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2024-12-31-accounts

AS5nCI..ITIO¥ OF C114C£ B4PTISI" C'III'RCHES {SOI'TH IJ%4P4CI.4I. STAI"g%lE%TS FOR THE ¥E.4R I%DF-n 31 nl_C.LIIBER 1024 Ch¥￿1Y th¥thbtr: 2763S2 C.on¢enlJ P•8t Rep￿ of thc TnL%*eS R<Fth of Ehe In(kpendenr Audiwr StaE¢m¢nt Ol'F￿anCial AciiYLEleS Bal￿￿e She SraEemenL ofcash Flows NoEe5 10 the A¢¢owi¢s 10

ASSCCIAIK4 OF GRACE BAPIISTCHURCHES ISOJTh EAsn REKbRT OF THE TRL'SIEÈS FOR THE YE4R EWDED31 DECEMBER 2024 Ihe tr￿Sle£S have ple￿u[C its submittthg thtjr ieKth artd Ihe fjnancl￿ $￿t￿tfIts fot the Assocjatton for the year ended 31st D¢ce1n￿r 2024 They haie bcen prepared ￿ the forn￿1 Pre￿ilbed b% the Ststefflent of Recommcn(kd Ptactice IFRS1021'AccounLing and Reportsn8 by Cbariiits. l55ued by thecharir) cornm￿10￿. Objttflvts ind.4etivlUes Objetiiits The obJ¢¢is of the Asso¢iatiot) re 10. uphold and rrfomot¢ th¢ Basis prornole the unity and prosperity of Its Members devise and crnplo) n￿an5 for the fiuth¢rance of the 8(wel. WIM￿1￿ in th2 Gwphicd Awt. The Gtographk¢￿ Ar¢4 Js thr￿d as. Lon￿￿ B¢dfordshir¢. Berkshty¢. Elu¢k•tr¢. Cknthftd8eshty¢. Esstx. Haknps￿T¢. H¢rtfortsbir¢. K¢nL OxfOrdsh￿C. Surr¢y 8t￿ s￿$s¢X. The %nLSEees seek ro achmr the thjecrs of the Associat￿n by encourn8in8 fellow5hJp bets￿en chuTel)ts ￿ prayer. ¢van8¢lism praciical con<em ihrough an Annual Mcdin8. Trairun8 Even￿ and rc8ular Disiriu and adiviljes. supponJn8 memb¢r ¢hw¢h¢s In their inir4iives lor th¢ pl8nrin¥ and rt-pl8nuJ)g of ¢hw¢h¢s in SPth¢¥8llJ need). ¥¢as. pto%?dth8 h¢lp 0￿Se119M throug￿ awinied st&tT. th¢ provision of ¢onfer¢￿¢S and pr(tht¢on of a pr4y¢r buiktio 4nd thi ¢w¢u14rs The tnts¢e¢s ajy) seek io ensure rnemLYr churches continue ro fimcElOll elycaively b! keepLn8 them ￿fOrnIc￿ reg3rdETh8 Ic8islaEton prnCii￿ mailers relirinB to propeny. fIn￿Ce. EBxation, ujsuranet eic. The uustets ¢onfm thai th¢y had r¢i¥d w the 8Uld￿¢¢ by the Chmty COMMI￿1￿ on b¢n¢fii When p1am￿R th¢ a¢ii¥'iii¢s for th¢ y¢aT Grni-thklmff PolleSes Th¢ ihwiry snvitts appliiaiions for f￿thns from ¢hw¢h¢s v¢ #lTiliatrd ¢0 th¢ Asw¢i•iion of Grac< Bamisi Chllrchcs ISouLh E&stl Thc 4ppli¢aiions Are review¢d agaw¢ sp¢¥ifi¢ ciiicria and objrft1￿s. 14luch Ire 5a by th¢ CotDrnllltt. All tunded projects atc monjlored and TCvic￿ed on an basis Tr ¢h4rity may ￿$0 ma¢ Sm￿1 gr￿ 10 inthvLdual ¢hw¢b nKmbus •nd pa5Ko fr¢4n ¢hyrc￿& are affiliitrd ro the ASS￿1￿11¢)￿ or fjra¢¢ Baptist Churches (Swth FAstl Athicvemen¢s I'trforman<t The AsY)¥1o11￿l f￿1111¢d Ils obj¢¢iiv¢s thrr¥J8knui th¢ y¢4r The Association had 78 membei rhurches and ¢hut¢h pithis ￿ the end of 2024 Thetc is ¥ %4id¢ r¥n8r of¢li￿lI¢S t4'ithin th¢s¢ ¢hur¢h¢5 in¢ludin8 M'¢¢kly publi¢ iiorship xm¢¢s. Sunda) scJxx)l pr•i¢r m¢￿Ung rwle s groups. clubs for the elderly and outy¢a¢h events ieachLll8 dI￿r$¢ COmTh￿l￿¢s. In Much 2024. th¢ Chanry orw15ed ils thjrd P•AOts' & Elders. (kn18hi¢f ¢LMferth¢¢ h¢ld 81 th¢ Hi8h L¢i8h Confercnce C¢ntre irt H¢r¢foTdsliiTe 75 men a¢¢¢n&d and Iistrned ￿ PTeachJnB L% wrll as Enteracun8 in youp th$<￿S1onS Thc Sall￿day 'S4ved2Serve conference for }'owi8 people Intere￿£d In Chnstian 5eThLce platt 15 ll (kny CODfereThce ai ihe end of March 2024 with artrw￿ 70 young people allending In June. Ihe ChariTh vr8anised its se¢ottd.8wnmtt Cfmf¢mKY aimed ￿ LThVI(Itl8 tr•w¢¢ pasiors and Pas￿>￿ from noA-AssociAiion churLh¢s hear hiyh qU￿lEY lecEUTeS from o Daptisi theologi￿ Thc srrt&er Leonardo Ik Chwi<o from Ira]} on'same W'ord5. Differeni Words, comparLnB the view of Evangelic￿$ and Roman CathoJic5 10 the of G(wJ ITr 0£￿ber Z024 the Charily also Ils SEcond rtsideniial ¢onf¢r¢n¢e foi 15 traine¢ pa#ors t¢fore the annual Assoei?tson D•y Th¢ m¢n sFaker at both ¢venis WAS Gre8 Gilbcrt Irom Third Avcnue BDptiSE Churc& I￿￿15¢￿]1c, kenwcky. USA The churchcs 8ath¢r¢d th ￿r$OTh fw ow Ass￿14¢]0￿ Daw ajd AG.M m O¢tvtrtr 2Q24 •thd ¢re pleased to ¥4¢l¢oJne %￿ra1 pastors had b¢¢ft appoinied to Churches thuin4 the prcMou5 )rar The daj llKlu(kd traching tAmlSLr)' and church rewtts as well as a wcstnlaiion b}. James N4ildred Irorn CARE on ihe A55istrd D)'ins Bill Ih¢ AGNf w¢1￿Myd 8 churches io th¢ AsxJ¢iaibon. th¢ lar8¢51 intske in many y¢ar5 ￿7th ¢hwch¢s fr¢m th¢ fomKr Assocvdt*on of Grnce BaptsA Churches I￿,e$l An8liai joLn￿8.

ASSOCIATK4 OF GRACÈ BAPIISTCHURCHES R£K>RT OF THE TRUSTEES FOR THE YL4R ENDED JI DEck￿BEli 1024 The Associati¢￿ Co￿tInUed to b£ LOM>]￿d UL SI￿￿￿[￿ng ony)iD8 (l￿￿ch plJntmB ryoiects Includ￿8 BttgbEon. Didcot and GTttnivi¢h Th¢ AssocLalioD ￿50 provided tr￿nll￿ grants tDrn Ironl A550cIaiionch￿ io enable thetn 10 undenake theolow¢l tra￿￿8 The Associaiion ￿50 conlin￿￿ to f(tster hdp and beNr￿ chutckn It￿1 by tn¢ourn8ittg aaiiyties in th¢ fiv 8eo8rwhical districts th¢ Asso¢iatx)n This Is Ttfl¢ertd in OnÉoj5￿ th$￿¢1 w4)ew m￿l￿8S. l¢a&rship fraiernals. JouJi events and 8¢ne￿ kn)¢¢r-¢hllrcb f¢llowshJp A Cons￿￿￿On w•$ lauJhtd r¢8ardth8 a wowol ￿ r¢strucnwe th¢ 8¢ogrAphJ"cal thsitlCLS ￿ rcflecg the r¢cent ne￿ churchts thai have Joined and the thtTcr￿g contCXLS from Urb￿ lndnW￿ clmwches F￿an¢￿￿ help was Biven EO churches and the form of 8Ttlls (FKnewkni) iA¢luthn8 8 speeid Hardship Fwid 8T￿1 10 help churches su￿8811￿8 ￿1th Ihe eurtni h18h t(6iofelt¢rneiry and885 FlnAncial Rt%iew Dd Flltuyt plans Th¢ toial timds of tbe ¢haTIts m¢r¢ased ro £8.078.675 dwub8 2024. a of 1.7% ThLS UKluded W￿e￿ISed sa￿5 of £236.578 on iht rev￿u3[JOn of ￿%￿sEMents. ts rocapitsl ￿Owth in the stock mtheES. off￿[ thc ¢kfii the year. The mov¢rn¢ni oo b¢fort ukiD8 a¢¢¢uni ￿1 ga￿￿ on En￿su￿¢nts a &fKiE of £94.944 The deficii on the General Fund w&s £126.637 By contrasL th¢ 5wpJw Lll 2023 was J of a excep1mm￿l prrKe¢ds from the s￿e re¢bJndkni manses. Ifthe except￿rt procttds are excluded then the A55(Kialion thcwred a deljcii on irs GertTJI FW￿ in 2023 orne Total incoll￿ m 2024 deCrea￿d by 72.1% Ihts splir betsbtefv a th¢re&se of £l.115.lJ4 ￿ unr¢stri¢ied hjnds, uKome and a incr¢ase of £18.910 in regtri¢ied fw)ds' Income This 10 e¥c¢wonal snwme In tht Pri￿ y¢•T r¢sultin8 frorn the sale of two redunthnt rnllnses Ch)¢ of mAnse5 ￿05 pf¢viously h¢ld % ChanEaFAc prorrtrtj. [¢￿ ihe other th¢ AssociAl￿Tr was Uie uliLmalc brneficiary uwn ¢loswt ol"th¢ ¢hurch If the excwional Lncome Is excl￿ the UKome on tht Fund ifflueed by 14 5% lTrus is mainly du¢ in¢r¢as¢ In Inv<strn¢ni Inwmt on the exception￿ Pr￿¢<0$ Te¢tiitd y￿. Toial CA￿￿all￿¢ in¢rta5ed b) E66.447 VAS spjil teiu¢en • Inty¢￿ of£62.075 ffi wrni¢t¢d fimds. ¢xFnthiure and a Incrcase £4.372 in restriLd thds. ¢xwidiiuTe Thc Jncr<¥ arose ¢0 U UKfet sra(T costs due to the apJK)intmelli of Bn Opcrations Manager the costs olthe surnmer re5J(kn¢i•l conferente IRe A cornpcehettsive fmancial rcvm¥ iakts F4•¢e eacb Nomber and p)liC￿5 b￿j8ets for y¢¥ ah¢J are e Invesimtni powtrs Thr trusie¢$ have PO￿r 10 inw¢¥. subjecr to th¢ Tnwt¢ Aa 2000, se¢k to awlid th￿s[ments which are Intottsisitsi %4'ith tvan8elE¢ ethic￿ $iandarth InvcJ¢meni polity The Invcstsneni Polic> WAS rtvi¢w¢d in 2021 th¢ btlp of aft uJthpen(krt fjnancial thser and is re8￿1￿rIY ths¢u5sed ￿th the Investsn¢ni rnan38ers (o ensure li remains up to dale The T￿slee5 Ch(￿ io UWe51 th¢ excepuona] priK¢¢ds from the K¢tV f¢dwidaDt U8ns¢ in a n¢w ponfolio ￿&th alrnaiive matwyr lo furthei lh¢ AssO¢i•U('s in¥¢s¢nxDis

ASSCCLITION OF GRACE BApnsTCHURCHES ISC4JTh EA$n REPORT OF IIIE TRUSTEES FOR THE YEAR ENDED 31 DECEMBIR 2024 RtJtrve5 Potity It IS the wljcy of the ¢lthrtty W tDa]tstsirt w￿t￿¢r2d f￿. ar¢ frtt rts¢twts of the chanry. Ai • ltyel that equates to approxujjately six mont￿. uttrL%iri¢t¢d expenthture This prO￿lL￿ Slltyikieni fimds to co%rr SWA costs. Iiiank8¢nKmi and adrnini51ration and io re5wnd to emcT8enc} applicatsoE￿ lor 8rants that ma). arise fr47rn fuDe LQ litne In i￿ent y¢•r& th¢ charity ILmitrd Jts fi￿raISing XlI￿l￿S to dixwton ￿ medings of trustrcs and members around bud8eis and compari50n of actual oumjrn veT5US budger. Tr chtrit). &x5 emplo) outsi(k or C<x[uner¢i￿ fill￿￿75¢￿. and thes noi make appeals for fullds b¢yond Ifs mcn)bers Th¢ ¢hariD sub5¢ribtd to •hS' fiJ￿&r#i$￿8 re￿￿81￿r. The Askxiaiion Con￿lE￿Ie0 on 10th Marcb 1871 The AssoC￿E10n ￿ reystcred as a dbarirv undtr refere￿ 276352 The Committet The follo￿.in8 exrra¢¢s ar¢ ¢&keo fionl the Cofvs¢irwion RW¢s of the AS￿¢￿¢1￿.. Th¢ Cummirt¢¢ ar¢ d￿rIES In￿rts ofth¢ AsSOci4tW￿ its pr¢￿. futyts. Tht Commin¢¢ compld¢ ong1$￿0[ 7.2.1 twenty ¢l¢u¢d members clectrd ￿0[dance th"s daw¢ ￿ su¢b th ￿liCIeS pro¢edures 4$ may be adopd from lime 10 rime 7 2 2 the Dismcr RepTesenuii¥ts 7 2 3 the Tr¢a5uier Up ro 3 persons. th￿1 be Ir￿7￿5 tr ha%t arty nBM4 miy be ttropttd by and to the for the wiod up ￿ tht nexr AGM Elettstsn io Commiii¢¢ memb¢Tship ts open llth.vl￿ wh) ￿ • aMb¢r of4 M¢rntr ¢hu¢th ¥dapprNrd for clection by ihai Mcrn￿r ¢hwch N0Th4ithstsnthn8 claw 7 1. ￿ qjloytt of the A￿0ClaI￿ may be a member of ihe Commilte¢ with tht prioT wrillen con5cnr of the Chanry Cornm￿$ The ¢l¢¢iion of Conunittee memb¢i$ Is b). seua bll No person shall be an el¢¢i¢d memixT unless mrntr¢r of wies he Of th¢ re¢¢1￿$ Ws or ex¢¢¢ds tlx numb¢r whi¢h is third of the X4¢$8eDB¢rs Ifrorn Mcmb¢r ¢hw¢hcsl preseni ai the rtltvlnl AGM Subj¢il 10 ¢lius¢ 7 9 th¢ ¢l¢¢iion or apromtmtnE of cacb Conwiiw¢¢ ￿￿rnb¢r l¢x¢¢pt ciTropitts) 5h411 be for & ierrn ol thrce vesr5 Comrnintt member5 S￿1) Iifothmi'L5e quJJifLedl be eligible for re¢lecEion or re4ppDinEmenr as trom tht end of such tetm Every Commiri¢¢ memb¢r musi sly 8 ¢k¢l•r•tion of ￿'111•n￿￿$s 10 •rt 4$ ¥ ¢h¥1￿. ¢nJs¢ of th¢ A550ciaiion bcfore h¢ or 5hc is eli8ible 10 VO￿ ai [￿1) me<iin8 of th¢Cornmir 7 13 The nLernb¢rship of Lhc Conunitttt sh￿1 50 far as N)$5ible (and consisreni ￿1th the above prov1510ns1 k balanced equally b¢￿￿￿<17 Individua15 Ln full runt pBsioral ￿ trthts ChrisiJ•n minisio. Ind Ltsdii'i¢bJals from oihe¥ ￿tk￿ro￿ld$. ¢sp¢¢iAll> thus¢ w'iih exp¢ri¢nie ol. prop¢rry. fin•￿181. admi'nJstr#ive mDrE ptTsonnel Iproce55es ¢utnenttdl. InduilioTh Ind tr*inlng oftrui¢et5 An ￿duC110￿ letter Is seni to ntth inskes %%luch r¢frts io their ko Tole and Ii•bLlbr> and lists rt5Fwibiliii¢s ￿.hICh tr￿slee5 4r¢ ¢har8¢d ￿1th fulfillthg En¢los¢d ivith tht letter is publi£*tiQn b). the ChariN Commjssion entided"The Èssential TnLSiee Whar you necd to kno￿ The lener has been updated io Mdicafe thai tnLsrees will be traLnillg optx>rtuniiies from iimt W lime ThE ¢harits'S fund mana8¢ts. Inve51ec, a scnes tsfts&inin8 sen￿nIrS t4ch y¢¥

AsSOC￿TION OF GRACE BAPTIST CHVRCHES ISOUTH EAST) PEPORT OFTHE TRUSTEES FOR THE YEAR ENDED 31 DECEMBER 2024 lcontin￿dI Arr¥ngemonis for 5etling paj" nd remuntralion of mxDgtmtit perstsDnel The Association's pa> polie) ¢onfiTtns the arran8etnenlS for setting leliels of remunernion= All ¢mploye¢s' salori¢s art revieuyd annuall) as ai 1st January ofeach vear. The Fxeculive Commiltet sds the rale of annual llJcrfdS¢ io iy applied fw all ertwloyees a5 part of the Finincial Review in November. This is rewrted io the Main Committtt. Any oiher changes io salaries or ten￿% and ¢ondiEiOllS are ny¢¢d b> th¢ Exccthivc CLMiiiiet 8nd repth1ed ￿ ihe Main ComTniiiee. Responsibiliiv of ¥Dd d¢k8itioTr. Th¢ followin8 exiracts art iak¢n fTom the C(XL4itution awj Rules of th¢ A%￿lati￿.. Powers of the Commititt.. 10. 110 apwinl a Trrasurer subject lo approval by the Memb¢r ¢hw¢hes tn gencrnl meeting and other honorary orr1ee￿. 10.2 to d¢le8aie an). of their fw)etions 10 sub-¢ommittee5 consisting of thrtt or more p¢rsons appoinitd bv th¢m. 10.3 10 ¢l¢¢t an Ex¢¢wtv¢ with the comrA)silion. fvnciion and delegaied rthvcr5 sd out in clau5￿ 1 l and 12.2. 10.4 ie rnake Standin8 OrdeTS consis¢¢nt ￿7th this C¢)nstiwiion ￿ Bovem prfKttdings al lkneral Mttiin85. 10.5 to make Rules iollsisknt with thi5 ConsEllUtion th¢ Cffluhillee And sub-commiiiees. 10.6 to make Regulaiions consist￿1 %%ryth thi% Consitlulion th¢ runnu>8 of th¢ Asso¢i&iLm. PoMer5 of the Executiyc.. I l. l The Executive %shen cornpld¢ shpjl wrL5isr of th¢ Chairnian. the Treasurer. six other Commiiiee rtmb¢rs ¢l¢¢l¢d by th¢ Commiiitt by secrei bAIIoi. 11.2 The C[￿￿￿11¢Ce may huld an elcclion to ftll i vaca1￿Y Iwhether artual or aniicipaiJl ai time il ¢onsideTS il expedienl, rnLsi hold 4n t1￿110￿ befor¢ th¢ end ofany ¢aleThJaT )rar in which In ExeLIAive mcmb¢rship ¢¥PiT¢5 ￿der clause 11.3.2 11.3 M¢mbership of th¢ Executive shall 11.3.1 13k¢ ¢ffect from 11.3.1.1 the dale whi¢h thc vacancy actually ari5¢s (whether thrwgh expiry. rtliremeni. di4ualificati(x) or otherwis¢l vr 11.3.1.2 the dale of the deiermimiion of Ihe resuli o(thr r¢l¢Y4ni clccrion %thi¢htver 15 the laitr. 11.3.2 Isubjert 10 Claust 11.3.31 be for a period e￿Ing on th¢ 31M of Ik¢¢mir three years ifttr tht end of the ycar in which the member wps ele¢t¢d ai th¢ of whi¢h p¢ri(KJ nKmbers of the Executi￿ shall lifothmb?se quèlifiedl bt eli8ibl¢ for T¢.elethion 11.3.3 immtdiiiely itrminaie if th¢ Ex¢cuiivt nKThber thll ¢ease Iwithcrtth ￿￿le￿lon (* re.appointmenii lo k 4 rnembcr of th¢ Commi¢t¢¢. 11.4 Eaeh mcmbEr of the Executiv¢ shNII unl¢ss diwvalifKd by l&w serye Is * dirpctsyof the Compan> (Grace baplisi Ch&riii¢s Limil¢dl. 11.5 The F.xe¢uiive shall fonnuloie. teview. and prtptre to, m￿¢￿5 for dis¢ussion OT decision ai meetings of ihe Committee or Al gencral meeEjnBS. 11.6 The Executive 5hDII be Availabl¢ for wn$uli4rion on malleTS within the Associ￿￿(￿ SecTd￿'s OT the Finance o￿l.tsHla) running of ihe Assoriaiion. Financc 0￿1Ccr shall be resFthssblt for the fuJart¢ial affairs of the A55ociaiion and of th¢ Comptn%. 12.1.2 81> employtt who $hall wve as Compan) S¢cr¢w of the C(mpany and ¢gch of whom shall be a¢¢ounlable lo the Commtttee for the (bschar8e ofthcse r¢spoDsibiliii¢s. 12.2 The As50cialion Secrew. FizwLCC oificer a￿1 Company Se¢reiary shall be rtquirt¢ unless I￿J1$posed. to attffld Comrniitee eetings and Ixe¢Uii￿£ mttiin8S. 12.3 The power lo fix cmployecs ternJ5 of empIo)IrLth￿ linc1￿￿1n8 Sat￿ jrtb d¢s¢riVic￿} shall ￿ delegated Teserved io the Executive.

ASsOc￿￿oN OF GPACE eAPTEST ¢HURCHE$ {Stxmi EASTJ REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31 DECEMBER 2024 l¢o))tjD￿dI Rtftrtnce and Admini5tratiie DtlAib Trust¢es during the )ear %were.' P Fuggle Ichairnianl O J J(xK5 O Akinrogunde (Appointed Oct 20241 R B King Ben¢ot) IAppointed Ort 20241 S J Llo)d Ire5i8ned Sept 2024 C Clark5on (Apwinied ￿.1 20241 Miss M O, Mara., T Coppetiyheat (Appointrd O¢t 20241 J Southcombt ITre&%urtrl Ires18￿d Oci 20241 A Creedy D J Mortim¢r ITT¢asw¢r frotn Ocl 20241, P kearnlty IAppoin¢ed (k¢ 2024 C Mukanga G Fuhrman (Appoinwd 041 20241 C Ri¢l￿rth IAFY)itsted Ort 20241 J Rimes IApFx)irttrd Oct 20241 T Rumrnery IApwinied O¢120241 J SaNers D Skull (Appointed Od 20241 P Smith A J WiEham P M Wwjley Irtsi￿ed 20241 K¢ymaTrag¢meni ptrsontsel durin8 the year ww¢.' As80¢iaiion Secretary C¢Jmpany Secrdary of Grnc¢ Bapii Charities Ltsl Finance Officer Operations Manag¢r A King L Winrnill A M GanltT D Sitwart The r¢Bi$ieTed orrice is ai 62 Bride SireeL Lottht4 N7 8AZ 'I'ht printipxl dYi%ers oltht chiriiy •re as follow5- R¢8isi¢r¢d AuJiror5'. Xeinadirt Audii Limiied. 5 Robin H(yxl lJn¢. Sunon. Surrey SMI 2SI1' RanktTS CAF Bank Limi& 25 knn8shill Avenue. Kingshill. We%t Malling. Kcni ME19 4JQ Investe¢ I4'talth and Imts¢rn¢N LI￿ 2 (ir¢sharn Srrtt¢ London EC2 7QP R•thtM)n¢$ In￿￿n¢ni Mana8enni. 8 Finsbury Cir¢us. London, Tr.C2M 7AZ Inv¢s¢m¢ni adyiscrs PrincipEI Solieiiors Carter. Lglnon Camu¢m$ LLP. 10 AldtTS8aie SrreeL London. ECIA 4HJ Edward Corthor SoliciwTr. 10 Th¢ Poinl Mart• Harw, LE16 7QU Trujttti RtSPOllslbilititl Thc 1rn5tL'e5 are TtSfH)n%ibl¢ for preparing th¢ TnLsftt5' R¢rKKt knd the fifianthql sthtements in a¢¢ord4n¢t applicable liw atld United Kingdom Gen¢r411y A￿L¢d Arcountin8 Pnrtic¢. Law #ppli¢abl¢ to chariiies in EnBbwKI and Wales reqknires the thjsiees ￿ pr¢paT¢ finwi•l y•le[r￿ts for each financial year which 8iv¢ Irue and fllir vitw of Ihe charity 5 finan£i•l a¢iiYiEi¢$ in th¢ ye4T thd of its fittahtil pxsilion ai the end of th¢ yeHr. ITh prtparinE financial siaitmenis 8ivin8 a Eru¢ wnd fair 51¢%%, thc trusiees are requirtd ￿.. 5ele¢i suithble 8c¢ouniin8 poIi¢i¢5 •nd thcn apply them cotLSi$l•rtlr observ¢ th¢ m¢th(MJs and principles irt the Charities SORP.. mtse judgements 3tLd e51imale5 thai Teasonable w)d slate applicable UK A¢¢ounring SiarKiard5 haie been followed. subieci kn any marerial departures. and prepBre the financial $tarnents on th¢ 80in8 coocern b¥1& unltss il is inapprLyia w PTtsum¢ thai Ih¢ tharity WYII Continue in op¢raiion. The In￿L£t$ art r¢5ponsibl¢ for k¢¢pinB propcr attountin8 re¢￿d$ which dixl¢Js¢ with r¢a50nable accuracy at any lime the finan¢ial posiiion of Eh¢ chani> and which enable ihem 10 ensure that the financial 51atenKnls compl). with the Chariii￿ Aci 2011. The> are 2150 re5PVn5ible ror Safeguarding the a55¢ts of thc charit)" artd hertee for tsknn8 ¥¢w(MJable 51eps for the PTeienlion atd detection of fraud and oth¢r Irregularities. FOR AP4D 0% BFHALF OF THE TRI"5TELS D.Ilortimer Tru5te¢ 62 Bridt SiTee¢ Lo[￿0￿, N7 8AZ 7th Jul) 2025

REPORT OF THE INDEPENDENT AUDrfoR TO THE TRUSTEES OF AsS￿lATIoN OFGRACE BAPIIST CHURCHES {soirrH EASD Opinio We have a￿j1d the fu￿¢111 stamtnts of tr ASXKj￿i￿ of CKace BaOi5t Chw(hts IS(Mth East) lthe -Ch￿ilY-) for thc y¢aT cndcd 31 Dc¢¢mber 2024 ￿Eth ¢ompris¢ the Staltnjent of Fill￿1•1 BaJan¢e SheeL Swtrm¢nt of Cash Flows and notes io thc financial 5talrmet)￿, inelwjing a summary of sipJifJcaM acc¢)urLiin8 wlicie5. The financial re[￿ing fiamewoTk thai has betn wli¢d in thcir pT¢paralion 15 applicable law and Uniied A¢wJniing Stsndards. in¢lLbling Fin3ncia] R¢porting standard 102.. The Financial Reportin8 StsThJard appli¢able in th¢ UK and Rwubli¢ of Ir¢lèThl Iuniwj KingiknL (knAll> A¢cepd Ac¢owitin8 PTacii¢¢l. In our Iyini(xJ the fjnavial siat¢ments'. ve a tnK and fair View of the sw¢ ofthe ChAriiy's •ff4iws •$ ￿ 31 Lk¢¢ME￿ 2024 aTh4ofits incomin8 re8tyJr¢es and applic41ion or have b¢¢rL prowly prtpared in accordance Mryth United Kingth Cnerally A¢eeotyJ A¢¢(￿1n8 Pra¢iic¢,' and have b¢en PTepar¢d in ￿¢¢￿d￿¢ wryth th¢ r¢4uir¢nk7Jts of the Chariiics Act 2011 We CO￿Ju￿d ow audii in a¢ecrfdontt with 1nl¢rnali￿l Standard% on Audiling IUKI OSAS IVKII 8￿j applicable llw. (h￿ rcsponsibiliii¢5 under those siandards are (ulther ¢lesthbed in the Audiitvs f¢SFKwibiliii¢s for the A￿11 of the financial siatements 5ectith ofour report. We ar¢ ir¥l¢p¢ndrni of th¢ Chqriry in Accordance the cthical Tt4uif¢¥Mmts that aTe rtlevani atyjii of th¢ finan¢i•l M4i¢m¢nts in th¢ VK, includin8 the FRC'S Ethical StsndArd •￿1 w¢ h4v¢ fvifill¢d othtr tthical resT￿SibilitieS in aceordxn¢e th5¢ r¢quirements. We bElieve thot the 8tsdii t￿dence wt hW¢obthl￿d 1$ •nd4ppryi• io A b•si¥ our opinion. Coll<lusloDs Telitin% lo loin% coactrn In audilin8 the financial ytalemeThis. ** h•ve ¢t￿l￿￿d th¢ InAstee5' we of the ¢on¢m bwis of 4xixJnlin8 in th¢ pr¢parnlion of the financi￿ Sthlem¢nts is appTOPriate. on thc work we have FrfrfOrn￿ we hve fmx idthtified 8ny marial untthlinues ￿1￿ing w events or condiiions thai, individually or colle¢iivtly. may Casi si8nificani the Ch•riiy'$ •biliry as • 8oin8 J pmod of al l¢&11 12 ￿unth$ from when th¢ finpn¢tal slalemcnts ar¢ iuthorised for issue. Ow r¢spornibililies and th¢ r¢swwibilities ofthe with r¥pea ￿ going •r¢ dcxribed in th¢ r¢l¢vant s¢¢tions of this r¢p(bX. Otb¢r Informlbon Th¢ oth¢r infiKmalion Cl￿PrIY¢S the inform￿lON in¢lth in th¢ ￿￿1] rerrt incI￿alD8 th¢ T￿￿¢$. oth¢r than th¢ f¢nwn¢i81 sthiements and our audI￿r.8 re￿￿rt th¢r¢(xJ Th¢ •r¢ rt¥wL%ible f(K the other itifomiaion ¢Mtsithed within the annual report. Our opinion on thc fin3n¢i&l sthl¢nJ¢nts cover the ithr inf(¥m•i1￿ excem to th¢ ex1￿1 otherwts¢ expli¢iily 5¢al¢d in OUT T¢wL wc t txpress any fo￿ of &ssuran¢e ¢￿I￿￿10n th¢rMn. Our r¢5porksibility is to rcad & (Ahtr irtfomuiion in $0. c(ffjsider whether th¢ rth inf(rni(rfJ is materially inron5i$¢¢nl with thc rinantiil stsi¢ments or our knowled8¢ obtsined in th¢ ¢ow5¢ of the a￿lL w othEM5e ¥peaTS kn be M￿triallY missiad. Jf wc id¢niify su¢h mat¢TioJ inconSlSlencies or apparcnt mDi¢rial misstakments. •r¢ rtyuir¢d 10 d￿ern)In¢ this rise to a maicrial mi551&1ernenl in the financial S¢4E¢m¢nts th¢ms¢lv¢s. Ir. bascd on the puf¢rfrt4 ** e(rtKlud¢ there is a mawial misswcmeni of this other iThforn¥tioN we rt required thai I￿. W¢ h4v¢ nothinB lo rep(￿1 in thi5 regard. Mlters on whith wt n4uirtd io rtp•rt by tx¢tpil•• In the lighi of the knowledge and tthd¢rs¢anding of the Clwity. its ID the ¢ourse of the audiL we knv¢ id¢nlifi miierial missl4t¢rn¢nts in the msi¢c5' re￿1. W¢ h4v¢ DothinB io rr[￿rt in rEsr￿th ofthe following matt¢r5 in W¢1￿1￿ to thidL the Ch￿l[leS A¢1 2011 Ttquires u5 to Twi ¢0 you if, in our opiniotL.' adequa* and proper a¢wJnlinB rec￿d5 ha7K beth ktyL (ff •Jequ•i¢ fty have not been received from ￿4￿cheS DQI Vjslted by ￿., the finarjcial s¢aitments 8J¢ Nt in agreenKnl w?th the act￿nI1￿$ rt¢ords and or certain di$¢losw¢s of th¥tecs' rcmuneraiion $￿tir￿d by la￿. are Th)t made.. (Y we hav¢ noi T¢ceivcd the inf0M￿li0n I￿j txplanailons require for our

ASSOCIAIICIOF GRACE WTIST CHURCIES REPORT OFTHE INDEPENDEN[ AUDITOR TO THE TKUStEES OF ASSOCIATIO￿ OF GIL4CE BAPTIST CHLIRCHES ISOLTTH EAST) l¢on¢uJudl Responsibilitits of tht tTUStees As ¢¥plained more fijll) in th¢ tnLSttts' r¢sr￿￿]bl1lU4S statarKnL th¢ aT¢ ftsFwsibl¢ for the Preparniifft of the fsnancial %thiem¢nts and for ￿1)>8 saiisfied that they give a atsj fair vits4'. and for itthernal tthtrol Ls they derminE 15 nece55ary lo enable the pr¢paration of financial stat¢ments •r¢ f￿¢ from mat¢nJl frawj In pr¢paring th¢ financial slalem¢nLS. the rurrtKLSibk for asxssiDg th¢ CtWi¢y's ability as a going cone¢rn. disclosing. as applicable. matters ￿lated 10 goin8 ¢(m¢ern awj vsin8 the 8oin8 c4)1￿ b&si$ of ac¢4yJntin8 unless the either innd to liquidate the Charity or lo c¢￿e opera111K￿, or have realistic alternative dD50. Audlior's respo#slbllliies (or the udli of fitytS•l stsitmtts W¢ hav¢ b¢¢n Bp[K)InE￿ 4wliWr UDthr %di(xJ 144 4rKI th¢ T¢l¢v•nt r¢guiauons m&(k or havin8 eff¢¢i thereunder. Our obj¢¢tiv¢s •r¢ to (kntain rAsonJbl¢ the fuwKial Swer￿¢$ as a free from rna¢¢rial misstalemenL due 10 fra￿8 or error. atyj 10 issue an I￿11￿r.$ inclth our opini(Ai. Reasonable &ssurance is a high lev£1 of a55urance, bul 15 noi a 8wani¢¢ tha¢ an I￿11( in with ISAS IUKI ill al￿4>5 deci a makrig] missthtrmcni when li exssts. MisylatcmEnts can arise from fraud OT error are ¢onsi(kred material if. indisidulllytr in the J88reBatc. thry could reawnibly bt expected 10 snfluence the ¢conomi¢ de¢is¢ons of usets ¢aken on the basis ofthese finorKial sthments. The extsnl 10 ￿1¢￿ ow pro¢¢dure5 are wable Ord¢￿1￿ urryu14wiues. uKltyJin8 rrn￿ is d#&iled b¢low. Based on our wthsiandin8 of th¢ Chariiy, w¢ ideniified th the pnn¢ipAI risks of rmwliance with laws arml r¢8ulJlions rela1￿ chprit) le8isla12(XL and wt considered the extent 10 Mthith Mnrf(KwJliance mi8hi have a matrrial etred th the financial siathmettts. We also considered those laws and regulaiions o dir¢a impart w th¢ pr¢paraiirth ofthe fJnan¢ial sthmcnts th¢ LhaTili¢S A¢1 2011. We &sessed the suscemibility of th¢ Chariiy's financia] to m￿1•1 Missthlun￿L includiDB obthinin8 an undersianding of how fraud rn1￿1 oc¢ur. by m1k1￿ ¢nquiri¢5 of c4xJ5idm$ th¢ Int¢rn￿ cimtrol$ in plK¢ aryl di#￿79n amongst thE en8agemcnl team. We demiined thai the princip￿ iisks wert reltsj bias in acco￿tIng esiimatrs incI￿11n& Valuati￿ of inv￿￿￿nI propcny. M￿￿8¢￿¢￿1 ¢)v¢rrid¢ of ¢ontyols •nd th¢ m1w1￿rn¢nI ofinvesthrt¢ arvj w(werty trWiithLS. In rtspons¢ 10 the risks s¢kniifia w¢ thsi8wi pTr¢ed￿ whith inclwkl. bul wrre not limitsj lo challen81fi8 sI￿1r1e&nt accounting eslimBl4 evaltsa¢ing the Chariiy s iniernal controls aTrJ of inves¢meni and property transa¢ii¢)ns. 'rhcre are inh¢r¢ni limilaii(Y)5 in the •wlil prawluru dt5tribcd kn. The renmwed th1 and re8ulati￿5 are from finan¢ial IrBn5action8. the Itss likcl) il LS thai would be¢(me I￿re ofrth-compliance. ma￿141 miwaments thai 4ri5c due lo fT4ud (an bc hJT&r itr dcieLI thon Ih05¢ tha¢ aris¢ from ¢rn)r As th¢> may involv¢ d¢libcr4Ee co￿t￿lmCnI ￿ collLLSiOn. A further destripiion Of(￿ responsibiliib¢S for the audii ofthe finafici￿ sthments is loud on th¢ Financial Rep￿1￿8 C(wn¢il's w¢b5it¢ ai.. hiip.'Ilttyww.fr¢.org.ukI4￿]$IlY5r￿P)￿SibIll1lC% Thi5 d¢striptiw of our I￿11￿5 rerthi. Ils¢ of our ￿P￿rI This rep￿ is mad¢ solcly io th¢ Charity $ truslecs, a Tr￿Y. in ac¢ordn¢e Mith Part 4 of the Chariiies IA¢counis and R¢wrtsl R¢gul41ion5 2008. Ow I￿11 work h&¥ beth Ut￿rtaken x mi8hi sia w th¢ Ch￿"1Y.$ t1￿ mJit¢rs w¢ ar¢ required to stsle ITr thetn in a auditor'5 re[￿ and for no (thr purp)s¢. To the hllcst exlenl pennittcd by law. wt do ic¢eo or assume responsibili¢y lo anyon¢ oth¢r than th¢ Lharily and thc Chil) s &8 a btAI)". forow I￿j11 ￿IXk. fw thJ"s r¢p(rt w fL¥ th¢ opiniws we have formoj. Xtinidin A¥dil Limiltd. St*tulors Auditor C.hirtertd A¢ctruThtitt¢s 5 Robin Hix)d Lane. s￿1￿[L Su¥r¢y SMI 15W Xeinadin Audit Limiiedu ¢ligsblefvr op￿1￿1m￿nI os o¥diMrofiht Clwity by virtke trlii$ eligibiliryfop apwinimenius amdiior o/a ¢omwoy wJd¢r$¢¢iion 1212 ofihe CofflwniesAti 2006.

Assoc￿1￿ OF G￿CE 8APTISTCMURCHES STATENfEYf OF FINANCI.4L AcrivrriES YF_AR ENDF.D31 DF.C&MBFR 2024 2024 T•tAI 2023 Total F￿ndS [Inr¢siritttd Rc51rl¢tod Fuds Noie Incornc from= Don2110ns and le8aCLe5 Chaniable acti￿lIeS InV￿1￿¢￿ts (Trhtr InconK Swpiuson saJ¢ orrixed •ssei Totil lu<omt 184.786 37.963 54.327 239.113 37,963 129.887 221.538 36.253 18.837 17.428 351J27 73.164 424J91 A.520ffj15 EAPtndiivrt on- Raiiln8 bJnds ChariTable a¢ii¥ilies Tot•1 txpendilurt 21.083 4?6.960 441￿43 2,857 68.43.S 71.292 23.940 495.395 19J3. 14.69J 438.195 4.52,888 Oper•iing Idenril) l ivrplwj 196816) 1872 94.944) 1.067.727 Yei Ellns on ltyvestmeTri$ R¢￿1$¢d IIos%¢si 18ains OD inV¢Stm¢ms lJnr¢d15td ¥aiw on Investhien I'otxl ntl 8*ltts Dn iMvtAIMtntJ 19.0241 230.3%3 221J59 4.462 6.195 10.657 14.5621 236.5-,8 232.lJ16 52.822 166.171 et lTr¢omt 124J43 12J29 137.1172 lJJ3.99X Transl¢rs bctwttn runts {73641 7.261 P4et Moiemtnl lrt 117279 137072 12JJ.9911 R¢¢oth¢iliill0￿ of funds: Fun&% bi¢uKhi foN'aYd Tr'unds CATfbtd fnrwlrd 7.461.639 -478.918 479.961 499,757 7.941.603 8.078,675 6.707.605 7941603 17& 18 No ￿livi11C5 w¢¥¢ acquiiedirf d•w￿l￿ded tsiTh8 the ycar • For ￿llYSiS of ￿￿¢$￿1¢¢¢4 •Thl rMtria¢d KIiViELC5 for 2023. sec P88e.

ASSCCIATr)N OF GRACE BAp￿T¢HURCHEs (s￿j￿ EAST) STATElfENT OF FJN'ANCI.4L AcrivtTIES YE4R ENDED 31 DFCFMBER 2024 t)/fittAtt¢lAla¢rfvlll¢sJDrprevthusyeJr.- ij bvrejiiiaed Resiritied F4nds 2023 lo¢omt and tndovJmtTrts from.. tknnations and legacies Chariiable actlVLEies InvesuKents Other Incomc Surplus on sa]e of fixed assd Totsl iTrcoTht end0￿mr￿1 183.646 36.253 104.309 37.892 221.538 36,253 120,671 16J62 IA66J61 EIpendilurt on.. Raising funds Charithble a¢itvilies 13,532 372.436 J85.968 14.643 438.193 65.759 66,920 Operitina i￿rp1￿$ I Idelltll 108OJ93 {i?M61 .067.727 ei 811tss I Ilosst$l o IntJtmethis: Ktalistd yirts on in￿5￿￿¢1￿5 Unl¢￿Is¢4 8aLnS Illoss¢sl on inwmen 1.01*1 nti g•lns l {los¥eJl 00 IDYtiimtnlJ 52.347 124.872 177319 474 52.821 10.9481 166.271 Yei l•tomt I l¢uptndiiurtl lJ57th12 (23h14Tr 1,2JJ.998 TTanJf<rs btrwcen fundj {7ts30) RetoNciliat1o￿ ol funds.. Funts br<>u8hi forward tArried forwArd 6.:11.657 7.461.6J 495.948 6.711-,.th05 7.941,603

ASSOCWTION OFGRACE BNPMST CHURCHES {SOUTH EAST) BALANCE SIIF_Fr AT 31ST DECE.MBER 2024 2024 2023 Nor¢ Fixt¢J 855et$ Tang¢ble 495¢1S Inve5ttnents 3,325,126 4.466.353 7.791.479 3.330.439 4,277.347 7,607,786 Curreni asstts Loans Debtors Cash deposiied with Grace Bapti51 Chariues Ltd Cash tn hond T0101 curreni arseis 25.001 28.669 254.261 371 308.31M 25,294 337.416 428 365.798 L T¢diiors.' Amounts falling th* knithin one year. Other cr¢d21(1 16 21.108 31.981 Ntl turrtttl Assets 287.196 333.817 Toiil ntl ASStIS 19 8.078.675 7941.603 The of iht ¢hariry.' Ilnre%lriCltd fund% k¢sirid¢d funds 7.578,918 7.461.639 479.964 Toiil fvn¢l4 19 8 078 675 7.941.603 These financial staitmcms wcre ar4)rov¢d by the ￿¥S￿e5 7th July 2025 $i￿d on their b¢hal(by.' D.Iloriimtr Tr¥4iee

50clA￿ON OF GItACE BApmsTCHURCHES ISOUTh EAST) STATEMENT OF CASH FLOWS YEAR EXDED 31 DECEMBER 2024 2f124 T￿￿1 Funds 21)23 Toiol FuA4s Staiemtnt of ¢•Ah flows: Tblt c.ash now5 (rom operating A¢liiiti¢s: L&sh prol'ided b%. Iwq¢d inl OFraiing adivities 273 7071 192.243 Csh llovis frnm ini'tStin¢ efiviiies'. DiNid¢nds. interest and rent from inbesfftents Proc¢¢ds froni sal¢ of PTorKffy Purch&se of property aTJd equipme Proceeds from sale of other invesTh¢nis PTo¢eeds from sale of iDl¢StrnenE5 Pur¢hgse of invesim¢nt5 N¢1 cash PTovided b) invesiing artivi¢ies 131.883 17.428 11,4391 13841 764.560 721.551 190,497 114.087 .730,446 117,1991 12.3091 3,290.178 346.861 Chn%e in c•sh ¢aJh tquiiiltnt5 Iht rtwprtin% period Cash athd Lash equivalenis ai ihL' bt8innin8 of Iht reprting Feri(xl Csb ¢45h tqwiYlenty il Ihe end of the ￿PortiN1 ptriod 183,2101 337,844 154,618 183.226 337 I'blt A- Rt¢Dty¢iliiityn of net incom¢ I Itxptlldil¥rti io nei ush Ilo from operaiing ¢tivititJ'. 2024 2023 Nei incomt for reportsn8 p¢riod1•5 per Ihe siJlem¢nt of finon¢iil ￿￿1Ville$) Deprecialion char8CS Equipmeni re¢l￿S1r1ed as ¢xpEnditur¢ li¢. WTiii¢n o(n l(iain$l 110s5¢s on inv¢simcn15 Dividends, inieresi and rerti fmm invesiments Surplu4 on sale or rixed ass¢ts Iln¢r¢a5£1 in d¢bior5 (Dccrcasrl in trediloys P4¢t proyidtd by lujtd oprrilthi A¢lil"111¢S 137.072 6,752 1.233,998 7.631 232.0161 1129.8871 110.4881 273 707 4.656 192243 T4ble B- AnlyJi5 olcash esh t4uiwlefyts: Cash in hand Cash in hand with Grice Baptisi Chariites L Total calh Rnd eih equivakttts 371 254,263 2$4 634 428 337.416

ASS￿lATIO￿loF GRACE BAPIISTCHURCHES ISC4JTH EASD {12) OTES TO THE AccoLKrs YEAR FNDED 31 DECEMBER 20?4 ACC.ObPITIliG POLIC'IIS Th¢ pr￿CIpal accouniins wlicits athpted judgetThtDES k¢%. sout¢ts of eyimarioll ullcenaLnty iti the w¢paT￿l0￿ of the fuwjcial stat¢m¢nLS ar¢ as follo￿. lal .4ccouTriiTri convtntioD The fmancial s￿le1￿Clai5 have been Prepared th¢ Chanijcs A¢r 2011 and UJ accoTdanct the LhaTiiies Staiement or Re¢orDmCnLkd F¥8¢lJ¢¢ IChanELe5 SORP IFRS 102113Dd F￿art¢13] Rep)rtiDB Startdlrd 102 (FRS 1021 The fujancid 5taiemenis are dra￿Tr up the tru$tori¢al cosi basts of a¢¢ounrin8. 85 ThdifKd by ihe revaluatson of ￿VeStm¢￿t properties and other investsn¢n¢s Tkn flnanci￿ statements Ar¢ pr¢p¥¢d tD the The Aw¢iaiion of Gra¢¢ Bawisi Chwches Isouth ELSE) me¢s th¢ thfinition of a public b￿Crit entity unthT FRS 102 11 Is an ith¢orwJr¥￿d ¢hantsble ¢nJsi wlh reg￿l¢red 0162 Bnde StrecL L{￿ N'7 IAZ Ibl GolThg ¢oo¢ero There are tho material uncert4in1Jes •bow th¢ chwity's •bdity Its OWW10￿$ [￿the forcseeablc tuiure. Icl lTr¢omt Volunw income includinB ie8acic5 is rKcound for once th¢ ¢knty bas ¥#id¢mtn¢ 10 th¢ome. il is probable the income will b¢ re¢¢iv¢dand the amoun¢ ofJn relaied to the nbje¢s of the chariry Th15 Lncludes costs which i¢pwrf th¢ ¢osi of ¢I￿P)I￿n¢t with CQll5LJturLon￿ alld siaiuiory ieqllit¢m¢nts Fixed agsets held for ¢hiTW tre stsred at thsi WhEre frtt￿)Id leasehold rdopErtie$ are m8in¢Ain¢d to siith 3 stsnd4rd Lliai th¢ir esiima¢¢d r¢$1￿•1 is in excess of thwr b(w)k ￿ut lime ￿ thry¢¢1￿1￿1 1$ Imrna￿rl￿. fio d¢pr¢¢iaii(ffi is charged In Dtprtci•tion Wh¢rc prop¢rti¢s we m¥irtLiineO 10 su¢h * stsndard thew lime and thpreciaiion Is Jmriiateiial. Do d¢W￿l&tion Is cW¢d tkpreciAiion k5 pmvided on othu tyn8ibl¢ fix¢d ass¢ts * rtes ￿¢u1￿¢d to off the LY valuJiion of¢a¢h ass¢1 over lis expected u5efid life a5 follows.. FixEllre5 and fiitu Computerequlpm￿1 IIYA ahd on COSE B¢¢W¢￿ lir6 •Dd 3J% on eost Irt￿￿nCn¢S artd inv¢51mttii ptoptnies art marka The tru5e5 Icvie the iYlu¢ of invts¢ment properts nnudly obtsin exrernal valuaEiOnS thxry fiv¢ sews R¢alJsed and Un[¢￿1$¢d gain5 and lo5su isin8 ON the th"sF¥)5al (x rev￿￿￿10￿ ofinv¢5¢m¢nts •nd in￿￿￿en4 properties are ￿tl￿ded the Statemcni of FJnancia] A¢iiviiKs. Ih) Debtors Loans 10 ¢hur¢hts a￿] othe[de￿Or5 are ￿)clu￿ al the settlem￿1 atDount ¢￿e. Pr¢wTh¢n¢s w¢ vaiu¢dth th¢ amouni prepaid. li) C¥sh dep05ilcd with Grxrf B•piist Chiriiies IAd C￿h dcFx7511¢d With Grac¢ Bapfisi Chaniie5 Lid is a shontcrni ￿8hi￿. Iiwid in%r5tmthi Mith ashort matirrit). of tJJTtt months or les5 from the dale ofowsn8 orth¢ der*)sit.

ASSCKiAIKJN OF GRAGE BAPTIST CHURCHES TH EASII NOTES TO THE.4CCOUNTS YE.4R ENDFD 31 DECEMBER 20?4 Iconiubwd) ti) CrtdliDr Crediiors and pro￿510Ths are re¢ognts¢d the ¢hir> has a pesent obliwion ansmg from a pasi e￿en1 thai will probtybly resulr In the iransfer of io a third part). and th¢ aojowi settle the obligwon CXD be 1￿￿￿U[cd or esiu)¥ted rtliablj Crethtois and prowisions ar¢ f¢¢¢gni%d at thcir settlemcnt anM)uDt Ikl Pensions Th¢ charit) OF¢raies a thfjned CODtribuEiOTr ￿10￿ scheme. CoMri1￿￿on5 PAyable aff ¢har8¢d in th¢ StateTheni o( Fujancial ActlVlEKS Z INCO￿lE FROII I)0￿￿ATIoNs & LIG.4CJES 20?4 I'￿Te51T1(led 2014 2024 Total 2023 Restricted tbnthions from Chwths (Xher donation5 Gr￿l Irom Grace Bap11￿ ChDnEKS L¢d her grants recejved 54.473 10.ofy) 376 64.473 2.088 68.601 103,951 239 113 51,603 68.601 60.OtX) 184786 60,677 107.273 221538 J IIC.'U,%lk &Rn%l CH.4RI"r.ABLE Acfii'iTIFS Reni rc¢¢i%ed from iansible assets Income frtsm other ¢kniabl¢ a¢11￿￿11 21,904 16.059 37.963 21.904 16.059 20,225 16.02B 4 I￿(011E FROII IhTr'EST%IETr•TS 2024 2024 2014 TolAI 21123 nrcstrititd Rosirieitd Inv¢sLm<nts11s¢edoTh r¢w8n¥ed st¢xk exch￿8¢ Inv¢sEmenLS propertles. TeBuI&T income D¢posii InteTeSI 103.071 1.579 104.650 14.277 10.960 129.887 79.094 2.981 18.837 4 OTIIER INCO.%IE 2024 (Inr¢siri¢i¢d 2[124 Rt51rirlfd 21J24 Toill 2n23 Toial F￿ce&S from the sllje o(ll rethu¥knr (Kewl Surplu5 from the 5aleof Fixed Ass¢is 987.859 154.294 17.4?% 17.428 6 F.XPLNDITliRE 0% IL4151G Fi ryDS 20•4 nre51ricied 21b24 Rtsiricltd 2024 Toiil 2U23 Toill Inv¢sun¢nt prop¢rty ¢xpendittu¢ 2.289 568 2.289 668 Zl.083

•550CIAIK)N OF GAACE BAPTISTCHURCHES ISWTH EAST) NOTES TO THE ACCOLTryTS YEAR ENDED31 DECENIBER 2024 7 ExP&￿DITI1R[ OY CH.4RITABLE ENPENSES 2024 Iltrrestricted 7024 Rtsrri¢ted 2024 Total 2023 Staff tosts PropErry <xpeLvlilurc GranL% payablc Chur¢h¢s and LnStitU110ti5 Inthviduals Hom¢ MiSs￿n COSLS tx¢ Pusoml Office s￿¢10￿ ¢osts Photocopier ¢osts ￿elu￿•8 rth)tais Ikpr¢ciatsoii '¢bsile and publicaiions prOv￿$0n ol'confty¢nc¢s and ty¥inth8 Man48¢mcni ¢har8t Trustru. th&nLtur) th5w￿¢t ¢hv8ts and 284.602 39.306 22.803 i07.405 41,063 242.273 38.378 10 29.700 3.735 19,736 23.042 964 49.436 26,777 964 22.582 3.713 6.752 1,734 24.711 68.915 28.066 2.068 22.582 3.713 6.752 1.734 24.718 7.631 2.547 425 369 417.636 425 369 4%S.938 397 273 428 567 Govern￿¢ eosts.. LeBai and prof¢ssi¢rtd f¢¢5 Auditors. fccs Cost5 of .572 5.198 2.554 9.324 1.$72 5.198 4.956 4.672 9.628 9.457 Tot81 F.xpeRdiiurt on chiriilble 1ciiviti¢s 426.960 68.43$ 495.395 438.195 ST.4FF COSTS %taff ¢mOlUnm￿ for ¢1 year W4frt As follows. Salary ¥OSIS N4¢￿TraI Insurance cos¢s Employe¢s ￿nSiOn contribuiior B¢n¢f¢is in kind- season ii¢k¢ l)ther Sthiftravtl ek. Siat]'Ira￿w¥ 4nd ¢ODf¢rentts 2024 2023 246.396 19.862 JJ,869 197.042 14.296 22,244 2.721 3.6J5 3.393 4,026 307.40J 242,274 Th¢re w¢r¢ no p¢nsion c¢)ntrltrALEi￿￿ •1 yur ¢nd 12023."oill No•nplo)r¢ r¢¢¢l￿d mnunerniion ￿￿ling lo more tha £60.000 ￿ the curreni year or preiryous )ear The •ver4Be nwnberof stsff by head ((yuni full.lime equivthm duru￿ the yeu MT5." 2024 Ilc¥d Count 2024 Fre 2023 Ilcid Count 201J F¢e A%e. No Association off1c¢ Home M￿S1On sta Tollll Staff

ASSIXiATr)N OF GRACE BPItsTCHURCMES ISOUTH EASn NOTES TO ThE ACCOUNTS YEAR ENDED 31 DECEMBER 2024 {ConiiDued 9 KEY M.4￿AGE.￿lEliT PERSOliNEL The key MAI￿gen￿ll persow￿l for th¢ A$50¢iUv)￿ Associ1￿ Sectethr)." Compw Secrethry. (¥£rotions M&nager and Fitt￿¢¢ Offjcei The iiAat etDploytt bcnefLts te¢ei￿1 by these wtre 2024 2023 costs National Insurance coms EJDplo>¢rs pertsion thnrril¥Jiion B¢n¢fits in kind 171.450 18.729 125.512 13.546 15.272 154.330 10 C114NTS P.41'ABLE 2024 I'llre￿ritt¢d 2024 Rtstritied 2Q24 2023 Tot1 Grants pAvable ioth¥rthes thd t￿$16¢￿￿01$- Affthit Pla)e$ Lane 8•pi￿¢ Chwch. Bromi Cost of Livui8 Grants i? Churcksi Ba￿1$¢ chur¢￿ Chtsh&m ITrninio81 Abbey BaptiSE Churcb. Abin8th)niTrainiTr8) Grace Church BripJtOD (Trainw￿) Grace Church Brightoo Grace Bapiisi Chllrch. Waiford {ChurchcsAid FuThd) Grace (-hurch Southall {ChurclKs Ajd Fund) Vill88e Church. Greenwich (Churches Ajd Fund) Small Tr&nin8 Grants I Churche5 Aid Fund) 3.256 3.256 19.736 10.500 4.256 18.288 10.500 10.000 2.CK)O 12.000 S21 5.0(A) J.000 19.736 lo.5￿) 2.000 12.000 12,( 1.544 400 29.71)0 1.544 400 49.436 1.050 68.915 19.736 All Brants IC¢hurthrs knd Insrirurwns re ethr typro￿d by the Efllscs or w¢di0 th¢ wsiees. if bein8 made In a¢cordan¢e with th¢ ierm5 of a rtSV)¢i¢d grants •re m•th for the purpnes of supponut8 membef churche5 ￿lih buildin8 repojrs or sp¢¢ific proJhle io Indlvld¥l5'. 2024 2023 Tr4inllis Fwid. uw¢s¢r¢¢i¢d (J Branisl Churches Aid Fund. urtrestyict¢d18 yanty). Sm•ll tsinuw Betttvol¢ni Fund- restri￿{ed(4 8yanisi Pstyrs' kdinn8 & Wi¢knM5' Fund- Tes¢nued19 bencficwKs) 1.074 2.660 6.900 680 9.855 26.777 9.585 28.066 All BrI￿t$ 10 lTrd1￿d￿￿S I￿0Ved b) the wth th¢ exccwion of 8ran15 the BertwIe￿i Fund ￿Ich. for reason5 of eonfidentiality. are pro￿>sed by the A550Cl•tion Secretsry. authonsed by th¢ Honorary Tr¢asw¢r and paid b) the Fman¢¢ O￿lee1.

ASSOCIAITh OF GRACE BAPTISTcN￿cHES IS¢XrnI EAsn NOTES TO THE ACCObThTS YEAR ENDED31 DECEMBER 2024 (cortith￿l 11 .4IIDIT. I￿DEPENDETr￿T EK4IIJN4A TIO%.44D OTHER ri¥.4%CL4L SERI'JCES FEES The Comp￿} s audiTh)TS maé< the lollow￿8 chu8¢5 2024 2fjZJ Fee f()r audii ofae¢owits Ftt for s¢tyi¢¢s 5.160 38 4.920 36 4.956 12 TANC'IBI.L ASSKTS Ileld ID fuih¢ran¢¢ oftht char￿$ objeths" Fixiurts, ilseho￿ firtiTrgs and propert) tquipmeni Frethdd propert). Totsl Al 1st Januufy 2024 Dwsals Addiiions Ai 31st D¢¢ember 2024 Z,995.412 315.6fK> 56.532 3,367.544 1.439 1.439 3.368.983 2.995.412 Depre¢l$iion At Isi January 2024 Dis￿531$ Additions Al 3 1st D¢¢¢mkr 2024 37,105 37,105 6,752 43,857 6.752 43.857 tl bDok vilue Al 31si tkecmbu 2024 2995412 J 325 126 AL 3151 Ikccmber 2023 2.995412 315.600 3 330 439 IJ INVF..STP41Tr'NIS 2024 ￿￿0t¢￿ initsimeTrii 2024 ToiAI IDirstm¢ni proptriltx M¥kti ai Isi 2024 Addition5 Disp)¥als Unrealised 8ains Markei value ai Jlst D¢¢¢mkn 2024 354.752 3.922.595 4.277.347 8.J82 363.134 228.194 4 103219 236 576 4.466.353 At Cosi As al 31si December 2024 169.500 3.432.483 3.601983 As ai 315¢ Decemkn 2023 169 $00 2 969 765 3 139265 The tntstees obtaiLd profession￿ vaJuatM)rts forll the invtsvneni properties ￿ Deccrnber 2021 The trustecs us¢d this as thc b￿1$ riy the ¢urreni ¥lllatlE)n Ènd ba%t adjusitd il by rtf¢TeD¢¢ ￿ thr ￿al￿n￿l house wirt Inthx inforn￿lI0

{17) {SOVTH EASD IOTES TOTHE Accoknvrs YEAR ENDED 31 DECEMBER 21)74 Icoulinutd) 2024 2023 14 LOANS Loan5 (to I cburchl 2.660 Louns are inierest frtt and repayable witlun ten yeats Incl￿ lows is •pwoYimaty. É1.330 repa)able aft¢r more thAn one year. 2024 2&23 14 DE.BTORS Oth¢r dLbtor5 21.924 3.370 7.497 211.669 2024 2023 16 CRLDITOHS her creditOf5 Brollghi ronbir¢J 11112024 Carried forward 3111212024 1o¢ome 2024 LIp¢D￿lI￿re 2024 OihfT CJlTrs I{L05sesl 17 IIYRTr-51RICTED FI.'NDS Trnfers 2024 General Fund Churches Aid Fuftd Training Fund WilUwnsio%4. Mang¢ 291227 1417.8641 221J59 6.914.386 84.231 2,022 461.000 7.461.639 7.008.793 {6.W91 115.0741 46.948 461.000 7.578.91 351227 1448.0431 ￿? 2641 221.359 FIX￿les￿Orp1￿,Io￿jye￿rIOr comp4rtstin BTou%hi (orwiT41 Carrl<d forard 31112121J2J l#¢owe 2023 Oih¢r GIiNs l{L)sses) 2023 2023 Trlnsfors 2025 Illn02J Gen¢ral Fund Chw¢h¢s Aid Fund Trninins Fund W4lUium$LOW M4ns¢ 1.396.420 13J2.8381 122.2301 130.9001 {47.630 40,QOO 177319 6.Y14.386 84.231 2.022 461000 7461639 é6.461 137.0191 461.000 6211.657 69.941 177219 Cburchei Ald Fund Thjs desi8n&ied lund was estshlishcd Ln 1979 10 tund% al th thscrdi(Jn ofth¢ trU%EttS for Lhe sxw of m&kin88rLnts arld loans church¢5 within the A550ci41ion This Fund was incre￿1 by a 01£40.000 in 2023. Pl￿0n of the Fwjd sth aside io provid¢ of IIvth8 hrd5hip 81￿$10 and <hur¢hes io th¢ ¢wrelli ecoTromi¢ elimate Training Fund Thi5 desi8na%ed fiJnd wDs estsb115hed IM 2015 10 s￿ ￿de fvnd5 ai the th5crctson of the Enjstees for thc purpose of makiii8 graTrts Churches and Irainees ro supwrt wplt ut ¢rwnin8 for MthL$￿ A grini 01£6O.1XJ) iopptd up th15 fund in 2023 &. 2024 Irotn Trusf Funds managed b), Grace B2piJsi Chantics Lirnttrd. In 2023. a 8rath of19.941 also ma& oui ofthe Mainin8 Ktti'¢hur¢h work)n8 Fund5 in ljne with the chLtrchs reque5r 'lthms10 Ilnst Th15 d¢sisnaied fund M'a5 esiab115h¢d m 2015 as a tesuli of iht ¢loswt olchufth Hill Ba0￿1 Chiwch, ￿'￿tha￿$t0￿ Under the 1944 con%¢yance and dcclaratLOn ofthJsL the Associali￿ Sl2Ads possessed ofthe £bur<l man%. Tht builthrt8 Contsnues 10 b¢ us¢d b5 GraeE Church l1.altham51o￿'. a nnN'church pl￿¢ m W￿tha￿Ls1O￿.

CCNI¥JII OF G￿CE BAPTIST¢HVRCHES (SOUTH EAST) NOTES TO THE AccOU￿Ts YE.4R EN'DED 31 DECEMBER 2074 (conlin￿dI Brw%ht forard Aiir1024 Carritd forward 3111217024 E.Apevdiiurt 2024 Othtr Glin£ I {iAhsscs) 18 KESI RICTED FLIDS 2024 Trans(tr$ 2024 Home N115510D Benevole￿1 Fund Loan Fund Pasior5' RetinrJ8 and With)ws' Fund Sinclair Fund 45,077 (45.392) 313 27.269 17.502 52.065 383.12B 4?9.964 24,244 25,001 46,022 404.490 499 757 550 1.748 15.627 6.949 110.0661 12.6471 71.292 2275 FlxMreJJorprevlowyeorloT cowrssoA C.rrftd f¢bfwArd 3111112Q23 Exptnthlurt 2023 Other G•l•s I Iljbsses) for%brd iiin02J 2023 2011 TrA•xf¢rs 20LI Home Mission ene¥Jolemt Fwid Loan Fund Ptsrors, R¢iwin8 and Wi¢S)ws' Fw Sin¢lair Fund 37.642 1.084 402 1.676 13.450 145.2721 110.9011 7.630 37.086 17,100 27.269 19.828) 9191 66.920 2.446 52.065 383.128 479.964 383.991 Aomt P4lIs$ioo This fund ex15ts to promth¢ ¢vans¢lism Ln thE AsMKiaEJ(m Lwthts thrtyjsh e(hjc￿lt>Il. tyiinn8. thie¢. fidl-limt and shon.i¢rni workers and proJecL5 Thc mDJoriry olihe [wid￿8 Is thrwh uKom¢. %4ith the As$0¢￿ti￿ up th¢ FW￿ Ifth¢rc J$ D Short(￿1. This fund no 8ovttnJn8 Gru¢s ¥e ¢oCkn'$iiw w K¢dy ¢irvunstan￿. tk¢l&raiioL ofTrusi d￿ed 27th (kiobu 11918th%nKd t￿$ fuTrA Imcrty fr¢¢ Io¥LS were math ro chwches for purchas¢. eX￿￿$10n moini¢non¢c of¢ha￿ls. mans¢s ￿d0th¢r chwch premises Ai the endof2019. Loan Fund ¢losed 10 new appli¢Ants a$ buTeau<rauc complications rnade il th"ffi¢ulr ￿ ¢onr)n4 10 nuk¢ in¢u¢si fr¢¢ loans li thai th¢ fT¢¢ hJnd% would be mide vailals1¢ lo the chwches b) w4y ofylnts rthrr than Io¥A)s in th¢ fijture A One￿[(102￿0fÉ25.rx}I was nLa(k ro a £hurch 10 lliilise the remainin8 b2rt& in 2024. lopped up by 4 transfcr (iom the Churches Aid Fund ￿ cover the of the Loan Pijiors, Reisrlo8 nd ￿'id￿￿$. Decloraiion of Tr￿1 dared 2nd Novemkn 1900 go￿￿$ fvnd Or4nts w¢ mad¢ 10 r¢ELr¢d paS￿rS. and thelr widow%, knve PTryiousI) C¢mtyibuied 10 the aT¢ %iithoth adequ•tr means of SUPWXL Tr fvThd Is cloKd ￿ ￿¢W members. Sl¢lfLlr F￿nd This fllnd was eSEablJsh¢d by a Mill thEed I I Sewcmb¢T 2L¥JI Ihe dmreh li G￿d9¢. H¢rnps￿ has fjrsi on Any fund ¥ising from the le8aGy.

A$SCt￿TKjN OF GRICE BAP7I5TcH￿HEs {SOIJTH EASD NOYES TO 171E ACCOUNTS YEAR EX'DED 31 DECEMBER 20?4 Iconiinwd) 20?4 Tonxibl ssets 2024 2024 19 AIALYSIS OF %ET ASSETS Nei cuirtni Iwvesiin¢hts Cutrtwye4r Utuesrricied FLry tr5¢￿d Funds 4.065.910 400.443 4 466.353 3J25.126 187.882 99.J14 287.196 7.578.918 499.757 8 078.675 3 325.126 202J 2&2J Tongible r4ets 202J 2023 Fig#resJorpr¢vl#4sye•i/•r eompoTiSQII Unrestri¢t¢d Furyts RestrKd Fund5 3.869.331 408.016 4 ?77347 3.330.439 261.869 71.948 333.117 7.461.639 479.964 7941603 3 330 439 20 Coll￿11T1￿..￿Ts Th¢ Association h•s tomttu¢menrs kn make ]Mymew. inrespect of lafyj and bjilduy and oifi¢e t4￿1pmen( in th¢ followin8 years as follows 2024 2023 Wiilun l Year iletween 2 5 )eus 1.680 6.300 7.980 460 21 TRII.STF.E'.S' HF.NII'YF.RA TIO No r¢mun¢rarion Iir kn¢li14 wer¢ paid I0￿Y oftht rrttsttts >r¥ fw th¢ir ￿r¥i¢¢5 as tnjsiees ￿$0. there were no wiees, costs paid 10 third pffii¢s 2024 2023 22 TRIISI'LES, EXPk%SLS Expense5 illCllTred by ITh￿1¢¢5 and rrriml)ws¢d io. 1.508 I l Efw5tr¢5 ma& i to￿ ofJ5 ¢XF¢rJs¢s ¢knbms firf the to# of tr%rl ￿N￿l￿8S other C￿n[s In adthiion. PJUJ Smith received a s￿8k1￿8 81tt of £2riJ for speak￿8 •t An 23 Rf.IA TEJ) PARTIE5 Thc followin8 at50 d￿¢¢￿$ ofOrn¢¢ 84Xi c￿nIleS Limit¢d•thl & S￿h, an inreie5r ￿ wansacEions c4rried Qui o beh￿for￿￿￿ts and churches &drnin15trred by the compan) ¢hanty. A Crttds. ICham&rtTr. P Fu881¢.B Jones. D J Nlonimer (Treasurer from (ki 20241, Nliss fvl (Y M3ra P 5mLth. J Southcombe (Tr£￿Ur¢r} Ire518ned Oct 20241. C LIArk50n1opFx)Inl¢d Oci 20241. Dnd P M {iesigned (kt 20241. D¢i4ils of th¢ trwtsa¢iion$ afid ￿11Th¢￿ Ire thstlosed in the the accounts The lollowuJ8 relaied pèrtv trans￿0￿5 ￿(urredIn yew.. Lena k￿8 caieied for the vBri0￿ h(th ty th¢ Asto¢i•ith in the >t•r She retti¥ed £1,778 Lena 15 the wife of Andre Kin8. Associaiion 5¢¢rtwy. The Asso¢iiion h4$ ywtted the ￿￿th&m$[￿￿ M8A%¢' w Grllce Chwch W1th1￿[0￿ to us¢ maTr5¢ for a pepp¢r¢om reni O Akinr￿u￿th restdes Ln the mansc as r￿rnI31 for the Pwor oftht ¢bw¢b Grace Chutch Bri8hroD h*$ received D traEDmg of £12.(￿) w51Wrt a tr4in¢¢ ihwid Skull. Abi8ail Garthr and Luke 'inmill art Tn￿¢t¢S ofGroot Church Bn8hioIJ Grace Church Il'althamstow and Free Gra¢t Bawist Chwrh T￿l(l"<nh￿ts ty)Ih rtly1%￿ • fosi of LLblO8' Grani durin8 2024 0 AkintO8unde and Colth Clatkson are Trustees olthe5e chwches resrrttsTrKIy