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2021-04-05-accounts

Charity Registration No. 274275

ACACIA CHARITABLE TRUST

ANNUAL REPORT AND UNAUDITED FINANCIAL STATEMENTS

FOR THE YEAR ENDED 5 APRIL 2021

ACACIA CHARITABLE TRUST

LEGAL AND ADMINISTRATIVE INFORMATION

Trustees Angela Gillian Rubens
Simon Alexander Rubens
Paul Harry Rubens
Charity number 274275
Registered office HW Fisher LLP
Acre House
11-15 William Road
London
NW1 3ER
Independent examiner Joel Courts
c/o HW Fisher LLP
Acre House
11-15 William Road
London
NW1 3ER
Bankers CAF Bank Ltd
25 Kings Hill Avenue
West Malling
Kent
ME19 4JQ
Investment advisors Julius Baer Portfolio Managers Ltd
1 St Martin's Le Grand
London
EC1A 4AS

ACACIA CHARITABLE TRUST

CONTENTS

Page
Trustees' report 1 - 2
Statement of trustees' responsibilities 3
Independent examiner's report 4
Statement of financial activities 5
Balance sheet 6
Notes to the accounts 7 - 13

ACACIA CHARITABLE TRUST

TRUSTEES' REPORT

FOR THE YEAR ENDED 5 APRIL 2021

The trustees present their report and financial statements for the year ended 5 April 2021.

The financial statements have been prepared in accordance with the accounting policies set out in note 1 to the accounts and comply with the charity's Deed of Trust , the Charities Act 2011 and “Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) " (effective from 1 January 201 9)”

Objectives and activities

The charity's object ive, as set out in the Charitable Trust Deed, is for the trustees to apply capital and income to or towards or for the benefit or furtherance of such charitable purposes or charitable institutions at their absolute discretion.

The trustees have paid due regard to guidance issued by the Charity Commission in deciding what activities the charity should undertake.

Achievements and performance

During the year the Trust generated income resources of £ 55,136 (20 20 : £ 63,149 ) which enabled the charity to make 40 (2020: 38) grants.

The trustees have complied with their duty in section 17 of the Charities Act 2011 to have due regard to guidance published by the Charity Commission.

Financial review

The Trust received income from investments which amounted to £ 21,746 (20 20 : £ 29 , 939 ), rental income of £27,000 (20 20 : £ 27 ,0 00 ) and service charges of £ 6,391 (20 20 : £ 6 , 210 ) .

As shown in the statement of financial activities, the gain on revaluation of investments amounted to £ 191,122 (20 20 : loss of £ 173,242 ) and the gain on sale of investments was £ 56,780 (20 20 : loss of £ 1,179 ). The property has been revalued this year with a loss on revaluation for £ 10,000 (2020: £ 6,500).

The net in crease in funds for the year was £ 189,461 (20 20 : decrease in funds of £ 200 , 289 ).

Reserves Policy

The trustees wish the charity to continue for the long term, having taken this into account, the charity's policy is to distribute substantially all its income. The invested assets are in effect, a financial reserve. The grants made in recent financial years have been broadly equivalent to the charity's income. It is planned that this level of expenditure can be maintained in the future with reserves of £1.7m. Any expenses in excess of income will be met from reserves.

The unrestricted funds of the charity as at 5 April 20 21 amounted to £1 ,773,415 (20 20 : £1, 583 , 954 ) .

Grant Making Policy

The trustees' grant making policy is generally to make donations to registered charitable organisations (not individuals) which support a wide range of causes.

The trustees reviewed and accepted grant applications during the year under review. During the year the Trust made 40 (2020: 38) grants totalling £ 72,112 (20 20 : £ 52,694 ).

Risk

The trustees ha ve assessed the major risks to which the charity is exposed, and are satisfied that systems are in place to mitigate exposure to the major risks.

T he trustees have considered the effect of the prolonged Covid-19 outbreak that has been spreading throughout the world in early 2020 and it may have on the charity's activities. The trustees have planned to take reasonable steps to mitigate against this situation and consider that this outbreak is unlikely to cause a significant disruption to the charity's business and that the charity can continue in operation for the foreseeable future.

ACACIA CHARITABLE TRUST

TRUSTEES' REPORT (CONTINUED)

FOR THE YEAR ENDED 5 APRIL 2021

Investment Policy

In order for the trustees to maintain the value of the Trust fund, Julius Baer Portfolio Managers Ltd advise them on their approach to their portfolio of investments, in particular on asset allocation so as to achieve a wide diversification of the Trust's investment portfolio in order to spread risk. The current investment policy is to adopt a balanced return from income and capital growth.

Structure, governance and management

Acacia Charitable Trust is registered with the Charity Commissioners (No 274275) and constituted by Deed of Trust dated 1 August 1977.

The trustees who served during the year and up to the date of signature of the financial statements were: Angela Gillian Rubens Simon Alexander Rubens Paul Harry Rubens

Power of appointing trustees lies with the serving trustees. Any one trustee can retire at any time they see fit.

Plans for the future

It is the trustees' intention to continue to review grant applications in the future and make donations where they see fit.

On behalf of the Board of Trustees

..............................

Simon Alexander Rubens

Trustee Dated: .........................

ACACIA CHARITABLE TRUST

STATEMENT OF TRUSTEES' RESPONSIBILITIES

FOR THE YEAR ENDED 5 APRIL 2021

The trustees are responsible for preparing the Trustees' Report and the financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice).

The law applicable to charities in England and Wales requires the trustees to prepare financial statements for each financial year which give a true and fair view of the state of affairs of the charity and of the incoming resources and application of resources of the charity for that year.

In preparing these financial statements, the trustees are required to:

The trustees are responsible for keeping sufficient accounting records that disclose with reasonable accuracy at any time the financial position of the charity and enable them to ensure that the financial statements comply with the Charities Act 2011, the Charity (Accounts and Reports) Regulations 2008 and the provisions of the trust deed. They are also responsible for safeguarding the assets of the charity and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

ACACIA CHARITABLE TRUST

INDEPENDENT EXAMINER'S REPORT

TO THE TRUSTEES OF ACACIA CHARITABLE TRUST

I report to the trustees on my examination of the financial statements of Acacia Charitable Trust (the charity) for the year ended 5 April 2021.

Responsibilities and basis of report

As the trustees of the charity you are responsible for the preparation of the financial statements in accordance with the requirements of the Charities Act 2011 (the 2011 Act).

I report in respect of my examination of the charity’s financial statements carried out under section 145 of the 2011 Act . In carrying out my examination I have followed all the applicable Directions given by the Charity Commission under section 145(5) (b) of the 2011 Act.

Independent examiner's statement

Your attention is drawn to the fact that the charity has prepared financial statements in accordance with Accounting and Reporting by Charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) in preference to the Accounting and Reporting by Charities: Statement of Recommended Practice issued on 1 April 2005 which is referred to in the extant regulations but has now been withdrawn.

I understand that this has been done in order for financial statements to provide a true and fair view in accordance with Generally Accepted Accounting Practice effective for reporting periods beginning on or after 1 January 2015.

I have completed my examination. I confirm that no matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the financial statements to be reached.

Joel Courts c/o HW Fisher LLP Chartered Accountants Acre House 11-15 William Road London NW1 3ER

Dated: .........................

ACACIA CHARITABLE TRUST

STATEMENT OF FINANCIAL ACTIVITIES INCLUDING INCOME AND EXPENDITURE ACCOUNT

FOR THE YEAR ENDED 5 APRIL 2021

Unrestricted Unrestricted
funds funds
2021 2020
Notes £ £
Income from:
Investments 3 55,136 63,149
Expenditure on:
Raising funds 4 22,964 19,273
Charitable activities 5 78,560 65,162
Total resources expended 101,524 84,435
Net gains/(losses) on investments 11 237,902 (180,921)
Net incoming/(outgoing) resources 191,514 (202,207)
Other recognised gains and losses
Other gains or losses 12 (2,053) 1,918
Net movement in funds 189,461 (200,289)
Fund balances at 6 April 2020 1,583,954 1,784,243
Fund balances at 5 April 2021 1,773,415 1,583,954

All activities on the Statement of Financial Activities relate to unrestricted funds.

ACACIA CHARITABLE TRUST

BALANCE SHEET

AS AT 5 APRIL 2021

Notes
Fixed assets
Investment property
13
Investments
14
Current assets
Debtors
15
Cash at bank and in hand
Creditors: amounts falling due within one year
16
Net current assets
Total assets less current liabilities
Income funds
Unrestricted funds - general
2021
£
10,150
35,457
45,607
(36,671)
£
295,000
1,469,479
1,764,479
8,936
1,773,415
1,773,415
1,773,415
2019
£
9,914
39,963
49,877
(28,085)
£
305,000
1,257,162
1,562,162
21,792
1,583,954
1,583,954
1,583,954

The accounts were approved by the Trustees and signed on their behalf by:

.............................. Simon Alexander Rubens Trustee Dated: .........................

ACACIA CHARITABLE TRUST

NOTES TO THE FINANCIAL STATEMENTS

FOR THE YEAR ENDED 5 APRIL 2021

1 Accounting policies

Charity information

Acacia Charitable Trust is a registered charity. The charity meets the definition of a public benefit entity under FRS102. The registered address is Acre House, 11-15 William Road, London, NW1 3ER.

1.1 Accounting convention

The financial statements have been prepared in accordance with the charity's Deed, the Charities Act 2011 and “Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102)" (effective from 1 January 201 9 ).

The financial statements have departed from the Charities (Accounts and Reports) Regulations 2008 only to the extent required to provide a true and fair view. This departure has involved following the Statement of Recommended Practice for charities applying FRS 102 rather than the version of the Statement of Recommended Practice which is referred to in the Regulations but which has since been withdrawn.

The financial statements are prepared in sterling , which is the functional currency of the charity . Monetary a mounts in these financial statements are rounded to the nearest £.

The financial statements have been prepared under the historical cost convention, modified to include the revaluation to include investment properties and certain financial instruments at fair value. The principal accounting policies adopted are set out below.

1.2 Going concern

The trustees have considered the effect of the prolonged Covid-19 outbreak. The trustees consider that the outbreak is unlikely to cause a significant disruption to the charity's activities and are confident that the charity can continue as a going concern for a period of at least twelve months from the date of approval of these financial statements. T he trustees have a reasonable expectation that the charity has adequate resources to continue in operational existence for the foreseeable future .

1.3 Charitable funds

Unrestricted funds are available for use at the discretion of the trustees in furtherance of their charitable objectives.

1.4 Income

Income is recognised when the charity is legally entitled to it after any performance conditions have been met, the amounts can be measured reliably, and it is probable that income will be received.

Cash donations are recognised on receipt. Other donations are recognised once the charity has been notified of the donation, unless performance conditions require deferral of the amount. Income tax recoverable in relation to donations received under Gift Aid or deeds of covenant is recognised at the time of the donation.

Investment income received net is stated gross with the relevant tax deducted included under 'cost of raising funds'.

1.5 Expenditure

Liabilities are recognised as expenditure once there is a legal or constructive obligation committing the charity to that expenditure, it is probable that settlement will be required and the amount of the obligation can be measured reliably.

All expenditure is accounted for on an accruals basis. All expenses, including support costs and governance costs, are allocated to the charitable activity in the statement of financial activities.

Costs of raising funds are those costs incurred in managing the charity's investment portfolio.

ACACIA CHARITABLE TRUST

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)

FOR THE YEAR ENDED 5 APRIL 2021

1 Accounting policies

(Continued)

Governance costs relate to expenditure incurred in dealing with donations and administration and compliance with constitutional and statutory requirements.

Grants payable comprise donations directly related to the objects of the charity.

Grants payable are charged in the year when the offer is conveyed to the recipient. Grants offered subject to conditions are recognised in the period those conditions are met, prior to this they are noted as a commitment but not accrued as expenditure.

Irrecoverable VAT is charged against the expenditure heading for which it was incurred.

1.6 Investment properties

Investment property, which is property held to earn rentals and for capital appreciation, is measured using the fair value model and stated at its fair value as at the reporting end date. Any gain or loss on revaluation is taken to the Statement of Financial Activities.

1.7 Fixed asset investments

Investments are included at closing mid-market value at the balance sheet date. Any gain or loss on revaluation is taken to the Statement of Financial Activities.

1.8 Cash and cash equivalents

Cash and cash equivalents include cash in hand, deposits held at call with banks, other short-term liquid investments with original maturities of three months or less, and bank overdrafts.

2 Critical accounting estimates and judgements

In the application of the charity’s accounting policies, the trustees are required to make judgements, estimates and assumptions about the carrying amount of assets and liabilities that are not readily apparent from other sources. The estimates and associated assumptions are based on historical experience and other factors that are considered to be relevant. Actual results may differ from these estimates.

The estimates and underlying assumptions are reviewed on an ongoing basis. Revisions to accounting estimates are recognised in the period in which the estimate is revised where the revision affects only that period, or in the period of the revision and future periods where the revision affects both current and future periods.

Valuation of investment properties

Determining the fair value of the Charity's investment property as at each balance sheet date involves an element of estimation. The trustees manage the resulting estimation uncertainty by independent valuations or reviewing values on a property by property basis and by referring to available market evidence, including rental yields and realised sales values for similar properties.

3 Investments

Interest and dividends
Rental income
Service charges
2021
£
21,746
27,000
6,391
55,136
2020
£
29,939
27,000
6,210
63,149

ACACIA CHARITABLE TRUST

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)

FOR THE YEAR ENDED 5 APRIL 2021

4
Raising funds
Investment management
Property expenses (see note 7)
5
Charitable activities
Grant funding of activities (see note 6)
Share of governance costs (see note 8)
2021
£
15,277
7,687
22,964
2021
£
72,112
6,448
78,560
2020
£
11,963
7,310
19,273
2020
£
52,694
12,468
65,162

ACACIA CHARITABLE TRUST

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)

FOR THE YEAR ENDED 5 APRIL 2021

6 Grants payable

Grants to institutions:
Alzheimer's Society
Ben Gurion University
Beth Shalom Limited
Camphill Village Trust
Great Ormond Street Hospital
Hampstead Theatre
Hospital Kosher Meals Service
Jewish Care
Jewish Museum
Jewish Womens Week
Magen David Adom UK
Nightingale Hammerson
Other
ORT UK
Painters Company Charities
Royal Opera House Covent Garden Foundation
Shelter
Spanish & Portuguese Jews' Synagogue
St Johns Hospice
St Mungo's
The Foundation and Friends of the Royal Botanic Gardens Kew
The Institute for Jewish Policy Research
The Wiener Holocaust Library
The Z.S.V Trust - Food Lifeline
WITSO
World Jewish Relief
2021
£
-
-
-
-
-
1,000
300
11,000
36,000
-
-
2,000
87
1,000
3,200
100
200
7,125
2,000
200
100
600
300
500
400
6,000
72,112
2020
£
200
600
200
200
200
200
200
4,000
36,000
200
2,000
1,000
1,944
1,000
-
-
200
850
2,000
200
-
600
200
400
300
-
52,694

7 Property expenses

Insurance
Property management
2021
£
6,391
1,296
7,687
2020
£
6,210
1,100
7,310

ACACIA CHARITABLE TRUST

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)

FOR THE YEAR ENDED 5 APRIL 2021

8
Support costs
Support costs
Governance
costs
£
£
Accountancy fee
-
6,336
Bank charges
-
112
-
6,448
Analysed between
Charitable activities
-
6,448
2021
Support costs
Governance
costs
£
£
£
6,336
-
12,369
112
-
99
6,448
-
12,468
6,448
-
12,468
2020
£
12,369
99
12,468
12,468

Accountancy fees comprise Independent Examiner's Fee of £2,500 (20 20 : £2,500) and fee for accountancy services of £ 3,836 (20 20 : £ 9,869 ).

9 Trustees

None of the trustees (or any persons connected with them) received any remuneration or benefits from the charity during the year.

10 Employees

There were no employees during the current or prior year .

11 Net gains/(losses) on investments

Gain/(loss) on revaluation of investments
Gain on sale of investments
Revalution of investment properties
12
Other gains or losses
Foreign exchange (loss)/gain
2021
2020
£
£
191,122
(173,242)
56,780
(1,179)
(10,000)
(6,500)
237,902
(180,921)
2021
2020
£
£
(2,053)
1,918

ACACIA CHARITABLE TRUST

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)

FOR THE YEAR ENDED 5 APRIL 2021

13 Investment property

Market value at 6 April 2020
Loss on revaluation
Market value at 5 April 2021
2021
£
305,000
(10,000)
295,000
2020
£
311,500
(6,500)
305,000

The property managing agent, Malcolm Bailey BSc (Hons) MRICS ACIArb, has undertaken a valuation of the property, 36/38 Market Place, Otley, and is of the opinion that the market value as at 5 April 20 21 is £ 295 , 0 00.

Historical Cost

2021
£
Cost
327,486
Accumulated depreciation
-
Carrying amount
327,486
Fixed asset investments
Investments Cash in portfolio
£
£
Cost or valuation
At 6 April 2020
1,189,678
67,484
Additions
340,808
(340,808)
Valuation changes
191,122
-
Cash withdrawn
-
(40,002)
Dividends and interest received
-
21,746
Investment management
-
(15,277)
Foreign exchange
-
(2,053)
Disposals
(322,447)
379,227
At 5 April 2021
1,399,161
70,317
Carrying amount
At 5 April 2021
1,399,161
70,317
At 5 April 2020
1,189,678
67,484
2020
£
327,486
-
327,486
Total
£
1,257,162
-
191,122
(40,002)
21,746
(15,277)
(2,053)
56,780
1,469,478
1,469,478
1,257,162

14 Fixed asset investments

ACACIA CHARITABLE TRUST

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)

FOR THE YEAR ENDED 5 APRIL 2021

15 Debtors

Amounts falling due within one year:
Income tax recoverable
Insurance prepaid
Monies on account with MERJS
Property management fees
2021
£
55
2,095
7,696
304
10,150
2020
£
55
1,979
7,680
200
9,914

16 Creditors: amounts falling due within one year

Accountancy fees
Amount due to tenant
Rent received in advance
VAT payable
Other creditors
2021
£
20,256
2,095
5,860
2,420
6,040
36,671
2020
£
19,036
1,979
5,860
1,210
-
28,085

17 Operating lease commitments Lessor

The operating lease represents leases to two third parties.

Unit 1 is let on a lease for a term of 10 years from 26 June 2011 at a rent of £17,000 per annum. This rent was not increased upon the review at the end of Year 5.

Unit 2 is let on a lease for a term of 5 years from 25 September 2018 at a rent of £10,000 per annum.

At the reporting end date the charity had contracted with tenants for the following minimum lease payments:

Within one year
Between two and five years
2021
£
14,250
15,000
29,250
2020
£
27,000
29,250
56,250

18 Related party transactions

There were no related party transactions to disclose during the year (2020 - none) .