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2025-03-31-accounts

Aguda Keren L’Dovid Trustees Annual Report Year ended 31 March 2025

CHARITY REGISTRATION NUMBER: 280599

Aguda Keren L’Dovid

Unaudited Financial Statements

31 March 2025

Aguda Keren L’Dovid Trustees Annual Report Year ended 31 March 2025

Pages
Trustees' annual report 1 to 2
Independent examiner's report to the trustees 3
Statement of financial activities 4
Statement of financial position 5

Aguda Keren L’Dovid Trustees Annual Report Year ended 31 March 2025

The trustees present their report and the unaudited financial statements of the charity for the year ended 31 March 2025

Reference and administrative details

Registered charity name Aguda Keren L’Dovid Charity registration number 280599 Principal office 13 Sedgely Avenue Prestwich M25 0LS The trustees YM Cohen HP Cohen Z Brodie Independent examiner Mrs. Chaya Orzech FCCA 23 Hilton Crescent Prestwich M25 9NQ

Structure, governance and management

Aguda Keren L’Dovid is a charitable trust constituted by a Deed of Trust dated 4 July 1980 and is a registered charity, number 280599.

Objectives and activities

The objectives of the charity are to advance Judaism and Jewish education amongst Jewish boys and adults and the relief of poverty for persons in need within the Jewish community.

Risk Management

The trustees have identified and reviewed the major risks to which the charity is exposed. Both manual and automated checks are regularly invoked, particularly those relating to the operations and finance of the charity. The trustees are satisfied that these systems and procedures mitigate any perceived risks.

1

Aguda Keren L’Dovid Trustees Annual Report Year ended 31 March 2025

Public Benefit Policy

We have referred to the guidance contained in the Charity Commission's general guidance on public benefit when reviewing our aims and objectives and in planning our future activities.

Grant making Policy

Grants are made to charitable institutions and organisations which accord with the objectives of the charity.

Achievements and performance

During the year, the charity received donations of £69,613.

The charity made grants of £74,230 in line with its objectives.

Financial review

As at 31 March 2025 the charity held free unrestricted reserves of £54,883 (2024:£64,216).

Reserves Policy

The Unrestricted Fund represents the unrestricted funds arising from past operating results.

The trustees have decided that there is no need for the charity to hold reserves, as grants are only made if there are available reserves, and there are no ongoing overhead costs.

The trustees' annual report was approved on 26 January 2025 and signed on behalf of the board of trustees by:

YM Cohen

Trustee

2

Aguda Keren L’Dovid

Independent Examiner's Report to the Trustees of Aguda Keren L’Dovid Year ended 31 March 2025

I report to the trustees on my examination of the financial statements of Aguda Keren L’Dovid ('the charity') for the year ended 31 March 2025.

Responsibilities and basis of report

As the trustees of the charity you are responsible for the preparation of the financial statements in accordance with the requirements of the Charities Act 2011 (‘the Act’).

I report in respect of my examination of the charity's financial statements carried out under section 145 of the 2011 Act and in carrying out my examination I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.

Independent examiner's statement

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

  1. accounting records were not kept in respect of the charity as required by section 130 of the Act; or

  2. the financial statements do not accord with those records; or

  3. the financial statements do not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a ‘true and fair' view which is not a matter considered as part of an independent examination.

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Mrs. Chaya Orzech FCCA

Independent Examiner

23 Hilton Crescent Prestwich M25 9NQ

26 January 2025

3

AGUDA KEREN L'DOVID 280599 Receipts and payments accounts CC16a For the period 01/04/2024 31/03/2025 To from

----- Start of picture text -----
Section A Receipts and payments
Unrestricted Restricted Endowment
Total funds Last year
funds funds funds
to the nearest £ to the nearest £ to the nearest £ to the nearest £ to the nearest £
A1 Receipts
- - - - -
General Donations 69,613 - - 69,613 -
- - - - -
Bank interest 808 - - 808 -
- - - - -
Gift Aid - - - -
- - - - -
- - - - -
Sub total (Gross income for
AR) [ 70,421 ] - - 70,421 -
A2 Asset and investment sales,
(see table).
- - - -
- - - - -
Sub total - - - - -
Total receipts 70,421 - - 70,421 -
A3 Payments
- - - - -
General Grants 74,230 - - 74,230 -
- - - -
Governance costs 400 - - 400 -
- - - -
Printing and stationery costs - - - -
Advertising - - - -
Event Costs 5,125 - - 5,125 -
- - - - -
Sub total [ 79,754 ] - - 79,754 -
A4 Asset and investment
purchases, (see table)
- - - -
- - - -
Sub total [ - ] - - - -
Total payments 79,754 - - 79,754 -
Net of receipts/(payments) - 9,333 - - - 9,333 -
A5 Transfers between funds - - - - -
A6 Cash funds last year end 64,216 - - 64,216 -
Cash funds this year end 54,883 - - 54,883 -
----- End of picture text -----

CCXX R1 accounts (SS)

26/01/2026

4

Section B Statement of assets and liabilities at the end of the period

Categories
Signed by one or two trustees on
behalf of all the trustees
B5 Liabilities
B3 Investment assets
B1 Cash funds
B2 Other monetary assets
B4 Assets retained for the
charity’s own use
Details
Details
Details
Details
Cash at bank
Details
Total cash funds
(agree balances with receipts and payments
account(s))
Signature
Y M Cohen
Independent Examiner
Unrestricted
funds
Restricted
funds
to nearest £
to nearest £
54,883
-
-
-
-
-
54,883
-
OK
OK
Unrestricted
funds
Restricted
funds
to nearest £
to nearest £
-
-
-
-
-
-
-
-
-
-
-
-
Fund to which
asset belongs
Cost (optional)
-
-
-
-
-
Fund to which
asset belongs
Cost (optional)
-
-
-
-
-
-
-
Fund to which
liability relates
Amount due
(optional)
-
525
-
-
-
Print Name
Y M COHEN
Endowment
funds
to nearest £
-
-
-
-
OK
Endowment
funds
to nearest £
-
-
-
-
-
-
Current value
(optional)
-
-
-
-
-
Current value
(optional)
-
-
-
-
-
-
-
When due
(optional)
Date of
approval
26/01/2025

CCXX R2 accounts (SS)

26/01/2026

5