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2025-09-30-accounts

THE FRANCISCAN AID FUND

ACCOUNTS FOR THE YEAR ENDED 30 SEPTEMBER 2025

CHARITY NO 285413

BALME, KITCHEN AND PEARCE LTD CHARTERED ACCOUNTANTS 25 LEMON STREET TRURO CORNWALL TR1 2LS

THE FRANCISCAN AID FUND CHARITY NO 285413

CONTENTS

Page No
Independent Examiners Report to the Trustees 1
Trustees Report 2 and 3
Receipts and Payments Account 4
Balance Sheet 5
Notes to the Accounts 6

PAGE 1

THE FRANCISCAN AID FUND CHARITY NO 285413

INDEPENDENT EXAMINER’S REPORT TO THE TRUSTEES OF THE FRANCISCAN AID FUND

I report on the accounts of the Charity for the year ended 30 September 2025 which are set out on pages 2 to 6.

Respective responsibilities of trustees and examiner

The charity’s trustees consider that an audit is not required for this year in accordance with the Charities Act 2011 (the Act) and that an independent examination is needed.

It is my responsibility to: -

Basis of Independent examiners report

My examination was carried out in accordance with General Directions given by the Charity Commission. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts and seeking explanations from the trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be require in an audit, and consequently I do not express an audit opinion on the accounts.

Independent Examiners Statement

In the course of my examination, no matter has come to my attention

2) To which in my opinion, attention should be drawn in order to enable a proper understanding of the accounts to be reached.

T J Dawson FCA Balme, Kitchen & Pearce Ltd Chartered Accountants 25 Lemon Street TRURO Cornwall TR1 2LS

PAGE 2

THE FRANCISCAN AID FUND CHARITY NO 285413

TRUSTEES REPORT

The Franciscan Aid Fund is a registered charity No 285413. Its address is at 48 Queen Alexandra Road, Bedford. MK41 9SE.

The Charity Trustees during the year to 30 September 2025 were: -

J. E. Thomas Chairman A. M. Alexander (to 30.6.2025) Secretary (to 30.6.2025) K. J. Loasby Secretary (wef 30.6.2025) G. E. W. Buckler Treasurer B. M. Hewitt (to 24.2.2025) H. Mossop C Wren P J Mossop C. J. Masters SSF M. Twum-Darko A.M. Lane P.A. Young

Governing Document

The Franciscan Aid Fund is constituted by a Deed of Trust dated 12 August 1982 as amended by Order of 10 April 2006 and by Resolution on 13 June 2006.

How Our Activities Deliver Public Benefit

Our main activities and who we try to help are described below: -

The main area of charitable work is to give grants to individuals and organisations to relieve poverty and advance education, primarily in the world’s poorest countries.

Objects

The object of the Charity is to relieve poverty and advance education, primarily in the world’s poorest countries.

Review of the year

During the financial year to 30 September 2025 the Charity’s gross receipts were £61,004 (2024 - £53,868), and the Charity has made grants of £65,925 (2024 - £73,525).

The total payments for the year of £67,551 (2024 - £76,244) resulted in a deficit of £6,547 (2024 - deficit £22,376). This deficit is accounted for by the fact that we have been able to make generous grants out of bequests totalling £108,158 received during the year to 30 September 2020.

Reserves Policy

The level of reserves considered appropriate is £25,000. This leaves us in a position both to maintain the current level of grant-giving in those years when we receive little or no income from bequests; and to be able to respond immediately to any exceptional and urgent need.

PAGE 3

Risk Management

The trustees have a risk management strategy which comprises an annual review to discuss those risks identified and plan procedures to minimise any potential impact on the charity should those risks materialise.

Trustee Induction and Training

New Trustees are briefed on their legal obligations under charity law, the Charity Committee guidance on public benefit, the decision-making processes and the recent financial performance of the charity.

Trustees are encouraged to pursue training opportunities where these will facilitate the undertaking of their role.

Trustees Selection

The trustees are appointed each year at the Annual General Meeting. When a vacancy occurs, a new Trustee is appointed at the next Meeting of Trustees.

Signed on 27 October 2025 on behalf of the trustees:

PAGE 4

THE FRANCISCAN AID FUND CHARITY NO 285413

RECEIPTS AND PAYMENTS FOR THE YEAR TO 30 SEPTEMBER 2025

RECEIPTS
Donations
Regular Giving
Other Donations
Local Collections
Stewardship & Charities Aid Foundation
Via Website
TSSF European Province
Americas Third Order $500 annual
Gift Aid Rebate
Interest – Central Board Deposit Fund
Interest – Lloyds Bank
Bequests
TOTAL INCOME
PAYMENTS
Charitable Expenditure: -
Grants paid
Administration Costs
Trust Advice – Gift Aid Claims
Trustees’ Expenses
Website
Drop Box
Meeting Room – St Alphege Clergy House
Independent Examiner
Bank Charges
TOTAL EXPENDITURE
SURPLUS (DEFICIT) FOR THE YEAR
FUND BALANCES BROUGHT FORWARD
FUND BALANCES CARRIED FORWARD
2025
25,782
10,264
4,303
1,252
967
10,000
387
52,955
6,194
1,777
78
0

61,004
65,925
595
524
0
346
24
159
392
645
65
50
360
360
1,436
190
67,551
(6,547)
56,304
49,757
2025
25,782
10,264
4,303
1,252
967
10,000
387
52,955
6,194
1,777
78
0

61,004
65,925
595
524
0
346
24
159
392
645
65
50
360
360
1,436
190
67,551
(6,547)
56,304
49,757
2024
27,265
8,779
5,012
2,013
3,000
410
46,479
5,459
1,886
44
0
53,868
73,525
2084
635

76,244
(22,376)
78,680
56,304
2024
27,265
8,779
5,012
2,013
3,000
410
46,479
5,459
1,886
44
0
53,868
73,525
2084
635

76,244
(22,376)
78,680
56,304





(22,376)
78,680
56,304

PAGE 5

THE FRANCISCAN AID FUND CHARITY NO 285413 BALANCE SHEET AS AT 30 SEPTEMBER 2025

CURRENT ASSETS
Cash at Bank – Current Account
Business Savings Account
Deposit Account held by Board of Finance
CURRENT LIABILITIES
Sundry Creditors
NET CURRENT ASSETS
REPRESENTED BY
Unrestricted Funds
2025
2,269
16,623
30,865
49,757
0
49,757
49,757
2024
1,371
11,044
43,889
2024
56,304
0
56,304
56,304

TRUSTEES CERTIFICATE

These accounts were approved by the trustees on 27 October 2025 and were signed on their behalf by:

J E Thomas

PAGE 6

THE FRANCISCAN AID FUND CHARITY NO 285413

NOTES TO THE ACCOUNTS FOR THE YEAR TO 30 SEPTEMBER 2025

1 ACCOUNTING POLICIES

General

These accounts have been prepared under the receipts and payments convention of the Charities Act 2011.

2 TRUSTEES REMUNERATION AND EXPENSES

No remuneration directly or indirectly out of the funds of the charity was paid or payable for the year to any trustee or to any person known to be connected to them.

There were no reimbursements to the Trustees during the year.

3 GRANTS PAYABLE

TO INSTITUTIONS
TO INDIVIDUALS
2025
2024
65,925
73,525
0
0
65,925
73,525