OpenCharities

This text was generated using OCR and may contain errors. Check the original PDF to see the document submitted to the regulator.

2020-12-31-accounts

DocuSign Envelope ID: A0A76DFF-9AD7-4708-A92B-1F71E1AB69A9

Registered Charity Number: 277761

DUDLEY AND GEOFFREY COX CHARITABLE TRUST

TRUSTEES’ REPORT AND FINANCIAL STATEMENTS

31 DECEMBER 2020

DocuSign Envelope ID: A0A76DFF-9AD7-4708-A92B-1F71E1AB69A9

Dudley and Geoffrey Cox Charitable Trust

INDEX

Trustees’ Report
Charitable Objectives, Aims and Activities 3
Performance and Achievements 4
Financial Review 5
Future Plans 6
Structure, Governance and Management 6
Reference and Administrative Details 7
Statement of The Trustees’ Responsibilities 8
Independent Examiner’s Report 9
Statement of Financial Activities 10
Balance Sheet 11
Accounting Policies 12
Notes to the Financial Statements 14

2

DocuSign Envelope ID: A0A76DFF-9AD7-4708-A92B-1F71E1AB69A9

Dudley and Geoffrey Cox Charitable Trust

TRUSTEES’ REPORT FOR THE YEAR ENDED 31 DECEMBER 2020

The Trustees present their report and the financial statements for the year ended 31 December 2020.

CHARITABLE OBJECTIVES, AIMS AND ACTIVITIES

Charitable Objective

The income and capital of the Charity is to be applied by the Trustees for such charitable purposes at such time or times and in such manner as they in their absolute discretion think fit.

Aim

The Charity aims to have a demonstrable positive impact on the lives of its beneficiaries. Within the parameters of the grant-making policy explained below, it supports charitable causes in one or more of the following fields:

Activities

Grants awarded during the year amounted to £310,000 (2019: £299,100) . See ‘Achievements and Performance’ for more detail.

During the year, the Trustees added two charities to their list of Core Charities – see ‘Grant-making Policies’ for more detail.

Public Benefit

The Trustees have considered and have had regard to the guidance on Public Benefit issued by the Charity Commission. Grants awarded during the year have covered a wide spectrum of public benefit by funding charitable organisations which were within the grant-making policies of the Charity.

Strategy

The strategy for the year has been to focus funding on Core Charities. See ‘Grant-making Policies’ for more detail.

Grant-making Policies

Subject to the exception explained at the end of this section, the Charity only makes grants to organisations on a list of Core Charities selected by the Trustees. The Trustees will consider each Core Charity for a grant every year, but will not necessarily make a grant to every Core Charity every year.

The Grants Committee of Trustees reviews and update the list of Core Charities bi-annually, taking

3

DocuSign Envelope ID: A0A76DFF-9AD7-4708-A92B-1F71E1AB69A9

Dudley and Geoffrey Cox Charitable Trust

TRUSTEES’ REPORT FOR THE YEAR ENDED 31 DECEMBER 2020

into account Trustees’ views and suggestions from the grant administrator, Bradestrete Services Limited (BSL).

In order to generate suggestions, BSL is authorised to do proportionate due diligence, including by drawing on the Merchant Taylors’ Charity Visits Scheme volunteering programme.

At any time, Trustees can make suggestions for one-off grants to charities which do not have to be on the Core List.

PERFORMANCE AND ACHIEVEMENTS

Performance

Investment income for the year amounted to £189,951 (2019: £254,212) . The income for 2020 represented a total return of 11.6% on the investment portfolio as compared with a portfolio benchmark of 11.2% and the Charity Peer Group 3.8%.

After charitable grants of £310,000 (2019: £299,100) , investment management costs of £65,843 (2019: £ 9,402) and grant-related support costs of £14,029 (2019: £11,103) , the net outgoing resources for the year on unrestricted funds amounted to £199,921 (2019: net outgoing resources of £65,393)

See ‘Financial Review’ for a summary of expenditure on charitable activities against distributions from the investment portfolio, in the context that such distributions are comprised partly of capital growth, in addition to natural income, and are received net of investment management fees.

Both investment management costs of £65,843 (2019: £9,402 ) and management fees of £9,685 (2019: £5,262 ) increased from the previous year, reflecting the fact that 2020 was the first full year during which the Charity had applied an active investment management strategy with a bespoke portfolio.

Details of Grants awarded are given in Note 3 of the financial statements. Details of Grant-related costs are given in Note 4.

The Trustees remain in contact with the beneficiary charities to ensure that their donations are used effectively.

As shown in the Balance Sheet the investment portfolio had a market value of £9,942,210 at 31 December 2020 as compared with a market value of £9,246,334 at 31 December 2019. Net current assets amounted to £28,844 at 31 December 2020 compared with £7,072 at 31 December 2019. Unrestricted Funds totalled £9,971,054 at 31 December 2020 compared with £9,253,406 at 31 December 2019.

Achievements

Since the Charity was established, from 1981 up to and including the year covered by this report, grants awarded have amounted to over £5.5 Million.

4

DocuSign Envelope ID: A0A76DFF-9AD7-4708-A92B-1F71E1AB69A9

Dudley and Geoffrey Cox Charitable Trust

TRUSTEES’ REPORT FOR THE YEAR ENDED 31 DECEMBER 2020

FINANCIAL REVIEW

Investment Powers and Policy

The Trustees’ investment policy is that income should be maximised as far as possible whilst seeking to ensure capital growth. The Trustees have no exclusionary ethical policy but expect the Investment Managers to follow good ESG (environmental, social and governance) principles.

The Charity’s quoted investments were registered in the nominee names of Sarasin and Partners LLP at 31 December 2020 and are managed by them on a discretionary basis to generate income to support the activities of the Charity.

The Charity uses a ‘total return’ approach to income distribution from the portfolio, to maximise the chances of the Charity being able to maintain its level of giving to good causes despite market downturns.

Financial Reserves

The Trustees invested the funds received from the Settlors in order to provide income to be used in application of the Charity’s charitable objective and set aside an amount equal to the carrying value of investments as a Designated Fund. Unspent investment income is accumulated in a General Fund. Transfers are made between the Designated Fund and the General Fund to reflect the carrying value of the investments at each financial year end. Both Funds are unrestricted and can be expended at the Trustees’ discretion in furtherance of the Charity’s objective.

Risk Management

The Charity continues to review its management and financial procedures annually. The review ensures the identification of major risks to which it may be exposed, assesses their significance and ensures that appropriate systems are in place to mitigate them.

The potential for grant fraud is acknowledged as being a risk to which the Charity, and those like it, may be subject. It is felt that the pre-committee due diligence mitigates against it as strongly as the Charity’s resources will allow. Another risk to which the Charity is exposed is the value of, and yield from, its investments. Investments are monitored closely, with regular scrutiny of investment managers’ performance taking place.

The Trustees have continued to consider the possible impact of the Covid 19 pandemic on the Charity. The only risk identified remains that of a potential fall in the value of the investment portfolio. In the event, despite market fluctuations in the earlier part of the year, the value of the investment portfolio had increased as at 31 December 2020 from its value as at 31 December 2019. The Trustees are satisfied that the Charity remains a going concern.

5

DocuSign Envelope ID: A0A76DFF-9AD7-4708-A92B-1F71E1AB69A9

Dudley and Geoffrey Cox Charitable Trust

TRUSTEES’ REPORT FOR THE YEAR ENDED 31 DECEMBER 2020

FUTURE PLANS

At the year end, the Trustees were intending to award an additional £50,000 of grants in 2021 to charities which they identified as being well placed to tackle the impact of the pandemic. Those grants were made during the early part of 2021.

Subject to those additional grants, the Trustees propose to maintain the grant-making policy explained earlier in this report.

STRUCTURE, GOVERNANCE AND MANAGEMENT

Governing document

The Charity was established by Deed of Trust dated 3 April 1979, settled by the late Mr Dudley F Cox and his son, the late Mr Geoffrey A Cox. Pursuant to a resolution dated 11 February 1984 the name of the Charity was changed from "The Haymills Charitable Trust” to "Dudley Cox Charitable Trust". By resolution dated 29 March 1991 the name of the Charity reverted to "Haymills Charitable Trust". By a further resolution dated 10 January 2013 the name of the Charity was changed to "Dudley and Geoffrey Cox Charitable Trust". This represents the Settlors who generously endowed the Charity.

Appointment of Trustees and Training

New Trustees are appointed by the existing Trustees as and when necessary. The Administrators of the Charity, Bradestrete Services Limited, keep the Trustees informed of current issues and if necessary extra training is arranged.

Trustees’ meetings

The Trustees meet regularly twice a year, in the Spring and in the Autumn. There is also a separate Grants Committee comprising two Trustees which also meets twice a year, in the Spring and in the Autumn. The Grants Committee considers which charities grants should be awarded to and makes recommendations to the full Board of Trustees.

Management Personnel

The Charity does not employ management personnel but employs the services of Bradestrete Services Limited, a subsidiary of the Merchant Taylors’ Company, to provide all administrative functions.

Related Parties

Some of the Trustees may be connected to one or more of the organisations that received grants during the year. However, as all grants are approved on a majority basis, the Trustees do not believe that such connections impact on the grant-making process.

Three of the Trustees are members of the Merchant Taylors' Company, which administers the Charity via the Company’s subsidiary Bradestrete Services Limited of which the Company is the majority shareholder.

6

DocuSign Envelope ID: A0A76DFF-9AD7-4708-A92B-1F71E1AB69A9

Dudley and Geoffrey Cox Charitable Trust

TRUSTEES’ REPORT FOR THE YEAR ENDED 31 DECEMBER 2020

REFERENCE AND ADMINISTRATIVE DETAILS

CHARITY NAME Dudley and Geoffrey Cox Charitable Trust REGISTERED CHARITY NUMBER 277761 CORRESPONDENT Merchant Taylors' Company 30 Threadneedle Street London EC2R 8JB BOARD OF TRUSTEES Mr J L Wosner (Chairman) Mr M J Boyle Mr I W Ferres Mr P G Magill Mr P H Watkins ADMINISTERED BY Merchant Taylors’ Charity Management Bradestrete Services Limited Merchant Taylors’ Hall 30 Threadneedle Street London EC2R 8JB BANKERS C. Hoare and Co. 37 Fleet Street London EC4P 4DQ INVESTMENT MANAGERS Sarasin & Partners LLP Juxon House 100 St Paul’s Churchyard London EC4M 8BU SOLICITORS Forsters LLP 31 Hill Street London W1J 5LS INDEPENDENT EXAMINER Claire Wills ACA DChA Saffery Champness LLP 71 Queen Victoria Street London EC4V 4BE

7

DocuSign Envelope ID: A0A76DFF-9AD7-4708-A92B-1F71E1AB69A9

Dudley and Geoffrey Cox Charitable Trust

TRUSTEES’ REPORT FOR THE YEAR ENDED 31 DECEMBER 2020

STATEMENT OF THE TRUSTEES’ RESPONSIBILITIES

The Trustees are responsible for preparing their annual report and the financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice).

Charity law requires the Trustees to prepare financial statements for each accounting period that give a true and fair view of the state of affairs of the Charity and of the incoming resources and application of resources of the Charity for the accounting period. In preparing those financial statements the Trustees are required to:

The Trustees are responsible for keeping accounting records that are sufficient to show and explain the Charity's transactions and disclose with reasonable accuracy at any time the financial position of the Charity and enable them to ensure that the statements comply with the Charities Act 2011 and regulations made thereunder. They are also responsible for safeguarding the assets of the Charity and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

Approved by the Trustees and signed on their behalf by

(If I type or otherwise electronically sign my name, I confirm that I intend to authenticate this document by so doing)

_______ Name: I.W. Ferres

Date: 04/10/2021

8

DocuSign Envelope ID: A0A76DFF-9AD7-4708-A92B-1F71E1AB69A9

Dudley and Geoffrey Cox Charitable Trust

INDEPENDENT EXAMINER’S REPORT FOR THE YEAR ENDED 31 DECEMBER 2020

I report to the Trustees on my examination of the accounts of Dudley and Geoffrey Cox Charitable Trust (the Trust) for the year ended 31 December 2020.

Respective Responsibilities of Trustees and Examiner

As the Charity Trustees of the Trust you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 (‘the Act’).

I report in respect of my examination of the Trust’s accounts carried out under section 145 of the 2011 Act and in carrying out my examination I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.

Basis of independent examiner’s report

My examination was carried out in accordance with the general Directions given by the Charity Commission. An examination includes a review of the accounting records kept by the Charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts, and seeking explanations from you as Trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit and consequently no opinion is given as to whether the accounts present a ‘true and fair view’ and the report is limited to those matters set out in the statement below.

Independent examiner’s statement

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

  1. accounting records were not kept in respect of the Trust as required by section 130 of the Act; or

  2. the accounts do not accord with those records; or

  3. the accounts do not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a ‘true and fair view’, which is not a matter considered as part of an independent examination.

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Signed:

Dated: 04/10/2021

Claire Wills ACA, DChA

Saffery Champness LLP Chartered Accountants 71 Queen Victoria Street London EC4V 4BE

9

DocuSign Envelope ID: A0A76DFF-9AD7-4708-A92B-1F71E1AB69A9

Dudley and Geoffrey Cox Charitable Trust

STATEMENT OF FINANCIAL ACTIVITIES FOR THE YEAR ENDED 31 DECEMBER 2020

Note
Income from investments
2
Total income
Expenditure on:
Raising funds
Investment management costs
Charitable activities
Grants awarded
3
Grant related support costs
4
Total expenditure
Net (expenditure) for the year
Net gain on investments
Realised and unrealised gains/(losses)
Foreign exchange
8
Investments
5
Net gain on investments
Net incoming resources
Net movement in funds for the year
Fund balances at
1 January 2020
Fund balances at
31 December 2020
11
Total
Total
2020
2019
£
£
189,951

254,212
189,951
254,212
65,843
9,402
310,000
299,100
14,029
11,103

324,029
310,203
(199,921)
(65,393)

(40,187)
156,314
957,756
1,058,957
917,569
1,215,271
717,648
1,149,878
717,648
1,149,878
319,605
389,872
9,253,406
8,103,528
9,971,054
9,253,406
Unrestricted Funds
Total
Total
2020
2019
£
£
189,951

254,212
189,951
254,212
65,843
9,402
310,000
299,100
14,029
11,103

324,029
310,203
(199,921)
(65,393)

(40,187)
156,314
957,756
1,058,957
917,569
1,215,271
717,648
1,149,878
717,648
1,149,878
319,605
389,872
9,253,406
8,103,528
9,971,054
9,253,406
Unrestricted Funds
254,212
9,402
299,100
11,103
310,203
319,605
(65,393)

156,314
1,058,957
1,215,271
1,149,878
1,149,878
8,103,528
9,253,406

The accounting policies and notes on pages 12 to 19 form part of these financial statements.

10

DocuSign Envelope ID: A0A76DFF-9AD7-4708-A92B-1F71E1AB69A9

Dudley and Geoffrey Cox Charitable Trust

BALANCE SHEET AS AT 31 DECEMBER 2020

Note
£
£
Fixed assets
Investments
5
9,942,210

Current assets
Debtors
6
31,181
Cash at bank
18,087
Creditors: amounts falling due
within one year
Net current assets
28,844
9,971,054
Funds
Unrestricted
Designated
8
9,942,210
General
9
28,844

11
9,971,054
7
20,424
49,268
2020
£
£
9,246,334
24,762
38,527

7,072
9,253,406
9,246,334
7,072
9,253,406
56,217
63,289
2019
£
£
9,246,334
24,762
38,527

7,072
9,253,406
9,246,334
7,072
9,253,406
56,217
63,289
2019
9,253,406
9,246,334
7,072
9,253,406

These financial statements were approved by the Trustees on 04/10/2021

Trustee:

I.W. Ferres

(If I type or otherwise electronically sign my name, I confirm that I intend to authenticate this document by so doing)

The accounting policies and notes on pages 12 to 19 form part of these financial statements.

11

DocuSign Envelope ID: A0A76DFF-9AD7-4708-A92B-1F71E1AB69A9

Dudley and Geoffrey Cox Charitable Trust

ACCOUNTING POLICIES FOR THE YEAR ENDED 31 DECEMBER 2020

1 Accounting policies

These financial statements have been prepared in accordance with Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (Charities SORP (FRS 102) second edition) and the Charities Act 2011.

1.1 Accounting convention

The financial statements are prepared in sterling, which is the functional currency of the Charity and are rounded to the nearest pound. Advantage has been taken of the exemption for charities with income less than £500,000 from preparing a cash flow statement

The Charity constitutes a public benefit entity as defined by FRS102.

The financial statements have been prepared to give a true and fair view and have departed from the Charities (Accounts and Reports) Regulations 2008 only to the extent required to provide a true and fair view. This departure has involved following the SORP rather than Accounting and Reporting by Charities: Statement of Recommended Practice (revised 2005) which has been withdrawn.

1.2 Going concern

At the time of approving the financial statements, the Trustees have a reasonable expectation that the Charity has adequate resources to continue in operational existence for the foreseeable future.

1.3 Income and endowments

All incoming resources are included in the Statement of Financial Activities when the charity is entitled to the income and the amount can be quantified with reasonable accuracy.

1.4 Grants and other expenditure

Grants are payments made to third parties in furtherance of the Trust’s charitable objects. Unconditional grants are accrued once the recipient has been notified of the grant award. Grant awards that are subject to the recipient fulfilling performance conditions are only accrued when the recipient has been notified and any unfulfilled condition attaching to the grant is outside the control of the Trust.

Expenditure on raising funds comprises those costs directly attributable to managing the investment portfolio and raising investment income.

Other expenditure, including any irrecoverable VAT, is recognized on an accruals basis as a liability is incurred.

12

DocuSign Envelope ID: A0A76DFF-9AD7-4708-A92B-1F71E1AB69A9

Dudley and Geoffrey Cox Charitable Trust

ACCOUNTING POLICIES FOR THE YEAR ENDED 31 DECEMBER 2020

1.5 Fixed asset investments

Investments are stated at market value at the balance sheet date. Net gains and losses arising on revaluation and disposals throughout the year are taken to the Statement of Financial Activities. Unquoted investments have been stated at Trustees' valuation.

1.6 Cash and cash equivalents

Cash and cash equivalents include cash in hand, deposits held at call with banks, other shortterm liquid investments with original maturities of three months or less.

1.7 Unrestricted funds

The general fund represents income available for expenditure. A designated fund has been set aside by the Trustees from funds received from the Settlors and an annual transfer is made between the unrestricted funds so that the year end balance on the designated fund reflects the market value of the investments. See notes 8 and 9 for further information.

1.8 Taxation

The Trust is a registered charity and is not liable to UK income tax or corporation tax on its activities.

13

DocuSign Envelope ID: A0A76DFF-9AD7-4708-A92B-1F71E1AB69A9

Dudley and Geoffrey Cox Charitable Trust

ACCOUNTING POLICIES AND NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2020

2
Income from investments
Income from listed investments
Deposit interest receivable
2020
£
189,951
-
189,951
2019
£
253,544
668
254,212

3 Grants

The amount payable in the year comprised:

Educational
Anglia Ruskin University - Dudley and Geoffrey Cox Charitable Trust
Building Management Scholarship
Merchant Taylors' School - Geoffrey Cox Scholarships
Merchant Taylors' School - Dudley Cox Awards for Engineering
University College London - Dudley and Geoffrey Cox Charitable Trust
Scholarship
Educational Total
2020
£
500
50,000
4,000
500
55,000
2019
£
500
50,000
4,000
500
55,000

Continued on the next page....

14

DocuSign Envelope ID: A0A76DFF-9AD7-4708-A92B-1F71E1AB69A9

Dudley and Geoffrey Cox Charitable Trust

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2020

3 Grants (continued)

Brought forward from previous page
Medical
Alzheimers Society
Anthony Nolan
Breast Cancer Now
Children with Cancer UK
Cure Parkinson's Trust
Duchenne Research Fund
Papworth Trust
Paul Strickland Scanner Appeal
Prostate Cancer UK
St John Ambulance
Stroke Association
Medical Total
Subtotal
Youth and Welfare
British Exploring Society
British Red Cross
Builders Benevolent Institution
Canine Partners of Independence
Community Links Trust
Construction Youth Trust
Ealing Samaritans
East Anglia's Children's Hospices
Engineering Development Trust
Friends of Meath School
Kidscape
Livability
MIND
Pace Centre
Papworth Trust
Prince's Trust
Project Trust
Raleigh International Trust
RNLI
St Andrews Club
Salvation Army
Scout Association
Seafarers UK
Sulgrave Club
Scope
Sue Ryder
Toynbee Hall
Youth & Welfare subtotal
Continued on the next page....
2020
£
55,000
2020
£
5,000
5,000
5,000
5,000
5,000
5,000
-
5,000
5,000
5,000
5,000
50,000
105,000
£
-
10,000
5,000
5,000
10,000
5,000
5,000
5,000
-
5,000
5,000
5,000
25,000
5,000
5,000
5,000
-
5,000
10,000
5,000
10,000
5,000
5,000
-
5,000
5,000
10,000
160,000
2019
£
55,000
2019
£
5,000
5,000
7,000
5,000
5,000
5,000
4,000
5,000
5,000
7,000
5,000
58,000
113,000
£
8,400
4,000
4,000
4,000
8,400
4,000
-
8,400
13,100
-
4,000
4,000
-
8,400
-
4,000
4,000
-
4,000
10,000
8,400
4,000
4,000
15,000
4,000
8,400
8,400
144,900

15

DocuSign Envelope ID: A0A76DFF-9AD7-4708-A92B-1F71E1AB69A9

Dudley and Geoffrey Cox Charitable Trust

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2020

3 Grants (continued)

Youth and Welfare (continued)
Brought forward from previous page
Treloar Trust
The Royal British Legion
West London Action for Children
Winchester Project
Woman's Trust
Workaid
Young Enterprise
Youth and Welfare Total
Grand Total
4
Grant related support costs
Management fees
Insurance
Bank charges
Governance costs:
Independent examiner's fee
- Under accrual from previous year
- Statutory report - current year
2020
£
2020
£
160,000
5,000
5,000
10,000
5,000
10,000
5,000
5,000
205,000
310,000
2020
£
9,685
352
272
720
3,000
14,029
2019
£
2019
£
144,900
8,400
-
4,000
12,000
-
8,400
8,400
186,100
299,100
2019
£
5,262
352
89
-
5,400
11,103

None of the Trustees received any remuneration during the year or the previous period. The Charity had no employees during the year or the previous period.

16

DocuSign Envelope ID: A0A76DFF-9AD7-4708-A92B-1F71E1AB69A9

Dudley and Geoffrey Cox Charitable Trust

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2020

5 Investments

Market value at 1 January
Add:
Additions
Disposals
Realised (losses)/gains on disposal
Unrealised gains
Cash held for investment
Market value quoted investments
Trustees' valuation of unquoted investment
Market value at 31 December
Historic Cost
Quoted investments
Unquoted investments
Historic cost at 31 December
2020
£
9,037,576
2,891,502
(3,136,341)
(44,859)
1,002,615
9,750,493
191,717
9,942,210
-
9,942,210
2020
£
8,658,523
157,500
8,816,023
2019
£
8,068,958
9,458,685
(9,549,024)
979,208
79,749
9,037,576
208,758
9,246,334
-
9,246,334
2019
£
8,943,645
157,500
9,101,145

Investments held that are greater than 5% of the total portfolio comprise: Sarasin & Partners Responsible Corporate Bond £887,482 (2019: £678,328)

6 Debtors

btors
Investment income due
Prepayments and accrued income
2020
£
31,181
-
31,181
2019
£
24,586
176
24,762

There are no balances with connected parties

17

DocuSign Envelope ID: A0A76DFF-9AD7-4708-A92B-1F71E1AB69A9

Dudley and Geoffrey Cox Charitable Trust

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2020

7 Creditors: amounts falling due within one year

2020
£
Grants payable
-
Accruals and deferred income
19,964
Other creditors
460
20,424
Other creditors include the following balances with connected parties:
2020
£
Bradestrete Services Limited
460
8
Designated fund - unrestricted
2020
£
At 1 January
9,246,334
(Losses)/gains on foreign exchange
(40,187)
Realised and unrealised gains on investments
957,756
Transfer between funds
(221,693)
At 31 December
9,942,210
2019
£
31,900
22,067
2,250
56,217
2019
£
2,250
2019
£
8,072,923
156,314
1,058,957
(41,860)
9,246,334

The Trustees have consistently invested the funds received from the Settlors, along with the proceeds arising from sales of investments, in order to provide income to be used in application of the Trust's charitable objectives, and have designated an amount equal to the market value of investments as a capital fund.

All realised and unrealised movements in the value of investments have been added to or deducted from the capital value of the Charity.

9 General fund - unrestricted

At 1 January
Income
Expenditure
Transfer between funds
2020
£
7,072
189,951
(389,872)
221,693
28,844
2019
£
30,605
254,212
(319,605)
41,860
7,072

18

DocuSign Envelope ID: A0A76DFF-9AD7-4708-A92B-1F71E1AB69A9

Dudley and Geoffrey Cox Charitable Trust

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2020

10 Related party transactions

Bradestrete Services Limited, a connected party, incurred administration, establishment and management expenses during the year on behalf of this Charity amounting to £9,685 (2019 : £5,262).

Some of the Trustees may be connected to one or more of the organisations that received grants during the year. However, as all grants are approved on a majority basis and pursuant to a declaration and conflict of interest policy, the Trustees do not believe that such connections impact on the grant making process.

Three of the Trustees are members of the Merchant Taylors' Company, which administers this Charity.

The amounts due to and from the other Trusts administered by the Merchant Taylors' Company at 31 December 2020 are disclosed in notes 6 and 7 to the financial statements.

11 Analysis of net assets between funds

Other investments
Net current assets
At 31 December 2020
Other investments
Net current assets
At 31 December 2019
General
fund
£
-
28,844
28,844
General
fund
£
-
7,072
7,072
Designated
fund
£
9,942,210
-
9,942,210
Designated
fund
£
9,246,334
-
9,246,334
Total
£
9,942,210
28,844
9,971,054
Total
£
9,246,334
7,072
9,253,406

19