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2023-03-31-accounts

REGISTERED CHARITY NUMBER: 282847

REPORT OF THE TRUSTEES AND CONSOLIDATED FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2023 FOR B E PERL CHARITABLE TRUST

Melinek Fine LLP Chartered Accountants Statutory Auditors First Floor, Winston House 349 Regents Park Road London N3 1DH

B E PERL CHARITABLE TRUST

CONTENTS OF THE CONSOLIDATED FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2023

Page
Reference and Administrative Details 1
Report of the Trustees 2 to 3
Report of the Independent Auditors 4 to 5
Consolidated Statement of Financial Activities 6
Consolidated Balance Sheet 7
Charity Balance Sheet 8
Consolidated Cash Flow Statement 9
Notes to the Consolidated Cash Flow Statement 10
Notes to the Consolidated Financial Statements 11 to 22

B E PERL CHARITABLE TRUST

REFERENCE AND ADMINISTRATIVE DETAILS FOR THE YEAR ENDED 31 MARCH 2023

TRUSTEES

B E Perl MBE Dr S Perl Mrs R Jeidel J D Perl Mrs N Tsorotzkin

PRINCIPAL ADDRESS REGISTERED CHARITY NUMBER AUDITORS

First Floor, Winston House 349 Regents Park Road London N3 1DH 282847 Melinek Fine LLP Chartered Accountants Statutory Auditors First Floor, Winston House 349 Regents Park Road London N3 1DH

1

B E PERL CHARITABLE TRUST

REPORT OF THE TRUSTEES

FOR THE YEAR ENDED 31 MARCH 2023

The trustees present their report with the financial statements of the charity for the year ended 31 March 2023. The trustees have adopted the provisions of Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019).

OBJECTIVES AND ACTIVITIES

Objectives and activities for the public benefit

Charitable objects

The principal activities of the trust were to advance education in and the religion of the Orthodox Jewish Faith and for such other purposes as are recognised as charitable.

The trustees confirm that they have referred to the guidance contained in the Charity Commission's general guidance on public benefit and in particular to its supplementary public benefit guidance on advancing education when reviewing the trust's aims and objectives and in planning future activities and setting the grant making policy for the year. There have been no material changes in the objectives or policies of the trust during the year.

To achieve the objects the trust uses its income to make charitable donations and grants to Jewish schools, other educational organisations and other charities.

ACHIEVEMENT AND PERFORMANCE

Charitable activities

The Trustees continue to support Orthodox Jewish Education by supporting Jewish Day Schools and Institutions of Higher Education.

During the period under review a total of £336,976 (2022: £28,935) was provided in direct assistance of the charity's aims.

FINANCIAL REVIEW

Investment powers, policy and performance

In accordance with the Declaration of Trust, the charity is able to make any investment which the Trustees see fit, subject to any conditions imposed or required by law.

The trustees are satisfied with the return on investments achieved during the year, having achieved their target as set out in their investment policy and feel confident that the charity has adequate reserves to fulfil its charitable obligations.

The Trustees have considered and approved plans for the establishment of a major educational project in the UK. It is anticipated that the cost of this project will be in excess of £5,000,000. During the year an amount of £500,000 (2022: £500,000) was transferred to the Educational Reserve in order to fund this project. Following the transfer this year, the funds have been raised.

The Educational Reserve for this purpose stands at £8,500,000 (2022:£8,000,000) as at the balance sheet date.

Internal and External Factors

There are no specific factors to report.

Reserves policy

The balance sheet shows a satisfactory position with undistributed funds amounting to £30,104,834 (2022: £29,112,220). These funds are all unrestricted funds which have been earmarked by the Trustees to be invested to produce an income to further the principal activities of the charity.

The charity aims to maintain reserves in order that it is in a position to continue its grant making activities at a consistent level and to cover contingencies of additional calls being made upon the charity for support of organisations or institutions in times of need.

The present level of funding is adequate to support the continuation of the provision of assistance by the giving of grants or equipment in the short term, and the trustees consider the financial position of the charity to be satisfactory.

Future plans

The Trustees plan to continue to support charities and charitable purposes in accordance with their grant making policy and to ensure that the ability to generate sufficient income is maintained to achieve that end.

STRUCTURE, GOVERNANCE AND MANAGEMENT

Governing document

The charity is controlled by its governing document, a Declaration of Trust dated 29 May 1981, and constitutes an unincorporated charity.

2

B E PERL CHARITABLE TRUST

REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31 MARCH 2023

The Trustees meet several times during the year, to consider the various ways of advancing the principal activities of the trust. The power to appoint new trustees is vested in the continuing Trustees.

STRUCTURE, GOVERNANCE AND MANAGEMENT Related parties

The following companies are related parties to the charity: Churchill House Management Limited-Wholly owned trading company. Foframe of Huntingdon Limited-The charity has a 25% equity interest in this company. Sixtrees Limited-A wholly owned subsidiary of Foframe of Huntingdon Limited. Foframe Properties Limited-A wholly owned subsidiary of Foframe of Huntingdon Limited. The results for their respective financial year ends are set out in note 11 to the financial statements. Additional related parties:

The Huntingdon Foundation Limited-A registered charity also controlled by the Trustees of this charity. GYG Estates Limited - A trading company also controlled by the Trustees of this charity. A summary of transactions with these parties is set out in note 18 to the financial statements.

Risk management

The trustees have a duty to identify and review the risks to which the charity is exposed and to ensure appropriate controls are in place to provide reasonable assurance against fraud and error.

The trustees are of the opinion that there are no major risks to which the charity is exposed.

STATEMENT OF TRUSTEES RESPONSIBILITIES

The trustees are responsible for preparing the Report of the Trustees and the financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice), including Financial Reporting Standard 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland".

The law applicable to charities in England and Wales, the Charities Act 2011, Charity (Accounts and Reports) Regulations 2008 and the provisions of the trust deed requires the trustees to prepare financial statements for each financial year which give a true and fair view of the state of affairs of the charity and of the incoming resources and application of resources, including the income and expenditure, of the charity for that period. In preparing those financial statements, the trustees are required to

The trustees are responsible for keeping proper accounting records which disclose with reasonable accuracy at any time the financial position of the charity and to enable them to ensure that the financial statements comply with the Charities Act 2011, the Charity (Accounts and Reports) Regulations 2008 and the provisions of the trust deed. They are also responsible for safeguarding the assets of the charity and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

Approved by order of the board of trustees on 31 January 2024 and signed on its behalf by:

B E Perl MBE - Trustee

3

REPORT OF THE INDEPENDENT AUDITORS TO THE TRUSTEES OF B E PERL CHARITABLE TRUST

Opinion

We have audited the financial statements of B E Perl Charitable Trust (the 'charity') and its subsidiary (the ‘group’) for the year ended 31 March 2023 which comprise the consolidated and trust Statement of Financial Activities, the consolidated and trust Balance Sheet, the consolidated charity’s Cash Flow Statement and notes to the financial statements, including a summary of significant accounting policies. The financial reporting framework that has been applied in their preparation is applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice), including Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland'.

In our opinion the financial statements:

Basis for opinion

We conducted our audit in accordance with International Standards on Auditing (UK) (ISAs (UK)) and applicable law. Our responsibilities under those standards are further described in the Auditors' responsibilities for the audit of the financial statements section of our report. We are independent of the charity in accordance with the ethical requirements that are relevant to our audit of the financial statements in the UK, including the FRC's Ethical Standard, and we have fulfilled our other ethical responsibilities in accordance with these requirements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion.

Conclusions relating to going concern

In auditing the financial statements, we have concluded that the trustees' use of the going concern basis of accounting in the preparation of the financial statements is appropriate.

Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the charity's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.

Our responsibilities and the responsibilities of the trustees with respect to going concern are described in the relevant sections of this report.

Other information

The trustees are responsible for the other information. The other information comprises the information included in the Annual Report, other than the financial statements and our Report of the Independent Auditors thereon.

Our opinion on the financial statements does not cover the other information and, except to the extent otherwise explicitly stated in our report, we do not express any form of assurance conclusion thereon.

In connection with our audit of the financial statements, our responsibility is to read the other information and, in doing so, consider whether the other information is materially inconsistent with the financial statements or our knowledge obtained in the audit or otherwise appears to be materially misstated. If we identify such material inconsistencies or apparent material misstatements, we are required to determine whether this gives rise to a material misstatement in the financial statements themselves. If, based on the work we have performed, we conclude that there is a material misstatement of this other information, we are required to report that fact. We have nothing to report in this regard.

Matters on which we are required to report by exception

We have nothing to report in respect of the following matters where the Charities (Accounts and Reports) Regulations 2008 requires us to report to you if, in our opinion:

4

REPORT OF THE INDEPENDENT AUDITORS TO THE TRUSTEES OF B E PERL CHARITABLE TRUST

Responsibilities of trustees

As explained more fully in the Statement of Trustees Responsibilities, the trustees are responsible for the preparation of the financial statements which give a true and fair view, and for such internal control as the trustees determine is necessary to enable the preparation of financial statements that are free from material misstatement, whether due to fraud or error.

In preparing the financial statements, the trustees are responsible for assessing the group and charity's ability to continue as a going concern, disclosing, as applicable, matters related to going concern and using the going concern basis of accounting unless the trustees either intend to liquidate the charity or to cease operations, or have no realistic alternative but to do so.

Our responsibilities for the audit of the financial statements

We have been appointed as auditor under section 144 of the Charities Act 2011 and report in accordance with the Act and relevant regulations made or having effect thereunder.

Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue a Report of the Independent Auditors that includes our opinion. Reasonable assurance is a high level of assurance, but is not a guarantee that an audit conducted in accordance with ISAs (UK) will always detect a material misstatement when it exists. Misstatements can arise from fraud or error and are considered material if, individually or in the aggregate, they could reasonably be expected to influence the economic decisions of users taken on the basis of these financial statements.

The extent to which our procedures are capable of detecting irregularities, including fraud is detailed below:

Irregularities, including fraud are instances of non-compliance with laws and regulations. We designed procedures in line with our responsibilities outlined above, to detect material misstatements in respect of irregularities, including fraud. Audit procedures undertaken in response to the potential risks relating to irregularities (which include fraud and non-compliance with laws and regulations) comprised of: inquiries of management and those charged with governance as to whether the Charity complies with such laws and regulations; enquiries with the same concerning any actual or potential litigation or claims; inspection of relevant legal correspondence; review of trustees minutes; testing the appropriateness of entries in the nominal ledger, including journal entries; reviewing transactions around the end of the reporting period; and the performance of analytical procedures to identify unexpected movements in account balances which may be indicative of fraud.

As a result of those procedures, we consider the most significant laws and regulations that have a direct impact on the charity are: Constitution, FRS102, Charity SORP (FRS 102) and Charities Act 2011. We also considering those which could have an indirect impact on the charity’s financial statements through fines and penalties.

No instances of material non-compliance were identified. However, the likelihood of detecting irregularities, including fraud, is limited by the inherent difficulty in detecting irregularities, the effectiveness of the entity's controls, and the nature, timing and extent of the audit procedures performed. Irregularities that result from fraud might be inherently more difficult to detect than irregularities that result from error. As explained above, there is an unavoidable risk that material misstatements may not be detected, even though the audit has been planned and performed in accordance with ISAs (UK).

A further description of our responsibilities for the audit of the financial statements is located on the Financial Reporting Council's website at www.frc.org.uk/auditorsresponsibilities. This description forms part of our Report of the Independent Auditors.

Use of our report

This report is made solely to the charity's trustees, as a body, in accordance with Part 4 of the Charity (Accounts and Reports) Regulations 2008. Our audit work has been undertaken so that we might state to the charity's trustees those matters we are required to state to them in an auditors' report and for no other purpose. To the fullest extent permitted by law, we do not accept or assume responsibility to anyone other than the charity and the charity's trustees as a body, for our audit work, for this report, or for the opinions we have formed.

Melinek Fine LLP Chartered Accountants Statutory Auditors First Floor, Winston House 349 Regents Park Road London N3 1DH Date: 31 January 2024

Melinek Fine LLP is eligible for appointment as auditor of the charity by virtue of its eligibility for appointment as auditor of a company under section 1212 of the Companies Act 2006.

5

B E PERL CHARITABLE TRUST

CONSOLIDATED STATEMENT OF FINANCIAL ACTIVITIES FOR THE YEAR ENDED 31 MARCH 2023

2023
Unrestricted
fund
Notes
£
INCOME AND ENDOWMENTS FROM
Other trading income
2
1,802,097
Investment income
3
1,200,034
Total
3,002,131
EXPENDITURE ON
Raising funds
4
Investment management costs
261,016
Trading costs
1,343,015
Charitable activities
5
Grants and other activities
381,718
Total
1,985,749
Tax payable(71,845)
Other income
1,021
Net gains/(losses) on investments
47,056
NET INCOME
992,614

RECONCILIATION OF FUNDS
Total funds brought forward
29,112,220
TOTAL FUNDS CARRIED FORWARD
30,104,834
CONTINUING OPERATIONS
2022
Unrestricted
funds
£
1,358,382
1,143,093
2,501,475
177,583
1,287,069
71,145
1,535,797
(6,376)
3,676
77,127
1,040,105
28,072,115
29,112,220

All income and expenditure has arisen from continuing activities.

The notes form part of these financial statements

6

B E PERL CHARITABLE TRUST

CONSOLIDATED BALANCE SHEET AT 31 MARCH 2023

2023
Unrestricted
fund
Notes
£
FIXED ASSETS
Tangible fixed assets
Investments
10
11
455,898
1,551,586
Investment property
12
23,242,544
25,250,028
CURRENT ASSETS
Debtors
13
2,790,166
Investments
14
53,843
Cash at bank
2,665,347
5,509,356
CREDITORS
Amounts falling due within one year
15
(652,540)
NET CURRENT ASSETS/(LIABILITIES)
4,856,816
TOTAL ASSETS LESS CURRENT LIABILITIES
30,106,844
CREDITORS
Provisions for liabilities
(2,010)
NET ASSETS
30,104,834
FUNDS
17
Unrestricted funds
30,104,834
TOTAL FUNDS
30,104,834
2022
Unrestricted
funds
£
506,652
1,504,530
22,835,421
24,846,603
1,329,592
53,843
3,408,615
4,792,050
(524,423)
4,267,627
29,114,230
(2,010)
29,112,220
29,112,220
29,112,220

The financial statements were approved by the Board of Trustees on 31 January 2024 and were signed on its behalf by:

B E Perl MBE –Trustee

The notes form part of these financial statements

7

B E PERL CHARITABLE TRUST

CHARITY BALANCE SHEET AT 31 MARCH 2023

2023
Unrestricted
fund
Notes
£
Investments
Investments
11
181
Investment property
12
23,242,544
23,242,725
CURRENT ASSETS
Debtors
13
2,415,403
Investments
14
67,843
Cash at bank
1,985,111
4,468,357
CREDITORS
Amounts falling due within one year
15
(161,844)
NET CURRENT ASSETS/(LIABILITIES)
4,306,513
TOTAL ASSETS LESS CURRENT LIABILITIES
27,549,238
NET ASSETS
27,549,238
FUNDS
17
Unrestricted funds
27,549,238
TOTAL FUNDS
27,549,238
2022
Unrestricted
funds
£
181
22,835,421
22,835,602
1,164,209
67,843
3,014,424
4,246,476
(214,856)
4,031,620
26,867,222
26,867,222
26,867,222
26,867,222

The financial statements were approved by the Board of Trustees on 31 January 2024 and were signed on its behalf by:

B E Perl MBE-Trustee

The notes form part of these financial statements

8

B E PERL CHARITABLE TRUST

CONSOLIDATED CASH FLOW STATEMENT FOR THE YEAR ENDED 31 MARCH 2023

2023
Notes
£
Cash flows from operating activities:
Cash generated from operations
1
(288,465)
Interest paid
Tax paid
-

Net cash provided by (used in) operating
activities
(288,465)
Cash flows from investing activities:
Purchase of investment property
(407,124)
Purchase of tangible fixed assets
(60,252)
Interest received
12,573
Net cash provided by (used in) investing
activities
(454,803)
Change in cash and cash equivalents in the
reporting period
(743,268)
Cash and cash equivalents at the beginning of
the reporting period
2
3,408,615
3
Cash and cash equivalents at the end of the
reporting period
2
2,665,347
3
2022
£
752,219
-
-
752,219
(328,083)
(19,790)
593
(347,280)
404,939
,003,676
,408,615

The notes form part of these financial statements

9

B E PERL CHARITABLE TRUST

NOTES TO THE CONSOLIDATED CASH FLOW STATEMENT FOR THE YEAR ENDED 31 MARCH 2023

1.
RECONCILIATION OF NET INCOME TO NET CASH FLOW FROM OPERATING ACTIVITIES
2023
£
Net income for the reporting period (as per the consolidated
statement of financial activities)
945,558
Adjustments for:
Depreciation charges
Gains on investments
111,007
-
Interest receivable
Increase in debtors
(12,573)
(1,310,992)
Increase in creditors
(21,465)
Net cash provided by (used in) operating activities
(288,465)
2.
ANALYSIS OF CASH AND CASH EQUIVALENTS
2023
£
Cash and cash equivalents
2,665,347
Overdrafts included in bank loans and overdrafts falling due within one year
-
Total cash and cash equivalents
2,665,347
2022
£
962,978
113,778
-
(593)
93,062
(417,006)
752,219
2022
£
3,408,619
(4)
3,408,615

10

B E PERL CHARITABLE TRUST

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2023

1. ACCOUNTING POLICIES

Basis of preparing the financial statements

The financial statements of the charitable group, which is a public benefit entity under FRS 102, have been prepared in accordance with the Charities SORP (FRS 102) 'Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)', Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland' and the Charities Act 2011. The financial statements have been prepared under the historical cost convention with the exception of investments which are included at market value.

Basis of Consolidation

The consolidated financial statements comprise the financial statements of B E Perl Charitable Trust and its subsidiary undertaking Churchill House Management Limited, together with the Group’s share of the results of its associates. The financial statements of the charitable company and its subsidiary have been prepared to 31 March 2023 for the purpose of consolidated financial statements.

Investments in associates are accounted for using the equity method.

Income

All income is recognised in the Statement of Financial Activities once the charity has entitlement to the funds, it is probable that the income will be received and the amount can be measured reliably.

Voluntary income is received by the way of donations and gifts and is included in full in the Statement of Financial Activities (SOFA) when receivable. Income from investments is included in the year in which it is receivable.

Income from investments is included in the year in which it is receivable.

Expenditure

Liabilities are recognised as expenditure as soon as there is a legal or constructive obligation committing the charity to that expenditure, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. Expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all cost related to the category. Where costs cannot be directly attributed to particular headings they have been allocated to activities on a basis consistent with the use of resources. Expenditure includes any VAT which cannot be fully recovered, and is reported as part of the expenditure to which it relates.

Resources expended are recognised in the year in which they are incurred.

Support costs are those incurred in connection with administration of the charity and compliance with constitutional and statutory requirements.

Grants offered subject to conditions which have not been met at the year-end date are noted as a commitment but not accrued as expenditure.

Allocation of support costs

Support costs have been allocated to governance costs and comprise costs involving the public accountability of the charity and its compliance with regulations.

Governance costs have been allocated to donations paid under charitable activities.

Investment properties

Investment properties are initially recognised at purchase price plus any directly attributable costs. Subsequently, investment properties are measured at fair value with any changes to fair value transferred to the Statement of Financial Activities.

11

B E PERL CHARITABLE TRUST

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS - CONTINUED FOR THE YEAR ENDED 31 MARCH 2023

1. ACCOUNTING POLICIES – continued

Investments

Fixed asset investments are stated at cost less provision for diminution in value (where applicable). Current asset investments are stated at the lower of cost and recoverable amount.

Tangible fixed assets and depreciation

Depreciation is provided at rates calculated to write off the cost less residual value of each asset over its expected useful life, as follows:

Leasehold properties - Straight line over the life of the lease Plant and machinery - 10 - 33% straight line Fixtures, fittings and equipment - 10 - 33% straight line

Charity Cash Flow Statement

The Charity has taken advantage of the disclosure exemptions conveyed by the Reduced Disclosure Regime for Ultimate Parents. As permitted under FRS 102 Section 1, paragraph 1.12 (b) it has not presented a Statement of Cash Flows for the Charity as a stand alone entity’

Taxation

The charity is exempt from tax on its charitable activities.

Fund accounting

Unrestricted funds can be used in accordance with the charitable objectives at the discretion of the trustees. Restricted funds can only be used for particular restricted purposes within the objects of the charity. Restrictions arise when specified by the donor or when funds are raised for particular restricted purposes. Further explanation of the nature and purpose of each fund is included in the notes to the financial statements.

Foreign currencies

Assets and liabilities in foreign currencies are translated into sterling at the rates of exchange ruling at the balance sheet date. Transactions in foreign currencies are translated into sterling at the rate of exchange ruling at the date of transaction. Exchange differences are taken into account in arriving at the operating result.

Legal status of the charity

The charity is a company limited by guarantee and has no share capital. Liability of each member in the event of winding-up is limited to £1.

Financial instruments

Financial instruments are classified and accounted for as either debt instruments or financial liabilities. Both assets and liabilities are measured at amortised cost.

Auditor's Remuneration

The auditor's remuneration referred to in note 9 represents the total amount receivable by the auditor in respect of services provided during the year.

Going concern

The accounts have been prepared on the going concern basis. The trustees consider that there are no material uncertainties regarding the charity's ability to continue in operational existence for the foreseeable future, which is deemed to be 12 months from the date of approval of the financial statements.

2. OTHER TRADING INCOME

Other trading income Group
2023
£
1,802,097

2022
£
1,358,382
Charity
2023
2022
£
£
-
-

12

B E PERL CHARITABLE TRUST

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS - CONTINUED FOR THE YEAR ENDED 31 MARCH 2023

3. INVESTMENT INCOME

Rental income
Interest received
Income from investment property
Group
2023
2022
£
£
1,187,461
1,142,500

12,573
593
-
-
1,200,034
1,143,093
Charity
2023
2022
£
£
1,187,461
1,142,500
12,573
593
100,000
100,000
1,300,034
1,243,093
Charity
2023
2022
£
£
1,187,461
1,142,500
12,573
593
100,000
100,000
1,300,034
1,243,093
1,243,093

4 RAISING FUNDS

Investment management costs

RAISING FUNDS
Investment management costs
Insurance
Light and Heat
Sundry Expenses
General and Water Rates
Rent Collection
Property Repairs
Legal and Professional fees
Trading costs
Cost of sales
Administrative expense
2023
2022
£
£
20,092
65,453
32,460
28,133
10,729
27,187
3,888
26,834
76,379
74,332
28,422
31,634
10,077
2,979
261,016
177,583
Group
2023
2022
£
£

1,184,186
158,829
1,157,927
129,142
1,343,015
1,287,069
Group

2023
2022
£
£
20,092
65,453
32,460
28,133
10,729
27,187
3,888
26,834
76,37974,332
28,42231,634
10,0772,979
Charity
261,016 177,583
2023
2022
£
£
-
-
-
-
-
-
Charity
-

5. CHARITABLE ACTIVITIES COSTS Group

Grant
funding of
activities
Support
costs
(See note 6)
(See note 7)
£
£
Charitable activities cost
336,976
44,742

Charity
Grant
funding of
activities
Support
costs
(See note 6)
(See note 7)
£
£
Charitable activities cost
336,976
20,026
Totals
£
381,718
Totals
£
357,002

13

B E PERL CHARITABLE TRUST

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS - CONTINUED FOR THE YEAR ENDED 31 MARCH 2023

5. CHARITABLE ACTIVITIES COSTS

Donations and grants comprise amounts paid to institutions, mainly in support of Jewish schools. All donations are paid directly from the charity to the institutions, as follows:

Name of charitable organisation Total donation (£)
Achisomoch 145,000
Beis Yaakov Primary School 25,000
Hatzolah 20,000
Yeshiva Gedola 12,000
North London Welfare 11,500
Bnos Beis Yaakov 10,000
Comet Charities 10,000
Gateshead Talmudical College 10,000
The Mutual Trust 10,000
Kollel Beis Aharon 8,500
Other 74,976

6. GRANTS PAYABLE

Grants Group
2023
2022
£
£
336,976
28,935
Charity
2023
2022
£
£
336,976
28,935

Grants paid to institutions during the year were as follows:

Educational
Advancement of religion
Relief of poverty and illness
General purposes
Group
Grant
funding of
activities
2023
2022
£
£
122,850
5,000
12,000
13,000
196,500
10,000
5,626
935
336,976
28,935
Charity
Grant
funding of
activities
2023
£
122,850
12,000
196,500
5,626
336,976
2022
£
5,000
13,000
10,000
935
28,935

14

B E PERL CHARITABLE TRUST

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS - CONTINUED FOR THE YEAR ENDED 31 MARCH 2023

7. SUPPORT COSTS

Support costs Group
Governance
costs
2023
2022
£
£
44,742
42,210
Charity
Governance
costs
2023
2022
£
£
20,026
17,753

Support costs, included in the above, are as follows:

Bank charges
Hire of plant and machinery
Auditors’ remuneration
Accountancy and legal fees
Group
2023
2022
£
£
978
1,194
6,448
2,400
3,959
2,400
34,916
34,657
44,742
42,210
Charity
2023
£
978
6,448
2,400
10,200
20,026
2022
£
1,194
3,959
2,400
10,200
17,753

8. TRUSTEES' REMUNERATION AND BENEFITS

There were no trustees' remuneration or other benefits for the year ended 31 March 2023, nor for the year ended 31 March 2022.

Trustees' expenses

There were no trustees’ expenses paid for the year ended 31 March 2023, nor for the year ended 31 March 2022.

9. AUDITORS' REMUNERATION

The auditor's remuneration constituted an accountancy fee of £10,200 (2022: £10,200) and an audit fee of £2,400 (2022: £2,400).

15

B E PERL CHARITABLE TRUST

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS - CONTINUED FOR THE YEAR ENDED 31 MARCH 2023

10. TANGIBLE FIXED ASSETS Group

Cost
At 1 April 2022
Additions

At 31 March 2023
Depreciation
At 1 April 2022
Charge for the year
At 31 March 2023
Net book values
At 31 March 2023
At 31 March 2022
Improvements
to leasehold
property
£
849,285
-
849,285
369,051
78,005
447,056
402,229
480,234
Plant and
machinery
£
114,580
-
114,580

96,641
5,872
102,513

12,067

17,939
Fixtures
fittings and
equipment
£
402,170
60,252
462,422
393,691
27,129
420,820
41,602
8,479
Total
£
1,366,035
60,252
1,426,287
859,383
111,006
970,389
455,898
506,652

There are no tangible fixed assets held by the charity as a separate entity.

11. FIXED ASSET INVESTMENTS

Charity

Charity
Unlisted
investments
£
MARKET VALUE
At 1 April 2022 and 31 March 2023 181
NET BOOK VALUE
At 31 March 2023 181
At 31 March 2022 181

There were no investment assets outside the UK.

Holdings of 20% or more

The charity holds 20% or more of the share capital of the following companies:

Country of Proportion
registration or Nature of
Shares held
of shares
Charity incorporation business
class
held
Subsidiary undertaking
Churchill House Management Limited UK Provision of Ordinary shares 100%
serviced office
facilities

The aggregate amount of capital and reserves and the results of these undertakings for the last relevant financial year were as follows:

16

B E PERL CHARITABLE TRUST

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS - CONTINUED FOR THE YEAR ENDED 31 MARCH 2023

11. FIXED ASSET INVESTMENTS - continued

Capital and reserves Capital and reserves Profit/(loss for the year) Profit/(loss for the year)
£ £
Churchill House Management Limited 1,029,110 263,542
Country of Proportion
registration or Nature of Shares held of shares
Company incorporation business class held
Participating interest
Foframe of Huntingdon Limited UK Holding company Ordinary shares 25%
and warehouse
letting

The aggregate amount of capital and reserves and the results of these undertakings for the last relevant financial year were as follows:

Capital and reserves Capital and reserves Profit/(loss for the year) Profit/(loss for the year)
£ £
Foframe of Huntingdon Limited 3,050,001 109,981
Subsidiaries of Foframe of Huntingdon Limited
Country of Proportion
registration or Nature of Shares held of shares
Company incorporation business class held
Sixtrees Limited UK Photo frames Ordinary shares 25%
Foframe Properties Limited UK Property investment Ordinary shares 25%
The aggregate amount of capital and reserves and the results of these undertakings for the last relevant financial
year were as follows:
Capital and reserves Profit/(loss for the year)
£ £
Sixtrees Limited 839,716 (6,708)
Foframe Properties Limited 1,607,128 84,949

17

B E PERL CHARITABLE TRUST

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS - CONTINUED FOR THE YEAR ENDED 31 MARCH 2023

12. INVESTMENT PROPERTY

Group
£
MARKET VALUE
At 1 April 2022 22,835,421
Additions 407,123
At 31 March 2023 23,242,544
NET BOOK VALUE
At 31 March 2023 23,242,544
At 31 March 2022 22,835,421
Charity
£
MARKET VALUE
At 1 April 2022 22,835,421
Additions 407,123
At 31 March 2023 23,242,544
NET BOOK VALUE
At 31 March 2023 23,242,544
At 31 March 2022 22,835,421

One of the freehold properties is held by a related charity, The Huntingdon Foundation Limited, as nominee as to 40% beneficially for itself and 60% for the benefit of The B E Perl Charitable Trust.

Investment property was valued by the Trustees on the basis of open market value on 31 March 2023. Due to the current state of the property market the Trustees are unable to give a precise value to the freehold property but believe it to be not less than the above carrying values and in their opinion, in the event of disposals will achieve, at least, the carrying values.

18

B E PERL CHARITABLE TRUST

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS - CONTINUED FOR THE YEAR ENDED 31 MARCH 2023

13. DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

Trade debtors
Other debtors
Group
2023
£
453,216
2,336,950
2,790,166

2022
£
239,053
1,090,539
1,329,592
Charity
2023
£
-
2,415,403
2,415,403
2022
£
-
1,164,209
1,164,209

Short term debtors are measured at transaction price, less any impairment. Other debtors are measured at amortised cost.

Included within the group within other debtors is £13,631 (2022: £28,962) of intercompany loans. These are receivable on demand with no interest charged.

14. CURRENT ASSET INVESTMENTS

Other unlisted investments Group
2023
2022
£
£
53,843
53,843
Charity
2023
2022
£
£
67,843
67,843

15. CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

Bank loans and overdraft (see note 16)
Trade creditors
Other creditors
Group
2023
2022
£
£

-
4
105,730
185,439
546,810
338,980
652,540
524,423
Charity
2023
£
-
89,350
72,494
161,844

2022
£
4
110,439
104,413
214,856

Short term creditors are measured at transaction price, less any impairment. Other creditors are measured at amortised cost.

Included within the group within other creditors is £0 (2022: £0) of intercompany loans. These are payable on demand with no interest charged.

16. LOANS

An analysis of the maturity of loans is given below:

n analysis of the maturity of loans is given below:
Group Charity
2023 2022 2023 2022
£ £ £ £
Amounts falling due within one year on
demand:
Bank overdraft - 4 - 4

19

B E PERL CHARITABLE TRUST

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS - CONTINUED FOR THE YEAR ENDED 31 MARCH 2023

17. MOVEMENT IN FUNDS

Group


Educational reserve
Accumulated general fund
1 April 2022
£
8,000,000

21,112,220
29,112,220
Incoming
resources
£
-
3,002,132
3,002,132
Resources
expended
£
-
(1,985,749)
(1,985,749)
Transfers
and Gains
£
500,000
(523,769)
(23,769)
31 March
2023
£
8,500,000
21,604,834
30,104,834

Charity


Educational reserve
Accumulated general fund
1 April 2022
£
8,000,000

18,867,222
26,867,222
Incoming
resources
£
-
1,300,034
1,300,034
Resources
expended
£
-
(618,018)
(618,018)
31 March
2023
£
8,500,000
19,049,238
27,549,238
Transfers
and Gains
£
500,000
(500,000)
-

18. RELATED PARTY DISCLOSURES

The following companies are related parties to the charity:

Churchill House Management Limited - Wholly owned trading company.

Foframe of Huntingdon Limited - The charity has a 25% equity interest in this company.

Sixtrees Limited - A wholly owned subsidiary of Foframe of Huntingdon Limited.

Foframe Properties Limited - A wholly owned subsidiary of Foframe of Huntingdon Limited.

The Huntingdon Foundation Limited - A registered charity also controlled by the Trustees of this charity.

GYG Estates Limited - A trading company also controlled by the Trustees of this charity.

20

B E PERL CHARITABLE TRUST

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS - CONTINUED FOR THE YEAR ENDED 31 MARCH 2023

18. RELATED PARTY DISCLOSURES - continued

Related party transactions

During the year, rent receivable amounted to £100,000 (2022: £100,000). As at the balance sheet date Churchill House Management Limited owed the charity £97,644 (2022: £107,881).

As at the balance sheet date The Huntingdon Foundation Limited owed the charity £2,219,646 (2022: £981,111).

As at the balance sheet date GYG Estates Limited owed the charity £38,147 (2022: £12,187).

19.
FINANCIAL INSTRUMENTS
Group
Financial assets measured at amortised cost
Financial liabilities measured at amortised cost
2023
£
2,790,166
652,540
2022
£
1,329,592
524,423

Financial assets measured at amortised cost are comprised of trade debtors of £453,216 (2022: £239,053) and other debtors of £2,336,950 (2022: £1,090,539).

Financial liabilities measured at amortised cost are comprised of short term bank loans and overdrafts of £0 (2022: £4), trade creditors of £105,730 (2022: £185,439), and other creditors of £546,810 (2022: £338,980).

21

B E PERL CHARITABLE TRUST

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS - CONTINUED FOR THE YEAR ENDED 31 MARCH 2023

19. FINANCIAL INSTRUMENTS - continued

Charity
Financial assets measured at amortised cost
Financial liabilities measured at amortised cost
2023
£
2,415,403
161,844
2022
£
1,164,209
214,856

Financial assets measured at amortised cost are comprised of other debtors of £2,415,403 (2022: £1,164,209).

Financial liabilities measured at amortised cost are comprised of short term bank loans and overdrafts of £0 (2022: £4), trade creditors of £89,352 (2022: £110,439), and other creditors of £72,492 (2022: £104,413).

22