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2023-04-05-accounts

Karaviotis Foundation Financial Statements For the year ended 5 April 2023

Karaviotis Foundation

Contents

Page
Trustees' Annual Report 1 - 3
Independent Examiner's Report 4
Statement of Financial Activities 5
Balance sheet 6
Balance sheet schedules 7
Notes to accounts 8 - 12
Schedules of investments 13 - 18
Schedules of investment income receivable 19 - 29

Karaviotis Foundation

Trustees' annual report

The Trustees present their annual report and accounts for the year ended 5 April 2023.

Structure, governance and management

The constitution of the charity is by Deed of Settlement made on 17 October 1977. It is a registered charity No 274576 managed by Trustees and its registered address is 71 Queen Victoria Street, London, EC4V 4BE.

The charity is established for such charitable institutions or towards or for the advancement or in the furtherance of such charitable purposes as the Trustees may from time to time in their absolute discretion determine.

The Trustees who served throughout the financial year were:

Mrs Jill Maureen Karaviotis Joseph Karaviotis

Power of appointing new Trustees is vested in the continuing Trustees. Any new Trustees will be chosen for the skills and expertise they can bring to the Charity. Training needs will be assessed on an individual basis.

Accountants: Saffery LLP
71 Queen Victoria Street
London
EC4V 4BE
Investment Advisors: Cheviot Quilter
One Kingsway
London
WC2B 6AN
Solicitors: Withers LLP
16 Old Bailey
London
EC4M 7EG
Bankers: Coutts & Co
440 Strand
London
WC2R 0QS

Page 1

Karaviotis Foundation

Trustees' annual report

Principal aims and objectives

The objective of the Charity is to achieve its charitable objects by management of its portfolio of investments to produce a balance of income generation and long term capital appreciation.

As the power to accumulate income has now expired, the Trustees are obliged to make distributions for charitable purposes up to or exceeding the level of annual income.

The Trustees have no set predetermined policy for awarding grants. Grants are made on the perceived merits of every application at the Trustees' absolute discretion.

Activities and financial performance

The income available for distribution in the year to 5 April 2023 was £59,583. Donations of £35,774 were made during the year, to the organisations as listed on page 11 of these accounts, as approved by the Trustees from time to time.

Total assets of the Charity at 5 April 2023 amounted to £2,885,062 (2022 £2,984,043), which represents a decrease of 3.3% The Trustees regard the performance of the portfolio as satisfactory in light of the market conditions of the year.

The Trustees have read the guidance on public benefit issued by the Charity Commission, and they consider the activities and grant making policy ensures the Charity provides public benefit.

Financial review

The Trust has no forward commitments and therefore its policy is not to carry any specific reserves.

Under the Trust Deed, the Trustees have wide powers of investment at their own discretion. The Trustees have delegated investment management under a discretionary mandate.

Risk management

The Trustees have examined the major strategic, business and operational risks which the charity faces and confirm that systems have been established to enable regular reports to be produced so that the necessary steps can be taken to reduce the risks.

Page 2

Karaviotis Foundation

Trustees' annual report

Statement of Trustees' responsibilities

The Trustees are responsible for preparing the Trustees' Report and the financial statements in accordance with the applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice).

The law applicable to charities in England and Wales requires the Trustees to prepare financial statements for each financial year which give a true and fair view of the state of the affairs of the charity and of the application of resources of the charity for that period. In preparing these financial statements the Trustees are required to:

­ select suitable accounting policies and then apply then consistently;

­ observe the methods and principles in the Charities SORP;

­ state whether applicable accounting standards have been followed, subject to any material departures disclosed and explained in the financial statements;

­ prepare the financial statements on the going concern basis unless it is inappropriate to presume that the charity will continue in business.

The Trustees are responsible for keeping proper accounting records that disclose with reasonable accuracy at any time the financial position of the charity and enable them to ensure that the financial statements comply with the Charities Act 2011, the Charity (Accounts and Reports) Regulations 2008 and the provisions of the Trust Deed. They are also responsible for safeguarding the assets of the charity and hence taking reasonable steps for the prevention and detection of fraud and other irregularities.

. . . . . . . . . . . . . . . . . . . . . . . .

Joseph Karaviotis

Approved on behalf of the Trustees on

Page 3

Karaviotis Foundation

Independent examiner's report to the Trustees of the Karaviotis Foundation

I report on the accounts of the Trust for the year ended 5 April 2023 which are set out on pages 5 to 29.

Respective responsibilities of Trustees and examiner

The charity's Trustees are responsible for the preparation of the accounts. The charity's Trustees consider that an audit is not required for this year under section 144(2) of the Charities Act 2011 (the 2011 Act) and that an independent examination is needed.

It is my responsibility to:

Basis of independent examiner's report

My examination was carried out in accordance with the general Directions given by the Charity Commission. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts, and seeking explanations from you as trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit and, consequently, no opinion is given as to whether the accounts present a "true and fair view" and the report is limited to those matters set out in the statement below.

Independent examiner's statement

In connection with my examination, no matter has come to my attention:

  1. which gives me reasonable cause to believe that in any material respect the requirements:

  2. to keep accounting records in accordance with section 130 of the 2011 Act; and

  3. to prepare accounts which accord with the accounting records and comply with the accounting requirements of the 2011 Act

have not been met; or

  1. to which, in my opinion, attention should be drawn in order to enable a proper understanding of the accounts to be reached.

Timothy Gregory FCA CTA Saffery LLP Chartered Accountants

71 Queen Victoria Street London EC4V 4BE

Date:

Page 4

Karaviotis Foundation

Statement of financial activities For the year ended 5 April 2023

----- Start of picture text -----
2023 2022
Expendable
Page Income Endowment Total Total
£ £ £ £
Income and expenditure
Incoming Resources
Investment income 26 ­ 27 ­ 29 60,227 ­ 60,227 63,175
Interest receivable 2,746 ­ 2,746 8
Total incoming resources 62,973 ­ 62,973 63,183
Resources expended
Direct charitable expenditure :
Grants/Donations 11 (35,774) ­ (35,774) (79,227)
Other expenditure :
Governance costs (3,390) (2,100) (5,490) (3,036)
­
Cost of generating funds (12,453) (12,453) (12,368)
Total resources expended (39,164) (14,553) (53,717) (94,631)
Net incomings/(outgoings)
Resources for the year 23,809 (14,553) 9,256 (31,448)
Other recognised gains and losses
Gains/(losses) on investments held for
charitable use :
Realised 17 ­ 19 ­ 22 ­ (50,345) (50,345) (29,747)
Unrealised 17 ­ 19 ­ 22 ­ (57,892) (57,892) 307,157
Total investments gains/(losses) ­ (108,237) (108,237) 277,410
Net movements in funds 23,809 (122,790) (98,981) 245,962
Total funds brought forward at 6 April 2022 200,921 2,783,122 2,984,043 2,738,081
Total funds carried forward at 5 April 2023 6 224,730 2,660,332 2,885,062 2,984,043
----- End of picture text -----

The notes on pages 7 to 26 form part of these financial statements.

Page 5

Karaviotis Foundation

Balance sheet At 5 April 2023

Page
Fixed assets
Investments (at market value)17 ­ 19 ­ 22
Current assets
Cash
7
Debtors
7
Creditor
7
Net current assets
Total assets less
current liabilities
Funds ­unrestricted
5
Income
£
­
213,861
10,869
­
224,730
224,730
224,730
Expendable
Endowment
£
2,616,096
44,236
­
­
44,236
­
2,660,332
2,660,332
Total
£
2,616,096
258,097
10,869
­
268,966
2,885,062
2,885,062
2023
2022
Total
£
2,764,381
211,829
10,869
(3,036)
219,662
2,984,043
2,984,043

The notes on pages 7 to 26 form part of these financial statements.

As Trustees we approve these accounts on

Jill Karaviotis

Joseph Karaviotis

Page 6

Karaviotis Foundation

Balance sheet schedules At 5 April 2023

----- Start of picture text -----
2023 2022
Page Income Capital Total Total
£ £ £ £
Cash
Adam & Co current account ­ ­ ­ 8,159
Coutts curent account 45,823 ­ 45,823
­
Adam & Co call deposit account 62,443 62,443 82,443
Quilter Cheviot dealing account 105,121 44,236 149,357 120,658
Quilter Cheviot income account 474 ­ 474 569
6 213,861 44,236 258,097 211,829
Debtors
Foreign tax repayable 6 10,869 ­ 10,869 10,869
Creditors
Saffery LLP 6 ­ ­ ­ 3,036
----- End of picture text -----

Page 7

Karaviotis Foundation

For the year ended 5 April 2023

Notes to accounts

1. Accounting Policies

These financial statements have been prepared in accordance with Accounting and Reporting for Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard in the UK and Republic of Ireland (FRS 102) (effective from 1 January 2019) ­ (Charities SORP (FRS 102)), the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102).

Accounting Convention

The financial statements are prepared in sterling, which is the functional currency of the Charity. Monetary amounts in these financial statements are rounded to the nearest £.

The financial statements have been prepared on an accruals basis under the historic cost convention, with the exception of investments which are stated at market value.

Going Concern

At the time of approving the financial statements, the trustees have a reasonable expectation that the Charity has adequate resources to continue in operational existence for the foreseeable future. Thus the trustees continue to adopt the going concern basis of accounting in preparing the financial statements.

Income and Endowments

Investment income is accounted for on its due date of payment. UK Investment and overseas dividend income is shown gross, and net of overseas tax where applicable.

Expenditure

Expenditure is recognised on an accruals basis as a liability is incurred. Expenditure includes any VAT which cannot be fully recovered, and is reported as part of the expenditure to which it relates.

Expenditure on raising funds comprises those costs directly attributable to managing the investment portfolio and raising investment income.

Expenditure on charitable activities includes those costs incurred by the Charity in the delivery of its objectives. It includes all grants and donations approved in the year, and not subject to further review.

Other costs relate to expenditure incurred in the management of the charity's assets, organised administration and compliance with constitutional and statutory requirements.

Fixed Asset Investments

Investments listed on the London Stock Exchange are included at mid market value according to Adam & Company Plc and Quilter Cheviot. Net gains and losses arising on revaluation and disposals throughout the year are taken to the Statement of Financial Activities.

Page 8

For the year ended 5 April 2023

Karaviotis Foundation

Notes to accounts

Cash and Cash Equivalents

Cash and cash equivalents include cash in hand, deposits held at call with banks, other short­term liquid investments with original maturities of three months or less.

Financial Instruments

The Charity has elected to apply the provisions of Section 11 ‘Basic Financial Instruments’ and Section 12 ‘Other Financial Instruments Issues’ of FRS 102 to all of its financial instruments.

Financial assets are recognised in the Charity’s statement of financial position when the Charity becomes party to the contractual provisions of the instrument.

Financial assets are classified into specified categories. The classification depends on the nature and purpose of the financial assets and is determined at the time of recognition.

Basic Financial Assets

Basic financial assets, which include trade and other receivables and cash and bank balances, are initially measured at transaction price including transaction costs and are subsequently carried at amortised cost using the effective interest method, unless the arrangement constitutes a financing transaction, where the transaction is measured at the present value of the future receipts discounted at a market rate of interest. Other financial assets classified as fair value through the statement of financial activities are measured at fair value.

Impairment of Financial Assets

Financial assets, other than those held at fair value through the statement of financial activities, are assessed for indicators of impairment at each reporting end date.

Financial assets are impaired where there is objective evidence that, as a result of one or more events that occurred after the initial recognition of the financial asset, the estimated future cash flows have been affected. The impairment loss is recognised in the statement of financial activities.

Derecognition of Financial Assets

Financial assets are derecognised only when the contractual rights to the cash flows from the asset expire, or when it transfers the financial asset and substantially all the risks and rewards of ownership to another entity.

Classification of Financial Liabilities

Basic Financial Liabilities

Basic financial liabilities are initially recognised at transaction price, unless the arrangement constitutes a financing transaction, where the debt instrument is measured at the present value of the future receipts discounted at a market rate of interest. Other financial liabilities classified as fair value through the statement of financial activities are measured at fair value.

Derecognition of Financial Liabilities

Financial liabilities are derecognised when, and only when, the Charity obligations are discharged, cancelled, or they expire.

Page 9

Karaviotis Foundation

Notes to accounts

For the year ended 5 April 2023

2. Income From Investments

Income From Listed Investments
Deposit Interest Receivable
3. Expenditure on Raising Funds
Investment Management Fees
2023
60,227
2,746
62,973
2023
12,453
2022
63,175
8
63,183
2022
12,368

4. Trustee Remuneration

The Trustees received no remuneration (2022 ­ £nil) and were not reimbursed for any of their expenses in the year (2022 ­ £nil).

5.[Fixed][Asset][Investments]

Market value at 6 April 2022
Additions at cost
Disposals at book value
Net unrealised gain/(loss)
Market value at 5 April 2023
Comprised of:
UK equities and unit trusts
UK fixed interest
Overseas equities
Historical Cost at 5 April 2023
2023
£
2,764,381
1,136,759
(1,227,152)
(57,892)
2,616,096
1,338,509
304,378
973,209
2,616,096
2,057,297
2022
£
2,548,870
255,612
(347,258)
307,157
2,764,381
1,183,028
75,375
1,505,978
2,764,381
1,550,496

Investment revaluation as above is at middle market value at the year end. All investments are held within unrestricted funds.

Material Investments (over 5% of portfolio) :

Blackrock Ishares North East Equity Fund

£237,633

Page 10

Karaviotis Foundation

Notes to accounts

For the year ended 5 April 2023

6. Expenditure on Charitable Activities

2023
£
Grants and Donations
35,774
7. Other Expenditure
2023
£
Accountancy Charges
3,390
3,390
8. Grants/Donations
2023
£
Breast Cancer
­
Central British Fund for World Jewish Relief
1,200
Diva Opera
1,000
English Touring Opera
­
Evenila London Childrens Hospital
­
Friends of the Royal Academy of Art
195
Friends of Yad Sarah
1,000
Glasgow Art Club
400
Go fund me
466
Israel Guide Dog Centre
1,000
Just Giving Glaucoma
575
NHS Charities Together
­
Royal Academy of Art
­
Royal Academy of Music ­ Pavarotti Prize
13,000
Royal Academy of Music ­ Scholarship
12,800
Royal Opera House
2,300
St Luke's Healthcare for the Clergy
1,000
Tate Members
168
UJIA
500
V and A
170
With Ukraine
­
35,774
A breakdown of the donations made can be found in note 8.
2022
£
79,227
2022
£
3,036
3,036
2022
£
200
1,200
2,000
5,000
10,000
­
1,000
500
508
­
­
20,000
190
13,000
12,000
2,800
168
500
161
10,000
79,227

Page 11

Karaviotis Foundation

Notes to accounts

For the year ended 5 April 2023

----- Start of picture text -----
9. Movement in funds Realised/
Balance Total Total unrealised Balance
6 Apr 2022 Income Expenditure gains/(losses) 5 Apr 2023
£ £ £ £
Income Fund 200,921 62,973 (39,164) ­ 224,730
Endowment Fund 2,783,122 ­ (14,553) (108,237) 2,660,332
2,984,043 62,973 (53,717) (108,237) 2,885,062
----- End of picture text -----

Page 12

Karaviotis Foundation

Schedule of investments For the year ended 5 April 2023

Acquisitions/(disposals) Acquisitions/(disposals) Acquisitions/(disposals)
**Investments ** **held at 6 ** April 2022 **Profit or ** (loss) on : Investments held at 5 April 2023
Market Cost/ 2022 2022 Market Unrealised
UK equities Holding Cost value Date **Holding ** (proceeds) Cost value* Holding Cost value* value profit/(loss)
£ £ £ £ £ £ £ £ £
Ashtead Group
10p ordinary shares 250 5,718 11,730 250 5,718 11,730 11,170 (560)
Aspect UCITS funds Plc
Diversified trends p May 24 75 11,818
Aug 30 75 12,231 150 24,049 24,049 24,062 13
Baillie Gifford & Co
Japanese Income Growth
W4 Distribution units 50,000 63,095 71,150 Jan 19 (2,500) (3,435) 280 (123) 47,500 59,940 67,592 64,363 (3,229)
BlackRock Continental
European Income
Income units 35,000 41,509 62,561 35,000 41,509 62,561 63,783 1,222
Blackrock Ishares North American
Equity Index Fund
S Accumulation units May 30 150,000 142,493
Conversion from H units Jul 20 62,482 63,090
Oct 31 762
Jan 19 37,518 34,211 250,000 240,556 240,556 237,633 (2,923)
CT Property Growth & Income Fund
Q Distribution units 3,730 40,455 44,878 Jan 9 (1,730) (16,011) (2,752) (4,804) 2,000 21,692 24,063 17,096 (6,967)
BNY Mellon Fund Managers
Newton Real Return
W Income units 10,000 10,310 11,450 10,000 10,310 11,450 10,796 (654)
British American
Tobacco PLC
10p ordinary shares 1,000 15,650 32,285 1,000 15,650 32,285 28,050 (4,235)

Page 13

Karaviotis Foundation

Schedule of investments

For the year ended 5 April 2023

Acquisitions/(disposals) Acquisitions/(disposals) Acquisitions/(disposals)
**Investments ** **held at 6 ** April 2022 **Profit or ** (loss) on : Investments held at 5 April 2023
Market Cost/ 2022 2022 Market Unrealised
UK equities Holding Cost value Date **Holding ** (proceeds) Cost value* Holding Cost value* value profit/(loss)
£ £ £ £ £ £ £ £ £
Diageo PLC
28 101/108p ordinary
shares 1,500 11,850 59,693 1,500 11,850 59,693 55,035 (4,658)
Fidelity Investment Funds
Asia Pacific Opps R Acc Jan 9 17,500 24,255 17,500 24,255 24,255 23,870 (385)
GlaxoSmithKline PLC
25p ordinary shares 3,000 32,291 51,114
Bonus issue of Haleon Jul 18 (9,281)
Consolidation into 31.25p shares Jul 19 (600) 2,400 26,393 41,833 35,693 (6,140)
Haleon PLC
1p ordinary shares
Bonus issue from GSK Jul 18 3,000 9,281 3,000 5,898 9,281 10,220 939
HG Capital Trust PLC
2.5p ordinary shares 7,500 31,683 32,400 7,500 31,683 32,400 25,463 (6,937)
Invesco Fund Managers
Global Targeted Returns
Y Accumulation units 15,000 36,270 30,923 May 20 (15,000) (30,477) (5,793) (446)
Johnson Matthey PLC
104 16/21p ordinary
shares 1,000 13,232 19,490 1,000 13,232 19,490 19,030 (460)
JP Morgan Asset Management UK Ltd
Emerging Mkts C Inc 15,000 30,088 26,040 Jan 9 17,500 29,558 32,500 59,646 55,598 52,683 (2,915)

Page 14

Karaviotis Foundation

Schedule of investments For the year ended 5 April 2023

Acquisitions/(disposals) Acquisitions/(disposals) Acquisitions/(disposals)
**Investments ** **held at 6 ** April 2022 **Profit or ** (loss) on : Investments held at 5 April 2023
Market Cost/ 2022 2022 Market Unrealised
UK equities Holding Cost value Date **Holding ** (proceeds) Cost value* Holding Cost value* value profit/(loss)
£ £ £ £ £ £ £ £ £
Legal & General (Unit Trust
Managers) UK Property
Income Fund 65,000 38,786 42,855 65,000 38,786 42,855 35,679 (7,176)
Lumya Marshall Wace UCITS
From Scheme of Arrangement 220 28,745 40,228 May 25 (220) (40,264) 11,519 36
Marshall Wace Fund
Top G GBP Accumulation
Monflake UCITS Platform ICAV
MyGale Evt Driven UCITS May 23 300 32,175
Aug 26 350 37,191 650 69,366 69,366 69,554 188
M & G PLC
5p ordinary shares 5,000 5,271 10,850 5,000 5,271 10,850 9,493 (1,357)
M & G Japan Sterling PP Fund
Income units Jan 19 27,500 32,934 27,500 32,934 32,934 35,679 2,745
National Grid PLC
12.43p ordinary shares Nov 15 1,000 10,058 1,000 10,058 10,058 11,290 1,232
Polar Capital Global
Financials Trust
5p ordinary shares 12,550 20,000 21,134 12,550 20,000 21,134 16,892 (4,242)
Polar Capital Global
Technology Trust
25p Ordinary Shares 1,500 12,235 33,900 Jan 18 (1,500) (27,557) 15,322 (6,343)
Prudential PLC
5p ordinary shares 5,000 32,812 56,675 5,000 32,812 56,675 55,150 (1,525)

Page 15

Karaviotis Foundation

Schedule of investments For the year ended 5 April 2023

Acquisitions/(disposals) Acquisitions/(disposals) Acquisitions/(disposals)
**Investments ** **held at 6 ** April 2022 **Profit or ** (loss) on : Investments held at 5 April 2023
Market Cost/ 2022 2022 Market Unrealised
UK equities Holding Cost value Date **Holding ** (proceeds) Cost value* Holding Cost value* value profit/(loss)
£ £ £ £ £ £ £ £ £
Relx plc
14 51/116p ordinary
shares 4,000 19,107 97,800 4,000 19,107 97,800 105,000 7,200
Rio Tinto PLC
10p ordinary shares 762 16,114 46,634 762 16,114 46,634 40,256 (6,378)
Scottish Mortage
Investment Trust
5p ordinary shares 4,000 12,702 41,280 Jan 18 (4,000) (31,231) 18,529 (10,049)
Segro Plc
10p ordinary shares 3,500 32,201 48,178 3,500 32,201 48,178 26,474 (21,704)
Shell PLC
Euro 0.07 Ordinary shares 5,000 25,453 106,050 5,000 25,453 106,050 118,150 12,100
Smith (DS) PLC
10p ordinary shares 5,000 16,133 15,980 5,000 16,133 15,980 15,375 (605)
Smiths Group PLC
37.5p ordinary shares 1,000 15,299 13,890 1,000 15,299 13,890 16,665 2,775
SSE PLC
50p ordinary shares 3,000 32,610 53,910 Nov 15 (2,000) (32,823) 11,083 (3,117) 1,000 10,870 17,970 18,135 165
Unilever PLC
3 1/9p ordinary shares 2,000 26,560 70,730 2,000 26,560 70,730 85,770 15,040

Page 16

Karaviotis Foundation

Schedule of investments For the year ended 5 April 2023

UK equities
Wisdomtree Metal Securities
Physical Gold GBP
Market
Cost/
2022
2022
Market
Unrealised
Holding
Cost
value
Holding (proceeds)
Cost
value
Holding
Cost
value
value profit/(loss)
£
£
£
£
£
£
£
£
£
Acquisitions/(disposals)
Investments held at 6 April 2022
Investments held at 5 April 2023
Profit or (loss) on :
Date**
650
63,208
90,093
Aug
25
(650)
(91,112)
27,904
1,019
729,387
1,243,901
157,866
76,092
(23,827)
963,345
1,377,940
1,338,509
(39,431)

Page 17

Karaviotis Foundation

Schedule of investments For the year ended 5 April 2023

Acquisitions/(disposals) Acquisitions/(disposals) Acquisitions/(disposals)
Investments held at 6 April 2022 **Profit or ** (loss) on : **Investments ** held at 5 April 2023
Fixed Market Cost/ 2022 2022 **Market ** Unrealised
interest Holding Cost value Date Holding(proceeds) Cost value* Holding Cost value* value rofit/(loss)
£ £ £ £ £ £ £ £ £
0.125% Treasury Stock
22/03/2024 12,500 15,702 18,049 May 19 £(12,500) (18,262) 2,560 213
4.25% Treasury Stock
07/12/2027 50,000 64,197 57,326 50,000 64,197 57,326 52,061 (5,265)
Allianz Global Investors
GMBH Gilt Yield I Inc 25,000 52,632 46,338 25,000 52,632 46,338 38,085 (8,253)
Federated Hermes
Unconstrained Credit
M3 Dist H Aug 26 75,000 65,408 75,000 65,408 65,408 63,075 (2,333)
Fidante Partners Liquid Strategy
Ardea Global Alpha X May 20 300 29,049
Aug 25 450 43,268 750 72,317 72,317 72,938 621
Pimco Global Advisors Lt
Global Investment Grad
Credit hedged Income 5,000 69,136 62,150 Aug 25 (5,000) (57,900) (11,236) (4,250)
Royal London Sterling
Credit Fund Z Jan 9 25,000 29,050
Jan 19 12,500 14,825
Mar 31 (224) 37,500 43,651 43,651 43,688 37

Page 18

Karaviotis Foundation

Schedule of investments For the year ended 5 April 2023

Acquisitions/(disposals) Investments held at 6 April 2022 Profit or (loss) on : Investments held at 5 April 2023 Fixed Market Cost/ 2022 2022 Market Unrealised interest Holding Cost value Date Holding(proceeds) Cost value Holding Cost value value rofit/(loss) £ £ £ £ £ £ £ £ £ Vanguard Grade Bond Index Fund Jan 9 250 22,755 Jan 19 125 11,616 375 34,371 34,371 34,531 160 79,899 183,863 139,585 2,560 (4,037) 332,576 319,411 304,378 (15,033)

Page 19

Karaviotis Foundation

Schedule of investments

For the year ended 5 April 2023

Acquisitions/(disposals) Acquisitions/(disposals) Acquisitions/(disposals)
Investments held at 6 April 2022 **Profit or ** (loss) on : Investments held at 5 April 2023
Market Cost/ 2022 2022 Market Unrealised
Overseas Holding Cost value Date **Holding ** (proceeds) Cost value* Holding Cost value* value profit/(loss)
£ £ £ £ £ £ £ £ £
Aberdeen Asian Income
IT Trust PLC
Ordinary shares 38,000 40,308 87,590 May 19 (38,000) (80,939) 40,631 (6,651)
Allspring
Lux Emerging Markets
Equity income Y 35 3,180 3,287 May 19 165 14,423 200 17,603 17,710 16,154 (1,556)
Blackrock Fund Managers Ltd
Ishares North American Equity 20,000 40,622 62,753 Apr 29 337
Conversion to S units Jul 20 (20,000) (63,090)
Bristol Myers Squib
US$0.1 common 2,000 33,402 113,845 May 31 (1,000) (59,164) 42,463 2,242 1,000 16,701 56,923 56,032 (891)
Coca Cola Co
US$0.25 common 2,000 41,531 95,551 May 31 (500) (25,330) 14,947 1,442 1,500 31,148 71,663 75,597 3,934
Dodge & Cox Worldwide Funds PLC
US Stock Inc NAV May 22 3,500 96,845 3,500 96,845 96,845 97,440 595
Equinor ASA
NOK2.50 shares 3,000 49,888 85,864 Aug 25 (3,000) (104,816) 54,928 18,952
ES Alliance Bernstein Europe Ex Uk Equity 50,000 54,750 55,800 50,000 54,750 55,800 59,700 3,900
Experian
US$0.1 ordinary 500 13,965 14,785 500 13,965 14,785 13,405 (1,380)
Findlay Park American
Smaller Companies Fund 2,000 40,068 275,182 May 20 (2,000) (249,770) 209,702 (25,412)
Harbourvest Global Private Equity 1,000 26,950 26,100 Aug 25 (1,000) (21,509) (5,441) (4,591)

Page 20

Karaviotis Foundation

Schedule of investments

For the year ended 5 April 2023

Acquisitions/(disposals) Acquisitions/(disposals) Acquisitions/(disposals)
Investments held at 6 April 2022 **Profit or ** (loss) on : Investments held at 5 April 2023
Market Cost/ 2022 2022 Market Unrealised
Overseas Holding Cost value Date **Holding ** (proceeds) Cost value* Holding Cost value* value profit/(loss)
£ £ £ £ £ £ £ £ £
JP Morgan Funds US Opp
Equity I2 pref May 20 175 16,016
Aug 25 275 24,263 450 40,279 40,279 37,764 (2,515)
Nestle AG
CHF 0.10 shares 2,000 68,002 203,406 May 30 (500) (47,601) 30,601 (3,251)
Jan 18 (750) (74,253) 48,752 (2,024) 750 25,501 76,277 74,938 (1,339)
Novartis AG
CHF 0.50 shares 1,500 44,239 101,324 May 30 (500) (35,579) 20,833 1,804 1,000 29,493 67,549 76,345 8,796
Pacific Capital UCITS Funds Plc
Pacific North of South EM All Capital Fund May 23 3,000 36,009
Jan 10 2,000 24,098 5,000 60,107 60,107 58,260 (1,847)
Pimco Dynamic Multi Asset Fund
Institutional GBP Acc Hedged May 19 2,500 33,425
Aug 25 2,750 35,970 5,250 69,395 69,395 67,515 (1,880)
Prosus N.V.
Euro 0.05 300 25,065 13,127 300 25,065 13,127 18,349 5,222
Roche Holdings A G
(Genussscheine) 300 48,623 95,103 300 48,623 95,103 71,006 (24,097)
Sands Capital Funds Plc
US Select Growth A May 31 1,000 28,700
Jan 18 1,500 41,895 2,500 70,595 70,595 75,250 4,655
Schroder International Selection
US Large Cap X May 31 600 106,178 600 106,178 106,178 102,696 (3,482)

Page 21

Karaviotis Foundation

Schedule of investments

For the year ended 5 April 2023

Overseas
Sequoia Economic Infrastructure
Income Fund
New Ord NPV
Siemens AG
NPV shares
Veritas Asian Fund
GBP Income D
Vontobel Asset Management
Sust Emg Markets Leaders
Market
Cost/
2022
2022
Market
Unrealised
Holding
Cost
value
Holding (proceeds)
Cost
value
Holding
Cost
value
value profit/(loss)
£
£
£
£
£
£
£
£
£
Investments held at 6 April 2022
Acquisitions/(disposals)
Investments held at 5 April 2023
Profit or (loss) on :
Date**
9,552
10,138
9,781
Jan
18
(9,552)
(8,339)
(1,799)
(1,442)
410
32,556
41,729
410
32,556
41,729
51,668
9,939
Jan
9
25
22,572
25
22,572
22,572
21,090
(1,482)
500
46,155
51,390
May
23
(500)
(47,840)
1,685
(3,550)
619,442
1,336,617
(337,499)
457,302
(22,481)
761,376
976,637
973,209
(3,428)

Page 22

Karaviotis Foundation

Schedule of investment income receivable For the year ended 5 April 2023

Paid
UK equities Holding Date Gross
£
Ashtead Group
10p ordinary shares 250 Sep 9 143
250 Feb 9 30
Baillie Gifford & Co
Japanese Income Growth
Y Income units 50,000 Aug 31 1,390
50,000 Feb 28 450
BlackRock Continental
European Income
Income units 35,000 Apr 29 129
35,000 Jul 29 1,750
35,000 Oct 31 143
35,000 Jan 31 193
Blackrock Fund Managers Ltd
Ishares North American Equity 20,000 Apr 29 337
212,482 Oct 31 762
BMO Fund Management
Property growth & Income Q 3,730 May 13 382
3,730 Jul 29 362
3,730 Oct 28 362
3,730 Jan 27 362
BNY Mellon Fund Managers
Newton Real Return
W Income units 10,000 Sep 30 108
10,000 Feb 28 126

Page 23

Karaviotis Foundation

Schedule of investment income receivable For the year ended 5 April 2023

Paid
UK equities Holding Date Gross
£
British American
Tobacco PLC
10p ordinary shares 1,000 May 4 545
1,000 Aug 17 545
1,000 Nov 10 545
1,000 Feb 2 545
Diageo PLC
28 101/108p ordinary shares 1,500 Apr 7 440
1,500 Oct 20 702
Experian
Ord USD 0.01 500 Jul 2 149
500 Feb 3 70
GSK PLC
25p ordinary shares 3,000 Apr 7 690
3,000 Jun 1 420
2,400 Oct 10 390
2,400 Jan 12 330
HG Capital Trust PLC
2.5p ordinary shares 7,500 May 13 375
7,500 Oct 24 188
Johnson Matthey PLC
£1 ordinary shares 1,000 Aug 2 550
1,000 Feb 1 220

Page 24

Karaviotis Foundation

Schedule of investment income receivable For the year ended 5 April 2023

Paid
UK equities Holding Date Gross
£
Legal & General
Property I income 65,000 Apr 28 22
Interest 65,000 Apr 28 3
65,000 Apr 28 251
65,000 Jul 29 232
Interest 65,000 Jul 29 9
65,000 Jul 29 27
Interest 65,000 Oct 31 15
65,000 Oct 31 20
65,000 Oct 31 325
65,000 Jan 31 273
Interest 65,000 Jan 31 31
65,000 Jan 31 51
M&G PLC
5p ordinary shares 5,000 Apr 28 610
5,000 Sep 29 310
National Grid PLC
12.43p ordinary shares 1,000 Jan 11 178
Polar Capital Global Financials Trust PLC
5p ordinary shares 12,550 Aug 31 301
12,550 Feb 28 257
Prudential PLC
5p ordinary shares 5,000 May 13 472
5,000 Sep 27 249
Relx PLC
14 51/116p ordinary shares 4,000 Jun 7 1,420
4,000 Sep 8 628
Rio Tinto PLC
10p ordinary shares 762 Apr 21 2,337
762 Apr 21 347
762 Sep 22 1,689

Page 25

Karaviotis Foundation

Schedule of investment income receivable For the year ended 5 April 2023

UK equities
Holding
Date
Shell PLC
B Euro 0.07 ordinary
shares
5,000
Jun 27
5,000
Sep 20
5,000
Dec 19
5,000
Mar 27
Scottish Mortage
Investment Trust
5p ordinary shares
4,000
Jul
5
4,000
Dec 16
Segro PLC
10p ordinary shares
3,500
May
4
3,500
Sep 23
Smiths (DS) PLC
10p ordinary shares
5,000
May
3
5,000
Nov
1
5,000
Jan 31
Smiths Group PLC
37.5p ordinary shares
1,000
May 13
1,000
Nov 18
SSE PLC
50p ordinary shares
3,000
Sep
2
1,000
Mar
9
Unilever PLC
3 1/9p ordinary shares
2,000
Jun 16
2,000
Sep
1
2,000
Dec
9
2,000
Mar 21
Paid
Gross
£
1,001
1,079
1,031
1,206
83
64
592
284
240
510
300
123
273
1,806
290
718
727
744
762
35,623

Page 26

Karaviotis Foundation

Schedule of investment income receivable For the year ended 5 April 2023

----- Start of picture text -----
Paid
Fixed Interest Holding Date Gross
£
Allianz Global Investors 25,000 May 3 150
GMBH Gilt Yield I 25,000 Oct 31 287
Federated Hermes Investment Funds 75,000 Oct 24 713
Unconstrained Cred M3 GBP 75,000 Jan 24 636
Fidante Partners Liquid strat 300 Jul 8 291
Ardea Global Alpha X 750 Jan 9 732
Pimco Investment Grade Credit Fund 5,000 Apr 13 471
Hedged Inst Distribution units 5,000 Jul 13 440
Royal London Bond Funds
Credit Z GBP 37,500 Mar 31 309
4.25% Treasury Stock
07/12/27 50,000 Jun 7 1,063
50,000 Dec 7 1,063
6,155
----- End of picture text -----

Page 27

Karaviotis Foundation

Schedule of investment income receivable For the year ended 5 April 2023

Paid with tax deducted Paid with tax deducted Paid with tax deducted
Paid Overseas
Overseas Holding Date Gross Gross Tax Net
£ £ £ £
Aberdeen Asian Income
IT Trust PLC
Ordinary shares 38,000 May 23 874
Allspring (lux) Worldwide Fund
Dynamic Multi Asset 135 Apr 8 18
1,200 Jul 11 330
1,200 Oct 11 213
1,200 Jan 10 154
Bristol Myers Squib
US$0.1 common 2,000 May 3 863 129 734
1,000 Aug 1 441 66 375
1,000 Nov 1 468 70 398
1,000 Feb 1 463 69 394
Coca­Cola Company
US$0.25 common 1,500 Jul 5 548 82 466
1,500 Oct 5 589 88 501
1,500 Dec 15 535 80 455
1,500 Apr 3 558 84 474
Dodge & Cox Worldwide Funds Plc
US Stock Inc NAV 3,500 Jul 12 172
3,500 Oct 11 186
3,500 Jan 10 179
Equinor Asa
NOK 2.5 shares 3,000 May 27 487 121 366
3,000 May 27 487 121 366
3,000 Aug 26 506 127 379
3,000 Aug 26 506 127 379
JP Morgan Funds US Opp
Equity I2 pref 1,450 Sep 28 5
Nestle SA
CHF 0.10 shares 2,000 Apr 14 4,558 1,595 2,963
Novartis AG
CHF 0.50 shares 1,000 Mar 14 2,885 1,010 1,875

Page 28

Karaviotis Foundation

Schedule of investment income receivable For the year ended 5 April 2023

Overseas
Holding
Date
Pacific Capital UCITS Funds Plc
EM all Cap Eqt
3,000
Jul
18
3,000
Oct
17
3,000
Jan
18
Prosus N.V.
300
Sep
28
Roche Holdings A G
(Genussscheine)
300
Mar 21
Schroder International Selection
US Large Cap X
600
Dec
29
Sequoia Economic Infrastructure
Income Fund
9,552
May 27
9,552
Aug 26
9,552
Nov 25
Siemens AG
NPV shares
410
Feb 14
Paid
Overseas
Gross
Gross
Tax
Net
£
£
£
£
Paid with tax deducted
821
821
524
329
329
38
2,216
585
1,631
1,276
149
149
149
1,538
406
1,132
5,566
17,648
4,760
14,038

Page 29