**INTERNATIONAL ARAB WOMEN'S COUNCIL BALANCE SHEET - STATEMENT OF ASSETS & LIABILITIES YEAR ENDED 31-01-2025**
£
|Assets
Investments - Portfolio 1785853 Cash on Account
Investments - Portfolio 1785853 Stock Value
Debtors
Treasury
Community Account
Business Premium Account
Business Premium Account
EuropeArab Bank
Other debtors (paypal)
Petty Cash - Lubna
Petty Cash - Najwa
Petty Cash (School Expenses) - Miriam
Total Assets
Creditors
Accruals
Total Creditors
**Total Net Assets**
Reserves
Undistributed Funds
Loss for the year
Profit on Investments
**Total Reserves**|17,538.00
400,515.00
-|
|---|---|
||418,053.00|
||-
69,189.69
3,442.07
104.04
-
-
1,858.77
75.83
336.61|
||493,060.01|
||1,098.04|
||1,098.04|
|||
||**491,961.97**|
||414,345.81
(47,748.32)
125,364.48|
||**491,961.97**|
## **INTERNATIONAL ARAB WOMEN'S COUNCIL PROFIT & LOSS ACCOUNT - STATEMENT OF INCOME & EXPENDITURE YEAR ENDED 31-01-2025**
|**Income**|**£**|**£**|
|---|---|---|
|School Income|||
|Student Fees|60,571.00||
|_Less:_Un-Paid Cheques & Refunds|(2,088.00)||
|Book Sales|457.51||
|Fundraising|-||
|**Total School Income**||**58,940.51**|
|Memberships / Donations|-||
|IAC Dinner in AID of SANAD|-||
|Other Income|-||
|Interest Earned|52.55||
|UK Dividend Income|6,902.28||
|UK -Int.Recd. From Listed Eurobonds & Gilts|1,358.42||
|UK -Int.Recd. From Non-Invested Cash Balances|513.81||
|Alternative Investments|-||
|Overseas Dividend Income|-||
|Overseas Interest Income|2,460.40||
|Property Income Dividends|-||
|Profit/ (Loss) on Sale of Shares|(9,896.39)||
|**Total Income**||**60,331.58**|
|**Expenditure**|||
|School Expenses|||
|Teachers Salaries|42,555.80||
|Refund for deposit school rent|-||
|School Rent|24,999.99||
|School Expenses|669.23||
|Professional Fees for school report|-||
|School Books|2,534.90||
|Total School Expense||**70,759.92**|
|Donations to Other Organisations|27,200.00||
|Events|-||
|Membership Fee|-||
|AGM Expenses|290.00||
|Advertising & Website|-||
|General Expenses|989.07||
|FCO Event|-||
|Fundraising|-||
|Entertainment|200.81||
|Accountancy Fees|1,130.02||
|Legal & Professional Fees|-||
|Portfolio Mgmt. - Management Fee|7,323.18||
|Portfolio Mgmt. - UK Tax Treated Paid|-||
|Repairs & Renewals|-||
|Bank Charges|186.90||
|Bank Interest Paid|-||
|Depn. CE|-||
|Suspense|-||
|Total Expenditure||108,079.90|
|**Loss for the period**||(47,748.32)|
Trustees Report For Year-end June 2025
## **Trustees’ Annual Report for the period**
**From Period start date 29/06/2024 To Period end date 28/06/2025**
**Charity name:** International Arab Women’s Council Charities Fund
## **Charity registration number:** 275862
## **Trustees:**
|Lubna Samara, Treasurer|2004 to date|
|---|---|
|Najwa Salfiti, Secretary|2004 to date|
|Michelle Hijazi|2024 to date|
|Ahlam Akram|2005-2006; 2019 to date|
|Nina Saidi|2020 to date|
## **Number of Members attending:**
Trustees Report For Year-end June 2025
## **Objectives and Activities**
Ladies and Gentlemen members of the IAC attending the Annual General Meeting.
We welcome you here and thank you for attending.
It gives me great pleasure to present to you this Trustee report underlining all the activities and aims that we were able to accomplish during this current term endeavoring to fulfil the main objectives of our charity, including:
- Humanitarian: Providing help and support to the needy and the ill.
- Cultural: Raising the level of cultural awareness by supporting various cultural activities in the United Kingdom.
- Educational: Providing management and finance for Dr. Esmat Al-Said School which represent the core of the activities of the charity.
## **I. Achievements and Performance**
In accordance with the IAC objectives, it has been possible to carry out the following activities and projects for the year ended 28th of June 2025.
## **1- The Mobile Medical Clinic Project – Gaza (September 24)**
## **Summary:**
Trustees Report For Year-end June 2025
In response to the escalating humanitarian crisis in Gaza ,characterised by the collapse of the healthcare system, widespread displacement, the spread of infectious diseases, and rising child malnutrition—the International Medical Education Trust (IMET2000) (UK Charity No: 1081287) launched the Mobile Medical Clinic Project.
This initiative is designed to deliver essential healthcare services directly to the displaced and vulnerable population, particularly in the North Gaza and Gaza District. The project prioritises:
- Infants and young children (aged 4 months to 5 years)
- Children with disabilities or cancer
- Caregivers and families in temporary shelters
## **Contribution :**
Following a through due diligence process, the IAC trustees approved a $10,000 donation to support the Mobile Medical Clinic initiative. This funding plays a crucial role in providing life-saving healthcare to communities in some of Gaza’s most underserved and high-risk areas.
## **Key Achievements:**
- Free On-Site Medical Services
- Delivered primary healthcare directly to displaced individuals in shelters and informal camps.
- Emergency Referrals
- Identified and referred critical cases for urgent care at Kamal Adwan Hospital and other medical facilities.
Trustees Report For Year-end June 2025
- Health Education & Psychological Support
- Offered education on disease prevention, hygiene, and basic health practices, as well as psychological first aid for both children and caregivers.
- Expanded Access to Healthcare
- Helped bridge the gap created by the destruction of fixed health infrastructure, ensuring continued access to care during the crisis.
This project remains a vital source of medical relief for vulnerable populations in Gaza. By deploying mobile health teams, IMET2000 continues to demonstrate the effectiveness of targeted, adaptable healthcare delivery in times of severe conflict and humanitarian need.
## **2. London Palestine Film Festival 2024 (November 24)**
## **Summary:**
The Palestinian Film Foundation is a UK-based non-profit organisation dedicated to the promotion of Palestinian cinema and storytelling. Since its establishment in 2004, the Foundation has organised the annual London Palestine Film Festival (LPFF) the longest-running Palestinian film event in the UK.
The festival is coordinated by a committed team of volunteers from Palestine, the UK, and beyond. It operates through a combination of donations, sponsorships, and institutional support, and has built a strong reputation as a unique cultural and political space within the UK’s film landscape.
## **Contribution:**
## Trustees Report For Year-end June 2025
In 2024, the IAC provided a £3,000 donation in support of the London Palestine Film Festival, held from 15 to 29 November 2024. The two-week programme featured a vibrant array of film screenings, panel discussions, live performances, and public engagement activities across several key venues in London, including: the Barbican Centre, Curzon Soho, and the Institute of Contemporary Arts (ICA), among others.
## **Achievement:**
The festival continues to serve as a vital platform for promoting Palestinian cinema and storytelling. Its core aim is to cultivate audiences for Palestinian and Palestinerelated film, while supporting emerging and established filmmakers. It also plays an important role in preserving Palestinian cultural memory and providing a space for critical dialogue around the politics, history, and identity of Palestine.
By supporting LPFF, the IAC contributes directly to elevating underrepresented voices, strengthening cultural diplomacy, and fostering creative expression that both preserves and reimagines Palestinian identity through cinema.
## **3-The Noor Programme for Orphans – Gaza (May 25)**
## **Summary:**
The Noor Programme for Orphans is a large-scale, multi-million-dollar initiative launched in 2023 by Taawon (Welfare Association), a UK-registered charity (Charity No.1020238). The programme was founded as an urgent and comprehensive response to the humanitarian crisis affecting children in Gaza who lost one or both parents due to the ongoing war.
## Trustees Report For Year-end June 2025
The programme aims to support approximately 20,000 war-orphaned children, offering integrated and long-term care across five key areas: healthcare, education, psychological support, social protection, and humanitarian aid. With a vision that extends over 18 years, Noor is committed to providing holistic care that upholds the dignity, safety, and well-being of Gaza’s most vulnerable children, ensuring they have the support and opportunities needed for a better future.
Key Services Provided
- Humanitarian Aid: Food parcels, clothing, hygiene kits, and nutritional support
- Healthcare: Medical treatment, assistive devices, and rehabilitation services
- Education: School tuition, learning materials, and vocational training opportunities
- Psychological Support: Individual and group therapy, counselling, and recreational activities
- Protection & Welfare: Caregiver support, legal aid, and child protection services
## **Contribution:**
Following a thorough due diligence process, the trustees have approved a £5,000 donation to Taawon in support of the Noor Programme. This contribution will help provide long-term care and renewed hope for Gaza’s orphaned children.
## **Achievement:** (as of Early 2025)
Over 16,000 orphans have already received direct support from the programme.
Trustees Report For Year-end June 2025
- Noor is on track to reach its target of 20,000 children affected by the ongoing war.
- 19,522 orphans have been fully verified and registered through a dedicated Orphans Portal
- Noor represents the largest orphan care initiative in Gaza’s history
## **4- Upcoming Fundraising Event: Supporting the IAC Education Scholarship Programme.**
In 2024, the IAC launched the Education Scholarship Fund strategic initiative aimed at expanding access to higher education for financially and socially disadvantaged youth, with a particular focus on Palestine and the wider MENA region.
The programme is designed to support students who face significant barriers to education due to conflict, displacement, and economic hardship. At this early stage, the scholarship prioritises fields with strong potential for long-term impact and employment Computer Science, Computer Engineering, and Technology.
As part of the initial rollout, IAC has formally partnered with An-Najah National University in the West Bank to support four undergraduate students. Plans are already underway to expand the programme to additional universities in Palestine, enabling more students to benefit in the coming years.
Looking ahead, the IAC is developing a longer-term vision to offer online learning pathways, ultimately providing access to Bachelor’s-level (BSc) education remotely, particularly for students in regions with limited university infrastructure or travel restrictions.
Trustees Report For Year-end June 2025
To support the growth and sustainability of this initiative, the trustees are organising a fundraising dinner event to both raise funds and increase awareness of the IAC Education Scholarship Fund.
This scholarship initiative reflects IAC’s broader commitment to investing in youth, enabling upward mobility, and building resilience through education in some of the world’s most challenging environments
## **II. IAC School**
## **Dr. Esmat Al-Said School**
## **Summary:**
The International Arab Charity (IAC) places particular emphasis on the continual monitoring and steadfast support of Dr. Esmat Al-Said School, demonstrating a resolute commitment to its sustainability and developmental progress. This school occupies a vital role among our charitable projects, aligning seamlessly with our core objectives, which revolve around the advancement of education, the promotion of Arabic language and culture, and the fulfilment of the needs of the Arab community residing within the United Kingdom.
## **Note from the Head teacher:**
The main objective of Dr. Esmat As-Said Arabic School is to impart the Arabic language and culture to the children, which can be a challenging task, particularly for those of us who have chosen the United Kingdom as our new home. Hence it is our job as a school to nurture knowledge and pride in the Arabic identity among our students in addition to enhancing their language proficiency.
Trustees Report For Year-end June 2025
As the headteacher of the Arabic school, I am working towards creating the best possible environment for the children to not only learn the Arabic language, but to also interact with others of the same identity as them.
Our school is considered as one of the best Arabic schools in London. in both quality of teaching and the high standards of the learning environment that we provide.
We work in line with the government requirements in regards to safeguarding and Health & Safety. I am the safeguarding lead and I completed the Designated Safeguarding Lead course which needs to be taken every 2 years.
All staff receive safeguarding training in September every year. All staff also completed the PREVENT training at the beginning of this year.
I have four trained first aiders, including myself, within the team.
I completed the Safer Recruitment course as this is a government requirement for recruiting staff.
**Amount:** (Please refer to the financial report)
## **Achievements:**
Notable achievements this academic year include the opening of our new A-Level class which has been popular, and the number of students in this class is set to rise from next year. We achieved outstanding results in the Arabic GCSE examinations, where almost all students in the GCSE class achieved the highest grade of (9), and our expectation is similar, for all of our students who sat GCSEs this academic year. We expect similar high grades in A level.
Additionally, the school has actively engaged in a range of extracurricular activities, including:
An impressive exhibition, held on 21[st] June 2025, showcasing our students’ academic progress, in addition to their interest in Arabic culture and its history.
A productive Parents Meeting convened on 1[st] February 2025. An engaging Assembly and End of Year Party will be celebrated on July 12, 2025.
Trustees Report For Year-end June 2025
## **III. Financial Review**
Year on year from 1st February 24 to 31st January 25, the value of the portfolio has increased £28,500 from £389,560 last year to £418,053. Our total reserves however are down by around £6000, from £498,023 to £491,961. This decrease is accounted for in part by an increase in donations from £22,700 to £27,200 this year, and a net increase in the school subsidy from £4000 last year to £11,800 this year.
My recommendation is to continue investing our portfolio with Canaccord Genuity as the funds are incurring steady growth in a cautious portfolio, while offering the liquidity a project-based charity needs to access the funds at short notice for donations as and when project needs arise. We recognise the need to increase fundraising, and currently have plans for this to invest in our exciting new IAC Scholarship Fund which we recently launched, supporting four students with An Najah University; we have plans to expand this to other universities in Palestine to support more students in the next few years, with a longer-term plan to establish online learning to BSc level – both in Palestine and hopefully s this project grows to extend it to other MENA countries. The trustees continue to also support the worthy projects that meet our criteria and giving a stable base to our IAC School which we’ve supported since 1976, when the charity was registered in the UK.
We are proud to continue meeting our objectives with diligence and compassion.
Trustees Report For Year-end June 2025
## **IV. Note from the secretary:**
We would like to remind the nominees for the election to the membership of the Board of Trustees that membership in the Board requires time and commitment dedicated to this Charity and to its work. Therefore, the nominees must bear this in mind when standing for the office of trustee and decide whether or not they have the time, energy and the will to work for the success of this charitable organisation and advance its noble aims.
We hope that all members will participate actively in making this Charity and its work a success.
We also thank all those who helped with time and effort to keep our Charity moving forward.
We hope that we have been successful in our work during the past term and wish our Charity and the new members of the Board of Trustees every success in their endeavour for the benefit of the Charity and its members.
Charity Secretary
Najwa Salfiti
**INTERNATIONAL ARAB WOMEN'S COUNCIL BALANCE SHEET - STATEMENT OF ASSETS & LIABILITIES YEAR ENDED 31-01-2025**
£
|Assets
Investments - Portfolio 1785853 Cash on Account
Investments - Portfolio 1785853 Stock Value
Debtors
Treasury
Community Account
Business Premium Account
Business Premium Account
EuropeArab Bank
Other debtors (paypal)
Petty Cash - Lubna
Petty Cash - Najwa
Petty Cash (School Expenses) - Miriam
Total Assets
Creditors
Accruals
Total Creditors
**Total Net Assets**
Reserves
Undistributed Funds
Loss for the year
Profit on Investments
**Total Reserves**|17,538.00
400,515.00
-|
|---|---|
||418,053.00|
||-
69,189.69
3,442.07
104.04
-
-
1,858.77
75.83
336.61|
||493,060.01|
||1,098.04|
||1,098.04|
|||
||**491,961.97**|
||414,345.81
(47,748.32)
125,364.48|
||**491,961.97**|
## **INTERNATIONAL ARAB WOMEN'S COUNCIL PROFIT & LOSS ACCOUNT - STATEMENT OF INCOME & EXPENDITURE YEAR ENDED 31-01-2025**
|**Income**|**£**|**£**|
|---|---|---|
|School Income|||
|Student Fees|60,571.00||
|_Less:_Un-Paid Cheques & Refunds|(2,088.00)||
|Book Sales|457.51||
|Fundraising|-||
|**Total School Income**||**58,940.51**|
|Memberships / Donations|-||
|IAC Dinner in AID of SANAD|-||
|Other Income|-||
|Interest Earned|52.55||
|UK Dividend Income|6,902.28||
|UK -Int.Recd. From Listed Eurobonds & Gilts|1,358.42||
|UK -Int.Recd. From Non-Invested Cash Balances|513.81||
|Alternative Investments|-||
|Overseas Dividend Income|-||
|Overseas Interest Income|2,460.40||
|Property Income Dividends|-||
|Profit/ (Loss) on Sale of Shares|(9,896.39)||
|**Total Income**||**60,331.58**|
|**Expenditure**|||
|School Expenses|||
|Teachers Salaries|42,555.80||
|Refund for deposit school rent|-||
|School Rent|24,999.99||
|School Expenses|669.23||
|Professional Fees for school report|-||
|School Books|2,534.90||
|Total School Expense||**70,759.92**|
|Donations to Other Organisations|27,200.00||
|Events|-||
|Membership Fee|-||
|AGM Expenses|290.00||
|Advertising & Website|-||
|General Expenses|989.07||
|FCO Event|-||
|Fundraising|-||
|Entertainment|200.81||
|Accountancy Fees|1,130.02||
|Legal & Professional Fees|-||
|Portfolio Mgmt. - Management Fee|7,323.18||
|Portfolio Mgmt. - UK Tax Treated Paid|-||
|Repairs & Renewals|-||
|Bank Charges|186.90||
|Bank Interest Paid|-||
|Depn. CE|-||
|Suspense|-||
|Total Expenditure||108,079.90|
|**Loss for the period**||(47,748.32)|