## **Cambridge Muslim Welfare Society**
**Annual Report and Financial Statements**
## **For**
**The Year Ended 31[st] March 2025**
Charity number: 273568
2
## **CONTENTS**
LEGAL AND ADMINISTRATIVE INFORMATION ...................................................................................................................................................... 3 TRUSTEES’ ANNUAL REPORT ................................................................................................................................................................................. 4 INDEPENDENT EXAMINER’S REPORT ON THE ACCOUNTS .................................................................................................................................... 6 FINANCIAL STATEMENTS....................................................................................................................................................................................... 7 Statement of Financial Activities ...................................................................................................................................................................... 7 Balance Sheet ................................................................................................................................................................................................... 8 Notes to the Financial Statements ..............................................................................................................................................................9-11
## **LEGAL AND ADMINISTRATIVE INFORMATION**
## **Trustees**
Shamim Ahmed (Chairman) Muhammad Naveed Khalid (General Secretary) Hazir Miah (Treasurer) Sahistha Miah (Assistant Secretary) Mohammed Angur Ullah (Member) Zarrar Arshad (Member) Younis Jan (Member)
## **Principal Office**
Abu Bakr Jamia Mosque 1A Mawson Road Cambridge CB1 2DZ, UK Telephone: +44 (0)1223 501012 Website: www.cambridgemosque.com
## **Principal Bankers**
Lloyds Bank plc 90A Mill Road Cambridge CB1 2BE, UK
## **Public Contact**
Shamim Ahmed 214A Mill Road Cambridge CB1 3NF
Email: abubakrcambridgemosque@gmail.com Website: www.cambridgemosque.com
4
## **TRUSTEES’ ANNUAL REPORT**
Trustees are pleased to present their report together with the financial statements for the year ended 31 March 2025.
Cambridge Muslim Welfare Society is a registered charity and is governed by its constitution. The charity was established with the following aims and objectives:
- a) advance the Muslim religion in Cambridge
- b) advance religious education of the Muslims residing in Cambridge
- c) give relief to the Muslims residing in Cambridge who are in financial need.
The Charity’s work is supported by a number of volunteers and it has an _Imam_ and a _khateeb_ who are employed for arranging prayers and educational activities in the mosque.
Day to day activities of the Charity are operated by the Executive Trustees.
The Charity is dependent on donations from individuals for its funding. It also receives rental income from its property at 175 Chesterton Road, Cambridge.
## **REVIEW OF PROGRESS AND ACHIEVEMENTS**
The Charity continuously endeavours to provide improvements in the facilities for congregational prayers, education and other activities in the mosque for Muslims living in Cambridge and the surrounding areas both by face-face events or online. Our regular classes and events continue to go from strength to strength. In this financial year we embarked on a plan to update and renovate our Imam and visiting scholars quarters on the Tenison Road side, with a vision to also then renovate the prayer spaces in 25/26.
Being a university town, Cambridge hosts a large number of Muslim students from all over the World every year. The Society plays a unique role in Cambridge for a diverse Muslim community.
The Society promotes inter-faith dialogue and social cohesion. From time to time the Society had dialogues with the representatives of various faith groups in order to establish good relationship with the Christians and people of other faiths of this area. The Society also arranged orientation courses in the form of mosque open days, neighbour’s tea invitations and organizing mosque tours to help understand the religious and cultural aspects of Muslim life. The Society regularly facilitates visits by students from various schools. During the year, the Society organized open days and various other activities for the wider community to visit the mosque and have a first-hand knowledge of Islam and Muslim culture.
Upon requests from the Addenbrookes Hospital Chaplaincy, visits were made for counselling the patients coming from outside areas
5
## **Reserves policy**
The Trustees regard the equivalent of three months operational expenses as an appropriate level of reserves. The present level of funding is adequate to support the continuation of the current level of our mosque activities and the Committee considers the financial position of the charity to be satisfactory.
## **Going Concern**
Despite the drop in weekly collection from the congregation gathering, the charity has maintained its financial sustainability by means of continuous donation being received via standing order donation and face-face collection, together with income from rental of charity property. This has and has resulted in regular inflow of funds to maintain charity activity. The Executive Committee continues to explore options for generating additional income from its current premises and will hand over findings to the incoming executive committee (election pending) for final resolution.
**Shamim Ahmed**
Chairman
6
## **INDEPENDENT EXAMINER’S REPORT ON THE ACCOUNTS**
## **Independent examiner’s report to the trustees of ‘Cambridge Muslim Welfare Society’**
I report on the accounts of the Society for the year ended 31 March 2025, which are set out on pages 7 to 11.
## **Respective responsibilities of trustees and examiner**
The charity's trustees are responsible for the preparation of the accounts. The charity’s trustees consider that an audit
is not required for this year under section 144 of the Charities Act 2011 (the Charities Act) and that an independent examination is needed.
It is my responsibility to:
- examine the accounts under section 145 of the Charities Act,
- to follow the procedures laid down in the general Directions given by the Charity Commission (under section 145(5)(b) of the Charities Act, and
- to state whether particular matters have come to my attention.
## **Basis of independent examiner’s statement**
My examination was carried out in accordance with general Directions given by the Charity Commission. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts and seeking explanations from the trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit, and consequently no opinion is given as to whether the accounts present a ‘true and fair’ view and the report is limited to those matters set out in the statement below.
## **Independent examiner's statement**
In connection with my examination, no material matters have come to my attention which gives me cause to believe that in, any material respect:
- the accounting records were not kept in accordance with section 130 of the Charities Act; or
- the accounts did not accord with the accounting records; or
- the accounts did not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a ‘true and fair’ view which is not a matter considered as part of an independent examination.
I have come across no other matters in connection with the examination to which attention should be drawn in this
report in order to enable a proper understanding of the accounts to be reached.
**Signed: Date:** 18[th] January 2026
**Name:** Moin Uddin
**Relevant professional qualification:** Associate member of Chartered Institute of Management Accountants **Address:** 62 St Albans Road, Cambridge, CB4 2HG
7
## **FINANCIAL STATEMENTS**
## **Statement of Financial Activities**
**For year ended 31[st] March 2025**
|**Incoming resources from**
**generated funds:**
Notes
Voluntary - Donations
Voluntary - Zakah
Voluntary - Zakah al-Fitr
Other income
2
**Total income**
**Resources expended**
Charitable activities
3
Costs of generating funds
**Total resources expended**
**Movement in total funds for**
**the year**
Net Income (Expenditure) for
the year
Transfer between funds
Net movement in funds
_Reconciliation of funds:_
Funds brought forward at 01.04.2024
**Funds carried forward at 31.03.2025**||Unrestricted
Funds
£
88,440
-
-
27,247
**115,687**
43,349
**43,349**
72,338
(3,184)
69,154
456,716
**525,870**||Restricted
Funds
£
-
235
-
-
**235**
-
**-**
235
3,184
3,419
1,389
**4,808**||March 2025
Total
Funds
£
88,440
235
-
27,247
**115,922**
43,349
-
**43,349**
72,573
-
72,573
458,105
**530,678**||March 2024
Total
Funds
£
57,252
212
1,319
50,633|
|---|---|---|---|---|---|---|---|---|
||||||||||
|||||||||**109,446**|
|||||||||76,108
-|
|||||||||**76,108**|
|||||||||33,338
-|
|||||||||33,338
424,767
**458,105**|
8
## **Balance Sheet**
## **As at 31[st] March 2025**
|**Fixed Assets**
Tangible Fixed Assets
**Current Assets**
Investments
Debtors
Cash and bank balances
**Creditors**
Amounts falling due within
one year
**Net Current Assets**
**NET ASSETS**
**REPRESENTED BY:**
Restricted funds
Unrestricted funds
**TOTAL FUNDS**|Notes
5
6
7
8|March
**2025**
£
1,738
3,815
54,554
(7,737)
**(7,737)**|March
**2025**
£
478,308
52,370
**530,678**
4,808
525,870
**530,678**|March
**2024**
£
1,738
4,915
125,789
(7,762)
**(7,762)**|March
**2024**
£
333,425|
|---|---|---|---|---|---|
||||||124,680|
||||||**458,105**|
||||||1,389
456,716|
||||||**458,105**|
The accounts were approved and authorised for issue by the Board of Trustees on and signed on its behalf by:
Shamim Ahmed Chairman
Date: 17[th] January 2026
Muhammad Naveed Khalid General Secretary
Date: 17[th] January 2026
9
## **Notes to the Financial Statements**
## **1. Accounting Policies**
## **Basis of preparation of financial statements**
The financial statements have been prepared under the historical cost convention, and in accordance with the Statement of Recommended Practice (SORP), 'Accounting and Reporting by Charities' published in March 2005.
## **Tangible fixed assets and depreciation**
Fixed assets held by the charity consists of freehold properties and capital expenditure on these properties. Depreciation of these properties is not provided. Purchase of equipment are treated as revenue expense and those are written off in the year of purchase in full. Purchase and installation of other large expenditure such as Carpets and Air conditioning will be capitalised and depreciated over a useful life of 4 years.
## **Fund accounting**
General funds are unrestricted funds which are available for use at the discretion of Trustees in furtherance of general activities of the charity which have not been designed for other purposes. Restricted funds are to be used in accordance with particular purposes for which the funds were raised by the charity. Any difference in expenditure and income is to be transferred to the general fund except for Zakah Fund.
## **2. Other Income**
|Rental Income
Tuition fees
Dividends received
Palestine Appeal
**Total**|**Unrestricted**
**Funds**
**£**
27,182
-
65
-
**27,247**|**Restricted**
**Funds**
**£**
-
-
-
-
**-**|**Total Funds**
**2025**
**£**
27,182
-
65
-
**27,247**|**Total Funds**
**2024**
**£**
47,449
830
62
2,322
**50,663**|
|---|---|---|---|---|
10
## **3. Charitable Activities**
|Salaries and NIC
Rates and water
Light and heat
Insurance
Cleaning
Repairs and maintenance
Office costs
Bank Charges
Events and celebrations
Ramadan arrangements
Zakah
Zakah al-Fitr
Special Appeal
Palestine Appeal
Professional fees
Renovations
Depreciation
Equipment*
**Total**|**Unrestricted**
**Funds**
**£**
16,069
3,770
8,099
2,817
2,038
560
1,845
830
664
635
-
-
-
-
-
-
2,671
3,351
**43,349**|**Restricted**
**Funds**
**£**
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
**-**|**Total Funds**
**2025**
**£**
16,069
3,770
8,099
2,817
2,038
560
1,845
830
664
635
-
-
-
-
-
-
2,671
3,351
**43,349**|**Total Funds**
**2024**
**£**
33,572
3,717
7,579
3,572
2,405
4,756
1,649
429
1,240
3,500
2,400
500
3,675
3,810
749
1,172
1,383
-
**76,108**|
|---|---|---|---|---|
Note: * This includes £304 of direct debit payments which were unrecognised, the management will recover these from the direct debit guarantee policy.
## **4. Analysis of Employee costs**
|Salaries
Social security costs
Total
The average number of employees|**2025**
**£**
15,224
845
**16,069**
**1**|**2024**
**£**
31,313
2,259|
|---|---|---|
|||**33,572**|
|||**2**|
11
## **5. Fixed Assets**
|**Cost**
Valuation/Cost 1 April 2024
Additions
**Depreciation**
Balance 1 April 2024
Charge for the year
**Net Book Value 31 March 2025**
**Net Book Value 31 March 2024**
**6. Investments**
800 Ordinary shares with British Telecom
Market value £1,327 (2024 £877)
**7. Restricted Funds**
Zakah
Zakah al-Fitr
Funeral appeal
- Transfer to unrestricted funds
**Total**
**8. Unrestricted Funds**
**Unrestricted funds**
- Transfer from unrestricted funds|**Fixtures**
**& Fittings**
**£**
40,069
-
**40,069**
30,769
2,671
**33,440**
**6,629**
**9,301**
**Balance 1**
**April 2024**
**£**
-
-
4,573
(3,184)
**1,389**
**Balance 1**
**April 2024**
**£**
456,716
-
**456,716**|**Fixtures**
**& Fittings**
**£**
40,069
-||**Freehold**
**Properties**
**£**
324,124
147,555|
|
|---|---|---|---|---|---|
|||**40,069**||**471,679**||
|||30,769
2,671||-
-||
|||**33,440**||**-**||
|||||**471,679**
**324,124**
**2025**
**£**
1,738
**Incoming**
**Resources**
**£**
235
-
-
3,184
**3,419**
**Incoming**
**Resources**
**£**
115,687
(3,184)
**112,503**||
|||||||