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2022-03-31-accounts

The Frank Bond Trust Limited (A Charitable Company Limited by Guarantee)

Unaudited Annual Report and Financial Statements

For the Year Ended 31 March 2022

Company Number: 01749461 Charity Registered in England and Wales Number: 287873

The Frank Bond Trust Limited Contents For the Year Ended 31 March 2022

Page
Contents 1
Reference and Administrative Details 2
Trustees’ Annual Report 3 – 7
Independent examiners report 8
Statement of Financial Activities 9
Balance Sheet 10
Notes to the Financial Statements 11 - 20

Prepared By Albert Goodman LLP

1

The Frank Bond Trust Limited Reference and Administrative Details For the Year Ended 31 March 2022

Trustees and Directors C Bulbeck (Chair)
M Burgess
R Court
J Gurr
J Lacey
J Newell
S Wild
Registered Office Frank Bond Centre
84 Mountway Road
Bishops Hull
Taunton
Somerset
TA1 5DS
Independent Examiner Michelle Ferris BSc (Hons) FCA DChA
Albert Goodman LLP
Chartered Accountants
Goodwood House
Blackbrook Park Avenue
Taunton
Somerset
TA1 2PX

Prepared By Albert Goodman LLP

2

The Frank Bond Trust Limited Trustees’ Report For the Year Ended 31 March 2022

The trustees, who are also directors for the purposes of the Companies Act, present their report and the unaudited financial statements of the charity for the year ended 31 March 2022.

The financial statements have been prepared in accordance with the accounting policies set out in note 1 to the financial statements and comply with the charity’s memorandum and articles of association, the Statement of Recommended Practice “Accounting and Reporting by Charities” (SORP FRS 102implemented 1 January 2019) and are in accordance with the special provision relating to small companies within Part 15 of the Companies Act 2006.

Constitution

The Frank Bond Trust Limited is a registered charity, charity number 287873, and a company limited by guarantee, company number 01749461. The charity’s registered office is 84 Mountway Road, Bishops Hull, Taunton, Somerset, TA1 5DS. The maximum liability of each member is limited to £1. The Frank Bond Trust Limited, incorporated 1 September 1983, and is governed by its Memorandum and Articles of Association.

Principal activities and objects

The object for which the charity was established is for the relief and care of elderly persons of all classes resident in, or near, the Parish of Bishop's Hull, Taunton Somerset, suffering from the disabilities of old age or otherwise in need.

In practice the charity fulfils this objective by operating the Frank Bond Centre where those people meeting its object are able to enjoy a wide variety of educational and recreational activities. The Directors aim to offer as many activities as possible and are always willing to consider requests for new ones consistent with the charities object.

In April 2021 the Centre opened for outside activities in line with Government Coronavirus pandemic guidelines. Hand sanitisers were provided to enable Croquet to be played on the lawn. However no access was permitted into the Centre. In May the Cafe and Art Group started with a maximum of six people in any one location.

The Centre fully reopened on the 19th of July with members expected to be fully vaccinated and hand sanitisers were provide in all the locations that were being used.

The Trustees have continued to undertake the task of maintaining the Centre and the flat. The Trustees have ensured that the Centre has all the certifications that are legally required to enable members to meet in safety.

The principal aim of all the activities due to return to the Centre will be to continue to offer as many opportunities for members to remain physically, socially and mentally active. And in addition to remain a relevant member of the local community.

The Trustees are pleased that, since reopening, members are feeling confident enough to use the facilities on offer in the Centre.

The Trustees will continue to advertise in the local newsletter and use social media.

Prepared By Albert Goodman LLP

3

The Frank Bond Trust Limited Trustees’ Report For the Year Ended 31 March 2022

Directors and structure

The following served as directors during the year:

C Bulbeck M Burgess R Court J Gurr T Humphreys (Deceased 8 May 2022) J Lacey J Newell C Preston (Deceased 2 April 2022) S Wild

In accordance with the charity’s Articles of Association, all new directors will hold office until the next Annual General Meeting when they will be eligible for re-election.

Each director is required to be a member of the charity and, as such, has guaranteed the sum of £1 in the event of the charity being wound up.

Trustee appointments

All trustee posts are held for up to 5 years.

All trustees can offer themselves for re-election at the next Annual General meeting, as of now the current trustees have said they will offer themselves for re-election at the next AGM.

The current number of 7 trustees is considered by the directors as sufficient and suitable for the running of all sections of the Frank Bond Centre and overseeing its activities.

The trustees are always conscious of the need to appoint a new trustee as needed and this would be carried out either by asking for nominations at the Annual General meeting or by each trustee suggesting a replacement.

Review of the year and future developments

In planning our activities, we have kept in mind the Charity Commission’s guidance on public benefit at our trustee meetings. A summary of the charity’s activities for the year is reflected in the Principal activities and objects.

The finances of the centre are a constant concern to the trustees, who strive to maximise all its resources, and it is always with grateful thanks we receive grants and bequests.

The directors are committed to controlling the costs of running the centre and overhead costs.

Prepared By Albert Goodman LLP

4

The Frank Bond Trust Limited Trustees’ Report For the Year Ended 31 March 2022

Financial review

Total income for the year amounted to £29,966 (2021: £36,929), with expenditure totalling £34,331 (2021: £35,198). The overall deficit before investment gains or losses was £4,365 (2021: Surplus £1,731).

The Trust aims to meet all operational costs from income from rent from the flat above the Centre, income from investments, membership fees, income from other activities, grants and donations. If depreciation expenditure is disregarded as operational costs, the charity has made a surplus before depreciation and movement on investments for the year of £1,877 (2021: £7,973).

The usual expenses involved in maintaining the fabric of the building and grounds providing a clean, warm and welcoming environment for the various groups that would normally meet have continued during the last year even though the Centre is closed.

Investment policy

The first investment policy for Frank Bond Trust Limited was formulated on 03 October 2011, with the following objectives.

As advised previously the policy was reviewed in December 2015 taking into account the additional guidance of The Charities Commission. Documents referred to include “Charities and Investments Matters: A Guide for Trustees” by the Charity Commission and “Writing your charity’s investment policy; A Guide” by the Charity Investor’s group.

The outcome of the review was the decision to appoint Rathbones as our Discretionary Investment Manager to look after all investments on behalf of the Trust. All investments were transferred to a secure investment account for Rathbones to manage in accordance with the revised investment policy, a copy of which is available to view at the Frank Bond Centre.

Prepared By Albert Goodman LLP

5

The Frank Bond Trust Limited Trustees’ Report For the Year Ended 31 March 2022

Reserves policy

The total reserves at the end of the year amounted to £434,029 (2021: £429,904), in which £40,086 (2021: £45,608) is considered ‘free/spendable’ reserves.

It is the charity’s policy to maintain a level of funds in its current account to cover the ongoing operational costs of the Frank Bond Trust which amount to approximately £20,000 per annum.

Given the level of funds held in investments (identified above) the trustees are confident that in the event of the charity's income being significantly reduced the ongoing operational costs of the Trust could be met for the foreseeable future from the investment funds (the investment of around 10 times current annual costs).

Membership fees provide a secure income of around £3,000 per year which reduces the need to use investment funds. Similarly the rental income from the flat is reasonably secure and provides around £7,000 per annum. As a policy membership fee could be increased to meet any shortfall and maintenance costs could be reduced (currently around £4-7,000 per annum) in order to balance any shortfall.

Risk policy

The charity’s directors examine the major strategic, business and operational risks facing the charity. These risks are reviewed regularly.

Small company provisions

This report has been prepared in accordance with the small companies regime under the Companies Act 2006.

Prepared By Albert Goodman LLP

6

The Frank Bond Trust Limited Trustees’ Report For the Year Ended 31 March 2022

Statement of Trustees responsibilities

The trustees (who are also directors of The Frank Bond Trust Limited for the purposes of company law) are responsible for preparing the Trustees' Report (incorporating the directors’ report) and the financial statements in accordance with applicable law and United Kingdom Accounting Standards, including Financial Reporting Standard 102: The Financial Reporting Standard applicable in the UK and Republic of Ireland (United Kingdom Generally Accepted Accounting Practice).

Company law requires the trustees to prepare financial statements for each financial year which give a true and fair view of the state of affairs of the charitable company and of the income and expenditure, of the charitable company for that period. In preparing these financial statements, the trustees are required to:

The trustees are responsible for maintaining proper accounting records which disclose with reasonable accuracy at any time the financial position of the charitable company and enable them to ensure that the financial statements comply with the Companies Act 2006. They are also responsible for safeguarding the assets of the charitable company and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

The trustees are responsible for the maintenance and integrity of the corporate and financial information included on the charitable company's website. Legislation in the United Kingdom governing the preparation and dissemination of financial statements may differ from legislation in other jurisdictions.

Approved by the Board on 13[th] September 2022 and signed on its behalf by:

C Bulbeck Chair

R Court Trustee

Prepared By Albert Goodman LLP

7

The Frank Bond Trust Limited Independent examiners report For the Year Ended 31 March 2022

Independent examiners report to the Trustees of The Frank Bond Trust Limited

I report to the charity trustees on my examination of the accounts of The Frank Bond Trust Limited (“the Company”) for the year ended 31 March 2022.

Responsibilities and basis of report

As the charity’s trustees of the Company (and also its directors for the purposes of company law) you are responsible for the preparation of the accounts in accordance with the requirements of the Companies Act 2006 (“the 2006 Act”).

Having satisfied myself that the accounts of the Company are not required to be audited under Part 16 of the 2006 Act and are eligible for independent examination, I report in respect of my examination of your charity’s accounts as carried out under section 145 of the Charities Act 2011 (“the 2011 Act”). In carrying out my examination I have followed the Directions given by the Charity Commission under section 145(5)(b) of the 2011 Act.

Independent examiner’s statement

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

  1. accounting records were not kept in respect of the Company as required by section 386 of the 2006 Act; or

  2. the accounts do not comply with these records; or

  3. the accounts do not comply with the accounting requirements of section 396 of the 2006 Act other than any requirement that the accounts give a “true and fair view” which is not a matter considered as part of an independent examination; or

  4. the accounts have not been prepared in accordance with the methods and principles of the Statement of Recommended Practice for accounting and reporting by charities applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102).

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Michelle Ferris BSc (Hons) FCA DChA

Albert Goodman LLP Chartered Accountants Goodwood House Blackbrook Park Avenue Taunton Somerset TA1 2PX

Date: 14/09/2022

Prepared By Albert Goodman LLP

8

The Frank Bond Trust Limited Statement of Financial Activities For the Year Ended 31 March 2022

Notes
£
Income
Donations
2
15,970
Other trading actities
3
9,625
Investments
4
4,371
Total income
29,966
Expenditure
Raising funds
5
2,841
Charitable activities
6
31,490
Total expenditure
34,331
Net income / (expenditure) before
investment gains / (losses)
(4,365)
Net gains / (losses) on
8,490
investments
Net income / (expenditure)
4,125
before transfers
Unres-
tricted
£
15,970
9,625
4,371
Unres-
tricted
£
-
-
-
Re-
stricted
2022
£
15,970
9,625
4,371
29,966
2,841
31,490
34,331
(4,365)
8,490
4,125
Total
£
25,406
7,488
4,035
Unres-
tricted
£
-
-
-
Re-
stricted
2021
£
25,406
7,488
4,035
36,929
1,850
33,348
35,198
1,731
39,699
41,430
Total
29,966
2,841
31,490
-
-
-
36,929
1,850
33,348
-
-
-
-
-
-
35,198
1,731
39,699
-
-
-
4,125 - 41,430 -
Transfers - - - - - -
Net movement in funds
for the year
Reconciliation of funds
Total funds brought forward
Total funds carried forward
4,125
429,904
434,029
41,430
388,474
429,904
4,125
429,904
-
-
41,430
388,474
-
-
434,029 - 429,904 -

The results for the year derive from continuing activities and there are no gains or losses other than those shown above.

The statement of financial activities incorporates the income and expenditure account.

Prepared By Albert Goodman LLP

9

The Frank Bond Trust Limited – Company Registration Number: 01749461 Balance sheet As at 31 March 2022

Notes 2022 2021
£ £
Fixed assets
Tangible assets 9 141,576 147,818
Investments 10 252,367 236,478
_______ _______
393,943 384,296
Current assets
Debtors 11 1,065 1,403
Cash at bank and in hand 41,083 46,392
_______ _______
42,148 47,795
Creditors
Amounts falling due within one year 12 (2,062) (2,187)
_______ _______
Net current assets 40,086 45,608
_______ _______
Net assets 434,029 429,904
‗‗‗‗‗‗‗ ‗‗‗‗‗‗‗
Fair value reserve 37,558 31,612
Unrestricted income funds 396,471 398,292
_______ _______
Total unrestricted reserves 434,029 429,904
‗‗‗‗‗‗‗ ‗‗‗‗‗‗‗

These accounts have been prepared and delivered in accordance with the special provisions relating to small companies within Part 15 of the Companies Act 2006 and the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102).

For the year ended 31 March 2022, the charitable company was entitled to exemption from an audit under section 477 of the Companies Act 2006.

The members have not required the charitable company to obtain an audit of its accounts for the year in question in accordance with section 476 of the Act.

The trustees/directors acknowledge their responsibilities for complying with the requirements of the Companies Act 2006 with respect to accounting records and the preparation of accounts.

Approved by the Board for issue on 13[th] September 2022 and signed on its behalf by:

C Bulbeck

Chair

R Court Trustee

Prepared By Albert Goodman LLP

10

The Frank Bond Trust Limited Notes to the Financial Statements For the Year Ended 31 March 2022

1 Accounting policies

1.1

General information and basis of preparation

The Frank Bond Trust Limited is a company limited by guarantee incorporated in the United Kingdom under the Companies Act. The maximum liability of each member is limited to £1. The address of the registered office is given on page 2. The nature of the charity’s operations and its principle activities are set out in the Trustees report on pages 3-7.

The financial statements have been prepared in £ sterling on the historical cost basis and in accordance with accounting and reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)(Charities SORP (FRS 102)) and the Companies Act 2006.

The charity meets the definition of a public benefit entity under FRS 102. Assets and liabilities are initially recognised at historical cost or transaction value unless otherwise stated in the relevant accounting policy.

1.2 Income

Donations and legacies (including grants) are recognised where there is entitlement, certainty of receipts and the amount can be measured with sufficient reliability.

Membership of the Club is for the year from January to December and is payable in advance. The membership is not refundable and therefore no adjustment is made for the proportion of membership fees which relates to the period after the year end.

Government grants are recognised under the accruals model resulting in income being recognised on a systematic basis over the period in which the related costs are incurred for which the grant is compensating. The income from the scheme is recognised as other income in the profit and loss and timing differences presented as other debtors or deferred income within the balance sheet.

Income from trading is recognised on a receivable basis.

Income from charitable activities includes income recognised as earned (as the related goods or services are provided) under contract.

Investment income is recognised on a receivable basis.

1.3

Expenditure

Liabilities are recognised as soon as there is legal or constructive obligation committing the charity to the expenditure. All expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all costs related to the category.

Raising funds costs comprise the costs of trading for fundraising purposes.

Charitable expenditure comprises those costs incurred by the charity in the delivery of its activities and services for beneficiaries. It includes both costs that can be allocated directly to such activities and those costs of an indirect nature necessary to support them.

Prepared By Albert Goodman LLP

11

The Frank Bond Trust Limited Notes to the Financial Statements For the Year Ended 31 March 2022

1. Accounting Policies (continued)

1.4 Donated services

1.5 Fixed assets

Individual fixed assets costing £100 or more are initially recorded at cost.

Depreciation is calculated to write off the cost or valuation of fixed assets over their estimated useful lives at the following rate:-

Frank Bond Centre and improvements – 2% straight line Fixtures, fittings and equipment – 20-25% straight line

1.6 Debtors

Trade and other debtors are recognized at the settlement amount due and prepayments are valued at the prepaid amount.

1.7 Cash at bank and in hand

Cash at bank and in hand comprise cash on hand and call deposits, other short-term highly liquid investments that are readily convertible to a known amount of cash and are subject to an insignificant risk and change in value.

1.8 Creditors

Creditors and provisions are recognised where the charity has a present obligation resulting from past event that will probably result in the transfer of funds to a third party and the amount due to settle the obligation can be measured or estimated reliably. Creditors and provisions are recognized at their settlement amount.

1.9 Investments

Fixed asset investments are included at market value at the balance sheet date.

Realised gains and losses on investments are calculated as the difference between sales proceeds and their market value at the start of the year, or their subsequent cost, and are charged or credited to the statement of the financial activities in the period of disposal.

Unrealised gains and losses represent the movement in market values during the year and are credited or charged to the statement of financial activities based on the market value at the year end.

1.10 Taxation

The charity applies all income and gains for charitable purposes and is therefore not liable to corporation tax.

1.11 Fund accounting

Unrestricted income funds are general funds that are available for use at the trustees’ discretion in furtherance of the objectives of the charity.

Prepared By Albert Goodman LLP

12

The Frank Bond Trust Limited Notes to the Financial Statements For the Year Ended 31 March 2022

1.12 Financial instruments

The charity only holds basic financial instruments as defined in FRS 102. The financial assets and liabilities of the charity and their measurements are as follows:

Financial assets – trade and other debtors are basic financial instruments and are debt instruments measured at amortised cost as detailed in note 15. Investments are basic financial instruments measured at fair value through the income and expenditure account. Prepayments are not financial instruments.

Cash at bank – is classified as a basic financial instrument and is measured at face value.

Financial liabilities – trade creditors, accruals and other creditors are financial instruments, and are measured at amortised cost as detailed in note 15. Taxation and social security are not included in the financial instruments disclosure definition. Deferred income is not deemed to be a financial liability, as the cash settlement has already taken place and there is an obligation to deliver services rather than cash or another financial instrument.

Prepared By Albert Goodman LLP

13

The Frank Bond Trust Limited Notes to the Financial Statements For the Year Ended 31 March 2022

2 Income from donations

Income from donations
Total funds Total funds
unrestricted unrestricted
2022
2021
£
£
Membership fees 2,648 20
Appeals and donations 50 998
Exceptional government funding
Coronavirus Job Retention Scheme Grant* 1,405 3,857
Other Government Grants* 11,867 20,531
_______ _______
15,970 25,406
‗‗‗‗‗‗‗ ‗‗‗‗‗‗‗

*denotes government grants

The charity has been eligible to claim additional funding in year from government support schemes in response to the coronavirus outbreak. The funding received is shown above under “exceptional government funding”. The charity furloughed its member of staff under the governments CJRS. The funding received £1,405 relates to staff costs which are included within note 8 as appropriate.

3 Income from other trading activities

Income from other trading activities
Total funds Total funds
unrestricted unrestricted
2022 2021
£
£
Rental income 7,144 7,140
Sale of food and beverages 2,411 330
Hire fees 70 18
_______ _______
9,625 7,488
‗‗‗‗‗‗‗ ‗‗‗‗‗‗‗

Prepared By Albert Goodman LLP

14

The Frank Bond Trust Limited Notes to the Financial Statements For the Year Ended 31 March 2022

4 Income from investments

Income from investments
Total funds Total funds
unrestricted unrestricted
2022
2021
£
£
Interest received 221 109
Dividends received 4,150 3,926
_______ _______
4,371 4,035
‗‗‗‗‗‗‗ ‗‗‗‗‗‗‗
Expenditure on raising funds
Total funds Total funds
unrestricted unrestricted
2022
2021
£
£
Investment management fees 2,084 1,850
Café expenses 757 -
_______ _______
2,841 1,850
‗‗‗‗‗‗‗ ‗‗‗‗‗‗‗
Charitable activities
Total funds Total funds
unrestricted unrestricted
2022
2021
£
£
Wages and salaries 7 6,369 6,010
Rates 72 102
Light, heat and power 1,882 1,916
Insurance 1,357 1,299
Repairs and maintenance 11,447 14,739
Sundry expenses 2,091 587
Depreciation of freehold property 6,242 6,242
Accountancy fees 1,790 2,201
Independent examination fees 240 252
_______ _______
31,490 33,348
‗‗‗‗‗‗‗ ‗‗‗‗‗‗‗

5 Expenditure on raising funds

6 Charitable activities

Prepared By Albert Goodman LLP

15

The Frank Bond Trust Limited Notes to the Financial Statements For the Year Ended 31 March 2022

7

Wages and salaries
2022 2021
£ £
Wages and salaries 6,369 6,010
Social security costs - -
_______ _______
6,369 6,010
‗‗‗‗‗‗‗ ‗‗‗‗‗‗‗
No individual employee was paid over £60,000.
The average employee head count for the year was as follows:
2022 2021
Number of staff 1 1
‗‗‗‗‗‗‗ ‗‗‗‗‗‗‗

The charity has access to a government defined contribution pension scheme if required.

Key management personnel

The trustees do not consider there to be any key management personnel within a paid role at the charity (2021: none).

No trustees received remuneration or expenses from the charity during the current or prior year.

8 Related party transactions

There were no related party transactions during the year (2021: none).

Prepared By Albert Goodman LLP

16

The Frank Bond Trust Limited Notes to the Financial Statements For the Year Ended 31 March 2022

9 Tangible fixed assets Freehold Fixtures,
land and fittings and
buildings equipment
Total
Cost £ £
£
At 1 April 2021 312,118 37,848
349,966
Additions - -
-
_______ _______ _______
At 31 March 2022 312,118 37,848
349,966
_______ _______ _______
Depreciation
At 1 April 2021 164,300 37,848
202,148
Charge for the year 6,242 -
6,242
_______ _______ _______
At 31 March 2022 170,542 37,848
208,390
_______ _______ _______
Net book value
As at 31 March 2022 141,576 -
141,576
‗‗‗‗‗‗‗ ‗‗‗‗‗‗‗ ‗‗‗‗‗‗‗
As at 31 March 2021 147,818 -
147,818
_______ _______ _______
10 Investments held as fixed assets
Investments Investments
2022 2021
£
£
Market value
As at 1 April 2021 236,478 196,841
Additions 19,939 24,642
Disposals (12,540) (24,704)
Realised gains on disposals 288 3,331
Unrealised gain on revaluation 8,202 36,368
_______ _______
As at 31 March 2022 252,367 236,478
‗‗‗‗‗‗‗ ‗‗‗‗‗‗‗

The historic cost of investments is £214,804 (2021: £204,866)

Prepared By Albert Goodman LLP

17

The Frank Bond Trust Limited Notes to the Financial Statements For the Year Ended 31 March 2022

11 Debtors
2022 2021
£ £
Prepayments and accrued income 1,065 1,002
Other debtors - 401
_______ _______
1,065 1,403
‗‗‗‗‗‗‗ ‗‗‗‗‗‗‗
12 Creditors: amounts falling due within one year 2022 2021
£ £
Other creditors 430 430
Accruals and deferred income 1,632 1,757
_______ _______
2,062 2,187
‗‗‗‗‗‗‗ ‗‗‗‗‗‗‗

Prepared By Albert Goodman LLP

18

The Frank Bond Trust Limited Notes to the Financial Statements For the Year Ended 31 March 2022

13 Statement of funds

Unrestricted funds
Fair value reserve
Income reserve
Total funds

Unrestricted funds
Fair value reserve
Income reserve
Total unrestricted funds
Balance
01.04.21
£
31,612
398,292
_______
429,904
_______
Balance
01.04.20
£
-
388,474
_______
388,474
_______
Gains/(losses)/
Income Expenditure
Transfers
£
£
£
-
-
5,946
29,966
(34,331)
2,544
_______
_______
_______

29,966
(34,331)
8,490
_______
_______
_______

Gains/(losses)/
Income Expenditure
Transfers
£
£
£
-
-
31,612
36,929
(35,198)
8,087
_______
_______
_______

36,929
(35,198)
39,699
_______
_______
_______
Balance
31.03.22
£
37,558
396,471
_______
434,029
_______
Balance
31.03.21
£
31,612
398,292
_______
429,904
_______

14 Company limited by guarantee

The company was incorporated as a company limited by guarantee and has no share capital. The guarantee to the company is £1 per member on the winding up of the company.

Prepared By Albert Goodman LLP

19

The Frank Bond Trust Limited Notes to the Financial Statements For the Year Ended 31 March 2022

15
Financial instruments
Financial assets measured at fair value through
the income and expenditure account
Financial liabilities measured at amortised cost
Income
Expense
£
£
2022
Financial assets measured at fair
value through the income
4,150
-
and expenditure account
Financial assets measured at
-
-
amortised cost
Financial liabilities measured at
-
-
amortised cost
4,150
-
2021
Financial assets measured at fair
value through the income
3,926
-
and expenditure account
Financial assets measured at
-
-
amortised cost
Financial liabilities measured at
-
-
amortised cost
3,926
-
Financial assets that are debt instruments measured at amortised cost
2022
2021
£
£
252,362
236,478
41,083
42,706
293,445
279,184
2,062
2,187
2,062
2,187
Net gains
Net losses
£
£
8,490
-
-
-
-
-
8,490
-
39,699
-
-
-
-
-
39,699
-

Prepared By Albert Goodman LLP

20