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2025-06-30-accounts

Charity registration number 278446 (England and Wales)

NORWICH CHAMBER MUSIC

ANNUAL REPORT AND UNAUDITED FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2025

NORWICH CHAMBER MUSIC

CONTENTS

Page
Trustees' report 1 - 2
Independent examiner's report 3
Statement of financial activities 4
Balance sheet 5
Notes to the financial statements 6 - 14

NORWICH CHAMBER MUSIC

TRUSTEES' REPORT

FOR THE YEAR ENDED 30 JUNE 2025

The trustees present their annual report and financial statements for the year ended 30 June 2025.

The financial statements have been prepared in accordance with the accounting policies set out in note 1 to the financial statements and comply with the charity's governing document, the Constitution, the Charities Act 2011 and "Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102)" (effective 1 January 2019).

Objectives and activities

The charity was set up to educate the public musical knowledge and appreciation by the promotion of professional music recitals and concerts and other related activities. These concerts are open to all members of the public.

The charity promotes educational projects with professional musicians for school children and young adults in Norfolk and Norwich.

The trustees have paid due regard to guidance issued by the Charity Commission in deciding what activities the charity should undertake.

Public benefit

The trustees have referred to the guidance contained in the Charity Commission's general guidance on public benefit when reviewing the charity's objectives and aims and planning future activities. In particular, the trustees consider how planned activities are consistent with and will further the stated aims and objectives.

Achievements and performance

We successfully staged 12 concerts during the season ended June 2025, including one through the legacy of Joe Stirling. Membership declined slightly in the period although there was a small increase in numbers of nonmembers attending each concert. We have improved our levels of digital marketing and advertising and are constantly reviewing ways to improve sales.

Financial review

The attached financial statements show the current state of the finances.

The trustees are of the opinion that the state of the charity’s affairs is satisfactory. There are no plans for any material changes in the nature of the charity’s activities.

Reserves policy

The Management Committee have reviewed the reserve policy and established a policy whereby the unrestricted and undesignated funds not committed or invested in tangible fixed assets (‘the free reserves’) held by the charity should cover up to one years expenditure on artists fees, which are frequently committed this far in advance of any concert. In addition, the Committee seeks to cover three months of all other expenses. In total, the current reserve requirement is approximately £52,000, a level at which, the Management Committee would feel able to continue the current activities of the charity without financial risk in the event of a significant drop in funding. At present, the free reserves, which amount to £99,310 are over the amount required.

Plans for future periods

Richard Wigmore presented his first highly successful season as Artistic Director in September 2024 and the programme for 2025/26 promises to be at the same high level. We are fortunate to have him on board and look forward to working with him for our 75th season and anniversary of Britten’s death in 2026/27.

We will extend our marketing activities so that we can reach wider audience and increase tickets sales. As part of this we have circulated a marketing survey to identify the views of our audience about future developments of the charity. We are also exploring approaches to sponsorship and support.

A future aspiration is to resume support for young musicians in Norfolk.

NORWICH CHAMBER MUSIC

TRUSTEES' REPORT (CONTINUED) FOR THE YEAR ENDED 30 JUNE 2025

Structure, governance and management

The charity is unincorporated. Its governing document, the constitution, was adopted on 7 September 2013 and further amended by a resolution passed at a special General Meeting held 26 January 2020.

The trustees who served during the year and up to the date of signature of the financial statements were: The trustees who served during the year and up to the date of signature of the financial statements were:
David Baulcombe (Appointed 2 November 2024)
Helen Colyer
Clara Crockatt
Josephine Curry
Christine Delvin (Resigned 5 December 2024)
Julia Donat
Timothy Gent
Yaroslav Khimyak
Jill Halliday
John Harris-Hall
Juliet Rickard (Resigned 5 December 2024)

The trustees are the Management Committee and they are nominated by and from the charity's fully paid members.

All trustees are elected annually at the annual general meeting and hold office from one Annual General Meeting to the next. The constitution states that the term of office of all members is for one year but members will be eligible for re-election. The Chair of the charity is elected annually by the committee at the first meeting following the Annual General Meeting.

New trustees are briefed on their legal obligations under charity law, the contents of the constitution and protocol, the decision-making processes and recent financial performance of the charity.

The Management Committee consists of a Chair who chairs the AGM and has overall responsibility for the charity; a Concert Administrator who liaises with the Artistic Director, artists and their agents; a Secretary, who organises meetings and liaises with the Charities Commission; a Membership Secretary who deals with membership subscriptions, renewals of season tickets and is the GDPR nominee; a Treasurer who is responsible for the day to day financial management; and other members as above. A paid Artistic Director has been appointed by the Management Committee to develop the programme of concerts and engage the musicians.

Risk management

The Management Committee have conducted a review of the major risks to which the charity is exposed, and systems have been established to mitigate those risks in the form of good practice. These procedures are periodically reviewed to ensure that they still meet the needs of the charity.

Data protection

The charity is fully compliant with the provisions of the General Data Protection Regulation.

Related parties

During the year, the charity contracted with Misha Donat, the brother of one of the trustees, to provide pre-concert talks.

The trustees' report was approved by the Board of Trustees.

David Baulcombe Trustee

22 November 2025

NORWICH CHAMBER MUSIC

LEGAL AND ADMINISTRATIVE INFORMATION

Trustees David Baulcombe (Appointed 2 November 2024)
Helen Colyer
Clara Crockatt
Josephine Curry
Julia Donat
Timothy Gent
Yaroslav Khimyak
Jill Halliday
John Harris-Hall
Artistic Director: Richard Wigmore
Charity number 278446
Principal address The Old Maltsters
Station Road
Pulham St Mary
DISS
Norfolk
IP21 4QT
Independent examiner Argents Accountants Limited
15 Palace Street
NORWICH
Norfolk
United Kingdom
NR3 1RT
Bankers CAF Bank Ltd
25 Kings Hill Avenue
Kings Hill
WEST MALLING
Kent
United Kingdom
ME19 4JQ
HSBC
155 Mile Cross Lane
NORWICH
Norfolk
United Kingdom
NR6 6RL

NORWICH CHAMBER MUSIC

INDEPENDENT EXAMINER'S REPORT TO THE TRUSTEES OF NORWICH CHAMBER MUSIC

I report to the trustees on my examination of the financial statements of Norwich Chamber Music (the charity) for the year ended 30 June 2025.

Responsibilities and basis of report

As the trustees of the charity you are responsible for the preparation of the financial statements in accordance with the requirements of the Charities Act 2011.

I report in respect of my examination of the charity’s financial statements carried out under section 145 of the Charities Act 2011. In carrying out my examination I have followed the Directions given by the Charity Commission under section 145(5)(b) of the Charities Act 2011.

Independent examiner's statement

Your attention is drawn to the fact that the charity has prepared the financial statements in accordance with the relevant version of the Statement of Recommended Practice applicable to charities preparing their financial statements in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) in preference to the Accounting and Reporting by Charities: Statement of Recommended Practice issued on 1 April 2005 which is referred to in the extant regulations but has now been withdrawn. I understand that this has been done in order for the financial statements to provide a true and fair view in accordance with UK Generally Accepted Accounting Practice.

I have completed my examination. I confirm that no matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the financial statements to be reached.

Mark Johnstone FCA

Argents Accountants Limited 15 Palace Street NORWICH Norfolk NR3 1RT United Kingdom 10 December 2025

NORWICH CHAMBER MUSIC

STATEMENT OF FINANCIAL ACTIVITIES INCLUDING INCOME AND EXPENDITURE ACCOUNT

FOR THE YEAR ENDED 30 JUNE 2025

Unrestricted
Restricted
funds
funds
2025
2025
Notes
£
£
Income from:
Donations and legacies
5
7,485
650
Charitable activities
Concerts
4
63,740
2,625
Investments
3
2,855
452
Total income
74,080
3,727
Expenditure on:
Charitable activities
Concerts
6
80,709
6,513
Education
6
-
800
Total charitable
expenditure
80,709
7,313
Total expenditure
80,709
7,313
Net gains/(losses) on
investments
12
(2,514)
-
Net expenditure
(9,143)
(3,586)
Transfers between
funds
(670)
670
Net movement in
funds
10
(9,813)
(2,916)
Reconciliation of funds:
Fund balances at 1 July 2024
109,123
8,047
Fund balances at 30 June
2025
99,310
5,131
Total
Unrestricted
Restricted
funds
funds
2025
2024
2024
£
£
£
8,135
11,418
-
66,365
62,380
1,881
3,307
3,456
-
77,807
77,254
1,881
87,222
80,619
6,496
800
-
8,000
88,022
80,619
14,496
88,022
80,619
14,496
(2,514)
5,203
-
(12,729)
1,838
(12,615)
-
(8,000)
8,000
(12,729)
(6,162)
(4,615)
117,170
115,285
12,662
104,441
109,123
8,047
Total
2024
£
11,418
-
64,261
3,456
79,135
87,115
8,000
95,115
95,115
5,203
(10,777)
-
(10,777)
127,947
117,170

The statement of financial activities includes all gains and losses recognised in the year. All income and expenditure derive from continuing activities.

NORWICH CHAMBER MUSIC

BALANCE SHEET

AS AT 30 JUNE 2025

Notes
Fixed assets
Investments
13
Current assets
Debtors
14
Investments
15
Cash at bank and in hand
Creditors: amounts falling due within
one year
16
Net current assets
Total assets less current liabilities
The funds of the charity
Restricted income funds
19
Unrestricted funds
18
2025
£
5,039
20,000
32,149
57,188
(11,044)
£
58,297
46,144
104,441
5,131
99,310
104,441
2024
£
6,420
40,000
34,071
80,491
(24,132)
£
60,811
56,359
117,170
8,047
109,123
117,170

The financial statements were approved by the trustees on 22 November 2025

David Baulcombe Trustee

NORWICH CHAMBER MUSIC

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2025

1 Accounting policies

Charity information

Norwich Chamber Music is a unincorporated charity.

1.1 Accounting convention

The financial statements have been prepared in accordance with the charity's governing document, the Charities Act 2011, FRS 102 “The Financial Reporting Standard applicable in the UK and Republic of Ireland” (“FRS 102”) and the Charities SORP "Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102)" (effective 1 January 2019). The charity is a Public Benefit Entity as defined by FRS 102.

The charity has taken advantage of the provisions in the SORP for charities not to prepare a Statement of Cash Flows.

The financial statements have departed from the Charities (Accounts and Reports) Regulations 2008 only to the extent required to provide a true and fair view. This departure has involved following the Statement of Recommended Practice for charities applying FRS 102 rather than the version of the Statement of Recommended Practice which is referred to in the Regulations but which has since been withdrawn.

The financial statements are prepared in sterling, which is the functional currency of the charity. Monetary amounts in these financial statements are rounded to the nearest pound.

The financial statements have been prepared under the historical cost convention, [modified to include the revaluation of freehold properties and to include investment properties and certain financial instruments at fair value]. The principal accounting policies adopted are set out below.

1.2 Going concern

At the time of approving the financial statements, the trustees have a reasonable expectation that the charity has adequate resources to continue in operational existence for the foreseeable future. Thus the trustees continue to adopt the going concern basis of accounting in preparing the financial statements.

1.3 Charitable funds

Unrestricted funds are available for use at the discretion of the trustees in furtherance of their charitable objectives.

Restricted funds are subject to specific conditions by donors or grantors as to how they may be used. The purposes and uses of the restricted funds are set out in the notes to the financial statements.

Endowment funds are subject to specific conditions by donors that the capital must be maintained by the charity.

1.4 Income

Income is recognised when the charity is legally entitled to it after any performance conditions have been met, the amounts can be measured reliably, and it is probable that income will be received.

Cash donations are recognised on receipt, unless in relation to subscriptions received in advance which are deferred to the year to which they relate. Other donations are recognised once the charity has been notified of the donation, unless performance conditions require deferral of the amount. Income tax recoverable in relation to donations received under Gift Aid or deeds of covenant is recognised at the time of the donation.

Legacies are recognised on receipt or otherwise if the charity has been notified of an impending distribution, the amount is known, and receipt is expected. If the amount is not known, the legacy is treated as a contingent asset.

NORWICH CHAMBER MUSIC

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 30 JUNE 2025

1 Accounting policies

(Continued)

1.5 Expenditure

Expenditure is recognised once there is a legal or constructive obligation to transfer economic benefit to a third party, it is probable that a transfer of economic benefits will be required in settlement, and the amount of the obligation can be measured reliably.

Expenditure is classified by activity. The costs of each activity are made up of the total of direct costs and shared costs, including support costs involved in undertaking each activity. Direct costs attributable to a single activity are allocated directly to that activity. Shared costs which contribute to more than one activity and support costs which are not attributable to a single activity are apportioned between those activities on a basis consistent with the use of resources.

1.6 Fixed asset investments

Fixed asset investments are initially measured at transaction price excluding transaction costs, and are subsequently measured at fair value at each reporting date. Changes in fair value are recognised in net income/(expenditure) for the year. Transaction costs are expensed as incurred.

1.7 Cash and cash equivalents

Cash and cash equivalents include cash in hand, deposits held at call with banks, other short-term liquid investments with original maturities of three months or less, and bank overdrafts. Bank overdrafts are shown within borrowings in current liabilities.

1.8 Financial instruments

The charity has elected to apply the provisions of Section 11 ‘Basic Financial Instruments’ and Section 12 ‘Other Financial Instruments Issues’ of FRS 102 to all of its financial instruments.

Financial instruments are recognised in the charity's balance sheet when the charity becomes party to the contractual provisions of the instrument.

Financial assets and liabilities are offset, with the net amounts presented in the financial statements, when there is a legally enforceable right to set off the recognised amounts and there is an intention to settle on a net basis or to realise the asset and settle the liability simultaneously.

Basic financial assets

Basic financial assets, which include debtors and cash and bank balances, are initially measured at transaction price including transaction costs and are subsequently carried at amortised cost using the effective interest method unless the arrangement constitutes a financing transaction, where the transaction is measured at the present value of the future receipts discounted at a market rate of interest. Financial assets classified as receivable within one year are not amortised.

Basic financial liabilities

Basic financial liabilities, including creditors and bank loans are initially recognised at transaction price unless the arrangement constitutes a financing transaction, where the debt instrument is measured at the present value of the future payments discounted at a market rate of interest. Financial liabilities classified as payable within one year are not amortised.

Debt instruments are subsequently carried at amortised cost, using the effective interest rate method.

Trade creditors are obligations to pay for goods or services that have been acquired in the ordinary course of operations from suppliers. Amounts payable are classified as current liabilities if payment is due within one year or less. If not, they are presented as non-current liabilities. Trade creditors are recognised initially at transaction price and subsequently measured at amortised cost using the effective interest method.

NORWICH CHAMBER MUSIC

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 30 JUNE 2025

1 Accounting policies

(Continued)

Derecognition of financial liabilities

Financial liabilities are derecognised when the charity’s contractual obligations expire or are discharged or cancelled.

2 Critical accounting estimates and judgements

In the application of the charity’s accounting policies, the trustees are required to make judgements, estimates and assumptions about the carrying amount of assets and liabilities that are not readily apparent from other sources. The estimates and associated assumptions are based on historical experience and other factors that are considered to be relevant. Actual results may differ from these estimates.

The estimates and underlying assumptions are reviewed on an ongoing basis. Revisions to accounting estimates are recognised in the period in which the estimate is revised where the revision affects only that period, or in the period of the revision and future periods where the revision affects both current and future periods.

3 Income from investments

Unrestricted
Restricted
funds
funds
2025
2025
£
£
Income from investments
1,727
-
Interest receivable
1,128
452
2,855
452
Total
Unrestricted
Restricted
funds
funds
2025
2024
2024
£
£
£
1,727
1,706
-
1,580
1,750
-
3,307
3,456
-
Total
2024
£
1,706
1,750
3,456

4 Income from charitable activities

Unrestricted
Restricted
funds
funds
2025
2025
£
£
Season Tickets
28,250
-
Ticket Sales
32,588
2,346
Programme Sales
2,268
279
Other Concert Income
634
-
63,740
2,625
Total
Unrestricted
Restricted
funds
funds
2025
2024
2024
£
£
£
28,250
27,620
-
34,934
31,695
1,470
2,547
2,496
270
634
569
141
66,365
62,380
1,881
Total
2024
£
27,620
33,165
2,766
710
64,261

NORWICH CHAMBER MUSIC

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 30 JUNE 2025

5 Donations and legacies

Unrestricted
Restricted
funds
funds
2025
2025
£
£
Donations and gifts
3,482
650
Membership subscriptions
3,085
-
Gift aid
918
-
7,485
650
Total
Unrestricted
funds
2025
2024
£
£
4,132
7,025
3,085
3,680
918
713
8,135
11,418
Total
Unrestricted
funds
2025
2024
£
£
4,132
7,025
3,085
3,680
918
713
8,135
11,418
11,418

6 Charitable activities expenditure

Concerts
Education
2025
2025
£
£
Artists' fees and expenses
42,293
-
Concert hall hire
16,585
-
Piano hire and tuning costs
4,860
-
Artistic director
2,509
-
Ticket commission and card
charges
2,979
-
Programme costs
4,577
-
Workshops
-
300
Other costs
491
-
Bursaries and prizes
-
500
Pre-concert talks
2,061
-
76,355
800
Support costs (see note 7)
9,465
-
Governance costs (see note
7)
1,402
-
87,222
800
Analysis by fund
Unrestricted funds
80,709
-
Restricted funds
6,513
800
87,222
800
Total
Concerts
Education
2025
2024
2024
£
£
£
42,293
43,450
-
16,585
16,100
-
4,860
5,320
-
2,509
2,191
-
2,979
2,957
-
4,577
2,826
-
300
-
-
491
878
-
500
-
8,000
2,061
1,149
-
77,155
74,871
8,000
9,465
11,125
-
1,402
1,119
-
88,022
87,115
8,000
80,709
80,619
-
7,313
6,496
8,000
88,022
87,115
8,000
Total
2024
£
43,450
16,100
5,320
2,191
2,957
2,826
-
878
8,000
1,149
82,871
11,125
1,119
95,115
80,619
14,496
95,115

NORWICH CHAMBER MUSIC

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 30 JUNE 2025

7 Support costs allocated to activities

Marketing and advertising
Website costs
Subscriptions
Insurance
Bank charges
Governance costs
Analysed between:
Concerts
Education
Governance costs comprise:
Accountancy
AGM costs
Administration expense
2025
£
7,867
754
402
286
156
1,402
10,867
10,867
-
10,867
2025
£
1,110
156
136
1,402
2024
£
9,706
522
327
327
243
1,119
12,244
12,244
-
12,244
2024
£
135
474
510
1,119

8 Trustees

None of the trustees received any remuneration or benefits from the charity during the year.

The brother of trustee Julia Donat, Misha Donat, has received fees totalling £876 (2024 : £1,149) for providing pre concert talks

9 Related party transactions

There were no disclosable related party transactions during the year (2024 - none).

10 Net movement in funds 2025 2024
£ £
The net movement in funds is stated after charging/(crediting):
Fees payable for the independent examination of the charity's financial
statements 1,110 1,110

NORWICH CHAMBER MUSIC

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 30 JUNE 2025

11 Taxation

The charity is exempt from tax on income and gains falling within section 505 of the Taxes Act 1988 or section 252 of the Taxation of Chargeable Gains Act 1992 to the extent that these are applied to its charitable objects.

12 Net gains/(losses) on investments

Unrestricted Total Unrestricted Total
funds funds
2025 2025 2024 2024
£ £ £ £
Revaluation of investments (2,514) (2,514) 5,203 5,203

13 Fixed asset investments

Cost or valuation
At 1 July 2024
Valuation changes
At 30 June 2025
Carrying amount
At 30 June 2025
At 30 June 2024
14
Debtors
Amounts falling due within one year:
Trade debtors
Other debtors
Prepayments and accrued income
15
Current asset investments
Unlisted investments
Listed
investments
£
60,811
(2,514)
58,297
58,297
60,811
2025
2024
£
£
1,020
752
520
1,510
3,499
4,158
5,039
6,420
2025
2024
£
£
20,000
40,000
Listed
investments
£
60,811
(2,514)
58,297
58,297
60,811
2025
2024
£
£
1,020
752
520
1,510
3,499
4,158
5,039
6,420
2025
2024
£
£
20,000
40,000
58,297
58,297
60,811
2024
£
752
1,510
4,158
6,420
2024
£
40,000

NORWICH CHAMBER MUSIC

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 30 JUNE 2025

16 Creditors: amounts falling due within one year
2025 2024
Notes £ £
Deferred income 17 9,722 22,480
Accruals 1,322 1,652
11,044 24,132
17 Deferred income
2025 2024
£ £
Other deferred income 9,722 22,480
Deferred income is included in the financial statements as follows:
2025 2024
£ £
Deferred income is included within:
Current liabilities 9,722 22,480
Movements in the year:
Deferred income at 1 July 2024 22,480 16,815
Released from previous periods (22,480) (16,815)
Resources deferred in the year 9,722 22,480
Deferred income at 30 June 2025 9,722 22,480

Deferred income is income in advance in respect of season tickets and membership income and associated donations for the 2025/26 season.

NORWICH CHAMBER MUSIC

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 30 JUNE 2025

18 Unrestricted funds

The unrestricted funds of the charity comprise the unexpended balances of donations and grants which are not subject to specific conditions by donors and grantors as to how they may be used. These include designated funds which have been set aside out of unrestricted funds by the trustees for specific purposes.

At 1 July 2024
Incoming
resources
Resources
expended
Transfers
Gains and
losses
At
£
£
£
£
£
General funds
109,123
74,080
(80,709)
(670)
(2,514)
Previous year: At 1 July 2023
Incoming
resources
Resources
expended
Transfers
Gains and
losses
At
£
£
£
£
£
General funds
115,285
77,254
(80,619)
(8,000)
5,203
30 June
2025
£
99,310
30 June
2024
£
109,123

19 Restricted funds

The restricted funds of the charity comprise the unexpended balances of donations and grants held on trust subject to specific conditions by donors as to how they may be used.

At 1 July 2024
Incoming
resources
Resources
expended
Transfers
At
£
£
£
£
Stirling Legacy Fund
8,047
3,177
(6,513)
120
NCM Next Generation Fund
-
550
(800)
550
8,047
3,727
(7,313)
670
Previous year:
At 1 July 2023
Incoming
resources
Resources
expended
Transfers
At
£
£
£
£
Stirling Legacy Fund
12,662
1,881
(6,496)
-
NCM Next Generation Fund
-
-
(8,000)
8,000
12,662
1,881
(14,496)
8,000
30 June
2025
£
4,831
300
5,131
30 June
2024
£
8,047
-
8,047

Restricted funds comprise of the following: Stirling Legacy Fund: To fund an additional concert, offering free admission to current members of the charity, members of the Stirling family and to students.

NCM Next generation fund : To fund high quality workshops for primary school children and provide funds to various organisations helping Norfolk young people with instrumental learning and performances.

NORWICH CHAMBER MUSIC

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 30 JUNE 2025

20 Analysis of net assets between funds

Unrestricted
Restricted
funds
funds
2025
2025
£
£
At 30 June 2025:
Investments
58,297
-
Current assets/(liabilities)
41,013
5,131
99,310
5,131
Unrestricted
Restricted
funds
funds
2024
2024
£
£
At 30 June 2024:
Investments
60,811
-
Current assets/(liabilities)
48,312
8,047
109,123
8,047
Total
2025
£
58,297
46,144
104,441
Total
2024
£
60,811
56,359
117,170