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2025-03-31-accounts

REGISTERED CHARITY NUMBER: 273703

BE'ER AVROHOM (UK) TRUST

REPORT OF THE TRUSTEES AND

FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2025

Sugarwhite Meyer HS Ltd First Floor 94 Stamford Hill London N16 6XS

BE'ER AVROHOM (UK) TRUST

CONTENTS OF THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2025

Page
Reference and Administrative Details 1
Report of the Trustees 2 to 3
Independent Examiner's Report 4
Statement of Financial Activities 5
Balance Sheet 6
Notes to the Financial Statements 7 to 9

BE'ER AVROHOM (UK) TRUST

REFERENCE AND ADMINISTRATIVE DETAILS FOR THE YEAR ENDED 31 MARCH 2025

TRUSTEES S Bowden M Z Rapoport Rabbi Y Karlinski PRINCIPAL ADDRESS 33 Montpelier Rise London NW11 9DT REGISTERED CHARITY 273703 NUMBER INDEPENDENT EXAMINER Sugarwhite Meyer HS Ltd First Floor 94 Stamford Hill London N16 6XS BANKERS Lloyds Bank plc 182 High Street London E17 7HJ

Page 1

BE'ER AVROHOM (UK) TRUST

REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31 MARCH 2025

The trustees present their report with the financial statements of the charity for the year ended 31 March 2025. The trustees have adopted the provisions of Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019).

REFERENCE AND ADMINISTRATIVE INFORMATION

The information is shown on page 1 of the financial statements and forms part of this report.

OBJECTIVES AND ACTIVITIES

Objects for public benefit

The object of the charity are to promote Orthodox Jewish education and values.

The trustees confirm that they have given due regard the Charity Commission's guidance on public benefit.

Investment policy

In accordance with its trust deed the trustees have the power, at their absolute discretion, to make any investment, that they think fit. In this regard the trustees regularly review the charity's position and needs in respect of investment policy and invest excess funds to produce income and safeguard the interest of the charity.

FINANCIAL REVIEW

Achievement and performance

There was an increase in both income and expenditure.

Reserves policy

The trustees do not seek to maintain reserves, other than to ensure that they can continue the activities of the charity.

FUTURE PLANS

The charity plans to continue its activities for the foreseeable future subject to satisfactory income.

STRUCTURE, GOVERNANCE AND MANAGEMENT

Governing document

The charity was constituted and governed by Declaration of Trust dated 27 June 1977.

Recruitment and appointment of new trustees

There are three trustees, two of whom live in London. The third trustee visits and is also in regular contact to ensure tat the objects of the trust are met. It is not the intention of the trustees to appoint any new trustees. Should the situation change in the future, the trustees will apply suitable recruitment induction and training procedures.

Risk management

The trustees have reviewed the major risks to which the charity is exposed and confirm that they have established systems to mitigate them.

STATEMENT OF TRUSTEES' RESPONSIBILITIES

The trustees are responsible for preparing the Report of the Trustees and the financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice).

Page 2

BE'ER AVROHOM (UK) TRUST

REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31 MARCH 2025

STATEMENT OF TRUSTEES' RESPONSIBILITIES - continued

Charity law requires the trustees to prepare financial statements for each financial year. Under that law, the trustees have elected to prepare the financial statements in accordance with United Kingdom Generally Accepted Accounting Practice (United Kingdom Accounting Standards and applicable law).

Under charity law the trustees must not approve the financial statements unless they are satisfied that they give a true and fair view of the state of affairs of the charity and of the incoming resources and application of resources, including the income and expenditure, of the charity for that period. In preparing those financial statements, the trustees are required to

The trustees are responsible for keeping proper accounting records which disclose with reasonable accuracy at any time the financial position of the charity and to enable them to ensure that the financial statements comply with the Charities Act 2011 and The Charity (Accounts and Reports) Regulations 2008. They are also responsible for safeguarding the assets of the charity and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

Approved by order of the board of trustees on 22 December 2025 and signed on its behalf by:

S Bowden - Trustee

Page 3

INDEPENDENT EXAMINER'S REPORT TO THE TRUSTEES OF BE'ER AVROHOM (UK) TRUST

Independent examiner's report to the trustees of Be'er Avrohom (UK) Trust

I report to the charity trustees on my examination of the accounts of Be'er Avrohom (UK) Trust (the Trust) for the year ended 31 March 2025.

Responsibilities and basis of report

As the charity trustees of the Trust you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 ('the Act').

I report in respect of my examination of the Trust's accounts carried out under Section 145 of the Act and in carrying out my examination I have followed all applicable Directions given by the Charity Commission under Section 145(5)(b) of the Act.

Independent examiner's statement

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

  1. accounting records were not kept in respect of the Trust as required by Section 130 of the Act; or

  2. the accounts do not accord with those records; or

  3. the accounts do not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a true and fair view which is not a matter considered as part of an independent examination.

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

E Meyer FCA BSc

Sugarwhite Meyer HS Ltd First Floor 94 Stamford Hill London N16 6XS

22 December 2025

Page 4

BE'ER AVROHOM (UK) TRUST

STATEMENT OF FINANCIAL ACTIVITIES FOR THE YEAR ENDED 31 MARCH 2025

2025
Unrestricted
fund
Notes
£
INCOME AND ENDOWMENTS FROM
Donations and legacies
132,313
EXPENDITURE ON
Charitable activities
2
Grantmaking
128,425
Support
3,607
Total
132,032
Net gains on investments
495
NET INCOME
776
RECONCILIATION OF FUNDS
Total funds brought forward
(8,934)
TOTAL FUNDS CARRIED FORWARD
(8,158)
2024
Total
funds
£
114,609
112,000
2,707
114,707
405
307
(9,241)
(8,934)

The notes form part of these financial statements

Page 5

BE'ER AVROHOM (UK) TRUST

BALANCE SHEET 31 MARCH 2025

Notes
FIXED ASSETS
Investments
6
CREDITORS
Amounts falling due within one year
7
NET CURRENT ASSETS/(LIABILITIES)
TOTAL ASSETS LESS CURRENT
LIABILITIES
NET ASSETS/(LIABILITIES)
FUNDS
Unrestricted funds
TOTAL FUNDS
2025
2024
Total
Total
funds
funds
£
£
1,124
628
(9,282)
(9,562)
(9,282)
(9,562)
(8,158)
(8,934)
(8,158)
(8,934)
(8,158)
(8,934)
(8,158)
(8,934)

The financial statements were approved by the Board of Trustees and authorised for issue on 22 December 2025 and were signed on its behalf by:

S Bowden - Trustee

The notes form part of these financial statements

Page 6

BE'ER AVROHOM (UK) TRUST

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2025

1. ACCOUNTING POLICIES

Basis of preparing the financial statements

The financial statements of the charity, which is a public benefit entity under FRS 102, have been prepared in accordance with the Charities SORP (FRS 102) 'Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)', Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland' and the Charities Act 2011. The financial statements have been prepared under the historical cost convention, with the exception of investments which are included at market value, as modified by the revaluation of certain assets.

Income

Donations are accounted for when received. All other income is recognised on a receivable basis.

Expenditure

Liabilities are recognised in the year in which they are incurred and includes irrecoverable VAT which is reported as part of the expenditure to which it relates.

Grants are only recognised in the accounts when paid.

Support costs are those incurred to assist the work of the charity but are not direct charitable activities.

Governance costs are those incurred in connection with administration of the charity and compliance with constitutional and statutory requirements.

Taxation

The charity is exempt from tax on its charitable activities.

Going concern

The financial statements have been prepared in accordance with the accounting principles appropriate to a going concern notwithstanding the deficiency in net assets at the balance sheet date. The trustees consider this to be appropriate having regard to the continued provision of financial support by the charity's bankers.

2. CHARITABLE ACTIVITIES COSTS

Grantmaking
Support
Grant
funding of
activities
(see note
3)
£
128,425
-
128,425
Support
costs (see
note 4)
£
-
3,607
3,607
Totals
£
128,425
3,607
132,032

Page 7

BE'ER AVROHOM (UK) TRUST

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 MARCH 2025

3. GRANTS PAYABLE

2025
£
Grantmaking
128,425
Support
-
128,425
The total grants paid to institutions during the year was as follows:
2025
£
Advancement of education
128,425
All grants were made to Yeshivas Be'er Avrohom.
SUPPORT COSTS
Governance
Other
costs
£
£
Support
2,287
1,320
Support costs, included in the above, are as follows:
Other
2025
Support
£
Sundries
2,287
Governance costs
2025
Support
£
Independent examiner's fee
660
Independent examiner's other fees
660
1,320
2024
£
112,000
250
112,250
2024
£
112,250
Totals
£
3,607
2024
Total
activities
£
1,257
2024
Total
activities
£
600
600
1,200

4. SUPPORT COSTS

5. TRUSTEES' REMUNERATION AND BENEFITS

There were no trustees' remuneration or other benefits for the year ended 31 March 2025 nor for the year ended 31 March 2024.

Trustees' expenses

There were no trustees' expenses paid for the year ended 31 March 2025 nor for the year ended 31 March 2024.

Page 8

BE'ER AVROHOM (UK) TRUST

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 MARCH 2025

6. FIXED ASSET INVESTMENTS

MARKET VALUE
At 1 April 2024
Revaluations
At 31 March 2025
NET BOOK VALUE
At 31 March 2025
At 31 March 2024
There were no investment assets outside the UK.
7.
CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
Bank loans and overdrafts (see note 8)
Other creditors
8.
LOANS
An analysis of the maturity of loans is given below:
Amounts falling due within one year on demand:
Bank overdrafts
Listed
investments
£
628
496
1,124
1,124
628
2025
2024
£
£
7,962
8,362
1,320
1,200
9,282
9,562
2025
2024
£
£
7,962
8,362

9. RELATED PARTY DISCLOSURES

There were no related party transactions for the year ended 31 March 2025.

Page 9