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2025-04-05-accounts

WILLIAM JOHN MILLS corrAGES TRUST FINANCIAL STATEMENTS YEAR ENDED 5 APRIL 2025 Apsts¥g CHARTERED ACCOUNTANTS

WILLIAM JOHN MILts c(yrrAGES TRUST FINANCIAL sfATEME YEAR ENDED 5 APRIL 2025 R¢feren¢e and thk8tratioh dthi Ttusttts report Indcp¢ThdcDt eXam$r￿r,lIOpOrf St&wn¢ftt of fit1￿￿111 activities BaJaD¢¢ she 7-10

JOHN ANDAD Rqtstered eh4rity n•mber 275488 Chrity'8 princi￿ addrt Mills St Day TrJ65LL TrusteeB E Wii4)n . Chatr Mrs S Burley. Vi¢e MrK Ihl(L8wonby Mr C Wil￿￿ Clerks to ihe tnute Indepethdent txwlller Mr5 M Huhin AFoleJ 21 Btyn Street Tivertoty Devon EX16 6AA BArtker CAF B4llk L Kin&$ Mllll Matlin8 Kcnt ME19 4TA B￿rIly8 Baok pk Trur Cortsw*ll Virpn Money Jubilce Hots Gosforth NF3 4XS Uttiird Tn￿1 Bank 80 H8ytrAr London SWIY 4TE SolltltorB St Austell C￿￿￿11 P125 4AX

COThAGES TRUST TOF The T￿￿te¢S Plts¢nt theirr¢wrt )d the stat¢rrtnts of th¢ tharity for the )tar etlded 5 April 2025. The have doptcd th¢ piovisions of the StateDXntof RXOm￿￿dea PractIc¢{SO￿}-Acr1)￿llltsg armj Kq￿ by C]wities" IFRS 1021 ID pr¢paTing the annual Twrt and finan¢i8] of th¢ chaD'ty. Summary of the objects of the Charity Srt ollt In its E•veYDl•¥ dotttmeol To provide accomrr¥¥Jaiioft for ¢JccupwtiOti bydt4thiDg king r¢lldeDtsof, w fi)rnKrre5id¢ntsof. th¢ former District ufK¢TTier in th¢ Couniyof Comwail. Summary of the attlvldm In relatknn to tkue obJ¢¢dvu Provjded 42 wilts of ￿01t1T￿da1loD throu8bout thc yc¥r. Th¢ trustee8 h•vc ht r¢88rd to th¢ Oarity wJidwoD public bu￿fil •rdbelieve thi5 is 4¢hieved vio the charitys obje¢tives and •c¢iviU¢8. ACHIEVEMENTS AND PERFORMANCE SuwmAry of tbt mAln ¢hkveJ¢pts of the ¢hrfty durfttg tbt yer In th¢ 18th ￿lY 19th cenbjriu St. Daywos the centre of a very pr(4p¢K￿ miDiDgrn ￿fe￿red to a8'the ri¢hest Squa￿ mbl¢ in En8land'. Mills SM the besrt of the Trust's pryty wrtfolio. w&8 t￿]11 L8 work¢r5' ¢otta8c8 to support that thrivin8 indu5ty. Thetr historicd 18 bi&bJtybtrdbythe Grth ll lislmg: wbik is IT￿$￿￿oll of which w¢ a justly proud. ita150 has its d￿dVanta￿. Constructed accorditigto 19th principks and with 19th th¢ $iRet of28 ¢Oltsgc5 i5 ¢ostly ￿ Tnaiktain and to 81ign &8 c105¢1y ￿ possibl¢ with 21sl century thals in tLYtlls of wmfort and thern￿ eifici¢ncy. In onr oFthe bi8pt m8inMan program￿6 in the Tru81'3 bislory. we hve just conv1c￿j a four-It4rprO￿ThUtt of rcTh)vating the building5 f￿￿￿&8. Using tradiuotLiI lime m&t¢D￿¥ it h&$ Biv¢n the buildings a Th I￿¢Of life ts w¢U ¥ ￿￿k108 them mT¢'breathabl¢' and Nuit¥ble io modem day living. We Are now lookiogto iwjild w this work and investi8atin8 the be￿fits of Ptv (Posiiive Ven¢i14ti0nl syJt¢m8 which would gcnerat¢ ¢verL rn0￿ Ihr mover￿¢ iti thc prOpUts￿ rrnking i healthy rnvironllmtboth for the fabric of thc buildiry and thc r¢S￿ents withirb. We are •lw krtm8 Ot a8 a potiti41 Klution ty any around whi¢b w¢ are th1o0 g¢tivety inve8tsgati Ott A more gcn¢rnl note. wc had 81i8htty f¢wer prop¢rtits beitig madcvllunt duringthe yesr Fpbicb is good tyews for th¢ IoD8ewty of ourre5id¢tLtsI Thankfully. it also tr￿s]at￿ iti 8rKMI for ourovtxstretcFd b￿l9e11. AmoD8 the v¥¢40cies one of our acces5ibl¢ bungalows whjch pemmttrd onc of the morc fril Ttsidents to tran%f¥ to a tTr)T¢ witsble hon envirotinML Ela¢wher wt h•d two BigtLifi¢ont refwbitht)nts to •ttend lo in Mills Stred •h¢J of ￿kom￿8 tthv residcnts. M￿whik, t hasr to contittue battimg wtth the Tntst's iD5Utws kn rcsolvr damagc to two of our cottages ¢aused bymining sub5idettce. A catsiogue of del8￿ procrnstt￿tsL￿ twtitsxk bd￿l(￿f the 58eswrs bas k¢pt the affetted r￿IdentS from ￿ti8 th¢1rgUde￿ ￿ the are• deKtatul wwfe. Our bthie b•slrni sinceth¢ start of2022 and th0￿ no 8i8n of r￿Ch1O8& cott¢hsioD.

OF I1￿ IRusfEFS FINANCJAL REVIEW Net sU￿lU5 forthe ￿ (befor¢ r¢vAhAtioD) £63.755 a%coD4xred to Detexptsthtr of £35,972 foTthc pr¢vID￿ )r4r. The poii¢yof ￿zdUallY EDcre4sll)g the mainnw¢ e•DtrÉbthioDsto refjcct Cornwall's HO￿lti8 Allowatste ]J85 s¢¢n goes a long wayto exp]ainin8 ournetuplu Brlef sujnmiry of the tbarlty's pow r¢¥ervt4 £50.000 is held i2J att Extraorditisry Reli¢f Fun¢L ￿ ￿10￿ fw'oDE off w aTwJ irtyr0Y￿ts atdalsoa fi￿¢T £70.OLM) is set &8idc in a Cyclid Maintynancc Fund to allow for Bth￿hekl is ks pmid¢ 5uitsblc propcrty for ow 1¢$$ abk residents to iWTfa¥¢ hou5ing5ttKk. STRucfuRE. GOVERNANCE AND MANAGEMENT Type of 8overnin8 docutntht How the chon.ty Is constitiLt&J Truiteei. consldtnthjn ofrtsks been cstab115hed to IfJ5rn thos¢ risk¥. RJtloMhlp b¢¢W￿ ¢brlty *nd rthted pwtk• Thc tntste¢8 of this twst are the Sarne￿ those for WJ Mills Gr￿ Fund{Cb￿.tyDu￿ts 1120627). Q - g _Zs ard siawl on thur behalf by. Thi$rWw4sapprOsrdbythcbo￿0D.................. Mrs E A WIknoD ChAlr

RT I report to th¢ ch￿lty1n)st¢ts oll of the of the dwi.ty forth¢)rar ￿ 5 Aly￿ 2025 whicb ore8¢t out on pages 5 to 10. Responslbllltles and basis tsf rqbort As the charity'$ truste￿ )ou are ￿P0￿81b1¢ for the pTA￿tion ofthcxwwty in accord￿ with the re4ll1ru￿ of thr ChaTiti&8 Act 201 I ('thc A¢t'). I report in rt8pee¢ of nryexw01na￿ of theth•ri￿8 ¢a￿le4 outmM￿SettI0ts 145 of th¢ Act in c81ry]ng out Tny examination I h8ve followed all the applicabl¢DirtttiortÉ w bytheCh•r1tyComi￿Tr undtt sedion 145{5Xbl of the A¢t. IDdependent t￿￿1￿tr, sttehiient Since the ch8nty'$ 8TOS8 Income exGe&d £250.WO your exaTrrillu Trwst be & ￿￿7￿￿￿rOt a iK)dy listed in 145 of the 2011 Acl. I corLfirn that l mqualified ¢0 und¢nth the ex8rnin8￿ b￿￿¢ l am 8 DwDbttof tk knstswtc of A¢4)untartts in Ert8land and Wales IICAEW). I have completrd my examith8tion. V confrn th8t nxter1￿ MItt￿ has tt) fflY•tte￿iOll in ¢onn#tion with the txgmiThAtioTr 8iving tne cause ts) bclicve that in 8ny marial r#pxt.' &¢countin8 Tc¢orth W¢T¢ nol kcpi in ofthc ¢lrity¥ by secjion 130 of th¢ Ac4 or the accout)ts do noi ¥cord with recorth: or the ac¢vunts do Thol co1￿1Y with th¢ &ppli¢abk T¢quirtt)xnts conc¢min8 thc forn and cotyterAt of aL%ounts 8et out in the Charities IA¢counts and Re[￿$} Rc8ul￿70￿l 2008 other tbn any rcquirelttht the ￿￿1￿ Aod fair vxew which Is noi a maw consid¢￿1 a5 P8rtofatL ¢xaMI￿L￿1. in ihis rep)rt in i)rdcr ¢0 enllbk a of thE wounts to b¢ rt4¢h Mrl M Hut¢hlJ Apsleys 21 BAmptOD Street Tlverton Devon EX16 6AA

ATEMENT OF FIN Ch8rir8bl¢ I￿]y1￿ Rents Teceivable Investment income Bank inleresl Other illcom¢ Total income 31NJ515 300515 269.468 5J64 1.020 5J64 3,346 1.020 2.055 . ￿899 274,869 Expenditure CharJ"tabk aL#iviti<8 Oth¢r Total ¢xpendiiur¢ 187.926 55 18 243.144 187.926 55218 265295 45 46 310.841 Net in¢omellexpellditurc) for the >t4T Revaluation of tAll8ibl¢ fi¥cd a&￿LS Nrf movem¢ni in funds Bdance brnu8ht forW￿d Ilalallce wried fonvard 63.755 63.755 776.188 2 622 838 (712.433) {1.846.6501 (2,559.083} 2827812 6.613.175 9.440 987 79 4.766.525 135.972) 432.134 1,396.162 8.044,825

corT APPJL 2025 W J Mius (Propw) Fixed 8ss¢ts Tall8frJle fLE￿ 8wts &770,( 9.392.838 Curr¢nt ￿5¢ts Debtors C&8h atbankar#l in 23.438 207537 230.￿5 22.714 165.1 17 187.831 C￿￿.¢018.. du¢ within ¢Jfj¢ yur 47.162 43.636 183,813 6,953.¥15 144.195 9,537,035 Nrf ¢urfenl ￿ets Creditor8.. An)Junts due afterone yc•r Net asseis 71.911 6.881,904 96,048 9 440.987 C4w'tal funds p￿doW0￿ntr ls)comc fimds 4.766J25 6.613,175 115J79 28271112 9,440.987 ?-q-z signvj on theirbeb8lf ty. Mrs E A W￿00- Chlr Mn S Bllrley- Vkrtbtr The nDtsi ￿ pw65 7 10fc¥m pwl

{) GeJrAI •lld b•¥ls of prqbArAIIo Willi￿lI0hn Mills Cottsges Trust 1$ 4 ¢lwitsbk trusL ThtTnJ&t isa ￿￿1￿￿1¢hO￿ty Ill withitt th¢ Unitcd KiDgdonL The charItye￿ati￿ts a pubiL¢ b¢n¢fitartityas &fin&l by FRS 102. The financ￿1 statenw b&v¢ been prep8red in ac£4)rdatsce with Aecowiting gJKi ￿e￿nI￿8 bycbaritiu.. of RtC0D￿tt￿d￿ PAdic¢ appJi£able ￿ charities pry8ritig their accounts in a¢¢ord&tK¢ with the Financ￿] Retnrtsn8 StwknJ awlicabl¢ ID thcUK aDd Rtpublir of IrelaDd (FRS 1021 iMu¢d OD 16 Juty 20I418s througb Updic Bulletsn I ￿blAth1 0th 2 Fthuary 2016). the (%aTitieÉ A¢L2011 aDd UK Generally Acceptsd A¢eouDting PraL#ic itcm5 al fair v8lue. The fithwLfji41 areprcgujtsl in #erliD8 whith 15 the ffiJnCti￿t CLryof the charity aDd round¢d io thr n¢arut L The significantaccwnting policies applied in thepEryJftrolion ofthcsc fuwKial xout bBknv. 1tse8e po]i¢ies hv¢ be¢n ¢￿siste￿I]ySpp1I￿ ￿ all )tW5 preseTrted Unl￿ otherwisc st4td. Ib) lthcomt reuK•ld All incomin8 in the Stsrr¢tsiof Finth¢ial Activili￿ (SOFA) when the ¢harity is kgaJlyentstI￿ th Ih¢ income after anyP￿0￿j￿￿e CO￿litionS ￿vE been the br uKa5ured r¢liably4nd it 1$ probablr that thc income will be r#¢iv¢d. No an¥)unt 18 includd in the fthah¢wl for volurthertirf¢ ¢0 lin¢ with the SORP IFRS 102). (c) ExpeDdlthre rttopld All txpaJditUTe 18 atttrtstlttd foyon ￿ 4xunls b&¥is al￿ h¥be¢D G]assifiryJurth hainy that48Y¢ga¢¢ ￿] re]ate41 to th¢ GNt¢gory. ExF¢nditure is reco8ni¥ed wh¢r¢ th¢r¢ is • Icgal orcotstwive obli84tion to m￿C Pay1t￿ts kn th￿d partic4 il 18 pmbable that the s¢ttl¢rwJi will bc required and the of th¢ obligation can bc nwLr&l ttli8bly. It IS ￿Mon9td und¢r th¢ followingheadmy.. ExpuJditUTe on ¢hllritsbh ￿I¥ll1¢S. Otherexp¢nditur¢ Irrecoverable VAT 18 ¢hwTrJ as an exp￿ a8ainst thea¢tivity torwhich e￿endituTe0Y￿. Grants payable to third wties aT¢ ￿thin the chuilable obieaiv¢5. uncoDdiiisJnal gr8tsts e offw¢41 this is P￿r￿<1 As soon a5 th¢ recipieDt 18 notified of th¢ this LO a rt&y)JJ#bl¢ cxpcctation tht Yetiprctht will receive the gronts. Vthetr graDls arcconditiooaj rthtill8 then the￿ is onty ccnKd when any unfvlfilI￿ coTrlitioDs are outsid¢ of th¢ ¢Otttrol ofthe ct￿i.ty. Id) T*xglblt ￿ed aMets Frcehold land builditi￿ 8rr styfy¥J ￿ fair value. Oth¢r SUDdry fixed asgets iDtlLMkd in th¢ SOFA in theJwofpw¢

FtNANC ST {e) IrtV¢8tJDethts (fj Debtors Dd tredlton rtteivble I paygble wltbln one ytAr Debtors and crditOTS with no stad intert# rat¢ and ￿lY￿bie or Fa>•blc withiD pr a1¢Y￿0rd￿l attr￿sa￿l0￿ priG¢. {8) Cgih ljquid itivesttrnts with oriwal nxturiiia of tbr¢e baDk 0￿rd[•fiJ. (h) Fynds Urtrestrided funds 8r¢ av4ilabk for u8¢ jt thc disueti.on of th¢ truse4 in fIrth￿ ofthe gw81 obixtiV¢s of th¢ charity nd whlth h•ve noi been dcsi8thated forother purws. Ertdowment fvrtd8 repr¢sent those as8dS which Jnwt be heid penrAnrntlyby th¢ cI￿lty. pritL¢ipity freehold property in S¢ thy. Income BTiSin8on th¢ endoWE￿nt fthid8 can be u5¢d ID aC£Ord￿ with th¢ objcKts of th¢ charity 16 included as unT¢Strici in¢orw. Any capitsj gaiD5 or losses arisill8 on the inv¢soMits forni pNrtof th¢ ffi￿￿J. knve5tnwinMiiirnt cl￿8¢$ and l¢8al Advice relatingto the fund arc ch￿8¢d 88ainsL the fithd. l) Colng tootern Ai the of atVTowns th¢ financi•l s¢at¢rnnt4 tb¢ tru54S have¥ rewnabk expxtstm the Ch￿]ry hlls adcquaie r¢g)urce¥ LO c¢￿11￿￿¢ in opcrational cxiBtice for the forweable futUTr. Thu5 the tru5W Contift￿ ￿ thpl the 80in8 conrKrn ba51$ ofaccowitirtg in prcparingthc fiD¥DcMI sWCQKThts. 2. Inveitmtots iw Suhidi•ry I(XYA hoidin8of W J Mills {ProFffj) IAd which w• 25 NoverDbet 2019. its COMP￿yn￿mbgr 18 12331192. J. Tnglble flled sets in Valuatio At 6 April 2024 9J92,838 2 622 838 6.770.000 D￿[￿8¥¢ in voluatiott At 5 April 2025 D￿recia110n At 6 April 2024 Ch8Tgc for the y At 5 April 21n5 book val At 5 April 2025 At 6 April 2024 6.770,0(M) 9 392 838 In psst yws, in th¢ &bgenceof aD CXtern8J valuats"on, thc bc* availabk inf¢Jmtion thev•lueB adopt￿1 for losurgt￿e PUTW>gCS whi¢b totalled £9J92,838 in 2024. excluding IWML Thi8 pr thc frEd￿ld prowtiss were vduedby a proftssional y￿uer &t i markrtvaluc of £6.710,IKXI. If frcthold jand attd building5 had reva]llgJ in pevious it have inclwjed on th¢ his￿￿￿7 cosi basis of £1.567,457.

WILLIAM JOHN MILLS COThAGES TRUST TES TO THE PiNANCIAL STATEMEPttS AR tNDED 5 APIUL 2￿25 4. Debtors 2025 2024 Trade debtor5 1204 20.0(M) 2234 23.438 543 20.(MM) 2.171 Prq)aymettts S. Creditor5: AM0￿￿ts fallitig dv withiu ODeyeAr 22.704 22,716 1.740 20.718 21296 1.620 AccnMIs so¢￿) security Other GTryJitQf5 47.162 43,636 6. Cr*ditOTS: f¥UiDg due after one year 202 71.911 The totsl anY)uttt of the i&" frollkThe Charity BaDk Ijd outslandmg at 5 A￿]12025 is £94,62812024: £117.3M). This amount doe51JQt itLGlud¢ int¢r¢5twhich is due on thc outslaDth8 balance. 7. Attalysil of aJJets fu•ds funds Totsl fi]n Fund baiallces at 5 April 2025 ]D￿stMents T8ngibl¢ fixed 08sc 2.lJ)3.475 230975 1119.073) 2.115u79 4.766525 6.770,0(K 230.975 (119.073 6.881,904 4.766.525

io Jo corrAGES TRUS IAL STAT & Expenditure- Unr&T1￿ fullds 0ts12024 aerks wages Trustees travel expeJL Adtllinistrative Accountaney IDd¢pendetLtexamination OthcrprofessioDal fres Trust¢es indcmrty in5wance Propety iDsufdnce Heat, light, watwand Caretsker and gardcntng 2.346 30.940 lJ83 25.767 4.123 4,478 674 1,146 1860 3,627 689 3,627 689 7J(KJ 422 422 6258 31.562 7J89 140.371 381 5,935 34.135 7.055 216,587 60 8,386 531 310,841 31562 7J89 140J71 Bank ch8rges Loan interest￿ld 683 80 55218 185 243,144 9. Wages and skni 2ff25 30.940 Social Seturitycosts 25,767 30.940 25.767 Avtrage of stsff 10. Trllste£s rem￿lleratIon expenses 2025 2024 NIL 18fa) NIL 4.123 TnJstec8 expellse5 ￿]n1Yrel￿eto tra￿1 costs and w¥e¢laU￿￿1 by2 knLts(2024.. 2). Il.Relatt41 partytransacliM$ As at 5 April 2025 WJ Mills (Pror*ry) tjd owcdthcTnJ8t £20.(KM) [2￿24.. 120,(KKJ) fol]owng ￿ abortive projectand d value ofthe ]and not bcmgsufficient to ¢over the totsl waloe of the lo￿. Mr K Goldsworthy ys also director of WJ Mills O¥optrtyl ttht