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2025-04-05-accounts

Docusign Envelope ID: 251BE959-5719-488F-952E-B5813CC4EF88

REGISTERED CHARITY NUMBER: 287367

AGUDAS ISRAEL COMMUNITY SERVICES

REPORT OF THE TRUSTEES AND FINANCIAL STATEMENTS FOR THE YEAR ENDED 5 APRIL 2025

Sugarwhite Meyer Accountants Ltd First Floor 94 Stamford Hill London N16 6XS

Docusign Envelope ID: 251BE959-5719-488F-952E-B5813CC4EF88

AGUDAS ISRAEL COMMUNITY SERVICES

CONTENTS OF THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 5 APRIL 2025

Page
Reference and Administrative Details 1
Report of the Trustees 2 to 3
Independent Examiner's Report 4
Statement of Financial Activities 5
Statement of Financial Position 6
Notes to the Financial Statements 7 to 12

Docusign Envelope ID: 251BE959-5719-488F-952E-B5813CC4EF88

AGUDAS ISRAEL COMMUNITY SERVICES REFERENCE AND ADMINISTRATIVE DETAILS FOR THE YEAR ENDED 5 APRIL 2025

TRUSTEES C Pinter (deceased 1.10.24) J Schleider R Grussgott PRINCIPAL ADDRESS 97 Stamford Hill London N16 5DN REGISTERED CHARITY 287367 NUMBER INDEPENDENT EXAMINER Sugarwhite Meyer Accountants Ltd First Floor 94 Stamford Hill London N16 6XS

Page 1

Docusign Envelope ID: 251BE959-5719-488F-952E-B5813CC4EF88

AGUDAS ISRAEL COMMUNITY SERVICES

REPORT OF THE TRUSTEES FOR THE YEAR ENDED 5 APRIL 2025

The trustees present their report with the financial statements of the charity for the year ended 5 April 2025. The trustees have adopted the provisions of Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019).

REFERENCE AND ADMINISTRATIVE INFORMATION

The information is shown on page 1 of the financial statements and forms part of this report

OBJECTIVES AND ACTIVITIES

Objectives and aims

The objectives of Agudas Israel Community Services (AICS) are to assist vulnerable members of the community by providing information and support to enable them to make the most of available resources as well as of their own strengths and abilities to improve their lives and those of their families.

The charity operates an advice services, providing a wide range of benefits, immigration and employment advice, as well as an employment facility and other services including a number of training opportunities in partnership with other local organisations focusing on employment skills such ac CV writing and interview techniques.

Forward is a division of AICS established in 2019 with a mission to help and support those coming from disadvantaged backgrounds with getting into employment and business and maximise their earning potential, we do this by providing them with job preparation, advanced career training, workplace experience, job placement support and more.

The trustees of the charity confirm that they have considered The Charity Commission's general guidance on public benefit.

ACHIEVEMENTS AND PERFORMANCE

Charitable activities

The trustees are pleased to report that thanks to grants received we were able to continue our services which are in great demand. This was quite difficult, considering the fact that one of our advice workers did not return to work following the pandemic. This caused a great strain on our services, and we were often booked ahead for several weeks. We are aware of the high demand for our services, and the distress that having to wait for appointments can cause.

As the community grows exponentially, we are experiencing an increased demand for our services, especially, as we are the only organisation in the area providing expert advice in English, Hebrew and Yiddish, in a culturally appropriate setting. Additionally, the government's introduction of a Benefit Cap, as well as the restriction of Child Tax Credits and Universal Credit to two children per family, disproportionately affects our community, where larger families are the norm.

We have continued to run a weekly surgery in North West London, and there is a continued high demand for appointments. We have a very high level of customer satisfaction and are proud of the professional service we provide and would ideally like to increase our capacity and reach to meet the growing need for our services, but await a better financial situation.

We have seen continued growth and steady progress for Forward this year, with rising demanded for our services driven further by the cost of living crises, we have added and upgraded many courses and services, launched our new online learning portal to expand our reach even further and expanded our job preparation programme to include many additional important skills and added more options to our advanced career training courses.

Page 2

Docusign Envelope ID: 251BE959-5719-488F-952E-B5813CC4EF88

AGUDAS ISRAEL COMMUNITY SERVICES

REPORT OF THE TRUSTEES FOR THE YEAR ENDED 5 APRIL 2025

FINANCIAL REVIEW

Reserves policy

It is the charity's policy that only funds that have cleared the bank be allowed to be used as payment for direct charitable and governance expenses. The trustees therefore ensure that the charity retains sufficient funds to cover immediate anticipated outgoings. They have contact at all times with potential donors who are able to assist with the charity's requirements.

Reserves at the year end stood at £6,508 deficit (2024- £859 deficit)

FUTURE PLANS

AICS’s plans for the future are to continue to support the most vulnerable members of the community by providing time appropriate advice in the fields in which it has developed high levels of expertise. Advisors continue to attend in service training to ensure that their knowledge and skills are kept up to date in a rapidly changing climate.

It continues to remain our priority to increase fundraising activities, bearing in mind that we are providing essential and otherwise inaccessible services to the most needy members of our community and to their families. The demand is increasing as the government continues to cut the resources available and as the community grows. We are mindful of the fact that we are the only available resource for this community for benefits, immigration and employment advice and support, and take our responsibilities seriously. We look to the wider community to support us in our work and enabling members of the community and their families to live their lives with dignity, and to be able to access the minimal resources they need to survive in the increasingly challenging environment of our times.

STRUCTURE, GOVERNANCE AND MANAGEMENT Governing document

The charity was constituted by Declaration of Trust dated 15th May 1983.

Recruitment and appointment of new trustees

It is not currently the intention of the trustees of the charity to appoint new trustees. Should this situation change in the future, the trustees will apply suitable recruitment and training procedures.

Organisational structure

The trustees and administrator meet regularly in order to ensure that the charity runs smoothly and that all activities are run efficiently, as well as to deal with issues as they arise, and to pre-empt potential problems before they develop. They plan both current and future strategy, balancing the developing and increasing needs of the community with the resources of Agudas Israel Community Services.

Risk management

The trustees have a duty to identify and review the risks to which the charity is exposed and to ensure appropriate controls are in place to provide reasonable assurance against fraud and error.

Approved by order of the board of trustees on 4 February 2026 and signed on its behalf by:

J Schleider - Trustee

Page 3

Docusign Envelope ID: 251BE959-5719-488F-952E-B5813CC4EF88

INDEPENDENT EXAMINER'S REPORT TO THE TRUSTEES OF AGUDAS ISRAEL COMMUNITY SERVICES

Independent examiner's report to the trustees of Agudas Israel Community Services

I report to the charity trustees on my examination of the accounts of Agudas Israel Community Services (the Trust) for the year ended 5 April 2025.

Responsibilities and basis of report

As the charity trustees of the Trust you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 ('the Act').

I report in respect of my examination of the Trust's accounts carried out under Section 145 of the Act and in carrying out my examination I have followed all applicable Directions given by the Charity Commission under Section 145(5)(b) of the Act.

Independent examiner's statement

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

  1. accounting records were not kept in respect of the Trust as required by Section 130 of the Act; or 2. the accounts do not accord with those records; or

  2. the accounts do not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a true and fair view which is not a matter considered as part of an independent examination.

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

E Meyer FCA BSc

Sugarwhite Meyer Accountants Ltd First Floor 94 Stamford Hill London N16 6XS

4 February 2026

Page 4

Docusign Envelope ID: 251BE959-5719-488F-952E-B5813CC4EF88

AGUDAS ISRAEL COMMUNITY SERVICES

STATEMENT OF FINANCIAL ACTIVITIES FOR THE YEAR ENDED 5 APRIL 2025

Unrestricted
funds
Notes
£
INCOME AND ENDOWMENTS FROM
Donations and legacies
2
159,352
Investment income
3
5,350
Total
164,702
EXPENDITURE ON
Raising funds
4
397
Charitable activities
5
Education and training
33,339
Community Service and advice
93,000
Support costs
1,200
Grantmaking
42,415
Total
170,351
NET INCOME/(EXPENDITURE)
(5,649)
RECONCILIATION OF FUNDS
Total funds brought forward
(859)
TOTAL FUNDS CARRIED FORWARD
(6,508)
Restricted
fund
£
20,000
-
20,000
-
20,000
-
-
-
20,000
-
-
-
2025
Total
funds
£
179,352
5,350
184,702
397
53,339
93,000
1,200
42,415
190,351
(5,649)
(859)
(6,508)
2024
Total
funds
£
171,396
-
171,396
468
55,436
109,758
3,854
-
169,516
1,880
(2,739)
(859)

The notes form part of these financial statements

Page 5

Docusign Envelope ID: 251BE959-5719-488F-952E-B5813CC4EF88

AGUDAS ISRAEL COMMUNITY SERVICES

STATEMENT OF FINANCIAL POSITION 5 APRIL 2025

Notes
FIXED ASSETS
Tangible assets
9
CURRENT ASSETS
Cash at bank
CREDITORS
Amounts falling due within one year
10
NET CURRENT ASSETS
TOTAL ASSETS LESS CURRENT
LIABILITIES
CREDITORS
Amounts falling due after more than one year
11
NET ASSETS
FUNDS
14
Unrestricted funds
TOTAL FUNDS
2025
£
11,859
13,842
(20,635)
(6,793)
5,066
(11,574)
(6,508)
(6,508)
(6,508)
2024
£
10,117
26,879
(23,503)
3,376
13,493
(14,352)
(859)
(859)
(859)

The financial statements were approved by the Board of Trustees and authorised for issue on 4 February 2026 and were signed on its behalf by:

J Schleider - Trustee

The notes form part of these financial statements

Page 6

Docusign Envelope ID: 251BE959-5719-488F-952E-B5813CC4EF88

AGUDAS ISRAEL COMMUNITY SERVICES

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 5 APRIL 2025

1. ACCOUNTING POLICIES

Basis of preparing the financial statements

The financial statements of the charity, which is a public benefit entity under FRS 102, have been prepared in accordance with the Charities SORP (FRS 102) 'Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)', Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland' and the Charities Act 2011. The financial statements have been prepared under the historical cost convention.

Critical accounting judgements and key sources of estimation uncertainty

The preparation of the financial statements requires management to make judgements, estimates and assumptions that affect the amounts reported. These estimates and judgements are continually reviewed and are based on experience and other factors, including expectations of future events that are believed to be reasonable under the circumstances.

Income

All income is recognised in the Statement of Financial Activities once the charity has entitlement to the funds, it is probable that the income will be received and the amount can be measured reliably.

Expenditure

Liabilities are recognised as expenditure as soon as there is a legal or constructive obligation committing the charity to that expenditure, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. Expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all cost related to the category. Where costs cannot be directly attributed to particular headings they have been allocated to activities on a basis consistent with the use of resources.

Grants offered subject to conditions which have not been met at the year end date are noted as a commitment but not accrued as expenditure.

Tangible fixed assets

Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life.

Fixtures and fittings

Taxation

The charity is exempt from tax on its charitable activities.

Pension costs and other post-retirement benefits

The charity operates a defined contribution pension scheme. Contributions payable to the charity's pension scheme are charged to the Statement of Financial Activities in the period to which they relate.

Going concern

There are no material uncertainties about the charity's ability to continue.

Page 7

Docusign Envelope ID: 251BE959-5719-488F-952E-B5813CC4EF88

AGUDAS ISRAEL COMMUNITY SERVICES

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 5 APRIL 2025

2.
DONATIONS AND LEGACIES
Government grants
Social Welfare
Education and training
Grants received, included in the above, are as
Social welfare
3.
INVESTMENT INCOME
Rents received
4.
RAISING FUNDS
Investment management costs
Interest payable and similar charges
5.
CHARITABLE ACTIVITIES COSTS
Education and training
Community Service and advice
Support costs
Grantmaking
follows:
Direct
Costs
£
51,995
91,214
-
-
143,209
Grant
funding of
activities
£
-
-
-
42,415
42,415
2025
£
4,620
103,886
70,846
179,352
2025
£
4,620
2025
£
5,350
2025
£
397
Support
costs (see
note 6)
£
1,344
1,786
1,200
-
4,330
2024
£
11,210
60,642
99,544
2024
£
11,210
60,642
99,544
2024
£
11,210
60,642
99,544
171,396
2024
£
11,210
2024
£
-
2024
£
468
Totals
£
53,339
93,000
1,200
42,415
2024
£
-
2024
£
468
189,954

Page 8

Docusign Envelope ID: 251BE959-5719-488F-952E-B5813CC4EF88

AGUDAS ISRAEL COMMUNITY SERVICES

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 5 APRIL 2025

6. SUPPORT COSTS

SUPPORT COSTS
Governance
Management Finance costs Totals
£ £ £ £
Education and training 1,344 - - 1,344
Community Service and advice - 1,786 - 1,786
Support costs - - 1,200 1,200
1,344 1,786 1,200 4,330

Support costs, included in the above, are as follows:

Governance costs

Governance costs
2025 2024
Support Total
costs activities
£ £
Independent examiner's fee 600 600
Independent examiner's other fees 600 600
Legal and professional fees - 2,300
1,200 3,500

7. TRUSTEES' REMUNERATION AND BENEFITS

There were no trustees' remuneration or other benefits for the year ended 5 April 2025 nor for the year ended 5 April 2024.

Trustees' expenses

There were no trustees' expenses paid for the year ended 5 April 2025 nor for the year ended 5 April 2024.

8. STAFF COSTS

STAFF COSTS
Wages and salaries
Other pension costs
The average monthly number of employees during the year was as follows:
Advisers
2025
£
46,536
749
47,285
2025
4
2024
£
46,536
749
47,285
2024
4

No employees received emoluments in excess of £60,000.

Page 9

Docusign Envelope ID: 251BE959-5719-488F-952E-B5813CC4EF88

AGUDAS ISRAEL COMMUNITY SERVICES

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 5 APRIL 2025

9. TANGIBLE FIXED ASSETS

COST
At 6 April 2024
Additions
At 5 April 2025
DEPRECIATION
At 6 April 2024
Charge for year
At 5 April 2025
NET BOOK VALUE
At 5 April 2025
At 5 April 2024
10.
CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
Bank loans and overdrafts (see note 12)
Other creditors
11.
CREDITORS: AMOUNTS FALLING DUE AFTER MORE THAN ONE YEAR
Bank loans (see note 12)
12.
LOANS
An analysis of the maturity of loans is given below:
Amounts falling due within one year on demand:
Bank loans
Other loans
Amounts falling due between two and five years:
Bank loans - 2-5 years
Amounts falling due in more than five years:
Repayable by instalments:
Bank loans more 5 yr by instal
2025
£
2,778
17,857
20,635
2025
£
11,574
2025
£
2,778
15,457
18,235
11,111
463
Fixtures
and
fittings
£
31,827
2,366
34,193
21,710
624
22,334
11,859
10,117
2024
£
2,778
20,725
23,503
2024
£
14,352
2024
£
2,778
19,525
22,303
11,111
3,241

Page 10

Docusign Envelope ID: 251BE959-5719-488F-952E-B5813CC4EF88

AGUDAS ISRAEL COMMUNITY SERVICES

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 5 APRIL 2025

13. ANALYSIS OF NET ASSETS BETWEEN FUNDS

Unrestricted
funds
£
Fixed assets
11,859
Current assets
13,842
Current liabilities
(20,635)
Long term liabilities
(11,574)
(6,508)
MOVEMENT IN FUNDS
Unrestricted funds
General fund
TOTAL FUNDS
Net movement in funds, included in the above are as follows:
Unrestricted funds
General fund
Restricted funds
Restricted Fund
TOTAL FUNDS
Comparatives for movement in funds
Unrestricted funds
General fund
TOTAL FUNDS
Restricted
fund
£
-
-
-
-
-
At 6.4.24
£
(859)
(859)
Incoming
resources
£
164,702
20,000
184,702
At 6.4.23
£
(2,739)
(2,739)
2025
2024
Total
Total
funds
funds
£
£
11,859
10,117
13,842
26,879
(20,635)
(23,503)
(11,574)
(14,352)
(6,508)
(859)
Net
movement
At
in funds
5.4.25
£
£
(5,649)
(6,508)
(5,649)
(6,508)
Resources
Movement
expended
in funds
£
£
(170,351)
(5,649)
(20,000)
-
(190,351)
(5,649)
Net
movement
At
in funds
5.4.24
£
£
1,880
(859)
1,880
(859)

14. MOVEMENT IN FUNDS

Page 11

Docusign Envelope ID: 251BE959-5719-488F-952E-B5813CC4EF88

AGUDAS ISRAEL COMMUNITY SERVICES

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 5 APRIL 2025

14. MOVEMENT IN FUNDS - continued

Comparative net movement in funds, included in the above are as follows:

Unrestricted funds
General fund
Restricted funds
Restricted Fund
TOTAL FUNDS
Incoming
resources
£
160,186
11,210
171,396
Resources
Movement
expended
in funds
£
£
(158,306)
1,880
(11,210)
-
(169,516)
1,880

15. RELATED PARTY DISCLOSURES

There were no related party transactions for the year ended 5 April 2025.

Page 12