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2022-12-31-accounts

REGISTERED COMPANY NUMBER: 01560314 (England and Wales) REGISTERED CHARITY NUMBER: 282726

Report of the Trustees and

Financial Statements for the Year Ended 31 December 2022

for

Belljoe Tzedoko Limited

Martin+Heller Statutory Auditor 5 North End Road London NW11 7RJ

Belljoe Tzedoko Limited

Contents of the Financial Statements for the Year Ended 31 December 2022

Page
Report of the Trustees 1 to 3
Report of the Independent Auditors 4 to 6
Statement of Financial Activities 7
Statement of Financial Position 8
Statement of Cash Flows 9
Notes to the Statement of Cash Flows 10
Notes to the Financial Statements 12 to 19

Belljoe Tzedoko Limited

Report of the Trustees for the Year Ended 31 December 2022

The trustees who are also directors of the charity for the purposes of the Companies Act 2006, present their report with the financial statements of the charity for the year ended 31 December 2022. The trustees have adopted the provisions of Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019).

OBJECTIVES AND ACTIVITIES

Objectives and aims

The charity was formed for the advancement of religion in accordance with the orthodox Jewish faith, and the relief of poverty.

Public benefit

The trustees confirm their compliance with the duty to have regard to the Public Benefit guidance published by the Charity Commission when reviewing the Charity's aims and objectives in planning future activities.

Grantmaking

Grants are made to charitable institutions and organisations which accord with objects of the Charity.

Volunteers

During the period, the charity did not have any volunteers to help with the objective of the Charity.

ACHIEVEMENT AND PERFORMANCE

Development, activities and achievement this period

The trustees consider that the performance of the charity this year has been satisfactory. Substantial funds have been granted to institutions during the year.

The Statement of Financial Activities shows a net deficit of £109,343 (excluding net gains on investments) after making total grants of £763,998 and the reserves stand at £14,545,690.

Investment performance

The trustees are currently satisfied with the investment performance of the assets. The Company has expanded its activities during the current year, and is always looking at opportunities, the current investment property portfolio is producing good results which enhances its charitable activities.

Internal and external factors

The trustees have made a full assessment of the internal and external factors that may affect these financial statements and do not deem any factors material enough to have an impact.

FINANCIAL REVIEW

Principal funding sources

Belljoe Tzedoko Limited has raised money through its investment policy. The returns from the investments have produced good rental income.

Overall the charity has experienced a good year and hopes it will continue to do so next year.

Investment policy and objectives

Under the memorandum and articles of association, the charity has the power to make any investment, which the trustees see fit. The trustees have considered the most appropriate policy for investing funds and have found that investments in property meets their requirements to generate both income and capital growth.

Reserves policy

The charity does not maintain a reserve policy, as reserves are distributed when they become available, at the trustees' discretion. The present level of funding is adequate to support the continuation of its objects and the trustees consider the financial position of the charity to be satisfactory.

FUTURE PLANS

There are no significant future developments to report.

Page 1

Belljoe Tzedoko Limited

Report of the Trustees for the Year Ended 31 December 2022

STRUCTURE, GOVERNANCE AND MANAGEMENT

Governing document

The charity is controlled by its governing document, the memorandum and articles of association, and constitutes a limited company, limited by guarantee, as defined by the Companies Act 2006, the Charities Act 2011 and the Statement of Recommended Practice, "Accounting and Reporting by Charities", issued in March 2005. The company was formed on 8 May 1981. The charity is managed and controlled by the directors who are the trustees, who meet regularly.

Recruitment and appointment of new trustees

It is not the intention of the charity to appoint any new trustees. Should the situation change in the future, the trustees will apply suitable recruitment, induction and training procedures.

Organisational structure

The Chief Executive of the charity is Mr M Lobenstein, to whom day to day management of the charity has been delegated.

The entire board meets on a regular basis, at least quarterly, or more if required.

Wider network

At present Belljoe Tzedoko Limited does not consider itself part of a wider network.

Risk management

The trustees have identified and reviewed the major risks to which the charity is exposed. Both manual and automated checks are regularly invoked, particularly those relating to the operations and finance of the charity. The trustees are satisfied that these systems and procedures mitigate any perceived risks.

REFERENCE AND ADMINISTRATIVE DETAILS Registered Company number

01560314 (England and Wales)

Registered Charity number

282726

Registered office

5 North End Road London NW11 7RJ

Trustees

M Lobenstein Mrs K H Lobenstein B Lobenstein

Company Secretary

Mrs K H Lobenstein

Senior Statutory Auditor

Frank Martin FCA

Auditors

Martin+Heller Statutory Auditor 5 North End Road London NW11 7RJ

STATEMENT OF TRUSTEES' RESPONSIBILITIES

The trustees (who are also the directors of Belljoe Tzedoko Limited for the purposes of company law) are responsible for preparing the Report of the Trustees and the financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice).

Page 2

Belljoe Tzedoko Limited

Report of the Trustees for the Year Ended 31 December 2022

STATEMENT OF TRUSTEES' RESPONSIBILITIES - continued

Company law requires the trustees to prepare financial statements for each financial year which give a true and fair view of the state of affairs of the charitable company and of the incoming resources and application of resources, including the income and expenditure, of the charitable company for that period. In preparing those financial statements, the trustees are required to

The trustees are responsible for keeping proper accounting records which disclose with reasonable accuracy at any time the financial position of the charitable company and to enable them to ensure that the financial statements comply with the Companies Act 2006. They are also responsible for safeguarding the assets of the charitable company and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

In so far as the trustees are aware:

AUDITORS

The auditors, Martin+Heller, will be proposed for re-appointment at the forthcoming Annual General Meeting.

Approved by order of the board of trustees on ............................................. and signed on its behalf by:

........................................................................ M Lobenstein - Trustee

Page 3

Report of the Independent Auditors to the Members of Belljoe Tzedoko Limited

Opinion

We have audited the financial statements of Belljoe Tzedoko Limited (the 'charitable company') for the year ended 31 December 2022 which comprise the Statement of Financial Activities, the Statement of Financial Position, the Statement of Cash Flows and notes to the financial statements, including a summary of significant accounting policies. The financial reporting framework that has been applied in their preparation is applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice).

Basis for opinion

We conducted our audit in accordance with International Standards on Auditing (UK) (ISAs (UK)) and applicable law. Our responsibilities under those standards are further described in the Auditors' responsibilities for the audit of the financial statements section of our report. We are independent of the charitable company in accordance with the ethical requirements that are relevant to our audit of the financial statements in the UK, including the FRC's Ethical Standard, and we have fulfilled our other ethical responsibilities in accordance with these requirements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion.

Conclusions relating to going concern

In auditing the financial statements, we have concluded that the trustees' use of the going concern basis of accounting in the preparation of the financial statements is appropriate.

Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the charitable company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.

Our responsibilities and the responsibilities of the trustees with respect to going concern are described in the relevant sections of this report.

Other information

The trustees are responsible for the other information. The other information comprises the information included in the Annual Report, other than the financial statements and our Report of the Independent Auditors thereon.

Our opinion on the financial statements does not cover the other information and, except to the extent otherwise explicitly stated in our report, we do not express any form of assurance conclusion thereon.

In connection with our audit of the financial statements, our responsibility is to read the other information and, in doing so, consider whether the other information is materially inconsistent with the financial statements or our knowledge obtained in the audit or otherwise appears to be materially misstated. If we identify such material inconsistencies or apparent material misstatements, we are required to determine whether this gives rise to a material misstatement in the financial statements themselves. If, based on the work we have performed, we conclude that there is a material misstatement of this other information, we are required to report that fact. We have nothing to report in this regard.

Opinions on other matters prescribed by the Companies Act 2006

In our opinion, based on the work undertaken in the course of the audit:

Page 4

Report of the Independent Auditors to the Members of Belljoe Tzedoko Limited

Matters on which we are required to report by exception

In the light of the knowledge and understanding of the charitable company and its environment obtained in the course of the audit, we have not identified material misstatements in the Report of the Trustees.

We have nothing to report in respect of the following matters where the Companies Act 2006 requires us to report to you if, in our opinion:

Responsibilities of trustees

As explained more fully in the Statement of Trustees' Responsibilities, the trustees (who are also the directors of the charitable company for the purposes of company law) are responsible for the preparation of the financial statements and for being satisfied that they give a true and fair view, and for such internal control as the trustees determine is necessary to enable the preparation of financial statements that are free from material misstatement, whether due to fraud or error.

In preparing the financial statements, the trustees are responsible for assessing the charitable company's ability to continue as a going concern, disclosing, as applicable, matters related to going concern and using the going concern basis of accounting unless the trustees either intend to liquidate the charitable company or to cease operations, or have no realistic alternative but to do so.

Our responsibilities for the audit of the financial statements

Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue a Report of the Independent Auditors that includes our opinion. Reasonable assurance is a high level of assurance, but is not a guarantee that an audit conducted in accordance with ISAs (UK) will always detect a material misstatement when it exists. Misstatements can arise from fraud or error and are considered material if, individually or in the aggregate, they could reasonably be expected to influence the economic decisions of users taken on the basis of these financial statements.

The extent to which our procedures are capable of detecting irregularities, including fraud is detailed below:

Page 5

Report of the Independent Auditors to the Members of Belljoe Tzedoko Limited

Irregularities, including fraud, are instances of non-compliance with laws and regulations. We design procedures in line with our responsibilities, outlined above, to detect material misstatements in respect of irregularities, including fraud. The extent to which our procedures are capable of detecting irregularities, including fraud is detailed below:

-Our audit procedures were designed to identify and assess risks of material misstatement in the financial statements, whether due to fraud or error. The risk of not detecting a material misstatement due to fraud is higher than the risk of not detecting one resulting from error, as fraud may involve collusion, forgery, omissions, misrepresentations, or management override of controls. We communicated identified laws and regulations and potential fraud risks to all engagement team members and remained alert to any indications of fraud or non-compliance with laws and regulations throughout the audit. The engagement partner considers the engagement team collectively had the appropriate competence and capabilities to identify or recognize non-compliance with laws and regulations.

-There are inherent limitations in the audit procedures described above and the further removed non-compliance with laws and regulations is from the events and transactions reflected in the financial statements, the less likely we would become aware of it. Also, the risk of not detecting a material misstatement due to fraud is higher than the risk of not detecting one from error, as fraud may involve deliberate concealment by, for example, forgery or intentional misrepresentation, or through collusion. Our responsibility is to conclude whether the financial statements represent the underlying financial position and activities of the charity and to ensure that the overall content and presentation of the financial statements gives a fair view.

A further description of our responsibilities for the audit of the financial statements is located on the Financial Reporting Council's website at www.frc.org.uk/auditorsresponsibilities. This description forms part of our Report of the Independent Auditors.

Use of our report

This report is made solely to the charitable company's members, as a body, in accordance with Chapter 3 of Part 16 of the Companies Act 2006. Our audit work has been undertaken so that we might state to the charitable company's members those matters we are required to state to them in an auditors' report and for no other purpose. To the fullest extent permitted by law, we do not accept or assume responsibility to anyone other than the charitable company and the charitable company's members as a body, for our audit work, for this report, or for the opinions we have formed.

Frank Martin FCA (Senior Statutory Auditor) for and on behalf of Martin+Heller Statutory Auditor 5 North End Road London NW11 7RJ

Date: .............................................

Page 6

Belljoe Tzedoko Limited

Statement of Financial Activities for the Year Ended 31 December 2022

Notes
INCOME AND ENDOWMENTS FROM
Donations and legacies
2
Investment income
3
Total
EXPENDITURE ON
Charitable activities
4
Donations to institutions
Other
Total
Net gains on investments
NET INCOME
RECONCILIATION OF FUNDS
Total funds brought forward
TOTAL FUNDS CARRIED FORWARD
31.12.22
Unrestricted
fund
£
-
661,602
661,602
763,998
6,947
770,945
5,838,751
5,729,408
8,816,282
14,545,690
31.12.21
Total
funds
£
40,000
622,432
662,432
519,880
10,794
530,674
-
131,758
8,684,524
8,816,282

The notes form part of these financial statements

Page 7

Belljoe Tzedoko Limited

Statement of Financial Position 31 December 2022

Notes
FIXED ASSETS
Investments
Investments
11
Investment property
12
CURRENT ASSETS
Debtors
13
Cash at bank
CREDITORS
Amounts falling due within one year
14
NET CURRENT ASSETS
TOTAL ASSETS LESS CURRENT
LIABILITIES
NET ASSETS
FUNDS
17
Unrestricted funds
TOTAL FUNDS
31.12.22
Unrestricted
fund
£
1,098,824
13,333,000
14,431,824
32,299
312,335
344,634
(230,768)
113,866
14,545,690
14,545,690
14,545,690
14,545,690
31.12.21

Total
funds
£
1,176,854
7,453,854
8,630,708
7,426
415,491
422,917
(237,343)
185,574
8,816,282
8,816,282
8,816,282
8,816,282

These financial statements have been prepared in accordance with the provisions applicable to charitable companies subject to the small companies regime.

The financial statements were approved by the Board of Trustees and authorised for issue on ............................................. and were signed on its behalf by:

............................................. M Lobenstein - Trustee

The notes form part of these financial statements

Page 8

Belljoe Tzedoko Limited

Statement of Cash Flows for the Year Ended 31 December 2022

Notes
Cash flows from operating activities
Cash generated from operations
1
Interest paid
Net cash (used in)/provided by operating activities
Cash flows from investing activities
Purchase of fixed asset investments
Sale of fixed asset investments
Share of loss in investments
Interest received
Net cash used in investing activities
Cash flows from financing activities
Loan repayments in year
Net cash used in financing activities
Change in cash and cash equivalents in
the reporting period
Cash and cash equivalents at the
beginning of the reporting period
Cash and cash equivalents at the end of
the reporting period
31.12.22
£
(133,021)
(20)
(133,041)
(161,071)
142,233
(6,000)
48
(24,790)
(7,798)
(7,798)
(165,629)
415,491
312,335
31.12.21
£
315,345
(3,606)
311,739
(30,000)
-
-
-
(30,000)
(268,098)
(268,098)
13,641
401,850
415,491

The notes form part of these financial statements

Page 9

Belljoe Tzedoko Limited

Notes to the Statement of Cash Flows for the Year Ended 31 December 2022

1. RECONCILIATION OF NET INCOME TO NET CASH FLOW FROM OPERATING ACTIVITIES

ACTIVITIES
31.12.22 31.12.21
£ £
Net income for the reporting period (as per the Statement of Financial
Activities) 5,729,408 131,758
Adjustments for:
Losses on investments (5,838,751) -
Interest received (48) -
Interest paid 20 3,606
(Increase)/decrease in debtors (24,873) 1,004
Increase in creditors 1,223 178,977
Net cash (used in)/provided by operations (133,021) 315,345
ANALYSIS OF CHANGES IN NET FUNDS
At 1/1/22 Cash flow At 31/12/22
£ £ £
Net cash
Cash at bank 415,491 (103,156) 312,335
415,491 (103,156) 312,335
Debt
Debts falling due within 1 year (7,798) 7,798 -
(7,798) 7,798 -
Total 407,693 (95,358) 312,335

2. ANALYSIS OF CHANGES IN NET FUNDS

The notes form part of these financial statements

Page 10

Belljoe Tzedoko Limited

Error Messages from the Statement of Cash Flows for the Year Ended 31 December 2022

** CURRENT YEAR - MOVEMENT IN CASH AND CASH EQUIVALENTS
AS CALCULATED IN STATEMENT OF CASH FLOWS
DOES NOT AGREE TO MOVEMENT PER STATEMENT OF FINANCIAL POSITION
COMPARE MOVEMENT ON STATEMENT OF CASH FLOWS (165,629)
TO
MOVEMENT PER STATEMENT OF FINANCIAL
POSITION
CASH AND CASH EQUIVALENTS (103,156)

Belljoe Tzedoko Limited

Notes to the Financial Statements for the Year Ended 31 December 2022

1. ACCOUNTING POLICIES

Basis of preparing the financial statements

The financial statements of the charitable company, which is a public benefit entity under FRS 102, have been prepared in accordance with the Charities SORP (FRS 102) 'Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)', Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland' and the Companies Act 2006. The financial statements have been prepared under the historical cost convention, with the exception of investments which are included at market value, as modified by the revaluation of certain assets.

The presentation currency is £ Sterling.

Preparation of consolidated financial statements

The financial statements contain information about Belljoe Tzedoko Limited as an individual company and do not contain consolidated financial information as the parent of a group. The charity is exempt under Section 399(2A) of the Companies Act 2006 from the requirements to prepare consolidated financial statements.

Income

All income is recognised in the Statement of Financial Activities once the charity has entitlement to the funds, it is probable that the income will be received and the amount can be measured reliably.

Expenditure

Liabilities are recognised as expenditure as soon as there is a legal or constructive obligation committing the charity to that expenditure, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. Expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all cost related to the category. Where costs cannot be directly attributed to particular headings they have been allocated to activities on a basis consistent with the use of resources.

Grants offered subject to conditions which have not been met at the year end date are noted as a commitment but not accrued as expenditure.

Charitable activities

All grants to institutions and individuals are recognised when paid, or when there is an obligation to make a donation.

Governance costs

Expenditure is accounted for on an accrual basis.

Investment property

Investment property is shown at most recent valuation. Any aggregate surplus or deficit arising from changes in fair value is recognised in the Statement of Financial Activities.

Taxation

The charity is exempt from corporation tax on its charitable activities.

Fund accounting

Unrestricted funds can be used in accordance with the charitable objectives at the discretion of the trustees.

Restricted funds can only be used for particular restricted purposes within the objects of the charity. Restrictions arise when specified by the donor or when funds are raised for particular restricted purposes.

Further explanation of the nature and purpose of each fund is included in the notes to the financial statements.

Investments

Investments in joint ventures are valued at cost. Potential impairment is reviewed every year, but no increase in market value is recognised.

continued...

Page 12

Belljoe Tzedoko Limited

Notes to the Financial Statements - continued for the Year Ended 31 December 2022

2. DONATIONS AND LEGACIES

Donations
3.
INVESTMENT INCOME
Rent received
Joint venture income
Other interest
4.
CHARITABLE ACTIVITIES COSTS
Donations to institutions
5.
GRANTS PAYABLE
Donations to institutions
The total grants paid to institutions during the year was as follows:
Miscellaneous grants totalling under £10,000 per recipient
Viznitz
Hatzola
Achisomoch Aid Co. Ltd
A T.I.M.E Limited
BCGCT
British Friends of Kupat Ha'ir
Marbeh Torah Trust
Step by Step
Manc. Hach Kaloh
Ben Amrom
Friends of Boyan Trust
Chasdei Dov Trust
Torah Vodass Primary School
Tiferes High School
CMA
Tomchei Yotzei Anglia
Yeshuas Chaim
Beis Hatalmud Trust
Amud Hatzdokoh
31.12.22
£
-
31.12.22
£
600,000
61,554
48
661,602
31.12.22
£
763,998
31.12.22
£
401,498
-
30,000
20,000
20,000
20,000
20,000
16,000
15,500
15,000
14,000
14,000
14,000
13,000
12,500
12,000
12,000
12,000
10,500
10,000
31.12.21
£
40,000
31.12.21
£
550,000
72,432
-
622,432
Grant
funding of
activities
(see note
5)
£
763,998
31.12.21
£
519,880
31.12.21
£
307,880
36,000
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-

continued...

Page 13

Belljoe Tzedoko Limited

Notes to the Financial Statements - continued

for the Year Ended 31 December 2022

5. GRANTS PAYABLE - continued

Care All Ltd
Kids Care London
Ohr Someach
Rise & Shine
Shir Chesed
Steps Ahead
Support The Charity Worker
Tiferes Yakov
Teshuvoh Tefilloh Tzedokoh
6.
SUPPORT COSTS
Finance
£
Other resources expended
22
7.
NET INCOME/(EXPENDITURE)
Net income/(expenditure) is stated after charging/(crediting):
Auditors' remuneration
Other non-audit services
10,000
-
22,000
12,000
-
15,000
-
20,000
-
12,000
-
12,000
-
14,000
-
10,000
20,000
10,000
763,998
519,880
Governance
costs
Totals
£
£
6,905
6,927
31.12.22
31.12.21
£
£
4,500
4,250
2,000
2,000

8. TRUSTEES' REMUNERATION AND BENEFITS

There were no trustees' remuneration or other benefits for the year ended 31 December 2022 nor for the year ended 31 December 2021.

Trustees' expenses

There were no trustees' expenses paid for the year ended 31 December 2022 nor for the year ended 31 December 2021.

9. COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES

INCOME AND ENDOWMENTS FROM
Donations and legacies
Investment income
Total
EXPENDITURE ON
Charitable activities
Donations to institutions
Other
Unrestricted
fund
£
40,000
622,432
662,432
519,880
10,794

continued...

Page 14

Belljoe Tzedoko Limited

Notes to the Financial Statements - continued for the Year Ended 31 December 2022

9. COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES - continued

Total
NET INCOME
RECONCILIATION OF FUNDS
Total funds brought forward
TOTAL FUNDS CARRIED FORWARD
10.
GAINS/(LOSSES) ON INVESTMENTS
Revaluation of investment property
Revaluation of shares in group undertaking
Net realised gains on sale of joint venture investments
11.
FIXED ASSET INVESTMENTS
MARKET VALUE
At 1 January 2022
Additions
Disposals
Revaluations
At 31 December 2022
NET BOOK VALUE
At 31 December 2022
At 31 December 2021
Shares in
group
undertakings
£
86,387
-
-
(62,473)
23,914
23,914
86,387
31.12.22
£
5,879,146
(62,473)
22,078
========
5,838,751
========
Joint
venture
investments
£
1,090,467
161,071
(176,628)
-
1,074,910
1,074,910
1,090,467
Unrestricted
fund
£
530,674
131,758
8,684,524
8,816,282
31.12.21
£
-
-
-
======
-
======
Totals
£
1,176,854
161,071
(176,628)
(62,473)
1,098,824
1,098,824
1,176,854

There were no investment assets outside the UK.

continued...

Page 15

Belljoe Tzedoko Limited

Notes to the Financial Statements - continued for the Year Ended 31 December 2022

11. FIXED ASSET INVESTMENTS - continued

Cost or valuation at 31 December 2022 is represented by:

Valuation in 2022
Cost
Shares in
group
undertakings
£
(62,473)
86,387
23,914
Joint
venture
investments
£
-
1,074,910
1,074,910
Totals
£
(62,473)
1,161,297
1,098,824

The company's investments at the balance sheet date in the share capital of companies include the following:

Ecdere Limited

Registered office: 5 North End Road, London, NW11 7RJ Nature of business: Property Investment

%
Class of share:
holding
Ordinary
100
Aggregate capital and reserves
Loss for the year
12.
INVESTMENT PROPERTY
FAIR VALUE
At 1 January 2022
Revaluation
At 31 December 2022
NET BOOK VALUE
At 31 December 2022
At 31 December 2021
Fair value at 31 December 2022 is represented by:
Valuation in 2022
Cost
31.3.21
£
23,914
(153,284)
31.3.20
£
177,198
(75,309)
£
7,453,854
5,879,146
13,333,000
13,333,000
7,453,854
£
5,879,146
7,453,854
13,333,000

Investment property was valued on an open market basis on 27 March 2023 by APC Consult Ltd. Chartered Surveyors.

continued...

Page 16

Belljoe Tzedoko Limited

Notes to the Financial Statements - continued for the Year Ended 31 December 2022

13. DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

Completion monies due
Rents receivable
Reserve fund contribution
14.
CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
Bank loans and overdrafts (see note 15)
Trade creditors
Retention Payable
VAT
Rent in advance
Other creditors
Accrued expenses
15.
LOANS
An analysis of the maturity of loans is given below:
Amounts falling due within one year on demand:
Bank loans
31.12.22
£
19,500
10,299
2,500
32,299
31.12.22
£
-
1
44,218
30,000
150,000
49
6,500
230,768
31.12.22
£
-
31.12.21
£
-
7,426
-
7,426
31.12.21
£
7,798
1
44,218
28,750
150,000
326
6,250
237,343
31.12.21
£
7,798

16. SECURED DEBTS

During the year, the bank loan was secured by a legal charge over the charity's investment property, and by a £2,000,000 guarantee given by Jaylow Supplies Limited. This legal charge was satisfied on 26/02/2022.

17. MOVEMENT IN FUNDS

Unrestricted funds
General fund
TOTAL FUNDS
At 1/1/22
£
8,816,282
8,816,282
Net
movement
in funds
£
5,729,408
5,729,408
At
31/12/22
£
14,545,690
14,545,690

continued...

Page 17

Belljoe Tzedoko Limited

Notes to the Financial Statements - continued for the Year Ended 31 December 2022

17. MOVEMENT IN FUNDS - continued

Net movement in funds, included in the above are as follows:

Unrestricted funds
General fund
TOTAL FUNDS
Incoming
resources
£
661,602
661,602
Resources
expended
£
(770,945)
(770,945)
Gains and
losses
£
5,838,751
5,838,751
Movement
in funds
£
5,729,408
5,729,408

Comparatives for movement in funds

Unrestricted funds
General fund
TOTAL FUNDS
Comparative net movement in funds, included in the above are a
Unrestricted funds
General fund
TOTAL FUNDS
At 1/1/21
£
8,684,524
8,684,524
s follows:
Incoming
resources
£
662,432
662,432
Net
movement
in funds
£
131,758
131,758
Resources
expended
£
(530,674)
(530,674)
At
31/12/21
£
8,816,282
8,816,282
Movement
in funds
£
131,758
131,758

A current year 12 months and prior year 12 months combined position is as follows:

Unrestricted funds
General fund
TOTAL FUNDS
At 1/1/21
£
8,684,524
8,684,524
Net
movement
in funds
£
5,861,166
5,861,166
At
31/12/22
£
14,545,690
14,545,690

continued...

Page 18

Belljoe Tzedoko Limited

Notes to the Financial Statements - continued for the Year Ended 31 December 2022

17. MOVEMENT IN FUNDS - continued

A current year 12 months and prior year 12 months combined net movement in funds, included in the above are as follows:

Unrestricted funds
General fund
TOTAL FUNDS
Incoming
resources
£
1,324,034
1,324,034
Resources
expended
£
(1,301,619)
(1,301,619)
Gains and
losses
£
5,838,751
5,838,751
Movement
in funds
£
5,861,166
5,861,166

18. RELATED PARTY DISCLOSURES

During the year, transactions took place with related organisations, where some of the trustees of this charity also act as trustees/directors of the related organisations. These were as follows:

2022 2021
£ £
Donations received:
Ecdere Limited (Mr M Lobenstein & Mrs K H Lobenstein) - 40,000
Rents received:
Jaylow Supplies Limited (Mr M Lobenstein & Mrs K H Lobenstein) 600,000 550,000

.

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