said we finally got there in the end and have a new Club Account with CAF Bank.
There are two sets of cheque books and paying in books. Val and Doug each have
one to use for Club expenses and HSBC banks can be used.
In the Financial report, which everyone present had access to a copy, the amount
spent on equipment for RPH was £270,058.78 which was the highest ever paid out in
a single purchase.
Postage had increased so some advance purchases had been made.
Hire of hall remains constant.
Newsletters pricing is holding up.
Letterheads are now out of date, and we may be able to devise one of our own as
these are not often used. Email correspondence is often adequate.
Club Lunches always pay for themselves other than invited Club guests.
The Club's insurance is surprisingly constant.
The Xmas Draw lottery licence has remained the same for many years.
Bank charges were £70.19.
Moving on to Income Doug specially mentioned Jordan Cooper's Christmas lights
display, also Len & Gwynn's Garden Party. The coffee morning of Robin & Wendy
and Rosie were also mentioned.
Supermarkets and garden centre collections have held up, so well done to Val, John,
and their volunteers.
Donations were slightly down and Gift Aid was about the same.
Doug mentioned that regarding the £1,797.62 in the Club account subscriptions are
on a general decline.
Thanks to David Cole for doing the Club raffles.
Doug advised that there is little regalia at the moment although the Club hopes to have
some cotton bags to sell along with some hats.
A special mention went to the Sponsorship at the Xmas Draw which was great.
The total amount in the Club and Charity accounts totalled £9,000.95 and a balance
was achieved promptly.
Doug thanked Paul Taylor our Club Accountant for the Financial Report and said he
found no problem.

Chairman's Report
Bob handed over to John Fitchew, as Co-chairman, for this.
John mentioned that we have two Royal Papworth Hospital Champions, Lisa Smith,
and Clare Johnson. As they encounter patients from our area at the hospital they will
have some of our new cotton bags along with a newsletter, application form, and a
little bit about the Club to give to anyone who may be interested in the Norfolk Zipper
Club.
Regarding outside functions John advised that at the Costessey Fete two full days
attendance raised £168 profit and another at Peter Beales Roses, again 2 days, £268.
In addition to a shortage of volunteers Peter has to use the day before and day after
putting the stuff away. 13 years ago, these events made lots of money for the Club for
the effort put in. It had therefore been decided that Sprowston Fete on 11th July will
probably be the last event the Club attends, other than supermarket and Garden
Collections.
John mentioned the upcoming lunch on September 16th at Bawburgh Golf Club and a
supermarket collection at Tesco, Diss on 25th July 2026.
John advised the sad loss of three members, Alan Moore and George Blake, also
Colin Hill, who had been on our committee. They had fully supported the Club and will
be sadly missed as will all members who have been lost this year.
Election of Officers
Members due to retire this year are Val Cole and Peter Munday with a further vacancy
from the passing of Colin Hill. Val and Peter were happy to seek re-election and were
duly elected back onto the Committee.
John Fiddy had also advised he would be standing down form the Committee and he
was thanked for all he had done over many years.
Two vacancies now exist and if anyone would like to be co-opted onto the Committee,
they would be welcome.
Any Other Business
Martin Hardy-shepherd asked that it be noted of our thanks to Tony Cable for
sponsorship of the Draw tickets for which we are incredibly grateful.
John Fiddy raised the issue of falling membership. This is despite handing out
many application forms at events/Collections which are not returned. Also, Club
membership in general is declining.
Bob finally thanked the thirteen members and guests present for attending on an
extremely hot day and closed the meet5ng.

Norfolk Zi
Association
er Club
Cardiac Patients
Statement of Financial Activities
for the Year Ended 5 A
ril 2026
5.4.26
Unrestricted
fund
5.4.25
Total
funds
Notes
INCOMING RESOURCES
Incoming resources from generated funds
Voluntary income
Activities for generating funds
Other incoming resources
2,365
46,221
10
3,408
208,833
10
Total incoming resources
48,596
212.251
RESOURCES EXPENDED
Costs of generating funds
Costs of generating voluntary income
278,664
57,339
NET INCOMINGI(OUTGOING) RESOURCES
(230,068)
154,912
RECONCILIATION OF FUNDS
Total funds brought forward
239,069
84,157
TOTAL FUNDS CARRIED FORWARD
9,001
239,069
The notes form part of these financial statements
Page 3

Norfolk Zi
Association
er Club
Cardiac Patients
Balance Sheet
At5A
ril 2026
5.4.26
Unrestricted
fund
5.4.25
Total
funds
Notes
CURRENT ASSETS
Cash at bank
9,001
239,069
NET CURRENT ASSETS
9,001
239.069
TOTAL ASSETS LESS CURRENT LIABILITIES
9,001
239,069
NET ASSETS
9,001
239,069
FUNDS
Unrestricted funds
9,001
239,069
TOTAL FUNDS
9,001
239,069
The financial statements were approved by the Board of Trustees on 22 June 2026 and were signed on its behalf by:
Trustee
The notes form part of these financial statements
Page 4

Norfolk Zi
Association
er Club
Cardiac Patients
Notes to the Financial Statements
for the Year Ended 5 A
ril 2026
ACCOUNTING POLICIES
Accounting convention
The financial statements have been prepared under the historical cost convention, and in accordance with the
Financial Reporting Standard for Smaller Entities (effective April 2008), the Charities Act 2011 and the
requirements of the Statement of Recommended Practice, Accounting and Reporting by Charities.
Incoming resources
All incoming resources are included on the Statement of Financial Activities when the charity is legally entitled to
the income and the amount can be quantified with reasonable accuracy.
Resources expended
Expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all
cost related to the category. Where costs cannot be directly attributed to particular headings they have been
allocated to activities on a basis consistent with the use of resources.
Taxation
The charity is exempt from tax on its charitable activities.
Fund accounting
Unrestricted funds can be used in accordance with the charitable objectives at the discretion of the trustees.
Restricted funds can only be used for particular restricted purposes within the objects of the charity. Restrictions
arise when specified by the donor or when funds are raised for particular restricted purposes.
Further explanation of the nature and purpose of each fund is included in the notes to the financial statements.
ACTIVITIES FOR GENERATING FUNDS
5.4.26
5.4.25
Fundraising events
Fetes, Fairs, Shows etc
Collecting Cans
In Memoriam
Christmas Draw
Subscriptions & Donations
June Lunch
September/October Lunch
Christmas Lunch
February/March Lunch
Sponsorship of Christmas Draw & Tickets
Sale of NZC Regalia
Raffles & Draws
5,211
890
3,575
26,187
2,740
517
989
696
2,915
1,337
505
5,159
682
3,326
189,662
2.563
593
846
1,034
2,538
1,200
476
39
715
651
46,221
208,833
TRUSTEES. REMUNERATION AND BENEFITS
There were no trustees, remuneration or other benefits for the year ended 5 April 2026 nor for the year ended
5 April 2025.
Trustees, expenses
There were no trustees, expenses paid for the year ended 5 April 2026 nor for the year ended 5 April 2025.
MOVEMENT IN FUNDS
Net movement
in funds
At 6.4.25
At 5.4.26
Unrestricted funds
General fund
239,069
{230,068)
9,001
TOTAL FUNDS
239,069
(230,068)
9,001
Page 5

Norfolk Zi
Association
er Club
Cardiac Patients
Notes to the Financial Statements - continued
for the Year Ended 5 A
ril 2026
MOVEMENT IN FUNDS- continued
Net movement in funds, included in the above are as follows:
Incoming
resources
Resources
expended
Movement in
funds
Unrestricted funds
General fund
48,596
(278,664)
(230,068)
TOTAL FUNDS
48,596
(278,664)
(230,068)
Comparatives for movement in funds
Net movement
in funds
At 6.4.24
At 5.4.25
Unrestricted Funds
General fund
84,157
154,912
239,069
TOTAL FUNDS
84,157
154,912
239,069
Comparative net movement in funds, included in the above are as follows:
Incoming
resources
Resources
expended
Movement in
funds
Unrestricted funds
General fund
212,251
(57,339)
154,912
TOTAL FUNDS
212,251
(57,339)
154,912
A current year 12 months and prior year 12 months combined position is as follows:
Net movement
in funds
At 6.4.24
At 5.4.26
Unrestricted funds
General fund
84,157
(75,156)
9,001
TOTAL FUNDS
84,157
(75,156)
9,001
A current year 12 months and prior year 12 months combined net movement in funds, included in the above are
as follows:
Incoming
resources
ReSoUr￿S
expended
Movement in
funds
Unrestricted funds
General fund
260,847
(336,003)
(75,156)
TOTAL FUNDS
260,847
(336,003)
(75,156)
Page 6

Norfolk Zi
Association
er Club
Cardiac Patients
Detailed Statement of Financial Activities
for the Year Ended 5 A
ril 2026
5.4.26
5.4.25
INCOMING RESOURCES
Voluntary income
Gifts
Donations
Gift aid
(1)
1,167
1,199
2,231
1,176
2,365
3.408
Activities for generating funds
Fundraising events
Fetes, Fairs. Shows etc
Collecting Cans
In Memoriam
Christmas Draw
Subscriptions & Donations
June Lunch
September/October Lunch
Christmas Lunch
Februarylmarch Lunch
Sponsorship of Christmas Draw & Tickets
Sale of NZC Regalia
Raffles & Draws
5,211
890
3,575
26,187
2,740
517
989
696
2,915
1,337
505
5,159
682
3,326
189,662
2,563
593
846
1,034
2,538
1,200
476
39
715
651
46,221
208,833
Other incoming resources
Interest
10
10
Totsl incoming resources
48,596
212,251
RESOURCES EXPENDED
Costs of generating voluntsry income
Papworth Medical Equipment
Postage stamps
Hire of St Peterfs Hall
Printing Newsletters x 4 (4)
Printing Christmas Draw Ticket
Lunch Bawburgh September
Lunch Queen's Head October
Alan Boswell Insurance Service
Lunch Old Rectory Hotel Dec
Christmas Draw Licence
Christmas Draw 1 st Prize
Christmas Draw 2nd Prize
Christmas Draw 3rd Prize (x4)
Christmas Draw 4th Prize {x4)
Christmas Draw Hampers
Lunch Bawburgh March
Poringland Community Centre AGM'S & Christmas Draws
Bank Charges
Lunch Brick Kilns June
Costessey Fete
Domain Forwarders
NZC Sew-on Badges
Summer Draw Tickets
Carried forward
270,059
350
189
469
101
49,641
300
439
101
1,053
696
299
3,049
20
100
50
100
299
2,586
20
250
125
75
100
125
1,250
149
(196)
846
125
1,361
149
70
1,035
160
82
106
41
278,529
57,339
This page does not form part of the statutory financial statements
Page 7

Norfolk Zi
Association
er Club
Cardiac Patients
Detailed Ststement of Financial Activities
for the Year Ended 5 A
ril 2026
5.4.26
5.4.25
Costs of generating voluntary income
Brought forward
Find a Heart Prizes
Gazebo Leg & Tie Down Straps
278,529
40
95
57,339
278,664
57.339
Totsl resources expended
278,664
57,339
Net {expenditure)lincome
(230,068)
154,912
This page does not form part of the statutory financial statements
Page 8

Norfolk Zi
Association
er Club
Cardiac Patients
Re
ort of the Trustees
for the Year Ended 5 A
ril 2026
The trustees present their report with the financial statements of the charity for the year ended 5 April 2026. The trustees
have adopted the provisions of the Statement of Recommended Practice (SORP) 'Accounting and Reporting by
Charities, issued in March 2005.
REFERENCE AND ADMINISTRATIVE DETAILS
Registered Charity number
289532
Principal address
11 Poringland Road
Stoke Holy Cross
Norwich
NR14 8NL
Trustees
B Spinks
P Munday
J Fitchew
D Mellor
MrsVMRCole
L Thurston
C Hill
M Hardy-shepherd
J Fiddy MBE
Miss A L White
appointed 25.6.25
appointed 25.6.25
Independent examiner
Paul Taylor
Chartered Accountants
22 Middleton Street
Wymondham
Norfolk
NR180AD
STRUCTURE, GOVERNANCE AND MANAGEMENT
Governing document
The charity is controlled by its governing document, a deed of trust, and constitutes an unincorporated charity.
Risk management
The trustees have a duty to identify and review the risks to which the charity is exposed and to ensure appropriate
controls are in place to provide reasonable assurance against fraud and error.
ACHIEVEMENT AND PERFORMANCE
Charitable activities
In the previous accounting period we reported that on 31 March 2025 £185000 was received from a bequest and that
discussions had taken place with the Medical Devices Group (MDG) at The Royal Papworth Hospital, the group
responsible for the selection and approval of medical device and medical equipment purchases and identifying the
Trust's greatest needs. As advised they identified Transoesophigeal Echocardiogram (TOE) ultrasound machines as a
key need for the hospital.
We can confirm that we funded the full cost of 2 of these machines at a total cost of £231.305.
Subsequently we can advise that we have also funded £38,753 for Precision Equipment for the hospital.
Approved by order of the board of trustees on 22 June 2026 and signed on its behalf by:
Trustee
Page 1

Inde
endent Examinerfs Re
ort to the Trustees of
Norfolk Zi
er Club
Cardiac Patients
Association
I report on the accounts for the year ended 5 April 2026, which are set out on pages three to six.
Responsibilities and basis of report
As the charity's trustees you are responsible for the preparation of the accounts in accordance with the requirements of
the Charities Act 2011 ('the Act,).
I have examined your charity's accounts as required under section 145 of the Charities Act 2011 ('the Act,). In carrying
out my examination I have followed the Directions given by the Charity Commission under section 145{5){b) of the 2011
Act.
My role is to state whether any material matters have come to my attention giving me cause to believe:
that accounting records were not kept as required by section 130 of the Act; or
that the accounts do not accord with those records; or
that the accounts do not comply with the accounting requirements of the Act. or
that there is further information needed for a proper understanding of the accounts.
Independent examiner's statement
I have completed my examination and have no concerns in respect of the matters (1) to (4) listed above and, in
connection with following the Directions of the Charity Commission I have found no matters that require drawing to your
attention.
Paul Taylor
Chartered Accountants
22 Middleton Street
Wymondham
Norfolk
NR180AD
Date:
Page 2