Charlty registratlon number 279962
Company registration number 01486298 (England and Wales)
CHRISTIAN FAMILY CONCERN
ANNUAL REPORT AND UNAUDITED FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2022

## **CHRISTIAN FAMILY CONCERN** 

## **LEGAL AND ADMINISTRATIVE INFORMATION** 

|**Trustees**|Miss S April - Chair||
|---|---|---|
||Dr D A Brown||
||Rev D A Rogers||
||Mr D S Smith - Vice Chair||
||Mr L M Thomas - Honorary Treasurer &||
||Company Secretary (from 7th May 2021)||
||Mrs P Thomas|(Resigned 1 May 2021)|
||Mrs J Williamson||
||Mrs K H Ferguson|(Appointed 27 September 2021)|
|**Charity number**|279962||
|**Company number**|01486298||
|**Registered office**|Wallis House||
||42 South Park Hill Road||
||South Croydon||
||Surrey||
||CR2 7YB||
|**Independent examiner**|**Miriam Hickson FCA**||
||Jacob Cavenagh & Skeet||
||5 Robin Hood Lane||
||Sutton||
||Surrey||
||SM1 2SW||
|**Bankers**|**Barclays Bank plc**|**HSBC Bank plc**|
||1 North End|1 Aldermans Hill|
||Croydon|London|
||CR9 1RN|N13 4YE|
||**CAF Bank Ltd**||
||25 Kings Hill Avenue||
||Kings Hill||
||West Malling||
||ME19 4JQ||
|**Solicitors**|**Wellers Law Group LLP (incorporating**|**Cooke Matheson)**|
||Dixon House||
||72-75 Fenchurch Street||
||London||
||EC3M 4BR||





CHRISTIAN FAMILY CONCERN
CONTENTS
Page
Trustetss, report
Independent examinerfs report
12
ststement of financial activities
13
Balan￿ sheet
14-15
Statement of cash flows
16
Notes to thè financial statements
17-27

CHRISTIAN FAMILY CONCERN
TRUSTEES, REPORT (INCLUDING DIRECTORS, REPORT)
FOR THE YEAR ENDED 31 MARCH 2022
The Iruslees are pleased to present their report and financial statements for the year ended 31 March 2022.
The finandal statemen15 have been prepared in aC￿rdan￿ with the accounllng pollcles sel out In note 1 to the
financial statements and ¢omply with the charills governing documenl, the Companies Act 2006 and Accounting
and Reporting by Charities.. Statement of Rewmmended Practice applicable to charities preparing their accounts
in accordance with the Financial Reporting Standard applicable in the UK and Republi¢ of Ireland IFRS 1021
leffe¢tive 1 January 20191"
STRUCTURE GOVERNANCE AND MANAGEMENT
GOVERNING DOCUMENT
The organisation is a charitable company limited by guarantee, incorporat8d on 19 March 1980 and registered
wllh Ihe Charity Commission under number 279962. The objècts and powers of the company are established
under Memorandum ol Association and the Charity is governed under ils Articles of Association which were last
revised In 2001. In the event of the company being wound up Members are required to conliibute an amount not
exceeding £1.00. There are 37 Members ofAssociation as al the end of Marth 2022.
TRUSTEE RECRUITMENT, INDUCTION AND TRAINING
The aim is to maintain an appropriate mix of skills and ba¢kgrounds on the rnanagemenl committee and where
possible reflect aspects of the wide backgrounds of our service users e.g. gender and elhniclty.
Present Trustees and their baGkgrounds'.
Sandra April is a retired Nurse Manager with experience of workSng in setvices for children and families.
Anne Brown is a retired doctor and is currently working as a relationship couns811or.
Kathryn Ferguson is a social worker with experience of supporting families and women.
David Rogers is 3 serving church minister, has been a school governor and has a record of Gharilable and
community work.
D8vid Simon Smith is a retl￿d teacher and a current school governor and has a record of charitable and
community woik.
Lyndon Thomas has experience of senior management in a large Commercial company. His acumen ts in logic.
fin8n¢e and org2nisalion.
Pètunia Thornas Is active in several spheres including [￿lect management. coaching and mentoring. and
leadership training.
Jean Williamson is a retl￿d teacher with experience in Early Years, still very active in working wth young
¢hildren at her local church.
New Trustees re￿1ve..
1. A link lo the publication "The Essential Trustee.. what you need lo know. publication by the Charity
Commission.
2. Memorandum and Articles ofAssociation
3. Most recent annual report and developnenl strategy
4. Minutes of recelll Trustees meetings
5. Christian Family Concem objectives for the current year
New Trustees will have mel wllh both the Chair of Trustees and the Chief ExeGUtive Officer and will have a one-
to-one meeling with another Trustee subsequent to appointment.
Trustees are either drawn from the oxisting membership of the charity Ihavlng some knowledge of Christian
Family Concem) or recruited into Membership wth a view lo taking on trustee responsibilities immediately.
All Trustees need to be able to demonstrate an a¢live Christian faith and an ability and commitment lo uphold the
Christian ethos of the d)arlty. They are encouraged lo participate in areas of the charily where their skills are best
suited.

CHRISTIAN FAMILY CONCERN
TRUSTEES, REPORT (CONTINUED)(INCLUDING DIRECTORS, REPORT)
FOR THE YEAR ENDED 31 MARCH 2022
All Twstees are volLJnteers appointed subject lo obtaining an Enhanced Disclosure from the Disclosure & Barring
Service lin keeping with both the Charity's own Child protection policy and legal requirements for organisalions
working with Ghildrenl and approval by Ofsted where necessary.
RISK MANAGEMENT
Risk management is embedded in the work of Christian Family ConG8rn and all those involved in the Charity.
Thè TrustÉes have considered the major risks to which the Charity is exposed and have developed a risk
management policy lo mitigate exposure lo these. The different types of risk to which the Charity may be
vulnerable include.
Damage to ￿putatIOn.
Receiving less funding, fewer donatsons or losing money through inappropriate investments.
Change in the Govemment's policy on a particular issue, affecbng grants or contracts.
Key staff leaving a small Charity
Any other issues threatening Ihe operational viability of the Charlty
Reduction in income in opérab.onal areas.
Christian Family Concem's policy is to identify any potential risks that could prevent the Charity from meeting the
needs of its beneficiaries by putting in place processes that assess and manage each risk. In this it follows the
Rlsk Management Model recommended by the Charity Commission.
ORGANISATION STRUCTURE
The Mambèrs of Assoaation appoint Trustees who monitor, evaluate and strategically manage the work of the
Charity. The Trustees are also responsible for appointing and thereafter supervising the Charit￿$ Chief Executive
Officer. They hold at least six meetings per year in which they consider détailed reports from all areas of the
charity.
In accordance with our management structure, the Chief Exe¢utive OffI￿r lakes ￿SponsIbl111Y lor ihe opèrational
managemenl of all services. The Chief Executive Officer also contribLJtès lo the Trustees, strategic direction of the
charity and rneets regularly with the Senior Managèm8nt Team. All job d&s¢riplions provide clear lines of
a¢¢ounlabilily.
Members of Association
Trustees
CEO
Senior Management Team
Staff and Volunteers

CHRISTIAN FAMILY CONCERN
TRUSTEES, REPORT (CONTINUED){INCLUDING DIRECTORS, REPORT)
FOR THE YEAR ENDED 31 MARCH 2022
SENIOR MANAGEMENT TEAM
Mari WallÈrs held the post ol Operations Manager until the end of May 2021. The Charity was restructured in May
2021 meaning Upendo Jordan who had held the post of Finance Officer was then promoted to CEO in August
2021 and Megan Wreford who was Previously A Housing Support Worker was promoted to S8nior Housing
Support Officer in June 2021. Sharon Williams joined as Financ8 OffiGer in November 2021.
Heather Tarling held the post of Adminlstratlon and Comrnunications Officer until October 2021 when Chloe
Lindsey look on the rolts of Charily Adminislralor. Radika Jordan w35 the Nursery Head Teacher from February
2021 until February 2022 when Jean Williamson ITTusleel, took on the temporary role as Nursery Manager.
RELATED PARTIES
The Charity's past history as an 8doplion agency means that we still have Members and supporters from all
around the UK including some ¢hur¢hes outside of Croydon. A number of churches in the locality lake an interest
in our work and make regular requests for speakers. Many Churches continue to support us with prayer bul
eleven ¢hurcheslgroLJPS SUPPOrted us financially this year".
ethel Welsh Congregation Church, Swansea
Croham Road Bapb'sl Church, South Croydon, Surrey
Emmanuel Church, South Croydon, Surrey
Sanderstead URC, South Croydon, Surrey
Selsdon Baptist Church, South Croydon. Surrey
Sl George's Church, Wrotham, Kenl
St Peter's PCC, South Croydon, Surrey
The Vale Gospel Hall. Coulsdon. Surrey
The Church of the Holy Saviour, Croydon. Surrey
Waterfoo Road F￿e Church, Uxbridge, Middlesex
World Outreach Christian Fellowship, South Croydon, Surrey
Beracah and Wallis House Bedsit schemes are both registered as Houses in Multiple Occupation with Croydon
Houslng Department and are subject lo regular inspection by Environmental Health.
The Housing Department and Social Services at local Goun¢il$ along with the Family Nurse Partnership ar8
regular referrers to the bedsits and in effect were purchasers of our services in this financial year. All monies
received in this F8spect were by way of payment for setvices provided and not in the form of gmnts of any sort.
We subscribe to a number of organisations such as the National Council of Voluntary Organisalions, Nation81
Day Nurseries Association, Nursery World, RegiSte￿d Landlords Association 8nd Croner HR Services.
OBJECTIVES AND ACTIVITIES
MISSION STATEMENT
Christian Family Concern seeks to 8xpress the love of Christ in action. 11 provides services to help parents meet
their children's needs, lo support the welfare of young people, and works with all sections of the community
without discrimination.
Our charitable purpose as Statad in our governing document -
'is th8 relief according to the principles and practice of the Protestant Evangelical Faith. .of children.
persOnS.....pa￿ nts and pregnant women in need of care and protection,.
.young

CHRISTIAN FAMILY CONCERN
TRUSTEES. REPORT (CONTINUED}(INCLUDING DIRECTORS. REPORT)
FOR THE YEAR ENDED 31 MARCH 2022
OUR PRINCIPAL ACTIVITIES
In pursuit of this purpose, we have for the last year bsen operating..
BIRDHURST NURSERY
A fifty-six place registered Day Nursery for ¢hlldren under five. The last inspection in January 2022 rated the
serwce as 'Requires Improvem8nl'. An improvement plan has been developed and the implernentation of this
plan has commenced lo ensure that the standard of the nLJrsery provision achieves a higher rating al the nexl
inspection.
BEDSIT SCHEMES
The Charity runs 2 bedsit schemes with a total capacity of 21 units. We provide short-term, semi-independenl
accommodation currently funded through Intensive Housing M8nagemenl monies. claimed as housing benefit by
our service users.
Wallis House Bedsit Scheme is primarily for 10 first-time single molhers and pregnant young women usually in
their Isens whereas Beracah Bedsit Scheme is for slighdy older single mothers and pregnant women wilh lower-
level support na@ds.
ACHRISTIAN COUNSELLING SERVICE
The counsellors have continued to offer a service via zoom during this year and have seen an increase in
demand for their service. Thè number of sessions averaged 26 per month this year.
In all that we do, in keeping with our purpose, we alm lo express the love of Christ in action.
OBJECTIVES FOR THE YEAR UNDER REVIEW
l. Services
To maintain a 8ustsinable Christian charlty operating a range of high-quality services relevant to..
the needs of homeless young mums and their children
the needs of families in the local communlty seeking nursery provision
the wellbeing of individu815 who may be helped by empathic counselling
Thè occupancy of the nursery and the bedsits have both Improved- recovered signlficantly- over the
course of the yéar, posl pandemic lows. This Gonfirms that there is still a vilal need for both of these
seryiGes. The counselling services returned to facé-to-fa¢e meetings in January 2022 and now offer
both online sessions and facè to face meetings.
2. Properties
Beracah roof to be reconstructed.
Continue to work through the planned maintenance schedule.
Introduce a rolling budget for the repla￿ment of furnlture.
The mof on the Beraeèh building was fully replaced and maintenanc•/ropair work was completed to
the roots on Wallis house and the Nursery buAldlngs In Dècèmber 2021.
3. Trustees
Recruit additional Trustees as appropriate.
Recruit and appoint a Chair of Trustees.
Put in place an effeolive Business Continuity Plan.
A new truste8 (Kalhryn Ferguson) was appointed over the course of the year. A new Chair of Irustees
(Sandra April) was appointed in March 2021 and has continued in the role supported by Simon Smith
as Vice chair. Whilst there is no formal written business continuity plan in place, the Trustees have
had to make dècisions impacting on businéss continority during the pandemic. It is hoped Ihal a
documented buslngss ¢ontinuity plan will be completed In the next financialyear.

CHRISTIAN FAMILY CONCERN
TRUSTEES. REPORT {CONTINUED)(INCLUDING DIRECTORS, REPORT)
FOR THE YEAR ENDED 31 MARCH 2022
4. Training
Encourage all staff lo engage in CPD
provision Is made for this.
Continual Professional Development and ensure
It has been difficult to implemènt this objéctivé over the past year because of Ihe changing landscape
dué to Covid. All staff hav8 undgrtakon tho mandatory training requirèd for thelr roles.
5. Stsffing
Maintain a good rapport between Trustees and staff through regular visits on sile and through
individual trustees engaging with specific services.
Review and implemenl a staffing structure for the charity which aligns to current needs.
Introduce a Who Does What document for the whole charity lo assist in good communication.
Develop an effective programme of Personal Development Review for all staff, providing training
as requi￿d.
Now that Covld restrictions have been eased trustees are s8en mora regularly on site. Staff are able
to access tho trustees directly at the new email addr8ss of chair
christianfamil
¢oncern.or
Implementatlon of the new staffttng structure is still a work in progress. The Head Te8cher appointed
in Fèbruary 2021 left Chrlstian Family Concern in February 2022 with a new Head Teacher appolnted
in Aqay 2022. A Chief Executive Officer was appointed August 2021.
A template was developed to gather Information about'who does what, but the collection of the data
has nol been completed yet. It is hoped that this will be completed in the next financial year.
6. Funding
Re-establish sustainable occupancy for nursery and housing services.
Increasè our fin8ncial support from the Christian community in and around Croydon. and also
from grant giving bodies in general.
Develop a fundraising case for support in order to maintain and develop our expanding services
lor the future,. allocating this rolè to thè Finance and Property Officer.
As noted in 1 above, the occupancy levels of both the Nursery and bed5its have recovered
significantly after a vèry dlfflcult perlod of the Pandemic. However. wè finished thè flnancial year
havlng entered a time of high inflation which is likely to méan, larger than usual salary increases, the
need for higher fee levels, and thus pressure on thè household expenditures of our clients. A delicate
balance will be needed irj order lo maintain Ihose occupancy levels.
7. Support
Re-develop contact with Croydon Chur¢hes Forum.
Create one new Christian Family Concem website lo incorporate the Nursery as well.
Create a promotional video.
Visits to local churches.
The Croydon Churches Forum network was largety inactive during the pandemlc preventlng
mèaningful contact. Likewise, many supporter ¢hurches continued to operate seThices online,
reducing possible visits. Updaling of the webstite and a promotional video were both held over until
sufftabla staff were post and funds available.

CHRISTIAN FAMILY CONCERN
TRUSTEES, REPORT (CONTINUED)(INCLUDING DIRECTORS. REPORT}
FOR THE YEAR ENDED 31 MARCH 2022
8. Nursèry
F2ci1it8le excellent childcars for all children in¢luding those with additional needs.
Develop good communication and working relationship with the SEND team.
The Ofsted inspection of the nursery has idèntified some areas for improvement and thls has been
addr8ss8d by the development ofan 8¢tion plan whieh is being implemèntèd.
9. Hous5ng
To appolnt a Housing Support Worker and build a cohesive housing team.
Establish a strudured programme of developmental outcome5 tailored lo the individual needs of
eaoh bedsit residènt.
Set up a 'baby bank, to supply equipment toys and clothes to mothers in the community.
The housing support team consists of Housing Support Offlcèr and Iwo Housing support workers.
Thé téam have established a structured programme of developmental outcomes tailored lo the
individual n88ds of each bedsit resldent.
10. Counselling
Assess the future needs of the counselling seNice.
rhe counselllng s¢rvi¢e has Gontinued on line and in pe￿on during the year. There has been no
formal assessment of Ihe futurè needs of the counsélling service but It Is cléar there is still a demand.
11. Ethos
Ensure staff recruitment in¢ludes the consideration by ¢andldates of the Christian ethos of
Christian Family Conoem.
Look for ways to strengthen the Christian ethos through the life of the charity.
Pursue all the foregoing objectives in 8 Way that expresses and prornoles our Christian ethos.
consistently measuring all we do against our Christian idenlily.
When recruiting to key roles such as Nursery Head Teacher a questlon Is now included In the
inteNi•w exploring how the potentlal employee would promote the Christian ethos of the ¢harity.
Thé ¢harity has introduced a 'Values and Behaviours, document in linè with our Christian beliefs
whlch provldes clear identification to staff and seNice users of the ethos of the charity. This is
included in all candidale paGks for prospectlve applicants and can be s8en on the website.
Monthly stafflTrustee prayer meetings were re-instated as soon as Government pandemlc tsstrictions
were lifted.
The Trustees hève now added a yearly Trustee prayer meellng to the calendar of m8atln9s. which is
used to seek God's dlrection for the Charity.
Summary
It has been another Ghallenging year in the lrfe of the charlty and as such the achlovement ofsome of
the objective s set has proven difficult.
As is our usual practice at thg énd of the financial yoar Ihé Trustees set the objectlves for the year
ahead. It is clear that there is continued demand for the seNices we offer. We are not anticipating any
significant changes to the seryices offered,. however, we are planning to be more efficienl and
effective in all areas of the charlty.

CHRISTIAN FAMILY CONCERN
TRUSTEES. REPORT {CONTINUED){INCLUDING DIRECTORS. REPORT)
FOR THE YEAR ENDED 31 MARCH 2022
PERFORMANCE DATA- NURSERY
BIRDHURST NURSERY
2020 - 2021
2021 - 2022
Totsl number of children using the semce
Total number of sessions of childcare used (based on 2 sessions per dayl
107
144
10,262
19,728
Overall percentage occupancy through the year
36°
70%
Number of days the seNice was open
190
249
IRDHURST
ERY PRE-SCHOOL 2021- 2022
2021 2022 was a challenging year due lo the Continuing impact of the pandemic which affected our staffing
levels. The focus for the Nursery was to In￿ased occupancy in line with the ratio slalistiGs for stsff and ¢hildr$n's
nLJmbers. Whilst a number of staff had been furloughed, a few rem8ined lo ￿SuMe the Nursery provision and
subsequently further staff appointments were mad8, thereby allowing the occupancy levels to be increased.
Areas of learning..
Personal, Social and Emotional D&vèlopm&nt (Prime areal
Communication and Language IPrime areal
Physical Development (Prime areal
Literacy Development
Mathematics
Understanding the World
Expressive Arts and Design
We were able to assess the developmental levels of those chIld￿n attending at the end of the summer temi
2021, prior to their leaving us lo enter mainstream or specAalisl education sellings. Thos8 lev&ls may below the
expected levels of development but in view of the disruptive nature of the previous year, they would not give
cause for concern. A restructure of the nursery was carried oul which included the decision lo appoint a Head
Teacher with a greater focus on the children's education. welfare and well-being. A Head Teacher was appointed
to this new role on 8th February 2021 and stayed with us until 28th February 2022.
PERFORMANCE DATA- BEDSIT SCHEMES
WALLIS HOUSE
2020 - 2021
2021- 2022
Total number of mothers accessing the service
26
26
Percentage Occupancy
Child protection or child welfare issues
BERACAH BEDSITS
86%
870h
17
2020 - 2021
2021 - 2022
Total number of Mothers accessing the s8rvicÈ
17
18
Percentage Occupancy
Child protection or child wolfare issues
53¢
880/0

CHRISTIAN FAMILY CONCERN
TRUSTEES, REPORT (CONTINUED){INCLUDING DIRECTORS, REPORT)
FOR THE YEAR ENDED 31 MARCH 2022
PERFORMANCE DATA-BEDSIT SCHEMES
Our HoLJsing related Support services, worked with 44 Families during the year Isome families lived in both
buildings durin9 the yÈarl- Of the 44 families, 15 families had accessed the service in 202012021 29 families
continued lo access the servlce Ihr¢Jugh 202112022.
15 families movèd on successfully to independent living.
4 moved on from the service to access accommodation that could provide 8 higher level of support than
what we are 8ble to offer them.
1 family was evicted due lo bad behaviourlnol adhering to the house rules.
Through the year 4 of our mothers returned to education. Many of the mothers arè unable lo commence
education due to the timlng of the birth of their ¢hllO and will be encouraged lo enrol in education thè following
year.
Many of our families acc8ssing the services recèive support from extem81 services. 10 families eng8ged with the
Family NLJrse Partnership, which is a heallh-based servi¢e for mothers under the age of twenty. They work with
families from early pregnancy until the child Is two years old, providing support and parenting skills whilst
ensuring the child is developing appropriately. The housing staff liaise with the Family Nurses to enhance the
support we joinlly offer. The Family Nurse Partnership contlnues lo be responsible for slgnposling a large number
of referrals to our accommodation.
25 of our families have been known to Children's Social Carè and hadlhave allocated So¢i81 Workers. 11 of
these families were either subject to court proceedings or the children were on Child Protection plans, these
families required a higher level of support from the housing Support Team.
The Supported Accommodation occupancy numbers have significantly improved since the Covid-19 lockdown
period. More professionals were able lo comrnence home visits, meaning that we received more referrals. This
isn't reflected in the numbers this finanaal year due lo around 213 of this year falling within the lockdownlcovid
8ffe¢led period.
We have also developed a Christian Family Conc8m Supported Accommodallon Support Model, put together by
the Senior Housing Support Offi¢er specifically with our residents in mind. Our Support Model aims to help our
residents gain a b8tt8r understanding of their ¢urrent situation. working together with them to provide knowledge
8round independent living skills enabling them to then move on successfully into independent living. This support
model ensures that all residents receive an equal service whilst providing guidelines and approximate timesc8les
for support staff. When developing an(J reviewing support plans, staff will ensure that each resident's individual
needs are taken into ¢onsideralion lo ensure that the support is tailored to them. So, while work will centre round
the Housing Support Model, each resident's journey with Christian Family Concern will ￿ unique.
This year for the first time, we have 3 staff members working within the Supported Acoornmodation. Two full lime
staff metllbers working one to one with the residents, and 8 Part time Support Worker. The extra hands have
allowed us to develop an amazing group-work programme offering cooking Sessions, messy play sessions. fun
8rt and craft sessions and fun garden sessions planning ahead for the spring and surnmer months. We have also
planned day trips out with the residents.
PERFORMANCE DATA- COUNSELLING SERVICE
At the beginning of the last year counselling continued lo be constrained by Covid regulations and much of the
work carried on Zoom. In September 2021 we began to see g majority of clients in person with a few opting lo
remain on 200m for various ￿aSonS.
Following the lifting of all Covid rèstrictions, the counsellors prèferred to see all new clients face lo face, meanlng
they would be restricted to seeino clients from the local area, and only between the office hours 9am to 5pm.
Those clients who had opted lo continue their sessions vi8 Zoom were given the option to complete their
counselling that way.

CHRISTIAN FAMILY CONCERN
TRUSTEES. REPORT {CONTINUED){INCLUDING DIRECTORS. REPORT)
FOR THE YEAR ENDED 31 MARCH 2022
In terms of enquirfes. we had several at the beginning of the year which decreased for a time around the
Chrisimas period. Towards the end of the financial year, we begun to see an increase again to the point that we
are considering the need to appoint another counsellor in the nexi financial year.
Over the past year, Christian Family Concern has continued to support many counselling clients by offering
mean5 tested bursaries to cover the c051 of their session's dependent on their circuMstan￿S.
There is continUo(J demand for the counselling serwce end ovtsr the next yèar w8 shall be asking each client who
finishes 8 course of counselling lo complete a questionnaire on their experience to review both the C￿￿ent
effiGaGy of the service, and to explore how it might possibly be improved in the future.
COUNSELLING
2021- 2022
otal Number of Counselling Sessions. Held
186
otgl Number of Clients Attending Counselling
20
otal Nurrber of New Assessments
otal Number of Staff Supervision Sessions.
43
Each se&sion is an hour
FINANCIAL REVIEW
The financial year ended 31 st March 2022 produced a deficit of £44.402 compared with a deficit of £33,789 In the
previous year.
Income from fees and rents was £827,138 and was up £225,202 on the previous year. Charitablè activitias
expenditure was also up by £113,094 at £991.059.
DonatSon and legacy incom6 rose by some £40.000 on the previous year, up to £121,000. W8 are, of course, very
grateful to 5UPPOrters who remember us in their Wills, but we ¢annot rely on such 9enerosity in our budgeting
prO￿S$.
The £44,402 defi￿1 meant that our funds, restricted and unreslrfcled, fell to c. £1,085,000 which is totally
consistent with the Trustees. agreed policy in respect of the reserves required to sustain the Charity on an
orYJoing basis.
FUNDRAISING
We do not use any outside oroanisalion lo help with our fundraising. We publish a newsletter three times a year
which Is sent to our members and other SLJPPOrters, and in those publications, we may ask them lo support new
initiatives. Occasionally, we will make an application lo a grant making body for financial support. We received no
complaints in respect of our approach lo fundraising in the year to 31st March 2022.
PUBLIC BENEFIT
As indicated in previous reports the Trustees a￿ aware that charity law and guidance from the Charity
ComFnission r￿uIre us to report on how we provide 'public benefil, and we have had due regard lo Ihern when
planning the ch8rily's activities. All of our activities fil with our ¢haril8ble purposes as set out in our goveming
documents and are entirely charitable IN nature.
Many of the Birdhurst Nursery ehildfftn are on Earfy Years funding. Some of the young mothers in our bedsit
8¢commodalion have been able lo access childcare funding through the Care to Learn Scheme. which enables
them lo further their education whilst their child allends the Nursery. The Charity also offer a high level of public
benefit in ils counselling provision. Most ¢l*nts are on benefils and can only make voluntary contributions which
are augmented by bursaries.

CHRISTIAN FAMILY CONCERN
TRUSTEES, REPORT ICONTINUED)(INCLUDING DIRECTORS. REPORT)
FOR THE YEAR ENDED 31 MARCH 2022
INVESTMENT POLICY
The Trustees have decided that so long as investments lolal less than £200,000, M&G Gharibond is an
appropriate collective investment scheme. If the investments exceeded £200,000, or Christian Family Concern
was given specific inveslmènls, the Trustees would reconsider that policy.
RESERVES POLICY
Christian Family Concern holds funds at levels that Trustees determine from time to tlme (see below). Reserves
are held in keeping with the charity's investment polici&s involving a bw level of risk. These funds are held for the
purposes below.
The charity is careful. prayerful, prudent and detailed in its financial planning and monitoring le.g. comprehensive
budgets and monthly management accounts). These are the ¢harflWs primary tools in managing financial risk.
1. Cash Flow Managèment
To manage the day to day, week to week and month to month variations in income and expenditure and ensure
that the chaiily can operale Èffectively, paying bills as they fall due, and providing services without interruplion.
2. Contlngeney
To cover unfoiÉseen deficits, wè take account of..
Fore¢asls of levels of eamed and voluntary income 2 - 3 years ahead (a b'mescale intended lo allow for
remedial action).
Levels of expenditure related lo the charity's activities over the same period.
The relative reliability or vulnerability of income sources related to each of the charity's adivilies.
An analysis of ¢onlingencies or risks that includes judgemenls of the likelihood of them occurring and the
potential consequsnces.
3. Refurbishment
An 8s18blished planned maintenancè progrdmme is in place,. this considers long tem7 projects and the
anticipated capital expenditure in the years ahead. Roofing work which exlended to all three of otsr
buildings was Goll7pleled during the y8ar at a total ¢osf of £136,822 including VA T. Of that cost £120, 175
was paid out during the fin8ncialye8r. £46,630 ofthat expenditure w8s capitalis&d.
Routine maintenance and repair5 are covered within the charivs annual budget and spending plans.
4. Devolopm•nt
The charity's current adivities arè planned so that ongoing costs can be reasonably expected lo be met
by e8rned and voluntary income on a yearly basis.
From time lo lime Ihe Charity maylwill identify new areas of work
unmet needs that fit within the
objectives ol tha charity
or ways of extending or daveloping existing services that require 'start up,
funding, whether capital or revenue. Pot8ntial developments will vary in scale, some of which have a
longer 'gestalion' periocs and require larger surns meaning a balan￿ might b6 retsined in the
development ftjnd for rnore than a year or two.
From time to time in ils history Ihe charlty has. like others, had to end or withdraw from p8rticular
activities or services. This leads lo some closure costs. In most cases closure costs are likely to be
covered by drawing on each of the four areas as set out below.
The charity can, of COLJise, only hold reserves 8t or above the minimum where our incomelassets allow.
This policy, as well as the designated amounis. is r&￿ewed and either confirmed or amended on a yearly
basis by the TrLJStees. Indeed, the TTUStees keep all the Charity's various policies under continuous
review.
10-

CHRISTIAN FAMILY CONCERN
TRUSTEES, REPORT {CONTINUED)(INCLUDING DIRECTORS, REPORT)
FOR THE YEAR ENDED 31 MARCH 2022
4. Development Icontinuedl
Suggested level of reserves that the Charity should aim lo hold for 2022- 2023 are..
h Flow Mana
emen
£ 45.000
£ 50,000
Con
ne
Fund
£ 80,000
£100,000
Refurbis
Fund
£ 25,000
£ 50,000
Develo
ment Fund
£ 25,000
£100,000
TOTAL RESERVES..
£175000
£ 300 000
Currently the charity holds investments in the sum of £143,894 (see note 101. Tangible fixed assets stood at
£746,857 (see note 91. Additionally. at the end of this reporting period our net current assets were £194,228.
STATEMENT OF TRUSTEES. RESPONSIBILITIES
The Trustees Iwho are also directors of Christian Family Concern for the purposes of company 18wI are
responsible for preparing the Trustees, Report and the financial statements In accordance with applicable law and
United Kingdom Accounting Standards (United Kingdom Generally A¢￿pted Accounting Praclicel.
Company law requires the Trustees to prepare financial statements for each financial year. Under that law the
Trusteès have elected to prepare the financial statements in accordance with United Kingdom Accounting
Standards Iunited Kingdom Generally Accepted A￿oUntIng Practice).
Under company law the Trustees must not approve the financial stslements unless they are satisfied that they
give a true and fair view of the stale of affairs of the charitable company and of the incorning resourGes and
application of resources, induding the income and expenditure, of the charitable Company for that pericKJ.
In preparing thests financial slalements, the Trustees are reqUI￿d to-.
Select suitable accounting policAes and apply them conslslenlly;
Observe the methods and principles in the Charilies SORP.,
Make judgements and estitllates that are reasonable and prudent..
State whether applicable UK Accounting Standards have been followed, subject to any material
departures disclosed and explained in the financial statements-,
Prepare the financial statements on the going concern basis unless il Is inappropriate to presume that
th8 charitable company will continue its operations.
The Trustees are responsible for keeping adequate a￿O￿ntIng records that are sufficient lo show and Èxplain the
company's transactions and disclos8 with ￿aSonable accuracy al any time the financial position of the charitable
company and enable them to ensure that the financi81 slalements comply with the Companies Act 2006. They are
also responsible for safeguarding the assets of the d)aritable company and hence for taking reasonable steps for
the prevention of fraud and other irregularities.
Independent examiners
A resolution will be proposed at the Annual General Meeting regarding examlnallon of the Charity's accounts.
The truslee5'
relating I
report was prepared in ac¢ordan¢e with Ihe special PTovision of Part 15 of th8 Companies Act
all companies and approved by the Board ol Trustees.
Miss S April Chair of Trustees
Mr L M Thomas-
onorary Treasurer &
Company Secretary (from 7th May 20211
Trustee
Trustee
Datèd: 25 July 2022

CHRISTIAN FAMILY CONCERN
INDEPENDENT EXAMINER'S REPORT
TO THE TRUSTEES OF CHRISTIAN FAMILY CONCERN
I report to the trustees on my &xamination of the flnan04al slalement5 of Christian Family ConG8m Ilhe charilyl for
the year ended 31 March 2022.
Responsibilities and basis of report
As the trustees of the charity land also its directors for the purposes of company lawl you are responsitAe for the
preparation of the financial stslemenls in accordance with the requirèments of the Comp8nl&s Act 2006 Ilhe
2006 A¢tl.
Having satisfied myself that the financial statements of the charity are not required lo be audited under Part 16 of
the 2006 Act and are eligible lor independent examination, I report in respect of rny examination of the ch8ritls
financial statements ¢arried out under section 145 of the Charities Act 2011 (the 2011 Acll. In carrying out my
examination I have followed all the applicable Dire¢tions given by the Charity Gommission under stsction 145151
Ibl of the 2011 Act.
Independent examlner's statement
Since the charity's gross income exceeded £250.000 your examiner must be a mèmber of a body listed in
section 145 of the 2011 Act. l ¢onfirm thal l am qualified to undertake the oxamination because l am 8 rnember of
ICAEW. which is one of the listed bodies.
I have completed my examin8lion. I confimi that no matters have come lo my attention in connection wlh the
examination giving me cause to b81iev$ that in any material respect..
Accounting records were not kept ill respect of the ¢harily as required by se¢tion 386 of the 2008 Act,. or
The financial statements do not accord with those records., or
The financial statements do not comply with the accounting requirements of section 396 of the 2006 Act
other than any requirement that the accounts glve 8 true and fair view which is not a matter consid&red as
part of an indèpendent examination.. or
The financial statements have not been prepa￿d in accordance with the m&thods and principles of the
Statement of RÉcommended Practi¢e for accounting and raporting by charities applicable to charities
preparing their accounts in accordance with thè Financial Reporting StsrTrdard applicable in the UK and
Republic of Ireland IFRS 1021.
I have no con¢erns and havè cotne across no other matter5 in connection the examination to which 8ttenlion
should be drawn in this report in order lo enable a proper understanding of the financial slalements lo be
reached.
Miriam Hickson FCA
Jacob Cavenagh & Skeel
5 Robin Hood Lane
Sutton
Surrey
SM12SW
Dated.. 11
12-

CHRISTIAN FAMILY CONCERN
STATEMENT OF FINANCIAL ACTIVITIES
INCLUDING INCOME AND EXPENDITURE ACCOUNT
FOR THE YEAR ENDED 31 MARCH 2022
Unrèstrlcted Reslricled
funds
funds
Tolal Unrestricted Restricted
2022
funds
funds
Total
2021
Notès
Donations and legacies
Charitable activities income
Investments
Other income
Other incorne- CJRS Grant
106,306
827,138
3,207
613
1,253
15.029
121,335
827,138
3,207
613
1,253
78.390
601,936
5,314
10,661
144.762
3.162
81,552
601.936
5,314
10,661
144.762
Total income
938,517
15,029
953,546
841.063
3,162
844,225
anditure on=
Raising funds
Charitable a¢liwties expenditure
196
976,030
196
991,059
451
872.153
451
877,965
15.029
5,812
Total èxpendlture
976,226
15,029
991.255
872,604
5,812
878,416
Net Ilossesllgains on
investments
{6.6931
16.6931
402
402
Net expenditure befora
transfers
{44,4021
144,4021
131,1391
12,6501 133,7891
Gross transfers beiween funds
5,395
15,3951
Net expenditure for the yearl
Net movement in funds
{44,4021
144,402)
125,7441
18,0451
133.7891
Reconciliation of funds
Fund balances al 1 April 2021
1,123,131
6,250 1.129,381
1.148,875
14,295 1,163,170
Fund balances al 31 March
2022
1,078,729
6.250 1,084,979
1,123,131
6,250 1,129,381
13-

CHRISTIAN FAMILY CONCERN
BALANCE SHEET
ASAT31 MARCH 2022
2022
2021
Notès
Fixed assets
Tangible assets
Invèstments
746,857
143,894
750.745
150,587
10
890,751
901.332
Current assats
Oeblors
Cash at bank and in hand
11
125,659
112.825
72,747
210.080
238,484
282,827
Credltors: amounts falling duè within
one year
12
144,2561
{54.7781
Net current assets
194,228
228,049
Total assets less currènt liabilities
1,084,979
1,12g,381
Income funds
Restricted funds
Unr8slricted funds
Designated funds
General unrestricted funds
Revaluation reserve
15
6.250
6,250
14
691,808
386,921
691,808
429.119
2.204
1.078,729
1,123,131
1,084.979
1.129,381
14

CHRISTIAN FAMILY CONCERN
BALANCE SHEET (CONTINUED)
AS AT31 MARCH 2022
The company is enlilled lo the exemption from the audit requirement contained in sedion 477 of the Companies
Act 2006, for the ye8r ended 31 March 2022.
The directors acknowledge their responsibilities for complying with the requirements of the Companies Act 2(KJ6
with respect to accounb.ng records and the preparalK)n of financial statements.
These financial statements hav8 been prepared in accordan￿ with the provisions applicable to companies
subj8Ct to the small companies regime.
The financi
are sig
I statements were approv8d by the board of directors and aLJthorised for issue on 25 July 2022 and
n its behalf by..
ril - Chair of Trustees
Mr L M Thomas-
onorary Treasurer & Company Secretary
{from 7th May 20211
Trustee
Trusta8
Company Reglstration No. 01486298
15-

CHRISTIAN FAMILY CONCERN
STATEMENT OF CASH FLOWS
FOR THE YEAR ENDED 31 MARCH 2022
2022
2021
Notes
Cash flows from operating activities
Cash absorbed by operations
18
153,3111
112.6411
Investlng actlvltlès
Purchase of tangibl& fixed assets
Investment income received
147.151}
3,207
{42,4351
5.314
Net cash used in Invèsting activities
143,9441
137,1211
Nèt cash used in financing activities
Net decrease in cash and cash equivalents
(97,2551
149.7621
Cash and cash equiv81ents at beginning of year
210,080
259.842
Cash and cash equivalents at end of year
112,825
210,080
16

CHRISTIAN FAMILY CONCERN
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2022
Accounting policies
Charity informallon
Chnstian Family concern is a priv818 company limiled by guarantee incorporated in England and Wales.
The registered office is Wallis House, 42 Soulh Park Hill Road, South Croydon, S￿r￿Y, CR2 7YB.
1.1 Accounting convention
The financial slalernents have been prepared in accordance with the charitys Memorandum and Articles ol
Association, the Companies Act 2006 and "Accounting and Reporting by Charities.. Statement of
Recommendèd Practice applicable to charities preparing Ih&ir accoLJnts in accordance with the Financial
Reporting Standard applicable in the UK and Republic of Ireland IFRS 1021 (effective 1 January 20191"
The charity Is 8 Public Benefit Entity as defined by FRS 102.
The financial slalemenls are prepared in slerllng, which is the functional currency of the charity. Monetary
amounts in these financial statements are rounded to the nearest £.
The finanaal 51at8menls have been prepared on the historical cost convsnlion, modified to Include the
revaluation of fixed asset inveslmenis at lair value. The principal aecounting policies adopted are set out
below.
1.2 Going concern
At the time of approving the financial slalemenls, the Irust88s have a reasonable expectation that the
charity has adequate resources lo continue in operational existence for the foreseeable future. Thus the
Irust6es continue to adopt thÈ going concern basis of accounting in preparing the financial ststements.
1.3 Gharitable funds
Unrestricted funds are available for use 81 the dls¢relion of the tnjstees in furtherance of their charitable
objèctives.
Restricted funds are subject lo specific conditions by donors as to how they may be used. The purposes
and uses of the restricted funds are yet out in the notes to the financial statements.
1.4 Income
Income is recognised whtsn the charity is leoally entitled to it after any performance conditions have been
mel, the amounts can be measured reliably, and il is probable that inwme will be received.
G8sh donations are recognised on receipt. Other donations are recognised once the charity has been
notified of the donallon, unless performance conditions require deferral of the amount. Income lax
recoverable in relation to donations received under Gift Aid is re¢ognised at the time of the donab'on.
Grant income from the Coronavirus Jc>b Relention Scheme is recognised as other income in the period lo
which Ihts underlying furloughed staff costs relate.
Legaeles
Legacies capable offinancial measuremenl are accounted for when re¢eivable.
17

CHRISTIAN FAMILY CONCERN
NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2022
Accountlng policies
(Continuèd)
1.5 Expenditura
Expenditure is recognised once there is a legal or conslruclive obligabon to transfer economic benefil to 8
third party, il is probabl8 that a transfer of economic benefits will be required in settlement, and the amount
of the obligation can be méasured reliably.
Expenditure is classified by activity. Thtt costs of each activity are fflade up of thè totsl of direct cosls and
shared costs, including support costs involved in undertaking each activity. Direct costs attributable to a
single activity are allocated directly to that activity. Shared Costs which contribLJte to more than one activity
and support costs which are not attributable to a single aclivity are apportioned bebNeen those activities on
a basis consistent with the use ol resources. Central staff costs are allocated on the basis of time spent,
and depreciation charges are alSOcat￿ on the portion of the asset's use.
Expenditure incurred during the year is allocated directly lo the relèvant activity. ExpendilLJre on support
costs is allocated b8tween activities in the accounts on the basis of the use of résources by each activity.
1.6 Tangible fixed assets
Tangible fixed assets are initially measured al Cost and subsequently measured at cost. net of depreciation
and any imp2imienl losses.
Depreciation is rewgnised so as to write off the cost or valuation of assets less their residual values over
their useful lives on the following bases..
Land and buildings
Plant and machlnery
Fixiures, fittings & equipment
2.5Yo on cost
33°A on cost
20% on ¢osl
The gain or loss arising on the disposal of an 8SS8t is determined as the difference be￿een the sale
proceeds and the carrying value of the asset, and is recoonised in the statement of financial activities.
1.7 Flxed asset investments
Fixed asset investments are initially measured at transaction price excluding transaction costs, and are
subsequently measured at fair value at each reporting date. Changes in fair value are recognised in net
incomellexpenditurel for the year. Transaction costs are expensed as in¢uried.
1.8 Cash and cash èquivalents
Cash and cash equivalents indude cash in hand. deposits held at call with banks. oiher short-lerm liquid
nveslments with original maturities of three months or less. and bank overdrafts. Bank overdraft5 are
shown within borrowings in current liabilities.
1.9 Flnan¢ial instruments
Thtr charity has elected to apply the provisions of Section 11 '8asic Financial Instruments, and Se¢lbn 12
'Other Finan¢ial Instruments Issues, of FRS 102 to all of its financial instruments.
Financial instruments are ￿COgniSed in the chartiws balance sheet when the charity becomes paty lo the
contractual provisions of the instrument.
Financial assets and liabilities ar& offset, with the nel amounts presented in the financlal statements. when
there is a legally enforceable right to set off the recognised amounts and there is an intention lo settle on a
net basis or to realise the asset and settle the liability sirnultaneously.
18

CHRISTIAN FAMILY CONCERN
NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2022
Ac¢ountlng policies
(Continuedl
Basic financial assets
Basic financial assets, whith include debtors and cash and bank balances, are initially measured at
transaction price including transaction costs and are subsequently carried at amortised cost using the
effective inlerest method unless the arrangement constitutes a financing transaction, where the transaction
is measured at the present value of the future receipts discounted 818 market ral¢ of interest. Financial
assets ¢lassified as receivable within one year are not amortisèd.
Basic financlal liabilities
Basic financial liabilities, including Creditors and bank loons are inilially recognised at transaction price
unless the arrangement conslilules 8 financing transaction, where the debt instrument is measured at the
present value of the future payments discounted at a market rate of interest. Financial liabilities classified
as payable within one year are not amortised.
Debt instruments are subsequently carried at amortised cost, using the effective inlgresl rale method.
Trade creditors are obligations to pay for goods or seNices that have been acquired in the ordinary course
of operations from suppliers. AmoLJnts payable are classified as current liabllilies if payment is due within
one year or less. If nol, they are presented as non-currenl liabilities. Trade creditors are recognised inilially
81 transaction price and subsequently measured at amortised cost using the effective interest method.
Dèrècognltlon of financial liabililies
Financial liabilities are derecognised when the charity's contractual obligations expl￿ or are discharged or
cancelled.
1.10 Employee benefits
The cost of any unused holiday entitlement is recognised in the peiiod in which the employee's services
are received.
Temiination benefits are iecognisèd immediately as an expense when the charity is demonstrably
committed lo terminate the employment of an employee or lo provide termination benefi'ts.
1.11 Retlrement benefits
Payments to defined contribution retirement benefit schemes are charged as an expense as they fall due.
Donation5 and legacies
Unre$trÉcted Rèstricted
funds
funds
Total Unreslricled Reslricled
funds
fvnds
Total
2022
2022
2022
2021
2021
2021
Donations and gift5
Lsgacies receivable
87,877
18,429
15,029
102,906
18,429
36,890
41,500
3,162
40,052
41,500
106,306
15,029
121,335
78.390
3.162
81,552
19

CHRISTIAN FAMILY CONCERN
NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2022
Investments
Unrestrlctsd Unreslricled
funds
fund5
2022
2021
Incomé frotn listed investments
Inl&r8sI r8ceivable
2,865
342
3,657
1.657
3.207
5,314
Charitable activities income
2022
2021
Birdhurst Nursery
Wallis House Bedsits
Beracah Bedsits
Counselling
586.450
104,311
131,649
4,728
411.920
100,348
84.737
4,931
827.138
801,936
Charitable activities expenditure
Diraet costs
Support
Total
2022
Total
2021
BirdhLJrst Nursery
WallisHouse Bedsits
Ber8cah Bedsits
Counselling
557,993
88.113
55,937
3,406
197.810
50.460
37,340
755,803
138,573
93,277
3,406
665,463
126.652
80.271
5.579
705,449
285.610
991,059
877,965
Trustees
One truste@ re¢eived £300 Honorarium, agreed by the Trustee Board 12021.. £NILI. No trustees were
reimbursed for any expenses inciJrred12021= £300 reimbursed for travel expenses).
Members of the Close family of trust￿ received remuneration of £12,30912021.' £NILI.
20-

CHRISTIAN FAMILY CONCERN
NOTES TO THE FINANCIAL STATEMENTS {CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2022
Employees
The average monthly number of employees during the year was..
2022
Number
2021
Number
Full time
Part lime
15
16
18
12
Total
31
30
Employment costs
2022
2021
Wages and Salaries
Social security costs
Other pension costs
577,969
34,257
9,009
596,294
26,189
9,616
621,235
632,099
Termination payments of £16.750 were recognised during the year when agreement was reached 12021..
£45,446) and are included in employment costs above.
There were no employees whose annual remuner81ion was £60.000 or more.
Support costs
Support Governanc
costs
costs
2022
2021
Staff costs
Deprecialion
Accommodation costs
Office costs
Financial costs
Other
151,182
53,893
52,364
7,103
2,173
13,855
151,182
53,893
52,364
7.103
2,173
13,855
105,434
48,418
35,180
7,697
1,659
7,635
Accoun18ncy
Independent examination
2,094
2,946
2.094
2,946
1,778
3,148
280.570
5,040
285,610
210,949
21

CHRISTIAN FAMILY CONCERN
NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2022
Tangibl& fixed assets
Land and
buildings
Plant and
machlnery
Flxturps.
fittln9s &
equlprnent
Total
Cost
At 1 April 2021
Addiuons
1,240.313
49,484
19,830
199,287
522
1.459,430
50,006
At 31 March 2022
1,289,797
19,830
199,809
1,509,436
Depreclation and impairment
At 1 April 2021
Depreciation eharged in the year
572,314
30.614
18,266
466
118.105
22,814
708.685
53.894
Al 31 M8rch 2022
602,928
18.732
140,919
762.579
arrying amount
At 31 March 2022
686.869
1,098
58.890
746,857
At 31 MArch 2021
667,999
1,564
81.182
750,745
10 Fixed asset Investments
Unlisted
investmènts
Cost or valuation
At 1 April 2021
Valuation changes
150,587
16,6931
At 31 March 2022
143.894
Carrying amount
Al 31 March 2022
143,894
At 31 March 2021
150,587
-22-

CHRISTIAN FAMILY CONCERN
NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2022
11 Debtors
2022
2021
Amounts falllng due within one year..
Trade debtors
Other debtors
Prepayments and accrued incom8
18,060
107.599
13,693
43,408
15,646
125,659
72,747
12 Creditors: an)ounts falling due wlthin one year
2022
2021
Other taxation and social security
Trade ereditors
Other creditors
Accruals and deferred income
8,933
8,167
16,593
1,571
28,447
1,736
33,587
44,256
54,778
13 Analysls of nèt assets between funds
Unrestricted Restricted
funds
Fund$
2022
2022
Total Unreslricled Restricted
funds
Funds
2021
2021
Total
2022
2021
Fund balan￿5 al 31
March 2022 are
represented by.
Tangible assets
Investments
Gurrent assetsl
746,857
143,894
746,857
143.894
750,745
150,587
750,745
150,587
187,978
6.250
194.228
221,799
6,250
228,049
1.078,729
6.250 1,084,979 1,123,131
6.250 1,129,381
23-

CHRISTIAN FAMILY CONCERN
NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2022
14 DesFgnated funds
The income funds of the charity include the following designated funds which have been set aside out of
unrestricted funds by the trustees for specific purposes..
Movement In funds
Expondiiuré
Galn
Balance at
l April 2021
Incomé
TransfeTS
Balan¢e at
31 Marth 2022
Tangible Fixed Assets
Reserve
Revaluation reserve
Cashflow
Contingencies
Refurbishment
Development
409,300
5,008
45,000
95,000
37,500
100,000
409,300
5,008
45,000
95,000
37,500
100.000
691,808
691,808
Movèment in funds
Expendltur8
Galn
Balance at I
Aprll 2020
Income
Transfers
Balance at 31
March 2021
Tangible Fixed Assets
Reserve
Revaluation reserve
Cashflow
Conlingencies
Refurbishment
Development
Beracah redevelopment
409.300
5.008
45,000
95,000
37,500
100,000
409,300
5,008
45,000
95.000
37,500
100,000
691.808
691,808
24-

CHRISTIAN FAMILY CONCERN
NOTES TO THE FINANCIAL STATEMENTS {CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2022
15 Restricted funds
The income funds of the charity include reslricled funds comprising the following unexpended balances of
donations and grants held on trust for specific putposes".
Movement in fund$
B8lan¢e at
1 April 2021
Income
Exp6nd5tur8
Transfers
Balance at
31 March 2022
Wallis House Fund
Pilgrim project
15,029
115,0291
6.250
6,250
6,250
15,029
115,0291
6,250
Movement in funds
Balance at
1 April 2020
Income
Expendlture
TransfeTs
Balan¢& at
31 March 2021
Wallis House Fund
Pilgrim project
Em&rgency Fund
Birdhur5t Garden path
3.162
{3,162)
6.250
2.650
5.395
6,250
{2,650)
15.395)
14,295
3.162
15,8121
15,3951
6,250
The Wallis House Fund represents various donations and tax recovered during the course of the financial
year. These donations were raised from the n&wsl8ller appeal to help cover the loss of Croydon Council's
supporting people funding which Game to an end in March 2015. These funds have been used in this
financial year specifically to provide support for the Wallis Bedsil residents.
The Pilgrim project fund represents a donation received land tax recoveréd) given for a short service for
older teenagers and young adLJlts with learning disabilities.
The Emergen¢y fund is monies set aside to be used al the discretion of the Housing Management team for
the relief of hardship of any mtsther or child resident in the Walli5 and Baracah bedsits.
The Birdhurst Garden Path a don81ion made by a Member of the Asso¢lation the ¢over the costs of a
garden path in the nursery. This was spent in the year ending Mard) 2020. The transfer in this year is lo
correct the allocation of the expenditure in the prior year.
25-

CHRISTIAN FAMILY CONCERN
NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2022
16 Operating lease commitments
Al the reporting end date the ¢harity had outstanding commitments for futura minirnum lease p8yments
under non-cancellabl6 operating leases. which fall due as follows-.
2022
2021
Within one year
Beb￿e8￿ two and five years
2,218
3,460
2,218
5.678
5.678
7,896
The lease payments recognised a5 an expense during the year were £2,535 12021: £2,300).
17 Capital commitments
2022
2021
At 31 March 2022 the charity had capital commitments as follows..
Contracted for bul not provided in the financial statements..
Acquisition of property, plant and equipmelll
62,584
18 Cash generated from op•rations
2022
2021
Deficit for the year
144,4021
133,7891
Adjuslmenis for..
Investment inwne recognised in statement of financial activities
Fair value gains and losses on investments
Depreciation and impairment of tangible fixed assets
(3,2071
6,693
53.893
15,3141
{4021
48,418
Movements in working capital..
Ilncreasel In debtors
IDe¢reasellincrease in creditors
152,9111
113,3771
138,0721
16.518
Cash absorbèd by operations
153,3111
(12,6411
19 Analysi5 of changes in net funds
The charity had no debt duTing the year.
26-

CHRISTIAN FAMILY CONCERN
NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2022
20 Related party transactions
Remuneration of key management personnel
The remuneration of key management personnel is as follows..
2022
2021
Aggregate compensation
205,173
186,666
Members of the close family of key managetlltrnt personnel received remuneration of £NIL 12021..
£31.5251.
27-