Charity Registration No. 287813
Company Registration No. 01720498 IEngland and Wales)
CHINESE ASSOCIATION OF TOWER HAMLETS
(A COMPANY LIMITED BY GUARANTEEI
ANNUAL REPORT AND UNAUDITED FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2021

CHINESE ASSOCIATION OF TOWER HAMLETS
(A COMPANY LIMITED BY GUARANTEEI
LEGAL AND ADMINISTRATIVE INFORMATION
Trustees
Mrs P Hayward
Ms M L Cheng
MrHHWu
Mr H Salah
Mrcyi
MrTVLe
Secretary
MrAS Lchau
Charty number
287813
Company number
01720498
Registered offic• and
principal address
680 Commerical Road
London
E14 7HA
Indepondont oxamin•r
Goh Yong Chong
Silver Levene IUKI Limited
Chartered Certified Accountants
37 Warren Street
London
W1T6AD

CHINESE ASSOCIATION OF TOWER HAMLETS
(A COMPANY LIMITED BY GUARANTEEI
CONTENTS
Page
Trustees, report
Independent examiner's report
14-15
Slalemenl of financial activities
16
Balance sheet
17
Notes to the financial statements
18-28

CHINESE ASSOCIATION OF TOWER HAMLETS
(A COMPANY LIMITED BY GUARANTEEI
TRUSTEES. REPORT (INCLUDING DIRECTORS. REPORT)
FOR THE YEAR ENDED 31 MARCH 2021
The trustees present their report and financial slalemenls for the year ended 31 March 2021.
The financial slalemenls have been prepared in accordance with the accounting policies set out in note 1 to
the financial statements and comply with the Chinese Association of Tower Hamlets's memorandum and
articles of association, the Companies Act 2006 and Accounting and Reporting by Chsrilies". Slalemenl of
Recommended Practi￿ applicable lo charities preparing their accounts in accordance with the Financial
Reporting Standard applicable in the UK and Republic of Ireland IFRS 1021 leffective 1 January 20191"
PURPOSE, VISION AND OBJECTIVES
The charity's purpose as set out in our constitution is lo provide a comprehensive range of serVi￿S
(welfare, community care. educational, leisLJre & recreational and personal development) for the Chinesel
Vietnamese Community in and around the London Borough of Tower Hamlets through 8 supportive
environment and a commitment to promote user involvement. Our vision is to ensure that the people we
serve live in a sensitive and compassionate environment, have a¢￿sS lo services that meet their physical,
material and emotional needs, also, they are able to reach the quality of life to which every individual
aspires.
The organisalion's ethos is one of empowerment and enablement. We are driven by our mission lo enable
people to be the architect of their own lives and be treated with dignity and respect al all limes. Our focus is
to work with and for those living with physical, sensory or mental impairment and in social isolation,
including those with serious and enduring mental health difficulties or dementia. language barriers. or a
carer role.
The objects for which the Association is estsblished are'.-
To help disadvantaged persons of Chinese origin who live, work or study in and around London
Borough of Tower Hamlets Ihereinafter called 'the area of benefif'l by the establishment and
Maintenan￿ of an information and advice ￿ll1re and an Opportunity Centre.
To promote the welfare of Chinese elderly and disabled people which now or hereafter may be
deemed by law lo be charitable within the said area of benefit.
To provide opportunities and facilities for the social, educational, cultural and physical development of
young Chinese people of the said area of benefit. In this MemorandLJm of Association 'young
Chinese people, means people between the ages of 8 and 25 years.
PRINCIPAL ACTIVITIES
The Chinese Association of Tower Hamlets is a charitable company limited by guarantee and is governed
by a memorandum and articles of association. The principal activities of the Association is the provision of
services lo Chinese and Vietnamese community in the London Borough of Tower Hamlets through project
based programmes providing specific services to meet the needs of ils user groups. We are a local
organization that understands the needs and 8SPltalions of local Chinese and Vietnamese people. Every
year we support hundreds of older people of Chinese origin lo live life lo the full, maintaining control and
independen￿. The organizalion's ethos is one of empowering and enabling people. The Ststement of
Financial Activities for the year is sel out on Pages 16 10 28 of the financial slalements.

CHINESE ASSOCIATION OF TOWER HAMLETS
(A COMPANY LIMITED BY GUARANTEEI
TRUSTEES. REPORT (CONTINUED)IINCLUDING DIRECTORS. REPORT)
FOR THE YEAR ENDED 31 MARCH 2021
HOME CARE SERVICE
The Chinese Association of Tower Hamlets Home Care service provides high quality, responsive care and
support lo help our clients remain independent in their own homes for longer. Vve provide help with personal
care, housekeeping, shopping, meal preparation, companionship and home-based respite services.
Our service is registered with the Care Quality Commission ICQCI and is rated "Good" in four areas and
'Oulslanding in one area. The service can be accessed by health and social care professionals arranging
support on a client's behalf or by individuals seeking lo arrange their own services. Over the past 12 months,
we have provided 11,242 hours of Home Care for our clients across London.
In a global pandemic, our prime objective is to ensure that our service users and stsff remain safe and
protected at all times and that we can provide care lo all our service users with minimurN disruption. At the
time of writing this annLJal report. l am pleased to say we have achieved this objective with no positive cases
of Covid since the lockdown in March 2020. The majority of care team are willing lo lake on extra shifts, work
longer flexible hours, go above and beyond their duties in helping the Chinese community.
As an organisalion caring for vulnerable people, we have been particularly impacted by the COVID-19
pandemic. However. we believe that the prompt and decisive action that we took as an organisalion has been
fundamental in protecting our service users and wider team. The key business adaptations which we have
made are as follows..
We closed our centre lo all bul essential visitors al a very early stage.
We have worked hard lo ensure adequate supplies of PPE and have carried out additional
fundraising lo pay for this. Compliance with our PPE requirements has been rigorously enforced
throughout our Servi￿$, and stsff are required lo wear full PPE at all limes. observing social
distsncing rules and person81 hygiene whilst in our services.
We have started mandatory weekly COVID-19 PCR testing for all care staff since December 2020.
Putting our duty of care to Servi￿ users and staff at the forefront of every decision, we refused to
accept Covid positive discharges from hospitsl, isolated new admissions, instructed staff to slay away
from work if they had any symptom no matter how minor and stopped all but essential visits lo the
client's homes. Our approach has kept us one step ahead of national guidance and stood us in good
stead. To date, where outbreaks have occurred, we have managed lo slop the spread of the virus in
client's home and limit its impact.
We have kept all staff informed via V￿hatSApp message, Logmycare app, emails, and phone.
As well as protecting our Servi￿ users from the risks of infection, we have also done everything
possible lo ensure that they have been able lo live as nomial a life as possible during the lockdown
period. Whilst managing this kind of situation is something we never thought we'd face in our lifetime,
our culture and values have been present every slep of the way, and the whole team has developed
throughout this journey- something that will serve us long after this is all over.

CHINESE ASSOCIATION OF TOWER HAMLETS
(A COMPANY LIMITED BY GUARANTEEI
TRUSTEES. REPORT (CONTINUED)IINCLUDING DIRECTORS. REPORT)
FOR THE YEAR ENDED 31 MARCH 2021
Undoubtedly, the use of technology has been the biggest changes not just for our organisation but also for our
service users. Our team Iransilioned lo working iemolely and continued to serve families and older adutts who
count on us as part of their support neh￿ork for health, financial security, and other social services. The
impact of the pandemic has increased the pace at which we are moving to cloud-based systems. enabling
administrative staff lo work from home where ne￿Ssary. Vve also scheduled In person appointments for
urgent needs, particularly for older people who were unable lo navigate digital tools and online systems. For
instance, in March 2020, we knew we wouldn't be able lo visit one of our users in extra care sheltered
accommodation in case of a full lockdown. We immediately went lo visit this user and installed a video
communication app on his smart phone, showed him how to make and receive video calls. This proved lo be
very useful during the full lockdown as this u￿[ was unable lo communicate with the 51aff at the extra care
accommodation due lo language barrier. As he was able lo reach out to our team via video calls during the
full lockdown, he fell much secured and less isolated.
Having the foresight to see what potentially lay ahead as Coronavirus made its way to Europe, we started lo
buy essential supplies of PPE and make changes lo our infection control routines. However, same as other
care providers we all had challenges In ac￿SsIng PPE. Guidan￿ about PPE was confusing and presented
challenges lo staff, people who experien￿ care and their families. To overcome this barrier, we quickly
approached the Chinese Embassy and other Chinese importers for assistance in getting hold of face masks
and gloves. For a great many older people in East London COVID pul them al risk, they were frightened,
isolated, and struggling lo access basi¢ support, including food. During the first week of April 2020. we
introduced a free food distribution service to provide members of the Chinese community with welfare
packages, food and basic essentials such as fa￿ masks, hand soap and toilet rolls. Furthermore, our
organisation moved from a manual case notes recording system lo a digital system in March this year. This
has proved to have good outcomes for people who use our setw1￿S as well as their carers. The app we are
using is called 'Logmycare', it can provide 'real lime, information recording, offer the ability lo use and
compare data lo improve people's care, help information to be shared quickly, accurately, and safely. It also
makes il easier for people who use our setwi￿$ to access their own records.
Below are some of the feedbacks we received from our most recent quality monitoring survey.. -
'The lean7 at CATH always can be reached easily, there's good communication with you and the carers. The
carers lake good care ofDad in every way. There 2re no bad points.,
'Excellenl communication, support and advi￿ given Ihroughoul, high qualty of service delivered.
Communication, encouragement support behveen care workerand clients are oulslanding.,
'1 say oveTrll they do a great job.,
'Communication and de81 with any queries very quickly. Always kept informed re any changes well in
advance. Excellent se￿Ice.,
Furthermore, in recognition of our efforts made supporting the Chinese community during the pandemic and
throughout, we were honoured by Canary Vvharf Group as one of the Covid Community Champions in the
Borough.

CHINESE ASSOCIATION OF TOWER HAMLETS
(A COMPANY LIMITED BY GUARANTEEI
TRUSTEES. REPORT (CONTINUED)IINCLUDING DIRECTORS. REPORT)
FOR THE YEAR ENDED 31 MARCH 2021
CHINESE INDEPENDENT SCHOOL OF TOWER HAMLETS
The school moved from clo Mulberry School for Girfs to Sl Mary and clo Sl Michael Primary School in
September 2013 and it is a more secure building as no one else is sharing the venue with CISTH. Front gales
and doors are locked during lesson hours to ensure the school premises are safe and lo avoid Intruders from
entering. We have received many good comments from parents about the new learning environment and
excellent facilities.
We have provided 34 sessions from September 2020 to July 2021 a lolal of 28 classes in Cantonese and
Mandarin from Playgroup lo A Level. Due lo an increase in number of classes and demand, we had 10 split the
classes Into two sessions to accommodate for all our stLJdents. The morning session runs between 1 Oam lo
12.'20pm for Mandarin students and the afternoon session runs between 1pm lo 3".15pm for Cantonese
students. GCSE and A-Level classes are 3 hours long., Mandarin from 9".30am - 12'.30pm and 1 pm - 4pm for
Cantonese.
Students achieved at least 90% attendance since the start of the term. Due to the impact of Covid-19, our
lessons stayed online for the entire academic year.
Enr
The total number of enrolments for the academic year 2020 - 2021 was 231., 173 students were enrolled on
Mandarin classes and 58 were enrolled on Cantonese classes, from the age of 3 up to 18.
The number of students dropped compared to the previous academic year due to the impact of Covid-191
Parents gol in touch with the school and explained online learning didn't work for their children so they would
like lo wail until we resume physical classes before they enrol again.
Although the number of students dropped during this 8cademic year, we were preparing lo return lo the Sl.
Mary and Sl. Michael Primary School for physical lessons. We had to comply to their risk assessments and
we wuld only have up to 12 students per class. hence the reason we still have 2 classes for some year
groups.
The school received enquiries regularly and more parents would like to send their children lo the CISTH to
learn Chinese. Some classes were already full up al the beginning of term,. therefore, children were plaTrd on
a waiting list and parents would have lo contact the school in May 2020 to enrol their childlrenl for the next
academic year. There was also an increase in the number of Tower Hamlets students during the academic
year.
The current trend demonstrates more parents would like lo send their children lo learn Chinese, In particularly
Mandarin. Furthemore. we have more non-chinese speaking children attending the classes as their
ainslream school requires the children to learn Mandarin as one of the subjects. Parents have reported
attending the CISTH made a difference in their children's learning as their ability is higher than those who
doesn't learn Mandarin outside of their mainstream school. Some parents said their child has been promoted
to the top Mandarin class in their mainstream school, some parents said their non-mandarin speaking child
was allocated to the "molher-tongue group in their mainstream school. Vve have received compliments from
some parents for their children's learning as well as the excellent teaching we provide in the school. Some
teachers would a￿ayS an extra mile for their students to support them as and when needed., in particularly our
GCSE and A-Level teachers.
act of Covid-19 Pandemic
Due lo the Covid-19 pandemic being dynamic, St. Mary and St. Michael Primary School informed us that they
were not ready lo have us back lo the school during the autumn term. However, the school governors would
review the situation after the first half term then they would let us know how they feel to have us back to the
school. Unfortunately. Sl. Mary and St. Michael had an outbreak of coronavirus which resulted the school lo
close for a few weeks before Chrislmasl And then in January the government announced another national
lockdown. Schools were closed from January until early March. This has had a major impact to the running of
our school, and we had lo bring our leaching and learning online via Zoom for the entire academic year.

CHINESE ASSOCIATION OF TOWER HAMLETS
(A COMPANY LIMITED BY GUARANTEEI
TRUSTEES. REPORT (CONTINUED)IINCLUDING DIRECTORS. REPORT)
FOR THE YEAR ENDED 31 MARCH 2021
We have tried to run our GCSE and A-Level classes al the Chinese Association of Tower Hamlets al the
beginning of the first term. Risk assessment was carried out before the first term began and we have
purchased enough hand sanilisers and disinfectants products lo keep the classrooms as clean as we could.
Unfortunately, some students ended up self-isolaling al home due lo their peers in their mainstream school
got lesled positive for coronavirus. By the 4th week of lerrn, the daily confirmed cases hil over 70001 We had
no choice but to bring OLJr lessons back online for these classes.
Owing lo these exceptional circumstances, we have decided lo cancel the exams at the end of both school
terms. Instead, pupils were assessed based on their class work and homework lincluding the four skills..
reading, writing, listening, and speaking) throughout the whole academic year. An achievement report was
sent to parents via email in the middle of August.
The school continued lo have a positive impact on the lives of Chinese & non-chinese children, young people,
and their families across London and beyond during the unprecedented limes.
act of GCSE and A-Level Exams due lo the Covid-19 Pandemic
Once again, the GCSE and A-Level summer exams were cancelled due to Covid-191 Mainstream schools
liaised with our headteacher or the Class teacher lo obtain predicted grades and eviden￿ of learning to
support the p￿diCtion.
The GCSE and A-Level students all done an internal exam in January and in June during online lessons, they
were supervised by their class teacher. All marks were recorded, and an achievement report was given to
each student in case their school request for one and we could use the exam papers and achievement reports
as part of the evidence of leaming.
We also provided wpies of student's achievement reports from the last academic year and teacher's
comments on student's progress and class performance lo their school.
The teachers worked extremely hard lo support their students lo gain a good grade, they went above and
beyond lo provide what the mainstream schools requested for, and this is usually in their own lime.
Some students could not enter the exam through their mainstream school, so they had lo enter privately via
the East London Skills for Life IELSI Training & Exam Centre at Slratford. Those students were required lo do
a writing exam in June at the School Office, invigilaled by the headleacher
The students who received their predicted grade from the Chinese School achieved grade 7 to grade 9 for
their GCSE, which is equivalent to grade A"_ A, including those who entered for the early GCSE exam. This is
an oulslanding achievement as the GCSE specification had change in 2017", the new specification is much
more difficult and WOLJld require 2 years of learning as advised by the exam board. The first assessment
across the whole of UK is summer 2019, our first year of teaching was 2018. Some of the students only
studied the course for 1 year bul still managed to achieve an outstanding grade.
The two A-Level students who entered for their exam both achieved an outstsnding predicted grade Al The
specification of the course also changed in 2017 and il is a lot harder lo achieve a high grade. The students
worked extremely hard with the support of their le8¢her.
The school is extremely proud of their achievements, and they also sel a very good example to the rest of the
students in the school.
The School participates in the Jack Pet¢hey Award Scheme to identfy young people with outstanding
achievements. During this ac4demi¢ year, the School h8s identified 6 young people who received the Jack
Petchey's Young Achiever Award. Due lo Covid-19, we were unable lo present the awards lo our young
achievers in person, please see below the list of young achievers..

CHINESE ASSOCIATION OF TOWER HAMLETS
(A COMPANY LIMITED BY GUARANTEEI
TRUSTEES. REPORT (CONTINUED)IINCLUDING DIRECTORS. REPORT)
FOR THE YEAR ENDED 31 MARCH 2021
Month
Young Achievers
Lok Yiu Alice Chan
Dominic Lee
Danylo Danylenko
Jessica Min Yee Tan
Yang Jia Xiao
Jessica Lin
September2020
November 2020
January 2021
March 2021
April 2021
June 2021
Comments and Feedback from Parents
Due to Covid-19, communication with parents were mainly through email and Wechat.
Teachers have ￿ceiVed some positive feedback from parents including the below".
"Dear Vanessa andAngel.
Thank you so much fora fantastic year
Many thanks for being such wonderful teachers, have always understanding and patience towards Z and have
been great listeners ID accept suggestions and feedback fmm me.
From Z.. Thank you forteaching me. I have leamt a lot throughout this year and I will miss you both a lot.
We wish you both all the best and hopefully we will see you again.
With great app￿CIall0n,
P- Z's mum"
It had been a very challenging year because the infection Tale kept going up and down throughout the
academic year. Parents showed their appreciation of the school still trying their best to continue providing
Chinese education in the safest way possible.
Teachers continued to allend online training to enhance their leaching skills, students, learning experience
and safeguarding the children., i.e. Seminar for the new Edexcel GCSE & A Level course structure and
syllabus and an update from exam boards about the changes made for the exam system this year. Most of the
training were done on Zoom due to Covid-19 but the teachers have commented the training were very useful
and helpful, especially the ones about online leaching and online tools to support online leaching.
iv
Future perspectives include seeking for more training opportunities, exploring new ways to recruit students in
London or beyond, maintaining good GCSE and A Levèl results, lo introduce a new curriculum for the
Cantonese classes and lo introduce the Youth Chinese Test IYCTI Into the school.

CHINESE ASSOCIATION OF TOWER HAMLETS
(A COMPANY LIMITED BY GUARANTEEI
TRUSTEES. REPORT (CONTINUED)IINCLUDING DIRECTORS. REPORT)
FOR THE YEAR ENDED 31 MARCH 2021
COVID-19 PROJECT FOR CHINESE16 MONTHS ONLY)
'Covid-19 Project for Chinese, is a partnership project between the Chinese Association of Tower Hamlets
ICATHI and Meridian Wellbeing Centre IMWCI from 1 sl November 2020 to 30rd April 2021. Services include
advi￿ and aolvocacy., training and support digital excluded individuals and awareness-raising of hale crimes.
Taking into account the negative impact of Covid. the goals of the project are to111 reduce the loneliness.'121
enhance community cohesion and131 support the daily lives of clients.
The project contacted members of both CATH & MWC, London Chinese community groups, Chinese
churches. Chinese language schools by phone, email. and Facebook groups. For advice & advocacy setvice
and digital training & support, we re￿IVed referrals from 6 slalulory and voluntsry agencies, 10 self-referrals
as well as CATH & MWC covering 10 London Boroughs.
Advice & Advocac
In lolal, we received 53 referrals and provided wide-ranging services with a person-cenlred approach
including advocating for GP & dental appoinlmenls, hospital appointments, Covid vaccination appoinlmenls,
housing, school admission, benefits., shopping & Collecting medication., signposting lo other agencies.,
providing information including for pensions and wills, befriending," and providing digital training and IT
support.
'Slay at home, rules have stopped the elderly leaving their homes and 'lockdown' rules have forced
numerous services lo close such as housing associations, advice ￿nIreS and Chinese community cenlres.
Our service has bridged the gap during the height of the second wave of the pandemic and brought the
services lo clients. We supported 5 individuals for their housing issues., translated correspondence for 8
individuals and advocated for 6 individuals with benefit issues. We made 12 shopping and delivery
medication trips to 3 individuals and 1 couple," one of them was in self-isolation due lo Covid positive.
GP and hospital appointments have been changing rapidly. Most GP bookings are made over the phone or
required the completion of Sn online foim, the GP will phone lo conduct the consullalions. The elderly are no
longer able to walk to a surgery to make their bookings and meet their GP fa￿10-fa￿. Also, the Interpreting
services has disappeared, and some GP surgeries do not provide an inlerpreler. We booked and advocated
16 GP & dental appointments for 9 individuals. This is the same in hospital out-patient departments". no
interpreter is provided. We accompanied 4 individuals for 8 hospital appointments and 1 A&E visit. Due to
language barriers and lack of confidence, we did 3 Covid swab lesls, fitted one 24 hours ECG monitor for 4
clients. In pre-pandemic limes, some clients would be accompanied by a family member. Restrictions for
family visits and the fear of carrying virus. resulted is some families being in despair as they cannot look after
their eldedy parents living apart. We were filling this gap when families were not allowed lo meet.
We helped 9 individuals lo book their Covid vaccinations online and accompanied them lo the vaccination
cenlres. Our advice and advocacy worker followed Covid guidelines when contacting clients in their homes.
Most of the clients found that our befriending sittings helped lo reduce their loneliness when we visited them,
or tslked to them over the phone. We made over 90 home visits and numerous phone calls, texts and
whalapp communications in order to keep in contact with our clients. During our visits or calls, we assessed
Clients, needs and made plans and follow ups. We followed closely the lalesl public health information,
Census information anol other community services. We signposted 4 Individuals to counselling services., and
2 individuals to Chinese Information and Advice Centre and Chinese Association of Can￿r Care.
Trainin
and su
ort for di
excluded clients
According to the assessment of all referrals, three people did not own any smartphonesltsblels and did not
have broadband at home. Another 17 people have one or more digital devices with data SIM cards andlor
home broadband. Of these, 15 are actively using Wlhatspp lor We¢hall and YouTube to contact their
families & friends and lo obtain infolainmenl. Therefore, we calegorised our clients into three groups.. Group
1.. Digitally excluded people,. Group 2.. Inactive Digital Users,. Group 3.. Active Digital Users. Only one client
re￿iVed training via whatapp call", others received the mix of distance and face-to-fa￿ support.

CHINESE ASSOCIATION OF TOWER HAMLETS
(A COMPANY LIMITED BY GUARANTEEI
TRUSTEES. REPORT (CONTINUED)IINCLUDING DIRECTORS. REPORT)
FOR THE YEAR ENDED 31 MARCH 2021
Group 1: Digitsl gxcludgd individuals131
Two tablets were on loan lo clients and another client was given a smartphone as a grft re￿ntly.
When we introduced the device, we immediately encountered difficulties that they could not feel snd
see the sleek black push button. Demonstrating the use of Whalapp, they could see their families &
friends after such a long lime. 11 was a precious moment. We showed them how to use ZOOM to
join in the Wellbeing Activities and Youtube to watch Cantonese-speaking programmes such as
Canton opera and old TV series. Because of their lack of dexierity and poor vision, as well as
understanding the sensitivity of the touchscreen, they cannot use applications that require multiple
steps to operate, such as ZOOM and Whalapp. Fortunately, b￿0 of them are supported by carers
who can log on Youtube or call friends with Vvhalapp. One can use the lablel lo watch YouTube bul
cannot use other apps.
Group 2- Digital inactive individuals121
Two clients in this category have iPad and Portal, respectively. Client A has an iPad, but can use only
with other people's help. Unfortunately. given her hearing loss, partial vision impairment and chronic
back pain, we were unable to help her use the iPad comfortably. Client B was given a Portal by their
family during the lockdown, bul il slopped working a month later. After checking the settings of the
Portal, we Could not re-install il because it requires the product owner lo sign in. In this case. only the
family member can fix it. Both clients benefited from our befriending silting al the end.
Group 3: Digital active individual 115)
All 15 individuals have digital devices such as Sma[￿hones, tsblels, TV boxes or Google Nest Hub
with data SIM or home broadband. They use their devices for Youtube and Whatapp lor Wechat).
Five clients were loaned a tablet to meet their need lo attend ZOOM events in their local
community groups or churches, as their own devices could not support it.
-Three of them have successfully taken part their ZOOM events since then.
-Two of them attended their events when our colleague was Selling up for them.
Two clients borrowed tablets because they showed an interest in learning how lo use the new
device. They had a taster for using a tablet but decided to carry on with their current devi￿.
FoLJr customers received our support to install and train ZOOM or Skype to enable them to
participate in online events. They reported that they could only log on lo some events.
One Client received our support lo re-instsll 8pps and migrate data lo the a new phone and
re-connect all devices lo a new broadband hub.
One client was reconnected to the Chinese Catholic church via YouTube. With support from
our colleague, we contacted the church warden and requested the link and added it to
client's lablel. We also supported the client lo sign-up for the church's whalapp group.
One client had an old desktop lo connect to home broadband, bul failed.
The services we pioneered lo train elderfy Chinese people in digital knowledge reflect some of the difficulties
they face when using devices and applications. High slreel-branded digital devi￿$ are stylishly designed,
but the touchscreen sensitivity, screen brightness and volume level may not bè suitable for older pèople.
Physical and sensory limitations in older people limit their access to new technologies. Some clients have
given feedback that their unstable hands prevent them from using the touchscreen. even with a stylus., the
brightness of the device hurts their eyes or is loo dark lo see clearly,. the volume is loo low lo hear. None of
our clients have essential English language skills and most are illiterate. During the pandemic, some basic
services, such as GP appointments, face-lo-face consullalions have been transferred online or over the
phone, which could be a lasting reform. Without proper support for elderly Chinese citizens, they are in
much worse position than pre-pandemic, and they are the key groups that use the service the most.

CHINESE ASSOCIATION OF TOWER HAMLETS
(A COMPANY LIMITED BY GUARANTEEI
TRUSTEES. REPORT (CONTINUED)IINCLUDING DIRECTORS. REPORT)
FOR THE YEAR ENDED 31 MARCH 2021
Ms KT, aged 79, has lived in a 3-bedroom council flat for over 40 years. She is fil, healthy, independent, and
socially active. She had a daily routine
walking in her local park, shopping, going to Chinatown to see
friends on weekdays, making her dinner and watching television.
Her immediate family live in Bristol,
Croydon and Manchester. Her granddaughter. who lives in Bristol, is her main carer, and was heavily pregnant
in November 2020. She was therefore not able to help KT at all. A Cantonese interp￿ter in Tower Hamlets
GP Care Group referred her lo the project.
KT was supported in befriending, health advocacy, housing 8dvoc8cy and digital training.
Digital Training.. KT was keen to learn how lo use the tablet because she would like lo see her
granddaughter online. She can now watch Cantonese programmes independently on YouTube using
her tsblel. However, she can only use whatapp to talk lo her family when our worker paid regular
visits. It was a precious moment when she saw her first greal-granddaughler.
Hea￿hY Advocacy." KT was a cancer survivor. Her first anniversary check-up was in January 2021. We
coordinated and accompanied her for a blood lest, scan, telephone consullalion, as well as her first
Covid vaccination. During the reform of the inlerprelalion service, we advocated and translated in her
GP appointments.
Housing Advocacy.. KT was wailing lo move closer lo her family. She missed a chall￿ in October
2020 because of her language barrier and lack of coordination between her family and a housing
association. We liaised with the housing association and her family and assisted KT on paperwork
and online viewings. In January 2021, KT secured a flat in a sheltered housing scheme in Bristol.
Befriending.. KT used to see friends every week. When everything was closed. she missed face-lo-
face contact. Our worker visited her regulady and trained her lo use a tablet. As she packed up for the
move, she fell emotional lo leave her home of over 40 years., she was uncertain about the future. Our
worker listened and encouraged her. On the day of the move, our worker visited lo say goodbye to
her.
KT thanked our project for solving many of her problems over the past few months. She has kept in touch
since settling in Bristol and enjoys watching Cantonese programmes on her tablet. KT'S family thanked our
support lo them.
Case Slud 2". Mr CK
CK, aged 66. lived in a one-bed flat and had his flat packed with boxes of kitchen equipment from his last job.
He has a daughter wilhoul contact for many years. He is a retired chef. Covid-19 has had big impact on his
retirement life and the worse of all, his eyesight. He thought his blurred sight was only temporarily. When he
went in A&E in October 2020, he was told he had advanced calaracls in both eyes and needed urgent
operations. Covid's second wave delayed and suspended many nonémergency operations. Unfortunately,
CK was one of the many patients affected.
In November 2020, CK could read the time using a wall clock, go shopping on his own, use his tablet, go to
his GP and cook his food when our worker first visited him al home. He was quite friendly then. He has a
helpful friend, but could not travel lo London during the lockdown.
Our support plan for CK was weekly phone calls and fortnighlly visits so as lo translate his cor￿Sponden
and advocate for him'.-
Advocacy Service. We advocated regarding renewing his freedom pass, confirming details to that he
could re￿1ve his slate pension, unpaid electricity bills, overpayments of rent and overdue electrical
checks.
Hea￿h Advocacy. CK was seen by an eye ¢onsullant in December 2020. His case was put in the lop
of the waiting list, bul with no confimed date. In mid-February, he failed his pre-operalion
assessment due to high blood pressure. This led lo a delay of 10 days for another assessment. In
early March, the operation date was confimed.

CHINESE ASSOCIATION OF TOWER HAMLETS
(A COMPANY LIMITED BY GUARANTEEI
TRUSTEES. REPORT (CONTINUED)IINCLUDING DIRECTORS. REPORT)
FOR THE YEAR ENDED 31 MARCH 2021
Practical Help.. Ordered and collected CK'S medication. Did his shopping and look him lo bank and
mobile phone shop lo lop up his mobile.
CK waited anxiously for communication from the hospital, and within three months, his eyesight delerioraled
rapidly. leaving him very VLJlnerable. By March. he lost his Independen￿ to be able to go out, he could not
read the lime on his wall clock and his mental health delerioraled. He relied on our worker to check on him,
but he did not a￿ayS reply. When this happened, our worker would make an urgent home visit. After
discussions with CK. he agreed that we would contscl Adu￿ Social servI￿s and other Charities for help to
meet his long-term needs.
On 22 April 2021, CK underwent a successful life-changing operation in which one eye regained ils sight.
lthen we called him, he told our worker what the time was on his wall clock. CK said he was rNanaging alright
and did need any support. Adult social services confimed CK refused any support.
Case Slud 3.. Mr & Mrs T
Mr & Mrs T, aged 84 & 74 respectively, are Hong Kong origin and live together. They're very independent
and have a healthy routine that they used lo go shopping together as a daily exercise before the lockdown.
Both do not speak and English. Mr T is clinically extremely vulnerable because of his severe asthma
and COPD and reported his mobility was worsen and his legs were weaker since Covid.
Mrs T is her
husband's ¢arer and is constantly worried about her husband. sin￿ the beginning of Covid, she gave up
going out in order lo protect her husband. One of their sons used to visit them every fortnight lo bring them
some shopping before the pandemic. Due to Mr T's high risk to be infected Covid, their son did not visit and
only talk on the phone or send message on whatapp. Without going out lo shop, they relied on stored
ingredients in their freezer, food parcels from the council and occasional food drop-offs by friends. As a
typical Chinese person, Mrs T did not want lo make a fuss and she fell embarrassed lo ask help. Our project
went lo the and support them with".
Practical help.. We supported Mrs T lo gel her fortnighlly shopping and quarterly collection of
medication. Mrs T not only cook home•made healthy meals, she Is keen lo make her village-food
that she had il in her childhood. She found cooking is her way of relaxation from her duty lo look
after her husband.
Medical Advocacy.. We supported Mr T lo fil a 24 hours ECG machine and conduct Covid swab
tests as per his GP requests. V￿￿en Mr T had black-out episodes in consecutive days. Mrs
T was in a panic slate. In A&E, Mr T was diagnosed with 8rrt)ythmia that he needed an urgent
operation to fit a pacemaker. Our colleague accompanied Mr T and updated his family.
Befriending.. Our colleague accompanied Mrs T at home to reduce her anxiety and worry when her
husband was in the h05pilal. We listened lo her and encouraged her that she fell She was not alone.
Mr T returned home 2 days after an operation. Our colleague paid a visit lo check if he was all right
when Mr T returned home safe.
It was 8 great outcome for T's family. Mr T had a successful procedure to fit a pacemarker that he never has
any dizziness ever sin￿. Mrs T was glad she had someone to stay with her when she was so worried. The
family is forever grateful that we can response lo them so rapidly.
PLANS FOR FUTURE PERIODS
The Trustees consider that in the short term the Charity will need lo focus on its continued management of
the challenges posed by the pandemic. The General Manager is focusing upon the implementation of a
narrower sel of objectives in the next two years".
Phased re-opening of the Older People Lunch Club
Continued focus on staff development and lo recruit and retsin the highest calibre of employee to
ensure excellent delivery of care
Continued focus on digitisation to maximise efficiencies
10-

CHINESE ASSOCIATION OF TOWER HAMLETS
(A COMPANY LIMITED BY GUARANTEEI
TRUSTEES. REPORT (CONTINUED)IINCLUDING DIRECTORS. REPORT)
FOR THE YEAR ENDED 31 MARCH 2021
TRUSTEES. RESPONSIBILITIES
Company and charity law requires the trustees lo prepare financial statements for each financial year which
give a true and fair view of the state of affairs of the charity and of the surplus or deficit of the charity for that
period. In preparing these financial slatemenls, the Iruslees are required lo..
Select suitable accounting policies and then apply them consislenlty",
Make judgments and eslimales that are reasonable and prudent.,
Prepare financial statements on an ongoing concern basis unless it is inappropriate lo presume
that the charity will continue in operation.
The Iruslees are ￿spOnSible for keeping proper accounting records that disclose with reasonable accuracy
al any time, the financial position of the charity. They are also responsible for safeguarding the assets of
the Charity and hen￿ for taking reasonable steps for the prevention and detection of fraud and other
irregularities.
The trustees I directors who served during the year were as follows..
Chuang Yi
Hoi Hung Wu
Alan Chau
The Vinh Le
Ping Hayward
Meng LLJ Cheng
Harun Salah
Chairperson
Treasurer
Company Secretary
Trustee
Trustee
Trustee
Trustee
APPOINTMENT OF TRUSTEES
Applications for potential Trustees are sought through registration with appropriate local ne￿orkS and
associations, through the Charity's website and through invitations sent out in member mailings.
Membership of the board of trustees consists of the Chair and up to eight other trustees elected by members
of the Charity as dètermined by the Charity's Regulations. The Board 81so has the power lo co-opt persons to
serve as members of the Board until the next election of trustees.
TRUSTEES INDUCTION AND TRAINING
Trustees take an active role in succession planning. Potential Trustees are initially provided with reports that
will enable them to judge whether lo pursue an appointment. Skills Audit forms are completed prior to an
interview with the Chair of the Charity and the General Manager. If candidates are regarded as suitable, and
wish lo pursue an appointment, an orienlalion session is arranged. This forms part of the ongoing induction
process and involves meetings with key staff. attendance at seminars and Committees and at least one Board
meeting. Following satisfactory completion of the recruitment process the Board will recommend appointment
as a Trustee.

CHINESE ASSOCIATION OF TOWER HAMLETS
(A COMPANY LIMITED BY GUARANTEEI
TRUSTEES. REPORT (CONTINUED)IINCLUDING DIRECTORS. REPORT)
FOR THE YEAR ENDED 31 MARCH 2021
ORGANISATION
The Board has the overall responsibility for the governance of the Charity- It meets al least four times a year.
Regulations specrfy the powers of the board and the authority dèlegatèd lo senior staff. The Gener81 Manager
is responsible for the day to day management of the Charity, working within the financial framework,
procedures and policies set down by the Board. The General Manager has delegated authority for human
resource planning, employment, service development and finance. The name of the senior staff member to
whom day lo day management of the charity is delegated to Mr. Alan Chau, General Manager.
BANKER
The name and address of the Association's Banker is".
Barclays Bank PLC
Canary ltharf Branch
2 Churchill Place
London
E14 5RB.
RISKS AND UNCERTAINTIES
The board has a duly lo lake all reasonable steps lo assess and manage risks lo the charity's activities,
beneficiaries or reputation. CATH operates in a highly regulated environment, and failure lo comply with
regulations could lead to substantial penalties, and cancellation of our registration. Compliance risks are
miligaled through the implementation of the Care Quality Commission ICQCI standards and high levels of
staff training. Comprehensive policies and prO￿d￿reS are in place to ensure compliance along with regular
quality monitoring and appropriate action lo miligale those risks. Our 'Good' rating, awarded by CQC al our
last Inspection in August 2017, is eviden￿ of our past achievements in managing risks and this ethos has
continued throughout the pandemic.
Trustees were a￿ayS aware that some risks to the charity may arise from factors outside of our control or
not of our making, as well as those risks that could be anlicipaled and redu￿d. The board of trustees
consider that systems and controls that were, and remain, in place to monitor, manage
and miligale the charity's major risks remain effective. These risks are'_
A change in Government policy may see a change in the way local councils purchase domiciliary
care, however as both Conservative and Labour Governments have promoted Servi￿ procurement
from the independent and voluntary sector. The Trustees are aware of this ongoing situation and have
policies in place lo deal with this including increasing the proportion of the charity's income from
personalised budgets and privately funded clients.
The recruilmenl and retention of staff affects the continuity we can provide our clients as well as
restricting their numbers. Unfortunately, due to the nature of services provided and the way they are
funded, we have lo use zero hour contracts for care staff the same as other similar organisalions. The
Trustees. are unhappy with this situation and are aware of the effect It has on the staff, if a workable
alternative Can be found il would be used. In the meantime. we aim to provide the best working
conditions for our staff lo ensure ielention, while al the same lime we are exploring all possible
avenues to recruit suitable new staff.
12-

CHINESE ASSOCIATION OF TOWER HAMLETS
IA COMPANY LIMITED BY GUARANTEE)
TRUSTEES. REPORT (CONTINUED)(INCLUDING DIRECTORS, REPORT)
FOR THE YEAR ENDED 31 MARCH 2021
The wodd wide advent of Coronavirus (Covid 191 h85 8ffÈetÈd all aspects of life. Resulting in a major
change in the way bugines$&s and ¢h8rities operate. While treatments and vaccine5 aT8 now being
deployed effedivety. the virus together with thè reslricttons on èveryday life required to counter it. will
continue to influence the working of CATH for at least all of the next year and pos#ible w811 b6yond
that. INO have already seen various chang&s to our wi*king practises to ensura a Covid secure
environment for our staff and clients. This has included the ability of the Management Committ&è to
mèet rèquiring the use of more rernole methods of communlcation and ¢ontrol. As already mentioned
our staffing level Is a major con￿￿n for the charity and Coronavirv$ has added to the problems of this.
In th& short to near leTm all we Can do to redu￿ the risks from Coronavirijs is to bè as ffexible and
responsive Ès possible to legal OT medical requirements. Wrth regard lo the ¢ombatting of it, we have
had a very posilive lake up of vaccinations in the WTrenl staff. This will be assist¢d by the foresight of
previous management committees lo ensure that the Charity ha5 maintained a good financ4al reserve.
for which there will ￿ a neèd to call on.
The trustees. report approved by th6 Board ofTrustees.
MrCYI
Trustee
Dated: ...1
13-

CHINESE ASSOCIATION OF TOWER HAMLETS
(A COMPANY LIMITED BY GUARANTEEI
INDEPENDENT EXAMINER'S REPORT
TO THE TRUSTEES OF CHINESE ASSOCIATION OF TOWER HAMLETS
I report to the Iruslees (who are also Directors for the purpose of company lawl on my examination of the
financial slalemenls of Chinese Association of Tower Hamlets Ilhe Chinese Association of Tower Hamlelsl
for the year ended 31 March 2021 which Comprise the Statement of Financial Activities .Ihe Balance Sheet
and related notes.
This report is made solely lo the Charity's trustees, as a body. in accordance with section 145 of the
Charities Act 2011. My work has been underiaken so that I might stsle lo the charity's Iruslees those mallers
l am required to state to them in this report and for no other purpose. To the fullest extent permitted by law, I
do not accept or assume responsibility lo anyone other than the charity and the charity's trustees as a body,
for my work, for this report, or for the opinion I have formed.
Responsibilities and basis of report
As the trustees of the Chinese Association of Tower Hamlets land also its directors for the purposes of
company lawl you are responsible for the preparation of the financial slalements in accordance with the
requirements of the Companies Act 20061'lhe 2006 Acl'l.
Having satisfied mysew that the financial statements of the Chinese Association of Tower Hamlets are not
required lo be audited under Part 16 of the 2006 Act and are eligible for independent examination, I report
in respect of my examination of the Chinese Association of Tower Hamlets's financial slalemenls carried out
under section 145 of the Charities Act 2011 I'lhe 2011 Act'l. In carrying out my examination I have followed
all the applicable Directions given by the Charity Commission under section 14515llbl of the 2011 Act.
An Independent examination does not involve gathering all the eviden￿ that would be required In an audit
and Consequently does not cover all the matters an auditor considers in giving their opinion on the financial
slalemenls. The planning and ¢ondu¢l of an audit goès beyond the limited assurance Ih818n independent
examination can provide. Consequently l express no opinion as lo whether the financial statements present
'Irue and fair, view and my report is limited to those specific matters sel out in the independent examinerfs
stalemenls.
Independent examinerfs statement
Since the Chinese Association of Tower Hamlels's gross income exceeded £250,000 your examiner musl
be a member of a body listed in section 145 of the 2011 Act. I confim that l am qualified to undertake the
examination because l am a Member ofAssocialion of Chartered and Certified Accountants, which is one of
the listed bodies.
I have completed my examination. I confirm that no matters have come to my attention in connection with
the examination giving me cause lo believe that in any material respect".
accounting records were not kept in respe￿ of the Chinese Association of Tower Hamlets as required
by section 386 of the 2006 Act", or
the financial statements do not accord with those records., or
the financial statements do not compty with the accoLJnling requirements of section 396 of the 2D06 Act
other than any requirement that the accounts give a true and fair view which is not a maller considered
as part of an independent examination., or
the financial statements have not been prepared in accordan￿ with the methods and principles of the
Statement of Recommended Practice for accounting and reporting by charities applicable to charities
preparing their 8ccounls in accordance with the Financial Reporting Standard applicable in the UK and
RepLJblic of Ireland IFRS 1021.
14-

CHINESE ASSOCIATION OF TOWER HAMLETS
(A COMPANY LIMITED BY GUARANTEEI
INDEPENDENT EXAMINER'S REPORT {CONTINUEDI
TO THE TRUSTEES OF CHINESE ASSOCIATION OF TOWER HAMLETS
I have no concerns and have come across no other mallers in connection with the examination lo which
allenlion should be drawn In this report in order to enable a proper understanding of the financial statements
lo be reached.
Goh Yong Chong
Silver Levene {UK) Limited
Chartered Certifi¢d Accountants
37 Warren Street
London
W1T6AD
Dated.
2211212021
15-

CHINESE ASSOCIATION OF TOWER HAMLETS
(A COMPANY LIMITED BY GUARANTEEI
STATEMENT OF FINANCIAL ACTIVITIES
INCLUDING INCOME AND EXPENDITURE ACCOUNT
FOR THE YEAR ENDED 31 MARCH 2021
Unrestricted R&$tricted
funds
funds
2021
2021
Total Unreslricled Restricted
funds
funds
2020
2020
Total
2021
202D
Notes
Income and endowments from:
Donations and contract
income
Charitable activities
Investments
Other income
234,387
63,970
122
33,195
234,387
84,518
122
33,195
271,473
85,612
408
1,743
271,473
111,656
408
1,743
20,548
26,044
Total income
331,674
20,548
352,222
359,236
26,044
385,280
enditure on-.
Charitable activities
283,157
18,495
301,652
318,189
30,336
348,525
Net incoming
resourcos before
transfers
48,517
2,053
50,570
41,047
14,2921
36,755
Gross transfers
between funds
11,8181
1,818
14,3811
4,381
Net income for the yearl
Net movement in funds
46,699
3,871
50,570
36,666
89
36,755
Fund balances at 1
April 2020
406,689
21,070
427,759
370.023
20,981
391,004
Fund balances at 31
March 2021
453,388
24,941
478,329
406,689
21,070
427,759
The slalemenl of financial activities includes all gains and losses recognised in the year.
All income and expenditure derive from continuing aclivilies.
The slalemenl of financial activities also complies with the requirements for an income and expenditure account
under the Companies Act 2006.
16-

CHINESE ASSOCIATION OF TOWER HAMLETS
(A COMPANY LIMITED BY GUARANTEE)
BALANCE SHEET
AS AT 31 MARCH 2021
Company Registration No. 01720498
2021
2020
Fixed a¥s9ts
Tanglbla assets
11
3,127
3,916
Current a389ts
Dèbtors
C8sh al bank atKI in hand
13
26.753
477.336
82,462
378,247
S04.089
460,709
Credltors: amounts fallinu dua wlihln
ono y•ar
14
128,887}
136,8661
Nel current assets
475,202
423,843
Total assets less currenl Ilabililie8
478.329
427,759
Income funds
Restricted funds
nres
Designated fLsnds
General unreBtricted funds
16
24,941
21,070
17
4,140
449.248
4.140
402,549
453,388
406,689
478,329
427.759
The company 1$ entiU8d to @x8mption from th8 audit raq￿rement cr)nlained in sactton 477 of Iha Compani8S
Act 2006, for the year ended 31 March 2021.
The members have not requi￿￿ the ¢omp8ry to obtain an audit of its finan(i81 statements for the yèar In
question in a¢wrdance with section 476.
The directOTS aCk[￿wI9￿9￿ their i¢spon$ikMlilies for Fn$urin9 Ihat the Charity keeps accounting recurds whl¢h
compty with section 366 of the Act and for preparing financial statements which give a true and fair vigw of the
$talè of aff8irs of the company as at the end of the financial year and of its incomin9 resourcès and application of
resources, including its income and expenditure. for the financtal year in accordance wilh the requirements of
section$ 394 ond 395 and which otherwise comply with the requirements of the Companies Act 2006 relating to
financial statements, 80 faras applicable to the CoMp￿y.
These *nand81 8t*mÈnts havè been prepared In aecordancè with the provisions applicAble to companiès
subject to the small ￿MpanieS regime.
The financial statements were approved by thèTw$leÈ$ on .........................
Mrcyi
Trustee
kfjrTVLe
Trn#teè
17

CHINESE ASSOCIATION OF TOWER HAMLETS
(A COMPANY LIMITED BY GUARANTEEI
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2021
Accountlng pollcl&s
Charlty Informatlon
Chinese Association of Tower Hamlets is a private company limited by guarantee incorporated in England
and Wales. The registered office is 680 Commerical Road, London, E14 7HA.
1.1 Accounting convention
The financial statements have been prepared in accordance with the Chinese Association of Tower
Hamlels's memorandum and articles of association, the Companies Act 2006 and Accounting and
Reporting by Charities". Statement of Recommended Practice applicable to charities preparing their
accounts in accordan￿ with the Financial Reporting Standard applicable in the UK and Republic of Ireland
IFRS 1021 (effective 1 January 20191" The Chinese Association of Tower Hamlets is a Public Benefit Entity
as defined by FRS 102.
The Chinese Association of Tower Hamlets has taken 8dvanlage of the provisions in the SORP for
charities applying FRS 102 Update Bulletin 1 not to prepare a Statement of Cash Flows.
The financial slalemenls are prepared in sterling, which is the functional currency of the Chinese
Association of Tower Hamlets. Monetary amounts in these financial statements are rounded lo the nearest
The financial statements have been prepared under the historical cost convention. The principal
accounting policies adopted are set out below.
1.2 Going concem
The company is currently facing Unpre￿dented un¢ertainty about the impact of the COVID-19 Pandemic,
together with the extent and duration of social distancing measures imposed by the UK Government. The
directors have foreseen the challenges in the coming months and considered carefully the potential impact
of these mallers. In taking into account of available cash resources and the extent of support provided by
The UK Government announced as of the dale of signing this report the directors continue lo adopt the
going concern basis of accounting in preparing the financial statements.
1.3 Charitable funds
Unrestricted funds are available for use at the discretion of the trustees In furtherance of their charitable
objectives.
Designated funds comprise funds which have been set aside al the discretion of the Iruslees for specific
purposes. The purposes and uses of the designated funds are set out in the notes to the financial
statements.
Restricted funds are subject lo specific conditions by donors as lo how they may be used. The purposes
and uses of the restricted funds are sel out in the notes to the financial slalemenls.
1.4 Income
Income is recognised when the Chinese Association of Tower Hamlets is legally entitled to it after any
performance conditions have been mel, the amounts can be measured reliably. and il is probable that
income will be received.
Cash donations are recognised on receipt. Other donations are recognised once the Chinese Association
of Tower Hamlets has been nolified of the donation, unless performance conditions require deferral of the
amount. Income lax recoverable in relation lo donations received under Grft Aid or deeds of covenant is
recognised al the lime of the donation.
18-

CHINESE ASSOCIATION OF TOWER HAMLETS
(A COMPANY LIMITED BY GUARANTEEI
NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2021
Accounting policies
{Continued}
Legacies are recognised on receipt or othe￿iSe if the Chinese Association of Tower Hamlets has been
notified of an impending dislribulion, the amount is known, and receipt is expected. If the amount is not
known, theI￿a¢Y is treated as a Contingent asset.
1.5 Expendlture
All expenditure is accounted for on an accruals basis and has been ¢lassified under heading that
aggregate all costs related lo the category. Where costs cannot be directly attributed lo particular headings
they have been allocated on a basis wnsistenl with use of the resources.
Support costs have been allocated between governance costs and other support. Governan￿ costs
comprise all costs involving public accountsbilily of the Charity and ils Complian￿ with regulation and good
practice.
Support costs include central functions and have been allocated to activity cost categories on a basis
consistent with the use of reSoUr￿s, eg allocating property costs by floor areas, or per capila, staff costs
by the time spent and other costs by their usage.
1.6 Tanglbl¢ flx&d assets
Tangible fixed assets are initially measured al cost and subsequently measured al cost or valuation. nel of
depreciation and any impairment losses.
Depreciation is recognised so as to write off the cost or valuation of assets less their residual values over
their useful lives on the following bases".
Fixtures, fittings & equipment
25% Reducing balance
The gain or loss arising on the disposal of an asset is determined as the difference between the sale
proceeds and the carrying value of the asset, and is recognised in net incomellexpendilurel for the year.
1.7 Impairnient of fixed assets
Al each reporting end date, the Chinese Association of Tower Hamlets reviews the carrying amounts of ils
tangible assets lo determine whether there is any indication that those assets have suffered an impairment
loss. If any such indication exists, the recoverable amount of the asset is estimated in order lo determine
the extent of the impairment loss lif any).
1.8 Cash and cash equivalents
Cash and cash equivalents in¢lude cash in hand, deposits held at call with banks, other short-lerm liquid
investments with original malurilies of three months or less, and bank overdrafts. Bank overdrafts are
shown within borrowings in current liabilities.
1.9 Financial instruments
The Chinese Association of Tower Hamlets has elected to apply the provisions of Section 11 'Basic
Financial Inslrumenls, and Section 12 '01her Financial Instruments Issues, of FRS 102 to all of ils financial
inslrumenls.
Financial instruments are recognised in the Chinese Association of Tower Hamlels's balance sheet when
the Chinese Association of Tower Hamlets becomes paty to the contractual provisions of the instrument.
Financial assets and liabilities a￿ offset, with the nel amounts presented in the financial slalemenls, when
there is a legally enforceable right lo sel off the recognised amounts and there is an Intention lo settle on a
nel basis or lo realise the asset and settle the liability simultaneously.
19-

CHINESE ASSOCIATION OF TOWER HAMLETS
(A COMPANY LIMITED BY GUARANTEEI
NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2021
Accounting policies
{Continued}
Basic financial assgt$
Basic financial assets, which include debtors and cash and bank balan￿s, are initially measured at
transaction price including transaction costs and are subsequently carried at amortised cost using the
effective interest method unless the arrangement conslilules a financing transaction, where the transaction
is measured al the present value of the future receipts discounted al a market rale of interest. Financial
assets classified as receivable within one year are not amortised.
Impaimient of financial assets
Financial assets, other than those held at fair value through income 8nd expenditure, are assessed for
indicators of impairment at each reporting date. Financial assets are impaired where there is objective
evidence that, as 8 result of one or more events that occurred after the initial recognition of the fin8nci81
asset, the estimated future cash flows have been affected.
If an asset is impaired, the impairment loss is the difference between the c8rrying amount and the present
value of the estirnated cash flows discounted al the asset's original effective interest rate. The impairment
loss is recognised in nel incomellexpenditurel for the year.
If there is a decrease in the impairment loss arising from an event occurring after the impairment was
recognised, the impairment is reversed. The reversal is such that the current carrying amount does not
ex￿ed what the carrying amount would have been, had the Impaimient not previously been recognised.
The impairment reversal is recognised in nel in￿me1(8Xpendl1ure) for the year.
Derecognition of financial assets
Financial assets ale derecognised only when the conlraclu81 rights lo the cash flows from the asset expi
or are settled, or when the Chinese Association of Tower Hamlets transfers the financial asset and
substantially all the risks and rewards of ownership to 8nother entity, or rf some significant risks and
rewards of ownership are relaineol but control of the asset has transferred lo another party that is able lo
sell the asset in its entirety to an unrelated third party.
Basic financial liabilities
Basic financial liabilities, including creditors and bank loans are initially recognised al transaction price
unless the arrangement conslilules a financing transaction, where the debt Instrument is measured al the
present value of the future payments discounted al a market rate of interest. Financial liabilities classified
as payable within one year are not amortised.
Debt instruments are subsequently carried al amortised cost, using the effective interest rate method.
Trade creditors are obligations to pay for goods or services that have been acquired in the ordinary course
of operations from suppliers. Amounts payable are classified as current liabilities if payment is due within
one year or less. If not, they are presented as non-current Iiabililies. Trade creditors are recognised initial
at transaction price and subsequently measured al amortised cost using the effective interest method.
Derecognition of financial liabilities
Financial liabilities 8re derecognised when the Chinese Association of Tower Hamlels's conlraclual
obligations expire or are discharged or can￿lled.
1.10 Employee benefits
The cost of any unused holiday enlillement is recognised in the period in which the employee's services
are received.
Termination benefits are recognised immediately as an expense when the Chinese Association of Tower
Hamlets is demonstrably commilled to lerminale the employment of an employee or lo provide termination
benefits.
-20-

CHINESE ASSOCIATION OF TOWER HAMLETS
(A COMPANY LIMITED BY GUARANTEEI
NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2021
Accounting policies
{Continued}
1.11 Retlrement beneflts
Payments lo defined contribution retirement benefit schemes are charged as an expense as they fall due.
1.12 Govgmment grants
Government grants are recognised at the fair value of the asset received or re￿1vable when there Is
reasonable assurance that the grant conditions will be mel and the grants will be received. A grant that
specifies performance conditions is recognised in income when the performance conditions are mel.
Where a grant does not specrfy performance conditions il is recognised in income when the proceeds are
received or re￿1Vable. A grant received before the recognition criteria are satisfied is recognised as a
1.13 Company Status
The charity is a company limited by guarantee. The members of the company are the Iruslees named on
page 12. In the event of the charity being wound up, the liabilities in respect of the guarantee is limited lo
£1 per member of the charity.
Donation8 and contract income
Unrestricted Unrestricted
funds
funds
general
general
2021
2020
Donations 8nd gifts
Contract income
6,359
228,028
9,317
262,156
234,387
271,473
Contract income
London Borough of Tower Hamlets
London Borough of Hackney
Direct Payments
116,515
6,358
105,155
176,323
6,117
79,716
228,028
262,156
21

CHINESE ASSOCIATION OF TOWER HAMLETS
(A COMPANY LIMITED BY GUARANTEEI
NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2021
Income from charltable actlvltle8
Grants School f885
income
2021
Total
2021
Total
2020
2021
Sales within charitable activities
Performance related grants
63,970
63.970
20.548
85,612
26,044
20.548
20,548
63,970
84,518
111,656
Analysis by fund
Unrestricted funds- general
Restricted funds
63,970
63,970
20,548
85,612
26,044
20,548
20,548
63,970
84,518
111,656
For the year ended 31 March 2020
Unrestricted funds- general
Reslricled funds
85,612
85,612
26,044
26,044
26,044
85,612
111,656
Investments
Unrestri¢tgd Unrestricted
funds
funds
g¢n&ral
general
2021
2020
Interest receivable
122
408
Other Income
Unrestricted Unrestricted
funds
funds
general
general
2021
2020
Other In￿Me
33,195
1,743
Other income incudes Coronavirus Job Retention Scheme grant of £32,825.
-22-

CHINESE ASSOCIATION OF TOWER HAMLETS
(A COMPANY LIMITED BY GUARANTEEI
NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2021
Expendlture on charltable actlvltles
Unrestrlcted Restrlcted
funds
funds
expgnditure axpgnditure
2021
2021
Totalunrestrlcted Restrlcted
2021
funds
funds
gxpgnditura expendituro
2020
2020
Total
2020
Staff costs
FoodlLuncheon Club
Chinese New Year
Home Care Project
expenses
Chinese School expenses
Rent
Other premises expenses
Travel
Insurance
Repairs and maintenan
Training, books &
subscriptions
Bank charges
Telephone
Sundry expenses
Depreciation
LCRF Project
246,922
1,225
12,448
259,370
1,225
1,537
269,371
4,597
26,585
295,956
4,597
1,934
1,537
1,934
11,925
2,977
3,675
2,194
11,925
2,977
4,015
2,273
2,390
1,310
19,973
3,267
1.012
1,175
592
2,390
1,31D
19,973
3,267
1,012
1,469
592
340
79
1,202
834
1,202
834
294
3,253
545
1,609
1,664
1,042
3,253
545
1,674
2,659
1,042
3,031
6,231
934
1,056
1,376
1,305
6,231
934
1,056
2,499
1,305
65
995
1,123
3,031
279,067
18,495
297,562
314,589
29,936
344,525
Share of governance costs
(see note 71
4,090
4,090
3,600
400
4,000
283,157
18,495
301,652
318,189
30,336
348,525
Analy818 by fund
Unrestricted funds-
general
Restricted funds
283,157
283,157
18,495
318,189
318,189
30,336
18.495
30,336
283, 157
18.495
301,652
318,189
30,336
348,525
-23-

CHINESE ASSOCIATION OF TOWER HAMLETS
(A COMPANY LIMITED BY GUARANTEEI
NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2021
Support Costs
Gov¢rnan¢e
costs
2021
2020 Basis of allocation
Professional fees
4,090
4,090
4,000 50°A Chinese School
50°h Home Care
4,090
4,090
4,000
Analysed between
Charitable activities
4,090
4,090
4,000
Governan￿ costs include fees of £3,30012019.' £3,300) for an independent examination.
Trustees
None of the trustees lor any persons connected with theml received any remuneration or benefits, or
Claimed any expenses from the Chinese Association of Tower Hamlets during the year.
Employegs
Number of omployo9s
The average monthly number employees during the year (including trusleesl was..
2021
Number
2020
Number
Management and adminislralion
Charitable activities
29
36
35
42
Employment costs
2021
2020
Wages and salaries
Social security costs
Other pension costs
235,570
12,221
11,579
275,075
12,482
8,399
259,370
295,956
The key management personnel of the Charity comprises the Trustees, General Manager, Quality
Assurance Manager and Head of Chinese School.
The totsl employee benefit of the key management personnel of the Charity were £64,47712020 ..
£64,463).
No individual employee received benefits of more than £60,000 during the year or pre￿dIng year.
-24-

CHINESE ASSOCIATION OF TOWER HAMLETS
(A COMPANY LIMITED BY GUARANTEEI
NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2021
10 Taxatlon
The charitsble company is a registered charity and is not subject to corporation tax on its current activities.
11 Tangiblg fixgd assgts
Fixtu￿, fittings & equiprnent
Cost
At 1 April 2020
Additions
33,237
253
At 31 March 2021
33,490
Depreciation and impairmant
At 1 April 2020
Depreciation charged in the year
29,321
1,042
At 31 March 2021
30,363
Carrylng amount
Al 31 March 2021
3,127
Al 31 March 2020
3,916
12 Financial instruments
2021
2020
Carrying amount of financial assets
Debt instruments measured al amortised cost
82,462
Carrying amount of financial liabilities
Measured at amortised cost
28,887
36,866
13 Debtors
2021
2020
Amount$ falling duo Within ong ygar..
Prepayments and accrued inwme
26,753
82,462
14 Credltors: amounts falllng due wlthln one year
2021
2020
Accruals and deferred income
28,887
36,866
-25-

CHINESE ASSOCIATION OF TOWER HAMLETS
(A COMPANY LIMITED BY GUARANTEEI
NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2021
15 Retlrement benefit scheme8
Deflned contrlbutlon schemes
The Chinese Association of Tower Hamlets operates a defined contribution pension scheme for all
qualifying employees. The assets of the scheme are held separately from those of the Chinese Association
of Tower Hamlets in an independently administered fund.
The charge lo profit or loss in respect of defined contribution schemes was £11,57912020 - £8,399).
-26-

CHINESE ASSOCIATION OF TOWER HAMLETS
IA COMPANY LIMITED BY GUARANTEEI
NOTES TO THE FINANCIAL STATEMENTS {CON￿NUE0)
FOR THE YEAR ENDED 31 MARCH 2021
16 R*striCt4d fund#
The ineotne fundsolthe th8tity intlude re$tri¢ted lunds tomprising thefolowing unexpended balanCeÈ of don8tiOnsgnd orsnts he￿ on twgtfor $PEthlicpurpo8eY
Movgrnfjnt in funds
ovwngnt in fvnds
BaLin¢4 at
TtsttsfÈr
Lirttèat
r￿aur£e
r£&DU￿0
pBnded
J1 ￿rth2121
OppO￿unty Cgnlre Project
Youth Club
After School Homework Club
A(t&r School sporfing
l Dare Project
Jack Petchty Projed
Eldety Lun￿￿0￿ Club
Chinèse Schts
Core
Chingse N8wY8ar Evgnl
East End Community Foundatlon
Cokni&19 Prop¢tfoT ChiD&se
1,403
222
1,403
222
1.403
2L
4,938
3,497
3,922
4,938
3.497
4.299
4.938
3.497
4.804
1.500
2.550
10,200
10.045
4,731
410
4,484
4.484
4.484
2.000
760
2.000
14.498
2.903
20,9B1
26.044
4,3B1
21.070
20.$4B
24.941
27-

CHINESE ASSOCIATION OF TOWER HAMLETS
(A COMPANY LIMITED BY GUARANTEEI
NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2021
17 Deslgnated fund8
The income funds of the charity include the following designated funds which have been set aside out of
unreslricled funds by the Iruslees for specific purposes".
Mov8meTht in
funds
InGoming
resources
Mov8m8nt in
funds
InGoming
Balan¢e at
resources 31 March 2021
Balan¢e at
1 April 2019
Balan¢e at
1 April 2020
Equipment replacement fund
4,140
4,140
4,140
4,140
4,140
4,140
The trustees have designated funds of £4,140 to cover the future cost of IT & communication system of the
Charity.
18 Analysis of net assets between funds
Unrestricted Restricted
funds
funds
2021
2021
Total Unrestricted Restricted
funds
funds
2020
2020
Total
2021
2020
Fund balances al 31
March 2021 are
represented by..
Tangible assets
Current asselsl
3,127
3,127
3,916
3,916
450.261
24.941
475.202
402,773
21,070
423,843
453,388
24,941
478,329
406,689
21,070
427,759
19 Operatlng lease commltments
At the reporting end date the Chinese Association of Tower Hamlets had oulslanding commitments for
future minirnum lease payments under nonwcancellable operating leases, which fall due as follows..
2021
2020
Within one year
Between two and five years
36,300
15,125
28,394
51,425
51,425
79,819
-28-