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2024-04-05-accounts

Charity registration number: 273578

The E C Sosnow Charitable Trust

Annual Report and Financial Statements for the Year Ended 5 April 2024

The E C Sosnow Charitable Trust

Contents

Reference and Administrative Details……………………………………………………………... 1
Trustees' Report……………………………………………………………………………………... 2 to 4
Auditors’ Report………………………………………………………………………….…………. 5 to 8
Statement of fnancial activities………………………………………………………….…………. 9
Balance Sheet…………………………………………………………………………………………. 10
Notes to the fnancial statements…………………………………………………………………… 11 to18

The E C Sosnow Charitable Trust

Reference and Administrative Details

Charity name The E C Sosnow Charitable Trust Charity registration number 273578 Principal office Bourner Bullock 114 St Martin’s Lane Covent Garden London WC2N 4BE Trustees Mrs F J M Fattal Mr E R Fattal Miss A E Fattal Mr R Fattal Accountant Bourner Bullock Chartered Accountants 114 St Martin’s Lane Covent Garden London WC2N 4BE Investment Advisor Canaccord Genuity Limited 88 Wood Street Barbican London EC2V 7QR

Page 1

The E C Sosnow Charitable Trust

Trustees’ Report

The Trustees present their report and financial statements for the year ended 5 April 2024. The financial statements have been prepared in accordance with the accounting policies set out in note 1 of the financial statements and comply with the Charities Act 2011 and Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their financial statements in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (2nd Edition, effective 01 January 2019) (“Charities SORP”)).

Structure, governance and management

Constitution

The principal object of the charity is to provide donations to charitable institutions working in the field of education, the arts, the underprivileged, healthcare and emergency relief.

There have been no changes in the objectives since the last annual report.

Method of appointment or election of Trustees

The management of the charity is the responsibility of the Trustees who are elected and co-opted under the terms of the Trust deed dated 31 March 1977.

Policies adopted for the induction and training of trustees

Upon appointment Trustees’ receive the charity’s governing documents, most recent Annual and Financial Reports and guides to good practice and governance. They meet with current Trustees’ for briefing on the charity and its objectives. They are also made aware of their Trustee responsibilities.

Related party relationships

Throughout the year the Trustees were also the Trustees of the Norman Sosnow Charitable Foundation, a registered charity, with similar objectives to the E C Sosnow Charitable Trust.

Risk management

The trustees have assessed the major risks to which the charity is exposed, in particular those related to the operations and finances of the charity, and are satisfied that systems and procedures are in place to mitigate their exposure to the major risks.

Objectives and Activities

Policies and objectives

The Trustees have wide powers of investment and are empowered to apply the income of the Trust Fund for such charitable purposes or to such charitable institutions within the UK and elsewhere as they shall, in their discretion, from time to time think fit. The Trustees have traditionally made donations to charitable institutions working in the field of education, the arts, the underprivileged, healthcare and emergency relief. There have been no material changes in the policies since the last Trustees’ Report.

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The E C Sosnow Charitable Trust

Trustees’ Report

Strategies for achieving objectives

In planning the charities activities for the year, the Trustees have kept in mind the Charities Commission’s guidance on the need for Public Benefit and consider that all donations payments made fall within such scope.

Activities for achieving objectives

The charity provides grants to other charitable organisations with particular emphasis on those connected with education, the arts, the underprivileged, healthcare and emergency relief.

Achievements and performance

Review of activities

For the current year receipts from investments and other sources amounted to £105,579 (2023: £88,681). Grants made to charitable institutions for the year totalled £82,000 (2023: £63,000).

Investment policy and performance

The Trustees have very wide ranging investment powers under the Trust Deed. The Trustees have appointed Canaccord Genuity Limited to oversee the investments and provide guidance for the benefit of the trust. The trustees together with their advisers monitor the investment performance of the fund. The Trustees also hold cash in interest bearing accounts to reduce the charities exposure to fluctuations in the market value of investments. Where unrestricted funds are deemed to be insufficient the Trustees have the authority to transfer funds from the expendable endowment to ensure sufficient unrestricted funds are available for the charity to operate effectively.

Financial Review

Reserves policy

The charity fulfils its objectives by making grants out of income earned from its investment capital. In any particular year, the resources expended may not precisely match income received. The Trustees consider it prudent to retain modest unrestricted reserves, which at 5 April 2024 amounted to £164,274 (2023: £156,511), to ensure they can meet future obligations and, in particular, to give them the flexibility to offer adequate grants to appropriate causes which may come to their attention in future.

Plans for future

The Trustees have determined that the Charity shall continue making grants to charities working in the field of education, the arts, the underprivileged, healthcare and emergency relief.

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The E C Sosnow Charitable Trust

Trustees’ Report

Statement of trustees’ responsibilities

The trustees are responsible for preparing the Annual Report and the financial statements in accordance with applicable law and regulations.

The law applicable to charities in England & Wales requires the trustees to prepare financial statements for each financial year in accordance with United Kingdom Generally Accepted Accounting Practice (United Kingdom Accounting Standards and applicable law). The trustees must not approve the financial statements unless they are satisfied that they give a true and fair view of the state of affairs of the charity and of the incoming resources and application of resources, including the income and expenditure, of the charity for that period.

In preparing these financial statements, the trustees are required to:

The trustees are responsible for keeping sufficient accounting records that disclose with reasonable accuracy at any time the financial position of the charity and enable them to ensure that the financial statements comply with the Charities Act 2011, the Charity (Accounts and Reports) Regulations 2008 and the provisions of the trust deed. They are also responsible for safeguarding the assets of the charity and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

In so far as the trustees are aware:

Approved by the Trustees and signed on their behalf by:

Mrs F J M Fattal Trustee

Date: 20.12.24

Independent Auditors’ Report to the Trustees of

The E C Sosnow Charitable Trust

Opinion

We have audited the financial statements of The E C Sosnow Charitable Trust (the ‘charity’) for the year ended 5 April 2024 which comprise the Statement of Financial Activities and Balance Sheet and notes to the financial statements, including a summary of significant accounting policies. The financial reporting framework that has been applied in their preparation is applicable law and United Kingdom Accounting Standards, including Financial Reporting Standard 102 The Financial Reporting Standard applicable in the UK and Republic of Ireland (United Kingdom Generally Accepted Accounting Practice).

Page 4

Basis for opinion

We conducted our audit in accordance with International Standards on Auditing (UK) (ISAs (UK)) and applicable law. Our responsibilities under those standards are further described in the Auditor’s responsibilities for the audit of the financial statements section of our report. We are independent of the charity in accordance with the ethical requirements that are relevant to our audit of the financial statements in the UK, including the FRC’s Ethical Standard, and we have fulfilled our other ethical responsibilities in accordance with these requirements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion.

Conclusions relating to going concern

In auditing the financial statements, we have concluded that the trustees’ use of the going concern basis of accounting in the preparation of the financial statements is appropriate.

Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the charity’s ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.

Our responsibilities and the responsibilities of the trustees with respect to going concern are described in the relevant sections of this report.

Independent Auditors’ Report to the Trustees of

The E C Sosnow Charitable Trust

Other information

The other information comprises the information included in the annual report other than the financial statements and our auditor’s report thereon. The trustees are responsible for the other information contained within the annual report. Our opinion on the financial statements does not cover the other information and, except to the extent otherwise explicitly stated in our report, we do not express any form of assurance conclusion thereon. Our responsibility is to read the other information and, in doing so, consider whether the other information is materially inconsistent with the financial statements or our knowledge obtained in the course of the audit or otherwise appears to be materially misstated. If we identify such material inconsistencies or apparent material misstatements, we are required to determine whether this gives rise to a material misstatement in the financial statements themselves. If, based on the work we have performed, we conclude that there is a material misstatement of this other information, we are required to report that fact.

We have nothing to report in this regard.

Matters on which we are required to report by exception

We have nothing to report in respect of the following matters in relation to which the Charities (Accounts and Reports) Regulations 2008 require us to report to you if, in our opinion :

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Responsibilities of trustees

As explained more fully in the trustees’ responsibilities statement set out on page 4 the trustees are responsible for the preparation of the financial statements and for being satisfied that they give a true and fair view, and for such internal control as the trustees determine is necessary to enable the preparation of financial statements that are free from material misstatement, whether due to fraud or error.

In preparing the financial statements, the trustees are responsible for assessing the charity’s ability to continue as a going concern, disclosing, as applicable, matters related to going concern and using the going concern basis of accounting unless the trustees either intend to liquidate the charity or to cease operations, or have no realistic alternative but to do so.

Independent Auditors’ Report to the Trustees of

The E C Sosnow Charitable Trust

Auditor’s responsibilities for the audit of the financial statements

We have been appointed as auditor under section 145 of the Charities Act 2011 and report in accordance with the Act and relevant regulations made or having effect thereunder.

Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue an auditor’s report that includes our opinion. Reasonable assurance is a high level of assurance, but is not a guarantee that an audit conducted in accordance with ISAs (UK) will always detect a material misstatement when it exists. Misstatements can arise from fraud or error and are considered material if, individually or in the aggregate, they could reasonably be expected to influence the economic decisions of users taken on the basis of these financial statements.

Irregularities, including fraud, are instances of non-compliance with laws and regulations. We design procedures in line with our responsibilities, outlined above, to detect material misstatements in respect of irregularities, including fraud. The extent to which our procedures are capable of detecting irregularities, including fraud is detailed below:

Extent to which the audit was considered capable of detecting irregularities, including fraud Discussions with and enquiries of Trustees’ and those charged with governance were held with a view to identifying those laws and regulations that could be expected to have a material impact on the financial statements. During the engagement team briefing, the outcomes of these discussions and enquiries were shared with the team, as well as consideration as to where and how fraud may occur in the entity.

Audit procedures undertaken in response to the potential risks relating to irregularities (which include fraud and non-compliance with laws and regulations) comprised of: inquiries of Trustees’ and those charged with governance as to whether the entity complies with such laws and regulations; enquiries with the same concerning any actual or potential litigation or claims; inspection of relevant legal correspondence; review of board minutes; testing the appropriateness of journal entries; and the performance of analytical review to identify unexpected movements in account balances which may be indicative of fraud.

No instances of material non-compliance were identified. However, the likelihood of detecting irregularities, including fraud, is limited by the inherent difficulty in detecting irregularities, the effectiveness of the entity’s controls, and the nature, timing and extent of the audit procedures performed. Irregularities that result from fraud might be inherently more difficult to detect than irregularities that result from error. As explained above, there is an unavoidable risk that material

Page 6

misstatements may not be detected, even though the audit has been planned and performed in accordance with ISAs (UK).

Independent Auditors’ Report to the Trustees of

The E C Sosnow Charitable Trust

A further description of our responsibilities for the audit of the financial statements is located on the Financial Reporting Council’s website at: https://www.frc.org.uk/auditorsresponsibilities. This description forms part of our auditor’s report.

Use of our report

This report is made solely to the charity’s trustees, as a body, in accordance with Part 4 of the Charities (Accounts and Reports) Regulations 2008. Our audit work has been undertaken so that we might state to the charity’s trustees those matters we are required to state to them in an auditor’s report and for

no other purpose. To the fullest extent permitted by law, we do not accept or assume responsibility to anyone other than the charity and the charity’s trustees as a body, for our audit work, for this report, or for the opinions we have formed.

Bourner Bullock

Statutory Auditors Chartered Accountants 114 St Martin’s Lane Covent Garden London WC2N 4BE

Date:

20.12.24

Page 7

The E C Sosnow Charitable Trust

Statement of Financial Activities for the Year Ended 5 April 2024

Note
Income from:
Investments
2
Total income
Expenditure on:
Charitable activities
3
Total expenditure
Net (losses)/gains on investments
Net movements in funds
Reconciliation of funds
Total funds brought forward
Total funds carried forward
11,12
Unrestricted
Funds
Endowment
Funds
TotalFunds
2024
Total Funds
2023
£
£
£
£
105,579
-
105,579
88,681
105,579
-
105,579
88,681
97,816
-
97,816
75,214
97,816
-
97,816
75,214
-
(9,425)
(9,425)
(118,179)
7,763
(9,425)
(1,662)
(104,712)
156,511
2,284,893
2,441,404
2,546,116
164,274
2,275,468
2,439,742
2,441,404

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The E C Sosnow Charitable Trust

Balance Sheet as at 5 April 2024

Note
Fixed assets
Investments
8
Current assets
Cash at bank and in hand
Creditors: Amounts falling due within one year
9
Net current assets
Creditors: Amounts falling due within more than one
year
10
Net assets
The funds of the charity:
Endowment funds
Unrestricted funds
Reconciliation of funds
11,12
2024
2023
£
£
1,964,507
1,974,269
610,583
624,577
(12,190)
(32,192)
598,393
592,385
(123,158)
(125,250)
2,439,742
2,441,404
2,275,468
2,284,893
164,274
156,511
2,439,742
2,441,404

Approved by the Board on 20.12.24 and signed on its behalf by:

Mrs F J M Fattal Trustee

Mr E R Fattal Trustee

Page 9

The E C Sosnow Charitable Trust

Notes to the Financial Statements for the Year Ended 5 April 2024

1 Accounting policies

Basis of preparation

The financial statements have been prepared in accordance with ‘Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (Second Edition)’ and the Financial Reporting Standard applicable in the United Kingdom and Republic of Ireland (FRS 102) and the Charities Act 2011 and UK Generally Accepted Practice as it applies from 1 January 2019.

The financial statements have been prepared to give a ‘true and fair’ view and have departed from the Charities (Accounts and Reports) Regulations 2008 only to the extent required to provide a ‘true and fair view’. This departure has involved following ‘Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (Second Edition)’rather than the Accounting and Reporting by Charities: Statement of Recommended Practice effective from 1 April 2005 which has since been withdrawn.

The E C Sosnow Charitable Trust meets the definition of a public benefit entity under FRS 102. Assets and liabilities are initially recognised at historical cost or transaction value unless otherwise stated in the relevant accounting policy notes.

Going concern

The trustees consider there are no material uncertainties about the charity’s ability to continue as a going concern. The review of the financial position, reserves levels and future plans gives trustees confidence the charity remains a going concern for the foreseeable future.

Judgements

The preparation of the financial statements requires management to make judgements, estimates and assumptions that affect the amounts reported for assets and liabilities as at the balance sheet date and the amounts reported for revenues and expenses during the year. However, the nature of estimation means that actual outcomes could differ from those estimates. In the Trustees’ opinion there are no significant judgements and there have been no material sources of key estimation uncertainty.

The E C Sosnow Charitable Trust

Notes to the Financial Statements for the Year Ended 5 April 2024

Charitable funds

Unrestricted income funds comprise those funds which the trustees are free to use for any purpose in furtherance of the charitable objects. Unrestricted funds include designated funds where the trustees, at their discretion, have created a fund for a specific purpose.

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Incoming resources

All incoming resources are included in the Statement of financial activities when the charity is legally entitled to the income and the amount can be quantified with reasonable accuracy.

Investment income is recognised on a receivable basis.

Resources expended

Charitable expenditure comprises those costs incurred by the charity in the delivery of its activities and services for its beneficiaries. It includes both costs that can be allocated directly to such activities and those costs of an indirect nature necessary to support them.

Grants payable are payments made to third parties in the furtherance of the charitable objectives. Where the charity gives a grant with conditions for its payment being a specific level of service or output to be provided, such grants are only recognised in the SoFA once the recipient of the grant has provided the specific service or output.

Grants payable without performance conditions are only recognised in the financial statements when a commitment has been made and there are no conditions to be met relating to the grant which remain in the control of the charity.

Provisions for grants are made when the intention to make a grant has been communicated to the recipient but there is uncertainty about either the timing of the grant or the amount of grant payable.

Governance and support costs

Governance costs include costs of the preparation and examination of the statutory financial statements, the costs of trustee meetings and the cost of any legal advice to trustees on governance or constitutional matters. Support costs relate to finance costs and include bank charges and interest payable.

Fund accounting

Unrestricted income funds are general funds that are available for use at the trustee’s discretion in furtherance of the objectives of the Charity.

Endowment funds comprise of the initial donation made upon establishment of the Trust, plus additions of investments, properties or monies accepted by the Trustees. Gains and losses on investments are included within the endowment funds. The fund is an expendable endowment and so the Trustees have the power to convert all or part of the fund into income which can be spent in accordance with the charitable objectives. Income generated from the endowment fund investments is spent on furthering the Charity’s objectives.

The E C Sosnow Charitable Trust

Notes to the Financial Statements for the Year Ended 5 April 2024

Investments

Fixed asset investments which are publicly traded or where the fair value can be measured reliably are initially measured at fair value, with changes in fair value recognised in profit or loss. Fixed asset investments which are not publicly traded and where fair value cannot be measured reliably are measured at cost less impairment.

Realised gains and losses on investments are calculated as the difference between sales proceeds and their market value at the start of the year, or their subsequent cost, and are charged or credited to the statement of the financial activities in the period of disposal.

Unrealised gains and losses represent the movement in market values during the year and are credited or charged to the statement of financial activities based on the market value at the year end.

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Cash held for investments purposes is included within investments.

Cash and cash equivalents

Cash at bank and cash in hand includes cash and short term highly liquid investments with a short maturity of three months or less from the date of acquisition or opening of the deposit and similar account.

Creditors

Creditors are recognised where the charity has a present obligation resulting from a past event that will probably result in the transfer of funds to a third party and the amount due to settle the obligation can be measured or estimated reliably. Creditors are normally recognised at their settlement amount after allowing for any discounts due.

Borrowings

Interest-bearing borrowings are initially recorded at fair value, net of transaction costs. Interestbearing borrowings are subsequently carried at amortised cost, with the difference between the proceeds, net of transaction costs, and the amount due on redemption being recognised as a charge to the Profit and Loss Account over the period of the relevant borrowing.

Financial instruments

Basic financial instruments, which include debtors, creditors, equity investments and bank balances, are initially measured at transaction price including transaction costs and are subsequently carried at amortised cost using the effective interest method unless the arrangement constitutes a financing transaction, where the transaction is measured at the present value of the future receipts discounted at a market rate of interest.

The trust only has basic financial instruments.

The E C Sosnow Charitable Trust

Notes to the Financial Statements for the Year Ended 5 April 2024

2 Investment income

Income from investments
Interest from cash deposits
In 2024, all investment income is unrestricted in nature.
Charitable activities
Grant funding of activities (see note 4)
Allocated governance costs (see note 6)
Allocated support costs (see note 6)
2024
2023
£
£
92,122
86,412
13,457
2,269
105,579
88,681
2024
2023
£
£
82,000
63,000
12,190
11,082
3,626
1,132
97,816
75,214

3 Charitable activities

In 2024, all charitable activities were funded from unrestricted funds.

4 Grants to institutions

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Name of Institution The E
£
9,000
5,000
5,000
2,000
10,000
5,000
5,000
5,000
5,000
10,000
1,000
5,000
5,000
10,000
82,000
Africa Educational Trust
Cancer Research UK
Cure EB
Friends of Mosaic Jewish Primary school

Great Ormond Street Hospital Children's Charity

Holocaust Educational Trust
Israel Philharmonic Orchestra Foundation UK
Jewish Care
Marie Curie
Philharmonia Trust
Prism Gift Fund
Royal National Institute of Blind People

S&P Sephardi Community

UK Friends of Natal

C Sosnow Charitable Trust

Notes to the Financial Statements for the Year Ended 5 April 2024

5 Grants by Activity
Activity
Arts and culture
Community care
Education
Healthcare and support for the elderly
6 Governance and support costs
£
15,000
21,000
16,000
30,000
82,000
Auditors’ remuneration Governance
costs
£
Support
costs
£
Total
2024
£
Total
2023
£
7,768
-
7,768
7,062
Auditors’ remuneration
(non-audit services)
4,422
-
4,422
4,020
-
718
718
620
-
2,908
2,908
512
Bank Charges
Interest payable
12,190
3,626
15,816
12,214

7 Trustees' remuneration and expenses

No trustees received any remuneration during the year (2023: £nil). No trustees received any reimbursed expenses during the year (2023: £nil).

There were no employees during the year (2023: none).

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The E C Sosnow Charitable Trust

Notes to the Financial Statements for the Year Ended 5 April 2024

8 Investments held as fixed assets

Market value
As at 5 April 2023
Listed
Investments
£
Other
Investments
£
Cash
Deposits
£
Total
£
1,688,947
38,500
246,822
1,974,269
Additions 228,548
-
119,544
348,092
(26,572)
-
(322,748)
(340,525)
(8,534)
-
-
(8,534)
Disposals
Revaluation
Net book value
As at 5 April 2024 1,882,389
38,500
43,618
1,964,507

Investment assets can be further analysed as follows:

Listed investments
Cash deposits
Other investments
UK
£
Overseas
£
Total
£
1,448,096
434,293
1,882,389
43,618
-
43,618
38,500
-
38,500
1,530,214
434,293
1,964,507

Material Investments

At 5 April 2024, the following holdings had a value greater than 5% of the quoted securities portfolio value:

portfolio value:
2024 2023
£ £
Blackrock World Mining Trust 176,880 188,210
The Charities Property Fund 168,993 181,634
M & G Securities 256,915 262,120
Shell Plc 106,622 90,626
UK Treasury GILT 100,585 -

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The E C Sosnow Charitable Trust

Notes to the Financial Statements for the Year Ended 5 April 2024

Other Investments

This asset relates to a charge over a property under which the Trustees will receive 50% of the open market value at an indeterminable future date. The asset is included in the balance sheet at cost which the Trustees consider appropriate given the difficulty in attributing a meaningful current market value to this asset (due to uncertainty surrounding the date of realisation). On 19 January 2015, the Trustees had a professional valuation of the property carried out. This confirmed that 50% of the market value would be in excess of the book value of their interest.

9 Creditors: Amounts falling due within one year

Accruals
Other Creditors
Grant commitments
2024
2023
£
£
12,190
11,082
-
10,110
-
11,000
12,190
32,192

10 Creditors: Amounts falling due after more than one year

2024 2023
£ £
Loans payable 123,158 125,250

11 Analysis of funds

General Funds
Unrestricted income fund
Expendable Endowment
Endowment funds
At 6 April
2023
Incoming
resources
Resources
expended
Other
recognised
gains/(losses
)
At 5 April
2024
£
£
£
£
£
156,511
105,579
(97,816)
-
164,274
2,284,893
-
-
(9,425)
2,275,468
2,441,404
105,579
(97,816)
(9,425)
2,439,742

The E C Sosnow Charitable Trust

Page 15

Notes to the Financial Statements for the Year Ended 5 April 2024

12 Net assets by fund

Investments
Current assets
Creditors: Amounts falling due
within one year
Creditors: Amounts falling due in
more than one year
Unrestricted
Funds
Endowmen
t Funds
Total Funds
2024
Total Funds
2023
£
£
£
£
-
1,964,507
1,964,507
1,974,269
299,622
310,961
610,583
624,577
(12,190)
-
(12,190)
(32,192)
(123,158)
-
(123,158)
(125,250)
164,274
2,275,468
2,439,742
2,441,404

13 Related parties

Control

The charity is controlled by the trustees.

Related party transactions

Included in creditors is a loan from The Norman Sosnow Charitable Foundation.

Throughout the year the Trustees were also the Trustees of The Norman Sosnow Charitable Foundation, a registered charity, number 279809. The loan from The Norman Sosnow Charitable Foundation is invested with the trust’s own funds. The Trustees received an additional £2,908 (2023: £512) interest on behalf of The Norman Sosnow Charitable Foundation which has been added to the balance on their loan account. During the year, £5,000 was paid to charitable institutions on behalf of The Norman Sosnow Charitable Foundation (2023: £5,000). This income and expenditure is not included within the Statement of Financial Activities presented in these accounts, it is being accounted for in the financial statements of the Foundation. At the year end, the balance owed to The Norman Sosnow Charitable Foundation was £123,158 (2023: £125,250).

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