Charity registration number 274275 (England and Wales)
ACACIA CHARITABLE TRUST
ANNUAL REPORT AND UNAUDITED FINANCIAL STATEMENTS
FOR THE YEAR ENDED 5 APRIL 2025
ACACIA CHARITABLE TRUST
LEGAL AND ADMINISTRATIVE INFORMATION
Trustees Angela Gillian Rubens Simon Alexander Rubens Paul Harry Rubens Charity number 274275 Registered office Acre House 11-15 William Road London NW1 3ER Independent examiner Joel Courts c/o HW Fisher Professional Services Limited Acre House 11-15 William Road London NW1 3ER Bankers CAF Bank Ltd 25 Kings Hill Avenue West Malling Kent ME19 4JQ Investment advisors Julius Baer Portfolio Managers Ltd 1 St Martin's Le Grand London EC1A 4AS
ACACIA CHARITABLE TRUST
CONTENTS
| Page | |
|---|---|
| Trustees' report | 1 - 2 |
| Statement of trustees' responsibilities | 3 |
| Independent examiner's report | 4 |
| Statement of financial activities | 5 |
| Balance sheet | 6 |
| Notes to the financial statements | 7 - 14 |
ACACIA CHARITABLE TRUST
TRUSTEES' REPORT
FOR THE YEAR ENDED 5 APRIL 2025
The trustees present their report and financial statements for the year ended 5 April 2025.
The financial statements have been prepared in accordance with the accounting policies set out in note 1 to the accounts and comply with the charity's Deed of Trust, the Charities Act 2011 and “Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102)" (effective from 1 January 2019)”
Objectives and activities
The charity's objective, as set out in the Charitable Trust Deed, is for the trustees to apply capital and income to or towards or for the benefit or furtherance of such charitable purposes or charitable institutions at their absolute discretion.
The trustees have paid due regard to guidance issued by the Charity Commission in deciding what activities the charity should undertake.
Achievements and performance
During the year the Trust generated incoming resources of £74,615 (2024: £74,607) which enabled the charity to make 29 grants (2024: 31).
The trustees have complied with their duty in section 17 of the Charities Act 2011 to have due regard to guidance published by the Charity Commission.
Financial review
The Trust received income from investments which amounted to £39,637 (2024: £34,738), rental income of £27,000 (2024: £26,890) and service charges of £7,978 (2024: £5,298).
As shown in the statement of financial activities, the loss on revaluation of investments amounted to £22,545 (2024: profit of £67,984) and the profit on sale of investments was £19,857 (2024: £1,003). The gain on property revaluation was £Nil (2024: loss on property revaluation £10,000).
The net decrease in funds for the year was £32,983 (2024: increase in funds £37,351).
Reserves Policy
The trustees wish the charity to continue for the long term, having taken this into account, the charity's policy is to distribute substantially all its income. The invested assets are in effect, a financial reserve. The grants made in recent financial years have been broadly equivalent to the charity's income. It is planned that this level of expenditure can be maintained in the future with reserves of £1.66m. Any expenses in excess of income will be met from reserves.
The unrestricted funds of the charity as at 5 April 2025 amounted to £1,663,434 (2024: £1,696,417).
Grant Making Policy
The trustees' grant making policy is generally to make donations to registered charitable organisations (not individuals) which support a wide range of causes.
The trustees reviewed and accepted grant applications during the year under review. During the year the Trust made 29 grants (2024: 31) totalling £66,635 (2024: £63,974).
Risk
The trustees have assessed the major risks to which the charity is exposed, and are satisfied that systems are in place to mitigate exposure to the major risks.
Investment Policy
In order for the trustees to maintain the value of the Trust fund, Julius Baer Portfolio Managers Ltd advise them on their approach to their portfolio of investments, in particular on asset allocation so as to achieve a wide diversification of the Trust's investment portfolio in order to spread risk. The current investment policy is to adopt a balanced return from income and capital growth.
- 1 -
ACACIA CHARITABLE TRUST
TRUSTEES' REPORT (CONTINUED)
FOR THE YEAR ENDED 5 APRIL 2025
Structure, governance and management
Acacia Charitable Trust is registered with the Charity Commissioners (No 274275) and constituted by Deed of Trust dated 1 August 1977.
The trustees who served during the year and up to the date of signature of the financial statements were: Angela Gillian Rubens Simon Alexander Rubens Paul Harry Rubens
Power of appointing trustees lies with the serving trustees. Any one trustee can retire at any time they see fit.
Plans for the future
It is the trustees' intention to continue to review grant applications in the future and make donations where they see fit.
On behalf of the Board of Trustees
Simon Rubens
..............................
Simon Alexander Rubens
Trustee 04 Feb 2026 Dated: .........................
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ACACIA CHARITABLE TRUST
STATEMENT OF TRUSTEES' RESPONSIBILITIES
FOR THE YEAR ENDED 5 APRIL 2025
The trustees are responsible for preparing the Trustees' Report and the financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice).
The law applicable to charities in England and Wales requires the trustees to prepare financial statements for each financial year which give a true and fair view of the state of affairs of the charity and of the incoming resources and application of resources of the charity for that year.
In preparing these financial statements, the trustees are required to:
-
select suitable accounting policies and then apply them consistently;
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observe the methods and principles in the Charities SORP;
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make judgements and estimates that are reasonable and prudent;
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state whether applicable UK Accounting Standards have been followed, subject to any material departures disclosed and explained in the financial statements; and
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prepare the financial statements on the going concern basis unless it is inappropriate to presume that the charity will continue in operation.
The trustees are responsible for keeping sufficient accounting records that disclose with reasonable accuracy at any time the financial position of the charity and enable them to ensure that the financial statements comply with the Charities Act 2011, the Charity (Accounts and Reports) Regulations 2008 and the provisions of the trust deed. They are also responsible for safeguarding the assets of the charity and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.
- 3 -
ACACIA CHARITABLE TRUST
INDEPENDENT EXAMINER'S REPORT
TO THE TRUSTEES OF ACACIA CHARITABLE TRUST
I report to the trustees on my examination of the financial statements of Acacia Charitable Trust (the charity) for the year ended 5 April 2025.
Responsibilities and basis of report
As the trustees of the charity you are responsible for the preparation of the financial statements in accordance with the requirements of the Charities Act 2011.
I report in respect of my examination of the charity’s financial statements carried out under section 145 of the Charities Act 2011. In carrying out my examination I have followed the Directions given by the Charity Commission under section 145(5)(b) of the Charities Act 2011.
Independent examiner's statement
I have completed my examination. I confirm that no matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:
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1 accounting records were not kept in respect of the charity as required by section 130 of the Charities Act 2011.
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2 the financial statements do not accord with those records; or
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3 the financial statements do not comply with the applicable requirements concerning the form and content of financial statements set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the financial statements give a true and fair view, which is not a matter considered as part of an independent examination.
I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the financial statements to be reached.
Joel Courts
Joel Courts HW Fisher Professional Services Limited Chartered Accountants Acre House 11-15 William Road London NW1 3ER
04 Feb 2026 Dated: .........................
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ACACIA CHARITABLE TRUST
STATEMENT OF FINANCIAL ACTIVITIES INCLUDING INCOME AND EXPENDITURE ACCOUNT
FOR THE YEAR ENDED 5 APRIL 2025
| Unrestricted | Unrestricted | ||
|---|---|---|---|
| funds | funds | ||
| 2025 | 2024 | ||
| Notes | £ | £ | |
| Income from: | |||
| Donations and legacies | 3 | - | 7,681 |
| Investments | 4 | 74,615 | 66,926 |
| Total income | 74,615 | 74,607 | |
| Expenditure on: | |||
| Raising funds | 5 | 26,025 | 22,339 |
| Charitable activities | 6 | 77,805 | 73,609 |
| Total expenditure | 103,830 | 95,948 | |
| Net gains/(losses) on investments | 12 | (2,688) | 58,951 |
| Net income/(expenditure) | (31,903) | 37,610 | |
| Other recognised gains and losses: | |||
| Other losses | 13 | (1,080) | (259) |
| Net movement in funds | (32,983) | 37,351 | |
| Reconciliation of funds: | |||
| Fund balances at 6 April 2024 | 1,696,417 | 1,659,066 | |
| Fund balances at 5 April 2025 | 1,663,434 | 1,696,417 |
All activities on the Statement of Financial Activities relate to unrestricted funds.
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ACACIA CHARITABLE TRUST
BALANCE SHEET
AS AT 5 APRIL 2025
| Notes Fixed assets Investment properties 14 Investments 15 Current assets Debtors 16 Cash at bank and in hand Creditors: amounts falling due within one year 17 Net current assets Total assets less current liabilities Income funds Unrestricted funds - general |
2025 £ 8,112 61,099 69,211 (16,155) |
£ 290,000 1,320,378 1,610,378 53,056 1,663,434 1,663,434 1,663,434 |
2024 £ 7,892 57,584 65,476 (18,721) |
£ 290,000 1,359,662 |
|---|---|---|---|---|
| 1,649,662 46,755 |
||||
| 1,696,417 | ||||
| 1,696,417 | ||||
| 1,696,417 |
04 Feb 2026
The financial statements were approved by the Trustees on .........................
Simon Rubens ..............................
Simon Alexander Rubens
Trustee
- 6 -
ACACIA CHARITABLE TRUST
NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 5 APRIL 2025
1 Accounting policies
Charity information
Acacia Charitable Trust is a registered charity. The charity meets the definition of a public benefit entity under FRS102. The registered address is Acre House, 11-15 William Road, London, NW1 3ER.
1.1 Accounting convention
The financial statements have been prepared in accordance with the charity's Deed, the Charities Act 2011 and “Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102)" (effective from 1 January 2019).
The financial statements are prepared in sterling, which is the functional currency of the charity. Monetary amounts in these financial statements are rounded to the nearest £.
The financial statements have been prepared under the historical cost convention, modified to include the revaluation of investment properties and certain financial instruments at fair value. The principal accounting policies adopted are set out below.
1.2 Going concern
At the time of approving the financial statements, the trustees have a reasonable expectation that the charity has adequate resources to continue in operational existence for the foreseeable future. Thus the trustees continue to adopt the going concern basis of accounting in preparing the financial statements.
1.3 Charitable funds
Unrestricted funds are available for use at the discretion of the trustees in furtherance of their charitable objectives.
1.4 Incoming resources
Income is recognised when the charity is legally entitled to it after any performance conditions have been met, the amounts can be measured reliably, and it is probable that income will be received.
Cash donations are recognised on receipt. Other donations are recognised once the charity has been notified of the donation, unless performance conditions require deferral of the amount. Income tax recoverable in relation to donations received under Gift Aid or deeds of covenant is recognised at the time of the donation.
Investment income received net is stated gross with the relevant tax deducted included under 'cost of raising funds'.
1.5 Resources expended
Liabilities are recognised as expenditure once there is a legal or constructive obligation committing the charity to that expenditure, it is probable that settlement will be required and the amount of the obligation can be measured reliably.
All expenditure is accounted for on an accruals basis. All expenses, including support costs and governance costs, are allocated to the charitable activity in the statement of financial activities.
Costs of raising funds are those costs incurred in managing the charity's investment portfolio.
Governance costs relate to expenditure incurred in dealing with donations and administration and compliance with constitutional and statutory requirements.
- 7 -
ACACIA CHARITABLE TRUST
NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 5 APRIL 2025
1 Accounting policies
(Continued)
Grants payable comprise donations directly related to the objects of the charity.
Grants payable are charged in the year when the offer is conveyed to the recipient. Grants offered subject to conditions are recognised in the period those conditions are met, prior to this they are noted as a commitment but not accrued as expenditure.
Irrecoverable VAT is charged against the expenditure heading for which it was incurred.
1.6 Investment properties
Investment property, which is property held to earn rentals and for capital appreciation, is measured using the fair value model and stated at its fair value as at the reporting end date. Any gain or loss on revaluation is taken to the Statement of Financial Activities.
1.7 Fixed asset investments
Investments are included at closing mid-market value at the balance sheet date. Any gain or loss on revaluation is taken to the Statement of Financial Activities.
Cash in portfolio include cash held for investment purposes and other short-term liquid investments that are highly liquid investments that mature in no more than three months from date of acquisition and that are readily convertible to known amounts of cash with insignificant risk of change in value.
1.8 Cash and cash equivalents
Cash and cash equivalents include cash in hand and deposits held at call with banks.
1.9 Financial instruments
The Charity has elected to apply the provisions of Section 11 ‘Basic Financial Instruments’ and Section 12 ‘Other Financial Instruments Issues’ of FRS 102 to all of its financial instruments.
The charity has financial assets and financial liabilities only of a kind that qualify as basic financial instruments. Basic financial instruments are initially recognised at transaction value and subsequently measured at their settlement value.
2 Critical accounting estimates and judgements
In the application of the charity’s accounting policies, the trustees are required to make judgements, estimates and assumptions about the carrying amount of assets and liabilities that are not readily apparent from other sources. The estimates and associated assumptions are based on historical experience and other factors that are considered to be relevant. Actual results may differ from these estimates.
The estimates and underlying assumptions are reviewed on an ongoing basis. Revisions to accounting estimates are recognised in the period in which the estimate is revised where the revision affects only that period, or in the period of the revision and future periods where the revision affects both current and future periods.
Valuation of investment properties
Determining the fair value of the Charity's investment property as at each balance sheet date involves an element of estimation. The trustees manage the resulting estimation uncertainty by independent valuations or reviewing values on a property by property basis and by referring to available market evidence, including rental yields and realised sales values for similar properties.
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ACACIA CHARITABLE TRUST
NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 5 APRIL 2025
3 Income from donations and legacies
| Unrestricted | Unrestricted | ||
|---|---|---|---|
| funds | funds | ||
| 2025 | 2024 | ||
| £ | £ | ||
| Donations and gifts | - | 7,681 | |
| 4 | Investments | ||
| 2025 | 2024 | ||
| £ | £ | ||
| Interest and dividends | 39,637 | 34,738 | |
| Rental income | 27,000 | 26,890 | |
| Service charges | 7,978 | 5,298 | |
| 74,615 | 66,926 |
Interest and dividends consists of £145 (2024: £270) received from bank interest and VAT refund and the £39,492 (2024: £34,468) of dividends, of which £4,353 (2023: £4,041) is still receivable.
5 Raising funds
| 5 Raising funds |
||
|---|---|---|
| Investment management Property expenses (see note 8) 6 Charitable activities Grant funding of activities (see note 7) Share of support costs (see note 9) Share of governance costs (see note 9) Analysis by fund Unrestricted funds - general |
2025 £ 14,696 11,329 26,025 2025 £ 66,635 2,031 9,139 77,805 77,805 77,805 |
2024 £ 14,541 7,798 |
| 22,339 | ||
| 2024 £ 63,974 - 9,635 |
||
| 73,609 | ||
| 73,609 | ||
| 73,609 |
- 9 -
ACACIA CHARITABLE TRUST
NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 5 APRIL 2025
7 Grants payable
| Grants to institutions: Age UK Ben Gurion University Foundation Charities ICW The Spanish & Portuguese Jews Synagogue Hampstead Theatre Limited Jewish Care Magen David Adom UK Nightingale Hammerson North London Hospice ORT UK Foundation PH Rubens Royal National Institute of Blind People SS. John and Elizabeth Charity St Mungo Community Housing Association The Britain-Nepal Medical Trust The Central British Fund For World Jewish Relief The Institute for Jewish Policy Research The Jewish Museum London The National Hospital for Neurology and Neurosurgery Development Foundation The Wiener Holocaust Library The Z.S.V. Trust Wizo.UK |
2025 £ 300 500 8,835 - 5,500 5,000 - 200 1,500 - 200 2,000 200 500 3,000 - 36,000 300 - 1,600 1,000 66,635 |
2024 £ 500 300 1,300 500 4,500 5,000 3,500 700 2,000 174 500 2,000 - 500 3,000 500 36,000 500 500 1,000 1,000 |
|---|---|---|
| 63,974 |
8 Property expenses
| Property expenses | ||
|---|---|---|
| Insurance Property management Property repairs |
2025 £ 6,128 2,701 2,500 11,329 |
2024 £ 5,298 2,500 - |
| 7,798 |
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ACACIA CHARITABLE TRUST
NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 5 APRIL 2025
| 9 Support costs Support costs Governance costs £ £ VAT partial exemption adjustment 2,031 - Accountancy fees - 9,033 Bank charges - 106 2,031 9,139 Analysed between Charitable activities 2,031 9,139 |
2025 Support costs Governance costs £ £ £ 2,031 - - 9,033 - 9,531 106 - 104 11,170 - 9,635 11,170 - 9,635 |
2024 £ - 9,531 104 |
|---|---|---|
| 9,635 | ||
| 9,635 |
Accountancy fees comprise of Independent Examiner's Fee of £2,500 (2024: £2,500) and fees for other accountancy services of £6,533 (2024: £7,031).
10 Trustees
None of the trustees (or any persons connected with them) received any remuneration or benefits from the charity during the current or prior year.
11 Employees
There were no employees during the current or prior year.
12 Net gains/(losses) on investments
| 12 | Net gains/(losses) on investments | ||
|---|---|---|---|
| 2025 | 2024 | ||
| £ | £ | ||
| Gain/(loss) on revaluation of investments | (22,545) | 67,948 | |
| Gain on sale of investments | 19,857 | 1,003 | |
| Revalution of investment properties | - | (10,000) | |
| (2,688) | 58,951 | ||
| 13 | Other losses or gains | ||
| 2025 | 2024 | ||
| £ | £ | ||
| Foreign exchange (loss)/gain | (1,080) | (259) |
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ACACIA CHARITABLE TRUST
NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 5 APRIL 2025
14 Investment property
| Investment property | ||
|---|---|---|
| Market value at 6 April 2024 Profit/(loss) on revaluation Market value at 5 April 2025 |
2025 £ 290,000 - 290,000 |
2024 £ 300,000 (10,000) |
| 290,000 |
The property managing agent, Malcolm Bailey BSc (Hons) MRICS ACIArb, has undertaken a valuation of the property, 36/38 Market Place, Otley, and is of the opinion that the market value as at 5 April 2025 is £290,000.
Historical Cost
| Historical Cost | ||
|---|---|---|
| Cost Accumulated depreciation Carrying amount |
2025 £ 327,486 - 327,486 |
2024 £ 327,486 - |
| 327,486 |
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ACACIA CHARITABLE TRUST
NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 5 APRIL 2025
| 15 Fixed asset investments Investments Cash in portfolio £ £ Cost or valuation At 6 April 2024 1,285,099 74,563 Additions 1,050,722 (1,050,722) Valuation changes (22,545) - Cash withdrawn - (60,000) Dividends and interest received - 39,180 Investment management - (14,696) Foreign exchange - (1,080) Transfers 7,413 (7,413) Disposals (1,095,663) 1,115,520 At 5 April 2025 1,225,026 95,352 Carrying amount At 5 April 2025 1,225,026 95,352 At 6 April 2024 1,285,099 74,563 16 Debtors 2025 Amounts falling due within one year: £ Insurance prepaid 3,135 VAT recoverable - Dividend receivable 4,353 Property management fees 624 8,112 17 Creditors: amounts falling due within one year 2025 £ Accountancy fees 7,133 Amount due to tenant 3,135 Rent received in advance 5,860 VAT payable 27 Other creditors - 16,155 |
Total £ 1,359,662 - (22,545) (60,000) 39,180 (14,696) (1,080) - 19,857 1,320,378 1,320,378 1,359,662 2024 £ 2,834 474 4,041 543 7,892 2024 £ 6,927 2,834 5,860 - 3,100 18,721 |
|---|---|
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ACACIA CHARITABLE TRUST
NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 5 APRIL 2025
18 Related party transactions
During the year £Nil (2024: £7,681) was received from Paul Rubens.
- 14 -
Issuer
HW Fisher
Document generated Tue, 3rd Feb 2026 14:38:30 GMT
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Tue, 3rd Feb 2026 14:53:13 GMT Tue, 3rd Feb 2026 14:55:39 GMT Wed, 4th Feb 2026 17:10:11 GMT Wed, 4th Feb 2026 18:35:07 GMT Thu, 5th Feb 2026 8:33:14 GMT
Ravi Saroj - Signer (f0c221d89f2093ec120733c460994c8d) Shafayat Khan - Signer (e0d0ad570ad50a763323fbf868a599e3) Simon Rubens - Signer (4439ac35b7567de03871053192a93937) Joel Courts - Signer (91455872d7a785fc403f2724e26bc24b) Barbara Baker - Signer (c05fe94c4475a7a817d0526f0a1c0151)
Audit history log
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Tue, 3rd Feb 2026 14:38:30 GMT Tue, 3rd Feb 2026 14:38:30 GMT
Tue, 3rd Feb 2026 14:38:30 GMT
Tue, 3rd Feb 2026 14:52:48 GMT Tue, 3rd Feb 2026 14:52:48 GMT
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Envelope generated by Ravi Saroj (217.207.100.70) Document generated with fingerprint c9d8e25f47634824f5a19824f3b86113 (217.207.100.70) Document generated with fingerprint 4c167835eb5a77c984f8a1f972465f70 (217.207.100.70) Document emailed to rsaroj@hwfisher.co.uk Sent the envelope to Ravi Saroj (rsaroj@hwfisher.co.uk) for signing (89.150.28.98) Ravi Saroj viewed the envelope (185.105.75.178) Ravi Saroj signed the envelope (185.105.75.178) Sent the envelope to Shafayat Khan (shkhan@hwfisher.co.uk) for signing (185.105.75.178) Document emailed to shkhan@hwfisher.co.uk Shafayat Khan viewed the envelope (82.30.93.38) Shafayat Khan signed the envelope (82.30.93.38) Sent the envelope to Simon Rubens (simon.rubens@btinternet.com) for signing (82.30.93.38) Document emailed to simon.rubens@btinternet.com Document emailed to simon.rubens@btinternet.com
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Simon Rubens opened the document email. (185.72.94.114) Simon Rubens opened the document email. (185.72.94.114) Simon Rubens opened the document email. (35.177.140.192) Simon Rubens opened the document email. (35.177.140.192) Simon Rubens opened the document email. (35.177.140.192) Simon Rubens viewed the envelope (35.177.140.192) Simon Rubens signed the envelope (35.177.140.192) Sent the envelope to Joel Courts (jcourts@hwfisher.co.uk) for signing (35.177.140.192)
Document emailed to jcourts@hwfisher.co.uk Joel Courts opened the document email. (185.105.75.178) Joel Courts opened the document email. (185.105.75.177) Joel Courts opened the document email. (185.105.75.178) Joel Courts opened the document email. (185.105.75.178) Joel Courts viewed the envelope (185.105.75.178) Joel Courts opened the document email. (185.105.75.177) Joel Courts opened the document email. (185.105.75.178) Joel Courts opened the document email. (185.105.75.178) Joel Courts opened the document email. (185.105.75.178) Joel Courts opened the document email. (185.105.75.178) Joel Courts signed the envelope (185.105.75.178) Sent the envelope to Barbara Baker (bbaker@hwfisher.co.uk) for signing (185.105.75.178)
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6a42c5305ff {185.105.75.1781