## **Trustees’ Annual Report for the period**
## **From 01/04/2022 Period start date To 31/03/2023 Period end date**
## **Charity name: Frontline Advice Centre**
## **Charity registration number: 285044**
## **Objectives and Activities**
||SORP reference||
|---|---|---|
|Summary of the purposes of
the charity as set out in its
governing document|Para 1.17|The relief of poverty, hunger and distress
principally by offering free debt, welfare
benefits and budgeting advice.|
|Summary of the main
activities in relation to those
purposes for the public
benefit, in particular, the
activities, projects or
services identified in the
accounts.|Para 1.17 and
1.19|The provision of free debt advice, and
assistance with applications for welfare
benefits**.**|
|Statement confirming
whether the trustees have
had regard to the guidance
issued by the Charity
Commission on public
benefit|Para 1.18|Yes, the Trustees have had regard to the
guidance.|
## **Additional information (optional)**
## You may choose to include further statements where relevant about:
SORP reference Para 1.38 Policy on grant making Para 1.38 Policy on social investment including program related investment Para 1.38 Contribution made by volunteers Other
## **Achievements and Performance**
||SORP reference||
|---|---|---|
|Summary of the main
achievements of the charity,
identifying the difference the
charity’s work has made to
the circumstances of its
beneficiaries and any wider
benefits to society as a
whole.|Para 1.20|**Debt Management**: Our advisers managed
over £150,000 of debt for active clients in
this period, with some additional long term
clients on existing payment plans which did
not need reviewing this year and are not
included in that figure. We negotiate with
creditors on our clients behalf for affordable
repayments.
**Benefits:**We assist clients with benefit
applications, mandatory reconsiderations
and at tribunals. We have obtained over
£218,000 annually for our clients.
We also help our clients to source grants
for specific needs.
In addition we prevented at least two
vulnerable families from being evicted in
this period, and assisted three other
households with finding suitable
accommodation.
While helping people with their debts and
benefits, we help people manage their
anxieties and this often has a positive
effect on their mental health.|
## **Additional information (optional)**
## You may choose to include further statements where relevant about:
|
Achievements against
objectives set|
Para 1.41||
|---|---|---|
|Performance of fundraising
activities against objectives
set|Para 1.41||
|Investment performance
against objectives|Para 1.41||
|Other|||
## **Financial Review**
|**Financial Review**|||
|---|---|---|
|Review of the charity’s
financial position at the end
of the period|Para 1.21|Our total funds available at the end of
2022/23 were £22,910, of which £13,900
were restricted funds. This figure was high
compared with previous years as we
received a grant just before the year end.
Funds available are sufficient for the
running of the charity, as we have no
staffing costs, and minimal running costs.|
|Statement explaining the
policy for holding reserves
stating why they are held|Para 1.22|We do not have a formal reserves policy,
but our finances are monitored regularly,
and any concerns would trigger remedial
actions.|
|Amount of reserves held|Para 1.22|If funds fell below £3000 , we would seek
additional funding.|
|Reasons for holding zero
reserves|Para 1.22||
|Details of fund materially in
deficit|Para 1.24||
|Explanation of any
uncertainties about the
charity continuing as a going
concern|Para 1.23||
## **Additional information (optional)**
## You may choose to include further statements where relevant about:
|
The charity’s principal
sources of funds (including
any fundraising)|
Para 1.47|
The charity’s running costs are around £3k
per annum and these have been funded by
regular charitable donations that have
sustained the charity for some 30/40 years.
It’s important for the trustees to satisfy
themselves on the longer term viability of
the service - and address the ‘going
concern’ challenge.|
|---|---|---|
|Investment policy and
objectives including any
social investment policy
adopted|Para 1.46||
|A description of the principal
risks facing the charity|Para 1.46||
|Other|||
## **Structure, Governance and Management**
|Description of charity’s
trusts:|||
|---|---|---|
|Type of governing document
(trust deed, royal charter)|Para 1.25|Constitution|
|How is the charity
constituted?
(e.g unincorporated
association, CIO)|Para 1.25|Unincorporated association.|
|Trustee selection methods
including details of any
constitutional provisions e.g.
election to post or name of
any person or body entitled
to appoint one or more
trustees|Para 1.25|By personal recommendation, followed by
an interview by the existing trustees.|
## **Additional information (optional)**
## You may choose to include further statements where relevant about:
|
Policies and procedures
adopted for the induction
and training of trustees|
Para 1.51||
|---|---|---|
|The charity’s organisational
structure and any wider
network with which the
charity works|Para 1.51||
|Relationship with any related
parties|Para 1.51||
|Other|||
## **Reference and Administrative details**
|Charity name|Frontline Advice Centre|
|---|---|
|Other name the charity uses|None|
|Registered charity number|285044|
|Charity’s principal address|Parklands
Park Road
Cowes
Isle of Wight
PO31 7LZ|
||FCA 711708|
## **Names of the charity trustees who manage the charity**
|1
2
3
4
5
6
7
8
9|**Trustee name**|**Office (if any)**|**Dates acted if not for whole**
**year**|**Name of person (or body) entitled**
**to appoint trustee (ifany)**|
|---|---|---|---|---|
||Hamish Wilson|Safeguarding
Trustee|||
||Ian Gibbs||||
||Felix Hetherington|Chair|||
||||||
||||||
||||||
||||||
||||||
||||||
## – Corporate trustees names of the directors at the date the report was approved
**Director name**
Name of trustees holding title to property belonging to the charity
**Trustee name Dates acted if not for whole year**
## **Funds held as custodian trustees on behalf of others**
|Description of the assets
held in this capacity|None|
|---|---|
|Name and objects of the
charity on whose behalf the
assets are held and how this
falls within the custodian
charity’s objects|N/A|
|Details of arrangements for
safe custody and
segregation of such assets
from the charity’s own
assets|N/A|
## **Additional information (optional)**
## **Names and addresses of advisers (Optional information)**
**Type of Name Address adviser**
**Name of chief executive or names of senior staff members (Optional information)**
Elin Williams
## **Exemptions from disclosure**
Reason for non-disclosure of key personnel details
## **Other optional information**
## **Declarations**
**The trustees declare that they have approved the trustees’ report above.**
**Signed on behalf of the charity’s trustees**
**Signature(s)** Hamish Wilson **Full name(s)** Felix Hetherington **Position (eg Secretary,** Chair Trustee **Chair, etc) Date** 29[th ] January 2024
FRONTLINEADvl CENTRE
Re8lsiered chlty no 285044
ReceFptsand Payments Account
Forthe pwlodfrom tstAprfl 2022to 31st Marth 2023
2022n3
Total Funds
2021n2
Totsl Furtds
Unre5trkted
Funds
Restrkned
Funds
RECEIPTS
Pd*rdte domtlo
Churches
1730.00
24QOO
2A30.IXI
240.thj
1250.fyj
240.IJO
Buslnesses
Mls¢
Xmas
Dalsle Rlth Fu
HIWCF
1500.00
617.01
260.0)
2,5LK>.00
617.01
260.CKI
3,00
16.821.Th)
415.64
16,13
20)
3.CQO.(X)
6.CrfMOO
.821.00
Total Recelpts
19,921.
26,268.01
12.121.ri
PAYMENTS
Supplles
Equlpmentlstatlonery
Postage
Telephonelintemet
Travel
Insurance
Tr•lnln8108S Ch•ckn
Photo¢opyJn8
l)ffl¢veCha
Subs¢rlptions
Mtsc
Christmas -Cllents H8mpets etc
Dlsbursementson behalf of Cents
36.99
993.10
143.47
826.10
22.95
739.71
36.99
993.10
143A7
826.40
22.95
739.71
12.00
312.CXI
998.crfj
Its.63
923.38
36.90
693.71
24.00
2UOO
si&(Mi
270.10
69.50
1.850.
iO.S60.85
3J2.CKI
430.43
670.85
L782.27
430.43
670.85
1,782.27
7,689.11
7,689.11
Totsl Payments
S.970.17
7.689.11
13,659.28
16.370.03
Net of recolptsApayments
Cash fijnds lastyearend
CQSH FUNDS THIS YEAR END
37&84
8.634.32
9,011.16
12,231.89
1667.57
13,899.46
,608.n
10,301.89
22,910.62
4.248.26
14,550.15
10,301.89
Bank and cash balances at the end of
the perlod
9.011.16
13,899.46
22.910.62
10,30L89
518ned behfiwof all the trurteeL.~.-.-....-..- ....-.- ...-
i)ate of apwoval
INDEPENDENT EXAMINRS REPORT TOTHE TRUSTEES OF FRONTLINE ADVICE CENTRE
I report to the charity trustees of the Trust in my examination of the accounts of the Trust for the
year ended 31 March 2023.
Responsibilitie5 and basis of report
As the trustees of the Trust you are responsible for the preparation of the accounts in accordance
with the requirements of the Charities Act 20111'the Act'l. I report in respect of my examination of
the Trust's accounts carried out under Section 145 of the Act. In carrying out my examination I have
followed all applicable Directions given by the Charity Commission under section 14515llbl of the
2011 Act
Basis of independent examiners report
Charities preparin8 their accounts are required to give a "true and fair ' view as required under
FRSIOO..Application of Financial Reporting Requirements and to apply the applicable SORP in
accordance with the circumstances set out in the Financial Reporting Standard FRSIO2.
I have examined the accounts, receipts and bank statements provided and believe that the accounts
are a factual report of the transactions of the charities.
Independent examiner'5 Statement:
I have completed my examination. I confirm that no material matters have come to my attention in
connection with the examination giving me cause to believe that in any material respect:
l. accounting records were not kept in respect of the Trust as required by section 130 of the Act; or
2. the atcounts do not accord with th05e records,. or
3. the accounts do not comply with the applicable requirements concerning the form and content of
account5 set out in the Charities (Accounts and Reports) Regulations 2008 other than any
requirement that the accounts give a 'true and fair view which is not a matter considered as part of
an independent examination.
I have no concerns and have come across no other matters in connection with the examination to
which attention should be drawn in this report in order to enable a proper understanding of the
accounts to be reached.
Signed
Name Alison Kay Bean
Retired MIIA/ MAAT
Little Grove Cottage
Lower Road
Ad8estone