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2025-03-31-accounts

COMPANY REGISTRATION NUMBER: 1365297 CHARITY REGISTRATION NUMBER: 276075

SAMBER LIMITED

Company Limited by Guarantee UNAUDITED FINANCIAL STATEMENTS

31 MARCH 2025

COHEN ARNOLD Chartered accountants New Burlington House 1075 Finchley Road London NW11 0PU

SAMBER LIMITED

COMPANY LIMITED BY GUARANTEE

FINANCIAL STATEMENTS

YEAR ENDED 31 MARCH 2025

PAGE
Trustees' annual report (incorporating the director's report) 1
Independent examiner's report to the trustees 4
Statement of financial activities (including income and expenditure
account) 5
Balance sheet 6
Notes to the financial statements 7

SAMBER LIMITED COMPANY LIMITED BY GUARANTEE

TRUSTEES' ANNUAL REPORT (INCORPORATING THE DIRECTOR'S REPORT)

YEAR ENDED 31 MARCH 2025

The trustees, who are also the directors for the purposes of company law, present their report and the unaudited financial statements of the charity for the year ended 31 March 2025.

REFERENCE AND ADMINISTRATIVE DETAILS

Registered charity name Samber Limited Charity registration number 276075 Company registration number 1365297 Principal office and registered New Burlington House office 1075 Finchley Road London NW11 0PU

THE TRUSTEES

Mr Samuel Berger (Chairman) (Died 1 December 2024) Mrs Lily Berger Mr Joshua Schreiber Company secretary Mr M Y Berger Independent examiner J A Neumann FCA Cohen Arnold New Burlington House 1075 Finchley Road London NW11 0PU

STRUCTURE, GOVERNANCE AND MANAGEMENT

The charity is a company limited by guarantee and as such, its governing documents are its Memorandum and Articles of Association.

The day to day affairs of the charity are administered by the trustees.

The Board of Trustees are saddened to report the passing of Mr Samuel Berger (Chairman) during the year.

Risk Management

The trustees have identified and reviewed the major risks to which the company is exposed. Both manual and automated checks are regularly invoked - particularly those relating to the operations and finance of the company. The trustees are satisfied that these systems and procedures mitigate any perceived risks.

Related Party Transactions

Details of any related party transactions are disclosed in note 19 of the financial statements.

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SAMBER LIMITED

COMPANY LIMITED BY GUARANTEE

TRUSTEES' ANNUAL REPORT (INCORPORATING THE DIRECTOR'S REPORT) (continued)

YEAR ENDED 31 MARCH 2025

OBJECTIVES AND ACTIVITIES

The company is established to advance religion in accordance with the orthodox Jewish faith and for such other purposes as are recognised by English Law as charitable and in furtherance of the aforementioned objects.

The trustees confirm that they have referred to the Charity Commission's general guidance on public benefit when reviewing the Charity's aims and objectives, planning future activities and setting the grant making policy for the year.

Grant Making Policy

Grants are made to charitable institutions and organisations in accordance with the objects of the charity.

ACHIEVEMENTS AND PERFORMANCE

During the year under review the charity received charitable donations of £125,000 (2024: £nil) and made charitable donations of £266,970 (2024: £nil).

FINANCIAL REVIEW

The financial results of the charity for the year ended 31 March 2025 are fully reflected in the attached financial statements together with the notes thereon.

Reserves Policy

It is the policy of the charity to maintain unrestricted funds, which are the free reserves of the charity, at a level which the trustees think appropriate after considering the future commitments of the charity and the likely administrative costs of the charity for the next year.

The charity's main activity is grant making. The trustees have not made any binding commitments and as such are able to control the level of donations and ensure the continued viability of the charity.

Investment policy

Under the memorandum and articles of association, the company has the power to make investments which the trustees consider appropriate.

The trustees consider the return on investments to be satisfactory.

PLANS FOR FUTURE PERIODS

The trustees plan to continue to make distributions in accordance with their grant making policy and to ensure that the ability to generate sufficient income is maintained to achieve that end.

SMALL COMPANY PROVISIONS

This report has been prepared in accordance with the provisions applicable to companies entitled to the small companies exemption.

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SAMBER LIMITED

COMPANY LIMITED BY GUARANTEE

TRUSTEES' ANNUAL REPORT (INCORPORATING THE DIRECTOR'S REPORT) (continued)

YEAR ENDED 31 MARCH 2025

The trustees' annual report was approved on .............................. and signed on behalf of the board of trustees by:

Mrs Lily Berger Trustee

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SAMBER LIMITED

COMPANY LIMITED BY GUARANTEE

INDEPENDENT EXAMINER'S REPORT TO THE TRUSTEES OF SAMBER LIMITED

YEAR ENDED 31 MARCH 2025

I report to the trustees on my examination of the financial statements of Samber Limited ('the charity') for the year ended 31 March 2025.

RESPONSIBILITIES AND BASIS OF REPORT

The trustees (who are also the directors of the company for the purposes of company law) are responsible for the preparation of the financial statements. The trustees consider that an audit is not required for this year under section 144(2) of the Charities Act 2011 (the 2011 Act) and that an independent examination is needed.

INDEPENDENT EXAMINER'S STATEMENT

I have completed my examination. I confirm that no matters have come to my attention in connection with the examination giving me cause to believe:

  1. accounting records were not kept in respect of the charity as required by section 386 of the 2006 Act; or

  2. the financial statements do not accord with those records; or

  3. the financial statements do not comply with the accounting requirements of section 396 of the 2006 Act other than any requirement that the accounts give a ‘true and fair' view which is not a matter considered as part of an independent examination; or

  4. the financial statements have not been prepared in accordance with the methods and principles of the Statement of Recommended Practice for accounting and reporting by charities applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102).

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

J A Neumann FCA Cohen Arnold Independent Examiner

New Burlington House 1075 Finchley Road London NW11 0PU

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SAMBER LIMITED

COMPANY LIMITED BY GUARANTEE

STATEMENT OF FINANCIAL ACTIVITIES (INCLUDING INCOME AND EXPENDITURE ACCOUNT)

YEAR ENDED 31 MARCH 2025

2025 2025 2024
Unrestricted
funds Total funds Total funds
Note £ £ £
Income and endowments
Donations and legacies 5 125,000 125,000
Investment income 6 14,400 14,400 14,320
------------------------------------- ------------------------------------- -------------------------------
Total income 139,400 139,400 14,320
===================================== ===================================== ===============================
Expenditure
Expenditure on raising funds:
Investment management costs 7 (40,437) (40,437) (13,866)
Expenditure on charitable activities 8,9 (273,154) (273,154) (9,038)
------------------------------------- ------------------------------------- -------------------------------
Total expenditure (313,591) (313,591) (22,904)
===================================== ===================================== ===============================
Net losses on disposal of property 10 (75,820)
------------------------------------- ------------------------------------- -------------------------------
Net expenditure and net movement in funds (174,191) (174,191) (84,404)
===================================== ===================================== ===============================
Reconciliation of funds
Total funds brought forward 11,472 11,472 95,876
------------------------------------- ------------------------------------- -------------------------------
Total funds carried forward (162,719) (162,719) 11,472
===================================== ===================================== ===============================

The statement of financial activities includes all gains and losses recognised in the year. All income and expenditure derive from continuing activities.

The notes on pages 7 to 14 form part of these financial statements.

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SAMBER LIMITED

COMPANY LIMITED BY GUARANTEE

BALANCE SHEET

31 MARCH 2025
2025 2024
Note £ £ £ £
FIXED ASSETS
Investments 13 1,562,643 1,562,643
CURRENT ASSETS
Debtors 14 251,383 232,438
Cash at bank and in hand 8,891 109,690
------------------------------------- -------------------------------------
260,274 342,128
CREDITORS: amounts falling due
within one year 15 (1,827,249) (1,735,791)
----------------------------------------------- -----------------------------------------------
NET CURRENT LIABILITIES (1,566,975) (1,393,663)
----------------------------------------------- -----------------------------------------------
TOTAL ASSETS LESS CURRENT
LIABILITIES (4,332) 168,980
CREDITORS: amounts falling due
after more than one year 16 (158,387) (157,508)
------------------------------------- -------------------------------------
NET (LIABILITIES)/ASSETS (162,719) 11,472
===================================== =====================================
FUNDS OF THE CHARITY
Unrestricted funds (162,719) 11,472
------------------------------------- -------------------------------
Total charity funds 17 (162,719) 11,472
===================================== ===============================

For the year ending 31 March 2025 the charity was entitled to exemption from audit under section 477 of the Companies Act 2006 relating to small companies.

Directors' responsibilities:

These financial statements have been prepared in accordance with the provisions applicable to companies subject to the small companies' regime.

These financial statements were approved by the board of trustees and authorised for issue on ........................, and are signed on behalf of the board by:

Mrs Lily Berger Trustee

The notes on pages 7 to 14 form part of these financial statements.

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SAMBER LIMITED

COMPANY LIMITED BY GUARANTEE

NOTES TO THE FINANCIAL STATEMENTS

YEAR ENDED 31 MARCH 2025

1. GENERAL INFORMATION

The charity is a public benefit entity and a private company limited by guarantee, registered in England and Wales and a registered charity in England and Wales. The address of the registered office is New Burlington House, 1075 Finchley Road, London, NW11 0PU.

2. STATEMENT OF COMPLIANCE

These financial statements have been prepared in compliance with FRS 102, 'The Financial Reporting Standard applicable in the UK and the Republic of Ireland', the Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (Charities SORP (FRS 102)) and the Companies Act 2006.

3. ACCOUNTING POLICIES

Basis of preparation

The financial statements have been prepared on the historical cost basis, as modified by the revaluation of certain financial assets and liabilities and investment properties measured at fair value through income or expenditure.

The financial statements are prepared in sterling, which is the functional currency of the entity.

The charity meets the definition of a public benefit entity under FRS 102.

Going concern

The financial statements have been prepared in accordance with the accounting principles appropriate to a going concern, notwithstanding the deficiency in net current assets at the balance sheet date. The trustees consider this to be appropriate having regard to the continued provision of financial support by Townsmede Properties Limited, a company connected to this company.

The charity's main activity is grant making. The charity has modest overheads and the trustees have the ability to exercise control over the charity's grant making charitable activities and to call on support from benefactors, such that the trustees believe the charity will continue as a going concern.

Property held for charitable purposes

The company had a fifty per cent interest in a property held for charitable purposes and its interests in the income, expenditure, assets and liabilities are included in the company's financial statements accordingly.

Judgements and key sources of estimation uncertainty

The preparation of the financial statements requires management to make judgements, estimates and assumptions that affect the amounts reported. These estimates and judgements are continually reviewed and are based on experience and other factors, including expectations of future events that are believed to be reasonable under the circumstances.

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SAMBER LIMITED

COMPANY LIMITED BY GUARANTEE

NOTES TO THE FINANCIAL STATEMENTS (continued)

YEAR ENDED 31 MARCH 2025

3. ACCOUNTING POLICIES (continued)

Taxation

The charity is not liable to direct taxation on its income or gains, whether realised or not, as it falls within the various exemptions liable to registered charities. Accordingly, the charity does not recognise any deferred tax liability on property revaluations as no tax would be due in the event of a disposal as the charity would benefit from the relevant exemptions, as it will apply all funds for qualifying charitable purposes.

Fund accounting

Unrestricted funds are available for use at the discretion of the trustees to further any of the charity's purposes.

Incoming resources

All income is included in the statement of financial activities when entitlement has passed to the charity, it is probable that the economic benefits associated with the transaction will flow to the charity and the amount can be reliably measured. The following specific policy is applied to particular categories of income:

Resources expended

Expenditure is recognised on an accruals basis as a liability is incurred. Expenditure includes any VAT which cannot be fully recovered, and is classified under headings of the statement of financial activities to which it relates:

All costs are allocated to expenditure categories reflecting the use of the resource. Direct costs attributable to a single activity are allocated directly to that activity. Shared costs are apportioned between the activities they contribute to on a reasonable, justifiable and consistent basis.

Depreciation

Depreciation is calculated so as to write off the cost or valuation of an asset, less its residual value, over the useful economic life of that asset as follows:

Building held for charitable - 2% straight line purposes

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SAMBER LIMITED

COMPANY LIMITED BY GUARANTEE

NOTES TO THE FINANCIAL STATEMENTS (continued)

YEAR ENDED 31 MARCH 2025

3. ACCOUNTING POLICIES (continued)

Investment properties

Investment properties whose fair value can be measured reliably without undue cost or effort are held at fair value. Any gains or losses arising from changes in the fair value are recognised in the statement of financial activities in the year that they arise.

No depreciation is provided in respect of investment properties applying the fair value model.

The company's investment properties were valued by the trustees based on their understanding of property market conditions using a sales valuation approach, derived from recent comparable transactions and market yields, adjusted by applying discounts to reflect status of occupation and condition.

Acquisitions and Disposals of Properties

Acquisitions and Disposals of properties are considered to take place at the date of legal completion and are included in the Financial Statements accordingly.

Financial instruments

Financial liabilities and equity instruments are classified according to the substance of the contractual arrangements entered into. An equity instrument is any contract that evidences a residual interest in the assets of the entity after deducting all its financial liabilities.

Basic financial instruments

Cash and cash equivalents

Cash and cash equivalents comprise cash balances and call deposits.

Trade and other debtors

Trade and other debtors are recognised initially at transaction price plus attributable transaction costs. Subsequent to initial recognition they are measured at amortised cost using the effective interest method, less any impairment losses. If the arrangement constitutes a financing transaction, for example if payment is deferred beyond normal business terms, then it is measured at the present value of future payments discounted at a market rate for a similar debt instrument.

Trade and other creditors

Trade and other creditors are recognised initially at transaction price less attributable transaction costs. Subsequent to initial recognition they are measured at amortised cost using the effective interest method. If the arrangement constitutes a financing transaction, for example if payment is deferred beyond normal business terms, then it is measured at the present value of future payments discounted at a market rate for a similar debt instrument.

4. LIMITED BY GUARANTEE

The charity is a company limited by guarantee and has no share capital. The liability of each member in the event of winding up is limited to £1.

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SAMBER LIMITED

COMPANY LIMITED BY GUARANTEE

NOTES TO THE FINANCIAL STATEMENTS (continued)

YEAR ENDED 31 MARCH 2025

5. DONATIONS AND LEGACIES

Unrestricted Total Funds Unrestricted Total Funds
Funds 2025 Funds 2024
£ £ £ £
DONATIONS
Donations received 125,000 125,000
===================================== ===================================== ================ ================
INVESTMENT INCOME
Unrestricted Total Funds Unrestricted Total Funds
Funds 2025 Funds 2024
£ £ £ £
Income from investment properties 14,400 14,400 14,320 14,320
=============================== =============================== =============================== ===============================
INVESTMENT MANAGEMENT COSTS
Unrestricted Total Funds Unrestricted Total Funds
Funds 2025 Funds 2024
£ £ £ £
Insurance 379 379 336 336
Repairs and maintenance 28,338 28,338 5,227 5,227
Management commission 1,904 1,904 1,542 1,542
Loan interest 9,816 9,816 6,761 6,761
------------------------------- ------------------------------- ------------------------------- -------------------------------
40,437
===============================
40,437
===============================
13,866
===============================
13,866
===============================

6. INVESTMENT INCOME

7. INVESTMENT MANAGEMENT COSTS

8. EXPENDITURE ON CHARITABLE ACTIVITIES BY FUND TYPE

Unrestricted Total Funds Unrestricted Total Funds
Funds 2025 Funds 2024
£ £ £ £
Donations paid 266,970 266,970
Other charitable activity 418 418 4,575 4,575
Support costs 5,766 5,766 4,463 4,463
------------------------------------- ------------------------------------- -------------------------- --------------------------
273,154
=====================================
273,154
=====================================
9,038
==========================
9,038
==========================

9. EXPENDITURE ON CHARITABLE ACTIVITIES BY ACTIVITY TYPE

Activities Grant
undertaken funding of Total funds Total fund
directly activities Support costs 2025 2024
£ £ £ £ £
Donations paid 266,970 266,970
Other charitable activity 418 418 4,575
Governance costs 5,766 5,766 4,463
---------------- ------------------------------------- -------------------------- ------------------------------------- --------------------------
418 266,970 5,766 273,154 9,038
================ ===================================== ========================== ===================================== ==========================

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SAMBER LIMITED COMPANY LIMITED BY GUARANTEE

NOTES TO THE FINANCIAL STATEMENTS (continued)

YEAR ENDED 31 MARCH 2025

9. EXPENDITURE ON CHARITABLE ACTIVITIES BY ACTIVITY TYPE (continued)

GRANTS PAYABLE

The following grant payments were made during the year ended 31 March 2025:

£
Amud Hatzdokoh Trust 36,000
Bait Limud Vchesed 7,000
Ben Amram Charitable Trust 10,000
Chasdei Uvois Trust 10,000
Keren Nissuin Mislonim 10,000
Kollel Satmar 7,000
Kollel Torah Ve Yirah Limited 10,000
Machzikei Lomdei Torah 10,000
Tchernobel Foundation Limited 10,000
United Talmudical Associates Limited 7,500
UTRY 8,000
VHLT Limited 7,000
Yesamach Levav 20,000
The Z.S.V. Trust 7,500
Amounts below £6,000 106,970
-------------------------------------
Total Grants Payable 266,970
=====================================

All the grants were made to UK charitable institutions for the purposes of either the advancement of Jewish education or the alleviation of poverty.

10. NET LOSSES ON DISPOSAL OF PROPERTY

Unrestricted Total Funds Unrestricted Total Funds
Funds 2025 Funds 2024
£ £ £ £
Gain on disposal of tangible fixed
assets 8,001 8,001
Loss on disposal of investment
property (83,821) (83,821)
---------------- ---------------- ------------------------------- -------------------------------
(75,820) (75,820)
================ ================ =============================== ===============================
INDEPENDENT EXAMINATION FEES
2025 2024
£ £
Fees payable to the independent examiner for:
Independent examination of the financial statements 4,320 3,960
========================== ==========================

11. INDEPENDENT EXAMINATION FEES

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SAMBER LIMITED COMPANY LIMITED BY GUARANTEE

NOTES TO THE FINANCIAL STATEMENTS (continued)

YEAR ENDED 31 MARCH 2025

12. TRUSTEE REMUNERATION AND EXPENSES

There were three trustees that served during the year. The trustees did not receive any remuneration for their services nor did they receive any reimbursement for out of pocket expenses.

13. INVESTMENTS

INVESTMENTS
Investment
properties
£
Cost or valuation
At 1 April 2024 and 31 March 2025 1,562,643
===============================================
Impairment
At 1 April 2024 and 31 March 2025
Carrying amount
At 31 March 2025 1,562,643
===============================================
At 31 March 2024 1,562,643
===============================================

All investments shown above are held at valuation.

Investment properties

The company's investment properties were valued by the trustees based on their understanding of property market conditions using a sales valuation approach, derived from recent comparable transactions and market yields, adjusted by applying discounts to reflect status of occupation and condition.

The historical cost of the investment properties is £1,521,958 (2024: £1,521,958).

In accordance with the company's stated accounting policy (See Note 3) no depreciation has been provided in respect of freehold properties which are held for investment purposes.

14. DEBTORS

14. DEBTORS
2025 2024
£ £
Other debtors 251,383 232,438
===================================== =====================================
15. CREDITORS: amounts falling due within one year
2025 2024
£ £
Other creditors 1,827,249 1,735,791
=============================================== ===============================================

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SAMBER LIMITED

COMPANY LIMITED BY GUARANTEE

NOTES TO THE FINANCIAL STATEMENTS (continued)

YEAR ENDED 31 MARCH 2025

16. CREDITORS: amounts falling due after more than one year

CREDITORS: amounts falling due after more than one year
2025 2024
£ £
Bank loans and overdrafts 158,387 157,508
===================================== =====================================

Bank loans and overdrafts comprise a loan which is secured by a charge over one of the properties of the company, which is included in the financial statements at £300,000 (2024: £300,000).

17. ANALYSIS OF CHARITABLE FUNDS

Unrestricted funds

At
At Gains and 31 March 20
1 April 2024 Income Expenditure losses 25
£ £ £ £ £
General funds 11,472 139,400 (313,591) (162,719)
=============================== ===================================== ===================================== ================ =====================================
At
At Gains and 31 March 20
1 April 2023 Income Expenditure losses 24
£ £ £ £ £
General funds 95,876 14,320 (22,904) (75,820) 11,472
=============================== =============================== =============================== =============================== ===============================

18. ANALYSIS OF NET ASSETS BETWEEN FUNDS

Unrestricted Total Funds
Funds 2025
£ £
Investments 1,562,643 1,562,643
Current assets 260,274 260,274
Creditors less than 1 year (1,827,249) (1,827,249)
Creditors greater than 1 year (158,387) (158,387)
----------------------------------------------- -----------------------------------------------
Net liabilities (162,719) (162,719)
=============================================== ===============================================
Unrestricted Total Funds
Funds 2024
£ £
Tangible fixed assets
Investments 1,562,643 1,562,643
Current assets 342,128 342,128
Creditors less than 1 year (1,735,791) (1,735,791)
Creditors greater than 1 year (157,508) (157,508)
----------------------------------------------- -----------------------------------------------
Net assets 11,472 11,472
=============================================== ===============================================

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SAMBER LIMITED

COMPANY LIMITED BY GUARANTEE

NOTES TO THE FINANCIAL STATEMENTS (continued)

YEAR ENDED 31 MARCH 2025

19. RELATED PARTY TRANSACTIONS

During the year the charity received Gift Aid aggregating £125,000 (2024: £nil) from companies that have connections with this charity through its Trustees.

Amounts due from related parties

Other debtors include loan balances aggregating £28,888 (2024: £1,150) which is interest-free and repayable on demand and relates to a companies which has connections with this company, either through its board or through its shareholders as follows.

Amounts due to related parties

Other creditors include loan balances aggregating £1,544,607 (2024: £1,561,857) which are interest-free and repayable on demand and relate to companies which have connections with this company, either through its board or through its shareholders as follows:

Also included in other creditors is an amount of £20,818 (2024: £10,698) due to a trustee of this charity. The amount is interest-free and repayable on demand.

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