
north london chorus 

TRUSTEES’ ANNUAL REPORT AND ACCOUNTS 

Year ended 31st August 2025 

_Registered Charity No. 277544_ 



**Trustees’ Annual Report for the year ended 31st Aug 2025** 

## Objectives and Activities 

## **Reference and Administration details** 

Charity Name: North London Chorus 

Registered Charity Number: 277544 

Principal Address: 31 Meadow Place, London SW8 1XZ 

Trustees & Elected Committee Members: Gary Bilkus (Chair), Alison Salisbury (Hon Secretary), Alan Chandler (Hon Treasurer), Viv Canter, Shaun Davies, Rhona Graham, Tim Lutton, Tessa Padel, David Stone - all for the full year, and Dave Hastings from 12/12/2024 

Co-opted Committee Members: None 

Musical Director: Murray Hipkin (also present at Committee) 

In accordance with the Constitution, the Chorus aims to promote, develop and maintain the public’s appreciation and education in the art and science of music.  Focusing on choral music, it performs concerts, and holds workshops for its members. In shaping our objectives for the year and planning our activities, the trustees have considered the Charity Commission’s guidance on public benefit, including the guidance on public benefit and fee charging. The Chorus relies on income subscriptions to cover its operating costs. In setting the level of subscriptions, the trustees give careful consideration to the accessibility of the Chorus for those on low incomes and in these circumstances reduced subscriptions are available. 

North London Chorus is a Public Benefit Entity and as such is committed to enabling as many people as possible to benefit through choir membership, participation in workshops and concert attendance. To this end, a varied programme of music is undertaken to appeal to as wide an audience as possible. The Trustees have complied with the duty in section 4 of the Charities Act 2006 to have due regard to public benefit guidance published by the Charity Commission.  More specific details of our activities, which benefit the public, can be found in our Musical Director’s and Chair’s reports. 

Committee Members for part of choir year now resigned: Lucy Ellis (to 12/12/2024) 

These objectives remain the same for the coming year. 

Principal Bankers: CAF Bank Limited, 25 Kings Hill Avenue, Kings Hill, West Mailing, Kent, ME19 4JQ 

Independent Examiner: Rachel Eden FCMA, Holy Brook Accountants 

## **Structure, Governance and Management** 

## Governing Document 

Constitution as amended 25[th] January 2018 

## Financial Position 

The Financial Statements and accompanying notes on pages 6-10 give a detailed account of the main drivers of the finances of the Chorus. In summary, we started the year with net assets of £4,822 and ended with £8,467 making a surplus of £3,645. The Committee managed the reserves in accordance with the policy described below, through careful cost control, realistic concert budgets and contributions from outside and within the choir. The net resources carried forward at 31 August 2025 represent a sufficient level of reserves. The Committee continues to monitor reserve levels carefully as we cross into the new financial year. 

## Organisational Structure 

The Chorus is managed by a committee as detailed above. All members of the Committee are elected by the Chorus at its Annual General Meeting and hold office until the following AGM. All Committee members offer their services on a voluntary basis. The Chorus employs no staff but contracts for the services of the Musical Director and Accompanist. The Chorus is not connected to other charities. New Trustees / Elected Committee Members are recruited within the ranks of the choir and are encouraged to stand for Committee at the AGM.  According to the Constitution, a maximum of 6 out of 10 Committee Members can remain without standing for re-election the following year.  This encourages rotation of membership and “new blood” within the ranks of the Committee.  All elected Committee members are Trustees also. 

## Reserves Policy 

Reserves are needed to bridge the gap between the spending and receiving of resources, to cover other costs including unplanned emergency cancellation of concerts at short notice resulting in costs but no revenue and to fund new developments as agreed by the Trustees, from time to time. The Trustees' policy is thus to ensure normal expenditures are matched by a sufficient level of income and that an appropriate level of reserves is maintained to enable the Chorus to function, to allow for unforeseen contingencies and to fund new initiatives to develop its work in accordance with its aims and objectives in a manner that does not present undue risk to the choir's financial position. The Trustees will act to increase the level of reserves where significant expenditure or increased risks are foreseen. 

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**Chair’s Annual Report Sept 2024 – Aug 2025** 

It’s been another very successful year for NLC. All three of our concerts were well-attended and well-received, and the Bach B Minor Mass in March was a sell-out. We also had a very successful charity collection for The Choir with No Name at that concert. 

And my personal thanks to my fellow committee members for making the chair’s job relatively straightforward, and to everyone in NLC who has given freely of their time, especially on concert days,  to ensure that we continue to thrive. 

It was good to see a number of old friends and others join us for the Bach, and to note that our numbers have grown closer to our target after the depradations of the Covid years, but we would still benefit from a few more members – basses in particular. Although our various publicity efforts have been quite effective at attracting interest, word of mouth recommendations remain the most reliable form of recruitment. 

In particular, to my fellow office-holders - Alison Salisbury who is stepping down as Secretary after a long and effective tenure, and to Alan Chandler, who continues to hold things together as Treasurer and Fundraiser-in-chief. 

Thanks as always to Murray, not only for his ability to coax the best out of us, but also his amazing network of contacts which allows him to find such incredible talent for our soloists. Thanks also to Yvette, who continues to provide invaluable help through coaching, lessons and warm-ups. 

I plan to step down as Chair no later than this time next year, as I believe the time has come for someone with a fresh perspective to take over before too long. 

And a very special mention for Catherine, whose 20 year anniversary as accompanist with NLC,  although after the year being reported, took place before the AGM for which this report is written. We marked the occasion with her solo performance at our November 2025 concert, and a presentation of gifts acquired through generous donations by NLC members. Catherine’s ability to master our repertoire in short order appears effortless, although a lot of work undoubtedly goes on behind the scenes. Gary Bilkus - Chair, January 2026 

3 



## **Musical Director’s Review (2024-2025 Season)** 

Our 2024-2025 concert season opened on 23 November with a programme of 20th century French sacred music for choir and organ. Accompanied by rising star organist George Herbert we performed Duruflé’s _Requiem_ and Poulenc’s _Gloria_ . The programme was completed by a Nadia Boulanger _Trois pièces pour orgue_ which showcased the famous Harrison & Harrison at St James Church, Muswell Hill. Soprano Philippa Boyle was a late replacement for an indisposed Nadine Benjamin, and the baritone solo was sung by James Cleverton. Both the choral pieces stretched the choir technically but more than repaid the effort required to learn them in a gripping and profoundly moving performance. 

Our spring concert took place on 29 March 2025 and was the third performance of Bach’s _Mass in B minor_ that I have conducted with North London Chorus. Accompanied by the Meridian Sinfonia on period instruments, and with an excellent quartet of soloists Eloise Irving (soprano), Martha McLorinan (mezzo-soprano), James Robinson (tenor) and James Geidt (baritone), the performance was a hugely rewarding for choir and audience. Everyone rose to the extremely high vocal demands of the piece and we were able to augment the choir with a number of former members who are no longer able to make a full commitment to the demands of the choir’s rehearsal schedule, but who were delighted to take this opportunity to sing this masterpiece again. 

The third and final concert of the season, which was held on 12 July, included three pieces each of which normally requires a large orchestra, but which had been skilfully reduced for a small ensemble drawn from the Meridian Sinfonia. Both Elgar’s _The Music Makers_ (arranged by Cole Bendall) and Mahler’s _Lieder eines fahrenden Gesellen_ (arranged by Arnold Schoenberg) featured mezzo-soprano Clare Presland, while the choir had a chance to shine in Brahms’ _Schicksalslied_ , as well as in the Elgar, which we had studied at a residential workshop before the pandemic but, largely because of its scale, had never before performed. All in all, the adventurous programme was a very satisfying experience for everyone who took part and was extremely well-received. 

In addition to the concert programme, we also ran a one-day workshop in the spring term, with expert technical input from guest vocal consultant Sam Evans and a workshop on the _Mass in B minor_ with patron Laurence Cummings. We also took the opportunity to break out into smaller groups to work on forthcoming repertoire (Elgar and Buxtehude) and for sectionals on the Bach. A good proportion of the 70 members who attended the workshop stayed on for the traditional meal and cabaret evening which rounded off a productive and enjoyable day. I also introduced the newly-formed Artistic Steering Group whose research and work, together with my reduced commitment at ENO, helped me to provide a two-year repertoire plan for the first time. While some of this remains subject to minor changes, it has helped with budgeting and maintaining artistic balance. 

During the season, members enjoyed trips to _The Turn of the Screw_ at English National Opera and _Whattalife!_ Lucy Steven’s one-woman portrait of Kathleen Ferrier at Wilton’s Music Hall. 

My thanks to Gary Bilkus (chair) and the rest of the committee for their tireless work, and to Catherine Borner (accompanist) and our vocal consultant Yvette Bonner whose regular coaching and teaching sessions help maintain high vocal and musical standards and provide support and positive encouragement to all our members. 

Murray Hipkin - Musical Director, January 2026 

4 



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## **The Statement of Financial Activities details the expenditure incurred and revenues received by the Chorus during the year to 31 August 2024.** 

We made a surplus this year of £3,645 which can be broadly summarised as follows - we invested in our three concerts which made approximately the following surpluses / deficits - Winter 2024 (+ £2,200), Spring 2025 (-£3,100), Summer 2025 (-£3,450) funded with net inflows (income less non-concert expenses) of around £8,000. A key element of our surplus this year was driven by an increase in the number of singers, following a recruitment drive, which generated an increase in subscriptions related income. 

The total expenditure incurred by the Chorus during the year was £46,168. Of that amount £21,990 was spent on rehearsals and administration and £24,178 on concerts. Income during the year was £49,813. Of this, £26,075 was from subscriptions related income, £20,083 from concerts and £3,655 from fundraising and sponsorship. £4,328 of Income tax recovered on deeds of covenant was included within the subscriptions related income; all relevant Gift Aid had been claimed from HMRC by the year end. 

Professional fees for rehearsals include the cost of our Musical Director, Accompanist and Vocal Consultant. 

Administration costs include £353 for the costs of accounting software, a fee of £300 for the Independent Examination of the accounts, as well as a range of other smaller expenses to support the running of the choir. 

Depreciation of £90 represents the annual allocation of the cost of our assets (lighting and a set of folding chairs), spread over their estimated periods of use. 

Of the £20,083 concert revenues for this year, £17,378 was generated from ticket sales, £1,237 from programme sales, £610 from programme advertising revenue and £859 from the bar. 

The majority of the £17,215 professional fees for concerts relates to orchestra fees (£9,940) and soloists (£3,400).  The type of costs in “concerts – other costs” have always included a small crew at the venues to help with the heavy lifting (humpers) and extra choral support (bumpers) as well as our licence to operate a bar.. 

Other donations of £439 represent smaller one-off donations and also NLC’s participation in the Easy Fundraising scheme. The Friends of NLC initiative brought in net revenue of £355. The tea break at choir rehearsals generated £1,362 over the choir year. The Chorus gratefully acknowledges receipt of £1,500 from its ongoing sponsors Goodman Jones and Nimrod Capital. 

6 





**The Balance Sheet lists the Chorus’s assets and liabilities as at the close of the financial year on 31 August 2025.** 

## **Fixed Assets** 

The Chorus owns lighting a set of folding chairs. These assets are included in the balance sheet at cost less accumulated depreciation. 

## **Current Assets** 

Amounts recoverable by NLC of £898 relate to small amounts owed to NLC at the year end: £500 owing for sponsorship, £323 owed by the members for scores purchased for the Winter 2025 concert, and £75 representing the deposit we hold with St James Church. 

## **Current Liabilities** 

Amounts payable by NLC of £3,318 mostly relates to funds raised for the November 2025 concert (£2,500), as well as profit on annual weekend workshop which is allocated towards the next one (£495), an accrual for the Independent Examination (£300) and subscriptions paid by members in advance of the new choir year (£23). 

## **Net Resources** 

The Committee aims to maintain a level of net resources in accordance with the policy described in the Trustees’ report. The net resources carried forward at 31 August 2025 of £8,467 represent a sufficient level of reserves. The Committee continues to monitor reserve levels carefully as we cross into the new financial year. 

Approved by the Committee on 7th October 2025 and signed on its behalf by 

SIGN 

Alan Chandler (FCCA) **Treasurer** 

7 



**Notes to the Accounts** 

1. Basis of preparation 

## 1.1 Basis of accounting 

These accounts have been prepared under the historical cost convention with items recognised at cost or transaction value unless otherwise stated in the relevant note(s) to these accounts. The accounts have been prepared in accordance with: 

- the Statement of Recommended Practice: Accounting and Reporting by Charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) issued on 16 July 2014 and with 

- the Financial Reporting Standard applicable in the United Kingdom and Republic of Ireland (FRS 102) and with 

- the Charities Act 2011. 

The charity constitutes a public benefit entity as defined by FRS 102. 

## 1.2 Going concern 

The Trustees consider that there are no material uncertainties about the North London Chorus’s ability to continue as a going concern. There are no material uncertainties affecting the current year’s accounts. 

## 1.3 Change of accounting policy 

The accounts present a true and fair view and the accounting policies adopted are those outlined in note 2.  There have been no changes in approach compared to last year. 

2. Accounting Policies 

## 2.1 Income 

## a) Recognition of income 

These are included in the Statement of Financial Activities (SoFA) when: 

- the charity becomes entitled to the resources; 

- it is more likely than not that the trustees will receive the resources; and 

- the monetary value can be measured with sufficient reliability. 

## b) Tax reclaims on donations and gifts 

Gift Aid receivable is included in income when there is a valid declaration from the donor. Any Gift Aid amount recovered on a donation is considered to be part of that gift and is treated as an addition to the same fund as the initial donation unless the donor or the terms of the appeal have specified otherwise. 

8 



**Notes to the Accounts (continued)** 

2. Accounting Policies (continued) 

## 2.2 Expenditure and Liabilities 

## a) Liability recognition 

Liabilities are recognised where it is more likely than not that there is a legal or constructive obligation committing the charity to pay out resources and the amount of the obligation can be measured with reasonable certainty. 

## b) Deferred income 

No material item of deferred income has been included in the accounts. 

## c) Creditors 

North London Chorus has creditors which are measured at settlement amounts less any trade discounts. 

## d) Provisions for liabilities 

A liability is measured on recognition at its historical cost and then subsequently measured at the best estimate of the amount required to settle the obligation at the reporting date. 

## 2.3 Assets 

## a) Tangible fixed assets for use by charity 

These are capitalised if they can be used for more than one year, and cost at least £100. They are valued at cost. The depreciation rates and methods used are disclosed in note 5. 

## b) Debtors 

Debtors (including trade debtors and loans receivable) are measured on initial recognition at settlement amount after any trade discounts or amount advanced by the charity. Subsequently, they are measured at the cash or other consideration expected to be received. 

3. Analysis of Income 

All income received was unrestricted. 

4. Details of certain items of expenditure 

Independent examiner’s fees were £300. 

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**Notes to the Accounts (continued)** 

|||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
|**s to the Accounts (continued)**||||||||||||||||||||||||||
|Fixed Assets||||||||||||||||||||||||||
|**Details**||**Year**|||**Cost or**||**Additions**|||**Total**||**cost**|**Accumulated**|||**Net**|**book**||**Depreciation**|||**Accumulated**||**Net book**||
|||**purchased**||**valuation b/f**|||||||||**depreciation**|||**value**|**at start**||**in year**|||**depreciation**||**value at year**||
||||||||||||||**brought fwd**|||**year**|||**(straight line**|||**carried fwd**||**end**||
||||||||||||||||||||**basis)**|||||||
|Lighting||2023|||£159.98||£0.00|||£159.98|||£80.00|||£79.98|||£40.00|||£120.00||£39.98||
|Folding chairs||2024|||£0.00||£200.00|||£200.00|||£0.00|||£0.00|||£50.00|||£50.00||£150.00||
|**Total**|||||**159.98**||**£200.00**|||**£359.98**|||**£80.00**|||**£70.98**|||**£90.00**|||**£170.00**||**£189.98**||
|Debtors and prepayments||||||||||||||||||||||||||
|e comprise of|amounts recoverable by|||NLC and prepayments and are disclosed separately|||||||||on the face of the balance|||||sheet.||||||||
|Creditors and accruals||||||||||||||||||||||||||
|e comprise of|amounts payable by NLC|||and are disclosed|||separately||on the face of the balance sheet.|||||||||||||||||
|Cash at bank and in hand||||||||||||||||||||||||||



5. Fixed Assets 

6. Debtors and prepayments 

These comprise of amounts recoverable by NLC and prepayments and are disclosed separately on the face of the balance sheet. 

7. Creditors and accruals 

These comprise of amounts payable by NLC and are disclosed separately on the face of the balance sheet. 

8. Cash at bank and in hand 

This comprises of only cash at bank and in hand as North London Chorus holds no short term cash investments or short term deposits. 

9. Transactions with trustees and related parties 

## a) Trustee remuneration and benefits 

None of the trustees have been paid any remuneration or received any other benefits from an employment with their charity or a related entity. 

## b) Trustees’ expenses 

No trustee expenses have been incurred. 

## c) Transaction(s) with related parties 

There have been no related party transactions that require disclosure in the reporting period other than £98 of donations received without conditions. 

10 



**Independent examiner's report on the accounts** 


**Report to the trustees** North London Chorus **On accounts for the year** 31[st] August 2025 **Charity no** 277544 **ended Set out on page** 111 I report to the trustees on my examination of the accounts of the above charity (“the Trust”) for the year ended 31/08/2025. **Responsibilities and** As the charity's trustees, you are responsible for the preparation of the **basis of report** accounts in accordance with the requirements of the Charities Act 2011 (“the Act”). I report in respect of my examination of the Trust’s accounts carried out under section 145 of the 2011 Act and in carrying out my examination, I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act. **Independent** I have completed my examination.  I confirm that no material matters have **examiner's statement** come to my attention in connection with the examination which gives me cause to believe that in, any material respect: 

I report in respect of my examination of the Trust’s accounts carried out under section 145 of the 2011 Act and in carrying out my examination, I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act. 

- the accounting records were not kept in accordance with section 130 of the Charities Act; or 

- the accounts did not accord with the accounting records; or 

- • the accounts did not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a ‘true and fair’ view which is not a matter considered as part of an independent examination. 

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached. 

|**Signed:**<br>**Name:**<br>**Relevant professional**<br>**qualification:**<br>**Address:**||2ndJune 2026|
|---|---|---|
||||
||Rachel Eden||
||||
||Fellow of the Chartered Institute of Management Accountants||
||||
||Holy Brook Associates Ltd,<br>Thames Tower, Station Rd, Reading RG1 1LX||



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