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2021-09-30-accounts

Charity registration number 285707

Company registration number 01653722 (England and Wales)

TOWER HAMLETS COMMUNITY CHURCH

ANNUAL REPORT AND UNAUDITED FINANCIAL STATEMENTS

FOR THE YEAR ENDED 30 SEPTEMBER 2021

TOWER HAMLETS COMMUNITY CHURCH

LEGAL AND ADMINISTRATIVE INFORMATION

Members Of Council

Members Of Council Naomi Davidge
John Day
Simon Kempson
Secretary John Day
Charity number 285707
Company number 01653722
Principal address Lansbury Lodge
117 Ricardo Street
London
E14 6EQ
Registered office Lansbury Lodge
117 Ricardo Street
London
E14 6EQ
Independent examiner Richard F Hopper
4 Rhodfa Clawdd Offa
Denbigh
Denbighshire
LL16 4RJ

TOWER HAMLETS COMMUNITY CHURCH

CONTENTS

Page
Council Members' report 1 - 2
Independent examiner's report 3
Statement of financial activities 4
Balance sheet 5
Notes to the financial statements 6 - 14

TOWER HAMLETS COMMUNITY CHURCH

COUNCIL MEMBERS' REPORT (INCLUDING DIRECTORS' REPORT) FOR THE YEAR ENDED 30 SEPTEMBER 2021

The members of council present their annual report and financial statements for the year ended 30 September 2021.

The financial statements have been prepared in accordance with the accounting policies set out in note 1 to the financial statements and comply with the charity's constitution , the Companies Act 2006 and "Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)".

Objectives and activities

The charity's objects are the proclamation and furtherance of the Christian faith, the relief of poverty, distress and sickness, and the advancement of education. The policies adopted in furtherance of these objects are the running of a church and related youth activities and there has been no change in these during the year.

The members of council have paid due regard to guidance issued by the Charity Commission in deciding what activities the charity should undertake.

Achievements and performance

Details of the charity's achievements during the year are set out in a separate report of the trustees.

Financial review

The charity's income and expenditure for the year and financial position at the end of the year are summarised in the attached accounts. The members of Council consider the financial position to be satisfactory.

It is the policy of the charity that unrestricted funds which have not been designated for a specific use should be maintained at a level equivalent to between three and six month’s expenditure. The members of council consider that reserves at this level will ensure that, in the event of a significant drop in funding, they will be able to continue the charity ’s current activities while consideration is given to ways in which additional funds may be raised. This level of reserves has been maintained throughout the year.

The members of council have assessed the major risks to which the charity is exposed, and are satisfied that systems are in place to mitigate exposure to the major risks.

Structure, governance and management

The charity is a company limited by guarantee.

The members of council, who are also the directors for the purpose of company law, and who served during the year and up to the date of signature of the financial statements were: Naomi Davidge John Day

Simon Kempson

None of the members of council has any beneficial interest in the company. All of the members of council are members of the company and guarantee to contribute £1 in the event of a winding up.

The charity is run by the Council which meets several times each year. The charity employs full-time and parttime pastoral and support staff who deal with most of the day-to-day religious and administrative matters.

The charity acts as sole trustee of The Compass Point Trust, a charity which provides financial support for Christian church workers.

TOWER HAMLETS COMMUNITY CHURCH

COUNCIL MEMBERS' REPORT (INCLUDING DIRECTORS' REPORT) (CONTINUED) FOR THE YEAR ENDED 30 SEPTEMBER 2021

The council members' r eport was approved by the Board of Members Of Council.

.............................. John Day Director

Date: .............................................

TOWER HAMLETS COMMUNITY CHURCH

INDEPENDENT EXAMINER'S REPORT

TO THE MEMBERS OF COUNCIL OF TOWER HAMLETS COMMUNITY CHURCH

I report to the members of council on my examination of the financial statements of Tower Hamlets Community Church (the charity) for the year ended 30 September 2021.

Responsibilities and basis of report

As the members of council of the charity (and also its directors for the purposes of company law) you are responsible for the preparation of the financial statements in accordance with the requirements of the Companies Act 2006 (the 2006 Act).

Having satisfied myself that the financial statements of the charity are not required to be audited under Part 16 of the 2006 Act and are eligible for independent examination, I report in respect of my examination of the charity’s financial statements carried out under section 145 of the Charities Act 2011 (the 2011 Act) . In carrying out my examination I have followed all the applicable Directions given by the Charity Commission under section 145(5) (b) of the 2011 Act.

Independent examiner's statement

I have completed my examination. I confirm that no matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the financial statements to be reached.

Richard F Hopper

Chartered Accountant

4 Rhodfa Clawdd Offa Denbigh Denbighshire LL16 4RJ

Dated: .........................

TOWER HAMLETS COMMUNITY CHURCH

STATEMENT OF FINANCIAL ACTIVITIES INCLUDING INCOME AND EXPENDITURE ACCOUNT FOR THE YEAR ENDED 30 SEPTEMBER 2021

Unrestricted
Restricted
funds
funds
2021
2021
Notes
£
£
Income from:
Donations and legacies
3
175,551
9,601
Charitable activities
4
-
-
Investments
5
13,223
-
Total income
188,774
9,601
Expenditure on:
Charitable activities
6
168,042
10,570
Net income/(expenditure)
for the year/
Net movement in funds
20,732
(969)
Fund balances at 1 October
2020
167,862
58,674
Fund balances at 30
September 2021
188,594
57,705
Total Unrestricted
Restricted
funds
funds
2021
2020
2020
£
£
£
185,152
154,018
70,574
-
408
-
13,223
4,217
-
198,375
158,643
70,574
178,612
139,797
16,199
19,763
18,846
54,375
226,536
149,017
4,298
246,299
167,863
58,673
Total
2020
£
224,592
408
4,217
229,217
155,996
73,221
153,315
226,536

The statement of financial activities includes all gains and losses recognised in the year.

All income and expenditure derive from continuing activities.

The statement of financial activities also complies with the requirements for an income and expenditure account under the Companies Act 2006.

TOWER HAMLETS COMMUNITY CHURCH

BALANCE SHEET

AS AT 30 SEPTEMBER 2021

Notes
Fixed assets
Tangible assets
11
Current assets
Debtors
12
Cash at bank and in hand
Creditors: amounts falling due within
one year
13
Net current assets
Total assets less current liabilities
Income funds
Restricted funds
14
Unrestricted funds
Designated funds
15
General unrestricted funds
2021
£
7,079
241,391
248,470
(12,673)
79,929
108,665
£
10,502
235,797
246,299
57,705
188,594
246,299
2020
£
14,991
210,088
225,079
(7,741)
67,996
99,867
£
9,198
217,338
226,536
58,673
167,863
226,536

The company is entitled to the exemption from the audit requirement contained in section 477 of the Companies Act 2006, for the year ended 30 September 2021.

The directors acknowledge their responsibilities for complying with the requirements of the Companies Act 2006 with respect to accounting records and the preparation of financial statements.

The members have not required the company to obtain an audit of its financial statements for the year in question in accordance with section 476.

These financial statements have been prepared in accordance with the provisions applicable to companies subject to the small companies regime.

The financial statements were approved by the Members Of Council on .........................

.............................. ..............................
John Day Simon Kempson
Trustee Trustee
Company registration number 01653722

TOWER HAMLETS COMMUNITY CHURCH

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 SEPTEMBER 2021

1 Accounting policies

Charity information

Tower Hamlets Community Church is a private company limited by guarantee incorporated in England and Wales. The registered office is Lansbury Lodge, 117 Ricardo Street, London, E14 6EQ.

1.1 Accounting convention

The financial statements have been prepared in accordance with the charity's constitution, the Companies Act 2006 and "Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)". The charity is a Public Benefit Entity as defined by FRS 102.

The charity has taken advantage of the provisions in the SORP for charities applying FRS 102 Update Bulletin 1 not to prepare a Statement of Cash Flows.

The financial statements are prepared in sterling , which is the functional currency of the charity . Monetary a mounts in these financial statements are rounded to the nearest £.

The financial statements have been prepared under the historical cost convention, [modified to include the revaluation of freehold properties and to include investment properties and certain financial instruments at fair value]. The principal accounting policies adopted are set out below.

1.2 Going concern

At the time of approving the financial statements, the members of council have a reasonable expectation that the charity has adequate resources to continue in operational existence for the foreseeable future. Thus the members of council continue to adopt the going concern basis of accounting in preparing the financial statements.

1.3 Charitable funds

Unrestricted funds are available for use at the discretion of the members of council in furtherance of their charitable objectives.

Restricted funds are subject to specific conditions by donors as to how they may be used. The purposes and uses of the restricted funds are set out in the notes to the financial statements.

1.4 Incoming resources

Income is recognised when the charity is legally entitled to it after any performance conditions have been met, the amounts can be measured reliably, and it is probable that income will be received.

Cash donations are recognised on receipt. Other donations are recognised once the charity has been notified of the donation, unless performance conditions require deferral of the amount. Income tax recoverable in relation to donations received under Gift Aid or deeds of covenant is recognised at the time of the donation.

Legacies are recognised on receipt or otherwise if the charity has been notified of an impending distribution, the amount is known, and receipt is expected. If the amount is not known, the legacy is treated as a contingent asset.

1.5 Resources expended

Expenditure is charged in the accounts at the time when a liability to make payment is incurred.

TOWER HAMLETS COMMUNITY CHURCH

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 30 SEPTEMBER 2021

1 Accounting policies

(Continued)

1.6 Tangible fixed assets

Tangible fixed assets are initially measured at cost and subsequently measured at cost or valuation, net of depreciation and any impairment losses.

Depreciation is recognised so as to write off the cost or valuation of assets less their residual values over their useful lives on the following bases:

Land and buildings Fixtures, fittings & equipment 20% p.a. on cost Computers 25% p.a. on cost

The gain or loss arising on the disposal of an asset is determined as the difference between the sale proceeds and the carrying value of the asset, and is recognised in the statement of financial activities .

1.7 Impairment of fixed assets

At each reporting end date, the charity reviews the carrying amounts of its tangible assets to determine whether there is any indication that those assets have suffered an impairment loss. If any such indication exists, the recoverable amount of the asset is estimated in order to determine the extent of the impairment loss (if any ) .

1.8 Cash and cash equivalents

Cash and cash equivalents include cash in hand, deposits held at call with banks, other short-term liquid investments with original maturities of three months or less, and bank overdrafts. Bank overdrafts are shown within borrowings in current liabilities.

1.9 Financial instruments

The charity has elected to apply the provisions of Section 11 ‘Basic Financial Instruments’ and Section 12 ‘Other Financial Instruments Issues’ of FRS 102 to all of its financial instruments.

Financial instruments are recognised in the charity 's balance sheet when the charity becomes party to the contractual provisions of the instrument.

Financial assets and liabilities are offset, with the net amounts presented in the financial statements, when there is a legally enforceable right to set off the recognised amounts and there is an intention to settle on a net basis or to realise the asset and settle the liability simultaneously.

Basic financial assets

Basic financial assets, which include debtors and cash and bank balances, are initially measured at transaction price including transaction costs and are subsequently carried at amortised cost using the effective interest method unless the arrangement constitutes a financing transaction, where the transaction is measured at the present value of the future receipts discounted at a market rate of interest. Financial assets classified as receivable within one year are not amortised.

TOWER HAMLETS COMMUNITY CHURCH

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 30 SEPTEMBER 2021

1 Accounting policies

(Continued)

Basic financial liabilities

Basic financial liabilities, including creditors and bank loans are initially recognised at transaction price unless the arrangement constitutes a financing transaction, where the debt instrument is measured at the present value of the future p aymen ts discounted at a market rate of interest. Financial liabilities classified as payable within one year are not amortised.

Debt instruments are subsequently carried at amortised cost, using the effective interest rate method.

Trade creditors are obligations to pay for goods or services that have been acquired in the ordinary course of operations from suppliers. Amounts payable are classified as current liabilities if payment is due within one year or less. If not, they are presented as non-current liabilities. Trade creditors are recognised initially at transaction price and subsequently measured at amortised cost using the effective interest method.

Derecognition of financial liabilities

Financial liabilities are derecognised when the charity ’s contractual obligations expire or are discharged or cancelled.

1.10 Retirement benefits

Payments to defined contribution retirement benefit schemes are charged as an expense as they fall due.

2 Critical accounting estimates and judgements

In the application of the charity’s accounting policies, the members of council are required to make judgements, estimates and assumptions about the carrying amount of assets and liabilities that are not readily apparent from other sources. The estimates and associated assumptions are based on historical experience and other factors that are considered to be relevant. Actual results may differ from these estimates.

The estimates and underlying assumptions are reviewed on an ongoing basis. Revisions to accounting estimates are recognised in the period in which the estimate is revised where the revision affects only that period, or in the period of the revision and future periods where the revision affects both current and future periods.

3 Donations and legacies

Unrestricted
Restricted
funds
funds
2021
2021
£
£
Donations and gifts
174,816
9,601
Grant income
735
-
175,551
9,601
TotalUnrestricted
Restricted
funds
funds
2021
2020
2020
£
£
£
184,417
154,018
70,574
735
-
-
185,152
154,018
70,574
Total
2020
£
224,592
-
224,592

TOWER HAMLETS COMMUNITY CHURCH

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 30 SEPTEMBER 2021

4 Charitable activities

Youth Youth activities Youth activities
activities
2021 2020
£ £
Sales within charitable activities - 408
Investments
UnrestrictedUnrestricted
funds funds
2021 2020
£ £
Rental income 13,203 3,879
Interest receivable 20 338
13,223 4,217

5 Investments

TOWER HAMLETS COMMUNITY CHURCH

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 30 SEPTEMBER 2021

6 Charitable activities

Church
activities
Support of
other
christian
work
Total
2021
2021
2021
£
£
£
Staff costs
104,639
-
104,639
Other direct charitable costs
10,283
-
10,283
114,922
-
114,922
Grant funding of activities (see note 7)
6,614
20,436
27,050
Share of support costs (see note 8)
34,895
232
35,127
Share of governance costs (see note 8)
1,513
-
1,513
157,944
20,668
178,612
Analysis by fund
Unrestricted funds
156,604
11,438
168,042
Restricted funds
1,340
9,230
10,570
157,944
20,668
178,612
For the year ended 30 September 2020
Unrestricted funds
127,959
11,838
Restricted funds
309
15,890
128,268
27,728
Grants payable
Church
activities
Support of
other
christian
work
2021
2021
£
£
Grants to institutions:
Other
5,400
15,436
Grants to individuals
1,214
5,000
6,614
20,436
Total
2020
£
83,553
15,841
99,394
26,930
28,159
1,513
155,996
139,797
16,199
155,996
139,797
16,199
155,996
Total
2020
£
22,535
4,395
26,930

7 Grants payable

TOWER HAMLETS COMMUNITY CHURCH

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 30 SEPTEMBER 2021

8
Support costs
Support
costs
Governance
costs
£
£
Staff costs
11,718
-
Depreciation
2,498
-
Premises costs
15,209
-
Administrative expenses
5,702
-
Accountancy
-
1,500
Other governance costs
-
13
35,127
1,513
Analysed between
Charitable activities
35,127
1,513
2021
£
11,718
2,498
15,209
5,702
1,500
13
36,640
36,640
Support
costs
Governance
costs
£
£
8,820
-
1,889
-
13,981
-
3,469
-
-
1,500
-
13
28,159
1,513
28,159
1,513
2020
£
8,820
1,889
13,981
3,469
1,500
13
29,672
29,672

Governance costs includes payments to the independent examiner of £1,500 (2020- £1,500) for independent examination and accountancy fees.

9 Members Of Council

None of the members of council (or any persons connected with them) received any remuneration during the year, but one of them was reimbursed a total of £90 expenses (2020- two were reimbursed £462).

10 Employees

Number of employees

The average monthly number of employees during the year was:

Ministry
Administration
Employment costs
Wages and salaries
Social security costs
Other pension costs
2021
Number
4
1
5
2021
£
103,310
3,579
9,468
116,357
2020
Number
4
1
5
2020
£
82,721
2,915
6,737
92,373

There were no employees whose annual remuneration was £60,000 or more.

TOWER HAMLETS COMMUNITY CHURCH

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 30 SEPTEMBER 2021

11
Tangible fixed assets
Land and
buildings
Fixtures,
fittings &
equipment
Computers
£
£
£
Cost
At 1 October 2020
6,123
10,653
1,682
Additions
-
3,043
759
At 30 September 2021
6,123
13,696
2,441
Depreciation and impairment
At 1 October 2020
-
8,021
1,239
Depreciation charged in the year
-
2,023
475
At 30 September 2021
-
10,044
1,714
Carrying amount
At 30 September 2021
6,123
3,652
727
At 30 September 2020
6,123
2,632
443
12
Debtors
2021
Amounts falling due within one year:
£
Other debtors
6,406
Prepayments and accrued income
673
7,079
13
Creditors: amounts falling due within one year
2021
£
Other creditors
4,780
Accruals and deferred income
7,893
12,673
Total
£
18,458
3,802
22,260
9,260
2,498
11,758
10,502
9,198
2020
£
14,069
922
14,991
2020
£
2,361
5,380
7,741

TOWER HAMLETS COMMUNITY CHURCH

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 30 SEPTEMBER 2021

14 Restricted funds

The income funds of the charity include restricted funds comprising the following unexpended balances of donations and grants held on trust for specific purposes:

Movement in funds Movement in funds Movement in funds Movement in funds
Balance at Incoming Resources Balance at Incoming Resources Balance at
1 October 2019 resources expended
1
October 2020 resources expended 30 September
2021
£ £ £ £ £ £ £
Support of
activities
abroad 4,144 15,383 (16,198)
3,329
9,230 (9,230)
3,329
Night Shelter
support 154 - - 154 - (154)
-
Building fund
-
55,191 - 55,191 305 (1,120)
54,376
Other
support - - - - 66 (66)
-
4,298 70,574 (16,198)
58,674
9,601 (10,570)
57,705

15 Designated funds

The income funds of the charity include the following designated funds which have been set aside out of unrestricted funds by the trustees for specific purposes:

Movement in funds Movement in funds Movement in funds Movement in funds
Balance at Newly Utilised Balance at Newly Utilised Balance at
1 October 2019 designated 1 October 2020 designated 30 September
2021
£ £ £ £ £ £ £
For future
repairs to
property 53,535 9,600 - 63,135 9,600 - 72,735
For support
of ministry
activities 7,564 20,400 (23,103)
4,861
20,400 (18,067)
7,194
61,099 30,000 (23,103)
67,996
30,000 (18,067)
79,929

TOWER HAMLETS COMMUNITY CHURCH

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 30 SEPTEMBER 2021

16
Analysis of net assets between funds
Unrestricted
funds
Restricted
funds
2021
2021
£
£
Fund balances at 30
September 2021 are
represented by:
Tangible assets
4,379
6,123
Current assets/
(liabilities)
184,215
51,582
188,594
57,705
TotalUnrestricted
funds
Restricted
funds
2021
2020
2020
£
£
£
10,502
3,075
6,123
235,797
164,787
52,551
246,299
167,862
58,674
Total
2020
£
9,198
217,338
226,536

17 Related party transactions

Transactions with related parties

The charity is the sole trustee of Compass Point Trust (charity no. 284953). During the year Tower Hamlets Community Church paid £1,346 expenses on behalf of Compass Point Trust. At the end of the year the Trust owed the Church £1,346.