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2023-03-31-accounts

Charity number: 288575

THE BALNEY CHARITABLE TRUST

UNAUDITED

TRUSTEES' REPORT AND FINANCIAL STATEMENTS

FOR THE YEAR ENDED 31 MARCH 2023

THE BALNEY CHARITABLE TRUST

CONTENTS

Page
Reference and administrative details of the Charity, its Trustees and advisers 1
Trustees' report 2 - 4
Independent examiner's report 5 - 6
Statement of financial activities 7
Balance sheet 8
Notes to the financial statements 9 - 16

THE BALNEY CHARITABLE TRUST

REFERENCE AND ADMINISTRATIVE DETAILS OF THE CHARITY, ITS TRUSTEES AND ADVISERS FOR THE YEAR ENDED 31 MARCH 2023

Trustees Mr. Robert Ruck-Keene, Trustee
Ms. Jill Heaton, Trustee
Mr. Ian Townsend, Trustee
Charity registered
number
288575
Principal office
Hill Farm
North Crawley Road
Newport Pagnell
Buckinghamshire
MK16 9HQ
Correspondent
Mr. Robert Ruck-Keene
Accountants
MHA
Chartered Accountants
1 The Forum
Minerva Business Park
Lynch Wood
Peterborough
PE2 6FT

Page 1

THE BALNEY CHARITABLE TRUST

TRUSTEES' REPORT FOR THE YEAR ENDED 31 MARCH 2023

The Trustees present their annual report together with the financial statements of the The Balney Charitable Trust for the year 1 April 2022 to 31 March 2023.

Objectives and activities

a. Policies and objectives

The Trust was established on 10th October 1983 for the purpose of benefit or furtherance of such charitable purposes as the Trustees may, at their discretion, determine and, without prejudice to the generality of the foregoing, pay special regard to:

(a) the furtherance of any religious and charitable purposes in connection with the parishes of Chicheley, North Crawley and the SCAN Group, i.e. Sherington, Astwood, Hardmead and churches with a Chester family connection;

(b) the provision of housing for persons in necessitous circumstances on terms appropriate to their means in Chicheley and the district thereof;

(c) agricultural, forestry and armed service charities of England;

(d) care of the sick, elderly and disabled from the Chicheley area;

(e) such other charitable purposes or objects as may be notified by the Settlor to the Trustees.

In setting objectives and planning for activities, the Trustees have given due consideration to general guidance published by the Charity Commission relating to public benefit, including the guidance 'Public benefit: running a charity (PB2)'.

b. Strategies for achieving objectives

To collect rents from property and after expenses to make charitable donations in accordance with the trust deed.

c. Activities undertaken to achieve objectives

To, during a properly recorded meeting of the Trustees, nominate and agree such national and local causes which, at the Trustees discretion, meet the objectives of the Trust and make cash donations to these causes.

Achievements and performance

a. Review of activities

During the year the Trust has received £164,085 (2022: £163,243) in charitable trading income, incurred £60,634 (2022: £23,573) in expenditure necessary for the raising of funds, and from the surplus engaged in direct charitable activities, including the grant of funds and such expenditure as necessary to manage the charity, of £59,357 (2022: £39,896).

Page 2

THE BALNEY CHARITABLE TRUST

TRUSTEES' REPORT (CONTINUED) FOR THE YEAR ENDED 31 MARCH 2023

Financial review

a. Going concern

After making appropriate enquiries, the Trustees have a reasonable expectation that the Charity has adequate resources to continue in operational existence for the foreseeable future. For this reason, they continue to adopt the going concern basis in preparing the financial statements. Further details regarding the adoption of the going concern basis can be found in the accounting policies.

b. Reserves policy

The Trustees have recently reviewed the Reserves Policy and have agreed a minimum reserves value of £100,000 to cover unexpected major property repairs or minor tenant disputes.

The value currently held in excess of the newly agreed Policy is under review by the trustees as to how to utilise most effectively in line with the aims of the Trust.

c. Financial risk management objectives and policies

The Trustees consider that the Financial Controls currently in place are good and sufficient for the operation of the Trust. All payments require two Trustees to authorise and no Trustee can commit the Trust financially on their own. There are little or no cash transactions and all Trustees are made aware when cash has been received.

Structure, governance and management

a. Methods of appointment or election of Trustees

The management of the Charity is the responsibility of the Trustees who are elected and co-opted under the terms of the Trust deed.

Page 3

THE BALNEY CHARITABLE TRUST

TRUSTEES' REPORT (CONTINUED) FOR THE YEAR ENDED 31 MARCH 2023

Statement of Trustees' responsibilities

The Trustees are responsible for preparing the Trustees' report and the financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice).

The law applicable to charities in England & Wales requires the Trustees to prepare financial statements for each financial year which give a true and fair view of the state of affairs of the Charity and of its incoming resources and application of resources, including its income and expenditure, for that period. In preparing these financial statements, the Trustees are required to:

The Trustees are responsible for keeping adequate accounting records that are sufficient to show and explain the Charity's transactions and disclose with reasonable accuracy at any time the financial position of the Charity and enable them to ensure that the financial statements comply with the Charities Act 2011, the Charity (Accounts and Reports) Regulations 2008 and the provisions of the Trust deed. They are also responsible for safeguarding the assets of the Charity and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

Approved by order of the members of the board of Trustees and signed on their behalf by:

Page 4

THE BALNEY CHARITABLE TRUST

INDEPENDENT EXAMINER'S REPORT FOR THE YEAR ENDED 31 MARCH 2023

Independent examiner's report to the Trustees of The Balney Charitable Trust ('the Charity')

I report to the charity Trustees on my examination of the accounts of the Charity for the year ended 31 March 2023.

Responsibilities and basis of report

As the Trustees of the Charity you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 ('the 2011 Act').

I report in respect of my examination of the Charity's accounts carried out under section 145 of the 2011 Act and in carrying out my examination I have followed the applicable Directions given by the Charity Commission under section 145(5)(b) of the 2011 Act.

Page 5

THE BALNEY CHARITABLE TRUST

INDEPENDENT EXAMINER'S REPORT (CONTINUED) FOR THE YEAR ENDED 31 MARCH 2023

Independent examiner's statement

Your attention is drawn to the fact that the Charity has prepared the accounts in accordance with Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) in preference to the Accounting and Reporting by Charities: Statement of Recommended Practice issued on 1 April 2005 which is referred to in the extant regulations but has been withdrawn.

I understand that this has been done in order for the accounts to provide a true and fair view in accordance with the Generally Accepted Accounting Practice effective for reporting periods beginning on or after 1 January 2015.

I have completed my examination. I confirm that no matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

  1. accounting records were not kept in respect of the Charity as required by section 130 of the 2011 Act; or

  2. the accounts do not accord with those records; or

  3. the accounts do not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a 'true and fair' view which is not a matter considered as part of an independent examination.

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

This report is made solely to the Charity's Trustees, as a body, in accordance with Part 4 of the Charities (Accounts and Reports) Regulations 2008. My work has been undertaken so that I might state to the Charity's Trustees those matters I am required to state to them in an Independent examiner's report and for no other purpose. To the fullest extent permitted by law, I do not accept or assume responsibility to anyone other than the Charity and the Charity's Trustees as a body, for my work or for this report.

Page 6

THE BALNEY CHARITABLE TRUST

STATEMENT OF FINANCIAL ACTIVITIES FOR THE YEAR ENDED 31 MARCH 2023

Note
Income from:
Charitable activities
2
Total income
Expenditure on:
Raising funds
3
Charitable activities
Other expenditure
5
Total expenditure
Net movement in funds
Reconciliation of funds:
Total funds brought forward
Net movement in funds
Total funds carried forward
Unrestricted
funds
2023
£
164,085
164,085
60,634
30,350
29,007
119,991
44,094
534,973
44,094
579,067
Restricted
funds
2023
£
-
-
-
-
-
-
-
602,100
-
602,100
Total
funds
2023
£
164,085
164,085
60,634
30,350
29,007
119,991
44,094
1,137,073
44,094
1,181,167
Total
funds
2022
£
163,243
163,243
23,573
15,727
24,169
63,469
99,774
1,037,299
99,774
1,137,073

The Statement of financial activities includes all gains and losses recognised in the year.

The notes on pages 9 to 16 form part of these financial statements.

Page 7

THE BALNEY CHARITABLE TRUST

BALANCE SHEET AS AT 31 MARCH 2023

Note
Fixed assets
Tangible assets
7
Current assets
Debtors
8
Cash at bank and in hand
Creditors: amounts falling due within one
year
9
Net current assets
Total assets less current liabilities
Net assets excluding pension asset
Total net assets
Charity funds
Restricted funds
10
Unrestricted funds
10
Total funds
245,858
148,287
394,145
(11,630)
2023
£
798,652
798,652
382,515
1,181,167
1,181,167
1,181,167
602,100
579,067
1,181,167
181,806
165,472
347,278
(11,006)
2022
£
800,801
800,801
336,272
1,137,073
1,137,073
1,137,073
602,100
534,973
1,137,073

The financial statements were approved and authorised for issue by the Trustees and signed on their behalf by:

Page 8

THE BALNEY CHARITABLE TRUST

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2023

1. Accounting policies

1.1 Basis of preparation of financial statements

The financial statements have been prepared in accordance with the Charities SORP (FRS 102) - Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019), the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) and the Charities Act 2011.

The financial statements have been prepared to give a 'true and fair' view and have departed from the Charities (Accounts and Reports) Regulations 2008 only to the extent required to provide a 'true and fair' view. This departure has involved following the Charities SORP (FRS 102) published in October 2019 rather than the Accounting and Reporting by Charities: Statement of Recommended Practice effective from 1 April 2005 which has since been withdrawn.

The Balney Charitable Trust meets the definition of a public benefit entity under FRS 102. Assets and liabilities are initially recognised at historical cost or transaction value unless otherwise stated in the relevant accounting policy.

1.2 Income

All income is recognised once the Charity has entitlement to the income, it is probable that the income will be received and the amount of income receivable can be measured reliably.

1.3 Expenditure

Expenditure is recognised once there is a legal or constructive obligation to transfer economic benefit to a third party, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. Expenditure is classified by activity. The costs of each activity are made up of the total of direct costs and shared costs, including support costs involved in undertaking each activity. Direct costs attributable to a single activity are allocated directly to that activity. Shared costs which contribute to more than one activity and support costs which are not attributable to a single activity are apportioned between those activities on a basis consistent with the use of resources. Central staff costs are allocated on the basis of time spent, and depreciation charges allocated on the portion of the asset’s use.

Expenditure on raising funds includes all expenditure incurred by the Charity to raise funds for its charitable purposes and includes costs of all fundraising activities events and non-charitable trading.

Expenditure on charitable activities is incurred on directly undertaking the activities which further the Charity's objectives, as well as any associated support costs.

Grants payable are charged in the year when the offer is made except in those cases where the offer is conditional, such grants being recognised as expenditure when the conditions attaching are fulfilled. Grants offered subject to conditions which have not been met at the year end are noted as a commitment, but not accrued as expenditure.

All expenditure is inclusive of irrecoverable VAT.

Page 9

THE BALNEY CHARITABLE TRUST

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2023

1. Accounting policies (continued)

1.4 Interest receivable

Interest on funds held on deposit is included when receivable and the amount can be measured reliably by the Charity; this is normally upon notification of the interest paid or payable by the institution with whom the funds are deposited.

1.5 Tangible fixed assets and depreciation

All assets relate to the acquisition and improvement of property, and are capitalised as advised by the firm providing Independent Examiner services.

Tangible fixed assets are initially recognised at cost. After recognition, under the cost model, tangible fixed assets are measured at cost less accumulated depreciation and any accumulated impairment losses. All costs incurred to bring a tangible fixed asset into its intended working condition should be included in the measurement of cost.

Depreciation is charged so as to allocate the cost of tangible fixed assets less their residual value over their estimated useful lives, using the straight-line method.

Depreciation is provided on the following bases:

Freehold property - not depreciated
Property improvements - 10% straight line
Fixtures and fittings - 15% on written down value

1.6 Debtors

Trade and other debtors are recognised at the settlement amount after any trade discount offered. Prepayments are valued at the amount prepaid net of any trade discounts due.

1.7 Cash at bank and in hand

Cash at bank and in hand includes cash and short-term highly liquid investments with a short maturity of three months or less from the date of acquisition or opening of the deposit or similar account.

1.8 Liabilities and provisions

Liabilities are recognised when there is an obligation at the Balance sheet date as a result of a past event, it is probable that a transfer of economic benefit will be required in settlement, and the amount of the settlement can be estimated reliably.

Liabilities are recognised at the amount that the Charity anticipates it will pay to settle the debt or the amount it has received as advanced payments for the goods or services it must provide.

Provisions are measured at the best estimate of the amounts required to settle the obligation. Where the effect of the time value of money is material, the provision is based on the present value of those amounts, discounted at the pre-tax discount rate that reflects the risks specific to the liability. The unwinding of the discount is recognised in the Statement of financial activities as a finance cost.

Page 10

THE BALNEY CHARITABLE TRUST

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2023

1. Accounting policies (continued)

1.9 Financial instruments

The Charity only has financial assets and financial liabilities of a kind that qualify as basic financial instruments. Basic financial instruments are initially recognised at transaction value and subsequently measured at their settlement value with the exception of bank loans which are subsequently measured at amortised cost using the effective interest method.

1.10 Fund accounting

General funds are unrestricted funds which are available for use at the discretion of the Trustees in furtherance of the general objectives of the Charity and which have not been designated for other purposes.

Restricted funds are funds which are to be used in accordance with specific restrictions imposed by donors or which have been raised by the Charity for particular purposes. The costs of raising and administering such funds are charged against the specific fund. The aim and use of each restricted fund is set out in the notes to the financial statements.

2. Income from charitable activities

Unrestricted Total Total
funds funds funds
2023 2023 2022
£ £ £
Rental of Trust properties 164,085 164,085 163,243

3. Investment management costs

Unrestricted
funds
2023
£
Trust property insurance
7,929
Trust property repairs and maintenance
52,705
60,634
Total
funds
2023
£
7,929
52,705
60,634
Total
funds
2022
£
6,005
17,568
23,573

Page 11

THE BALNEY CHARITABLE TRUST

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2023

4. Analysis of grants

Donations to
Institutions
2023
£
Donations to institutions
30,350
Other expenditure
Unrestricted
funds
2023
£
Management and administration
26,858
Depreciation
2,149
29,007
Total
funds
2023
£
30,350
Total
funds
2023
£
26,858
2,149
29,007
Total
funds
2022
£
15,727
Total
funds
2022
£
21,972
2,197
24,169

5. Other expenditure

6. Independent examiner's remuneration

The independent examiner's remuneration amounts to an independent examiner fee of £1,350 (2022 - £1,554).

Page 12

THE BALNEY CHARITABLE TRUST

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2023

7. Tangible fixed assets

Freehold
property
£
Cost
At 1 April 2022
785,848
At 31 March 2023
785,848
Depreciation
At 1 April 2022
-
Charge for the year
-
At 31 March 2023
-
Net book value
At 31 March 2023
785,848
At 31 March 2022
785,848
8.
Debtors
Trade debtors
Prepayments and accrued income
9.
Creditors: Amounts falling due within one year
Other creditors
Accruals and deferred income
Property
improvements
£
18,764
18,764
5,629
1,876
7,505
11,259
13,135
Fixtures and
fittings
£
2,960
2,960
1,142
273
1,415
1,545
1,818
2023
£
236,464
9,394
245,858
2023
£
-
11,630
11,630
Total
£
807,572
807,572
6,771
2,149
8,920
798,652
800,801
2022
£
181,806
-
181,806
2022
£
990
10,016
11,006

Page 13

THE BALNEY CHARITABLE TRUST

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2023

10. Statement of funds

Statement of funds - current year

Unrestricted funds
General Funds - all funds
Restricted funds
Restricted Funds - all funds
Total of funds
Statement of funds - prior year
Unrestricted funds
General Funds - all funds
Restricted funds
Restricted Funds - all funds
Total of funds
Balance at 1
April 2022
£
534,973
602,100
1,137,073
Balance at
1 April 2021
£
435,199
602,100
1,037,299
Income
£
164,085
-
164,085
Income
£
163,243
-
163,243
Expenditure
£
(119,991)
-
(119,991)
Expenditure
£
(63,469)
-
(63,469)
Balance at
31 March
2023
£
579,067
602,100
1,181,167
Balance at
31 March
2022
£
534,973
602,100
1,137,073

Page 14

THE BALNEY CHARITABLE TRUST

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2023

11. Summary of funds

Summary of funds - current year

General funds
Restricted funds
Summary of funds - prior year
General funds
Restricted funds
Balance at 1
April 2022
£
534,973
602,100
1,137,073
Balance at
1 April 2021
£
435,199
602,100
1,037,299
Income
£
164,085
-
164,085
Income
£
163,243
-
163,243
Expenditure
£
(119,991)
-
(119,991)
Expenditure
£
(63,469)
-
(63,469)
Balance at
31 March
2023
£
579,067
602,100
1,181,167
Balance at
31 March
2022
£
534,973
602,100
1,137,073

Page 15

THE BALNEY CHARITABLE TRUST

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2023

12. Analysis of net assets between funds

Analysis of net assets between funds - current year

Unrestricted
funds
2023
£
Tangible fixed assets
196,552
Current assets
394,145
Creditors due within one year
(11,630)
Total
579,067
Analysis of net assets between funds - prior year
Unrestricted
funds
2022
£
Tangible fixed assets
198,701
Current assets
347,278
Creditors due within one year
(11,006)
Total
534,973
Restricted
funds
2023
£
602,100
-
-
602,100
Restricted
funds
2022
£
602,100
-
-
602,100
Total
funds
2023
£
798,652
394,145
(11,630)
1,181,167
Total
funds
2022
£
800,801
347,278
(11,006)
1,137,073

13. Contingent liabilities

The Trust currently has potential liabilities of £2,200 resulting from disputes arising in the course of its income generating activities, however it is the opinion of the Trustees that the likelihood of such liabilities becoming payable is minimal, and the economic impact of such liabilities is covered sufficiently by the existing Reserves Policy.

Page 16