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2023-04-05-accounts

REGISTERED COMPANY NUMBER: 01292089 (England and Wales) REGISTERED CHARITY NUMBER: 273928

REPORT OF THE TRUSTEES AND

UNAUDITED FINANCIAL STATEMENTS

FOR THE YEAR ENDED 5TH APRIL 2023

FOR

THE VIOLET M RICHARDS CHARITY

Sinclairs Bartrum Lerner Chartered Accountants Second Floor 34 Lime Street London EC3M 7AT

THE VIOLET M RICHARDS CHARITY

CONTENTS OF THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 5TH APRIL 2023

Page
Report of the Trustees 1 to 3
Independent Examiner's Report 4
Statement of Financial Activities 5
Balance Sheet 6 to 7
Notes to the Financial Statements 8 to 14

THE VIOLET M RICHARDS CHARITY (REGISTERED NUMBER: 01292089)

REPORT OF THE TRUSTEES FOR THE YEAR ENDED 5TH APRIL 2023

The trustees who are also directors of the charity for the purposes of the Companies Act 2006, present their report with the financial statements of the charity for the year ended 5th April 2023. The trustees have adopted the provisions of Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019).

OBJECTIVES AND ACTIVITIES

Objectives and aims

The objects of the Charity are the relief of the aged, the relief of sickness and the advancement of medical education to support particularly medical research and research into geriatric problems, homes for the sick, facilities for the relief of the elderly and medical education.

Public benefit

The trustees have complied with the duty in s.17 (5) Charities Act 2011 to have due regard to the public benefit guidance published by the Charity Commission.

Grant-making Policy

The trustees are guided by the Settlor's wishes and by their understanding of what she would have wanted/done in response to current circumstances fifty or so years later. Accordingly they prefer to be proactive with charities of their own choice, rather than react to external applications. Historically there has been a wish to assist charities in the East Sussex/ Crowborough area, where the Founder lived. External applications are not encouraged and to save costs are not acknowledged and only successful applicants are notified. The Charity's policy is not to entertain applications from individuals.

ACHIEVEMENT AND PERFORMANCE

During the year the trustees made grants of £77,500 (2022 - £15,000). The excess of expenditure over income for the year amounted to £22,891 (2022-surplus of income over expenditure £36,717).

FINANCIAL REVIEW

The financial position of the Charity is considered satisfactory. The Charity paid £77,500 in grants after adjustment for an earlier failed grant during the year (2022 £15,000), resulting in an excess of expenditure over income (after taking into account realised losses but before unrealised loss) for the year of £27,449 (2022 - £42,207 gain). However, when the net unrealised losses, resulting from the decrease in value of the Charity's investment portfolio are considered, there was an overall decrease in the net assets of £194,342 (2022 102,003 increase).

The total funds administered by the Charity's investment managers remained satisfactory being £2,351,454 (2022: £2,527,509) shown on the balance sheet. The trustees' policy for investment is of a balanced return between capital and income. Regular reviews are received from the investment managers and an annual meeting is held with them or as considered appropriate. Investment performance is judged over the longer term against the relevant benchmarks. The trustees delegate the investment management to Canaccord Genuity Wealth Management and Sarasin & Partners LLP within certain defined parameters which are regularly reviewed.

PLANS FOR FUTURE PERIODS

The trustees review their Strategic Plan periodically as appropriate. Currently rather than sponsoring/supporting longer term/larger medical research projects the trustees are proposing to incorporate a greater element of flexibility for individual trustees to nominate beneficiaries which they think are in the spirit of the Founder.

STRUCTURE, GOVERNANCE AND MANAGEMENT

Governing document

The Charity was incorporated on 23rd December 1976 and is a registered charity. The Charity is governed by its Memorandum and Articles of Association and constitutes a limited company, limited by guarantee and the registered company number is 01292089.

Page 1

THE VIOLET M RICHARDS CHARITY (REGISTERED NUMBER: 01292089)

REPORT OF THE TRUSTEES FOR THE YEAR ENDED 5TH APRIL 2023

STRUCTURE, GOVERNANCE AND MANAGEMENT

Charity constitution

Constitution/History

The Charity was founded by the late Violet Richards as a Charitable Company limited by guarantee and is registered with the Charity Commission. The Trust Capital consists of the original settled fund and her residuary estate added to the Trust on her death in 1982, a combined total of £443,000. The Company's Memorandum and Articles of Association are in the standard charitable form. The Charity has no permanent endowment. Since formation, the Charity has made grants of some £2,617,408. The net assets as at the balance sheet date were £2,471,604 (2022: £2,665,946).

Governance/Management

The Charity is a traditional grant-making trust originally established by a private individual as an outlet for her charitable activities. It is now managed as such by the current trustees and does not expect to receive additions to its capital (although any such are welcome). Accordingly the Policy is to maintain the capital while distributing income year by year - dipping into capital if required - perhaps making it up in later years - i.e. a policy of pragmatism.

Administration/management is effected through the trustees' solicitors, Wedlake Bell LLP, of whom one of the trustees, Charles Hicks, is a partner. Although such outsourcing is not welcomed by all in the charitable sector, the trustees have considered the matter and do not see a cost effective alternative for the time being, although the issue remains under regular review. Accounts are produced by the trustees' accountants as a risk management tool to separate production of the accounts from management of the funds.

As above, the trustees' policy is to maintain the capital as a base to generate an increasing level of income for future grants. The trustees are veering towards a "total return" definition of income available for distribution while retaining the corpus intact.

The trustees have it in mind at the appropriate time to broaden the trustee base by recruiting younger representatives to the trustee body.

REFERENCE AND ADMINISTRATIVE DETAILS

Registered Company number

01292089 (England and Wales)

Registered Charity number

273928

Registered office

c/o Wedlake Bell LLP 71 Queen Victoria St London EC4V 4AY

Trustees

G R Andersen Retired Solicitor Dr J A Clements Retired University Lecturer (Retired as a trustee on 10/11/22) Mrs M E Burt Retired Occupational Therapist (Retired as a trustee on 10/11/22) C Hicks Solicitor Dr P J Marriott Medical Practitioner

Company Secretary

C Hicks

Page 2

THE VIOLET M RICHARDS CHARITY (REGISTERED NUMBER: 01292089)

REPORT OF THE TRUSTEES FOR THE YEAR ENDED 5TH APRIL 2023

REFERENCE AND ADMINISTRATIVE DETAILS

Independent Examiner

Sinclairs Bartrum Lerner Chartered Accountants Second Floor 34 Lime Street London EC3M 7AT

Solicitors

Wedlake Bell LLP 71 Queen Victoria Street London EC4V 4AY

Investment Managers

Canaccord Genuity Wealth Management 88 Wood Street London EC2V 7QR

Sarasin and Partners LLP

Juxon House 100 St Paul's Churchyard London EC4M 8BU

Bankers:

Royal Bank of Scotland 1 Fleet Street London EC4Y 1BD

This report has been prepared in accordance with the special provisions of Part 15 of the Companies Act 2006 relating to small companies.

Approved by order of the board of trustees on 18[th] December 2023 and signed on its behalf by:

C A Hicks - Trustee

Page 3

INDEPENDENT EXAMINER'S REPORT TO THE TRUSTEES OF THE VIOLET M RICHARDS CHARITY (REGISTERED NUMBER: 01292089)

Independent examiner's report to the trustees of The Violet M Richards Charity ('the Company')

I report to the charity trustees on my examination of the accounts of the Company for the year ended 5th April 2023.

Responsibilities and basis of report

As the charity's trustees of the Company (and also its directors for the purposes of company law) you are responsible for the preparation of the accounts in accordance with the requirements of the Companies Act 2006 ('the 2006 Act').

Having satisfied myself that the accounts of the Company are not required to be audited under Part 16 of the 2006 Act and are eligible for independent examination, I report in respect of my examination of your charity's accounts as carried out under Section 145 of the Charities Act 2011 ('the 2011 Act'). In carrying out my examination I have followed the Directions given by the Charity Commission under Section 145(5) (b) of the 2011 Act.

Independent examiner's statement

I have completed my examination. I confirm that no matters have come to my attention in connection with the examination giving me cause to believe:

  1. accounting records were not kept in respect of the Company as required by Section 386 of the 2006 Act; or

  2. the accounts do not accord with those records; or

  3. the accounts do not comply with the accounting requirements of Section 396 of the 2006 Act other than any requirement that the accounts give a true and fair view which is not a matter considered as part of an independent examination; or

  4. the accounts have not been prepared in accordance with the methods and principles of the Statement of Recommended Practice for accounting and reporting by charities (applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102)).

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Simon Kinna FCCA

Sinclairs Bartrum Lerner Chartered Accountants Second Floor 34 Lime Street London EC3M 7AT

Date: 18[th] December 2023

Page 4

THE VIOLET M RICHARDS CHARITY

STATEMENT OF FINANCIAL ACTIVITIES FOR THE YEAR ENDED 5TH APRIL 2023

Notes
INCOME AND ENDOWMENTS FROM
Investment income
2
Other income
Total
EXPENDITURE ON
Raising funds
3
Charitable activities
Grants Payable
Other expenditure
Total
Net gains/(losses) on investments
NET INCOME/(EXPENDITURE)
RECONCILIATION OF FUNDS
Total funds brought forward
TOTAL FUNDS CARRIED FORWARD
2023
Unrestricted
funds
£
88,292
106
88,398
15,329
77,500
18,460
111,289
(171,451)
(194,342)
2,665,946
2,471,604
2022
Total
funds
£
83,407
1,877
85,284
16,276
15,000
17,291
48,567
65,286
102,003
2,563,943
2,665,946

The notes form part of these financial statements

Page 5

THE VIOLET M RICHARDS CHARITY (REGISTERED NUMBER: 01292089)

BALANCE SHEET 5TH APRIL 2023

Notes
FIXED ASSETS
Investments
6
CURRENT ASSETS
Debtors: amounts falling due within one year
7
Investments
8
Cash at bank and in hand
CREDITORS
Amounts falling due within one year
9
NET CURRENT ASSETS
TOTAL ASSETS LESS CURRENT LIABILITIES
NET ASSETS
FUNDS
10
Unrestricted funds:
Capital fund
Income Fund
TOTAL FUNDS
2023
Unrestricted
funds
£
2,281,062
12,127
70,392
114,947
197,466
(6,924)
190,542
2,471,604
2,471,604
2,440,974
30,630
2,471,604
2,471,604
2022
Total
funds
£
2,486,362
21,051
41,147
129,333
191,531
(11,947)
179,584
2,665,946
2,665,946
2,612,425
53,521
2,665,946
2,665,946

The charitable company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 5th April 2023.

The members have not required the company to obtain an audit of its financial statements for the year ended 5th April 2023 in accordance with Section 476 of the Companies Act 2006.

The trustees acknowledge their responsibilities for

The notes form part of these financial statements

continued...

Page 6

THE VIOLET M RICHARDS CHARITY (REGISTERED NUMBER: 01292089)

BALANCE SHEET - continued 5TH APRIL 2023

These financial statements have been prepared in accordance with the provisions applicable to charitable companies subject to the small companies regime.

The financial statements were approved by the Board of Trustees and authorised for issue on 18[th] December 2023 and were signed on its behalf by:

C A Hicks - Trustee

The notes form part of these financial statements

Page 7

THE VIOLET M RICHARDS CHARITY

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 5TH APRIL 2023

1. ACCOUNTING POLICIES

Basis of preparing the financial statements

The financial statements of the charitable company, which is a public benefit entity under FRS 102, have been prepared in accordance with the Charities SORP (FRS 102) 'Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)', Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland' and the Companies Act 2006. The financial statements have been prepared under the historical cost convention, with the exception of investments which are included at market value, as modified by the revaluation of certain assets.

The significant accounting policies applied in the preparation of the financial statements are set out below and have been consistently applied to all years presented unless otherwise stated. The financial statements are presented in sterling which is the functional currency of the company and rounded to the nearest pound.

Preparation of the accounts on a going concern basis

Funding for the Charity's day to day operations is secure and there are no material uncertainties and on this basis the Charity is a going concern.

Debtors

Prepayments are valued at the amount prepaid net of trade discounts due.

Cash at bank and in hand

Cash at bank and in hand includes cash and short term highly liquid deposits or similar accounts held directly by the Charity.

Creditors and provisions

Creditors and provisions are recognised where the Charity has a present obligation resulting from a past event that will probably result in the transfer of funds to a third party and the amount due to settle the obligation can be measured or estimated reliably. Creditors and provisions are normally recognised at their settlement amount after allowing for any trade discounts due.

Income

All income is recognised in the Statement of Financial Activities once the charity has entitlement to the funds, it is probable that the income will be received and the amount can be measured reliably.

Expenditure

Liabilities are recognised as expenditure as soon as there is a legal or constructive obligation committing the charity to that expenditure, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. Expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all cost related to the category. Where costs cannot be directly attributed to particular headings they have been allocated to activities on a basis consistent with the use of resources.

continued...

Page 8

THE VIOLET M RICHARDS CHARITY

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 5TH APRIL 2023

1. ACCOUNTING POLICIES - continued

Expenditure

Grants are accounted for at the point at which the trustees consider that they are under a moral obligation to make the grant. This may occur sometime after a grant has been agreed in principle by the trustees and at the point when the proposed recipient has demonstrated to the trustees' satisfaction that they are in a position to undertake the agreed project of research or otherwise utilize the funds for purpose for which the grant application was originally made.

Where the trustees consider an application for a longer term project which may require funds over two or more years, the trustees' consider that their moral obligations will normally only occur at the point at which the recipient has demonstrated to the trustees' satisfaction that the continued funding is justified based on the original terms of the grant application. In these circumstances the Statement of Financial Activities records the amount payable in the year but any further amounts that may have been agreed in principle are reported in the notes and quantified based on the trustees' best estimate of the amounts that may become payable in the future.

Grants offered subject to conditions which have not been met at the year end date are noted as a commitment but not accrued as expenditure.

Other Expenditure represents legal and professional costs in administering the affairs of the charity.

Taxation

The charity is exempt from corporation tax on its charitable activities.

Fund accounting

Unrestricted funds can be used in accordance with the charitable objectives at the discretion of the trustees.

Restricted funds can only be used for particular restricted purposes within the objects of the charity. Restrictions arise when specified by the donor or when funds are raised for particular restricted purposes.

Further explanation of the nature and purpose of each fund is included in the notes to the financial statements.

Investments

The Charity's investments, which are shown as fixed assets, are disclosed in the financial statements at their market value at the end of the year rather than at cost.

2. INVESTMENT INCOME

Income from investment
Deposit account interest
2023
£
87,686
606
88,292
2022
£
83,397
10
83,407

Investment Income

Dividend income and interest receivable are accounted for according to the date the income becomes payable to the Charity. With equity investments this will be the date the dividend is payable to the investment manager account rather than any later date when it is transferred to the Charity's bank account. Interest income is credited to the Charity's bank account and accounted for at that point.

continued...

Page 9

THE VIOLET M RICHARDS CHARITY

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 5TH APRIL 2023

3.
RAISING FUNDS
Raising donations and legacies
Support costs
Investment management costs
Investment management costs
4.
GRANTS PAYABLE
Grants Payable

The Countess Mountbatten Hospice
Cavernoma Alliance UK
Murray Parish Trust
British Liver Trust
Dyscover Limited
Sussex ME/CFS Society
Versus Arthritis
Coeliac UK
Thinking Well
2023
2022
£
£
-
16,276
2023
2022
£
£
15,365
16,276
2023
2022
£
£
77,500
15,000
2023
2022
20,000
-
5,000 5,000
20,000
-
20,000
-
5,000
-
500
-
12,000
-
-
10,000
(5,000)
-----------
------------
77,500
15,000
------------
-----------

5. TRUSTEES' REMUNERATION AND BENEFITS

There were no trustees' remuneration or other benefits for the year ended 5th April 2023 nor for the year ended 5th April 2022.

continued...

Page 10

THE VIOLET M RICHARDS CHARITY

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 5TH APRIL 2023

5. TRUSTEES' REMUNERATION AND BENEFITS - continued

Trustees' expenses

During the year £26 expenses were paid to the trustees or persons connected with them, for travel costs (2022: £66).

6. FIXED ASSET INVESTMENTS

MARKET VALUE
At 6th April 2022
Additions
Disposals
Revaluations
At 5th April 2023
NET BOOK VALUE
At 5th April 2023
At 5th April 2022
Listed
investments
£
2,486,362
323,036
(361,443)
(166,893)
2,281,062
2,281,062
2,486,362

continued...

Page 11

THE VIOLET M RICHARDS CHARITY

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 5TH APRIL 2023

7.
DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
Other debtors
8.
CURRENT ASSET INVESTMENTS
Cash held with Investment managers
9.
CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
Other creditors
Accruals and deferred income
10.
MOVEMENT IN FUNDS
Unrestricted funds
Capital fund
Income Fund
TOTAL FUNDS
At 6/4/22
£
2,612,425
53,521
2,665,946
2,665,946

continued...

Page 12

THE VIOLET M RICHARDS CHARITY

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 5TH APRIL 2023

10. MOVEMENT IN FUNDS - continued

Net movement in funds, included in the above are as follows:

Unrestricted funds
Capital fund
Income fund
TOTAL FUNDS
Incoming
resources
£
-
88,398
88,398
Resources
expended
£
-
(111,289)
(111,289)
Gains and
Movement
losses
in funds
£
£
(171,451)
(171,451)
(22,891)
(171,451)
(194,342)

Comparatives for movement in funds

Unrestricted funds
Capital fund
Income Fund
TOTAL FUNDS
At 6/4/21
£
2,547,139
16,804
2,563,943
2,563,943
Net
movement
in funds
£
65,286
36,717
102,003
102,003
At
5/4/22
£
2,612,425
53,521
2,665,946
2,665,946

Comparative net movement in funds, included in the above are as follows:

Incoming Resources Gains and Movement
resources expended losses in funds
£ £ £ £
Unrestricted funds
Capital fund - - 65,286 65,286
Income fund 85,284 (48,567) - 36,717
TOTAL FUNDS 85,284 (48,567) 65,286 102,003

continued...

Page 13

THE VIOLET M RICHARDS CHARITY

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 5TH APRIL 2023

10. MOVEMENT IN FUNDS - continued

A current year 12 months and prior year 12 months combined position is as follows:

Unrestricted funds
Capital fund
Income Fund
TOTAL FUNDS
At 6/4/21
£
2,547,139
16,804
2,563,943
2,563,943
Net
movement
in funds
£
(106,165)
13,826
(92,339)
(92,339)
At
5/4/23
£
2,440,974
30,630
2,471,604
2,471,604

A current year 12 months and prior year 12 months combined net movement in funds, included in the above are as follows:

Unrestricted funds
Capital fund
Income fund
TOTAL FUNDS
Incoming
resources
£
-
173,682
173,682
Resources
expended
£
-
(159,856)
(159,856)
Gains and
Movement
losses
in funds
£
£
(106,165)
(106,165)
-
13,826
(106,165)
(92,339)

The Trustees seek to utilise the income that is generated from the Capital Fund as a basis for making donations, while recognised gains or losses on the investments are transferred to the Capital Fund. However, they are not precluded from applying the Capital Fund for this purpose and accordingly while the separate funds are designated as either capital or income, they are not restricted as to their use. Where the Income Fund accumulates a deficit, a transfer is made from the Capital Fund which may be reversed at the Trustees' discretion at such time as the Income Fund returns to credit.

11. RELATED PARTY DISCLOSURES

The Charity is under the control of the trustees. Mr. C A Hicks, a trustee, is a partner in Wedlake Bell LLP who act as solicitors to the Charity. This firm provided professional services during the year amounting to £11,246 plus VAT (2022 - £9,624).

Page 14